Supermarket deals, offers and vouchers

Supermarket deals, including discounted gift cards, free chocolate, new online supermarket customer offers

There are so many supermarket-specific deals that we’ve moved this section away from our food and drink deals page. We’ll keep adding to the page as new offers appear.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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Supermarket gift card offers

Morrisons: 5,000 points when you buy a £40 gift card

Until 25 October, you can get 5,000 Morisons More points when you buy a £40 One4All gift card.

The offer is available from the Morrisons App.

5,000 More points is worth £5, so you’re effectively getting 12.5% off the price of the gift card – which is accepted at hundreds of stores.

This where you can spend the One4All gift card.

It’s worth noting that the One4All card starts charging a fee after the first 18 months, so make sure to use it in that time frame. If not you’ll be charged 90p a month until the balance runs dry.

Cashback on supermarket gift cards

There are a number of apps that’ll give you money back when you buy gift cards, including some of the major supermarkets. Use these for your everyday shopping and you’ll be saving every time.

The key apps are:

We’ve written in more detail about them here, including some welcome offers to boost your savings.

Free products

Tesco: free Freee Muesli

You can get a free box of Freee Gluten Free Swiss Style Muesli.

To get it, you need to go to the promotional website, enter your phone number, and you’ll be sent a link via text or WhatsApp explaining how to claim up to £3.30 back once you’ve bought your Muesli — remember to keep the receipt!

The offer ends at 11.59pm on 1 November or when 1,500 redemptions have been made.

Major supermarkets: free pack of Strongbow Dark Fruit

You can grab yourself a free 4-pack of Strongbow Dark Fruit from major supermarkets including Sainsbury’s, Tesco, Morrisons, Asda, Waitrose and Ocado.

Just click the link, enter your phone number and you’ll be sent a link via text or WhatsApp explaining how to claim up to £7.50 back, once you’ve bought your Strongbow. You might find it’s cheaper in some shops, so you’ll only be able to claim what you paid (remember to keep the receipt!).

The offer ends at 11.59pm on 1 November or when 10,000 redemptions have been made.

Major supermarkets: free pack of Tofoo

Whether you’re a vegetarian or not, you can grab yourself a free 280g pack of Tofoo (tofu, geddit?!) from major supermarkets including Tesco, Sainsbury’s, Waitrose, Asda, Morrison’s, Ocado and Co-Op.

Just click the link, enter your phone number and you’ll be sent a link via text or WhatsApp explaining how to claim up to £2.30 back, once you’ve bought your Tofoo. You might find it’s cheaper in some shops – for example it’s currently £1.70 on Ocado while it’s £2.70 at Co-Op.

The offer ends at 11.59pm on 31 October or when 30,000 redemptions have been made.

Christmas bonus schemes 2026

Christmas saver schemes 2026

Asda, Tesco, Iceland and Co-op are all offering Christmas savings schemes this year. Depending on how much money you add to your account, you’ll get a bonus reward. You can use your savings for any shopping in-store or online at the selected supermarket.

The table below shows the deadlines and amounts you can earn for 2026.

SupermarketLast date to add moneyMaximum bonus
Tesco25 October 20266%
Asda15 November 20265.3%
Iceland5 November 202615%
Co-op31 December 20264%

Grocery delivery offers

Asda: £30 off £60 shop plus free delivery for a month

If you’ve never had an Asda account before, sign up and opt into email marketing via the Asda website or app by 31 December, and you’ll get sent a voucher via email (typically within two hours).

This voucher will give you £30 off your first shop (minimum spend £60 excluding delivery fees) and free delivery for a month (minimum spend £40).

Make sure you check the terms and conditions for this deal as certain items are excluded.

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Iceland: £5 off your first online shop

Use code ICEFIVEOFF to save £5 on your first online shop over £45. There’s also free next day delivery too.

Zoom by Ocado: 20% off your first order

New to the speedy grocery delivery apps is Zoom by Ocado. Available in West London only at this time. Get 20% off your first order with the code WELCOME20.

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Supermarket receipt cashback apps

You can often save a little extra on your groceries using supermarket cashback apps (read our review), and it’s worth checking to see if there are freebies.

Shopmium: £1 welcome offer

One of these cashback apps – Shopmium – offers a £1 boost to get you started.

Use the code KHMYEEFW to activate the offer. Once you have signed up you’ll need to buy an item listed on the app. Then scan your receipt to get both the cashback on the item and the £1 paid to your account.

There are always lots of other discounts and freebies on the app, so it’s worth browsing to see what else you can buy.

Supermarket cashback apps

Waitrose: 4% back via HyperJar

If you use your HyperJar card to spend at Waitrose, you’ll receive 4% back, beating the cashback rate from other options including most discounted giftcards.

However, the credit you receive can only be used on future Waitrose shops, so only go down this route if you are going to visit regularly.

You don’t need to activate the offer as it’ll automatically earn you the money when you spend.

The HyperJar account is free, though if you don’t use it within a 12 month period a £3 monthly fee is charged. This is easily avoided by setting up a standing order to transfer over £1 every year, though if you’re using it for cashback on spending or on gift cards, that’ll also count.

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Expired offers

Tesco: Free Bonne Maman Sweet & Crunchy Peanut Spread (ended)

Tesco is giving away 230g jars of Bonne Maman Sweet & Crunchy Peanut Spread.

The palm oil free spread can be picked up with an online shop from 09 September 2026 until 11 October 2026 as long as you spend £50 overall – subject to availability.

You do need to have a Clubcard to get one, and delivery and other charges still apply.

Lidl: Spin to Win (ended)

You can win yourself one of 10 bakery items every time you shop at Lidl until 11.59pm on 19 August. Just scan your Lidl Plus card at the checkout and spin the wheel on the app. The item will then appear in the coupon section of the app.

Treats include jam doughnuts, cookies, pretzels, apple turnovers, pizza slices and large baguettes.

Multiple spins are allowed but you need to wait a day between purchases.

Various supermarkets: free Strongbow cider (4 pack) (ended)

If you purchase a 4-pack of Strongbow Strawberry from one of the participating supermarkets, you can claim back the cost (up to £6).

To get it, head to the promotional website, where it’ll prompt you to send a text message or WhatsApp.

Then, go to one of the participating stores and purchase a 4-pack of Strongbow. You’ll then be able to upload your receipt to the link sent back to you via WhatsApp where you can claim back the cost.

The list of participating stores isn’t completely clear, but you can definitely claim back from:

  • Tesco
  • Asda
  • Morrisons
  • Sainsbury’s
  • Co-op

Tesco: free Jubel with online orders (ended)

If you do an online order with Tesco, you can add a free can of Jubel. It’s a penny on the page, but it gives you that back.

You need a Clubcard to get the offer.

Asda: £55 off for new delivery customers (over four shops) (ended)

Anyone who hasn’t had a delivery from Asda can get £55 off over their first four shops.

To get it, you need to register for Asda, and make sure that you opt into marketing.

You’ll then get a unique code in your emails within two hours that’ll get you £20 off your first shop.

You’ll then get £10 off your second and third shops and £15 off your fourth.

You have to spend at least £60 in each shop to get the discount. So your first one could be as low as £40, your second and third shops could be as low as £50 and your fourth shop could be as low as £45.

Only 23,000 customers can get the discount, so you need to use your first code quickly if you want to get it. It’ll expire on 31 January 2026 if they’re not already used.

Co-op: £5 off £30 spend on collection or delivery (ended)

You can currently get £5 off a £30 spend when you order a Co-op collection or delivery online and use the code SAVER5 at checkout. The offer runs until 23:59 on 17 June 2025.

It can’t be used against first-stage baby milk, cigarettes, tobacco or carrier bags, and Alcohol products will not count towards the minimum spend threshold. You also can’t use it in conjunction with any other offer.

There’s a delivery charge of at least £1.99 per order and this does not count towards the £30.

Iceland: 8 freezer items for £10 (ended)

Iceland is currently running a 8 for £10 multibuy offer. The offer is on Birds Eye products and includes pizzas, veggies, fish fingers and fish cakes, amongst other standard frozen items.

Most of the items in the offer would usually cost between £1.50 and £3, so it’s a good opportunity to fill up your freezer if these are items you’d usually buy anyway.

Amazon Fresh: £15 off each of your first three shops (ended)

Get £15 off a minimum spend of £60 on your first three shops with Amazon Fresh. Use the code WELCOMEFRESH at the checkout when you place your first order and the offer will be automatically applied to your next two orders. Offer expires 8 January 2025.

Morrisons on Amazon: £20 off each of your first three shops (expired)

If you’re new to Morrisons on Amazon, you’ll get £20 off each of your first three shops with the code NEW20OFF01, NEW20OFF02 and NEW20OFF03 for your first, second and third shops respectively. £70 minimum spend applies.

Co-op: five freezer items for £5 (expired)

Co-op is offering five freezer items for £5 for loyalty members (£6 if you’re not a member).

Included in the offer are:

  • Young’s Chip Shop 2 Fish Steaks
  • Birds Eye 12 Garden Peas
  • Whitby Seafoods Scampi Bites
  • McCain Oven Chips
  • Carte D’or Madagascan Vanilla Ice Cream

Offer expires 19 November

Wine and spirits offers and deals

Pay less for wine and other booze in the supermarket, shops and in pubs

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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Baileys Offers

Baileys: 1 litre for £13

You can currently pick up a litre of Baileys for just £13 at a string of supermarkets and online retailers.

Usually priced at more than £22, you can get an even better deal if you buy it through a cashback site like TopCashback, where there is as much as £10 cashback on offer from the right supermarket, or £18 for new members with the BeCleverWithYourCash sign-up link.

Here’s what it costs at major retailers:

  • Tesco: £13 with a Tesco Clubcard (70cl is £11)
  • Asda: £13 (70cl is £11)
  • Sainsbury’s: £13 (with a Nectar card)
  • Ocado: £13
  • Amazon: £13

Wine deals

Warehouse wines: 6 bottles of wine for less than £30

Get 6 top-quality bottles for under £30 – delivery to your door and no subscription sign-ups. That’s a 40% saving on normal prices.

Warehouse wines put together this selection to show off some of it’s best bottles. You can choose between a red wine bundle, a white wine bundle or a mixed case.

You’ll find a Chilean Malbec, a lush Tempranillo Syrah from Spain and The Bight Shiraz Cabernet Sauvignon from Australia among the reds – for £4.99 a bottle. Whites include a classic Italian Pinot Grigio the Leaf & Stone Limited Release Sauvignon Blanc from France and a unique Romanian entry made with hand-selected native grapes .

You need to be 18 or over and a new customer to take advantage of the offer. P&P is £4.99, UK addresses only.

Not to be combined with any other promotional discount or offer. Vouchers can be used only once. There is no obligation to buy any more wine.

Good Pair Days: free cooler set with your first box

If you sign up for the wine subscription Good Pair Days then you can get a free cooler (with a cheeseboard lid), wine tumbler and insulated bottle with your first box. Look out for a pop up with the promotion.

You need to put at least three bottles of wine into your box – these can be just under a tenner each. Delivery costs £5 but it’s free if you order four or more bottles – so adding an extra £10 bottle will only cost you £5.

Ultimately it means the four bottles of wine and the freebies could come in at around £40, which we think is pretty good.

When we looked at some of the wines elsewhere they were £1-£2 cheaper, so this subscription box isn’t value for money without the freebie. Remember to cancel the subscription if you don’t want to continue it.

Zoe and Andy in the team have tried it and the actual cooler, tumblers and bottle are great quality, and the wines (so far) have been decent.

Laithwaites: 4 wines for £24

Laithwaites is offering four full-sized bottles of wine for half-price and delivery is free.

Andy got the link to the deal after ordering the mini bottles below, which Laithwaites says you can share with friends and family. So we’re offering it to all of our Be Clever with Your Cash community, obviously!

Choose from four red wines, four white wines or four mixed.

Supermarket wine offers

Head to our dedicated page sharing the latest 25% off multibuy wine offers.

Beer deals

There are lots of beer-related offers out there, so I’ve set up a separate page to help you save money on craft beer from supermarkets, specialist shops and online beer clubs, including discount codes for Beer52 and Honest Brew.

How to save at the cinema every day of the week

Get cheap movie tickets so you don’t pay over the odds

If I can, I always try to see films at the cinema. The big screen, surround sound and darkened room make all the difference (though I’m not so fond of people chatting or checking their phones). Still, this is an expensive hobby so I do everything I can to get cheap movie tickets.

And I do pretty well at it too. It’s very rare for me to pay more than £5 or £6 – even in central London where prices are usually well over a tenner. In fact, out of the 19 films I saw at the cinema last year I managed to get the bulk of my tickets for free. Of the two were I parted with cash, one was a couple of quid to upgrade to 3D and the other wasn’t much more thanks to a 50% off voucher and off peak price.

These aren’t the only ways to get cheap movie tickets (we’ve listed all the tricks and deals in our huge cinema savings deals page) but these tricks show whatever day you want to see a movie, there’s a way to pay less – and even nothing at all.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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Midweek cinema deals

The cheapest days to go are always Monday to Thursday. Most cinemas have lower prices on these days, and cheaper still before 5pm. So it’s worth looking to see what your local cinema offers. However, there are ways to save even more so your ticket should cost less than £5.

Tuesday & Wednesday – 2 for 1 tickets with Meerkat Movies

This is a fantastic saving at most cinemas. You don’t even need to buy an insurance policy via Compare the Market anymore. You can just download the app, and you’ll then get access to Meerkat Movies for 12 months.

Meerkat Movies gives a code so you can buy one ticket and get one free. The promotion is valid on Tuesday and Wednesday, though you can only take advantage of the offer once a week.

Everyman: 2-4-1 on Wednesdays via Times+

If you subscribe to the Times you’ll get access to Times+ offers, including a rare two-for-one ticket to Everyman cinemas. You can claim one code each week and it can only be used on Wednesdays.

There’s often a free or cheap trial available for the Times so you can try it out or just get it for a one-off visit.

Odeon: £4 ticket on Mondays – Thursdays via Amazon

Amazon Prime members can get two Odeon tickets for £10 to be used Monday to Thursday. You can get a code once a month.

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All week cinema deals

Cinemas charge a fair bit more from Friday to Sunday so personally I’d save any tickets that can be used any day of the week for the weekend.

Every day – two for £10 Cineworld tickets via Three

The Three+ loyalty app has a cinema deal and at two tickets for £10 it’s a decent saving for Cineworld. You can use the deal every day, including weekends.

You get a code every week which you can then show at the box office to get your tickets, but if you book online there’s a £1 fee on top.

You can get the Three+ app even if you’re with a different network thanks to a trick where you top up a Three Pay-as-you-go SIM every 90 days. If you’re going on a weekly basis that could be worth it, even once a month could save you cash – depending on the full price of a ticket at your local.

Six free tickets for Vue or Odeon via Lloyds

If you open up a Lloyds Club current account you’ll be given six free cinema tickets every year. You can choose between Vue or Odeon, though you can’t mix and match. These tickets can be used any time.

You can only have one personal account, though couples can also get a joint account. So between the two of your that’s 18 tickets up for grabs.

There is a fee of £5 a month for this account, but it’s not charged if you pay in £2,000 a month. This might seem like a lot, but it doesn’t need to stay in your account nor be added in one go. You can transfer the money in when you get paid, then straight back out again.

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Free tickets via Sky or Vitality

If you have Sky Cinema you can get two free Vue tickets each month – though it might not be the cheapest option for your TV, so it’s not a reason to stick around.

While anyone with Vitality, perhaps health insurance via work, can claim a free Odeon or Vue ticket each month if they hit enough activity points.

Up to 40% off with other memberships

There are a number of schemes and memberships that give discounts at most big cinema chains and many independent ones too. Though the schemes look similar, prices might be different so it can be worth looking at one for two.

Often these are available via your employer’s “work perks” scheme, but Santander customers can also get access for free via Santander Boosts, and Lidl often gives free membership too via it’s Lidl Plus app.

Other ways to take advantage are paid for, though look for free trials. Tastecard is another good one that also gives restaurant discounts (here are the best deals), while Kids Pass gives additional savings for children’s attractions. 

However, these don’t always work out cheaper, so check the prices at your local cinema before buying tickets via these schemes, but you can get cheap trials of both to give them a go.

£4.50 Vue tickets via O2 and Octoplus

Those with Octopus energy can get two Vue tickets for £8 every week. Just go to the Octoplus loyalty tab in your account. Vouchers last seven days.

The O2 Priority mobile SIM loyalty programme cinema deal is similar. You can pick up two tickets for £9, or four for £18, meaning you’ll pay just £4.50 each. From time to time it’s cut to £7 for two. Codes are released at the start of each month.

You’ll get access to O2 Priority if your phone is with O2 or broadband is via Virgin Media, though this hack means anyone can buy a PAYG SIM and top up by £10 every six months (at the most) to get access.

£4 Odeon tickets via Vodafone

There’s a similar offer for Vodafone users with its VeryMe rewards scheme, this time for Odeon tickets. You can get two tickets for £8 or four for £16, though with a £1 booking fee. However you can only use them in a single booking.

One Vue a month & more via Monzo for £9

£9 a month for one Vue ticket via a Monzo Perks current account isn’t going to be the best deal out there. But for the fee you also get an annual railcard, Uber One membership and a weekly Greggs freebie. Take advantage of these and that ticket could actually cost you just a few quid.

Get a membership

If you go on a weekly basis then memberships can work out cheaper. We’ve written here about the different schemes which run at Odeon, Cineworld, Curzon and Everyman.

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Other cheap movie ticket deals

There are always other special offers running that could get you cheap or free tickets. These include discounted gift cards (which you can use alongside other offers as payment) and flash sales.

We’ve listed special offers and other tricks to save at all the major and independent chains in our ultimate cinema savings page. Have a look to see what the latest offers are.

The best cinema deals

Our pick of the best offers in our dedicated cinema deals page

Latest John Lewis offers and deals

The best John Lewis discounts and sales.

If we spot any standout John Lewis offers or discount codes we’ll share them on this page.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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John Lewis codes and discounts

Up to £300 ‘free’ gift card when you buy electronics

It’s not always the cheapest, but until 28 October, My John Lewis members can claim an e-gift card (valued at £20, £50, £100, £150, £200, or £300) when purchasing selected tech products.

The e-gift card value is based on what you buy, not how much you spend overall.

To get the deal you must be a new or existing My John Lewis member, buy a qualifying product  during the promotional period and be logged in to your johnlewis.com online account if you’re buying online (and have your My JL member number registered to that account).

For in-store purchases, make sure you scan your My John Lewis card to qualify – although the John Lewis Swindon Outlet store is excluded from the promotion.

You can see what’s included in the deal here. Gift cards can be claimed between 1 December and 15 December 2026 by heading here.  

You can only claim one gift card per person and if you buy multiple qualifying products in a single transaction you’ll get the gift card value associated with the highest value qualifying product in that transaction.

You’ll still get the gift card if you take advantage of price drop requests or other promotional offers, but not if you return the product.

The gift card lasts for 24 months, and can be used in John Lewis & Partners or Waitrose shops, in-store cafés (excluding third-party outlets in John Lewis shops), and over the phone or online as part of full payment.

MyJohnLewis vouchers

John Lewis regularly offers MyJohnLewis members (it’s free to join) special deals and discounts.

It’s always worth logging in to see if you have anything worth using, though you might find there’s nothing showing.

We’ve seen vouchers like £10 off beauty and £15 off fragrance, although the offers vary by user.

MyJohnLewis Anniversary gift

Keep an eye on your MyJohnLewis account around the anniversary of when you first signed up as you’ll usually get a gift, perhaps a £5 voucher.

£5 off clothes when you donate old items

If you’re looking to buy clothes from John Lewis stores (sadly not online), then it’s worth returning some old items in order to get a £5 discount when you spend £50.

The Fashion Cycle scheme requires you to be a member of the My John Lewis scheme.

Earn cashback at John Lewis

Both Quidco and TopCashback offer cashback. Though rates change, it’s usually on most items, with some departments occasionally boosted to 4%.

If you’ve never used either site before then you can earn a welcome bonus on top, worth up to £18! You can find the best options here.

Buy discounted John Lewis gift cards

Apps like Cheddar and Jam Doughnut allow you to buy gift cards to spend at John Lewis and earn cashback on that initial purchase. You can also buy Waitrose gift cards this way to spend at John Lewis. It can be worth as much as 6%.

Daily reward with ‘Treats of Summer’ (ended)

John Lewis is offering rewards every day between 3 and 9 August for My John Lewis members.

Just tap ‘Treats of Summer’ in the app to reveal the reward. Treats expire at midnight on the stated expiry date of each one.

We’ll have to wait and see what treats will be on offer, but last year the freebies included a pot of Jude’s ice cream and a pot of Sol de Janeiro Brazilian Bum Bum cream as well as discounts off Le Creuset and John Lewis bedding and nightwear. We also saw competitions to win SharkNinja Products and a West End weekend break to see Matilda The Musical.

The best cashback site welcome offers

Find out how to get a bonus when you first sign up and spend at all the leading cashback sites

Supermarket Christmas delivery slots 2026

Plan your supermarket Christmas delivery ahead of time so you don’t miss out on getting your turkey delivered to your door this Christmas

We may not have had Halloween yet, but the supermarkets are already thinking about Christmas! This is the busiest time of the year to get a supermarket delivery, so some supermarkets are already letting you book their Christmas delivery slots.

Here’s which supermarkets have confirmed their Christmas delivery slot booking dates in 2026, and when we think the rest will follow.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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Tips to get a Christmas delivery slot in 2026

If you’re planning on hosting this year, make sure to pop the date in your diary and nab the time and date you want your Christmas groceries delivered. And if you do miss out on the slot you want, there are always collection slots to check out.

Most supermarkets give customers with a delivery pass early access to Christmas slots, usually anywhere from a few days to a week before everyone else. If you shop with one supermarket regularly, it can be worth signing up before the slots open. Just check the sign-up deadline, as some only give early access to customers who joined before a set date.

In addition, it’s worth remembering that with delivery and collection orders, there’s always a risk that they won’t have what you want in stock, so don’t leave it too late for anything you know is essential. In fact, I once booked a collection, and there were more than 10 items missing. I popped in-store at the time of collection and found every single item available – it was a frustrating experience. 

With fresh food, you can always buy it earlier and store it in your freezer if the best-before or use-by date is sooner than you want to eat it.

In addition, if you’re prepared to wait to buy your veggies in the final days, a lot of supermarkets reduce their Christmas vegetable prices in the days before Christmas – they could be worth leaving off your delivery. We’ve got more ideas in our guide on how to spend less on Christmas food and drink.

Don’t forget that there are also ways to boost your supermarket spending power at some of the big brands with Christmas saver schemes or by buying discounted gift cards.

When can I book a supermarket Christmas delivery slot in 2026?

Here are the 2026 Christmas delivery slot booking dates for each of the major UK supermarkets, for both delivery pass holders and all other customers.

SupermarketWith Delivery PassAll CustomersAdditional notes
Asda13 October20 October
IcelandN/A6 days ahead of your delivery dateLast year, the delivery slots were released at midnight on 18 December
Morrisons1 October7 October
Ocado24 SeptemberWill be rolled out gradually — keep an eye on your emailsSmart Pass customers must have signed up before 1 September
Sainsbury’s16 October23 October
Tesco3 November5 NovemberIf you want to get a slot with a delivery pass but you don’t have one yet, you need to have signed up for a delivery pass by 2 November to get access to the slots earlier
Waitrose30 September
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Asda Christmas delivery slots 2026

Confirmed for 2026

Asda has announced that Delivery Pass customers will be able to book a Christmas delivery slot from 13 October, and everyone else from 20 October 2026.

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Iceland Christmas delivery slots 2026

Confirmed for 2026

Iceland doesn’t offer super-advanced bookings, so a Christmas delivery slot can be booked six days ahead of your delivery. Last year, it released delivery slots on 18 December at midnight.

Ocado Christmas delivery slots 2026

Confirmed for 2026

Ocado has already opened its Christmas slots to Smart Pass customers, and will be gradually releasing the remaining slots to everyone else — it says to keep an eye on your emails.

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Morrisons Christmas delivery slots 2026

Confirmed for 2026

If you have a Morrisons Delivery Pass you’ve been able to book a slot since 1 October. Everyone else got access on 7 October to book a slot.

Sainsbury’s Christmas delivery slots 2026

Confirmed for 2026

If you have a Sainsbury’s Delivery Pass, you’ll be able to book a slot from 16 October. For everyone else, it’s 23 October. Sainsbury’s will send an email to customers when it releases its slots. Last year it was a week in advance.

Tesco Christmas delivery slots 2026

Confirmed for 2026

Christmas delivery slots will be available at Tesco for Delivery Saver customers from 3 November and for all customers from 5 November. You can sign up for a Delivery Saver until 2 November for earlier access to Christmas delivery slots.

Tesco’s Christmas ordering dates also apply to its click and collect slots, so if you can’t get a delivery, you can usually book a collection from your local store at the same time.

Waitrose Christmas delivery slots 2026

Confirmed for 2026

Waitrose launched delivery slots to all customers on 30 September. So if you want a slot, you can book one now.

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What to do if you can’t get a Christmas delivery slot

Christmas delivery slots in the final week before Christmas sell out quickly, so if you’ve missed out, there are still a few options:

  • Book a click and collect slot – these are often easier to get than home delivery, and are usually cheaper too.
  • Keep checking for cancellations – slots are released when other customers change or cancel their orders, so it’s worth logging in regularly, especially early in the morning.
  • Split your shop – book a delivery earlier in December for long-life items, drinks and freezer food, and pick up fresh food in-store nearer the day.
  • Try a different supermarket – if your usual shop is booked up, another supermarket may still have slots available on the day you need.

Whatever you do, don’t leave everything to the last minute. Check out our guide to the expensive last-minute Christmas mistakes to avoid, and our Christmas money checklist to help plan your budget.

Frequently asked questions

The best ways to use and earn Tesco Clubcard points

There are now new ways to earn Clubcard points with more than 500 partners

The Clubcard has become pretty essential when shopping at Tesco. It’s now launched a new shopping portal that lets you earn points when you spend with 500 partners via the Tesco app or website. Here are the best ways to earn Clubcard points, what they’re worth and how to use them to get the best value.

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What are Tesco Clubcard points worth?

You’ll get one Clubcard point for every £1 you spend at Tesco.

If you spend them in-store on your groceries, 100 Clubcard points are worth £1, so that means they have a base value of 1p each. And if you’ve got 1,000 points, then they’d be worth £10, and so on.

  • 1 Clubcard point = 1p
  • 2 Clubcard points = 2p
  • 100 Clubcard points = £1
  • 200 Clubcard points = £2
  • 500 Clubcard points = £5
  • 1,000 Clubcard points = £10
  • 2,500 Clubcard points = £25
  • 5,000 Clubcard points = £50

This means earning Clubcard points is the equivalent of getting 1% back on your shopping at Tesco.

But they can be worth more through Reward Partners (previously called Clubcard Boost). Here you swap your Clubcard points for vouchers to spend elsewhere.

There used to be variable boosts. Some doubled your points, some tripled, and (pretty rarely) some even quadrupled. However, this changed in June 2023, so points are now doubled when swapped with reward partners.

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How to get a Clubcard

Tesco Clubcard is a free reward scheme. You can sign up on the Clubcard website or download the Tesco app. By default, you’ll get a digital card, but you can request a physical one if you think you’ll use it.

How to earn Clubcard points

In-store and online

You can earn Clubcard points every time you shop in-store at Tesco stores and online. That includes spending at F&F Clothing, Tesco Mobile, Tesco Café and Pharmacy. If you get the Delivery Saver plan, you’ll also earn points on what you spend on it.

There are sometimes chances to earn extra Tesco Clubcard points in the mobile app and on the website under “Coupons” and with Clubcard challenges, where you can get extra points for buying specific products or hitting spending goals. You’ll earn 1 point per £1 spent at Tesco.

Fuel and charging

You earn 1 point for every two litres you fill up whenever you buy fuel at a Tesco petrol station, and the usual 1 point per £1 spent on shopping inside the petrol station and at car washes. You’ll also earn points at Esso petrol stations with a Tesco-branded shop. Here, you’ll get 2 points for every £3 spent on Supreme+ fuel.

Electric car owners don’t lose out, either. You can earn points when you charge your car at Pod Point locations at Tesco stores. You get 1 point for every £1 you spend.

Tesco Bank

If you have a Clubcard Credit Card, you can earn more points. You get 5 points for every £4 spent at Tesco, and you get 1 point for every £4 spent on Tesco fuel and a point for each litre.

Plus, you get points when you use your credit card anywhere else. It’s paid as 1 point per £8 spent.

Partners

Tesco launched its new Clubcard Points Partner platform on 14 October, which allows you to earn points on spending at other retailers.

There are 500 retailers on the platform, including a lot of big names, including Nike, ASOS, Anthropologie, Lego, trainline and Look Fantastic.

A lot of retailers pay 1 point per £1 spent, although some are offering as many as 4 points for each £1. Some retailers have offers running to boost the amount you can earn, so at the time of writing, you can get 8 points per £1 spent with Look Fantastic and a huge 12 points per £1 spent at Selfridges. We expect that the offers will rotate throughout the year.

To get the points, you just need to log in to the Tesco website or app and head to the ‘Clubcard’ section. Here, you’ll see a banner of ‘Points Partners’, which lets you browse the different retailers available. There’s also a new tab on the website.

It works similarly to a cashback website — you just click through to the retailer from the Clubcard app or website, and it’ll track the spending you do there (just make sure you accept cookies). The points won’t hit your account immediately — they’ll appear as pending to start with, and you’ll get an email to tell you when to expect them.

This new platform is a great way to earn points at retailers that don’t have their own loyalty schemes, or where you don’t shop often enough to make good use of them. Plus, if you make a reasonably large purchase, it’s definitely nice to earn some points from it.

However, don’t get into a habit of choosing a retailer just because it’s part of the platform. Remember to still compare prices elsewhere.

How to use Tesco Clubcard points

You can’t spend Clubcard points until they have been converted into Clubcard vouchers. And to do this you need a minimum of 150 Clubcard points (the equivalent of £1.50). Points will only be swapped in multiples of 50.

You used to get sent these in the post with your Clubcard statement, which is sent every three months in February, May, August and November.

However this moved online for most customers in 2022. If you’ve used Tesco online you’ll get your statement and vouchers via email, unless you actively tell Tesco you still want them in the post.

A better way to convert points to vouchers is via the Faster Vouchers process as you don’t have to wait for the statement. You’ll only get a digital voucher via this method. Again you’ll need at least 150 points to convert them.

Whether paper or digital vouchers you can spend them in any Tesco store or on the Tesco online as part or full payment towards your shopping.

If you swap them with a Reward Partner you need to do this via the Clubcard website. These boosts will often have minimum levels (e.g. 50 points), and you can only swap increments of that amount (e.g. if you have 120 points you can only use 100 points).

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How long do Clubcard vouchers last?

When you’re issued a Tesco Clubcard voucher, it’s valid for 2 years. Faster vouchers last 21 months from the date they are exchanged.

You can check if you’ve got any vouchers and their expiration dates in your Clubcard account.

Clubcard deals and promotions

There are a few ways to use your Clubcard to save more money at Tesco.

Tesco Clubcard coupons

Some customers have access to personalised coupons via the Tesco app. These coupons are tailored to your shopping, so hopefully that means you’ll see discounts for products you buy. They won’t all be money off; some could get you extra Clubcard points instead. If you do get the vouchers, you’ll find them via the Clubcard tab, in a section called ‘coupons’.

Tesco Clubcard Plus

This premium service costs £7.99 a month, and benefits include 10% off two shops every month. It looks like a good scheme for regular Tesco shoppers. Andy’s review of Clubcard Plus weighs up the cost against the benefits of it and includes details on how to get it.

Tesco Clubcard Prices

Tesco lets you use your Clubcard to access lower prices for selected groceries in-store and online. You don’t need any points on your Clubcard, you just need to scan it when you shop.

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The best ways to spend Tesco Clubcard vouchers

There are actually hundreds of options, so we’ve scanned through them to find the best uses of your Clubcard points.

Charities

You can choose to donate your Clubcard points to food poverty charities Fareshare and The Trussell Trust. You can also give to the British Heart Foundation, Cancer Research and Diabetes UK.

Sadly, Tesco doesn’t boost these donations as it does with other offers, which I think is a shame. Still, if you have at least 50p in vouchers, you can swap them.

Disney +

You can swap £18 worth of points for a three-month standard Disney+ subscription or £10.50 worth of points for a three-month standard with ads subscription. Both new and existing Disney+ users can take advantage.

Sometimes the offer is temporarily improved, for example, six months for the same price. There are other ways to save on Disney+.

Days out

Fancy paying less when going to the zoo? A theme park? Museum? All of these are available at a discount.

A lot of the “days out” used to be quadruple points and have been reduced to double, but they still represent decent value. It’s worth checking to see there isn’t a better offer out there. One saving which is hard to beat is using your points for double credit towards an English Heritage or RHS membership.

It’s worth checking out other ways to save on days out if you go out a lot, as some discounts might be greater.

Cinema tickets

You can use your points to get cut-price cinema tickets, again at double value. So 50p in vouchers will get you £1 to spend. You can only use your Clubcard points to visit Cineworld or Picturehouse.

You can also use your points towards the Cineworld Unlimited pass.

Theatre tickets

You can sometimes get theatre tickets. The 2x value applies to vouchers to use on the booking page of the show.

Railcards

If you regularly travel by train then a railcard can save you money every time you travel, and one of the cheapest ways to get one is by using your Clubcard points.

You can trade £2.50 in vouchers to get £5 credit towards your railcard. It works for most types of railcard.

Bonus airline points

If you already save airline points, this is a great way to get more. You can convert your Clubcard points (with a minimum value of £1.50) to Virgin points at twice their value; so 1 Clubcard point is worth 2 Virgin points.

There are often bonus offers when you sign up to auto-exchange your Clubcard points to Virgin points for the first time, so it’s a good idea to wait for one of those before setting up the auto-exchange.

Magazine subscriptions

You can convert a minimum of 50p in Clubcard vouchers to get a £1 voucher to go towards a subscription.

Of course, you can get other subscriber deals elsewhere, which give good discounts, so do a quick search of your chosen magazine to see if you can get it cheaper.

This isn’t the best way to save on magazines though – you can get them for free! Read about our hack to get free digital magazines 

Tesco Mobile bills

You can use your points to reduce the cost of your mobile bill. It’s only 1:1 rather than double, so you may as well use your points in-store.

At Tesco

There was a time, not too long ago, that you’d be a fool not to swap Clubcard points with a reward partner. But in the last few years, the best offers have disappeared.

There are still lots of options, but whether they’re worth it comes down to two factors. One: Do you want or need what you’re swapping for? Two: Can you get that partner offer discounted elsewhere?

If it’s no for the first, or yes for the second, then you’re most probably better off using the points at Tesco – at least you’ll actually need food and drink!

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Clubcard deals to avoid

Though you can save money by boosting your points in these areas, I think you can get similar savings elsewhere – meaning you should boost your points on the more valuable discounts listed above.

Restaurants

Even when these were 4x value, we advised that you could spend your points better elsewhere than at the chain restaurants included in Clubcard Boost. And now they are double instead, the deal is worse.

That’s because you can get decent discounts for the likes of Pizza Express and Bella Italia elsewhere. A simple google often brings up voucher codes for 40% off or two for one. Plus you can save at more places more often with a Tastecard trial.

So let’s say you’ve gone to Pizza Express and the final bill came to £30, it would have cost you £15 via Clubcard vouchers, or £15 via Tastecard or another voucher.

You may be able to double up these discounts, though there’s no guarantee.

List of Tesco Clubcard restaurants:

  • Ask Italian
  • Bella Italia
  • Brew Dog Bars
  • Cafe Rouge
  • Chef & Brewer
  • Hungry Horse pubs
  • Pizza Express
  • Prezzo
  • Zizzi

Hotels

It’s similar with converting your Clubcard vouchers to spend on hotels. Though you can get double value on points to spend at Hotels.com and one or two other brands, you’re locked into booking direct with those websites, which might not offer the best rates available. We think you’re better off searching for the lowest prices elsewhere, and then using your points at one of the options above.

The best bank switching offers (October 2026)

The best cash incentives available when you switch banks right now

Banks compete for new customers, so the best bank switch offers change regularly – sometimes week to week – as they try to outbid each other with cash bonuses, cashback and top savings rates. We’ll update this page as new offers appear, but you should check the terms and conditions at each bank before you begin to ensure they haven’t changed.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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  • Accounts available General Investment Account (GIA), Stocks & Shares ISA, Junior ISA (JISA), SIPP 
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Bank Switches

HSBC £220 switch offer

Customer rating 3.8/5
  • Switch bonus
    £220
  • Offer ends
    Unknown
  • FSCS Protected? Yes
  • Bonus requirements Switch bank accounts within 60 days of opening the account using the Current Account Switching Service, closing the old account
  • Deposit and spend requirements Deposit at least £2,000 into the account and spend at least £500 with your debit card within 60 days of opening the account
  • Direct debits transferred over Transfer over at least 2 direct debits
  • Existing customers? You can't get the offer if you already have a HSBC or first direct bank accountor have opened one since 1 January 2023
  • Important details Further offer and account T&Cs and eligibility criteria apply. Switch Offer may be withdrawn at any time and applies to HSBC Bank Account only (Basic Bank Account etc not eligible).

first direct £210 bonus when you switch*

Customer rating 4.7/5
  • Switch bonus
    £210
  • Offer ends
    Unknown
  • FSCS Protected? Yes
  • Bonus requirements Switch using the Current Account Switch Service, make 5+ debit card payments, log on to digital banking and move over two direct debits or standing orders
  • Deposit requirements Deposit £1,000 or more
  • Eligibility New customers only (who have not previously held a First Direct product, or opened an HSBC current account on or after 1 January 2018) (T&Cs apply)
  • Overseas spending No First Direct fees when spending abroad
  • T&Cs Offer and account T&Cs and eligibility apply. Offer may be withdrawn at any time. Approved for use by HSBC Bank plc September 2026

NatWest £200 switch offer

Customer rating 4.7/5
  • Switch bonus
    £200
  • Offer ends
    Unknown
  • Extra perks
    Up to £36 rewards a year
  • FSCS Protected? Yes
  • Bonus requirements Switch using the Current Account Switch Service, close your old account and log on to online or app banking within 60 days of switching
  • Deposit requirements Pay in £1,250 within 60 days of switching
  • Bonus paid Within 30 days of meeting criteria
  • Existing customers? No
  • Restrictions Offer is limited to once per person, cannot have ever received a switching bonus from RBS, Ulster or Natwest and cannot have had a current account on 6 May 2026
  • Eligible accounts Reward, Select or Premier Reward, Premier Select

RBS £200 switch offer

Customer rating 3.9/5
  • Switch bonus
    £200
  • Offer ends
    Unknown
  • Extra perks
    Up to £36 rewards a year
  • Bonus paid Within 30 days of meeting criteria
  • Bonus requirements Switch using the Current Account Switch Service, close your old account and log on to online or app banking within 60 days of switching
  • Deposit requirements Pay in £1,250 within 60 days of switching
  • Eligible accounts Reward, Select or Premier Reward
  • Existing customers? No
  • FSCS Protected? Yes
  • Restrictions Offer is limited to once per person, cannot have ever received a switching bonus from RBS, Ulster or Natwest and cannot have had a current account on 6 May 2026

Barclays up to £300 switch offer

Customer rating 4.1/5
  • Switch bonus
    £150
  • Offer ends
    Unknown
  • Extra perks
    Free Apple TV (with Blue Rewards)
  • Additional bonus
    £30 a month for 5 months
  • FSCS Protected? Yes
  • Bonus paid Barclays £150 switch reward within 28 working days. £30 a month for 5 months if you meet the qualifying criteria
  • Eligibility Pay at least £2,000 into your new Barclays Bank Account within 30 days of opening.  Must be completed through the Current Account Switching Service, which moves all payments to a new account within seven working days and closes their old account on the switch day they choose, transferring any money to their new account 
  • Direct debits transferred over Three
  • Existing customers? Only available to new current account customers who download the Barclays app who are also UK residents - if you had a Barclays current account on 1 October 2026, you can't get this offer
  • Eligible accounts Bank account
  • Blue Rewards You can opt to add Blue Rewards to your account — it's not necessary for the switch offer, but can get you the extra perks like Apple TV and cashback at select retailers. Blue Rewards costs £5 per month.
  • Extra bonus requirements To qualify for the £30 a month for 5 months you need to pay in £2,000 a month and make 10 qualifying debit card transactions each month 

Lloyds Bank £200 switch offer

Customer rating 4/5
  • Switch bonus
    £200
  • Offer ends
    9 December
  • Extra perk
    Free Disney+ or cinema tickets
  • FSCS Protected? Yes
  • Bonus requirements Switch using the Current Account Switch Service and close your old account. The old account must be from a different bank
  • Direct debits transferred over Switch three active direct debits from the old account
  • Existing customers? Yes
  • Restrictions Offer is limited to once per person and you can't have received a switching bonus from Lloyds, Halifax or Bank of Scotland since 1 January 2023.
  • Eligible accounts Switch into a new Club Lloyds, Club Lloyds Silver, Club Lloyds Platinum,  Lloyds Premier Account 
  • Bonus paid  Withing 14 working days of their switch starting 

Nationwide £175 switch offer

Customer rating 4.5/5
  • Switch bonus
    £175
  • Offer ends
    Unknown
  • FSCS Protected? Yes
  • Bonus requirements Switch using the Current Account Switch Service and close your old account within 28 days of starting the switch and make one debit card transaction within 31 days. The old account must be from a different bank.
  • Deposit requirements Deposit £1,000 within 31 days
  • Direct debits transferred over Transfer two direct debits
  • Existing customers? Yes
  • Restrictions You can't have received a bonus from a switching offer for a sole account already. Offer is limited to once per person per account type, but you can get it on both personal and joint.
  • Eligible accounts FlexPlus, FlexDirect or FlexAccount
  • Bonus paid Within 10 days of the switch completing

Starling Bank free SURI Pro 2.0 Toothbrush

Customer rating 4.9/5
  • Switch bonus
    free SURI toothbrush
  • Offer ends
    11 October
  • FSCS Protected? Yes
  • Bonus You'll get a voucher code for a free SURI Pro 2.0 Toothbrush and UV clean-and-charge case worth £105 (value based on the full price amount, which is subject to change during promotional periods)
  • Requirements Open a new Starling personal current account between 10 August 2026 and 11 October 2026 and complete a full switch using the Current Account Switch Service
  • Existing customers? Not available to existing customers

Premier Bank Account switch offers

HSBC Premier £500 switch offer

Customer rating 3.8/5
  • Switch bonus
    £500
  • Offer ends
    Unknown
  • Extra perk
    Worldwide travel insurance and private GP for the family
  • Requirements
    Income or savings of £100k
This is a Premier Bank account, so not everyone will qualify for it
  • FSCS Protected? Yes
  • Offer details Open a Premier account after 23 March 2026 and switch using the Current Account Switch Service with a salary of £100k+; and/or transfer £100k+ of savings/investments, and maintain your balance for 3 months
  • Eligibility Meet one of the following criteria: Have an individual annual income of at least £100,000, and pay it into your HSBC Premier Bank Account, have savings or investments of at least £100,000 with HSBC in the UK, or already qualify for HSBC Premier in another country.
  • Travel insurance HSBC Premier gets you Worldwide Travel Insurance for your whole family.
  • Mortgage benefit Preferential mortgage rates, and some higher-net-worth customers can get additional international support.
  • Healthcare benefits Includes digital GP access, a second medical opinion, specialist advice, remote physiotherapy, mental health support and a health check kit to test over 20 key markers. This is for the whole family, including you, your partner and any dependents under 23. It’s also got Cancer Bereavement Cover, which pays out £2,000 if you pass away from a cancer related cause.

NatWest Premier Select or Reward £500 switch offer

Customer rating 4.7/5
  • Switch bonus
    £500
  • Offer ends
    Unknown
  • Extra perk
    £500 interest free overdraft
  • FSCS Protected? Yes
  • Bonus requirements Apply for a Premier account and request to switch an account with another bank to us using the Current Account Switch Service
  • Deposit requirements You need to deposit £15,000 within 90 days of opening the account and log into the mobile app
  • Eligibility To be eligible for the account you need to have a minimum of £100k sole income or £120k joint income paid into your NatWest account, minimum of £100k savings or investments held with NatWest or a minimum £500k mortgage with NatWest
  • Existing customers? You can't have received a switch offer before and can't have held a NatWest current account or savings account as of 10 March 2026

Other new customer offers
Customer rating 3.8/5
  • Offer
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  • Offer ends
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  • FSCS Protected? Yes
  • Eligibility This offer is not available if you already hold any Santander products. You also can't have received a voucher from Santander in the last 12 months.
  • Eligible accounts Santander Edge, Edge Up or Edge Explorer
Customer rating 4.9/5
  • Savings rate
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  • Offer ends
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  • Cashback
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  • FSCS Protected? Yes
  • Important details 18+, UK residents. Eligibility applies. Chase current and saver accounts required. Exceptions, qualification criteria, and T&Cs apply (https://www.chase.co.uk/gb/en/legal/cashback-terms-and-conditions/). See important cashback information here (https://www.chase.co.uk/en/gb/product/2-percent-cashback).
  • Boosted Saver Linked savings account for new Chase current account customers, available for your first 31 days. 4.5% AER (4.41% gross) variable for 12 months, including 2.25% AER 12-month bonus on top of the standard saver rate. Available to new current account customers for your first 31 days. May be withdrawn. Interest paid monthly. T&Cs: chase.co.uk
  • Fees Fee-free current account. Zero fees from Chase when spending at home or abroad
  • Account features Essential money management features
  • Customer service Provides 24/7 customer support
  • Cashback requirements Make 15+ card (debit or credit) or bill payments (direct debits) a month and hold £1,000+ in a savings account. You'll need to meet these requirements in the previous month to get the next month's cashback.

More on bank switch offers

How to compare bank switch offers

Bank switching doesn’t need to be scary, and once you get the hang of it you can make some decent cash!

When you compare bank switch offers, look beyond the headline cash bonus to three things: how long you need to keep the account open to keep the money, whether there’s a minimum monthly deposit or number of direct debits required, and whether the switch uses the Current Account Switch Guarantee. The highest cash bonus isn’t always the best deal once you factor in ongoing fees or eligibility hoops.

Here’s everything you need to know to get started.

How to switch bank

You can switch bank for a number of reasons, but the main benefit is an effective cash bribe that banks offer to get you to choose them. Bank account switch offers are protected by the Current Account Switch Guarantee, which moves your balance, payments and direct debits over automatically within seven working days.

Here are the basics to get you started.

Switch bank like a pro

Once you’ve switched for free cash, you can keep going!

Repeat switchers typically rotate through two or three accounts a year, timing each switch around when a new bank switch offer appears rather than sticking to one particular bank.

We’ve shared the things you need to know first, and what you can do to make it even easier.

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The best extra ‘dummy’ accounts

You don’t actually need to switch your main current account. Instead, many serial switchers set up a separate account purely to collect bank account switch offers, keeping their main day-to-day banking completely untouched. Here’s how.

Cheap extra direct debits

Some switch offers require you to have a handful of active direct debits to transfer over.

If you don’t have enough, then we’ve some hacks to help you set up new ones quickly that won’t require you to pay for anything.

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  • Risk warning Capital at risk. The value of investments can go down as well as up.
  • Offer Invest a minimum of £300 and get up to £300 in free shares. T&Cs apply. Other fees may apply.

Does bank switching affect your credit score?

We love bank switching, but there are some situations when switching could hurt your credit report.

Here’s what you need to consider before switching if you’re worried about your score.

Debit card ‘spend’ hack

You might find a switching deal or current account reward requires you to spend regularly with your new debit card.

That’s not hard – but we’ve a way you can do this and still earn cashback on your spending from a different card.

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The best rated current accounts

Thousands of customers have left current account reviews over on our sister site Smart Money People.

Find out which current accounts they rate – and the ones they don’t.

Frequently Asked Questions

What is the best bank switch offer right now?

The best bank switching offer right now is the Santander offer, which is £240 if you switch using the Current Account Switching Service.

Do I need to switch my main account to get a bank switch offer?

No, many people set up a dedicated ‘dummy’ account purely for switching, so their main banking setup isn’t disrupted.

However, this is only if you want to make the most of all of the offers — if you’re simply looking to change bank accounts and want to be rewarded for switching, you can move your main bank account over to get the offer.

Does switching bank accounts affect my credit score?

It can cause a small, temporary dip due to the credit check involved, but switching sensibly and spacing out applications keeps any impact minimal.

How much can you make from bank switching?

It varies by offer and by how many accounts you’re willing to open, but switching bonuses typically range from around £100 to £200 per bank, on top of any ongoing cashback or interest the new account pays. If you’re happy to switch two or three times a year using a dedicated dummy account, it’s realistic to make several hundred pounds annually without changing how you actually bank day to day.

Be aware that often, if you’ve received a switch incentive already, you can’t get one again (or at least for several years).

Expert thoughts on bank switch offers from Be Clever With Your Cash

Switch offers are worth chasing, but the bonus alone shouldn’t dictate which you end up using day-to-day. Plenty of £100–£200 bonuses get claimed on accounts that are then barely used again, and that’s exactly the point. The bonus rewards opening the account; it isn’t a reason to make it a main bank if it doesn’t otherwise suit.

The most effective approach is keeping one or two accounts suited to everyday banking, and treating everything else as a rotating “switching pot” – a dummy account opened purely to collect the bonus, then either closed down, switched away again, or repurposed for something like bill cashback. This avoids accumulating dozens of half-used accounts that all need tracking.

It’s worth being realistic about the numbers too. Switching two or three times a year is achievable without disrupting day-to-day banking, and can realistically net several hundred pounds annually. But any offer where the qualifying criteria – minimum deposits, active direct debits, app logins – start to outweigh the value of the bonus itself deserves real scepticism, since not every offer is as free as it first looks.

Kids & family days out offers

If you’re thinking of what you can do with your little ones that won’t break the bank, here are some ways to spend less on days out and activities

Days out aren’t cheap, so here we’ll share special offers where you can bring down the price of tickets, as well as any special free events and activities. We’ve also had a look at schemes such as Kids Pass and Little Bird and shared whether we think they’re any good.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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Experience discounts

Virgin Experience Days: 20% off

Until 31 December 2026, you can get 20% off Virgin Experience Days when you use our link. You can browse a whole range of different experiences to buy as a gift or for yourself. When you click through, you’ll be given a code you can use at checkout for 20% off.

There are some experiences on the site you can’t use the voucher for. We have the full list of exclusions here.

As with gift cards, you should ensure that the voucher gets used within the 12 months it’s valid, otherwise it’ll be lost. If you buy it as a gift, make a note to give the recipient a nudge to use it when there’s just a couple of months left.

Ticket deals

Winter Wonderland: £1 tickets

There are 500,000 £1 tickets for sale for Winter Wonderland in Hyde Park if you get in quickly. These normally cost between £5.50 and £9.50.

Opening on 19 November 2026 and running until to 3 January 2027, there will be more than 150 attractions, rides and shows, as well as heaps of festive feasting, drinking and live entertainment.

However, a word of warning, unless you’re happy to book an early slot, most of these £1 tickets are mid-week.

You can also get entirely free entry if you book £25 worth of rides when you get your ticket.

Merlin attractions: get two visits for the price of one (ended)

Merlin has returned with its “Twice the Fun” offer this year. This means that you can visit two theme parks this summer for the price of one. This includes Chessington World of Adventures, Alton Towers, LEGOLAND Windsor andThorpe Park.

This isn’t a two-for-one ticket offer – instead, you pay in full for your first visit, then you get access to another Merlin resort for a second visit until 25 September 2026.

To get it, you go via the first theme park you want to visit — under tickets you’ll see “Twice the Fun”.

Activities

Dobbies: free monthly workshops for kids

Dobbies garden centre runs free Little Seedlings workshops for kids on the first Sunday of every month to teach them about plants, wildlife and the environment.

For example, next month’s workshop at the Brighton store (Sunday 6 September) is about autumn wildlife and includes an autumn colours quiz and the opportunity for each child to plant their own daffodil bulb to take home and enjoy next spring.

Times vary per store and not every store offers the workshops.

Kids & family membership offers

Day Out With The Kids: one year for £1

This deal, originally a Black Friday offer, will get you a full-year membership for just £1, saving £29.99. You’ll need the code BF254U.

Gardens

RHS: free ticket for LNER members (ended)

If you’re an LNER Perks member, you can get a free ticket to one of the RHS gardens until 15 September 2026.

You have to pre-book online, but if you’re taking kids, you can buy their tickets at garden entry. Children under 5 are free, while 5-16 year olds are £6.

You can get one free ticket per member, so if you have more than one adult in your family, you’ll both need to sign up.

BBC Gardeners’ World magazine: 2-4-1 entry card

If you buy the May 2026 edition of Gardeners’ World magazine you’ll get a card that’ll get you 2-4-1 entry to over 380 gardens in the UK and Northern Ireland.

This includes:

  • Leeds Castle (save £33)
  • Hever Castle (save up to £25)
  • Knepp’s Rewilded Walled Garden (save £30)
  • 69 National Trust gardens
  • 26 National Trust of Scotland gardens
  • 12 English Heritage gardens

The magazine costs £9.99 and you can buy it online even though May has passed.

The pass is valid until March 2027 and can be used as many times as you like.

Featured kids' bank account
Sponsored
Customer rating 4.7/5
  • Monthly fee
    £3.99
  • Ages
    6 - 17 year olds
  • Parent account required?
    No
  • Offer
    2 months free and £5 pocket money
  • FSCS Protected? Yes
  • Interest paid No - only paid for Plus and Max accounts
  • Fees £3.99 per month for one child
  • Parent account There's no bank account for parents; instead, the account is topped up using your existing bank account
  • Card Customisable debit card
  • Education Includes access to Money Missions to teach kids about money
  • Perks Parents can set chores with the app, and anyone can pay into the account with Giftlinks
  • Offer 2 months free and £5 free pocket money available for new gohenry customers who order a card and deposit £5. Sign up using the code AFUKBC26 to get it.

Free ticket offers

MoneySuperMarket: SuperSaveClub hack

If you take out insurance via MoneySuperMarket you can get free membership to the SuperSaveClub, which offers free tickets every week and month to big name attractions like London Zoo.

But there’s a way to get access without buying insurance that won’t cost you anything – simply sign up for the free Credit Monitor service. You can also do this for every adult in your home, increasing how many free tickets you get.

We’ve written up how to get free membership in detail.

Lidl Plus: free ticket to 3,000 activities across the UK (ended)

If you’ve got Lidl Plus, then until 31 August 2026, you can get a free single-entry voucher to an activity.

To get it, go to your Lidl+ app, find it in ‘Partner offers’ in ‘More’ and click ‘Redeem this offer’. You need to fill out the form, then you’ll get an email to book an activity.

Once in, you can search for activities nearby – most of the activities are for things like dancing, taekwondo, paintballing and museum visits.

Free Horse Racing tickets via Reach (ended)

You can get a pair of free tickets to see Horse Racing at various locations until all 10,000 have all been claimed.

Locations are:

  • Sandown (Thursday 6 August)
  • Kempton Park (Wednesday 12 August)
  • Carlisle (Wednesday 19 August)

National Lottery: Open Week (ended)

The National Lottery runs a regular promotion where you can get free or low-cost days out, including Eden Project, National Trust, the Tower of London and English Heritage properties. 

The National Lottery Open Week runs between 7 March and 15 March 2026 — booking is open now.

To get access, you need to have a National Lottery ticket or scratchcard, which you can use to visit a National Trust or National Trust for Scotland property for free or at a discount. The date of the lottery ticket isn’t relevant, but maybe hang on to it until you know if you’ve won. 

You can see a full list of the attractions and the discounts available, searchable by postcode or your current location. The full T&Cs are here too.

Barclays: free tennis sessions for all ages

Barclays is offering free social tennis sessions each weekend across the country for all ages every weekend. The sessions are at 10am on Sunday mornings — you can find a nearby court on the website and book onto a session.

You’re not just limited to one session either, you can book every weekend if you want to.

You don’t need to have any equipment, know-how or even a partner to play with. The sessions are social, so you can meet new people to play with.

To book, you go to the website and search for a park tennis court near you with your postcode. If there’s not one near you yet, keep checking, as they’re adding new ones all the time.

Kelloggs: free football camp with promotional boxes (ended)

If you pick up a promotional Kellogg’s product between 1 April and 18 August 2025 then you can get a free day at a football camp for kids aged between 7 and 14.

To claim the free day, you need to scan the QR code on the pack or go here to register. You need to enter the last four digits of the barcode for the product you bought, as well as your postcode. Then you’ll be able to see the current places and request a code to book.

“Open House” events

In September each year many buildings open their doors for free across the UK. Here are some of the main organisations, but do check locally to see if there are other places offering something similar.

Open House London – September 2026

From 12 to 20 September 2026 you can get free or discounted access to hundreds of buildings and gardens in London, many of which are normally closed to the public. Bookings opened on 19 August 2026. Details here.

Heritage Open Days (England) – September 2025 (ended)

On weekends from 12 to 21 September 2025, Heritage Open Days is offering free access to events celebrating England’s history and culture, such as tours and exhibitions. You can register for tickets until 14 August. Details here.

Doors Open Days (Scotland) – September 2025 (ended)

In September 2025 there’s a similar open day festival in Scotland giving you access to buildings and events across the country. It runs across four weekends, depending on location. Details here.

Open Doors (Wales) – September 2025 (ended)

Throughout September 2025 you can get free entry and guided tours to more than 200 historic sites in Wales. Loads of events don’t require booking. Details here.

National Trust & English Heritage offers

English Heritage: free family pass with a newspaper (ended)

If you buy a copy of the Daily Star, Express or Mirror between May 9th and May 17th you can get free entry to an English Heritage property with your family.

A copy of the paper will cost between £1.50 and £3.60 depending on the paper and the day – with midweek papers costing the least. The English Heritage family pass is worth up to £50.

The family pass works for groups up to 2 adults and 3 children, or 1 adult and 4 children, or 2 adults. The pass is valid until Sunday, 14 June 2026.

Make sure you check the terms and conditions for exclusions and the English Heritage website for opening times.

English Heritage: free family pass (ended)

Complete this online form and you’ll be able to visit an English Heritage site with your family between now and 2 November 2025.

The pass permits two adults, two adults and three kids or an adult and four children and is worth around £40. Participating sites include Bolsover Castle in Derbyshire, Eltham Palace in London and Whitby Abbey, North Yorkshire.

Once you’ve filled out the form you’ll be sent a digital pass to your email. If you’re keen, be quick as the passes usually run out very swiftly!

National Trust: free family day pass (ended)

With WalesOnline and InYourArea you can get a free family day pass to participating National Trust sites.

But you’ve got to be quick! There’s a limited number of passes available, and they tend to be snapped up very quickly.

The day pass admits two adults and up to three children, or one adult and four children. Single adults and couples can also use it. You might need to prebook. When booking, select ‘Affiliate organisation member or passholder’ for the number of people your pass can admit.

The vouchers need to be used by 31 August. You can redeem it Monday to Sunday, excluding 23 to 25 August 2025.

Check the T&Cs before going, as some sites are excluded.

Days out ticket discounts

National Rail: 2-4-1 days out

If you’re travelling by train to an attraction, you might be able to use it for a discount on your entry. Details here.

Theme park deals

Check out our separate guide to paying less for theme park tickets such as Alton Towers and Legoland.

Boundless membership

If you work in the public sector or are a civil servant, a Boundless membership gives you free access to UK attractions, including Kew Gardens, a free Kids Pass and Tastecard.

  • Basic Boundless costs £40 a year
  • Boundless Plus costs £68 a year

We’ve looked in more detail at who can get it and what you get in our review.

What is Kids Pass?

What does Kids Pass do?

Kids Pass is a membership which gives you discounts on the places and things kids like to do.

Kids Pass promises:

  • Up to 57% off at “family days out” such as theme parks, bowling and play centres
  • Up to 40% off at cinemas, seven days a week
  • Kids eat free or for £1 at hundreds of restaurants
  • Savings on places like Butlins and Haven

You only need one card per family, rather than per child.

Is Kids Pass any good?

The discounts can be pretty decent, especially the restaurant and cinema deals.

Restaurant deals

Some restaurant chains include are Giraffe, Garfunkels, Barburrito, Handmade Burger Co, and Bella Italia, each offering free food for kids or £1 meals. There’s also BOGOF at Pizza Hut (delivery) and a second pizza for £1 at Papa John’s. There are hundreds of independent ones, too. You can see those involved without getting a membership.

Cinema deals

The cinema discounts through Kids Pass are available at most major chains and various independent places. You get up to 40% off tickets for kids and adults, making it a good option even if you don’t have kids. A quick look at a few different chains and it generally works out as £8 per adult ticket.

Check if it’s cheaper to buy your tickets with a different deal.

You’ll need to buy your tickets through the website or app – you can’t just show your pass at the box office. 

Other deals

The theme park and other family activities look good, though as with most entertainment, it’s worth shopping around for other offers. It does look like it includes all the major theme parks and places like Madame Tussaudss and London Dungeon.

You can also save up to 50% at places like Eurocamp, Haven and Butlins.

The best easy-access savings accounts (October 2026)

These are the best easy access savings accounts and highest-paying easy-access Cash ISAs available at the moment

Easy-access savings accounts let you withdraw your money whenever you want, with no lock-in period. Rates move broadly in line with the Bank of England base rate, so when the base rate falls, savings rates tend to follow. That makes it especially important to check you’re on the best rate available – which is exactly what this page is for.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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Best easy access ISAs

While ISAs don’t typically belong on this page, the top rates for ISAs at the moment are a lot better than for standard savings accounts, so here’s the top few available – if you want to see the full list, we have a whole table of the best easy-access ISAs on the market at the moment.

Easy access Cash ISAs
Customer rating 3.8/5
Editor's comment
“
This isn't a standard Cash ISA - the money is held in a Qualifying Money Market Fund rather than as cash, so it's a low-risk investment. This means that the FSCS protection is different, as it's got investment protection rather than savings protection. It's worth researching QMMFs to see how you feel about the account. ”
  • AER (variable)
    4.87%
  • Minimum
    £500
  • Access
    Limited access
  • Maximum withdrawals
    3
Rate includes a 1% boost on top of the standard introductory variable rate, paid after 12 months
  • FSCS Protected? Yes, although as the money is held in Qualifying Money Market Funds (QMMFs), it's covered by the FSCS investment protection, not deposit protection. QMMFs are a type of low-risk investment.
  • Allows transfers in? Yes
  • Flexible ISA Yes
  • Important details Variable rate correct as of 3 August 2026. eToro account required. Your capital is at risk. ISA powered by Moneyfarm. ISA rules. UK residents only. The Cash ISA interest rate is variable and linked to the secure and protected Qualifying Money Market Fund (QMMF) your money is held in.
  • Bonus Rate includes a 1% boost on top of the standard introductory variable rate (3.87%), paid after 12 months
Customer rating 4.7/5
  • AER (variable)
    4.8%
  • Minimum
    £1
  • Access
    Full access
Includes bonus of 1.2% for 12 months
  • Important details Existing Trading 212 customers get a rate of 3.6%
  • FSCS Protected? Yes
  • Allows transfers in? Yes, but no bonus rate on transfers
  • Flexible ISA Yes
  • Bonus New Trading 212 customers get a bonus of 1.2% AER for 12 months for current year subscriptions with a yearly gross rate of 4.7%.
Customer rating 4.8/5
  • AER (variable)
    4.73%
  • Minimum
    £1
  • Access
    Full access
Rate includes a bonus rate of 2.19% for new users. *Get a £15 bonus if you transfer at least £250 into the account and keep it there for 4 months
  • Allows transfers in? Yes - but you'll get a different rate for transfers in. The rate is 3.75% AER (variable), made from a 2.44% underlying rate and a bonus rate of 1.31%.
  • Important details Rate shown for new customers only. Interest on Plum's Cash ISA varies - this is the rate on 19/10/2026. ISA rules apply. Includes a bonus rate (for new users) of 2.19% AER if kept for 12 consecutive months. Cash ISA T&Cs apply. Plum is not a bank. Tax treatment depends on your personal circumstances and is subject to change
  • Flexible ISA Yes
  • FSCS Protected? The FSCS protects up to £120,000 that you have saved, per bank, building society or credit union (or up to £240,000 for joint accounts), subject to eligibility. FSCS protection applies differently
  • Bonus Includes a bonus rate (for new users) of 2.19% AER if kept for 12 consecutive months
  • Offer Get a £15 bonus if you transfer at least £250 into the account and keep it there for 4 months using our link. Offer valid until 31 December 2026.
Featured investment account offer
Sponsored
Customer rating 4.8/5
  • Offer
    £0 platform fee and £0 subscription fee*
  • Annual fee
    £0 with offer
  • Investment styles
    Shares, funds and ready-made portfolios
  • Minimum deposit
    £10
*Open and fund a Quilter Invest account before 11:59pm on 30 November and receive £0 platform fee and £0 subscription fee. You need to use the code INVEST26 to get the offer. T&Cs apply. Other fees apply.
  • FSCS Protected Yes. Your eligible deposits and investments may be protected by the Financial Services Compensation Scheme (FSCS). Protection is up to £120,000 per person, per firm. FSCS does not cover losses due to market performance.
  • Accounts available General Investment Account (GIA), Stocks & Shares ISA, Junior ISA (JISA), SIPP 
  • Interest on uninvested cash Yes (variable, see here for current rate) 
  • Fractional shares  Yes 
  • Foreign exchange fee 0.40%. Other fees may apply. 
  • Fund fees Variable depending on the fund selected. See fund documentation for specific charges. Other fees may apply.
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 955775
  • Risk warning The value of investments can go down as well as up and you may get back less than you invest.
  • Offer Open and fund a Quilter Invest account before 11:59pm on 30 November and receive £0 platform fee and £0 subscription fee. You need to use the code INVEST26 to get the offer. T&s apply. Other fees apply.  Approved by Quilter Invest Ltd FRN 955775 25/09/2026 

Best easy access savings accounts

These are the most flexible accounts available, but as a result, you usually get lower rates. You can add and take your money out at any time. Some accounts may have limits to the number of withdrawals you can make each year.

Easy access savings

Cahoot Sunny Day Saver

Customer rating 4.2/5
  • Access
    Full access
  • AER (variable)
    5%
  • Minimum
    £1
  • Maximum
    £3,000
This is the best-paying account at the moment, but you can only save up to £3,000 in it.
  • FSCS Protected? Yes
Customer rating 4.8/5
Editor's comment
“
This account is technically for those looking to buy a home within the next few years. However, even without the extra HomeBuyer bonus, it's a decent-paying account and it's easy access. ”
  • Access
    Full access
  • AER
    4.55%
  • Minimum
    £10
  • Maximum
    £20,000
  • FSCS Protected? Yes
  • Rate details The rate is made up of a 3% AER (variable) base rate and a 1.55% AER (fixed) 12-month introductory bonus. There's also a homebuyer bonus available on top of this if you're looking to buy a home soon.
  • HomeBuyer bonus On top of the underlying rate, you can get a 12-month boost of 1% that is paid at the end of the 12 month period if you take out a mortgage with Tembo, or, if you take a mortgage out after the 12 month period, it'll be paid after your mortgage completes. You have three years from first paying into the account to complete.
  • Included features You'll also get fee-free access to Tembo's mortgage brokers

Cahoot Simple Saver

Customer rating 4.2/5
  • Access
    Full access
  • AER (variable)
    4.52%
  • Minimum
    £1
  • Maximum
    £500,000
  • FSCS Protected? Yes
  • Rate details For 12 months only

Progressive Building Society 1 Year Double Access Saver

Customer rating 4.1/5
  • Access
    Limited Access
  • AER (variable)
    4.5%
  • Minimum
    £1
  • Maximum
    £5m
  • FSCS Protected? Yes
  • Withdrawals allowed Up to 2 withdrawals per annum

Vida Savings Double Access Saver

  • Access
    Limited access
  • AER (variable)
    4.36%
  • Minimum
    £500
  • Maximum
    £500,000
  • FSCS Protected? Yes
  • Withdrawals allowed 2 withdrawals allowed per year
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Best savings accounts for homebuyers

These accounts are best for those looking to save for a home. You might also want to consider Lifetime ISAs.

Savings accounts for homebuying
Customer rating 4.8/5
Editor's comment
“
This rate is specifically for those looking to buy a home within the next few years. If you get it without the HomeSaver bonus, it pays 4.75%. ”
  • Offer
    1% fixed rate bonus for homebuyers
  • AER (variable)
    5.55%
  • Minimum
    £10
  • Maximum
    £20,000
Rate includes a 1.55% 12-month bonus plus an additional 1% fixed 12-month bonus for those looking to buy a home in the next 3 years who go on to get a mortgage with Tembo (4.55% AER variable otherwise)
  • FSCS Protected? Yes
  • Underlying rate The rate is made up of a 3% AER (variable) base rate and a 1.55% AER (fixed) 12-month introductory bonus. There's also a homebuyer bonus available on top of this.
  • Homebuyer bonus On top of the underlying rate, you can get a 12-month boost of 1% that is paid at the end of the 12 month period if you take out a mortgage with Tembo, or, if you take a mortgage out after the 12 month period, it'll be paid after your mortgage completes. You have three years from first paying into the account to complete.
  • Included features You'll also get fee-free access to Tembo's mortgage brokers

Best current account linked easy access savings

Some of the best rates are in or linked to current accounts – or you might just want the convenience of having everything at the same bank (though that’s not always a good idea).

Anyone can open all of these accounts, though you will be credit-checked for opening the current account itself. They often have additional requirements or fees to consider. You may already have seen some of these listed in the easy and limited access lists above.

Current Account Linked Savings

Santander Edge Saver

Customer rating 3.8/5
  • AER (variable)
    6%
  • Interest earned
    In separate account
  • Minimum
    £0
  • Maximum
    £4,000
  • Requirements Requires Santander Edge current account (£3 monthly fee). You can open one Edge Saver with a personal account and two Edge Savers with a joint account.
  • FSCS Protected? Yes
  • Bonus Includes 2.5% bonus for 12 months

Revolut Instant Access Savings

  • AER (variable)
    5%
  • Interest earned
    In separate account
  • Minimum
    £1
  • Maximum
    £25,000
Reverts to 2.9% on 4 December 2026
  • FSCS Protected? Yes
  • Bonus Rate reverts to 2.9% on 4 December 2026
  • Important details Available for new instant access savings accounts. You need a Revolut bank account to get this offer
Customer rating 4.9/5
  • AER (variable)
    4.5% for 12 months
  • Interest earned
    In separate account
  • Minimum
    £0
  • Maximum
    £1m
4.5% AER (4.41% gross) variable for 12 months, including 2.25% AER 12-month bonus on top of the standard saver rate. Available to new current account customers for your first 31 days. May be withdrawn. Interest paid monthly. T&Cs: chase.co.uk
  • FSCS Protected? Yes

Best current accounts for interest

Alternatively, you could choose a current account that pays interest on your balance.

Interest-earning current accounts

Nationwide FlexDirect

Customer rating 4.5/5
  • AER (variable)
    5%
  • Interest earned
    In current account
  • Minimum
    £0
  • Maximum
    £1,500
  • Important details Interest is earned in and paid into the main current account. After the first year the rate drops to 1%.
  • FSCS Protected? Yes

Kroo Bank Current Account

Customer rating 4.8/5
  • AER (variable)
    3%
  • Interest earned
    In current account
  • Minimum
    £0
  • Maximum
    £500,000
Includes a fixed 2% bonus for the first 12 months
  • FSCS Protected? Yes
  • Interest Interest is earned in the main current account
  • Rate details Rate includes a fixed 2% AER bonus for the first 12 months

Zopa Biscuit

Customer rating 4.9/5
Editor's comment
“
With Biscuit, you can choose between: 2.75% interest on your balance, 3% cashback on bills or 3% cashback on eating out ”
  • AER (variable)
    up to 2.75%
  • Interest earned
    In current account
  • Minimum
    £0
  • Maximum
    No maximum
  • Fees None
  • Interest paid 1%, unless you opt to get the extra 1.75% boost on your interest
  • FSCS Protected? Yes
  • Cashback You can choose to either get a boosted interest rate on your balance of 2.75%, 3% cashback on your bills or 3% cashback on eating out 
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Best notice accounts

Notice accounts sit between easy-access and fixed-rate accounts – you get a slightly better rate in return for giving advance notice (usually 30, 60 or 90 days) before withdrawing. They can be a good middle ground if you don’t need instant access but don’t want to fully lock your money away.

Notice Accounts

Birmingham Bank 95 day notice account

  • AER (variable)
    4.4%
  • Minimum
    £5,000
  • Maximum
    £250,000

BLME 90 day notice account

Customer rating 4.1/5
  • Expected rate (variable)
    4.37%
  • Minimum
    £10,000
  • Maximum
    £1m
  • FSCS Protected? Yes
  • Withdrawals 90 day notice period required for withdrawals

StreamBank 90 day notice account

  • AER (variable)
    4.35%
  • Minimum
    £1,000
  • Maximum
    £100,000
  • FSCS Protected? Yes

Shawbrook Bank 120 days notice account

Customer rating 4.8/5
  • AER
    4.2%
  • Minimum
    £1,000
  • Maximum
    £500,000
  • FSCS Protected? Yes

Oxbury Bank 120 days notice account

Customer rating 4.2/5
  • AER
    4.19%
  • Minimum
    £10,000
  • Maximum
    £1m
  • FSCS Protected? Yes

GB Bank 150 days notice account

  • AER (variable)
    4.38%
  • Minimum
    £1,000
  • Maximum
    £100,000
  • FSCS Protected? Yes

Earl Shilton Building Society 180 days notice account

Customer rating 4.1/5
  • AER (variable)
    4.27%
  • Minimum
    £5,000
  • Maximum
    £250,000
  • FSCS Protected? Yes

The Stafford Building Society 180 days notice account

Customer rating 4.5/5
  • AER (variable)
    4.26%
  • Minimum
    £5,000
  • Maximum
    £450,000
  • FSCS Protected? Yes
  • Withdrawals allowed Up to 2 withdrawals allowed per society year
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Other top paying savings accounts

Best Fixed Rate savings accounts

If you’d prefer a higher rate in return for fixing your savings, you can go for a fixed-rate savings account, with fixes from as little as three months to five years. But you are locking your money away without access.

We’ve listed all the top fixed rate bonds in our separate tables.

Best Regular Savings accounts

These accounts are all “Regular” or monthly savers which work differently to normal saving accounts. Here’s Andy’s full guide to how they work.

We’ve listed the top-paying options in our separate best buy guide.

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Best Easy Access Cash ISAs

Though most of us don’t need the tax-free “wrapper” offered by an ISA, if you want to use one then the same goes in terms of finding the best rate.

We’ve listed the best options on our dedicated Best Cash ISA page.

Best Fixed Rate Cash ISAs

You can also get fixed rate ISAs, and these can be accessed early – though you’ll pay an interest penalty if you do.

Find the top paying rates for each term on our dedicated Best Fixed Cash ISA page.

Prize draw accounts

Premium Bonds – 4.35% prize rate

The prize rate for Premium Bonds stands at 4.35% from the September 2026 draw onwards. This doesn’t mean you’ll get 4.35% back on your savings, though the closer you are to the £50,000 maximum deposit, the closer you’ll get to the rate (on average). Here’s more.

Best children’s savings account

We’ve written in more detail about the different savings accounts for kids, so do check that article out to understand the conditions such as access and find all the top rates.

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Best ethical savings account

The money you hold in your savings is used by the banks to invest and lend money. This could mean it’s used for things you might disagree with, such as fracking, tobacco or arms manufacturing.

There are banks with ethical policies such as Triodos, while building societies must lend 75% of their funds to home buyers, meaning they don’t have the cash to invest elsewhere.

Sharia accounts can’t be used for things against Islamic law, like tobacco or gambling and I’ve listed the top ones further down the article.

The “greenest” banks are Ecology Building Society and Triodos, though they won’t always make the tables above. The following banks and building societies are more likely to appear above.

There’s also the NS&I Green Bond, a 3-year fixed-rate account. It’s currently paying 2.95%. Here’s our analysis.

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Top Sharia savings accounts

Paying interest isn’t allowed in Islam, so a Sharia-compliant savings account instead promises a return on the money saved – an expected profit rate. Though technically this means the rate isn’t guaranteed, it’s not happened yet. They’re open to everyone, not just Muslims. Money in these accounts won’t be invested in arms, tobacco, gambling or alcohol.

Look in the tables above for banks offering an expected profit rate rather than AER. The main banks are:

Expert thoughts on easy-access savings from Be Clever With Your Cash

Easy-access accounts are the bedrock of good personal finance – they’re where your emergency fund should live and where you keep money you might need at short notice. The key is to make sure you’re not just parking your savings wherever is convenient; the difference between the best and worst easy-access rates can be significant, and there’s no penalty for moving your money to a better account.