Business banking

Business banking doesn’t need to cost you cash. Find all our best buy tables, articles and guides to get you started.

Best business banking accounts

Looking for a free account for your business? Or a cashback credit card to earn on expenses? Check out our best buy tables.

About business banking

If you’re looking to know the difference between personal and business banking, savings and credit cards, these guides should help you work out where to begin.

What is a business current account?

You can get free business current accounts, but watch out for extra charges. Here’s how they work.

What is a business credit card?

If you spend a lot for your business, you could get rewards and cashback on it with a business credit card.

What is a business savings account?

A business savings account lets you earn interest on the money put aside within your business.

The best rated business bank accounts

There are lots of business current account reviews on our sister site Smart Money People.

Find out which what users really think.

Featured investing offer
Customer rating 3.8/5
  • Offer
    free £50 in fractional shares*
  • Annual fee
    £0
  • Investment styles
    Shares, funds or ready-made portfolios
  • Minimum deposit
    $50
Invest in a general investment account or stocks and shares ISA (additional fees apply)
  • FSCS Protected? Yes
  • Interest on uninvested cash 3% on balances up to $50,000, 3.8% on balances over this
  • Fractional shares Yes
  • Foreign exchange fee 0.7%
  • Fund fees If you invest in funds, you'll have to pay fund fees, which cost on average ~0.16% per year, with additional market-spread effects up to 0.05%
  • Offer You need to sign up, verify your account and deposit at least £200 to get the free assets. ISA deposits aren't included in the £200 requirement to get the offer.
  • Authorised and regulated by the Financial Conduct Authority Yes, FRN 583263
  • Risk warning The value of your investments may go up or down. Your capital is at risk. ISA powered by Moneyfarm. ISA rules apply. UK residents only.
  • Accounts available General investment account, stocks and shares ISA (additional fees apply)