Magazine and newspaper deals

From digital to physical copies I’ll share top deals to save on your regular reading and other publications.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Paid advertisement

Magazine offers

Lego: free kids’ magazine delivered four times a year

If you’ve got kids aged between five and nine, chances are they love Lego. You can sign up and get the Lego magazine delivered to your door every three months for free, including delivery. If you don’t have a Lego account already, you’ll need to sign up.

The next issue comes out in November.

BBC: Limited edition evolution poster and info from the Open University

Get a free, limited edition, poster of the evolutionary tree of life – along with a load of reading on the different theories too.

It’s based on what you might have seen on the BBC show Evolution, which was co-produced by The Open University, and supported by leading OU academics specialising in evolution, ecology and the history of life on Earth.

Orders will be processed on a first-come, first-served basis.

Free magazine subscription with Lloyds bank

You can get a year’s subscription to a number of titles if you open a Club Lloyds current account. I use this to get a year of Empire, though you might be better off with the alternative freebies such as 6 cinema tickets or a year of Disney+ Standard with Ads.

Here’s more information in our review.

Digital magazine offers

Free digital magazines from your library

Most libraries have a way to get free access to dozens of titles via your phone or computer. I’ve written here about how you can get a load of digital magazines via your local library.

The Athletic: £1.50 per month for a year 

The Athletic is offering access to the site for £1.50 per month for a year.

After the year ends, you’ll be charged £12.50 per month, so make sure you cancel beforehand if you don’t want to pay full price. 

Magzter: One year for £35.95 or less

Magzter is an online digital subscription where you can access more than 8,000 magazines. You can read the magazines on any iOS or Android device via the Magzter app.

This offer on Groupon gives you access for £35.95 rather than £149.99. And if you combine it with a code you might be able to save more.

There are plenty of UK titles such as Total Film, Reader’s Digest, BBC Good Food, Marie Claire and Woman & Home, as well as international faves such as Entertainment Weekly. There’s also randomly Spurs and Everton match programmes!

You can have five separate accounts with the subscription so it’s a good option for a family. 

It does auto-renew after the year so be sure to cancel it before the year is up.

Readly: Two-month free trial

This subscription service costs £7.99 a month. You can currently get two months for free.

Which? Magazine: deal stack (ended)

You can combine up to three different deals to bring down the price of an annual subscription to the ‘full access’ Which? magazine.

Not everyone will be able to get the Amex offer (you need to check your card offers and add it to the card if it’s showing), but the other two options are there for all.

It means you’ll pay Which? £49.50 for a full access subscription, and then get around £15 back from the cashback site (the rate varies so check both). Remember to apply via the cashback site and close any Which? tabs that are open.

If you have Amex you’ll save more again. We’ve seen 50% off a £30 spend, but other deals may be out there as these vary by cardholder, and there’s a chance you won’t see the offer at all. But say you get 50% off the price paid, that’s another £24.75 off.

There’s a chance this last part is dependent on clicking through from the Amex app, but it wasn’t when Andy did this in December 2022, so it should be fine this time too.

All in that could mean you pay just £9 for one year, saving more than 90%.

Bear in mind you’ll be charged the full £99 after 12 months if you don’t cancel.

And if you’ve not used Quidco or TopCashback there’s a new welcome bonus worth up to £18 you can nab on top.

The best deals

Find our picks of the best offers in our dedicated deals library

Swap old clothes for money off vouchers

Recycle clothes and shoes to help save on something new 

H&M, M&S, Schuh, John Lewis, River Island and George at Asda all have schemes that let you swap old clothes or shoes for vouchers.

It’s a great way to clear the clutter and save money at the same time. Plus it’s far better for items to go to charity or get recycled than adding to landfill.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Paid advertisement

H&M clothes recycling scheme (£5 voucher)

If you’re a member of H&M’s loyalty programme you can donate any bag of old clothes or unwanted garments into an H&M shop and you’ll get 20 points and a £5 voucher to spend as part of the H&M Garment Collection programme.

You’ll get a voucher per drop off – so if you bring in several bags staff will probably process it as one transaction. But in theory, you could split the bags and drop them off at different times for more vouchers. However, there is a £25 minimum spend with each voucher.

So what can be in the bag? Well you don’t need to have any H&M products to get the voucher. And you can also donate any kind of textile, whether its curtains or knickers (as long as they’re clean and dry) as the fabrics are all recycled.

M&S and Oxfam’s Shwopping Clothes Exchange (£5 voucher)

Hand over your old gear at an Oxfam and you’ll also get a £5 voucher to spend on clothes in Marks and Spencer.

One item must be labelled M&S, and you can only use the voucher in the same calendar month. There’s a minimum £35 spend and it’s only valid on clothing, home or beauty.

I asked in a store a while ago if you can use the voucher with other offers and the checkout woman said she’d seen the vouchers be used with Sparks offers such as 20% off everything. So it’s worth grabbing one of these to use when those deals come around.

You can find your nearest Oxfam and read the full terms and condition of the Oxfam Clothes Exchange.

River Island x ReSkinned (£5 voucher)

This scheme requires you to send at least three items via courier to Reskinned. In return you’ll get a £5 voucher to use on purchases over £40 at River Island stores. They’re only valid for one month from issue, so don’t forget to use them.

Schuh “Sell Your Soles” scheme (£5 voucher)

You can get a £5 voucher to use at Schuh for every pair of shoes you donate. The shoes are donated to Recyclatex with around 98% of materials reused.

You can use your voucher online or in-store on full price items over £25.

John Lewis “Fashion Cycle” (£5 voucher)

Take five items of clothing into any John Lewis store as part of their FashionCycle scheme and you’ll get £5 off Fashion Rental, with a minimum spend of £50. They’ll accept shirts, t-shirts, jumpers, cardigans, jackets, coats, shorts, trousers, jeans, childrenswear, dresses, jumpsuits, skirts and school uniform.

You need to be a member of the free My John Lewis scheme and note that the voucher is only redeemable during the month.

The best deals

Find our picks of the best offers in our dedicated deals library

George (10% off)

You can box or bag up 10 or more unwanted clothes and textiles and donate them at Asda. In exchange, you’ll get a 10% off code to use at George .com.

There are limits on the parcel size (50cm x 30cm x 30cm) and it can’t weigh more than 10kg. You’ll need to check if your local store is participating.

Donate to Cancer Research UK via TK Maxx (no voucher)

You can take a bag of unwanted clothes to TK Maxx who will pass it on to Cancer Research to sell or recycle. Cancer Research UK will keep all the proceeds.

Donate to Zara (no voucher)

Zara will also take unwanted clothes that will be donated to those in need or sold by charitable organisations to raise funds. There’s no voucher for you if you do this.

Best free business bank accounts

Find a free business bank account for your business type

A business bank account is a separate bank account from your personal one that you maintain just for your business. These accounts are more tailored to business banking, so you can integrate accounting tools, make invoices and categorise your expenses. Some accounts are limited to certain types of businesses, so you’ll need to check that your business is eligible to have an account with your chosen bank.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Paid advertisement

Best free business accounts

Free business bank accounts
Sponsored
Customer rating 4.3/5
  • Monthly fee
    £0
  • Cash deposit fee
    Not available
  • Faster payments in/out
    £1
No monthly and no onboarding fee
  • Access Online or via app
  • FSCS Protected? No, funds safeguarded under UK Electronic Money Regulations 2011 (EMRs)
  • Cash withdrawals Unlimited free withdrawals
  • International payments SWIFT, Local payment methods, Card payouts
  • Card issuing fee Yes
  • Integration with accounting tools No, export transactions to share with your accountant for free 
  • Invoicing tools No
  • Eligible businesses Registered limited companies
  • FX exchange Available
Customer rating 4.9/5
  • Monthly fee
    £0
  • Cash deposit fee
    £1 per deposit
  • Fee for transfers in/out
    £0
  • Access Online or via app
  • Cash deposits £1 per deposit at any UK PayPoint or Post Office
  • FSCS Protected? Yes
  • Cash withdrawals Withdraw up to £1,000 per day
  • Integration with accounting tools Not available - Integration only available with Monzo Pro and above
  • Invoicing tools No
  • Eligible companies Sole traders and registered limited companies

The Co-operative Bank Business Bank Account

Customer rating 3.7/5
  • Monthly fee
    £0
  • Cash deposit fee
    £1.50 per £100
  • Fee for transfers in/out
    £1.50 per £100
  • Offer
    £200 welcome offer*
*new customers can get £200 for opening a new Business Bank account
  • FSCS Protected? Yes
  • Integration with accounting tools Free integration with Xero, QuickBooks, and Sage
  • Cash deposits Cash can be deposited at a branch or Post Office. It'll cost £1.50 per £100
  • Cash withdrawals Cash withdrawals cost £1.50 per £100 withdrawn
  • Interest paid No
  • Access Online or via branch
  • Offer You can get £200 when you open a Business Bank Account & eligible savings account. To get it, open an account and deposit £1k within 30 days, keep your account for 90 days & credit your account in the two months following the initial deposit. New customers only. Eligibility & T&Cs apply.

Tide Free Business Account

Customer rating 4.6/5
  • Monthly fee
    £0
  • Cash deposit fee
    0.5% (min £2.50) at Post Office, 3% at PayPoint
  • Fee for transfers in/out
    Free transfers in/out for 12 months
£100 welcome bonus
  • Access Online or via app
  • FSCS Protected? Yes
  • Cash withdrawals £1 per withdrawal
  • Transfers Transfers cost 20p per transfer after a 12 month promotional period
  • Integration with accounting tools Connect your own accounting software or export transactions to share with your accountant for free
  • Invoicing tools Yes - send 3 per month free
  • Offer details Get £100 in cash when you open a Tide Business Account and spend £1,000 within 60 days of account opening. Use the code BCA100 when you sign up.
  • Eligible businesses Registered limited companies or sole traders
Customer rating 4.9/5
  • Monthly fee
    £0
  • Cash deposit fee
    0.7% (min £3)
  • Fee for transfers in/out
    £0
  • Access Online or via app
  • FSCS Protected? Yes
  • Cash withdrawals 6 free withdrawals per day up to a maximum of £300
  • Integration with accounting tools Can be connected to accounting software
  • Invoicing tools Yes
  • Eligible companies Limited companies, Limited Liability Partnerships or sole traders

HSBC Small Business Banking Account

Customer rating 3.9/5
  • Monthly fee
    £0
  • Cash deposit fee
    Free
  • Fee for transfers in/out
    Free
  • FSCS Protected? Yes
  • Integration with accounting tools No
  • Invoicing tools No
  • Cash withdrawals Unlimited free withdrawals
  • Access Manage account online, via app, over the phone, in-branch or at the Post Office
  • Fee details No Monthly account fee and free UK digital banking. Free UK digital banking means day-to-day standard electronic transfers made through Business Internet Banking and HSBC UK Business Banking app are free. Other charges apply e.g. cheques and CHAPS. See Business Price List for details. Subject to application, eligibility, credit check and T&Cs.
  • Eligible businesses Available to Small Business Banking customers who are typically small enterprises with borrowing needs of up to £100k and whose everyday banking needs don’t need the support of a Relationship Manager

Mettle Business Bank Account

Customer rating 4.8/5
  • Monthly fee
    £0
  • Cash deposit fee
    £0
  • Fee for transfers in/out
    £0
  • Access Online or via app
  • FSCS Protected? Yes
  • Cash withdrawals Free
  • Integration with accounting tools Access to FreeAgent and connect to other accounting software
  • Invoicing tools Yes
  • Eligible businesses Sole traders and limited companies with no more than two owners

Wallester Business Account

Customer rating 4.3/5
  • Monthly fee
    £0
  • Cash deposit fee
    Not available
  • Fee for transfers in/out
    £0
  • FSCS Protected? No
  • Integration with accounting tools Sync automatically with Xero and Quickbooks. Other external tools or software can be integrated via API
  • Invoicing tools None
  • Withdrawals £2 + 2%
  • Eligible businesses For businesses of any size or industry
  • Access Online or via app
Customer rating 4.8/5
  • Monthly fee
    £0
  • Cash deposit fee
    0.55% (min £4)
  • Fee for transfers in/out
    Free to receive, send for free three times each month, 35p afterwards
  • Access Online or via app
  • FSCS Protected? Yes
  • Cash withdrawals £2 per withdrawal
  • Card issuing fee £9.95 one-off fee
  • Integration with accounting tools Connect your chosen accounting software
  • Invoicing tools Yes
  • Eligible businesses Sole traders and limited companies

Virgin Money M Account for Business

Customer rating 3.6/5
  • Monthly fee
    £0
  • Cash deposit fee
    £0.90 fee per £100
  • Fee for transfers in/out
    £0
  • Access Online or via app
  • FSCS Protected? Yes
  • Cash withdrawals £0.90 fee per £100 withdrawn. Withdraw up to £700 per day.
  • Integration with accounting tools Can be connected to accounting software
  • Invoicing tools No
  • Cashback 0.25% cashback on debit card purchases
  • Offer details You can get 3 months of Xero or Quickbooks for free with a Virgin Money business account.
  • Eligible companies For businesses with an annual turnover of less than £1m

Do you need a business bank account?

If you’re a sole trader or just earning extra via a side hustle then you don’t need to have a specialist business bank account. You can make do with a standard (and free) personal account.

You don’t have to use the same one you bank with day-to-day. It’s generally best to separate your business money from your personal cash, so it’s best to open a new account — it’s up to you whether you stick with the same bank you use for your personal banking or try a different one. Keeping them separate will be useful when it comes to doing your tax return and working out which purchases were business-related.

But, if you are part of a Limited Company then you’ll have to have a specific business account.

What to look out for when searching for a business bank account

When choosing a business bank account there will be a few differences from regular bank accounts that you’ll want to consider.

Fees

You’ll be more likely to come across fees with these bank accounts. We’ve shown the free accounts above, although this refers to whether there’s a monthly fee. The other fees you might come across include:

  • Initial set-up fee
  • Cash deposit fees
  • Cash withdrawal fees
  • Transaction fees
  • Fees for payments in
  • Fees for transfers out

It’s important to consider what your business is likely going to need. For example, if you take a lot of cash payments, you might be more interested in getting free cash deposits, while a company that doesn’t handle cash much wouldn’t be bothered about cash deposits.

Eligibility

Some accounts aren’t available for all businesses. If you have a Limited Liability Partnership, for example, you’ll have fewer choices when it comes to business bank accounts. Check out “eligible companies” in further details above for an overview. You’ll also want to double-check with the bank directly. Generally speaking, sole traders and limited companies should be eligible for all of the accounts above, although there are often excluded business types.

Cash deposits

Many of the business bank accounts listed above are digital banks, which means there isn’t a high street branch for you to deposit cash into your account, however, most of them will let you deposit cash at the Post Office or using PayPoint. Some have associations with high-street banks — for example, Mettle is owned by NatWest so you can pay in cash at NatWest branches.

Integration

A lot of business bank accounts offer integration with accounting software like Xero or Quickbooks. Or, they’ll offer the option to export your transactions to give your accountant or upload them into your chosen software. If you don’t have accounting software, you probably wouldn’t need this, although it may be useful in the future.

Some business bank accounts come with a free trial of accounting software. While this is worthwhile if you think you’ll need accounting software, remember to cancel it if you don’t think it’s something you’ll need.

The best student discounts, offers and deals

Students can save at Apple, Boots, Amazon and more

Here are the pick of the best student discounts – and you don’t need to be a student for some!

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Paid advertisement

Whether you’re a full-time student or just someone with an NUS card (sadly, our loophole where anyone could get one has been closed – though previous Totum cardholders can get an alumni card), there are some fantastic deals to be had! The key is to ask – you never know!

Sadly there are a few discounts only available via MyUniDays or Student Beans, and you can only get those if you have a .ac.uk email address.

We’ve not listed all the different retailers, but you can also save at the likes of ASOS, Office and Foyles. The usual rate is around 10%, but is sometimes boosted to 20% at the start of term.

Here are our favourite discounts – there will be more!

For all students, staff and school children

Some discounts are available for staff working at universities and schools (and you don’t need to be a teacher), as well as for students at schools and colleges.

Apple: discounted Apple products in the Education Store

If you’re heading to University, you can get discounts on Apple products with its Education Store.

To be eligible, you need to verify your student status with UNiDAYS and you’ll be able to access the Education Store. You don’t have to be in your first year either. Plus, teachers or employees of educational institutions in the UK and parents of uni students can get the offer.

For anyone with a student ID

These discounts work with your Uni or college ID or an NUS/Totum card (which includes some non-students).

Boots: 10% off

You can save 10% on your purchases at Boots. You’ll need to have a Boots Advantage card as well as an NUS/Totum card, and you need to connect these at a Boots checkout till.

Since you only need the Advantage card to get the discount, you could share your card with other family members so they also get the money off – though it does mean they won’t earn their own Boots points.

The discount is valid until 31 August each year so you’ll need to reactivate it at the till from 1 September onwards.

This is sometimes boosted to 20%, including at the start of the academic year.

You can also stack it with other deals and offers on the Boots site.

Superdrug: 10% off

You’ll need to sign up to the Health & Beautycard scheme (it’s free), then link your NUS/Totum card or student ID to the account in-store. It’ll then work for the academic year online and in person.

For anyone with a student email address

Ikea: £10 or £20 coupon

Verify yourself as a student at Ikea and get a coupon for £10 off when you spend £75. If you spend £150, you’ll get a £20 coupon. You’ll need to log in or sign up for Ikea’s Family account and fill out the form using your student credentials. You’ll need a student email address, but if you don’t have one yet you can use alternative documents.

The offer runs until 25 October 2026, and you can only use the discount once.

For students with MyUniDays

Spotify: 46% off

DetailsYou can save 46% on Spotify Premium. That’s £5.99 a month rather than £11.99. This version gets rid of adverts and lets you take songs offline to your phone or tablet, meaning you don’t need wifi or your data.

Our podcast

Listen to Cash Chats, our award-winning podcast, presented by Steve Alderton and Editor James Andrews.

Episodes every Monday.

For students with official student ID

Amazon Prime: six months free then 50% off

You can get Amazon’s delivery and streaming service free for six months as a student (or 18-22 year old). Then after that you can get a full annual Amazon Prime subscription for £4.49 a month, for three years.

Or you can pay £47.49 annually, saving a little extra.

The easiest way to get this is using an academic email, though there are other ways to verify student status. Sadly Totum cards are no longer accepted.

Watch out for other Amazon Student offers throughout the year, such as money off codes at Black Friday or Prime Day.

Train and tube travel

The 16-25 Railcard or 26-30 Railcard is a great way to cut the cost of train travel. Mature students outside this age range need proof they are studying with a form completed by their Uni or college. There are often deals to get discounts on these and other railcards.

If you travel by tube and live in London during term time you can get an 18+ Student Oyster card. This saves 30% on travel in the capital.

There are also bus and coach student passes.

0% balance transfer credit cards explained

The pros and cons.

Balance transfer credit cards can be a useful way to help clear debts. But there are dangers with using one if you don’t follow the rules.

This Be Clever Basics guide is going to explain how 0% balance transfer cards work so you can find out if one is right for you.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Paid advertisement

What is a 0% balance transfer credit card?

Got credit card debts? Chances are you’re paying around 25% in interest on the money you’ve borrowed, if not more. This adds up quickly, making your spending more expensive. And if you’re spending on credit cards in the first place it’s probably because you can’t afford what you’re buying – so extra charges aren’t welcome!

But if you get a 0% balance transfer card, you can move the debt from other credit cards to it, and crucially not have to pay interest for an agreed time. At the moment this can be as long as 36 months – that’s three years.

The idea is that you use this time to clear the debt without adding to it, saving you money in the long run. If you’ve other debts, it might also give you a little breather while you clear those.

How much money you could save

Obviously it depends on how much you owe right now, the interest you’re being charged, and the card you get.

But let’s take a few examples. These are with set repayments each month. If the interst rate is higher or if you’re just paying the minimum your savings would be much larger!

Debt = £3,000

If you have £3,000 at 24.9%, and you’re paying a fixed £100 back each month, it’d take you 3 years and 9 months to clear the debt and cost you £1,444 in interest.

But switch the debt to a 0% card with at least 28 months and continue paying £100 a month you’d pay zero interest!

Yes, you need to factor in the transfer fee – if it was 3% it’d be £90 – but you’d still be £1,354 better off!

Debt = £1,000

If you owe less, say one grand at a lower interest rate of 18.9% but with a £50 set repayment each month, you’d take two years to clear the debt and pay £190 in interest.

But putting it on a 0% card for at least 21 months would reduce that interest payment to nothing. You’d just need to cover a transfer fee, which assuming 3% would be £30. That’s a total saving of £160.

What to watch out for with 0% balance transfer cards

The 0% time will end

Once the 0% offer period ends, the interest rate goes up to a normal – if not higher than normal – one. So the idea is to use that 0% time to clear the debt.

There’s often a fee

As mentioned, you will usually have to pay a fee on the total balance you move over. So a 3% fee on a £3,000 balance transfer would be £90.

Though there are cards with shorter 0% lengths which don’t charge and these can be better options if you are confident you need less time to clear the debt.

You usually have to make the transfer early

Once you’ve got the new card, most transfers need to be made within the first two or three months in order to get the 0% rate. Leave it too late and you’ll get a much higher rate, defeating the purpose of the switch.

You still need to make a monthly payment

If you don’t make the minimum repayment each month, the special 0% deal could be ended early, meaning you’ll start paying high rates of interest again. Set up a Direct Debit to make sure you don’t forget.

Paid advertisement

You might not get the advertised deal

Credit card companies want to make money from you, but they also want to be sure they won’t lose money on you. If you do get accepted, you might not get the full deal. You could be offered a shorter 0% deal, the rate of interest after the 0% could be higher. 

Applying can be bad for your credit score

And of course there’s the risk you could also be rejected outright. If you do get rejected it’s not just bad for your debt, it’s bad for your credit rating too.

To help the card company make that decision, they’ll run a credit check. To get an idea of whether you’ll be accepted, try a soft check on a comparison site. It’ll look at your credit report but not leave a trace.

You might not be able to transfer your entire credit card debt

Let’s say you’re successful and get the 0% balance transfer card. Great. But there’s no guarantee that the credit limit (i.e. the amount you can have on the card) will be the same or more than your current debt. 

Additional spending will not be 0%

Unless you have a card which specifically has a 0% purchase offer in addition to the 0% balance transfer you will get charged interest on any additional spending.

They aren’t the answer if you don’t think you can clear the debt over time

If your only debt is the card debt, balance transfer cards are a big help. But if your wider finances are in a bad shape and you don’t think even a year or more on a 0% card will help you clear your debts, then you’re just delaying a bigger problem. Really you need to get some free debt advice. Read more about what you can do if your debts are getting too big

Paid advertisement

How to make a 0% balance transfer card work for you

Plan for how to pay off the debt

Say you’ve got a £1,000 debt and you transfer it to a 25 month 0% deal, you should try to evenly pay it off each month. That would be £40 every month.

Or even better, pay as much as you can afford each month to clear it sooner. Even though you’re not paying interest on the debt during the 0% period, you don’t know if something could happen later that stops you from paying your planned amount.

Decide if a longer deal or lower fee is better

Don’t go for a long balance transfer deal if you don’t need it. Instead you might be better off picking one with a low fee – or even one that is fee-free.

Of course the lower the fee, the shorter the deal, so the best bet for you really depends on your circumstances. If you need a long time to pay off the debt, a longer deal could suit you, even if the transfer fee is higher.

Shop around

I’m often getting junk mail through the post from my existing banks offering a balance transfer deal. These might be decent, but don’t just jump at the first one you see. Shop around and see what the best offer is out there.

Try not to keep moving the debt

Some people transfer the debt to a new 0% card each time the deal ends. And again. And again.

It’s potentially risky as you might get rejected for a new card. Plus since you generally have to pay a fee each time you transfer, it could cost too.

If you think you won’t be able to clear the debt, consider a longer 0% period for the card.

Don’t spend on your balance transfer card

New spending doesn’t just add to the previously transferred balance. It’s a new debt so interest won’t be 0%. So to avoid this look for a better spending card. If it has to be a credit card, then you can get a 0% purchase credit card which does the same thing but for new spending, or an all-rounder which has 0% on transfers and purchases.

If you do spend on a balance transfer card, try to clear that full amount at the next billing date. The most expensive debt is cleared first, so any monthly payments you make will go to clearing this new spend first. But if you don’t pay off enough to cover the new spending, you’ll get charged interest on it.

Paid advertisement

The best student bank accounts 2026

The best 0% overdrafts and freebies for students

Choosing the best student bank account is typically about finding the one with the best benefits, such as the size of the interest-free overdraft, then other things, like money management tools, freebies and what’ll happen when you graduate.

Here are the best bank accounts for students in 2026 and what they offer.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Paid advertisement

How to choose the best student bank account

When choosing a student account, you typically want to focus on the size of the interest-free overdraft, despite freebies being tempting.

It’s also worth noting that most accounts are designed for three-year courses, so check the terms — especially for the overdrafts — if you have a longer degree.

When looking at your options, these are the key questions to ask.

How big is the 0% overdraft?

A 0% overdraft could be essential to help you get through your time at university. You won’t be charged any interest on the money in there, making them the cheapest way to borrow money.

Of course, you need to be careful about using it and not treat it as free cash as you will have to pay it back. You will generally have a few years after you graduate (and hopefully start working) to do this, but even so, don’t spend this money just because it’s available. 

The lengths of 0% overdrafts change between the banks – and you might not even get the advertised amount. If the wording says the overdraft is “up to” that means you might not get the high sum mentioned in the adverts. 

But it might be best not to go for the largest amount, as the bigger the overdraft the bigger the temptation to use it all. Instead, work out how much you think you’ll need to use and ask for that.

Plus, even if you think you won’t need one at all, it’s worth choosing a bank that offers one and applying for it at the start – you never know how things could change.

Some banks will also increase the size of overdraft each year, though you often have to ask. This means you can’t blow it all in the first year.

However, there could be conditions attached to having one of these fee-free overdrafts, so make sure you read all the T&Cs upfront. It could be something like pay in £500 every term. 

There’s also the chance you could get rejected for the overdraft so check your credit file before applying. Most students won’t have much on their file, but it’s worth making sure there’s nothing wrong there.

And of course, if you spend more than your overdraft allows you may be hit with huge interest charges of around 40%.

What freebies are available?

Freebies typically come in the form of cash, although we’ve seen some accounts offer other things, such as subscriptions, including Headspace. Santander’s been offering a Railcard for years, a great perk if you’re moving further away.

Some of these could save you a fair bit of cash, if you’d have bought them anyway, that is. These should generally be a second deciding factor once you’ve looked at overdraft options.

It also pays to check how much these freebies would cost if you looked around for extra deals and discounts. Often the value advertised is much higher than you’d actually need to pay.

What happens after you graduate?

Banks go all out for your business as a student as they know there’s a good chance you’ll stick with them for the rest of your life – and that’ll make them money. You’ll usually be moved to a Graduate account with the same bank, but you don’t have to stick with them — you could choose a better graduate account or go for bank switching cash or other rewards. You can see the types of offers currently on offer here.

The best bank accounts for students

Here’s our pick of the best accounts to get. You can only have one student account at a time, usually, but you can open up additional standard bank accounts on top. 

You’re also able to switch from your student account to a new one if you want to change banks mid-degree.  However with most, you’ll be subject to a credit check, so don’t apply for these too close to each other.

BankAccount name0% overdraftPerks
NationwideFlexStudent current accountYear 1: Up to £1,000
Year 2: Up to £2,000
Year 3: Up to £3,000
£100 cash, £120 in Just Eat vouchers
NatWest & RBSStudent Bank AccountFirst term: Up to £500
Years 1 & 2: Up to £2,000
Year 3: Up to £3,250
£100 and a 4-year Tastecard
SantanderEdge StudentYears 1-3: £1,500 guaranteed4-year Santander 16-25 Railcard

£100,000 prize draw (win at least £20)

Up to £3,000 overdraft: Nationwide FlexStudent

Perk: £100 cash, one of the largest overdrafts and top ethical choice

The Nationwide student account offers £100 if you open an account after 15 July 2026, then pay in £500 and use the debit card five times by 11 December 2026. You can’t have had a FlexStudent or FlexGraduate account on 30 June 2025.

This also has one of the largest overdrafts over the course of the degree (NatWest offers up to £3,250 and HSBC also offers up to £3,000). The overdraft builds gradually over your degree, stopping you from blowing it all in one go.

This is so far one of the best student accounts in 2025 due to its large interest-free overdraft and the perks. It’s a good choice if you’re worried about the ethics of your bank, too.

You’ll also be eligible for the Nationwide Fairer Share payment in the summer, which has been worth £100 a year for the last three years.

Nationwide FlexStudent

OverdraftUp to £1,000 in year one; up to £2,000 in year two; Up to £3,000 in year three
Opening offer£100 cash
£120 in Just Eat vouchers (£10 per month)
Limited edition debit card
Bonus paid14 days after meeting criteria
RequirementsOpen a new FlexStudent account no more than five months before and 12 months after starting your course
Deposit £500 and use debit card 5 times by 11 December 2026 (for the bonus and vouchers)
Deposit £500 every term (for the overdraft)
Not had a FlexStudent or FlexGraduate account before 15 July 2026
Have been a UK resident for three or more years
Offer endsUnknown

Up to £3,250 overdraft: NatWest or RBS Student Account

Perk: £100 cash and a 4-year Tastecard

The interest-free overdraft is up to £500 in the first term and then up to £2,000 after this. You can get up to £3,250 in the third year. By offering you an increasing amount, you’ll be able to budget more efficiently and reduce the risk of blowing it all in Freshers’ week.

NatWest and RBS both also offer £100 cash and a free 4-year Tastecard. If you don’t go for this account there are other ways to get cheap or free dining discount memberships.

NatWest/ RBS Student Account

OverdraftUp to £500 in the first term, up to £2,000 in the first year then up to £3,250 in the third year. 
Opening offer£100 and a four-year Tastecard
Bonus paidWithin 10 working days of meeting criteria
RequirementsOpen an account after 1 July 2026
Not have had a student offer from NatWest since 1 July 2022
Lived in the UK for at least three years
Offer endsUnknown

Guaranteed overdraft: Santander Edge Student

Perk: Free 4-year railcard + win at least £20

The Santander Edge Student account offers a guaranteed £1,500 overdraft for the first three years, so it’s a decent option if you want certainty on how much you can borrow. If you study longer it increases to £1,800 in year four and £2,000 if you stay on for a fifth year.

You also get a free four-year 16-25 railcard, a nice option if you are likely to be travelling by rail a lot as it knocks a third of train fares but I’d opt for hard cash instead.

There’s also at least £20 to be won via a prize draw. More details in our full review.

Santander Edge Student

Overdraft£1,500 in years one to three, £1,800 in year four, £2,000 in year five (if still studying)
Opening offer4-year 16-25 Railcard & guaranteed £20 prize
Bonus paidWithin 5 working days you’ll get a code to redeem the railcard
RequirementsDeposit £500 every term
Have proof of an accepted or unconditional offer
Live in the UK for tax purposes
Offer endsUnknown

Our podcast

Listen to Cash Chats, our award-winning podcast, presented by Steve Alderton and Editor James Andrews.

Episodes every Monday.

Other student accounts

It’s worth checking out these accounts too, some of them offer good overdrafts, but they mainly offer freebies. These might seem more attractive than 0% overdrafts, but if you do need to borrow, an overdraft is probably worth more.

If you’re really not bothered by an overdraft then it’s still worth nabbing one and putting that cash in savings.

BankAccount nameOverdraftPerks
HSBCStudent AccountUp to £1,000 in year one, up to £2,000 in year two, up to £3,000 in year threeNone in 2026 yet (no offer in 2025)
LloydsStudent Current AccountYears 1-3: Up to £1,500£100 cash and up to £90 in Deliveroo vouchers
BarclaysStudent Additions AccountYear 1: Up to £1,000
Years 2 & 3: Up to £1,500
None in 2026 yet (no offer in 2025)
TSBStudent Bank AccountYears 1-3: Up to £1,5005% interest on up to £500
Co-opStudent bank account*Not yet taking applications for 2026*

Year 1: Up to £1,400
Year 2: Up to £1,700
Year 3: Up to £2,000
None

How to get a student bank account

You have to be over 18 and living in the UK to get any student bank account, and most will require you to be at the start of your first year to get the freebie. 

You’ll need to show ID such as a passport, driving licence or birth certificate. You’ll also need to bring along proof of your acceptance to the uni or college – possibly your UCAS letter or university acceptance letter.

You don’t need to wait until you get to your university to open the account, so doing it now before you head off means you can get your bank card and PIN sent out and your online banking set up in advance.

Can I have more than one student account?

Most of the time you can only have one “student” account, this is usually laid out in each bank’s T&Cs – you’ll likely not get the perk or overdraft if you try and attempt it. 

You could potentially open one of these accounts to get the freebie, then close it down and open up another one (or switch it). You’ll need to do this within the stated timeframes to get any perks, and it’s worth double-checking the T&Cs of each account to make sure you’re allowed.

There’s nothing stopping you from opening another bank account that’s not got the “student” perks – keep reading for more on these.

Can I switch my student bank?

You can switch your student bank account to any other account of your choosing, whether that’s another student account with another bank or a standard current account. This is as long as the bank is part of the Current Account Switching Service.

In some cases, this can get you an extra perk, so it could be worthwhile.

If you want to switch after you’ve graduated, this is possible too, just be careful about trying to switch if you’re overdrawn, as you may wind up paying overdraft fees.

Can I earn interest on my savings?

Though some of the student accounts will offer interest on money in the account, they are quite limited and not a reason to pick one account over another.

However, if you think you’ll have more money available or don’t think you’ll need to use all of your overdraft, then you could look at other savings accounts.

Just be careful not to lock it away if you think you’ll need to access your savings.

Could you stooze your overdraft?

Stoozing is where you borrow money at 0% and put that cash into savings. Normally it’s via a specialist credit card – but you don’t need to do that when you have an interest-free overdraft.

To take advantage you simply transfer the money from your current account to a top-paying savings account. Putting £1,000 into a 4% paying account will earn you £40 in interest in a year.

If you’re confident you won’t need to use the money at all then you can get higher rates by fixing your savings.

If you do this, make sure you have enough cash in the bank to cover your everyday spending. 

Alternative to student accounts

The bulk of the specialist student current accounts will have perfectly decent apps. But if you want one that’ll help you budget or have more advanced features you’ll want to look at digital banks Starling, Chase or Monzo.

They have a number of features that will help you do things like keep track of your spending, split your money by purpose (e.g. bills, going out, groceries) and it’s also a lot easier to set alerts for when your balance is getting low.

However, none of these offer specific student accounts and therefore don’t have a 0% overdraft. Instead, they could be a good secondary account alongside a high-street bank, getting you the best of both worlds.  

I suggest using one of these as your day-to-day bank or everyday spending, transferring over a set amount to spend each week from the student account with an overdraft.

They’re also decent bets for spending abroad, whether studying overseas or on holiday.

You don’t have to stick with just a student account. You can open one with other features at another bank to use in addition.

Cheapest ways to watch Premier League, EFL & other football on TV (2026/27 season)

Here’s how to watch football on TV without forking out the equivalent of a Premier League player’s daily hourly wage.

If you’re dusting off your football shirt ready for the new season, you may also be considering the cheapest ways to watch your team on TV.

This year, more than 260 Premier League games will be shown on TV, split between Sky TV, and TNT Sports (previously BT Sport).

Championship, League One and League Two fans will get most of their action on Sky Sports, with more games than ever broadcast. Plus there’s European football on TNT and Amazon Prime. And let’s not forget international matches too.

If you want to watch as many games as possible, it doesn’t come cheap. And if you don’t support one of the big teams, they’ll be featured less often, which can make it more expensive per match.

Here’s my guide to the cheapest ways to watch Premier League, EFL and other football.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Paid advertisement

Cheapest ways to watch football on Sky Sports

Sky Sports is available on as an add on for Sky, EE TV and Virgin Media packages, or as a pay as you go pass via NOW.

If you already pay for Sky or Virgin, then it’s worth haggling to see if you can add on Sky Sports, or reduce your existing spend. However if you just want the sport channels you’ll be tied into an 18 or 24 month contract for all your other services you have with them such as broadband, as well as forced to also pay for entertainment options, really bringing the price up.

Sky Sports is currently £22 a month for 24-months direct from Sky with the standard Sky channels and Netflix adding on another £15 a month. Sky Ultimate with more streaming services, like Disney+ and HBO Max is £24, though Sports is another £20 here.

Sadly it doesn’t look like Sky is still offering a cut price deal just for the football channels or just for the F1 channel – but keep an eye out for either’s return.

You can pay a £25 a month for a monthly rolling contract via Sky Stream as an introductory offer, but you’ll need to pay at least £18 a month on top for Sky Essentials and Netflix. For most people you’re better off going with NOW.

With Virgin Media it’s also another £20 on top, at least for the sports channels. Again, not bad, but you’re likely over paying for the other channels.

Get day or month Sky Sports passes with NOW TV

NOW TV passes are particularly good if you don’t want to pay for other Sky or Virgin channels or Netflix (which is bundled with Sky), or if you won’t watch all year around.

Plus, combine a NOW TV pass with cut-price broadband and phone line deal and it’ll often be much much cheaper than getting everything as part of the full Sky or Virgin packages.

If you only plan to watch a few games at home throughout the season you can buy a NOW day pass for £14.99. You get all the Sky Sports channels for 24 hours. This isn’t as good a deal as it used to be, but still a money saver if you just want to watch a single match.

A monthly pass is also available, meaning you can view more sport. But at £34.99 it’s not as cheap as adding to Sky if you pay it every month.

The good news is there are regular deals to reduce the price of a pass. These have dwindled a little over the last few years, and there are very few day pass deals.

But monthly ones do still pop up quite regularly, often dropped to between £21 and £28 a month either when you first sign up or as a retention offer if you go to cancel. Get it this low, if not lower, then it’s more comparable to what you’d pay adding it to Sky without the requirement for other channels. I actually paid just £17.99 a month last season.

More recently you might find these offers tie you in for a minimum period, perhaps as long as six months, which isn’t as flexible. But others still let you cancel when ever you want.

You can get more details on NOW TV sports deals in our regularly updated list of the best NOW TV Sky Sports Pass offers.

You can stream the NOW TV app on your TV, console or streaming stick; or on your computer or mobile device. Though you can’t record (it’s all on-demand and catch up), you can now pause and rewind live sport.

If you want HD or to share your pass you’ll need to pay more. It’s £6 a month for Boost (2x streams and 720p) and £9 a month for Boost Ultra (3x streams and 1080p). Again, there are often deals to bring the price down. Personally I tend to pay full price for the first month, then get a lower deal of £2 or £3 via the cancellation trick.

The cheapest way to watch football on TNT Sports

TNT Sports is available to add to TV packages from Sky, EE and Virgin, or stream direct from Discovery+. We’ve got a deals page which highlights some of the best TNT Sports deals available, but here are the cheapest options.

Free with some BT broadband packages

If you have been with BT for a while for broadband or mobile packages then it’s worth checking if you’ve got free access to the full Discovery+ package, which includes TNT Sports. If you’re not eligible you can add it for £10 a month with no long contract commitment.

Buy a month’s pass

If you don’t have or want expensive pay TV contracts, you can access TNT Sports with HBO MAX for £30.99 per month. You don’t need to commit to a contract, so you can get a month’s access whenever you need it, making it good for casual fans. A year will come in at £25.99 a month, though you’re locked in to 12 months.

Sky customers can add it for £28 a month, which is a rolling 31 day contract.

The cheapest way to watch football on Amazon Prime Video

There will be 17 Champions League games shown on Amazon Prime this season, spread across the year. It costs £95 for the full year, and obviously you get access to other Prime benefits. But there are ways to pay less if you’re only after the odd match.

Get a free Amazon Prime trial

If you’ve never had Prime, you can take out a 30-day trial for free. And if you have had a trial before, it’s still worth checking as you can normally get another one after a year, if not sooner.

Pay £7.99 a month

You can also sign up on a monthly basis, at a lower £7.99 a month (there was a sneaky price hike this year, which wasn’t really publicised). That’s much cheaper than the full monthly Prime price of £8.99 a month, and you’ve got the flexibility to cancel if there are no games on, and resign up when there are.

Save more on pay TV

Switch to a new deal

With Sky Sports and TNT Sports, rather than just add the channels to your existing service as a top-up, it’s often cheaper to switch your service to a new company.

There are always offers for current customers signing new contracts, but the best deals are usually for new customers or those who threaten to leave. You can generally save even more by going via cashback sites.

Haggle with your provider

You can add on the Sky Sports and TNT Sports channels to your existing Sky, Virgin, Talk Talk and BT TV packages, but this can get very expensive.

Look out for special offers at the start of the season, or get on the phone with your provider and haggle for a better deal. 

Cancel it when you don’t need it

These big pay TV companies often let you take Sky Sports month by month, so if there aren’t any matches you want to see, or you know you won’t have time, just call up and cancel.

You can sign up again when you want to restart watching the channels. Check the terms and conditions before subscribing and see if there is a notice or minimum period.

The cheapest way to watch every live TV game

Share it with a friend

Know someone who has TNT Sports, NOW TV or Sky? You can usually watch the channels on up to two devices (smart TV, computer, tablet, phone) simultaneously, so you could split the cost between you. Here’s my guide on sharing your subscriptions.

Watch it in the pub

Of course, you can save all that hassle and head to the pub.

Premier League fans will normally be able to find somewhere showing the games, though Championship and lower may struggle. A few pints would cost the same as a NOW TV day pass.

What matches are on which TV channel?

There’s no point signing up for all the channels showing football this year if the team you support isn’t going to be featured. Here’s a very detailed breakdown of which leagues will be show on each broadcaster this season.

Where to watch the Premier League 2026/2027 on TV?

Only selected games are broadcast on TV, though from this year all matches outside the Saturday 3pm kick off will be shown. These are picked a couple of months ahead and will be split between Sky Sports and TNT Sport. Free to air highlights will once again be on the BBC.

Though more than a third of games will be televised, it’s really just one match a week alongside a couple of rounds of full fixtures on TNT Sports. So Sky is going to be where you’ll catch most games.

BroadcasterNumber of games
Sky SportsAt least 215
– 32 on Saturday at 5.30pm
– 32 on Sunday at 2pm
– 32 on Sunday at 4.30pm
– 32 on either Friday at 7.30pm or Monday at 8pm
– All 30 matches on 1st, 2nd and 3rd midweek fixtures (Dec & Jan)
– All 10 matches from last day of the season
– Plus at least 57 rescheduled or additional matches
TNT Sports (previously BT Sport)52
– 32 on Saturday at 12:30pm
– All 20 matches from 4th and 5th midweek fixtures (Feb & Mar)
BBCHighlights on Match of the Day
Until 2029

You can see selections on the Premier League website. Expect these to be announced on these dates (though in my experience they change a lot):

Period of matchesMatch weekDate of estimated release
August/September2-5Week commencing 13 July
October6-9w/c 24 August
November10-12w/c 21 September
December/January13-20w/c 19 October
January21-23w/c 30 November
February24-27w/c 21 December
March28-30w/c 18 January
April31-33w/c 22 February
April/May34w/c 22 March
May35w/c 29 March
May36w/c 5 April
May37Post-FA Cup semi-finals*

Where to watch Champions League, Europa League and Europe Conference League on TV in 2026/27

It’s the same as last year, thought this will change in the 2027/28 season as Paramount+ will start broadcasting Champion’s League matches instead of TNT Sports, while the other European competitions will go to Sky.

Amazon Prime

17 Champions League games will be shown on Prime for the first time this season. They’ll be on Tuesday nights and Amazon have the first pick for these games.

TNT Sports

All the other games and highlights are on TNT Sports. The finals have historically been free to watch on the BT Sport YouTube channel, and are now on the Discovery+ app. 

BBC

You’ll get free to air highlights for the Champions League on the BBC until 2031.

Where to watch Football League (Championship, League One, League Two, League Cup) on TV in 2026/27

Sky Sports

Sky is the only place to watch EFL games. As with last season there are a huge number of games shown on Sky Sports. 1,059 out of 1,891 matches will be on TV. You can see what’s been picked on the EFL upcoming live games page.

It will be broadcasting the following:

  • 328 EFL Championship games
  • 248 League One games
  • 248 League Two games
  • All play-off semi-finals and finals
  • All 93 EFL Carabao cup games
  • All 127 EFL Trophy games

Each week there will be:

  • Five matches in the Sky Bet Championship
  • Five from Sky Bet League One and League Two

This includes:

  • All opening and closing day fixtures
  • All mid week fixtures
  • All bank holiday fixtures

Shown across these time slots:

  • Saturday at 12.30pm
  • Friday night and Sunday 12.30pm
  • Some Thursday and Monday nights

ITV

You’ll be able to watch 10 live EFL matches and 10 EFL Cup matches (including the final) on ITV, along with EFL highlights.

Where to watch FA Cup on TV matches in 2026/27?

In 2026/27 the FA Cup will be completely free to watch.

BroadcasterGames
BBC14 fixtures including the final
TNT Sports24 games including the final

Where to watch Women’s Super League, Championship & FA Cup on TV in 2026/27?

Matches are split between Sky and the BBC, and some may be on YouTube too. All Women’s Championship are on YouTube.

BroadcasterGames
SkyUp to 44 live league games
BBC21 live league games plus 7 FA Cup games and the League Cup final
YouTubeSome games not shown on the BBC or Sky, all Women’s Championship games

Where to watch international friendlies and qualifiers on TV?

The home nations’ men’s international qualifiers and friendly matches are split across different broadcasters, depending on which team you want to watch.

England’s women’s games are on ITV. BBC Wales has the women’s international games for Wales.

BroadcasterGames shown
ITVAll England mens games, including World Cup qualifiers and Nations League
BBC Scotland, Wales and Northern Ireland mens matches
SC4Wales mens matches (in Welsh)

Where to watch other football on TV?

This Wikipedia page will show you who has the broadcast rights for other matches, including the Scottish Premier League, non-league and La Liga.

The average cost to watch each Premier League team

A couple of seasons ago, we looked at the potential savings you could make from mixing and matching providers rather than committing to a year of sports channels. We found that football fans could save themselves up to £850 on watching the Premier League this season.

If you pay for all the services all year you’re going to get better value if you support one of the big teams and very poor value if you support a smaller one. However, if you’re a fan of various different sports or like to watch multiple teams, it might be worthwhile.  

(All this football talk reminds me of this classic Mitchell and Webb sketch…)

Spotify music streaming deals

The latest free trials, vouchers, discounted annual passes and hacks to save money on Spotify.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Paid advertisement

How much does Spotify cost?

Following a price increase in October 2025, Premium prices all went up by £1 or £2.

PlanPremium Monthly price
Individual£12.99
Duo£17.99
Family£21.99
Student£5.99

New Spotify customer deals

A couple of times a year there tends to be a new customer deal offering three months for 99p. When these come about I’ll list them below. Otherwise, new customers can always get one month for free.

Three months free Spotify with Adidas

New Spotify customers can get three months free via Adidas’s adiClub. To get it, you need to sign up for adiClub and claim the 250 points on offer. You can then redeem the points for 3 months of Spotify Premium in the rewards shop. You can cancel anytime or pay £12.99 once the free trial ends.

Three months free for new customers

New Spotify customers can get three months of Premium for free. Make sure you set a calendar reminder to cancel if you don’t want to pay once it’s up.

Paid advertisement

Three months free Spotify via H&M

New subscribers can get three months free if you apply via the free H&M membership.

Head to the H&M app and in the offer section of your H&M account you’ll need to generate a code to trigger the free Spotify trial.

You need to redeem the offer by 5 November 2026.

This isn’t open to current subscribers, and remember to cancel the subscription if you don’t want to pay full price, as it’ll renew at £12.99 per month after three months.

Paid advertisement

One month free Spotify

If there isn’t an increased offer, when you go direct to Spotify new customers can get usually one month for free.

Paid advertisement

Previous Spotify customer deals

These offers for ex-customers are rare, but still appear from time to time.

Four months free Premium if you’ve not tried it before (ended)

New Premium customers and those who haven’t tried it before can get four months until 31 December 2025. You can cancel anytime or pay £12.99 once the free trial ends.

Two months for £6.50 (ended)

This “welcome back” offer gets you two months of Premium for the cost of half of one month. This one runs 17 November to 31 December 2025.

It’s for those who had a Spotify Premium account but cancelled it more than 30 days ago. But if you’ve used one of these offers in the last 24 months, you won’t be eligible this time.

Look out for an email offering you this, or you can also log in and see if the offer is displayed in your account. It’s for the individual Premium account only, not Duo, Student or Family.

We usually see it run two or three times a year, usually April, August and November.

Here are the previous dates from recent offers to give you an idea of when it might return.

  • 17 November to 31 December 2015
  • Mid August to 22 September 2025 (for those who cancelled before mid July 2025)
  • Mid April to 19 May 2025 (for those who cancelled before mid March 2025)
  • End of November – 31 December 2024 (for those who cancelled before November 2024)
  • Mid August to 17 September 2024 (for those who cancelled prior to 12 July 2024)
  • Mid April to 14 May 2024 (for those who cancelled before 18 March 2024)
  • Mid January – 14 February 2024 (for those who cancelled before 1 Jan 2024)
  • 27 November – 31 December 2023 (for those who cancelled before 27 October 2023)
  • August to 12 September 2023 (for those who cancelled before 16 July 2023)
  • 21 April – 16 May 2023 (for those who cancelled before 19 March 2023)
  • 29 November – 31 December 2022 (for those who cancelled before 28 October 2022)
  • August/September 2022 (for those who cancelled before mid-May 2022)
  • April – 19 May 2022 (for those who cancelled before 14 March 2022)

Paid advertisement

Existing Spotify customer deals

You don’t need to pay full price for Spotify as an existing customer. Here are my top ways to save.

12 months of Spotify Premium for the price of nine (ish) (ended)

This is a decent deal from Currys for existing Spotify Premium customers. It’ll cost you £120 rather than £155.88, so you’ll get almost three months free based on the new prices.

You can it as a digital or physical gift card that is sent in the post. Frustratingly you can’t use gift cards with Family, Duo or Student accounts. It also won’t work on Basic plans.

You can stack this with an existing gift card, or buy one now to add at a later date, though you can’t have more than 18 months of credit on your account at any time.

Downgrade to Spotify Basic

This new, slightly cheaper, version of Spotify started in May 2024 but seems to have disappeared.

However if you see it in your account, you get everything that Premium offers such as offline listening (downloads) and no-adverts, but you do sacrifice audiobooks. Not all users will be able to get this, so you’ll need to check your accounts to find out. Here’s everything you need to know about Spotify Basic.

Shared Spotify subscription deals

If you live with others who pay for their own Spotify Premium you can save cash by combining them via a Duo or Family plan.

Here’s the breakdown per month per person, with annual costs per person in brackets.

Plan1 person2 people3 people4 people5 people6 people
Premium£12.99 (£155.88)N/AN/AN/AN/AN/A
Duo£17.99 (£215.88)£9 (£107.94)N/AN/AN/AN/A
Family£21.99 (£265.88)£12 (£144)£7.33 (£87.96)£5.50 (£66)£4.40 (£52.80)£3.67 (£43.98)
Monthly cost per person on each plan (annual in brackets)
Paid advertisement

Spotify Family for £21.99 a month and get six accounts

A decent option if there are three or more of you with your own Spotify accounts. Subscribe to a Family pass and you can pay £21.99 all in. So the more of you, the cheaper it gets. You can share with two people but the Duo option will work out cheaper.

Spotify Duo – £17.99 a month for two

Duo is the best option for two people living at the same address, and this is the one we use.

You’ll pay £17.99 a month for Spotify Duo, so £4 cheaper than the family option (£50sh less a year), or £8 less than two standard Premium accounts (£96 total less a year). You will be asked to verify your address.

Save on Tidal, Amazon, Deezer & more

Here are more music streaming free trials and offers if you fancy changing from Spotify.

Amazon vouchers & deals

From Amazon vouchers and free trials of Amazon Prime to flash sales and tricks for free delivery

Let’s face it, Amazon is probably the one shopping website that most people use pretty regularly, so it helps to have a voucher or discount stored up. Here are the best deals at the moment.

If you’re thinking of reducing how much you use Amazon, check out Andy’s article, which looks at why it can be good to cut back.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Paid advertisement

There are some decent offers throughout the year to watch out for. You won’t be eligible for all of them, but it’s worth a look.

Amazon Prime membership offers

Amazon Prime is Amazon’s membership scheme. You can learn more in our comprehensive Amazon Prime review.

It’s worth knowing that even if you’ve had a free trial in the past, it doesn’t mean you can’t get free or cheap offers to rejoin.

30-day free Amazon Prime trial every year

You know the drill here. You get free next day delivery, Amazon Prime Instant Video, access to Amazon Prime Now and loads of other goodies. It’s normally £95 a year but you can get a free 30-day trial.

You will hopefully be able to do this every 12 months, but it’s unclear if this is guaranteed for all customers. You can always try your luck (you never know), but if you’ve not yet taken out a trial, I’d wait until you’ve got a lot of spending coming up, or a big sale such as Prime Day or Black Friday.

99p for one week of Amazon Prime

If you’ve previously had Amazon Prime but aren’t yet eligible again for a second free trial you might be offered a week for 99p. After this you’ll pay full price unless you cancel.

Paid advertisement

£2 off Prime via O2

If you have an O2 SIM you can now add Amazon Prime to your bill and receive a £2 discount each month. You’ll find the details here.

Amazon Student and 18-22 year-olds: six months free, then £47.49 a year

If you have a student card you should also be able to join Amazon Student. This is essentially Amazon Prime. You get six months free, then 12 months at half price. Amazon might ask for additional proof you are a student. You’ll get the student account for as long as you’re a student or for up to four years.

If you’re between 18 and 22 then you can get this too, but you’ll need to prove your age with a valid driving licence or passport. You can get this account until you’re 23.

Amazon gift card and voucher offers

Prime Video: £5 credit

Amazon has relaunched a regular offer that lets selected customers get £5 credit to use for rentals or purchases on Prime VIdeo. You do not need Prime to access this.

The credit will be available for 30 days once activated.

Snoop: £5 Amazon Voucher

Snoop is an app to help you track your spending. It also analyses your bank date to suggest ways you can save money. Right now there’s an offer to get a £5 Amazon voucher.

You must go via the link below for the offer to track.

Once you’ve downloaded the app and signed up you need to connect a bank or credit card account and stay connected until the end of the following month. The voucher will then be paid.

Paid advertisement

Free credit when you buy a gift card

This one’s worth trying even if you’ve used a similar promotion. However, you can normally only qualify once every couple of years. Check the offer is displayed when you click through. The latest offer we’ve seen offers £6 extra when you buy £60 in gift cards. 

If nothing is displayed, it could mean it’s ended or you’re not eligible. These deals are often extended or return after a short absence.

£5 extra when you top up by £60

Similar to the gift card promotion, here you top up your Amazon account and get some extra credit added. The promo value changes often, but it’s currently £5 when you add £60.

If it is running, it’s only for people who haven’t topped up their account in the last 36 months. Again, this deal can come and go, so it’s worth checking.

Paid advertisement

Amazon offers

Check eligibility for promotions

You might have personalised Amazon offers. It’ll show you trials and discounts you are eligible for. However, we still think it’s worth looking at the offers above and below in case they don’t show.

Paid advertisement

Prime member offers

Free Kindle book

There are lots of ways to save on Kindle books, but Prime members can also nab one of six titles every month for free via First Reads. There’s normally a mix of genres and once you pick your book you can send it to your Kindle.

Paid advertisement

Prime Big Deals Day 2025

This sale for Prime members takes place in October most years. It’s pretty much a carbon copy of Prime Day. As soon as we spot any early offers, we’ll share them below.

Don’t forget you’ll need to be a Prime member to get the offers – but we’ve listed deals above that’ll save you money or perhaps help you get it for free.

October’s Prime Big Deals Day sale (ended)

Amazon ran its special two-day sale for Prime Members on 7 and 8 October 2025.

This autumn deal event could offer the chance to grab a bargain ahead of Black Friday and the Christmas sales.

It’s always worth shopping around and seeing if you can get the same item for less elsewhere, or with added features. If you do buy something at Amazon and the price drops during the sale you can get a refund for the difference.

Before the actual day, the offers are mostly on Amazon’s own products and devices.

Early offers include:

  • Discounts on Echo devices – up to 54% off.
  • Ring and Blink cameras and doorbells – up to 61% off
  • Fire TV stick 4K – up to 57% off
  • Kindle – up to 29% off
  • Amazon Music Unlimited – get 4 months free (usually one month)
  • discounts on branded gift cards, including Uber, Vue and One4All – details on our gift card deals page

Amazon Black Friday

Black Friday 2025

The Black Friday week of deals is at the end of November, but the sale started on Thursday, 20 November this year, and they tend to carry on after.

You need to have a Prime membership to get early access to the best deals, but the 30-day free trial will give you that.

If you’re after an Amazon device (Echo, Kindle, FireTV, Eero, Ring) then this is likely to be one of the cheapest times to buy.

Amazon Black Friday week 2025

Amazon is starting its Black Friday sales a week early this year, with sales beginning on Thursday 20 November until Cyber Monday on 1 December.

Remember to use price history tools to check if something is a good price, and check you can’t get it for less elsewhere.

Some picks so far are:

Paid advertisement

Prime Day 2026 (ended)

Prime Day is Amazon’s big sale just for Prime members. This year, it’s running from 23 June to 26 June — a little earlier than usual.

It’s important to remember that not all the deals are the best price. Some are simply old stock that needs clearing, while others are often just as cheap throughout the year. We’d recommend using uk.camelcamelcamel.com to see the price history before making any purchase

And don’t get caught up spending money just because there’s a sale on. If you don’t actually need it, don’t buy it.

Most offers are product-specific, and we’d encourage you to check for price matching elsewhere, especially on tech like Echo speakers and Ring doorbells.

Prime Day: 23 – 26 June 2026

Amazon is running its special four-day sale for Prime members between 23 and 26 June 2026. The summertime deal event could offer the chance to grab a bargain ahead of larger autumn sales such as Black Friday.

It’s worth shopping around and seeing if you can get the same item for less elsewhere, or with added features. If you do buy something at Amazon and the price drops during the sale you can get a refund for the difference.

As always the biggest discounts are on Amazon’s own devices, such as Kindle, Echo, Fire, Eero and Ring. If you’re new to TopCashback you can get an additional £18 bonus plus up to 1.87% back on these devices. We’ll add some here once they launch.

So far you can get:

Amazon Business offers

Every now and then there are offers such as £50 off for new Amazon Business users. I’ll update here as and when.

It can take time to set up the account but you should be approved in around two days.