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April 20, 2026   |   Best Buy

The best easy-access savings accounts (April 2026)

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These are the top easy access savings accounts available at the moment

Easy-access savings accounts are ones where you can withdraw your money whenever you want. The rates are largely dependent on the Bank of England’s base rate — when we see a drop or rise in the rate, we tend to see savings accounts move in the same direction. Here are the best-paying ones at the moment.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.


Featured Cash ISA
Sponsored

eToro Cash ISA

Customer rating 3.4/5
Editor's comment
“
This isn't a standard Cash ISA - the money is held in a Qualifying Money Market Fund rather than as cash, so it's a low-risk investment. This means that the FSCS protection is different, as it's got investment protection rather than savings protection. It's worth researching QMMFs to see how you feel about the account.
  • AER (variable)
    4.8%
  • Minimum
    £500
  • Access
    Limited access
  • Maximum withdrawals
    3
Boosted rate for 12 months
  • Bonus Rate includes a bonus of 1% for the first 12 months. The standard rate after 12 months or 3 withdrawals is 3.48%.
  • FSCS Protected? Yes, although as the money is held in Qualifying Money Market Funds (QMMFs), it's covered by the FSCS investment protection, not deposit protection. QMMFs are a type of low-risk investment.
  • Allows transfers in? Yes. The offer covers both new deposits and transfers of existing ISAs, as long as it’s your first deposit/transfer under this offer
  • Flexible ISA Yes
  • Withdrawals allowed If you make more than 3 withdrawals in a year, the rate drops to 3.48% AER
  • Important details Variable rate correct as of 17 April 2026. eToro account required. Your capital is at risk. ISA powered by Moneyfarm. ISA rules. UK residents only. The Cash ISA interest rate is variable and linked to the secure and protected Qualifying Money Market Fund (QMMF) your money is held in.
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Best easy access ISAs

While ISAs don’t typically belong on this page, the top rates for ISAs at the moment are a lot better than for standard savings accounts, so here’s the top few available – if you want to see the full list, we have a whole table of the best easy-access ISAs on the market at the moment.

Easy access Cash ISAs
Sponsored

Plum Cash ISA

Customer rating 4.9/5
  • AER (variable)
    4.61%
  • Minimum
    £1
  • Access
    Full access
  • Offer
    up to £50 welcome bonus*
Rate includes a bonus rate of 2.07% for new users. *Get between £5-£50 bonus for saving £500 - £5,000
  • Allows transfers in? Yes - but you'll get a different rate for transfers in. The rate is 4.08% AER (variable), made from a 2.54% underlying rate and a bonus rate of 1.54%.
  • Important details Rate shown for new customers only. Interest on Plum's Cash ISA varies - this is the rate on 10/05/2026. ISA rules apply. Includes a bonus rate (for new users) of 2.07% AER if kept for 12 consecutive months. Cash ISA T&Cs apply. Plum is not a bank. Tax treatment depends on your personal circumstances and is subject to change
  • Flexible ISA Yes
  • FSCS Protected? The FSCS protects up to £85,000 that you have saved, per bank, building society or credit union (or up to £170,000 for joint accounts), subject to eligibility. FSCS protection applies differently
  • Bonus Includes a bonus rate (for new users) of 2.07% AER if kept for 12 consecutive months
  • Offer If you're a new customer, you can get between £5 and £50 when you save at least £500 with Plum. Your reward depends on how much you save, with £500 getting a £5 bonus and £5,000 getting a £50 bonus.
  • Offer details To get the bonus, you need to open an account and connect your bank account by May 1 2026 and deposit at least £500 into a qualifying Plum account within 14 days of signing up. A qualifying Plum account includes Cash ISA, Lifetime ISA, GIA, Stocks and Shares ISA and SIPP.
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eToro Cash ISA

Customer rating 3.4/5
Editor's comment
“
This isn't a standard Cash ISA - the money is held in a Qualifying Money Market Fund rather than as cash, so it's a low-risk investment. This means that the FSCS protection is different, as it's got investment protection rather than savings protection. It's worth researching QMMFs to see how you feel about the account.
  • AER (variable)
    4.8%
  • Minimum
    £500
  • Access
    Limited access
  • Maximum withdrawals
    3
Boosted rate for 12 months
  • Bonus Rate includes a bonus of 1% for the first 12 months. The standard rate after 12 months or 3 withdrawals is 3.48%.
  • FSCS Protected? Yes, although as the money is held in Qualifying Money Market Funds (QMMFs), it's covered by the FSCS investment protection, not deposit protection. QMMFs are a type of low-risk investment.
  • Allows transfers in? Yes. The offer covers both new deposits and transfers of existing ISAs, as long as it’s your first deposit/transfer under this offer
  • Flexible ISA Yes
  • Withdrawals allowed If you make more than 3 withdrawals in a year, the rate drops to 3.48% AER
  • Important details Variable rate correct as of 17 April 2026. eToro account required. Your capital is at risk. ISA powered by Moneyfarm. ISA rules. UK residents only. The Cash ISA interest rate is variable and linked to the secure and protected Qualifying Money Market Fund (QMMF) your money is held in.
View Deal

Trading 212 Cash ISA

Customer rating 4.9/5
  • AER (variable)
    4.62%
  • Minimum
    £1
  • Access
    Full access
Includes bonus of 1.02% for 12 months
  • Important details Existing Trading 212 customers get a rate of 3.6%
  • FSCS Protected? Yes
  • Allows transfers in? Yes, but no bonus rate on transfers
  • Flexible ISA Yes
  • Bonus New Trading 212 customers get a bonus of 1.02% AER for 12 months for current year subscriptions with a yearly gross rate of 4.52%.
View Deal

Best easy access savings accounts

These are the most flexible accounts available, but as a result, you usually get lower rates. You can add and take your money out at any time. Some accounts may have limits to the number of withdrawals you can make each year.

Easy access savings

Cahoot Sunny Day Saver

Customer rating 5/5
  • Access
    Full access
  • AER (variable)
    5%
  • Minimum
    £1
  • Maximum
    £3,000
This is the best-paying account at the moment, but you can only save up to £3,000 in it.
  • FSCS Protected? Yes

Tembo Money HomeSaver

Customer rating 4.9/5
Editor's comment
“
This account is technically for those looking to buy a home within the next few years. However, even without the extra HomeBuyer bonus, it's a decent-paying account and it's easy access.
  • Access
    Full access
  • AER
    4.75%
  • Minimum
    £10
  • Maximum
    £20,000
  • FSCS Protected? Yes
  • Rate details The rate is made up of a 3% AER (variable) base rate and a 1.75% AER (fixed) 12-month introductory bonus. There's also a homebuyer bonus available on top of this if you're looking to buy a home soon.
  • HomeBuyer bonus On top of the underlying rate, you can get a 12-month boost of 1% that is paid at the end of the 12 month period if you take out a mortgage with Tembo, or, if you take a mortgage out after the 12 month period, it'll be paid after your mortgage completes. You have three years from first paying into the account to complete.
  • Included features You'll also get fee-free access to Tembo's mortgage brokers

Cynergy Bank Easy Access savings

Customer rating 4.8/5
  • Access
    Full access
  • AER (variable)
    4.27%
  • Minimum
    £1
  • Maximum
    £1m
Rate includes 2% bonus for 12 months
  • FSCS Protected? Yes
  • Bonus Rate includes 2% bonus for 12 months

Mansfield Building Society Triple Access Bonus

Customer rating 4.7/5
  • Access
    Limited access
  • AER (variable)
    4.25%
  • Minimum
    £1
  • Maximum
    £400,000
Rate includes 1% bonus for 12 months
  • FSCS Protected? Yes
  • Withdrawals allowed Only three withdrawals are allowed per year.
  • Bonus Rate includes 1% bonus for 12 months

Principality Building Society Online Bonus 5 Access

Customer rating 4.7/5
  • Access
    Limited access
  • AER (variable)
    4.25%
  • Minimum
    £1
  • Maximum
    £1m
Rate includes 1.95% bonus for 12 months
  • FSCS Protected? Yes
  • Withdrawals allowed 5 withdrawals allowed per year
  • Bonus Rate includes 1.95% bonus for 12 months

Cahoot Simple Saver

Customer rating 5/5
  • Access
    Full access
  • AER (variable)
    4.17%
  • Minimum
    £1
  • Maximum
    £500,000
  • FSCS Protected? Yes
  • Rate details For 12 months only

Sidekick Easy Access Savings

  • Access
    Easy access
  • AER (variable)
    4.17%
  • Minimum
    £5,000
  • Maximum
    £60,000
Rate includes 0.60% bonus for 12 months
  • FSCS Protected? Yes
  • Bonus Rate includes 0.6% bonus for 12 months
  • Rate details Bonus is only paid on balance up to £60,000

Virgin Money Double Take Saver

Customer rating 3.7/5
  • Access
    Limited access
  • AER (variable)
    4.16%
  • Minimum
    £1
  • Maximum
    £250,000
  • FSCS Protected? Yes
  • Withdrawals allowed Two withdrawals allowed per calendar year, including closure

Vida Savings Double Access Saver

  • Access
    Limited access
  • AER (variable)
    4.16%
  • Minimum
    £500
  • Maximum
    £500,000
  • FSCS Protected? Yes
  • Withdrawals allowed 2 withdrawals allowed per year

Manchester Building Society Rainy Day Saver

Customer rating 4.4/5
  • Access
    Limited access
  • AER (variable)
    4.15%
  • Minimum
    £1
  • Maximum
    £1m
  • FSCS Protected? Yes
  • Withdrawals allowed One withdrawal allowed each year. Lower rate paid if you make more than one withdrawal.

For homebuyers

These accounts are best for those looking to save for a home. You might also want to consider Lifetime ISAs.

Savings accounts for homebuying

Tembo Money HomeSaver

Customer rating 4.9/5
Editor's comment
“
This rate is specifically for those looking to buy a home within the next few years. If you get it without the HomeSaver bonus, it pays 4.75%.
  • Offer
    1% fixed rate bonus for homebuyers
  • AER (variable)
    5.75%
  • Minimum
    £10
  • Maximum
    £20,000
Rate includes a 1.75% 12-month bonus plus an additional 1% fixed 12-month bonus for those looking to buy a home in the next 3 years who go on to get a mortgage with Tembo (4.75% AER variable otherwise)
  • FSCS Protected? Yes
  • Underlying rate The rate is made up of a 3% AER (variable) base rate and a 1.75% AER (fixed) 12-month introductory bonus. There's also a homebuyer bonus available on top of this.
  • Homebuyer bonus On top of the underlying rate, you can get a 12-month boost of 1% that is paid at the end of the 12 month period if you take out a mortgage with Tembo, or, if you take a mortgage out after the 12 month period, it'll be paid after your mortgage completes. You have three years from first paying into the account to complete.
  • Included features You'll also get fee-free access to Tembo's mortgage brokers
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Best current account linked easy access savings

Some of the best rates are in or linked to current accounts – or you might just want the convenience of having everything at the same bank (though that’s not always a good idea).

Anyone can open all of these accounts, though you will be credit-checked for opening the current account itself. They often have additional requirements or fees to consider. You may already have seen some of these listed in the easy and limited access lists above.

Current Account Linked Savings

Santander Edge Saver

Customer rating 3.8/5
  • AER (variable)
    6%
  • Interest earned
    In separate account
  • Minimum
    £0
  • Maximum
    £4,000
  • Requirements Requires Santander Edge current account (£3 monthly fee). You can open one Edge Saver with a personal account and two Edge Savers with a joint account.
  • FSCS Protected? Yes
  • Bonus Includes 2.5% bonus for 12 months

Nationwide FlexDirect

Customer rating 4.4/5
  • AER (variable)
    5%
  • Interest earned
    In current account
  • Minimum
    £0
  • Maximum
    £1,500
  • Important details Interest is earned in and paid into the main current account. After the first year the rate drops to 1%.
  • FSCS Protected? Yes

Chase Bank Saver with Boosted Rate

Customer rating 4.9/5
  • AER (variable)
    4.5% for 12 months
  • Interest earned
    In separate account
  • Minimum
    £0
  • Maximum
    £3m
4.5% AER (4.41% gross) variable for 12 months, including 2.25% AER 12-month bonus on top of the standard saver rate. Available to new current account customers for your first 31 days. May be withdrawn. Interest paid monthly. T&Cs: chase.co.uk
  • FSCS Protected? Yes
View Deal

Kroo Current Account

Customer rating 4.9/5
  • AER (variable)
    2.65%
  • Interest earned
    In current account
  • Minimum
    £0
  • FSCS Protected? Yes
  • Interest Interest is earned in the main current account
  • Rate details Rate tracks the base rate minus 1.1%

Best notice accounts

A notice account means you have to request to get your money and interest, which will be released after a set time. They often have a variable rate but if there’s a cut you’ll normally be given notice.

Notice Accounts

Cynergy Bank 95-day notice account

Customer rating 4.8/5
  • AER (fixed)
    4.15%
  • Minimum
    £500
  • Maximum
    £1m
  • FSCS Protected? Yes
  • Notice to withdraw 95 days

Investec via Raisin 95 day notice account

  • AER
    4.15%
  • Minimum
    £1,000
  • Maximum
    £120,000
  • FSCS Protected? Yes
  • Notice to withdraw 95 days
View Deal

Cynergy Bank 120-day notice account

Customer rating 4.8/5
  • AER (variable)
    4.18%
  • Minimum
    £500
  • Maximum
    £1m
  • FSCS Protected? Yes

The Stafford Building Society 180 days notice account

Customer rating 4.8/5
  • AER (variable)
    4.26%
  • Minimum
    £5,000
  • Maximum
    £450,000
  • FSCS Protected? Yes
  • Withdrawals allowed Up to 2 withdrawals allowed per society year

Earl Shilton Building Society 180 days notice account

Customer rating 5/5
  • AER (variable)
    4.25%
  • Minimum
    £5,000
  • Maximum
    £250,000
  • FSCS Protected? Yes

Other top paying savings accounts

Best Fixed Rate savings accounts

If you’d prefer a higher rate in return for fixing your savings, you can go for a fixed-rate savings account, with fixes from as little as three months to five years. But you are locking your money away without access.

We’ve listed all the top fixed rate bonds in our separate tables.

The best fixed savings accounts

Check out our list of the highest paying fixed rate savings accounts.

Best Regular Savings accounts

These accounts are all “Regular” or monthly savers which work differently to normal saving accounts. Here’s Andy’s full guide to how they work.

We’ve listed the top-paying options in our separate best buy guide.

The best monthly savings accounts

Check out our list of the highest paying regular or monthly savings accounts.

Best Easy Access Cash ISAs

Though most of us don’t need the tax-free “wrapper” offered by an ISA, if you want to use one then the same goes in terms of finding the best rate.

We’ve listed the best options on our dedicated Best Cash ISA page.

The best Easy Access Cash ISA savings accounts

Check out our list of the highest paying easy access Cash ISAs

Best Fixed Rate Cash ISAs

You can also get fixed rate ISAs, and these can be accessed early – though you’ll pay an interest penalty if you do.

Find the top paying rates for each term on our dedicated Best Fixed Cash ISA page.

The best Fixed Cash ISA savings accounts

Check out our list of the highest paying fixed Cash ISAs

best fixed cash ISAs on yellow background

Prize draw accounts

Premium Bonds – 3.6% prize rate

The prize rate for Premium Bonds stands at 3.6% from the August 2025 draw onwards. This doesn’t mean you’ll get 3.5% back on your savings, though the closer you are to the £50,000 maximum deposit, the closer you’ll get to the rate (on average). Here’s more.

Best children’s savings account

We’ve written in more detail about the different savings accounts for kids, so do check that article out to understand the conditions such as access and find all the top rates.

Best ethical savings account

The money you hold in your savings is used by the banks to invest and lend money. This could mean it’s used for things you might disagree with, such as fracking, tobacco or arms manufacturing.

There are banks with ethical policies such as Triodos, while building societies must lend 75% of their funds to home buyers, meaning they don’t have the cash to invest elsewhere.

Sharia accounts can’t be used for things against Islamic law, like tobacco or gambling and I’ve listed the top ones further down the article.

The “greenest” banks are Ecology Building Society and Triodos, though they won’t always make the tables above. The following banks and building societies are more likely to appear above.

There’s also the NS&I Green Bond, a 3-year fixed-rate account. It’s currently paying 2.95%. Here’s our analysis.

Top Sharia savings accounts

Paying interest isn’t allowed in Islam, so a Sharia-compliant savings account instead promises a return on the money saved – an expected profit rate. Though technically this means the rate isn’t guaranteed, it’s not happened yet. They’re open to everyone, not just Muslims. Money in these accounts won’t be invested in arms, tobacco, gambling or tobacco.

Look in the tables above for banks offering an expected profit rate rather than AER. The main banks are:

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April 19, 2026   |   ArticlesBest Buy

The best American Express cards

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Which Amex credit card will earn you the most cashback or rewards in the UK in 2026?

There are a number of different American Express cards, so which is the best?

In this best buy guide, I’ll take you through my top picks whether you want to get your first card or change the one you already have.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

The best American Express for welcome offers

There are a number of great welcome bonuses from American Express that could earn you more than £100 extra in your first few months. They are often boosted too, making them even more profitable.

Importantly you can only get these offers (on most cards – more on this in a bit) if you’ve not an an Amex in your name in the last two years.

Each offer also comes with a spending requirement to trigger the bonus, so make sure your normal spending will fit this.

The best first Amex card welcome offers

To keep you eligible for additional welcome bonuses, I’d actually only consider one of these two cards, even though you’ll earn less from the bonus. They rarely have boosted welcome deals so I’d go for them at any time.

If you aren’t going to later for a second bonus with the Amex Platinum then you could also consider the Amex Preferred Rewards Gold – though I’d wait until it’s boosted.

Here are the standard offers you can expect, and we share boosted Amex welcome offers here.

CardFeeStandard welcome offerConditionValueOngoing cashback rate
Nectar American Express credit card Free in year one, then £30 a year20,000 bonus Nectar points (+ 2,000 points from spending)Spend £2,000 in the first three months£120 in Nectar points2 Nectar points per £1 (=1%)
American Express Cashback card £25 a year5% cashbackOn the first £2,500 spent in the first three monthsUp to £1250.75% on the first £10,000 spent a year, then 1.25%
American Express Preferred Rewards Gold card (review)Free in year one, then £195 a year20,000 bonus Amex points (+3,000 points from spending)

Most recent boosted welcome offer here		Spend £3,000 in the first three months£115 in Nectar points 1 Amex Reward point per £1, bonus points for every £5,000 spent (= 0.5% to 0.75%)

Additional Amex welcome offers

After the Nectar or Platinum Cashback, there’s the chance to get another boosted offer on both the British Airways American Express Premium Plus (as long as you’ve not had either BA Amex card in the last two years) and the American Express Platinum credit cards (as long as you’ve not had the Preferred Rewards Gold or Rewards cards in the same time). I’ve written in more detail about this multiple Amex welcome offer hack here.

However, these cards come with big fees and the bonuses have large spending requirements, so I’d wait until they are boosted and you can earn more points.

If you are a member of Vitality health or life insurance then you will also be eligible for a £100 statement credit when you spend £2,000 in the first three months, even if you’ve got any other Amex.

Here’s what you could be looking at based on increased sign-up offers that have run recently.

CardFeeMost recent boosted welcome offerPotential conditionTotal valueOngoing cashback rate
British Airways American Express Premium Plus card£300 a year 60,000 bonus Avios points (see most recent promotion here)Spend £6,000 in the first three months (and earn 9,000 more points)£330 in Nectar points1.5 Avios per £1 (=0.75% in Nectar points)
American Express Platinum card £650 a year 100,000 bonus Amex Reward points + £250 travel credit
(see latest promotion here)		Spend £10,000 in the first six months (and earn 10,000 more points)£550 in gift cards + £2501 Amex point per £1 (=0.5%)

The latest Amex offers

Check out this article with details of boosted referral bonuses and other extra offers with your American Express card.

The best American Express card for spending

So what do you do once you’ve got bonus (or bonuses) and you’re faced with a fee at the start of the second year? Well, I’d be looking to ditch that card and find an alternative.

But the headline cashback/reward rate isn’t the only thing to consider. You need to take into account whether there’s a fee or minimum spend. And you also need to decide how you want to receive your money back – as cash or points?

Depending on which card you went to for your first card (the Nectar or Cashback), I’d actually then get the other one next or look at the Amex Preferred Rewards Gold which is free in year one.

But after the first year on each of these, the annual fees on all three will eat into your cashback earnings.

But if you want to keep an Amex, then there’s the Amex Rewards card or BA Amex which are both always free. Just don’t get these (or the Gold) if you haven’t yet claimed those additional Platinum and BA Amex Premium Plus welcome bonuses.

Amex cardAnnual FeeCashback/RewardEquivalent rate
NectarFree in year one, £30 after2 Nectar points per £11%
Cashback£25 (first year can be covered via referral link)Up to 1.25% cashback (paid on year anniversary)0.75% on first £10,000, then 1.25%
Preferred Rewards GoldFree in year one, £195 after1 Amex Reward point per £1, bonus points for every £5,000 spent0.64% to 0.75% if you spend at least £5,000
RewardFree1 Amex Reward point per £10.5%
British Airways American ExpressFree1 Avios point per £10.5% (if converted to Nectar)

Best Amex for extra offers

There’s a final category to consider when choosing your Amex – are there extras that come with the card? And if so, how much will they cost?

This table shows the main additional card benefits you might want to take advantage of.

Amex CardKey additional benefitsAnnual fee
Preferred Rewards Gold2 x £5 Deliveroo credit every month
4 Priority Pass airport lounge visits each year		£195
PlatinumWorldwide family travel Insurance
£200 UK dining credit each calendar year (£100 every six months)
Airport lounge access all year		£650
British Airways Premium PlusBA Companion voucher if you spend £15,000 each year (lasts 24 months, and valid in all classes)£300
British AirwaysBA Companion voucher if you spend £15,000 each year (lasts 12 months, and only valid in economy)Free

I wouldn’t keep the Gold card once the fee kicks in after the first year. I’d also avoid the Platinum after the year which includes a welcome bonus.

It’s a harder call with the BA cards. If you opt for the free BA card, it’s only valid for 12 months and only in economy, which might make it hard for you to find a flight you want to use as tickets are released 12 months in advance on the BA site, so you could well miss out on big destinations.

The Premium Plus voucher lasts longer, but you will be paying £300 to get it. From my experience it’s hard to get that back on economy flights, so you’d want to aim for Business.

But, to use a 2-4-1 Companion voucher you need to have enough Avios points to pay for the first flight AND you have to pay for taxes and fees on top. If that’s unlikely then neither are worth it. And you also need to weigh up whether you’ll be able to get a cheaper flight shopping around.

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Featured switching deal
Our top pick

Santander 180 switch offer

Customer rating 3.8/5
  • Switch bonus
    £180
  • Offer ends
    Unknown
  • FSCS Protected? Yes
  • Switch bonus requirements Switch using the Current Account Switch Service and close your old account within 60 days of starting the switch
  • Deposit requirements Deposit £1,500 in the first 60 days from opening the account
  • Direct debits transferred over Set up two Direct Debits before or after the switch from a selected list of household bills
  • Existing customers? Can't have held any Santander current account on 1 January 2025
  • Restrictions Can't have received a switching bonus from Santander already, offer limited to once per person
  • Eligible accounts Open a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
View Deal

Best Amex for 2-4-1 flight vouchers

Two American Express cards can earn you British Airways companion vouchers. However, don’t get the free BA Amex card before the BA Amex Premium Plus if you want to try for the higher welcome offer with the latter card detailed further up this article.

With the Premium Plus you’ll need to spend £15,000 in the first year you’ll get a BA Companion voucher. This gets you 2-4-1 flights or an upgrade and is valid for two years and in all flight classes. Remember there is a £300 annual fee.

But after this year you have two options. If you cancel completely you won’t lose your Avios as they’ll have been added to your British Airways Executive Club account. This resets the clock to enable you to (potentially) get another bonus in two years time.

Or you can downgrade to the free BA Amex easily via a call or live chat and this will mean you keep an Amex without a new credit check.

If you choose to keep spending on it you still need to hit £15,000 in a year for a BA Companion voucher to use in economy class, valid for a just one year.

With both companion vouchers, bear in mind you need to have enough Avios points saved up to cover the cost of one ticket before adding the 2-4-1 voucher, and you still pay tax and fees on both tickets.

Amex cardAnnual FeeCashback/RewardEquivalent rate
British Airways American ExpressFree1 Avios point per £10.5% (if converted to Nectar)
British Airways American Express Premium Plus£2501.5 Avios point per £10.75% (if converted to Nectar)

Best Amex to protect your Amex Reward points

If you decide to cancel the Platinum card at the end of your first year, make sure you protect any Amex Membership points linked to it before doing so. You’ll need to swap them or open up a different Reward card to ensure you don’t lose them.

There are two options here. The Reward card and the Preferred Reward Gold card. Remember, do not open up either of these cards before the Platinum if you think you’ll try for the boosted welcome offer on that card at some point.

Amex cardAnnual FeeCashback/RewardEquivalent rate
Preferred Rewards GoldFree in year one, £195 after1 Amex Reward point per £1, bonus points for every £5,000 spent0.64% to 0.75% if you spend at least £5,000
RewardFree1 Amex Reward point per £10.5%

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April 15, 2026   |   Deals

Kids & family days out offers

Written by

If you’re thinking of what you can do with your little ones that won’t break the bank, here are some ways to spend less on days out and activities

Days out aren’t cheap, so here we’ll share special offers where you can bring down the price of tickets, as well as any special free events and activities. We’ve also had a look at schemes such as Kids Pass and Little Bird and shared whether we think they’re any good.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Gardens

RHS Wisley: free entry until the end of May for gardening related names

If you’re named after a plant, perhaps Daisy, Ivy, Hazel or Heather? Or perhaps a surname? Gardener, Farmer or Bloom, to name a few, then you can get access to RHS Wisley for free until the end of May 2026.

All you have to do is have a gardening-related name and show ID upon entry. If you have a name that’s gardening-related but in another language, they’ll accept that, too.

Here are the full rules of the promotion in relation to the names RHS deems as “gardening related” from the Terms and Conditions.

  • The relevant name must be part of their legal name, as a first name or surname;
  • The name must directly relate to gardening, plants, flowers or horticulture. This means that it is the same as or a close linguistic variant of a name or term for a plant, flower, tree, herb, vegetable, fruit, shrub, seed, bulb or other gardening or horticultural term;
  • Where the individual is relying on their surname with botanical or gardening meaning, the scope may be extended to horticultural origins, where the surname is directly connected to plants, plant-related occupations or natural landscapes; and
  • The name may relate to gardening, plants, flowers or horticulture in any language, applying the above criteria. The individual may be asked to provide a translation.
See the full offer

BBC Gardeners’ World magazine: 2-4-1 entry card

This offer is back again this year. If you buy the May 2026 edition of Gardeners’ World magazine you’ll get a card that’ll get you 2-4-1 entry to over 380 gardens in the UK and Northern Ireland.

This includes:

  • Leeds Castle (save £33)
  • Hever Castle (save up to £25)
  • Knepp’s Rewilded Walled Garden (save £30)
  • 69 National Trust gardens
  • 26 National Trust of Scotland gardens
  • 12 English Heritage gardens

The magazine costs £9.99 and you can buy it in shops or online.

The pass is valid until March 2027 and can be used as many times as you like.

Order your copy

Kids & family membership offers

Day Out With The Kids: one year for £1

This deal, originally a Black Friday offer, will get you a full-year membership for just £1, saving £29.99. You’ll need the code BF254U.

Get A DOWTK pass

Free ticket offers

MoneySuperMarket: SuperSaveClub hack

If you take out insurance via MoneySuperMarket you can get free membership to the SuperSaveClub, which offers free tickets every week and month to big name attractions like London Zoo.

But there’s a way to get access without buying insurance that won’t cost you anything – simply sign up for the free Credit Monitor service. You can also do this for every adult in your home, increasing how many free tickets you get.

We’ve written up how to get free membership in detail.

Free days out hack via MoneySuperMarket

National Lottery: Open Week (ended)

The National Lottery runs a regular promotion where you can get free or low-cost days out, including Eden Project, National Trust, the Tower of London and English Heritage properties. 

The National Lottery Open Week runs between 7 March and 15 March 2026 — booking is open now.

To get access, you need to have a National Lottery ticket or scratchcard, which you can use to visit a National Trust or National Trust for Scotland property for free or at a discount. The date of the lottery ticket isn’t relevant, but maybe hang on to it until you know if you’ve won. 

You can see a full list of the attractions and the discounts available, searchable by postcode or your current location. The full T&Cs are here too.

See the locations

Activities

Barclays: free tennis sessions for all ages

Barclays is offering free social tennis sessions each weekend across the country for all ages every weekend. The sessions are at 10am on Sunday mornings — you can find a nearby court on the website and book onto a session.

You’re not just limited to one session either, you can book every weekend if you want to.

You don’t need to have any equipment, know-how or even a partner to play with. The sessions are social, so you can meet new people to play with.

To book, you go to the website and search for a park tennis court near you with your postcode. If there’s not one near you yet, keep checking, as they’re adding new ones all the time.

Book free tennis sessions

Tennis for Free: free sessions for kids and adults

Tennis for Free is offering free tennis sessions at a number of locations across the UK. Sessions are usually at the weekend and last about an hour. Some are for kids aged 12 and above, while some are for all ages, and they’re more about having fun than professional coaching.

All abilities are welcome and equipment is provided for the sessions.

Once you’ve found a venue near you, you’ll need to sign up for an account and book a slot online. If there’s not one near you yet, keep checking, as there are more coming soon!

Book Tennis sessions

Lidl Plus: free ticket to 3,000 activities across the UK (ended)

If you’ve got Lidl Plus, then until 24 October 2025, you can get a free ticket every day to one of 3,000 activities across the UK. To get it, go to your Lidl+ app, find it in ‘Partner offers’ in ‘More’ and click ‘Redeem this offer’.

Once in, you can search for activities nearby – most of the activities are for things like dancing, taekwondo, paintballing and museum visits.

Get Lidl Plus

Kelloggs: free football camp with promotional boxes (ended)

If you pick up a promotional Kellogg’s product between 1 April and 18 August 2025 then you can get a free day at a football camp for kids aged between 7 and 14.

To claim the free day, you need to scan the QR code on the pack or go here to register. You need to enter the last four digits of the barcode for the product you bought, as well as your postcode. Then you’ll be able to see the current places and request a code to book.

Register for free football camp

“Open House” events

In September each year many buildings open their doors for free across the UK. Here are some of the main organisations, but do check locally to see if there are other places offering something similar.

Heritage Open Days (England) – September 2025 (ended)

On weekends from 12 to 21 September 2025, Heritage Open Days is offering free access to events celebrating England’s history and culture, such as tours and exhibitions. You can register for tickets until 14 August. Details here.

Open House London – September 2025 (ended)

From 13 to 21 September 2025 you can get free or discounted access to hundreds of buildings and gardens in London, many of which are normally closed to the public. Bookings opened on 20 August 2025. Details here.

Doors Open Days (Scotland) – September 2025 (ended)

In September 2025 there’s a similar open day festival in Scotland giving you access to buildings and events across the country. It runs across four weekends, depending on location. Details here.

Open Doors (Wales) – September 2025 (ended)

Throughout September 2025 you can get free entry and guided tours to more than 200 historic sites in Wales. Loads of events don’t require booking. Details here.

National Trust & English Heritage offers

English Heritage: free family pass (ended)

Complete this online form and you’ll be able to visit an English Heritage site with your family between now and 2 November 2025.

The pass permits two adults, two adults and three kids or an adult and four children and is worth around £40. Participating sites include Bolsover Castle in Derbyshire, Eltham Palace in London and Whitby Abbey, North Yorkshire.

Once you’ve filled out the form you’ll be sent a digital pass to your email. If you’re keen, be quick as the passes usually run out very swiftly!

Get free English Heritage pass

English Heritage: free family pass with £1.20 newspaper (ended)

Alternatively, buy a Reach newspaper between 20 September and 28 September – which include the Daily Mirror, Daily Express and Daily Star (the cheapest option at £1.20) – and get free entry to an English Heritage property with your family.

The voucher’s included in the newspapers and the pass is valid until 2 November 2025. Make sure you check the terms and conditions for exclusions and the English Heritage website for opening times.

English Heritage terms and conditions

National Trust: free family day pass (ended)

With WalesOnline and InYourArea you can get a free family day pass to participating National Trust sites.

But you’ve got to be quick! There’s a limited number of passes available, and they tend to be snapped up very quickly.

The day pass admits two adults and up to three children, or one adult and four children. Single adults and couples can also use it. You might need to prebook. When booking, select ‘Affiliate organisation member or passholder’ for the number of people your pass can admit.

The vouchers need to be used by 31 August. You can redeem it Monday to Sunday, excluding 23 to 25 August 2025.

Check the T&Cs before going, as some sites are excluded.

Get free National Trust pass via Wales Online
Get free National Trust pass via InYourArea

National Trust: get a free one-day family pass with the Daily Mirror (ended)

National newspaper publisher Reach is giving away free National Trust family day passes to participating National Trust sites in England, Wales and Northern Ireland, worth £50, when you buy the Daily Mirror until 13 July. You can use it on two adults and three children or one adult and four children.

The vouchers need to be used by 31 August. You can redeem it Monday to Sunday, excluding 23 to 25 August 2025.

Check the T&Cs before going, as some sites are excluded. When booking, select ‘Affiliate organisation member or passholder’ for the number of people your pass can admit.

See the full details

Days out ticket discounts

National Rail: 2-4-1 days out

If you’re travelling by train to an attraction, you might be able to use it for a discount on your entry. Details here.

Find out where you can get a discount with a train ticket

Theme park deals

Check out our separate guide to paying less for theme park tickets such as Alton Towers and Legoland.

Boundless membership

If you work in the public sector or are a civil servant, a Boundless membership gives you free access to UK attractions, including Kew Gardens, a free Kids Pass and Tastecard.

  • Basic Boundless costs £40 a year
  • Boundless Plus costs £68 a year

We’ve looked in more detail at who can get it and what you get in our review.

Check out Boundless membership
Read our full review

What is Kids Pass?

What does Kids Pass do?

Kids Pass is a membership which gives you discounts on the places and things kids like to do.

Kids Pass promises:

  • Up to 57% off at “family days out” such as theme parks, bowling and play centres
  • Up to 40% off at cinemas, seven days a week
  • Kids eat free or for £1 at hundreds of restaurants
  • Savings on places like Butlins and Haven

You only need one card per family, rather than per child.

Is Kids Pass any good?

The discounts can be pretty decent, especially the restaurant and cinema deals.

Restaurant deals

Some restaurant chains include are Giraffe, Garfunkels, Barburrito, Handmade Burger Co, and Bella Italia, each offering free food for kids or £1 meals. There’s also BOGOF at Pizza Hut (delivery) and a second pizza for £1 at Papa John’s. There are hundreds of independent ones, too. You can see those involved without getting a membership.

Cinema deals

The cinema discounts through Kids Pass are available at most major chains and various independent places. You get up to 40% off tickets for kids and adults, making it a good option even if you don’t have kids. A quick look at a few different chains and it generally works out as £8 per adult ticket.

Check if it’s cheaper to buy your tickets with a different deal.

You’ll need to buy your tickets through the website or app – you can’t just show your pass at the box office. 

Other deals

The theme park and other family activities look good, though as with most entertainment, it’s worth shopping around for other offers. It does look like it includes all the major theme parks and places like Madame Tussaudss and London Dungeon.

You can also save up to 50% at places like Eurocamp, Haven and Butlins.

Read next

April 10, 2026   |   Deals

Save money on Netflix

Written by

Reduce how much you pay for your Netflix subscription

It’s one of, if not the best film and TV streaming services with a great range of shows and films to watch. It’s also one of the cheapest – if you choose the most basic tier.

Though it’s rare to find deals to save money on your Netflix subscription, it is possible to pay less. Here are a few ways to save.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

How much is Netflix a month?

Here are the different levels of Netflix you can get. Netflix prices range from £5.99 to £18.99 a month.

The big difference between each one is how many streams you can watch simultaneously on different devices and the picture quality.

The cheapest option at £5.99 a month is Standard with Ads. As the name suggests, it has commercials playing at points in the programmes you watch. You also can’t download to watch offline, and some shows are missing due to rights issues.

The others are ad-free and have the full library available. For most people, the Standard tier should suffice, or being an Extra Member on someone else’s plan.

TierNew Price Number of streamsPicture quality
Standard with Adverts£5.992HD (1080p)
Standard£12.992HD (1080p)
Premium£18.9944K
Extra Member – Standard with Adverts£4.991HD (1080p)
Extra Member – Standard£5.991HD (1080p)
Extra Member – Premium£5.9914K

Netflix price increase 2025

In February 2025, Netflix increased prices on all of its packages. Prices for Standard with Adverts and Premium rose by £1 a month, and the Standard plan rose by £2 a month. Meanwhile, the cost of extra members also went up by £1 a month.

Netflix money saving hacks

Switch your subscription level

There are three levels of Netflix. The Standard with Adverts package costs £5.99, but you’ll get adverts and can’t download.

The next level is £12.99 a month and you’ll get HD and be able to watch on two devices at the same time.

The premium package is £18.99. For this, you get 4K quality (if the content you want to watch is actually available with that version) and you can stream or download to four devices at the same time.

Personally I think most people will be happy with the Standard options and very few people will get the full benefit of the top tier. Switch and you could save yourself £6 a month.

Split the cost

Since 23 May 2023, it’s no longer been possible to share your Netflix account outside your household, and there’s now an additional charge each month to add an “extra member”. We’ve written a full analysis of how it works and whether it’s worth it.

This is £4.99 on top of the main fee for the Standard with Ads tier and £5.99 a month for the other two tiers. You can only add one extra member to the Standard tiers and two to the Premium tier.

So the total costs would be:

  • Standard with Ads + One extra member: £10.98 a month
  • Standard + One extra member: £18.98 a month
  • Premium + One extra member: £24.98 a month
  • Premium + Two extra members: £30.97 a month

Of course, there could still be savings if you split these, but it’ll cost more.

If you do split this then make sure you’re clear with friends and family who is paying what and how they’ll pay the main account holder.

Should you share your Netflix password?

When you can and when you can’t share streaming services with other people

sharing netflix disney password

Change how you pay

Pay direct to Netflix

There is an option to bundle Netflix with Sky, BT TV and TalkTalk, although I’d avoid this. Here’s more on the best ways to pay for Netflix. However, Netflix with Ads is included at no extra cost with some Virgin Media packages.

Pay with a cashback credit card

You can use a cashback credit card to earn money back on your subscription. We’re not talking huge amounts here, but it all adds up.

Discounted Netflix gift cards

It’s rare to spot these, but if I do I’ll share them in the deals section of this page.

A workaround might be to buy a discounted gift card for a different retailer, such as Amazon or Tesco. Technically, it’s not always allowed, but you might be able to then use that gift card to buy a Netflix one.

Netflix deals

Free with EE

Selected EE mobile contracts will give you Netflix Standard with adverts every month for free as part of your tariff. Of course, it might be cheaper to get a lower-cost SIM with a different network and pay for Netflix separately.

Get Netflix via EE

Free with Virgin Media TV and broadband packages

Virgin Media has started to include Netflix with Ads subscriptions with its M500, Gig1 and Gig2 broadband, and all of its TV bundles.

If you’d prefer to have Netflix without Ads then you can pay the difference on top of your bill.

The included packages include:

  • All broadband and TV bundles, including the entertainment, cinema and sport + cinema bundle
  • Max Volt
  • M500, Gig1 or Gig2 Fibre Broadband
Get Netflix via Virgin Media

Netflix and NOW TV for £5/month for six months (expired)

If you have BT broadband (or sign up for it), you can add on an EE TV package (formerly BT TV) that includes Netflix and NOW for £5 a month for six months. You’ll get:

  • Netflix Standard with adverts (£5.99 a month)
  • NOW Entertainment (£9.99 a month)
  • Discovery+ basic (£3.99 a month)

With this deal, you’re locked in for at least 24 months. For the first six months you’ll pay £5 and this goes up to £20 a month from month seven. It then costs £22 a month from 31 March 2026 and £24 a month from 31 March 2027.

You’ll need to factor in if you can get broadband for less elsewhere, and that you’ll be tied in for two years.

If you want to upgrade your Netflix package you’ll have to pay more. Similarly, if you want HD and no adverts on your NOW pass that’s another £6 a month. And it’s often possible to get cheaper NOW packages directly with NOW – that might not be the case if you pay via your BT bill.

Get Netflix via EE TV

One month free via Sky Stream (expired)

Sky Stream is a box you plug into your TV and broadband to access Sky channels without needing a satellite dish. The core package comes with Netflix and Sky Entertainment included, and you can try it free for one month.

You need to be a new Sky TV customer, and can’t have had a Sky free trial in the last 12 months. However you can be an existing Netflix user, and you can link an existing Netflix account. This will move the payment over to the Sky bill.

The Netflix tier included is the £5.99 “Standard with Ads” package.

It’s a rolling 31-day contract, so you can cancel at any time. If you don’t do this it’ll be £31 a month. That’s more than getting Netflix and Sky channels via NOW separately – so it’s unlikely to give the best value. However, you will also get access to Freeview channels, which is handy if you don’t have an aerial.

If you cancel you’ll also have to return the Sky Puck device. This ends on 23 May 2024.

Sign up to Sky Stream

£100 gift card for £90 (expired)

This offer is over on Amazon and will save you 10%. You’ll get a physical £100 gift card for £90. It’ll come in the post.

I don’t think this is just for Prime customers, but if it is, you can sign up for a free 30-day trial here.

Save 10% on Netflix

Watch Netflix for free (expired)

Sadly Netflix stopped the free trial in the UK in late 2019, though there are occasional offers.

It also briefly had a page with a limited selection of content you could watch without an account, though this comes and goes.

At launch, it included:

Films

  • Murder Mystery
  • The Two Popes 
  • Birdbox

TV (1st episodes only)

  • Stranger Things
  • Grace & Frankie
  • Our Planet
  • Love is Blind
  • When They See Us
  • Boss Baby Back in Business
  • Elite
Watch selected Netflix content for free

50% off your first two months (expired)

This offer has ended, but it’s worth checking to see if it returns. It could be that you see an offer when others don’t!

New users can save 50% when they first sign up to Netflix. After the first two months at this discounted price you’ll pay the full price for the level you’ve chosen.

It’s possible you’ll see a different offer, such as buy one month, get a second free. It works out you’ll pay the same amount overall, but do let me know what you see.

See if you have a welcome offer

Try a different streaming service

Netflix is great, but there are other options with plenty of content – and plenty of deals. So pause your subscription for a month or two and try out free trials from the likes of Amazon Prime Video and Disney + or get dirt cheap passes for Sky channels via NOW TV. Here’s my guide to the latest offers.

Read next

April 8, 2026   |   Deals

Investing offers and cashback deals

Written by

Investment firms often give incentives like free cash to get you to give them your money.

These offers are extra cash payments and freebies you can get for opening an investment account. We’re only sharing these promotions as a way to get some free cash rather than a recommendation of individual investment platforms or funds. Sometimes the type of account you open matters, so take a look at the T&Cs to double-check. We’ve split them into Stocks & Shares ISA offers and General Investment Account offers.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Here at Be Clever With Your Cash, we’re not regulated to give you financial advice. We aim to give you the facts about a provider or investment but it’s up to you to decide if it’s suitable for you. If you’re looking for more personalised guidance, find a financial adviser who can give you specific advice. Remember that your capital is at risk when investing — don’t invest more than you are prepared to lose. 

Stocks & Shares ISA offers

These are offers to tempt you to sign up for a new ISA or transfer existing ISAs. There may be a minimum amount you need to add in order to get the bonus. Remember, we’re just sharing offers here and not recommending any individual ISA investment platforms, so do your research before applying. Our S&S ISA best buy tables are a good place to start.

ISA offers
Our top pick

Trading 212 Stocks & Shares ISA

Customer rating 4.9/5
  • Offer
    Free fractional share up to £100*
  • Annual fee
    £0
  • Type of investing
    DIY investing
  • Minimum deposit
    £1
*New customers get a free fractional share worth up to £100 when you sign up via our link or use the code BCWYC. Terms apply
  • FSCS Protected? Yes
  • Transfer in existing ISA? Yes
  • Fractional shares Yes
  • Interest on uninvested cash 3.8%
  • Flexible ISA Yes
  • Foreign exchange fee 0.15%
  • Fund fees If you invest in ETFs, you'll have to pay fund fees depending on the funds you choose
  • Offer details To get the offer, you need to open a Trading 212 Stocks and Shares ISA or Invest account and deposit at least £1 within 10 calendar days
  • Important details Remember, the value of any money invested, which includes your free share, could go up or down
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 609146
  • Risk warning Capital at risk. The value of investments can go down as well as up
View Deal

Charles Stanley Direct Stocks & Shares ISA

Customer rating 1.9/5
  • Offer
    Up to £1,500 cashback*
  • Annual fee
    0.3% (min £5 per month)
  • Type of investing
    DIY investing
  • Minimum deposit
    £0
*You can get £300-£1,500 cashback when you transfer an ISA between £20,000 and £200,000
  • Fees You get £50 worth of free trades every 6 months. Funds cost £4 per trade and shares cost £10 per trade
  • Fund fees If you invest in funds, you'll have to pay fund fees depending on the funds you choose. There are no platform or trading fees when you invest in Charles Stanley Multi Asset Funds
  • FSCS Protected? Yes
  • Transfer in existing ISA? Yes
  • Fractional shares No
  • Interest on uninvested cash Yes - 1.5% on balances up to £99,999 and 1.9% on balances over this
  • Flexible ISA No
  • Foreign exchange fee 1%
  • Offer details The amount you'll get in cashback depends on how much you transfer. A transfer of £20,000 gets you £300 cashback
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 124412
  • Risk warning Capital at risk. The value of investments can go down as well as up

Wealthify Stocks & Shares ISA

Customer rating 4.9/5
  • Offer
    £50-£1000 cashback
  • Annual fee
    0.60%
  • Type of investing
    Ready-made investing
  • Minimum deposit
    £500
£50-1000 cashback. Minimum investment and terms apply. Registration ends 31 May 2026. Capital at risk
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 662530
  • FSCS Protected? Yes
  • Flexible ISA Yes
  • Important details Over 18s, UK residents and UK taxpayers only
  • Interest on uninvested cash No
  • Offer You could get cashback when you deposit and/or transfer more than £5,000 into a new or existing Stocks & Shares ISA. You'll get between £50 and £1,000 cashback depending on how much you deposit or transfer. You can find out more details on how much you'll get on the dedicated offer page.
  • Offer details To get the cashback, you have to register for it by 23:59 on 31 May 2026 through the dedicated offer page. Then, you'll have 6 months to make your deposit and/or start your transfer(s). The money needs to stay deposited for 18 months. T&C’s apply. Tax treatments depend on your individual circumstances and may change in the future
  • Risk warning Capital at risk. The value of your investments may go up or down
  • Transfer in existing ISA? Yes
View Deal

eToro Stocks & Shares ISA

Customer rating 3.4/5
  • Offer
    Free stock worth $50
  • Annual fee
    Custody fee of 0.35% per year (max £45)
  • Type of account
    DIY and ready-made investing
  • Minimum deposit
    $50
*Get a free stock worth $50 when you sign up for eToro and make a deposit of $50 into a General Investment Account (deposits into your ISA won't count)
  • FSCS Protected? Yes
  • Interest on uninvested cash 3% on balances up to $50,000, 3.8% on balances over this
  • Fractional shares Yes
  • Foreign exchange fee 0.7%
  • Fund fees If you invest in funds, you'll have to pay fund fees, which cost on average ~0.16% per year, with additional market-spread effects up to 0.05%
  • UK shares trading fee You'll pay £3.95 per trade for shares, ETFs and mutual funds and £5.95 per trade for bonds
  • Managed portfolio fees Management fees are tiered, so you'll pay 0.45% up to £50,000, then 0.20% from £50,000 to £100,000, 0.10% from £100,000–£1.5m, and 0% above £1.5m. A platform fee of 0.25% also applies to all managed portfolios.
  • Authorised and regulated by the Financial Conduct Authority Yes, FRN 583263
  • Risk warning The value of your investments may go up or down. Your capital is at risk. ISA powered by Moneyfarm. ISA rules apply. UK residents only.
  • Offer You need to sign up and deposit $50 into a General Investment account to get $50 worth of Qualifying Stocks.
View Deal

Quilter Invest Stocks & Shares ISA

Customer rating 4.8/5
  • Offer
    Discounted annual fee*
  • Service fee
    0.25%
  • Type of account
    DIY or ready-made investing
  • Minimum deposit
    £10
*Sign up by 31 May and use the code NEWYEAR26 to get £0 subscription fee and 0.15% annual platform fee
  • FSCS Protected? Yes
  • Transfer in existing ISA? Yes
  • Investments available You can invest in OEICs, unit trusts and exchange-traded investments
  • Flexible ISA Yes
  • Fees £2 per month and a 0.25% platform fee - if you join before 31 of May using code NEWYEAR26, you’ll pay no subscription fee and a lower 0.15% platform fee
  • Fund fees When you invest in funds you'll also have to pay fund fees, depending on which ones you choose
  • Authorised and regulated by the Financial Conduct Authority Yes, FRN 04227837
  • Risk warning Capital at risk. The value of investments can go down as well as up
  • Fee details If you link your account to your family's accounts, then all of your investments are counted when working out the fees, which might give you lower charges
View Deal

AJ Bell Dodl Stocks & Shares ISA

Customer rating 4.8/5
  • Offer
    Waived fees for 1 year*
  • Annual fee
    0.15% (minimum £1 per month)
  • Type of investing
    DIY or ready-made
  • Minimum deposit
    £100 or £25 per month
*Account fee is waived if you add £1,000 before 30 April 2026
  • FSCS Protected? Yes
  • Transfer in existing ISA? Yes
  • Other investment options You could also choose to invest in managed portfolios with Dodl
  • Fractional shares No
  • Interest on uninvested cash 3.8%
  • Flexible ISA No
  • Foreign exchange fee 0.75% (up to £10,000)
  • Fund fees If you invest in funds, you'll have to pay fund fees between 0.03% and 0.45% depending on the funds you choose
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 211468
  • Risk warning Capital at risk. The value of your investments may go up or down
  • Offer details Your account fees will be waived for 12 months if you pay £1,000 or more into your Dodl ISA or LISA by 30 April 2026. Customers who add £1,000 to both an ISA and LISA will have charges waived on both accounts.
View Deal

General Investment Account offers

GIA offers
Our top pick

Trading 212 General Investment Account

Customer rating 4.9/5
  • Offer
    Free fractional share up to £100*
  • Annual fee
    £0
  • Type of investing
    DIY
  • Minimum deposit
    £1
*New customers get a free fractional share worth up to £100 when you sign up via our link or use the code BCWYC. Terms apply
  • FSCS Protected? Yes
  • Fractional shares Yes
  • Interest on uninvested cash 3.8%
  • Foreign exchange fee 0.15%
  • Fund fees If you invest in ETFs, you'll have to pay fund fees depending on the funds you choose
  • Offer details To get the offer, you need to open a Trading 212 Stocks and Shares ISA or Invest account and deposit at least £1 within 10 calendar days
  • Offer New customers get a free fractional share worth up to £100 when you sign up via our link or use the code BCWYC
  • Important details Remember, the value of any money invested, which includes your free share, could go up or down
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 609146
  • Risk warning Capital at risk. The value of investments can go down as well as up
View Deal

Wealthify General Investment Account

Customer rating 4.9/5
  • Offer
    £50-£1000 cashback
  • Annual fee
    0.60%
  • Type of investing
    Ready-made
  • Minimum deposit
    £1,000
£50-1000 cashback. Minimum investment and terms apply. Registration ends 31 May 2026 . Capital at risk
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 662530
  • FSCS Protected? Yes
  • Interest on uninvested cash No
  • Important details Over 18s, UK residents and UK taxpayers only
  • Offer You could get cashback when you deposit more than £5,000 into a new or existing General Investment Account. You'll get between £50 and £1,000 cashback depending on how much you deposit. You can find out more details on how much you'll get on the dedicated offer page.
  • Offer details To get the cashback, you have to register for it by 23:59 on 31 May 2026 through the dedicated offer page. Then, you'll have 6 months to make your deposit. The money needs to stay deposited for 18 months. T&C’s apply. Tax treatments depend on your individual circumstances and may change in the future
  • Risk warning Capital at risk. The value of your investments may go up or down
View Deal

XTB General Investment Account

Customer rating 4.9/5
  • Offer
    Choose a free share*
  • Annual fee
    £0
  • Minimum deposit
    £0
*You can choose a free share if you're a new customer by opening a General Investment Account and making a deposit
  • FSCS Protected? Yes
  • Fractional shares Yes
  • Interest on uninvested cash 4.50%
  • Foreign exchange fee 0.50%
  • Fund fees If you invest in funds, you'll have to pay fund fees depending on the funds you choose
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 522157
  • Risk warning Capital at risk. The value of your investments may go up or down
  • Offer details New XTB customers can get a free share of their choice (choose from Tesco, BP, Glencore, Barclays, Rolls‑Royce Holdings). You need to be a new XTB customer, open a General Investment account and make a deposit to get the offer
View Deal

ISA vs GIA

When you open these accounts you can usually choose between an ISA and a general investing account. If you haven’t used your full £20,000 ISA allowance this financial year, and you don’t plan to do so before 5 April, then that’s the best account for you as any gains you make will be tax free.

If you can’t or don’t want to add any more to an ISA, you can opt instead for the General Investment Account, although some of these offers may not be available for this account. In this account, you’ll only pay tax on profits after selling your share if it brings you over the Capital Gains Allowance.

Read next

April 7, 2026   |   Deals

Pub & bar deals

Written by

Save on drink and food at your local

Here are some offers for when you’re heading out to the pub.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Pub promotions

All Bar One: free discarded banana Mai Tai

If you download the All Bar One app, you can get a free discarded banana Mai Tai until the end of April. Existing app users can get one too.

Get the All Bar One app

Free coke (and chance to win football match tickets)

You can currently get a free Coke, plus you can predict Premier League matches for the chance to win match tickets and a Puma football.

To get the coke, you need to go to the promotional website, enter your details and choose a preferred match, then find a location to claim your Coke. You’ll be emailed a voucher to claim the free Coke.

Get a free Coke

Hungry Horse: Spin to Win main, pudding or pint

If you download Greene King’s new app and register for it, then you can spin the wheel to win a main, dessert or drink.

You get 30 days to claim the freebie.

Prizes include:

  • A free drink — you can choose from Peroni Nastro Azzuro, Peroni Natro Azzuro 0% bottle, Birra Moretti, Coke Zero, Diet Coke, Schweppes Lemonade, Madri, Cruz Campo, Rekorderlig, Aspall, GK IPA, Abbot Ale, Old Speckled Hen, Hazy Day, Level Head. Only Soft Drinks and Peroni Nastro Azzuro 0% bottle will be available in Scotland
  • A free dessert — up to the value of £7.99
  • A main meal — up to the value of £18.99. This excludes sharers or any meal priced higher than £18.99, only selected from the main menu, and does not include any breakfast, brunch, lunch, seniors, specials, children’s menus or timed menus.
Download the app

Brewdog: free pint

Sign up to Brewdog’s loyalty scheme, Brewdog Treats, and get a free pint of any Brewdog draught beer as well as discounts and rewards to spend at the bar.

You’ll need to redeem the pint within 30 days and you can use it in all UK BrewDog bars apart from: Hull, Upminster, Edinburgh Waverley, Edinburgh Airport, Gatwick Airport, Belfast Grand Central.

Get free Brewdog pint

Brewdog: buy one, get one for £1 for pizzas and burgers (ended)

Now extended until February 13, the deal from Brewdog lets you get a pizza or burger for £1 when you buy another one.

You can grab the offer at any UK locations except Belfast Grand Central, Edinburgh Airport, Edinburgh Waverley, Gatwick Airport, Waterloo Arms and Hull.

The offer is for pre-book only, not walk in customers, and sees the cheaper of the two burgers or pizzas charged at £1. Takeaway and delivery are also excluded.

If you’re in a big party, you can order up to eight pairs of £1 deals per booking, and your Equity for Punks discounts still apply to the bill.

See the deal

Heineken: free pints nationwide (ended)

You can get a free pint of Heineken or Heineken 0.0 from a participating pub until 31 October 2025, or 40,000 free drinks have been claimed.

To get it, head to the promotional website and enter your details. Then, use your current location or search for locations to find a pub near you where you can get a free pint. Once confirmed, you’ll get an email with your voucher.

Get a free pint of Heineken

Greene King: free Hazy Day pint (ended)

From 10 September to 17 October, you can get a free pint of Hazy Day IPA when you download the Greene King App and register. If you’re already signed up, it should be waiting in there for you. Once you have the voucher, you only have until 31 October to redeem it!

Download the Greene King app

Wetherspoon: 99p pint and £4.99 pizzas (ended)

Forget dry January, Wetherspoon is having a sale.

Running from January 2 to January 15 there are deals to be had across a range of drinks and food for people looking to save a bit of cash at one of its 600 locations across the UK.

Here are some of the highlights:

  • 99p – pint of Worthington’s beer
  • £2.99 – 250ml glass of Coldwater Creek wine – including Chardonnay, pinot grigio, rosé and merlot
  • £1.99 – 25ml of Johnnie Walker Black Label or Tanqueray gin – mixer included
  • £1.69 – Guinness 0.0, Corona Cero, BrewDog Punk AF, Stella Artois Alcohol Free, Erdinger Isotonic, Thatchers Zero, Kopparberg Alcohol Free, Gordon’s 0.0 pink gin
  • £4.99 – 11″ Margherita pizza plus free soft drink (or £6.52 with alcoholic drink)
  • £4.99 – crunchy chicken burger served with chips or side salad plus free soft drink (or £6.52 with alcoholic drink)
  • £4.99 – jacket potato with one filling (choose from tuna mayo, coleslaw, chilli bean non-carne, cheese, baked beans and roasted vegetables) plus free soft drink (or £6.52 with alcoholic drink)
Find your nearest pub here

Poretti: free print or 330ml bottle (ended)

You can currently get a free pint or 330ml bottle of Poretti from participating venues. To get it, you need to:

  • Go to one of the venues listed – there’s a search function to find ones near you
  • Purchase a pint or a 330ml bottle of Birrificio Angelo Poretti and get a receipt
  • Take a photo of your receipt
  • Go to the website and fill in the form — you’ll need to provide your name, email address and mobile number, as well as the value of the purchase. It’ll also ask for bank details or PayPal details to receive the cashback.

The promotion ends at 23:59 on 31st August 2025 and you can claim back a maximum of £6.50

Get a free pint

Birra Moretti: BOGOF pints (ended)

Until 28 September 2025, you can get buy one, get one free pints at pubs across the country. To get it, you need to go to the promotional site and enter your details, you’ll then be able to choose a location. You will get an email with a voucher to use at the venue.

You need to redeem the voucher while at the venue, as you only get 30 minutes to use it. You’ll have to pay for one pint of Birra Moretti, then you’ll get another for free. There needs to be two of you to redeem it.

Get BOGOF Birra Moretti

Free drinks via apps

These apps often have free drinks to claim.

Free drinks every day with Dusk

The app Dusk gives you a free drink each day at selected bars.

Just download the app and look for the bars participating. If you use the referral code AWEBB5 you’ll earn 500 reward points. I’m not sure they actually do anything right now, but there’s no harm in adding it to your account.

Download Dusk

El Tab: £9.99 a week for free drinks

Smartphone app El Tab offers Londoners up to four free drinks every night of the week in different bars across the city. It usually costs £9.99 a week or £24.99 a month.

We’ve done a full analysis of the app to find out whether it can cut cut the cost of boozing in London.

Our El Tab review
Sign up for El Tab

Free drink with Mixr

Mixr is an app that lets you search for, view menus at and book at any pubs and bars owned by Stonegate Pubs. You can also pay in the app and earn points.

There are often free drinks and other discounts.

Download Mixr

10% off with Green King Sport app

Download the Green King Sport app to get 10% off orders during live sport. There’s also the chance to win more free drinks and prizes such as tickets to gigs, festivals and sporting events.

Watch out too for free drink promotions.

The full list of pubs can be found here.

Download Green King Sport app

April 7, 2026   |   Deals

Food and drink deals

Written by

The best deals right now for some free or cheap food and drink

From lunch discounts and vouchers to free samples and deals, read on for the best food and drink deals currently available.

We’ve split the supermarket special offers and tea and coffee shop deals over to separate deals pages as there are just so many!

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Sales

Morrisons: Easter chocolate on sale

Morrisons has Easter Eggs and chocolate reduced to as little as £1 both in stores and online — however stock varies across different stores. You can get eggs for as little as £1.50, and other chocolate from £1.

Find a store

Cadbury: Easter egg chocolate sale

Cadbury has Easter eggs on sale — with some extra-large eggs down from £10 to £6.50 and large eggs down to £5.50.

Shop the Cadbury Easter sale

Hotel Chocolat: 50% off Easter Chocolate

Hotel Chocolat is offering some of its Easter chocolate for 50% off, including Easter eggs, boxes of chocolates and sachets of hot and cold drinking chocolate for the Velvetiser.

Shop Hotel Chocolat’s sale

Shop deals

Hotel Chocolat: free treat on your birthday

If you sign up to Hotel Chocolat’s VIP ME scheme you’ll get a free gift on your birthday (I got a free £5 voucher to spend), as well as other offers through the year such as 15% off your next purchase. You can only sign up in-stores.

Sign up for Hotel Chocolat VIP Me

Krispy Kreme: free doughnuts

Download the Krispy Kreme Rewards app to get a free Original Glazed doughnut when joining and another on your birthday. You’ll also get points every time you spend that can be spent in-store.

Get the Krispy Kreme app

25% off Krispy Kreme

You’ll be able to get 25% off your doughnuts Sunday to Thursday if you have Meerkat Meals from Compare the Market. There’s a hack that’ll get you access to this for a year for £1, as well as 2-4-1 movies.

Find your local Krispy Kreme store

Hotel Chocolat: free chocolate reindeer (ended)

On 15 and 16 November 2025 you can get a free chocolate reindeer sample at any Hotel Chocolat store. You just need to find your closest store and ask to sample one. There’s a limited number of reindeer available, so be quick!

If you miss this tasting, Hotel Chocolat does tastings of velvetised hot chocolate or Velvetised Cream year-round.

Find your nearest store

Krispy Kreme: free donut for members on 4 July (ended)

Members of Krispy Kreme’s membership scheme can get a free glazed donut on the 4 July from one of its shops.

Just check your Krispy Kreme app and add the freebie to your wallet. To redeem show the member of staff the offer in your Rewards wallet as well as your Loyalty ID on the app.

You won’t be able to get the offer from supermarkets, garages or anywhere else, apart from the Krispy Kreme shops.

Become a Krispy Kreme Member

Recipe box discounts

We’ve written about recipe boxes in detail here, but below are some special offers.

Gousto: up to 75% off first box via Quidco

There are often voucher codes for Gousto, but if you’re new to Gousto and go via a cashback site you can save even more.

The deals seem to change fairly regularly and switch between TopCashback and Quidco, so it’s best to check both to see which is best.

At the time of writing, going via Quidco can get 50% off your first box, and up to £12 cashback on top.

So the most expensive box (four meals per box for four people) would normally cost £47.85, but the discount brings it down to £23.93. Add in the cashback and you’ll get the recipe box for £11.93 instead!

If you’re also new to Quidco, then you can get an additional new customer cashback bonus.

Hello Fresh: up to 66% off first box via TopCashback

If you go via TopCashback (this one also switches between the two cashback sites, so check Quidco too) for HelloFresh then you can get 50% off your first box and £10.20 cashback on top. When you order the largest box (five recipes a week for four people), it brings the total down to £21.30.

Here you can nab a new customer bonus for the cashback sites too if you’re new to either site.

Hello Fresh: free delivery with Amazon Prime

You can now get free delivery on your Hello Fresh deliveries for a year with an Amazon Prime membership. Delivery usually costs £4.99, so this could save you £20 a month if you get a box every week.

You’ve got to go here and sign in to your Amazon account where you can connect it with your Hello Fresh account. This works if you already use Hello Fresh. You get free delivery for a year if you keep your Prime membership.

Get free Hello Fresh delivery

Read next

[Skimlinks]

April 1, 2026   |   Deals

Quidco bonuses: up to £18 for new members

Written by

Get free cash when you shop at thousands of shops or other bonuses with these Quidco sign-up bonus offers.

We’re big fans of cashback and – even better – you can often get a bonus when you sign up for the first time.

Quidco is one of the big cashback sites, and we’ll list the best deals here, as well as any other specific cashback deals we think you can’t afford to miss.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

What is Quidco?

Quidco is a cashback website that lets you earn money back when you shop through its platform. It works with thousands of retailers across different categories, including fashion, tech, travel and groceries. When you make a purchase through Quidco, a percentage of what you spend is tracked and later paid out as cashback, which you can withdraw to your bank, PayPal, or as a gift card.

First time Quidco user offers

There are regular retailer-specific offers that come and go which could save you £10 or £15 if you buy at those shops. But the two generic offers below are far better as they mean you can spend your money wherever you want on whatever you want.

£18 bonus cashback when you spend £10

The best deal is for subscribers to our weekly newsletter who get access to an exclusive £18 first-time bonus when they spend £10. You’ll also get the cashback offered by the retailer on top.

Once you sign up, you’ll need to click on the sign up confirmation email that will be sent immediately. If you don’t see it please check your spam folders as it could be there, and then add our email address to your safe senders list.

Then look for a special email that will be sent to you with the exclusive Quidco sign-up link. Make sure to read the terms and conditions on Quidco’s website before making your first purchase to ensure it tracks.

This offer is due to end 30 June 2026, but will hopefully be extended

Sign up for our newsletter

Get £10 cashback when you spend £5, plus extra cashback (ended)

This is an ongoing offer that can get you the cashback on any purchase, as long as you spend £5 or more. So if you spend £5 at any of the 5,000+ retailers listed on Quidco – which is pretty much all of them –  you’ll get £10 back plus whatever the cashback rate is. There are so many shops you’ll definitely find a way to get your cashback.

Ends 31 December 2025.

Sign up to Quidco and get a £10 bonus

Existing Quidco customer offers

It’s worth looking for bonus cashback deals which can pop up from time to time. You need to click to activate these offers. We’ll add them below when we see them.

Quidco Flashback offers

Often Quidco has boosted cashback known as Flashback that runs for 24 hours. Sometimes we can share them in advance, although they could change or be cancelled. Always check the Quidco homepage for the full terms and conditions. You might also have to activate some offers.

Already with Quidco?

TopCashback also offers new member bonuses. Check out the latest here.

Free cashback offers

Some deals will give you money without actually spending any money:

£3 bonus when you install Quidco reminder (ended)

If you use Chrome as your internet browser you’ll be able to earn a £3 bonus by installing the Quidco Reminder extension, then using it to activate cashback while shopping and spend at least £3. There are a handful of retailers excluded which are listed in the terms and conditions when you click through. The offer comes and goes.

Read next

April 1, 2026   |   Best BuyDeals

The best bank switching offers (April 2026)

Written by

The best cash incentives available when you switch banks right now

We’ll update this page as new offers appear, though you should check the terms and conditions at each bank before you begin to ensure they haven’t changed.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Featured cashback offer
Sponsored

Quidco £18 bonus for new members

Customer rating 4.3/5
Editor's comment
“
Subscribers to our newsletter can get an exclusive £18 welcome bonus when joining Quidco and spending £10
  • Bonus
    £18
  • Requirement
    Subscribe to our newsletter
  • Minimum spend
    £10
  • Offer details Subscribers of our weekly newsletter can get a an exclusive £18 first-time bonus when they spend £10. You’ll also get the cashback offered by the retailer on top
  • How to get the bonus Once you sign up, you’ll need to click on the sign-up confirmation email that will be sent immediately. If you don’t see it please check your spam folders as it could be there, and then add our email address to your safe senders list. Then, look for a special email that will be sent to you with the exclusive Quidco sign-up link. Make sure to read the terms and conditions on Quidco’s website before making your first purchase to ensure it tracks
  • Offer expiry This offer is due to end 31 March 2026, but will hopefully be extended
View Deal

Bank Switches
Our top pick

Barclays £200 switch offer

Customer rating 4.3/5
  • Switch bonus
    £200
  • Offer ends
    28 May 2026
  • Extra perks
    Free Apple TV
  • FSCS Protected? Yes
  • Bonus paid Barclays will text you when you’ve met the conditions, then you’ll get the switch reward within 45 working days
  • Eligibility Pay at least £2,000 into your new Barclays Current Account within 30 days of opening
  • Direct debits transferred over Must be completed through the Current Account Switching Service, which moves all payments to a new account within seven working days and closes their old account on the switch day they choose, transferring any money to their new account
  • Existing customers? Only available to new current account customers who download the Barclays app who are also UK residents
  • Eligible accounts Current account with Blue Rewards
Our top pick

Santander 180 switch offer

Customer rating 3.8/5
  • Switch bonus
    £180
  • Offer ends
    Unknown
  • FSCS Protected? Yes
  • Switch bonus requirements Switch using the Current Account Switch Service and close your old account within 60 days of starting the switch
  • Deposit requirements Deposit £1,500 in the first 60 days from opening the account
  • Direct debits transferred over Set up two Direct Debits before or after the switch from a selected list of household bills
  • Existing customers? Can't have held any Santander current account on 1 January 2025
  • Restrictions Can't have received a switching bonus from Santander already, offer limited to once per person
  • Eligible accounts Open a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
View Deal
Our top pick

first direct £175 switch offer

Customer rating 4.7/5
  • Switch bonus
    £175
  • Offer ends
    Unknown
  • FSCS Protected? Yes
  • Bonus requirements Switch using the Current Account Switch Service, close the old account and use your debit card five times and log into online banking in the first 45 days
  • Deposit requirements Pay in £1,000 within 30 days of opening the account (and leave it there for 24 hours)
  • Direct debits transferred over Move two direct debits or standing orders from your old bank
  • Existing customers? No
  • Restrictions You can't have or have ever had a First Direct account or have opened an HSBC account since 1 January 2018. Offer limited to once per person
  • Cashback requirements Extra £35 if you apply via cashback site Quidco or TopCashback (rates vary)

Lloyds Bank £200 switch offer

Customer rating 3.9/5
  • Switch bonus
    £200
  • Offer ends
    30 April 2026
  • Extra perk
    Free Disney+ or cinema tickets
  • FSCS Protected? Yes
  • Bonus requirements Switch using the Current Account Switch Service and close your old account. The old account must be from a different bank
  • Direct debits transferred over Switch three active direct debits from the old account
  • Debit card use You need to spend £200 in the first 35 days
  • Existing customers? Yes
  • Restrictions Offer is limited to once per person and you can't have received a switching bonus from Lloyds, Halifax or Bank of Scotland since 1 January 2023.
  • Eligible accounts Switch into a new Club Lloyds, Club Lloyds Silver, Club Lloyds Platinum
  • Bonus paid Within 45 days of completing the switch

NatWest £150 switch offer

Customer rating 4.9/5
  • Switch bonus
    £150
  • Offer ends
    28 May 2026
  • Extra perks
    Up to £36 rewards a year
  • FSCS Protected? Yes
  • Bonus requirements Switch using the Current Account Switch Service, close your old account and log on to online or app banking within 60 days of switching
  • Deposit requirements Pay in £1,250 within 60 days of switching
  • Bonus paid Within 30 days of meeting criteria
  • Existing customers? No
  • Restrictions Offer is limited to once per person, cannot have ever received a switching bonus from RBS, Ulster or Natwest and cannot have had a current account on 17 February 2026
  • Eligible accounts Reward, Select or Premier Reward, Premier Select

Premier Bank Account switch offers
Our top pick

Lloyds Bank Premier £500 switch offer

Customer rating 3.9/5
  • Switch bonus
    £500
  • Offer ends
    30 April 2026
  • Extra perk
    Free Disney+ or cinema tickets
  • FSCS Protected? Yes
  • Bonus requirements Switch using the Current Account Switch Service and close your old account. The old account must be from a different bank
  • Direct debits transferred over Switch three active direct debits from the old account
  • Restrictions Offer is limited to once per person and you can't have received a switching bonus from Lloyds, Halifax or Bank of Scotland since 1 January 2023.
  • Eligible accounts Switch into a new Lloyds Premier account (for £500)
  • Existing customers? Yes
  • Bonus paid Within 45 days of completing the switch
  • Debit card use You need to spend £100 with your Lloyds debit card within 35 days of opening your account
  • Income requirements For the Premier account, you need to pay in £5,000 in the first full calendar month or have £100,000 of qualifying savings or investments with Lloyds throughout the first full calendar month
Our top pick

Barclays £400 switch offer

Customer rating 4.3/5
Editor's comment
“
This switch offer is for those eligible for the Premier Account, which requires a £75,000 salary or £100,000 in Barclays savings or investments
  • Switch bonus
    £400
  • Offer ends
    30 April 2026
  • Extra perk
    Plus free Apple TV+
  • FSCS Protected? Yes
  • Bonus paid Within 28 working days of completing the switch
  • Eligibility Need to have a £75,000 annual salary or £100,000 in Barclays savings or investments
  • Eligible accounts Premier Current account
  • Bonus requirements Switch using the Current Account Switch Service and close your old account
  • Direct Debits Switch over two active direct debits
  • Deposit requirements Pay in £4,000 within 30 days
  • Restrictions Offer limited to once per person, can't have opened a Barclays account before or on 17 February 2026 or previously received a switching bonus from Barclays
  • Existing customers? Not open to existing customers

NatWest £250 switch offer

Customer rating 4.9/5
  • Switch bonus
    £250
  • Offer ends
    Unknown
  • Extra perk
    £500 interest free overdraft
  • FSCS Protected? Yes
  • Bonus requirements Apply for a Premier account and request to switch an account with another bank to us using the Current Account Switch Service
  • Deposit requirements You need to deposit £5,000 within 60 days of opening the account and log into the mobile app
  • Eligibility To be eligible for the account you need to have a minimum of £100k sole income or £120k joint income paid into your NatWest account, minimum of £100k savings or investments held with NatWest or a minimum £500k mortgage with NatWest
  • Existing customers? You can't have received a switch offer before and can't have held a NatWest current account or savings account as of 10 March 2026

Other new customer offers

iFAST Global Bank £100 for switching your salary to iFast

Customer rating 4.9/5
  • Bonus
    £100
  • Offer ends
    30 June 2026
  • Interest
    2.65% AER (variable) on GBP
  • FSCS Protected? Yes
  • Bonus requirements This isn't a switch offer — to get the £100, you need to switch your salary to be paid into iFast via BACS. Your salary needs to reach the account for three more months, and you'll get £100 paid into your account.
  • Deposit requirements Your first salary needs to be paid in by 30 April 2026. Then, you must have your salary paid in each of any three different months between February and June 2026 (inclusive).
  • Extra bonus You can get an additional £100 for referring three friends to the account.
  • Extra bonus requirements Each of your referrals must also move their salary to be paid into the account via BACS.
View Deal

Chase Bank Current Account with Linked Boosted Saver

Customer rating 4.9/5
  • Savings rate
    4.5% AER variable for 12 months
  • Offer ends
    Unknown
  • Cashback
    1% cashback on select debit card spend
  • FSCS Protected? Yes
  • Important details Chase current account: 18+, UK residents. Eligibility applies. 1% cashback on debit card spending on groceries, everyday transport & fuel for your first year. Max £15 per month. Exceptions apply. May be changed or withdrawn.
  • Boosted saver Linked savings account for new Chase current account customers, available for your first 31 days. 4.5% AER (4.41% gross) variable for 12 months, including 2.25% AER 12-month bonus on top of the standard saver rate. Available to new current account customers for your first 31 days. May be withdrawn. Interest paid monthly. T&Cs: chase.co.uk
  • Fees Fee-free current account. Zero fees from Chase when spending at home or abroad
  • Account features Essential money management features
  • Customer service Provides 24/7 customer support
View Deal

Santander £50 Amazon Voucher

Customer rating 3.8/5
  • Offer
    £50 Amazon voucher
  • Offer ends
    Unknown
  • FSCS Protected? Yes
  • Offer requirements To qualify for the Gift Card, open a Santander Everyday, Edge, Edge Up or Edge Explorer current account from 11am Tuesday 14th April and make 10 card payments (a minimum of £5 each) in May, June and July
  • Eligibility This offer is not available if a customer has previously received, or is due to receive, a switch incentive or Amazon.co.uk Gift Card from Santander in the last 12 months
  • Restrictions You can't receive this offer as well as the £180 switch offer
  • Eligible accounts Santander Everyday, Edge, Edge Up or Edge Explorer
View Deal

More on bank switch offers

Latest bank switch offers (A-Z)

As of 13/04/2026

Click links for further details and analysis

About bank switching

Bank switching doesn’t need to be scary, and once you get the hang of it you can make some decent cash! Here’s everything you need to know to get started.

How to switch bank

You can switch bank for a number of reasons, but the main benefit is an effective cash bribe that banks offer to get you to choose them.

Here are the basics to get you started.

Bank switching explained

Switch bank like a pro

Once you’ve switched for free cash, you can keep going!

We’ve shared the things you need to know first, and what you can do to make it even easier.

Repeat switching tips

The best extra ‘dummy’ accounts

You don’t actually need to switch your main current account.

Instead you can set up a new one just for switching! Here’s how

What is a dummy account?

Cheap extra direct debits

Some switch offers require you to have a handful of active direct debits to transfer over.

If you don’t have enough, then we’ve some hacks to help you set up new ones quickly that won’t require you to pay for anything.

Find quick direct debits

Featured switching deal
Our top pick

Santander 180 switch offer

Customer rating 3.8/5
  • Switch bonus
    £180
  • Offer ends
    Unknown
  • FSCS Protected? Yes
  • Switch bonus requirements Switch using the Current Account Switch Service and close your old account within 60 days of starting the switch
  • Deposit requirements Deposit £1,500 in the first 60 days from opening the account
  • Direct debits transferred over Set up two Direct Debits before or after the switch from a selected list of household bills
  • Existing customers? Can't have held any Santander current account on 1 January 2025
  • Restrictions Can't have received a switching bonus from Santander already, offer limited to once per person
  • Eligible accounts Open a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
View Deal

Does bank switching affect your credit score?

We love bank switching, but there are some situations when switching could hurt your credit report.

Here’s what you need to consider before switching if you’re worried about your score.

Switching and scores explained

Debit card ‘spend’ hack

You might find a switching deal or current account reward requires you to spend regularly with your new debit card.

That’s not hard – but we’ve a way you can do this and still earn cashback on your spending from a different card.

Hack to meet spending requirements

The best rated current accounts

Thousands of customers have left current account reviews over on our sister site Smart Money People.

Find out which current accounts they rate – and the ones they don’t.

Current account customer reviews

Read next

Switch bank like a pro (again and again and again)

Find out where to get extra Direct Debits and other tricks to max switching offers

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