Heading to university is full of opportunities and excitement – but it’ll also be expensive. Making sure you have the right current account could make all the difference during your degree – and make you some cash too.
Here’s everything on Be Clever With Your Cash dedicated to student finance.
Best student bank accounts
The best student bank accounts
Check out our comparison of the top 0% overdrafts and freebies for students
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All student bank account reviews
Barclays student account review
The Barclays Student Additions Account can get you an interest-free overdraft of up to £1,500 Update: Barclays hasn't announced if the Perlego perk is back...
Lloyds Student account review
The Lloyds Student bank account can get you £100 in cash, an interest-free overdraft and £90 in Deliveroo vouchers If you’re heading off to university,...
HSBC student account review
HSBC’s student account can get you £125 in cash A cash incentive hasn't been announced for 2025 yet, we'll update it here once we know...
NatWest Student account review: get £85
The NatWest Student bank account can get you one of the best overdrafts and £85 in cash If you’re packing up your bags and collecting...
Halifax Student account review
The Halifax Student bank account can get you an interest-free overdraft of up to £1,500 and £100 cash You’ll need a student bank account if...
Nationwide student account review: get £100 and up to £180 in Just Eat vouchers
Nationwide is offering money and money off takeaways with its FlexStudent current account Before you start celebrating the end of your A-levels and plan your...
Santander Edge Student account review: free railcard
Santander’s student account gets you a free 4-year 16-25 railcard and overdraft up to £1,500 If you’re packing your bags to head off to uni...
More for students
Featured switching deal
Sponsored
Customer rating
3.9/5
- Switch bonus£180
- Offer ends31 July 2026
- Perks8% regular saver
- Additional bonus£45 Amazon voucher
- FSCS Protected? Yes
- Switch bonus requirements Switch using the Current Account Switch Service and close your old account within 60 days of starting the switch
- Deposit requirements Deposit £1,500 in the first 60 days from opening the account
- Direct debits transferred over Set up two Direct Debits before or after the switch from a selected list of household bills
- Existing customers? Can't have held any Santander current account on 1 January 2025
- Restrictions Can't have received a switching bonus from Santander already, offer limited to once per person
- Eligible accounts Open a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
- Regular saver 8% (variable) regular savings account. Includes 5% (variable) bonus for 12 months
- £45 Amazon voucher requirements Apply via our link, which will take you through to a form from VoucherSent. Here you’ll need to enter your name and email address and agree to the terms and conditions. Complete a full switch with Santander, open a Regular Saver and fund it with at least £200.
- Extra bonus paid You’ll be able to claim the £45 voucher after 30 days as long as the account is still open. Look out for an email from VoucherSent with details on how to do this.