Any information produced by Be Clever With Your Cash Limited does not constitute formal financial advice. You should seek advice for matters which could seriously affect your finances.
BeCleverWithYourCash.com is a journalistic online blog, providing the tips, tools and techniques to help you make your money go further. At the time of writing each post we hope it is all accurate but please note you use the information at your own risk and we can’t accept liability if you are unhappy with actions as a result of reading an article here.
You should not take any information or opinion on this site as legal, business, financial or commercial advice and you should carry out your own research before undertaking any actions to ensure it’s the best for you and your finances.
Likewise, though we link to other sites, we cannot be held responsible for any content or harmful effects such as viruses on those sites. If we link to someone that we do not know as reputable companies, we will make that clear.
All articles and images, unless otherwise attributed or part of a product promotion, are copyright of www.BeCleverWithYourCash.com and cannot be reused.
How the blog makes money
Some of the links used on the site are what’s known as “affiliate links”. By buying through those links I may receive a commission for the sale. This is the same model used by sites like Money Saving Expert and Voucher Cloud. This has no effect on the price for you.
Adverts are generated via Mediavine based on your browser history. I don’t have any say in what adverts appear, though I have tried to block as many I deem unsuitable as is possible.
The blog’s independence is really important to me so I only include the best offers and deals, whether there is an affiliate link available or not. I also refuse all sponsored posts. Everything I write is because I believe it’s something you should know about, not because I’ve been paid to write it.
But any money I do make helps me carry on producing the articles and podcasts for you to enjoy!
Privacy and your data
How your data is used
When you sign up for the Be Clever With Your Cash newsletter, your email address is collected. Older subscribers also provided their name.
This information will solely be for Be Clever With Your Cash to send you emails about content on the site. This is usually once a week, though there may be occasions where additional emails are sent.
You can unsubscribe at any time using the link found in every email communication sent.
Once a year I audit the subscriber list and ask anyone who hasn’t actively engaged with the email in that time (as long as they have been subscribed for more than six months) if they wish to carry on receiving the emails. If they do not reply they will be unsubscribed.
Your name, email address and IP address will also be required if you make a comment on any pages or posts on the blog. This information may be used to contact you if the comment requires a follow-up.
The name you enter will be published, and I reserve the right to edit and comment you write. I also do not have to approve a comment posted.
IP addresses help with the security of the site in the case of spammers or hackers.
How your data is processed
This information will never be shared with a third party without your express consent unless I am required to do so by law.
You may request a copy of any data I hold about you. Please make these requests via the contact form.
Data is only kept for as long as it is needed to fulfill the purpose you gave it.
All these policies only adhere to Be Clever With Your Cash. If you click through to any external website from a link on Be Clever With Your Cash then new privacy policies will come into force and you should check these. I am not responsible for any policies or content on linked to sites
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Mediavine Programmatic Advertising
The Website uses Mediavine to manage all third-party advertising on the Website. Mediavine serves content and advertisements when you visit the Website, which may use first and third-party cookies. A cookie is a small text file which is sent to your computer or mobile device (referred to in this policy as a “device”) by the web server so that a website can remember some information about your browsing activity on the Website. The cookie may collect information relating to your use of the Website, information about your device such as the device’s IP address and browser type, demographic data and, if you arrived at the Website via a link from a third-party site, the URL of the linking page.
First party cookies are created by the website that you are visiting. A third-party cookie is frequently used in behavioral advertising and analytics and is created by a domain other than the website you are visiting. Third-party cookies, tags, pixels, beacons and other similar technologies (collectively, “Tags”) may be placed on the Website to monitor interaction with advertising content and to target and optimize advertising. Each internet browser has functionality so that you can block both first and third-party cookies and clear your browser’s cache. The “help” feature of the menu bar on most browsers will tell you how to stop accepting new cookies, how to receive notification of new cookies, how to disable existing cookies and how to clear your browser’s cache. For more information about cookies and how to disable them, you can consult the information at www.allaboutcookies.org/manage-cookies/.
Without cookies you may not be able to take full advantage of the Website content and features. Please note that rejecting cookies does not mean that you will no longer see ads when you visit our Site.
The Website may collect IP addresses and location information to serve personalized ads and pass it to Mediavine. If you would like more information about this practice and to know your choices to opt-in or opt-out of this data collection, please visit http://www.networkadvertising.org/managing/opt_out.asp. You may also visit http://optout.aboutads.info/#/ and http://optout.networkadvertising.org/# to learn more information about interest-based advertising. You may download the AppChoices app at http://www.aboutads.info/appchoices to opt out in connection with mobile apps, or use the platform controls on your mobile device to opt out.
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