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Hi, welcome to Be Clever With Your Cash. We’re an award-winning money site and team of money geeks.
We’ve helped 20 million+ people make smart decisions with their spending and saving. It’s our mission for you to do the same.

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Best Buys
Best fixed-rate savings accounts (September 2026)
Here are the best fixed rate savings accounts on offer right now You can fix your savings for anything from three months to five years...Read More
All Best Buys
Deals & Offers
Phone, broadband and utilities deals
- Octopus Energy: free electric blanket to vulnerable customers
- EDF: earn free electricity on Sundays in February
- Octopus Energy: Octoplus rewards
- Lebara: extra 25% data on travel plans
- Hometree: 18% off Boiler & Home Cover
- Save Water Save Money: free devices to save water
The best refer-a-friend offers
- Banking refer-a-friend deals
- Food and drink refer-a-friend offers
- Shop refer-a-friend offers
- Cashback site refer-a-friend schemes
- Bills and utilities refer a friend schemes
Savings account special offers and bonuses
- Plum: £15 welcome offer when you deposit £250
- Raisin: £150 welcome bonus
- Barclays: up to £600 bonus when you transfer an ISA
- iFast: up to £500 bonus
- Santander: up to £400 in hotel vouchers for transferring your ISA
- Chase: 4.5% savings account for new customers
- Cahoot: £25 cashback & 5%
- Snoop: 4% savings and £5 Amazon Voucher
- Compare the total return, not just the bonus
- Check the conditions
- Watch out for short introductory rates
- Check FSCS protection
All Deals
Latest Articles
Santander Edge Explorer review: is it worth it?
The Santander packaged account offers insurance, cashback and high interest on savings Santander Edge Explore is a packaged bank account, meaning you get the features...Read More
All Articles, News & Reviews

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Our podcast
Listen to Cash Chats, our award-winning podcast, presented by Steve Alderton and Editor James Andrews.
Episodes every Monday.



