Get new member bonuses of up to £20.
If you want to boost your savings when shopping online, there’s a simple way to make money – cashback.
I’ve been using cashback sites Quidco and TopCashback since 2012, making thousands of pounds simply by clicking through them every time I buy something online.
And if you’re new to these and other sites, you can nab sign-up offers giving you up to £17 free cash when you first buy something.
How cashback sites afford to give you money
Retailers often pay a commission to websites that help them make a sale. Cashback sites simply pay you a cut of this money if you shop via them.
How to get even more money from the cashback sites
Since there are a few of these sites, they’re all competing for you to shop via them – which means they all give incentives to get you to sign up.
So even if you’ve already registered with one, you can sign up with another and shop away.
They all have different custom cashback rates at different shops, so it’s worth signing up to them all and shopping around for the one which will give you the most money.
Right now you could earn a free £17 for doing your shopping as normal, and get further cashback on top. Here are the best ones:
New customer offers
Quidco: £17 back when you spend £10
Quidco is best of the two sites to make some free cash. The most you can get is a huge £17 back when you spend £10. This is an exclusive deal that Quidco will only let me share with my newsletter subscribers.
After signing up, there are 4,300 retailers listed including the likes of BT, ASOS, iTunes and NOW TV. Each retailer has its own cashback rate. For example, you’ll get up to 7% on Marks & Spencer purchases. And as long as you spend over the minimum amount, you’ll also get a free bonus!
These new customer deal runs most months but check the expiry date and terms when you click through.
Quidco: £10 back when you spend £5
If you’d rather not get my newsletter you get £10 back with a £5 spend via the sign-up link below.
TopCashback: Exclusive £20 welcome offer
This £20 new member bonus is the highest paying offer for a cashback site right now – and it’s only available via Be Clever With Your Cash over the Black Friday week! You need to spend £15 with one of the retailers listed on TopCashback to get this bonus (excluding takeaways).
You must go via this link or the button below.
Ends 23:59 on 3 December 2023.
Read the full terms and conditions here.
TopCashback: £15 back when you spend £15
TopCashback is the other big cashback site and it also offers a bonus for new customers.
This £15 new member bonus is the highest paying offer right now. You need to spend £15 via one of the retailers listed on TCB to get this bonus (excluding takeaways). You must go via this link or the button below. Ends 23:59 on 31 December 2023.
Read the full terms and conditions here.
JamDoughnut: Get £4 for signing up
We’ve managed to snag a cheeky boosted welcome offer for Be Clever With Your Cash readers. You can get £4 extra cashback – double the standard welcome bonus.
It’ll be paid as two sets of 200 points when you make your first purchase.
The first 200 points you get are standard for first-time users of JamDoughnut, while the extra 200 points are for coming through our link. The first 200 points will be instant, while the second ones will take a few days to be added by the JamDoughnut team.
Airtime Rewards: £1.50 when you sign up
Another decent site is the app Airtime Rewards. New member bonuses are much smaller. You’ll get 50p for signing up with code H9HJCPAY and another £1 when you spend within seven days. Sometimes these are boosted.
Existing customer bonuses
From time to time both Quidco and TopCashback offer an extra bonus. You need to activate these deals and they generally only run for a short period of time – often just one day.
Airtime Rewards tends to have promo codes you need to enter on the app to get the extra offer.
The best are generic promos which you can gain with any spending. Sometimes they might be for specific retailers or types of service (eg travel or broadband). I’ll share any decent ones I spot here.
Things to watch out for
Cashback is never guaranteed. If your purchase doesn’t track (i.e. there isn’t a record of you buying the item via the cashback site) you won’t get the money.
Here’s how to increase your chances you will get the money:
- Read the (short) terms and conditions for the sign-up deals, and also the individual shop promotions.
- Be careful using voucher codes. If they aren’t listed on the cashback page they might stop you getting cashback.
- Make sure you don’t already have a browser window open for the retailer.