Christmas savings schemes 2026: boost your supermarket spending

Asda, Tesco, Iceland and Co-op all offer Christmas schemes, and there’s a trick to get the bonus without risking your cash

The idea behind these supermarket Christmas savings schemes, sometimes called Christmas savings clubs, is to help people gradually save up some money that can be used at Christmas when food bills are usually higher.

As an incentive, some supermarkets offer a small bonus, normally between 2% and 6%. But you can take advantage of a loophole where you can get the full bonus paid out, yet you’d only need to “save” your cash for a day or two.

Here’s how the 2026 Christmas savers from Asda, Tesco, Iceland and Co-op work, and how to get the best return possible.

Paid advertisement

This article might contain affiliate links, which provide a small commission to help fund the blog. However, they won’t affect the price you pay or the blog’s independence. Read more here.

Why we’re not a fan of Christmas saving stamps

First, these are marketed as alternatives to saving at a bank. But any money held in a bank is protected if the bank goes bust. If these supermarkets were to go under, or if you lost the gift card or voucher once it’s been paid out, you’d lose all your money.

You’ve also got less flexibility in how, when and where you spend your savings via these schemes. They tend to require you to spend your stamps in December, and obviously you can only spend them at one retailer.

Not only does that restrict the supermarket you use, but if you have an emergency, you can’t use the money you put into stamps for any other reason. You might also not get change from your vouchers, pushing you to buy things you don’t need to reach the voucher value.

There are other options for people who want to save regularly in the build-up to Christmas, with banks and building societies currently paying rates of up to 6% on standard savings accounts. You can find the best rates in our summary.

So generally, we tend to stay clear. But there is a trick where you can avoid most of the pitfalls but gain the free bonus.

The Christmas saver trick: how to get the bonus without saving all year

Here’s the hack. The bonus on these cards isn’t paid until a set bonus day. So it’s only the amount saved on that date that counts. Plus, there’s often no requirement to save each week or month to use these schemes.

This means you can instead pay in as much as you can (up to the set limits) just before the scheme closes. Literally on the final day if you want.

Say you put in £120. You’ll then be entitled to the same bonus as someone who’s saved £10 a month since last Christmas.

Until you do this, you should be paying your money into a high-paying current account. So you’ll have earned money in those accounts too. Double win!

But just make sure you’re aware of the risks and limitations with each card, such as deadlines to spend the money on your supermarket Christmas card.

Paid advertisement

The 2026 Christmas saver schemes

We’ve explained each of the main schemes and their deadlines below. But before you try this trick out yourself, do make sure you can spend the amount you save at that supermarket in the time given.

We are talking about small amounts of money unless you buy multiple cards. So it’s only worth the effort if you are shopping at those retailers anyway.

And if you’re wondering where a couple of the big supermarkets are, both Sainsbury’s and Morrisons have opted to axe their Christmas savings schemes this year — we’ve explained what that means further down.

Asda Christmas Savings Card 2026

You can collect your card in-store, and then register it online.

The deadline to add funds onto an Asda Christmas Savings Card is 5pm 15 November 2026. The bonus will be applied by 9am on 16 November.

The bonus increases the more you save

  • £1 bonus when you save between £30 and £79
  • £3 bonus when you save between £80 and £129
  • £6 bonus when you save between £130 and £179
  • £9 bonus when you save between £180 and £229
  • £12 bonus when you save between £230 and £279
  • £15 bonus when you save £280 or more (max amount per card)

With this and all the other schemes, those savings are not cumulative. So, put £80 on the card and you’ll only get £3, not £1 for the first £70 and another £3 for getting over the £80 threshold.

However, you don’t need to put the money down gradually – you can do it in lump sums. We’ve found that you can put up to £140 in at a time, so you can make two payments to get the full amount available.

The most effective way to do this is to keep your cash in a savings account, and then pay whatever you can afford onto your Asda Christmas savings card by 15 November to earn the bonus.

With the highest level (£280) it’s the equivalent of 5.3% extra free. If you only save £79 it’s 1.25% extra.

There’s no limit to how many cards you can have. This could be useful if you’re short of hitting the bottom of a new level. For example, it’s better to have two £30 cards than one with £60.

Also you can use them all year round, not just in December.

BEST VALUE: £280 earns £15 = 5.3% bonus

Paid advertisement

Asda Rewards Cashpot 2026

Asda has an additional Christmas savings scheme for Asda Rewards members.

The Christmas Saver Cashpot is a feature in the Rewards app that works by allowing you to transfer money earned from your regular Asda Cashpot to the Christmas Saver Cashpot.

There are sometimes ways to get additional bonuses into your cashpot, you’ll find these on the homepage when they come along.

You can transfer money into your Christmas Saver Cashpot until 15 November 2026, and you can convert your Christmas Saver Cashpot into vouchers to spend at Asda, in-store or online, from 20 November until 31 December 2026, after which they will expire.

Paid advertisement

Co-op Saving Stamps 2026

You buy actual physical stamps with the Co-op scheme. Each stamp costs £1, and you put them in a booklet which you can use at the till whenever you want.

But to get a bonus (£2), you need to have filled a book, which is 48 stamps. Hand this over at the till, and you’ll get £50 knocked off your bill. That’s the equivalent of 4% extra. This bonus is only available in December, though you can use and buy the stamps every month of the year.

There’s no limit to the number of cards you can have, so you can have multiple cards to add stamps to. But make sure you don’t lose your cards as there’s no protection.

So the best option here is to buy 48 stamps just before you want to shop. Stick them all in, then hand it over. You will need to spend the full amount, so that’s a shop of £50 or more.

BEST VALUE: £48 earns £2 = 4% bonus

Iceland Bonus Card Christmas boost 2026

This scheme from Iceland runs all year, so it isn’t technically a Christmas scheme. You get £1 for every £20 you add to your account, worth 5%. The bonus should be added within 48 hours.

However, once again this year, a Christmas bonus is available. If you hit the savings target of £100 by 5 November, you’ll get a £15 Christmas bonus on top of the standard bonus. You should receive your bonus by 22 November.

You can use the app or pick up a temporary card in Iceland stores, and you will be posted a full card once you register online.

It’s a limit of one Bonus Card per customer and there’s a maximum of £1,000 that can be added to your card. Cards expire 24 months after you last use them.

BEST VALUE: £100 earns £15 = 15% bonus

Paid advertisement

Tesco Clubcard Christmas Saver 2026

The Tesco Clubcard Christmas Savers scheme is live for 2026, so you can start saving now. Here’s how it works.

You’ll need to opt in to switch your usual Clubcard vouchers for Christmas vouchers before 25 October 2026. 

To earn a Christmas bonus, you can top-up your Clubcard with money throughout the year via the Tesco app or Clubcard website, up to £360. Just click on the Christmas Savers banner on the app or website and select ‘Top up now’. Bonuses are calculated as follows:

  • £1.50 bonus when you save between £25 and £49
  • £3 bonus when you save between £50 and £99
  • £6 bonus when you save between £100 and £199
  • £12 bonus when you save £200 to £360

You get the top-ups and any bonuses sent as vouchers in your November Clubcard statement, alongside any Clubcard vouchers you’ve earned. You can then spend them in Tesco online, in-store or on petrol. You can’t boost them with Clubcard partners.

Clubcard vouchers and top-up vouchers are valid for 2 years, and the bonus vouchers are valid for 3 months.

The same Christmas saver trick works here too. As the bonus is based on how much you’ve topped up by the deadline, you can keep your money in a savings account for most of the year and top up in one go before your November statement.

BEST VALUE: £100 earns £6 or £200 earns £12 = 6% bonus

Paid advertisement

What happened to the Morrisons and Sainsbury’s Christmas savers?

Morrisons scrapped its Christmas saver stamp scheme after 14 years, and Sainsbury’s has also closed its Christmas savings scheme. If you used to save with either, it’s worth moving that money into a savings account instead – you’ll earn interest, your cash is protected, and you can still spend it at any supermarket you like come December.

Saver scheme deadlines

To make sure you don’t miss out, here are the last dates to add money to the schemes for 2026:

SupermarketLast date to add moneyMaximum bonus
Tesco25 October 20266%
Asda15 November 20265.3%
Iceland5 November 202615%
Co-op31 December 20264%
Paid advertisement

Are Christmas Saver Schemes worth it?

Christmas savings schemes can be a pretty good way of earning an extra boost on your money, as well as spreading the cost of Christmas a little. However, with the best earning 6%, except Iceland’s Christmas boost for select people, there are better ways to save for Christmas.

One way could be by getting discounted gift cards using an app like JamDoughnut, HyperJar or Airtime or a cashback site like TopCashback. Right now, some of the above supermarkets let you earn up to 5% with JamDoughnut. Of course, some schemes can get you pretty good returns, but only if you save above a certain amount. You could have additional flexibility using discounted gift cards. Plus, if you haven’t used these before, there are additional welcome bonuses available, including £18 from TopCashback or £4 from JamDoughnut.

Christmas savings accounts: a safer alternative

If you’d rather not tie your money to one supermarket, a Christmas savings account with a bank or building society is the safest option. Your money is protected by the FSCS up to £120,000, you can spend it anywhere, and you’ll earn interest along the way.

Some banks offer accounts that are specifically badged as Christmas savers, but any easy access or regular savings account can do the same job. Our guides to the best easy access savings accounts and savings account special offers are a good place to start.

And if you want to plan your festive spending more widely, take a look at our Christmas money checklist and our tips on how to spend less on Christmas food and drink.

Frequently asked questions

Is the Asda Christmas Savings Card worth it?

It can be, but only if you already shop at Asda. Saving £280 or more earns a £15 bonus, worth 5.3%. To get the most from it, keep your money in a savings account and top up your card just before the 15 November deadline.

How does the Tesco Clubcard Christmas Saver work?

You top up your Clubcard with up to £360 throughout the year and get a bonus of up to £12, depending on how much you’ve saved. Your top-ups and bonus are paid as vouchers in your November Clubcard statement, and you need to opt in to switch your usual Clubcard vouchers to Christmas vouchers.

Does Morrisons still have a Christmas saver scheme?

No. Morrisons scrapped its Christmas saver stamp scheme, and Sainsbury’s has also closed its Christmas savings scheme. A savings account is a good alternative, as you’ll earn interest and can spend the money anywhere.

Is my money protected in a supermarket Christmas savings scheme?

No. Unlike money held in a UK bank or building society, supermarket Christmas savings schemes aren’t covered by the FSCS. If the supermarket went bust, or you lost your card or vouchers, you could lose your money.

Money transfer credit cards: can they save you money?

These cards move money from a credit card to a bank account and help you shift non-credit card debts to 0%

You’re no doubt familiar with 0% purchase or balance transfer credit cards. These can be great options if you need to spread the cost of something really expensive over a few years or to help make it easier to clear card debts.

However, they’re not much help if you’re struggling with things like an overdraft or catalogue debt. The answer instead could be a money transfer credit card.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Paid advertisement

What is a Money Transfer credit card?

Unlike a balance transfer card where the money is moved from one credit card to another, a money transfer card lets you transfer the cash into a bank account of your choice.

You pay a fee for this, typically between 3 and 5%. That means if you transfer £1,000 at 3.99%, you’ll pay £39.90 for the privilege. But compare that to the typical rate of 39.99% you might get charged over a year in an overdraft, you’ll save £359.10.

It’s important you transfer the money to the account you choose and not just use a cash machine. You’ll only have a couple of months to do this.

As long as the card is also a 0% money transfer card you’ll then have a set amount of time to clear the debt from the credit card without any extra interest charges being added on top.

Why you shouldn’t transfer money on a standard credit card

If you aren’t using a specialised money transfer credit card you’ll get hit with all sorts of extra charges. That’s because withdrawing money on a credit card or using it as if it was cash to clear a debt will be regarded as something called a “cash advance”.

The only exception is with a specialist travel credit card like the Barclaycard Reward or Lloyds Ultra card. These allow you to withdraw money from a cash machine without extra fees when you are abroad (though you will be charged interest if you don’t clear the balance). However there are a now quite a few debit cards that’ll let you do withdraw money abroad for free, which might be better options.

Paid advertisement

Our podcast

Listen to Cash Chats, our award-winning podcast, presented by Steve Alderton and Editor James Andrews.

Episodes every Monday.

How money transfer cards can save you money

Obviously you can use the money for all sorts of spending and debt clearing, but I think these cards are most useful in the following situations.

Clearing your overdraft

So many people treat overdrafts very differently to other debts – they might not even think they’re borrowing money at all.

But changes in recent years mean most overdrafts start charging around 40% in interest, making it one of the more expensive debts available.

There are a handful of 0% overdrafts available, but these are generally just small buffers of £250. And if that’s not enough to cover your overdraft, or you can’t get it, then a money transfer card gives you the option to transfer in money and hopefully wipe out that overdraft.

You still have the same debt to clear but now it’s on a zero percent credit card and you’re not getting charged any interest.

Clearing catalogue debts

Most catalogue debts don’t even come from a catalogue anymore! Instead you’re getting credit to buy straight from a website. Places like Very and JD Williams.

These often start out at 0%, but hit hefty rates if you don’t clear the balance before the 0% period finishes.

It’s worth checking, but most of these services won’t let you clear your balance using a credit card. If that is the case it rules out using a 0% purchase credit card.

If you can use a credit card it does mean you’ll be able to clear the balance to a card without the transfer fee.

But if cards aren’t accepted the money transfer card is a great alternative even though you’ll be hit with the fee of around 4%.

Paid advertisement

Can money transfer cards make you a profit?

Stoozing is where you get the money from somewhere at low or no interest and put it in a savings account to earn interest.

In theory, this is a great hack for those good at keeping track (it’s similar to what I did with some of my student loans in the late 90s). You’re borrowing for free and making money on it.

However don’t forget the transfer fee on these cards is usually between 3 and 5%. And even though interest rates on savings can beat this right now, you’re looking at a very minimal profit.

If you want to learn more, we’ve a guide to how stoozing works.

What to bear in mind

The fee

Unlike 0% purchase cards and some 0% balance transfer cards, all money transfer cards come with a transfer fee. Factor this into the cost and potential savings you’ll make.

The 0% length

If the card is advertised as “up to” x number of months then you might be offered a card with a shorter interest-free period.

The size of the credit limit

There’s also no guarantee you’ll get a limit that’s the same size as your existing debt. You could look at more than one card in this situation, though bear in mind you will need to be credit checked (more on that in a bit).

The size of your debt

On the other hand if your debt is relatively small (perhaps you’ve been working hard to clear it), and at the lower end of overdraft or catalogue interest rates then that transfer fee might not be worth it.

For example, if there’s £200 left on your debt at 19%, and you know you can wipe it out in two months, you’ll pay just under £13 in interest. Meanwhile a card which charges 5% for a transfer will cost £10 in transfer fees. Yes a saving, but possibly not worth it.

How you apply

As with any credit card application, it’s really important you check eligibility first through something called a “soft check”. This will give you an idea of your chances of getting the card in question. More on this here.

How you’ll clear it

You’ll need to at least make minimum payments every month to avoid fees or losing the 0% offer.

Really this monthly amount should be higher than the minimum. You want to aim for the debt to be wiped during the time you’ve got 0%. So £1,000 over 18 months would be £56 a month.

And it’s even better if you pay off more, usually as much as you can each month, and clear it as fast as you can. I’ve written more here about ways to quickly clear credit card debt.

Alternatives to 0% money transfer cards

I mentioned above how a 0% purchase card is better for any big spending you’ve got coming up that you want to spread the cost of, but that’s not your only option.

If you have savings, use those to clear your overdraft, catalogue or other high-cost loans. This option is something many people overlook or are frightened to consider.

So unless you’re earning interest on those savings at a higher rate than the transfer fee, using savings will allow you to avoid the fee, making it a cheaper option.

And if there is an emergency that comes along later, you can look at a 0% purchase or transfer card to help you manage. 

Paid advertisement

Best free business bank accounts

Find a free business bank account for your business type

A business bank account is a separate bank account from your personal one that you maintain just for your business. These accounts are more tailored to business banking, so you can integrate accounting tools, make invoices and categorise your expenses. Some accounts are limited to certain types of businesses, so you’ll need to check that your business is eligible to have an account with your chosen bank.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Paid advertisement

Best free business accounts

Free business bank accounts
Sponsored
Customer rating 4.4/5
  • Monthly fee
    £0
  • Cash deposit fee
    Not available
  • Faster payments in/out
    Free for payments in, Payments out from £1
No monthly and no onboarding fee
  • Access Online or via app
  • FSCS Protected? No, funds safeguarded under UK Electronic Money Regulations 2011 (EMRs)
  • Cash withdrawals £3 + 1.5%
  • International payments SWIFT, Local payment methods, Card payouts
  • Card issuing fee Yes
  • Integration with accounting tools No, export transactions to share with your accountant for free 
  • Invoicing tools No
  • Eligible businesses Registered limited companies
  • FX exchange Available
Customer rating 4.9/5
  • Monthly fee
    £0
  • Cash deposit fee
    £1 per deposit
  • Fee for transfers in/out
    £0
  • Access Online or via app
  • Cash deposits £1 per deposit at any UK PayPoint or Post Office
  • FSCS Protected? Yes
  • Cash withdrawals Withdraw up to £1,000 per day
  • Integration with accounting tools Not available - Integration only available with Monzo Pro and above
  • Invoicing tools No
  • Eligible companies Sole traders and registered limited companies

The Co-operative Bank Business Bank Account

Customer rating 3.6/5
  • Monthly fee
    £0
  • Cash deposit fee
    £1.50 per £100
  • Fee for transfers in/out
    £1.50 per £100
  • FSCS Protected? Yes
  • Integration with accounting tools Free integration with Xero, QuickBooks, and Sage
  • Cash deposits Cash can be deposited at a branch or Post Office. It'll cost £1.50 per £100
  • Cash withdrawals Cash withdrawals cost £1.50 per £100 withdrawn
  • Interest paid No
  • Access Online or via branch
Customer rating 4.7/5
  • Monthly fee
    £0
  • Cash deposit fee
    0.5% (min £2.50) at Post Office, 3% at PayPoint
  • Fee for transfers in/out
    Free transfers in/out for 12 months
  • Offer
    £200 welcome bonus and 6 months free accounting*
*£200 welcome bonus and 6 months of free accounting
  • Access Online or via app
  • FSCS Protected? Yes
  • Cash withdrawals £1 per withdrawal
  • Transfers Transfers cost 20p per transfer after a 12 month promotional period
  • Integration with accounting tools Connect your own accounting software or export transactions to share with your accountant for free
  • Invoicing tools Yes - send 3 per month free
  • Offer details Use code ACCOUNTING200 at sign-up, spend £1,000 on your card within 60 days and subscribe to the Tide Accounting tool 'Admin Extra' within 7 days of opening your account to qualify for a £200 bonus and 6 months of free accounting
  • Eligible businesses Registered limited companies or sole traders
Customer rating 4.9/5
  • Monthly fee
    £0
  • Cash deposit fee
    0.7% (min £3)
  • Fee for transfers in/out
    £0
  • Access Online or via app
  • FSCS Protected? Yes
  • Cash withdrawals 6 free withdrawals per day up to a maximum of £300
  • Integration with accounting tools Can be connected to accounting software
  • Invoicing tools Yes
  • Eligible companies Limited companies, Limited Liability Partnerships or sole traders

HSBC Small Business Banking Account

Customer rating 3.8/5
  • Monthly fee
    £0
  • Cash deposit fee
    Free
  • Fee for transfers in/out
    Free
  • FSCS Protected? Yes
  • Integration with accounting tools No
  • Invoicing tools No
  • Cash withdrawals Unlimited free withdrawals
  • Access Manage account online, via app, over the phone, in-branch or at the Post Office
  • Fee details No Monthly account fee and free UK digital banking. Free UK digital banking means day-to-day standard electronic transfers made through Business Internet Banking and HSBC UK Business Banking app are free. Other charges apply e.g. cheques and CHAPS. See Business Price List for details. Subject to application, eligibility, credit check and T&Cs.
  • Eligible businesses Available to Small Business Banking customers who are typically small enterprises with borrowing needs of up to £100k and whose everyday banking needs don’t need the support of a Relationship Manager

Mettle Business Bank Account

Customer rating 4.8/5
  • Monthly fee
    £0
  • Cash deposit fee
    £0
  • Fee for transfers in/out
    £0
  • Access Online or via app
  • FSCS Protected? Yes
  • Cash withdrawals Free
  • Integration with accounting tools Access to FreeAgent and connect to other accounting software
  • Invoicing tools Yes
  • Eligible businesses Sole traders and limited companies with no more than two owners
Customer rating 4.3/5
  • Monthly fee
    £0
  • Cash deposit fee
    Not available
  • Fee for transfers in/out
    £0
  • FSCS Protected? No
  • Integration with accounting tools Sync automatically with Xero and Quickbooks. Other external tools or software can be integrated via API
  • Invoicing tools None
  • Withdrawals £2 + 2%
  • Eligible businesses For businesses of any size or industry
  • Access Online or via app
Customer rating 4.8/5
  • Monthly fee
    £0
  • Cash deposit fee
    0.55% (min £4)
  • Fee for transfers in/out
    Free to receive, send for free three times each month, 35p afterwards
  • Access Online or via app
  • FSCS Protected? Yes
  • Cash withdrawals £2 per withdrawal
  • Card issuing fee £9.95 one-off fee
  • Integration with accounting tools Connect your chosen accounting software
  • Invoicing tools Yes
  • Eligible businesses Sole traders and limited companies

Virgin Money M Account for Business

Customer rating 3.4/5
  • Monthly fee
    £0
  • Cash deposit fee
    £0.90 fee per £100
  • Fee for transfers in/out
    £0
  • Access Online or via app
  • FSCS Protected? Yes
  • Cash withdrawals £0.90 fee per £100 withdrawn. Withdraw up to £700 per day.
  • Integration with accounting tools Can be connected to accounting software
  • Invoicing tools No
  • Cashback 0.25% cashback on debit card purchases
  • Offer details You can get 3 months of Xero or Quickbooks for free with a Virgin Money business account.
  • Eligible companies For businesses with an annual turnover of less than £1m

Do you need a business bank account?

If you’re a sole trader or just earning extra via a side hustle then you don’t need to have a specialist business bank account. You can make do with a standard (and free) personal account.

You don’t have to use the same one you bank with day-to-day. It’s generally best to separate your business money from your personal cash, so it’s best to open a new account — it’s up to you whether you stick with the same bank you use for your personal banking or try a different one. Keeping them separate will be useful when it comes to doing your tax return and working out which purchases were business-related.

But, if you are part of a Limited Company then you’ll have to have a specific business account.

What to look out for when searching for a business bank account

When choosing a business bank account there will be a few differences from regular bank accounts that you’ll want to consider.

Fees

You’ll be more likely to come across fees with these bank accounts. We’ve shown the free accounts above, although this refers to whether there’s a monthly fee. The other fees you might come across include:

  • Initial set-up fee
  • Cash deposit fees
  • Cash withdrawal fees
  • Transaction fees
  • Fees for payments in
  • Fees for transfers out

It’s important to consider what your business is likely going to need. For example, if you take a lot of cash payments, you might be more interested in getting free cash deposits, while a company that doesn’t handle cash much wouldn’t be bothered about cash deposits.

Eligibility

Some accounts aren’t available for all businesses. If you have a Limited Liability Partnership, for example, you’ll have fewer choices when it comes to business bank accounts. Check out “eligible companies” in further details above for an overview. You’ll also want to double-check with the bank directly. Generally speaking, sole traders and limited companies should be eligible for all of the accounts above, although there are often excluded business types.

Cash deposits

Many of the business bank accounts listed above are digital banks, which means there isn’t a high street branch for you to deposit cash into your account, however, most of them will let you deposit cash at the Post Office or using PayPoint. Some have associations with high-street banks — for example, Mettle is owned by NatWest so you can pay in cash at NatWest branches.

Integration

A lot of business bank accounts offer integration with accounting software like Xero or Quickbooks. Or, they’ll offer the option to export your transactions to give your accountant or upload them into your chosen software. If you don’t have accounting software, you probably wouldn’t need this, although it may be useful in the future.

Some business bank accounts come with a free trial of accounting software. While this is worthwhile if you think you’ll need accounting software, remember to cancel it if you don’t think it’s something you’ll need.

Cashback site welcome bonus offers

Get new member bonuses of up to £37 combined

If you want to boost your savings when shopping online, there’s a simple way to make money: cashback.

If you’re new to cashback sites, you can nab sign-up offers giving you close to £40 in free cash when you first buy something.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Paid advertisement

How cashback sites afford to give you money

Retailers often pay a commission to websites that help them make a sale. Cashback sites simply pay you a cut of this money if you shop with them.

How to get even more money from the cashback sites

Since there are a few of these sites, they’re all competing for you to shop via them – which means they all give incentives to get you to sign up.

So even if you’ve already registered with one, you can sign up with another and shop away.

They all have different custom cashback rates at different shops, so it’s worth signing up for them all and shopping around for the one which will give you the most money.

New customer offers

TopCashback: £18 bonus when you spend £10

You can get an exclusive £18 new member bonus. You need to spend £10 via one of the retailers listed on TCB to get this bonus (excluding takeaways). You must go via this link or the button below.

Read the full terms and conditions when you click through. Ends 20 January 2027.

Paid advertisement

JamDoughnut: get £4 for signing up

We’ve managed to snag a cheeky boosted welcome offer for Be Clever With Your Cash readers. You can get £4 extra cashback – double the standard welcome bonus.

It’ll be paid as two sets of 200 points when you make your first purchase.

The first 200 points you get are standard for first-time users of JamDoughnut, while the extra 200 points are for coming through our link. The first 200 points will be instant, while the second ones will take a few days to be added by the JamDoughnut team.

You might be prompted to enter a code. You don’t need to do this as the link will track. But if you want to, then add BCWYC.

Cheddar: £3 for signing up

You can get £3 when you sign up for cashback app Cheddar using the referral code CLEVER3 and buy your first prepaid card. You’ll also get boosted cashback rates for two weeks.

You have to make the purchase within 14 days of signing up using the invite code to get it.

Paid advertisement

Airtime: £2 when you sign up

Another decent cashback site is the app Airtime. New member bonuses are much smaller. You’ll get £2 for signing up with code FGUHNUQH when you spend £5 within seven days. Sometimes these are boosted.

Quidco: £10 back when you spend £5 (ended)

You can get £10 back with a £5 spend via the sign-up link below.

Existing customer bonuses

From time to time both Quidco and TopCashback offer an extra bonus. You need to activate these deals and they generally only run for a short period of time – often just one day.

Airtime tends to have promo codes you need to enter on the app to get the extra offer.

The best are generic promos which you can gain with any spending. Sometimes they might be for specific retailers or types of service (eg travel or broadband). I’ll share any decent ones I spot here.

Paid advertisement

Things to watch out for

Cashback is never guaranteed. If your purchase doesn’t track (i.e. there isn’t a record of you buying the item via the cashback site) you won’t get the money.

Here’s how to increase your chances you will get the money:

  • Read the (short) terms and conditions for the sign-up deals, and also the individual shop promotions.
  • Be careful using voucher codes. If they aren’t listed on the cashback page they might stop you getting cashback.
  • Make sure you don’t already have a browser window open for the retailer.

Not currently running

Quidco: £18 bonus when you spend £10 (ended)

The best deal is for subscribers to our free newsletter who get access to an exclusive £18 first-time bonus when they spend £10. You’ll also get the cashback offered by the retailer on top.

Once you sign up, you’ll need to click on the sign-up confirmation email that will be sent immediately. If you don’t see it, please check your spam folders as it could be there, and then add our email address to your safe senders list.

Then look for a special email that will be sent to you with the exclusive Quidco sign-up link. Make sure to read the terms and conditions on Quidco’s website before making your first purchase to ensure it tracks.

Home and garden deals

Save on your home essentials from furniture to paint

If you fancy spending the weekend putting up shelves or sorting out the garden, here are the best home, garden and DIY sales and offers.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Paid advertisement

Current deals

IKEA: £10 off £70 spend when you Scan as you Shop

From 12 October until 1 November, IKEA Family members can get £10 off a £70 spend. To get it, you need to use the Scan as you Shop feature in the mobile app.

If your single transaction comes to at least £70, then you’ll automatically get £10 off at checkout.

Ikea: Family Card extra savings

If you sign up for the Ikea Family card you’ll be able to get exclusive discounts at your local store including 10% extra off sale items.

B&Q: £5 off £30 spend

Sign up for the B&Q Club online (it’s free) and you’ll get a voucher to save £5 off a £30 spend.

Expired deals

Screwfix: £40 goody bag if you can get to Screwfix Live (ended)

This weekend Screwfix is having it’s live event. Free parking and free to sign up to, with more than 200 brands present.

And speasking of presents, if you register online you can get a free goody bag with more than £40 of treats inside.

Mo Farah and Frank Bruno will also be there (depending on the day) and there are thousands of exclusive show deals and at least 10% off the company’s entire range of products too.

It’s running from September 25 to 27 at Farnborough International Exhibition Centre.

B&Q: Summer clearance event (ended)

The B&Q clearance sale has significant savings across every department. Whether you are looking for garden clearance, kitchen clearance, bathroom clearance, or tool clearance, there are thousands of items on sale.

The clearance sale runs until 27th of July.

Argos: 25% off DIY and decorating (ended)

You can save up to 25% on selected garden DIY & decorating products at Argos.

There are discounts on everything from garden hoses to planters, sheds and lawn mowers. There are also deals on DIY tools including drills, sanders, saws and even decking.

The offer is available until 11th August 2026.

Emma Bridgewater: Free mug with £40 spend (expired)

If you’ve not used the Emma Bridgewater site before and want to spend at least £40 then follow this referral link to claim a free 1/2 pint mug, worth £19.95.

The Wildlife Trust: free seeds (ended)

You can get a free wildlife pack including free seeds — there’s a kids’ pack and an adults’ pack available.

Hobbycraft: £5 off £15 spend (expired)

If you have the Hobbycraft loyalty app then you can get £5 off a £15 spend until the end of October. You’ll find the voucher in your app or if you’re shopping online, you can use the code HC515 to get the discount.

It can’t be used to sign up for workshops or subscriptions or to buy gift cards

Ikea: £15 off £50 spend and free breakfast (ended)

Wear your pyjamas to Ikea this Saturday 7 September and you’ll get a £15 off voucher to be used against a £50 spend and a free breakfast. There are also other activities running, but they’re store-dependent.

The breakfast available includes one of: a small cooked breakfast, a small vegetarian breakfast, a children’s breakfast, a breakfast bacon roll, a breakfast sausage roll or a breakfast vegetarian roll. You can’t get the cooked breakfasts at the Hammersmith store.

You can only get the breakfast between 9:30am and 11am on 7 September 2024 and you’ll need one of the vouchers that will be distributed at the store on the day and an Ikea Family Card, which is free to sign up for.

Etsy: £5 off £30 spend (ended)

You can currently get £5 off a £30 spend at Etsy when you use the code SMALL5 until 30 April 2024.

The £30 excludes tax and shipping and you can only buy from shops that accept Etsy payments.

Save money on toys: sales, offers and more

Here are the best deals to save money on toys

If we spot any decent offers on kids toys we’ll share them here.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Paid advertisement

Freebies

Lego: free Ghost Street build workshop

Children aged 6+ can join a workshop on 24 and 25 October 2026 to build and take home a Lego Ghost Street set.

It’s first come first served, so you can’t book tickets for the event this time. There’s a limited number of sets available at each store. Adults can’t take part without a child.

Smyths Toys: free Play-Doh cooking kit

This October Smyths Toys Superstores are running a free Play-Doh event where little chefs can pick up a free cooking kit, choose from the menu and create their very own Play-Doh masterpiece.

They can then head to the Play-Doh food stall for a photo opportunity, complete with a chef’s hat and apron.

The events tun from 10am to 4pm on Saturdays. This is when they’re happening:

  • Saturday 10 October – Croydon
  • Saturday 10 October – Castlevale
  • Sunday 11 October – Watford
  • Sunday 11 October – Tamworth
  • Saturday 17 October – Northampton
  • Saturday 17 October – Sheffield Meadowhall
  • Sunday 18 October – Biggleswade
  • Sunday 18 October – Bury
  • Sunday 25 October – Cardiff Leckwith
  • Sunday 25 October – Glasgow

TGJones: free Beano Comic (ended)

Fans of Dennis the Menace and Gnasher can pick up a freebie at TGJones (formerly WHSmiths) until 23 July 2026. You’ll also get some vouchers for money off additional comics and the Beano joke book.

Paid advertisement

Times Plus trial offers – get 2-4-1 Everyman cinema tickets & free e-books

Get 2-4-1 cinema tickets, free e-books and more from The Times’s digital membership, Times+.

When you subscribe to The Times you not only get to read the digital version of the newspaper (which is usually behind a paywall), but also access to its reward programme Times+.

At full price I think it’s too much, but if you can take advantage of the special trial offers that run throughout the year you’ll be able to get access to some great savings.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Paid advertisement

Times subscription deals and trials

Throughout the year there’s often decent deals but they don’t last long. Occasionally you can also get a month free trial. I’ll share the best deals below.

Times+: £1 for three months

Choose from two options – Basic which allows access on one smartphone or Digital where you get unlimited access online, on a smartphone and tablet. You’ll pay £1 for the first three months and if you don’t cancel you’ll pay £20 for the year for the Basic option or £30 a year for Digital.

Times+: one month free trial (ended)

The usual offer is a one month free trial. Start the offer in the middle of a month and you’ll be able to claim the monthly freebies twice! Just remember to cancel (more on this below).

Times+: three months for £3 (ended)

This deal appeared via a pop up, so I’m not sure how long it’ll last! You’ll pay just £1 a month for the first thee months. Make sure you check the offer is showing when you click the link, in case it has changed.

Times Plus offers

Two for one Everyman tickets each week

It’s rare to see discounts for Everyman cinemas, so this offer is a winner. You’ll be able to claim a code each week that’s valid for Wednesday only.

> More cinema deals

Free ebook every month

Every month a select title is available to download, sometimes two. This used to be Kindle books via Amazon but has now moved to a different service called Glose. You can read the titles via apps for iOS and Android.

Fee audio book every month

You also get a selected audio book for free from Glose.

Cancelling Times Plus

This can be a bit of a pain as you have to phone up to cancel your trial and they will try very hard to persuade you to stay. The last time I did this it took 15 minutes! But if you have your phone on speakerphone you can do this while you’re doing something else! 

Also, it’s important to do this early. I call up at least two weeks before the trial ends to make sure no early charges are made.

Pub & bar deals

Save on drink and food at your local

Here are some offers for when you’re heading out to the pub.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Paid advertisement

Free drinks via apps

These apps often have free drinks to claim.

Strongbow: free four-pack of Strongbow Dark Fruit

Buy a Strongbow Dark Fruit 4 pack from a participating Sainsbury’s, Tesco, Morrisons, Asda, Waitrose or Ocado store in England (subject to availability) and you can claim what you spent back this October.

Just grab the link from the site below and make sure you have a copy of your receipt. The site will also let you find your nearest participating store.

Max 1 cashback per person, worth up to £7.50. There’s also a follow-up offer of £2 cashback available to people who’s already claimed once.

Once your cashback is validated, the payment is sent automatically to your chosen PayPal/bank account.

You will receive an email to let you know the receipt has been approved. After that, you should receive your cashback in your PayPal/bank account within 30 days.

Free drinks every day with Dusk

The app Dusk gives you a free drink each day at selected bars.

Just download the app and look for the bars participating. If you use the referral code AWEBB5 you’ll earn 500 reward points. I’m not sure they actually do anything right now, but there’s no harm in adding it to your account.

Free drink with Mixr

Mixr is an app that lets you search for, view menus at and book at any pubs and bars owned by Stonegate Pubs. You can also pay in the app and earn points.

There are often free drinks and other discounts.

10% off with Green King Sport app

Download the Green King Sport app to get 10% off orders during live sport. There’s also the chance to win more free drinks and prizes such as tickets to gigs, festivals and sporting events.

Watch out too for free drink promotions.

The full list of pubs can be found here.

Pub promotions

Free Cruzcampo

You can currently claim a free pint of Cruzcampo at selected pubs nationwide. To get it, you need to head to the promotional website and sign up for a voucher. Then, you just head to one of the participating pubs and show them your code to enjoy your pint.

There are 20,000 free pints available. If they’ve not all been claimed before Thursday 29 October 2026, the offer will end.

Hungry Horse: Spin to Win main, pudding or pint

If you download Greene King’s new app and register for it, then you can spin the wheel to win a main, dessert or drink.

You get 30 days to claim the freebie.

Prizes include:

  • A free drink — you can choose from Peroni Nastro Azzuro, Peroni Natro Azzuro 0% bottle, Birra Moretti, Coke Zero, Diet Coke, Schweppes Lemonade, Madri, Cruz Campo, Rekorderlig, Aspall, GK IPA, Abbot Ale, Old Speckled Hen, Hazy Day, Level Head. Only Soft Drinks and Peroni Nastro Azzuro 0% bottle will be available in Scotland
  • A free dessert — up to the value of £7.99
  • A main meal — up to the value of £18.99. This excludes sharers or any meal priced higher than £18.99, only selected from the main menu, and does not include any breakfast, brunch, lunch, seniors, specials, children’s menus or timed menus.

Brewdog: two free pints

Sign up to Brewdog’s loyalty scheme, Brewdog Treats, and get two free pints of any Brewdog draught beer as well as discounts and rewards to spend at the bar.

You’ll need to redeem the pint within 30 days and you can use it in all UK BrewDog bars apart from: Hull, Upminster, Edinburgh Waverley, Edinburgh Airport, Gatwick Airport, Belfast Grand Central.

Nicholson’s: free Hendricks G&T (expired)

Registered app members can get a free G&T from Mondays to Thursdays until the end of July.

You also get a complimentary drink for signing up, and an offer for £2 pints when you buy a pie. Plus, you get access to the pub chain’s loyalty scheme – offering a free drink on your fourth visit, £5 off £15 at visit 6 and a mighty final reward of 20% to use on every purchase that is valid for 30 days.

Brewdog: buy one, get one for £1 for pizzas and burgers (ended)

Now extended until February 13, the deal from Brewdog lets you get a pizza or burger for £1 when you buy another one.

You can grab the offer at any UK locations except Belfast Grand Central, Edinburgh Airport, Edinburgh Waverley, Gatwick Airport, Waterloo Arms and Hull.

The offer is for pre-book only, not walk in customers, and sees the cheaper of the two burgers or pizzas charged at £1. Takeaway and delivery are also excluded.

If you’re in a big party, you can order up to eight pairs of £1 deals per booking, and your Equity for Punks discounts still apply to the bill.

Heineken: free pints nationwide (ended)

You can get a free pint of Heineken or Heineken 0.0 from a participating pub until 29 July 2026, or 10,750 free drinks have been claimed.

To get it, head to the promotional website and enter your details. Then, use your current location or search for locations to find a pub near you that’s taking part. You have to buy your pint, but if you get the receipt, you can claim back up to £7.50.

Greene King: free Hazy Day pint (ended)

From 10 September to 17 October, you can get a free pint of Hazy Day IPA when you download the Greene King App and register. If you’re already signed up, it should be waiting in there for you. Once you have the voucher, you only have until 31 October to redeem it!

Wetherspoon: 99p pint and £4.99 pizzas (ended)

Forget dry January, Wetherspoon is having a sale.

Running from January 2 to January 15 there are deals to be had across a range of drinks and food for people looking to save a bit of cash at one of its 600 locations across the UK.

Here are some of the highlights:

  • 99p – pint of Worthington’s beer
  • £2.99 – 250ml glass of Coldwater Creek wine – including Chardonnay, pinot grigio, rosé and merlot
  • £1.99 – 25ml of Johnnie Walker Black Label or Tanqueray gin – mixer included
  • £1.69 – Guinness 0.0, Corona Cero, BrewDog Punk AF, Stella Artois Alcohol Free, Erdinger Isotonic, Thatchers Zero, Kopparberg Alcohol Free, Gordon’s 0.0 pink gin
  • £4.99 – 11″ Margherita pizza plus free soft drink (or £6.52 with alcoholic drink)
  • £4.99 – crunchy chicken burger served with chips or side salad plus free soft drink (or £6.52 with alcoholic drink)
  • £4.99 – jacket potato with one filling (choose from tuna mayo, coleslaw, chilli bean non-carne, cheese, baked beans and roasted vegetables) plus free soft drink (or £6.52 with alcoholic drink)

Poretti: free print or 330ml bottle (ended)

You can currently get a free pint or 330ml bottle of Poretti from participating venues. To get it, you need to:

  • Go to one of the venues listed – there’s a search function to find ones near you
  • Purchase a pint or a 330ml bottle of Birrificio Angelo Poretti and get a receipt
  • Take a photo of your receipt
  • Go to the website and fill in the form — you’ll need to provide your name, email address and mobile number, as well as the value of the purchase. It’ll also ask for bank details or PayPal details to receive the cashback.

The promotion ends at 23:59 on 31st August 2025 and you can claim back a maximum of £6.50

Nicholson’s: free drink when you register for the app (ended)

When you register for news and offer updates on the Nicholson’s app they will send you a voucher for a complimentary drink in any of its pubs.

It also gives you access to the pub chain’s loyalty scheme – offering a free drink on your fourth visit, £5 off £15 at visit 6 and a mighty final reward of 20% to use on every purchase that is valid for 30 days.

Birra Moretti: BOGOF pints (ended)

Until 28 September 2025, you can get buy one, get one free pints at pubs across the country. To get it, you need to go to the promotional site and enter your details, you’ll then be able to choose a location. You will get an email with a voucher to use at the venue.

You need to redeem the voucher while at the venue, as you only get 30 minutes to use it. You’ll have to pay for one pint of Birra Moretti, then you’ll get another for free. There needs to be two of you to redeem it.

Travel deals

From flights to trains to taxis, here are some great travel deals, discounts, voucher codes and offers we’ve uncovered.

Sometimes there are offers to get discounts on trains and taxis, and often we share motoring deals and petrol offers here too.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Paid advertisement

Petrol and motoring deals

Tesco: 8p a litre off fuel when you spend £60 in store

Tesco shoppers have until 18 October to get 8p a litre off fuel if they spend £60 in store.

People shopping at a Tesco between now and 18 October will get the vouchers at the check out, whether they use a Clubcard or not.

Vouchers can be used to get up to 8p a litre off at any of the 500 Tesco filling stations across the UK, but they need to be used by 25 October. There’s a maximum discount of £8 and a minimum fuel spend too.

Coupons need to be presented in paper form at the kiosk and redeemed in the same transaction as fuel purchase.

Be aware that there are some exclusions to the deal in terms of what you can buy to qualify for the discount. Excluded purchases are things bought online or via Whoosh, at any café, tobacco kiosk, opticians, phone store, concessions, Travel Money, Tesco Bank, purchases of lottery products, e-top up, savings stamps, postage stamps, carrier bags, prescription medicines, and infant milk formulae. 

Only one coupon per transaction and coupons cannot be redeemed via Pay at Pump, unmanned petrol stations, NI, IOM, or Tesco Express stores selling Esso fuel.

Kwik Fit: Free winter car check

Kwik Fit is offering drivers a free six-point winter car check ahead of the clocks changing in October.

The check covers:

  • Tyres
  • Battery
  • Antifreeze
  • Wiper blades
  • Windscreen wash system
  • Light bulbs

To sign up to book your free vehicle safety check at your local centre, all you need to do is pop in your car registration, your postcode and then select the service centre and time slot that works best for you to book.

Halfords: Free 10-point car check and £5 voucher

If you join the Halfords Motoring Club for free, you can get a free £5 voucher to spend online or in-store at Halfords and a free 10-point car check, worth £15.

There’s a Premium tier for £54 per year that gets you your MOT (worth £44.99), 2 10-point car checks, a free fitting of wiper blades or headlights and 5% off at the autocentres and in-store. 

This is generally a pretty good deal, but definitely worthwhile if you’re having enough work on your car to make the most of the 5% off, don’t know how to change your headlights or windscreen wipers and would usually do your MOT at Halfords. 

Asda: get 5p a litre off if you spend £40 in store (ended)

From now until July 31, anyone spending £40 or more in-store at Asda can get 5p a litre off petrol and diesel when filling up at an Asda fuel station.

You have until Friday, August 7, to use the voucher.

To take advantage of the offer you need to have signed up to Asda rewards and use your account when making the purchase.

The money off coupon then automatically appears in your Asda Rewards app and can be redeemed by scanning your Asda Rewards barcode, followed by the coupon, at the pump or kiosk.

The money-off deal will work at all 321 of Asda’s fuel stations nationwide.

Barclays/Tesco: get 5% cashback on fuel (ended)

From 1 May to 31 July 2026, Barclays customers can get 5% cashback on fuel from Tesco fuel stations. You can get cashback on purchases between £5 and £200, and you need to use a personal Barclays debit card to get it. Cashback is capped at £10 per month – so you can earn on up to £200 of fuel.

With Unleaded currently costing an average of £1.57 per litre, if you usually spend less than £200 on fuel in a month, you’re bringing the average cost per litre down to £1.49.

Barclays currently has a switching bonus of £200, so you can earn a little extra cash on a switch and save money on petrol.

Bus, tube and tram deals

£3 bus fare cap

Bus fares have been capped at £3 one way in England from January 2025. Not all bus companies are taking part – you can see a detailed list of the companies and routes here.

And as recently announced by Prime Minister, Andy Burnham, from January 1 2027, the cap will fall to £2 for the rest of the year.

Free bus travel for kids during August (ended)

The Government has made bus travel free for all children, between five and 15 years old, on local routes in England until August 31.

The government has listed all the participating bus services on its website.

TFL – Free Santander Cycle rides in London (ended)

Every Sunday in July you can pick up a Santander Cycle – including e-bikes – to get about in London for free.

You can have as many 60 minute rides as you like, but each Sunday has a different code to get you access to the bike.

The codes are:

  • 5 July – CYCLEJULY5
  • 12 July – CYCLEJULY12
  • 19 July – CYCLEJULY19
  • 26 July – CYCLEJULY26

Simply download the Santander Cycles app or head to a bike docking station to pick up your ride on the selected date,

Train deals and discounts

Train & railcard discounts

From £5 off through to flash sales, we’ve listed the best train ticket savings in a separate deals page here.

Paid advertisement

Flight deals and discounts

We’ll update here with any decent sales when they happen. Also, read our guide to saving money when booking flights.

British Airways: Up to £200 off last-minute holidays (ended)

People booking Spring holidays before midnight on Tuesday 26 May can get up to £200 off thanks to a British Airways sale.

Savings apply to new Flight + Hotel or Flight + Car Holiday Package bookings from for travel between 26 May 2026 and 24 July 2026 inclusive. 

You need to depart from London Gatwick, London Heathrow or London City airports to destination in Greece, Cyprus, Turkey, Malta, Morocco, Portugal and the Canary Islands where holiday packages are offered to qualify.

EasyJet: Spring Sale – Thousands of seats for less than £40 (ended)

EasyJet has launched its spring event – offering thousands of tickets for less than £40 and some for under £20. The deals run for flights in May and June.

A quick check showed flights at £19.99 to Amsterdam, Malta or Milan for £25.99, Berlin for £31.99 and Copenhagen for £28.99.

There are limited seats on these flights but there are a few options per destination, for example the £19.99 Amsterdam flight takes off on June 9 from Gatwick airport at 6am and 5pm, but there’s also two £19.99 flights on June 16 for the same price. Other dates or times of day could cost you as much as £69.99 for the same trip.

You also need to watch out for add-ons, with that £19.99 flight price soaring to as much as £105.96 if you want hold luggage, speedy boarding, and a large cabin bag too.

But if you’re flexible about destinations and timings, there are some great bargains to be found.

Wizz Air: All You Can Fly subscription (ended)

If you travel a lot, then this new membership from Wizz might appeal. You’ll pay £599 a year for unlimited flights.

In sounds good, but there are a number of catches:

  • Booking only starts in September 2024
  • There’s an extra 9.99 Euro fee on each flight
  • You can only book seats on flights that depart in the next three days, making return trips a little risky
  • It doesn’t include handheld or checked bags (so they’re extra)
  • Only one personal item is included (max. size 40 x 30 x 20 cm)
  • If you miss three flights your membership will be cancelled without a refund
  • It’ll automatically renew each year unless you cancel

Overall it sounds like more hassle than it’s worth, especially when you consider there are cheap tickets available in advance from Wizz and other airlines.

However, if you’re retired or have the flexibility to travel regularly and at the drop of a hat, it could be worth a look.

Ryanair: Flash sale – Flights from £19.99 or less (ended)

Ryanair has slashed the price of hundreds of flights to just £19.99 or less – but only until the end of Thursday, May 14. The sale covers flights from now until the end of June.

A quick check showed flights at or under £19.99 to destinations in Italy, Spain, France, Croatia; Portugal and more from London Stansted; people flying from Manchester can also pick form destinations including Denmark, Germany, Sweden, Croatia; Poland and Belgium; while those taking off from Edinburgh can pick between places like Denmark, Italy, Sweden and Spain.

There are limited dates for the deal, which only covers flights between now and the end of June 30th, but it could be perfect for a last-minute getaway. It’s also worth saying these flights are one way, although there are also deals for similar prices on return flights – if you can find one that suits you.

At the time of writing, for example, there was a £15 flight from Edinburgh to Copenhagen available on June 16, and a return flight on June 17 for £15 too. Or, if you want more than a few hours in the Danish capital and are willing to spend £4 more, you could pick up a flight out to Copenhagen on June 14 for £19 and have three days until you have to fly back.

Paid advertisement

Taxi and minicab deals

Money off your first Uber journey

Use the code 5ngkw on the Uber app to get a discount on your first ride. This is for first-time users only.