We’ve partnered with Tembo, an award-winning mortgage broker, to help you see what you could borrow and your estimated monthly repayments. Get started now with just a few basic details. You’ll also unlock FREE expert advice worth up to £499* when you take a call from Tembo.
Why use this calculator?
Boost borrowing by an average of £88,000
Tembo’s calculator uses smarter, specialist lender criteria.
Instant borrowing results
Get an estimate in minutes, including what you could borrow and what repayments may look like.
Helps find the best mortgage for you
Take the next steps to get a free personalised plan with Tembo.
Compare mortgage rates and deals
See live rates from across the whole of market. Compare over 20,000 mortgages from 100+ lenders.
Check out the best mortgage ratesWhy we’re working with Tembo?
At Be Clever With Your Cash, we’re fussy about who we work with. We’re only interested in companies who put their customers first, provide a great service and offer products we’d be happy to use ourselves. We’re excited to say that Tembo ticks all the boxes - and we’re not the only ones who think so!
Customers have voted them Best Mortgage Broker at the British Bank Awards four years in a row and they’re also rated 4.98 out of 5 on our sister site, Smart Money People, based on hundreds of reviews.
We’re thrilled to be working with the mortgage experts at Tembo and offering their award-winning service to the Be Clever With Your Cash community.
What you get with Tembo
Important
*Your home may be repossessed if you do not keep up repayments on your mortgage. Be Clever With Your Cash may receive a payment from Tembo Money if you complete a mortgage through the link provided. This will not affect the amount you pay for the service.
This broker fee discount of up to £499 is applicable for standard mortgages and remortgages only, more complex cases including guarantor, buy-to-let, adverse credit, and equity transfer may be liable for a fee. The fee you are required to pay will be clearly outlined by your adviser prior to an application being submitted on your behalf. The offer does not cover any other potential fees that may arise during the mortgage process.
Tembo Money Limited (12631312) is a company registered in England and Wales with its registered office at 18 Crucifix Lane, London, SE1 3JW. Tembo is authorised and regulated by the Financial Conduct Authority under the registration number 952652. Tembo Money was awarded Best Mortgage Broker at the British bank awards in 2022, 2023, 2024 and 2025. Rates are not guaranteed and may change by the time you come to apply. Eligibility criteria may vary by lender.
Our calculator is only an estimate of how much you are able to borrow and does not constitute mortgage advice.
Latest on mortgages
Browse mortgage articles and news
LTV & the remortgaging tricks that’ll save you thousands
Don’t miss out on even better deals when looking for a new mortgage offer. If you’re on a fixed mortgage…
Read more
Low deposit mortgages: How do they work?
Esther Shaw takes you through what you need to know about low and even no deposit mortgages For many buyers,…
Read more
Interest base rate stays at 3.75%: what does it mean for you?
Increasing inflation due to the war in Iran could lead to rate increases this year We’ve taken a look at…
Read moreGet everything you need to know before you buy your first home sent straight to your inbox
Sign up now to find out how to buy your first home.
