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The site, magazine and mentoring are not about finding those big scary products like the best mortgage, or what to do with a pension annuity. There are sites like MoneySavingExpert, and independent financial advisors which do that job very well and should be your first points of call. Be Clever With Your Cash wants to help you think about how you spend you money to make it go further. is a journalistic online blog, providing the tips, tools and techniques to help you make your money go further. At the time of writing each post we hope it is all accurate but please note you use the information at your own risk and we can’t accept liability if you are unhappy with actions as a result of reading an article here.

You should not take any information or opinion on this site as legal, business, financial or commercial advice and you should carry out your own research before undertaking any actions to ensure it’s the best for you and your finances.

Likewise, though we link to other sites, we cannot be held responsible for any content or harmful effects such as viruses on those sites. If we link to someone that we do not know as reputable companies, we will make that clear.

All articles and images, unless otherwise attributed or part of a product promotion, are copyright of and cannot be reused.


Everything written is completely independent and the views of the writer. I do not take sponsored content and can’t be paid to write about a topic or brand. If I’m raving about something, it’s because I genuinely think it’s great.

Some of the links used on the site are what’s known as “affiliate links”. By buying through those links I may receive a commission for the sale. This is the same model used by sites like Money Saving Expert and Voucher Cloud. This has no effect on the price for you.

The blog’s independence is really important to me so I only include the best offers and deals, whether there is an affiliate link available or not. I also refuse all sponsored posts. Everything I write is because I believe it’s something you should know about, not because I’ve been paid to write it.

Any deals or offers are selected purely on how good a deal they are, and many do not earn any money. Though some do, so it’d be lovely if you do click through from the site when you buy things… it won’t cost you any extra!

But any money I do make helps me carry on producing the articles and podcasts for you to enjoy!

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