The best easy-access savings accounts (September 2026)

These are the top easy access savings accounts and highest-paying easy-access Cash ISAs available at the moment

Easy-access savings accounts are ones where you can withdraw your money whenever you want. The rates are largely dependent on the Bank of England’s base rate — when we see a drop or rise in the rate, we tend to see savings accounts move in the same direction. Here are the best-paying ones at the moment.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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Best easy access ISAs

While ISAs don’t typically belong on this page, the top rates for ISAs at the moment are a lot better than for standard savings accounts, so here’s the top few available – if you want to see the full list, we have a whole table of the best easy-access ISAs on the market at the moment.

Easy access Cash ISAs
Customer rating 3.8/5
Editor's comment
This isn't a standard Cash ISA - the money is held in a Qualifying Money Market Fund rather than as cash, so it's a low-risk investment. This means that the FSCS protection is different, as it's got investment protection rather than savings protection. It's worth researching QMMFs to see how you feel about the account.
  • AER (variable)
    4.87%
  • Minimum
    £500
  • Access
    Limited access
  • Maximum withdrawals
    3
Rate includes a 1% boost on top of the standard introductory variable rate, paid after 12 months
  • FSCS Protected? Yes, although as the money is held in Qualifying Money Market Funds (QMMFs), it's covered by the FSCS investment protection, not deposit protection. QMMFs are a type of low-risk investment.
  • Allows transfers in? Yes
  • Flexible ISA Yes
  • Important details Variable rate correct as of 3 August 2026. eToro account required. Your capital is at risk. ISA powered by Moneyfarm. ISA rules. UK residents only. The Cash ISA interest rate is variable and linked to the secure and protected Qualifying Money Market Fund (QMMF) your money is held in.
  • Bonus Rate includes a 1% boost on top of the standard introductory variable rate (3.87%), paid after 12 months
Customer rating 4.7/5
  • AER (variable)
    4.63%
  • Minimum
    £1
  • Access
    Full access
Includes bonus of 1.03% for 12 months
  • Important details Existing Trading 212 customers get a rate of 3.6%
  • FSCS Protected? Yes
  • Allows transfers in? Yes, but no bonus rate on transfers
  • Flexible ISA Yes
  • Bonus New Trading 212 customers get a bonus of 1.03% AER for 12 months for current year subscriptions with a yearly gross rate of 4.53%.

Chip Cash ISA

Customer rating 4.9/5
  • AER (variable)
    4.62%
  • Minimum
    £1
  • Access
    Full access
Rate includes 1.12% bonus for 12 months
  • FSCS Protected? Yes
  • Allows transfers in? Yes
  • Bonus Rate includes 1.12% bonus for 12 months
Featured investment account offer
Sponsored
Customer rating 4.8/5
  • Offer
    £0 platform fee and £0 subscription fee*
  • Annual fee
    £0 with offer
  • Investment styles
    Shares, funds and ready-made portfolios
  • Minimum deposit
    £10
*Open and fund a Quilter Invest account before 11:59pm on 30 November and receive £0 platform fee and £0 subscription fee. You need to use the code INVEST26 to get the offer. T&Cs apply. Other fees apply.
  • FSCS Protected Yes. Your eligible deposits and investments may be protected by the Financial Services Compensation Scheme (FSCS). Protection is up to £120,000 per person, per firm. FSCS does not cover losses due to market performance.
  • Accounts available General Investment Account (GIA), Stocks & Shares ISA, Junior ISA (JISA), SIPP 
  • Interest on uninvested cash Yes (variable, see here for current rate) 
  • Fractional shares  Yes 
  • Foreign exchange fee 0.40%. Other fees may apply. 
  • Fund fees Variable depending on the fund selected. See fund documentation for specific charges. Other fees may apply.
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 955775
  • Risk warning The value of investments can go down as well as up and you may get back less than you invest.
  • Offer Open and fund a Quilter Invest account before 11:59pm on 30 November and receive £0 platform fee and £0 subscription fee. You need to use the code INVEST26 to get the offer. T&s apply. Other fees apply.

Best easy access savings accounts

These are the most flexible accounts available, but as a result, you usually get lower rates. You can add and take your money out at any time. Some accounts may have limits to the number of withdrawals you can make each year.

Easy access savings

Spring Savings Accelerate Saver

Customer rating 4.2/5
  • Access
    Full access
  • AER (variable)
    5%
  • Minimum
    £1
  • Maximum
    £5,000
  • FSCS Protected? Yes

Cahoot Sunny Day Saver

Customer rating 4.2/5
  • Access
    Full access
  • AER (variable)
    5%
  • Minimum
    £1
  • Maximum
    £3,000
This is the best-paying account at the moment, but you can only save up to £3,000 in it.
  • FSCS Protected? Yes

The Stafford Building Society Access One Saver

Customer rating 4.6/5
  • Access
    Limited access
  • AER
    4.6%
  • Minimum
    £5,000
  • Maximum
    £450,000
  • FSCS Protected? Yes
Customer rating 4.8/5
Editor's comment
This account is technically for those looking to buy a home within the next few years. However, even without the extra HomeBuyer bonus, it's a decent-paying account and it's easy access.
  • Access
    Full access
  • AER
    4.55%
  • Minimum
    £10
  • Maximum
    £20,000
  • FSCS Protected? Yes
  • Rate details The rate is made up of a 3% AER (variable) base rate and a 1.55% AER (fixed) 12-month introductory bonus. There's also a homebuyer bonus available on top of this if you're looking to buy a home soon.
  • HomeBuyer bonus On top of the underlying rate, you can get a 12-month boost of 1% that is paid at the end of the 12 month period if you take out a mortgage with Tembo, or, if you take a mortgage out after the 12 month period, it'll be paid after your mortgage completes. You have three years from first paying into the account to complete.
  • Included features You'll also get fee-free access to Tembo's mortgage brokers

Post Office Online Saver

Customer rating 2.7/5
  • Access
    Full access
  • AER (variable)
    4.4%
  • Minimum
    £1
  • Maximum
    £2m
Includes 3.33% bonus for 12 months
  • FSCS Protected? Yes
  • Bonus Rate includes 3.33% bonus for 12 months

Cahoot Simple Saver

Customer rating 4.2/5
  • Access
    Full access
  • AER (variable)
    4.35%
  • Minimum
    £1
  • Maximum
    £500,000
  • FSCS Protected? Yes
  • Rate details For 12 months only

Oxbury Bank Easy access savings account

Customer rating 4.2/5
  • Access
    Full access
  • AER (variable)
    4.3%
  • Minimum
    £1,000
  • Maximum
    £120,000
  • FSCS Protected? Yes
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For homebuyers

These accounts are best for those looking to save for a home. You might also want to consider Lifetime ISAs.

Savings accounts for homebuying
Customer rating 4.8/5
Editor's comment
This rate is specifically for those looking to buy a home within the next few years. If you get it without the HomeSaver bonus, it pays 4.75%.
  • Offer
    1% fixed rate bonus for homebuyers
  • AER (variable)
    5.55%
  • Minimum
    £10
  • Maximum
    £20,000
Rate includes a 1.55% 12-month bonus plus an additional 1% fixed 12-month bonus for those looking to buy a home in the next 3 years who go on to get a mortgage with Tembo (4.55% AER variable otherwise)
  • FSCS Protected? Yes
  • Underlying rate The rate is made up of a 3% AER (variable) base rate and a 1.55% AER (fixed) 12-month introductory bonus. There's also a homebuyer bonus available on top of this.
  • Homebuyer bonus On top of the underlying rate, you can get a 12-month boost of 1% that is paid at the end of the 12 month period if you take out a mortgage with Tembo, or, if you take a mortgage out after the 12 month period, it'll be paid after your mortgage completes. You have three years from first paying into the account to complete.
  • Included features You'll also get fee-free access to Tembo's mortgage brokers

Best current account linked easy access savings

Some of the best rates are in or linked to current accounts – or you might just want the convenience of having everything at the same bank (though that’s not always a good idea).

Anyone can open all of these accounts, though you will be credit-checked for opening the current account itself. They often have additional requirements or fees to consider. You may already have seen some of these listed in the easy and limited access lists above.

Current Account Linked Savings

Santander Edge Saver

Customer rating 3.9/5
  • AER (variable)
    6%
  • Interest earned
    In separate account
  • Minimum
    £0
  • Maximum
    £4,000
  • Requirements Requires Santander Edge current account (£3 monthly fee). You can open one Edge Saver with a personal account and two Edge Savers with a joint account.
  • FSCS Protected? Yes
  • Bonus Includes 2.5% bonus for 12 months

Nationwide FlexDirect

Customer rating 4.5/5
  • AER (variable)
    5%
  • Interest earned
    In current account
  • Minimum
    £0
  • Maximum
    £1,500
  • Important details Interest is earned in and paid into the main current account. After the first year the rate drops to 1%.
  • FSCS Protected? Yes

Revolut Instant Access Savings

  • AER (variable)
    5%
  • Interest earned
    In separate account
  • Minimum
    £1
  • Maximum
    £25,000
Reverts to 2.9% on 4 December 2026
  • FSCS Protected? Yes
  • Bonus Rate reverts to 2.9% on 4 December 2026
  • Important details Available for new instant access savings accounts. You need a Revolut bank account to get this offer
Customer rating 4.9/5
  • AER (variable)
    4.5% for 12 months
  • Interest earned
    In separate account
  • Minimum
    £0
  • Maximum
    £3m
4.5% AER (4.41% gross) variable for 12 months, including 2.25% AER 12-month bonus on top of the standard saver rate. Available to new current account customers for your first 31 days. May be withdrawn. Interest paid monthly. T&Cs: chase.co.uk
  • FSCS Protected? Yes

Kroo Current Account

Customer rating 4.8/5
  • AER (variable)
    2.65%
  • Interest earned
    In current account
  • Minimum
    £0
  • FSCS Protected? Yes
  • Interest Interest is earned in the main current account
  • Rate details Rate tracks the base rate minus 1.1%
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Best notice accounts

A notice account means you have to request to get your money and interest, which will be released after a set time. They often have a variable rate but if there’s a cut you’ll normally be given notice.

Notice Accounts

Birmingham Bank 95 day notice account

  • AER (variable)
    4.4%
  • Minimum
    £5,000
  • Maximum
    £250,000

BLME 90 day notice account

Customer rating 4.1/5
  • Expected rate (variable)
    4.37%
  • Minimum
    £10,000
  • Maximum
    £1m
  • FSCS Protected? Yes
  • Withdrawals 90 day notice period required for withdrawals

StreamBank 90 day notice account

  • AER (variable)
    4.35%
  • Minimum
    £1,000
  • Maximum
    £100,000
  • FSCS Protected? Yes

Shawbrook Bank 120 days notice account

Customer rating 4.8/5
  • AER
    4.2%
  • Minimum
    £1,000
  • Maximum
    £500,000
  • FSCS Protected? Yes

Oxbury Bank 120 days notice account

Customer rating 4.2/5
  • AER
    4.19%
  • Minimum
    £10,000
  • Maximum
    £1m
  • FSCS Protected? Yes

GB Bank 150 days notice account

  • AER (variable)
    4.38%
  • Minimum
    £1,000
  • Maximum
    £100,000
  • FSCS Protected? Yes

Earl Shilton Building Society 180 days notice account

Customer rating 4.1/5
  • AER (variable)
    4.27%
  • Minimum
    £5,000
  • Maximum
    £250,000
  • FSCS Protected? Yes

The Stafford Building Society 180 days notice account

Customer rating 4.6/5
  • AER (variable)
    4.26%
  • Minimum
    £5,000
  • Maximum
    £450,000
  • FSCS Protected? Yes
  • Withdrawals allowed Up to 2 withdrawals allowed per society year
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Other top paying savings accounts

Best Fixed Rate savings accounts

If you’d prefer a higher rate in return for fixing your savings, you can go for a fixed-rate savings account, with fixes from as little as three months to five years. But you are locking your money away without access.

We’ve listed all the top fixed rate bonds in our separate tables.

Best Regular Savings accounts

These accounts are all “Regular” or monthly savers which work differently to normal saving accounts. Here’s Andy’s full guide to how they work.

We’ve listed the top-paying options in our separate best buy guide.

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Best Easy Access Cash ISAs

Though most of us don’t need the tax-free “wrapper” offered by an ISA, if you want to use one then the same goes in terms of finding the best rate.

We’ve listed the best options on our dedicated Best Cash ISA page.

Best Fixed Rate Cash ISAs

You can also get fixed rate ISAs, and these can be accessed early – though you’ll pay an interest penalty if you do.

Find the top paying rates for each term on our dedicated Best Fixed Cash ISA page.

Prize draw accounts

Premium Bonds – 3.8% prize rate

The prize rate for Premium Bonds stands at 3.8% from the July 2026 draw onwards. This doesn’t mean you’ll get 3.8% back on your savings, though the closer you are to the £50,000 maximum deposit, the closer you’ll get to the rate (on average). Here’s more.

Best children’s savings account

We’ve written in more detail about the different savings accounts for kids, so do check that article out to understand the conditions such as access and find all the top rates.

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Best ethical savings account

The money you hold in your savings is used by the banks to invest and lend money. This could mean it’s used for things you might disagree with, such as fracking, tobacco or arms manufacturing.

There are banks with ethical policies such as Triodos, while building societies must lend 75% of their funds to home buyers, meaning they don’t have the cash to invest elsewhere.

Sharia accounts can’t be used for things against Islamic law, like tobacco or gambling and I’ve listed the top ones further down the article.

The “greenest” banks are Ecology Building Society and Triodos, though they won’t always make the tables above. The following banks and building societies are more likely to appear above.

There’s also the NS&I Green Bond, a 3-year fixed-rate account. It’s currently paying 2.95%. Here’s our analysis.

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Top Sharia savings accounts

Paying interest isn’t allowed in Islam, so a Sharia-compliant savings account instead promises a return on the money saved – an expected profit rate. Though technically this means the rate isn’t guaranteed, it’s not happened yet. They’re open to everyone, not just Muslims. Money in these accounts won’t be invested in arms, tobacco, gambling or alcohol.

Look in the tables above for banks offering an expected profit rate rather than AER. The main banks are:

Pub & bar deals

Save on drink and food at your local

Here are some offers for when you’re heading out to the pub.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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Pub promotions

Free Cruzcampo

You can currently claim a free pint of Cruzcampo at selected pubs nationwide. To get it, you need to head to the promotional website and sign up for a voucher. Then, you just head to one of the participating pubs and show them your code to enjoy your pint.

There are 20,000 free pints available. If they’ve not all been claimed before Thursday 29 October 2026, the offer will end.

All Bar One: free mocktail

If you have the All Bar One app, there’s a free non-alcoholic cocktail waiting in the “rewards” section for you. You can either get the Mojito or Pornstar, both non-alcoholic.

You can redeem it until 30 September.

Hungry Horse: Spin to Win main, pudding or pint

If you download Greene King’s new app and register for it, then you can spin the wheel to win a main, dessert or drink.

You get 30 days to claim the freebie.

Prizes include:

  • A free drink — you can choose from Peroni Nastro Azzuro, Peroni Natro Azzuro 0% bottle, Birra Moretti, Coke Zero, Diet Coke, Schweppes Lemonade, Madri, Cruz Campo, Rekorderlig, Aspall, GK IPA, Abbot Ale, Old Speckled Hen, Hazy Day, Level Head. Only Soft Drinks and Peroni Nastro Azzuro 0% bottle will be available in Scotland
  • A free dessert — up to the value of £7.99
  • A main meal — up to the value of £18.99. This excludes sharers or any meal priced higher than £18.99, only selected from the main menu, and does not include any breakfast, brunch, lunch, seniors, specials, children’s menus or timed menus.

Brewdog: two free pints

Sign up to Brewdog’s loyalty scheme, Brewdog Treats, and get two free pints of any Brewdog draught beer as well as discounts and rewards to spend at the bar. If you’re already a member, you can also get two free pints to celebrate England getting so far in the World Cup.

You’ll need to redeem the pint within 30 days and you can use it in all UK BrewDog bars apart from: Hull, Upminster, Edinburgh Waverley, Edinburgh Airport, Gatwick Airport, Belfast Grand Central.

Nicholson’s: free Hendricks G&T (expired)

Registered app members can get a free G&T from Mondays to Thursdays until the end of July.

You also get a complimentary drink for signing up, and an offer for £2 pints when you buy a pie. Plus, you get access to the pub chain’s loyalty scheme – offering a free drink on your fourth visit, £5 off £15 at visit 6 and a mighty final reward of 20% to use on every purchase that is valid for 30 days.

Brewdog: buy one, get one for £1 for pizzas and burgers (ended)

Now extended until February 13, the deal from Brewdog lets you get a pizza or burger for £1 when you buy another one.

You can grab the offer at any UK locations except Belfast Grand Central, Edinburgh Airport, Edinburgh Waverley, Gatwick Airport, Waterloo Arms and Hull.

The offer is for pre-book only, not walk in customers, and sees the cheaper of the two burgers or pizzas charged at £1. Takeaway and delivery are also excluded.

If you’re in a big party, you can order up to eight pairs of £1 deals per booking, and your Equity for Punks discounts still apply to the bill.

Heineken: free pints nationwide (ended)

You can get a free pint of Heineken or Heineken 0.0 from a participating pub until 29 July 2026, or 10,750 free drinks have been claimed.

To get it, head to the promotional website and enter your details. Then, use your current location or search for locations to find a pub near you that’s taking part. You have to buy your pint, but if you get the receipt, you can claim back up to £7.50.

Greene King: free Hazy Day pint (ended)

From 10 September to 17 October, you can get a free pint of Hazy Day IPA when you download the Greene King App and register. If you’re already signed up, it should be waiting in there for you. Once you have the voucher, you only have until 31 October to redeem it!

Wetherspoon: 99p pint and £4.99 pizzas (ended)

Forget dry January, Wetherspoon is having a sale.

Running from January 2 to January 15 there are deals to be had across a range of drinks and food for people looking to save a bit of cash at one of its 600 locations across the UK.

Here are some of the highlights:

  • 99p – pint of Worthington’s beer
  • £2.99 – 250ml glass of Coldwater Creek wine – including Chardonnay, pinot grigio, rosé and merlot
  • £1.99 – 25ml of Johnnie Walker Black Label or Tanqueray gin – mixer included
  • £1.69 – Guinness 0.0, Corona Cero, BrewDog Punk AF, Stella Artois Alcohol Free, Erdinger Isotonic, Thatchers Zero, Kopparberg Alcohol Free, Gordon’s 0.0 pink gin
  • £4.99 – 11″ Margherita pizza plus free soft drink (or £6.52 with alcoholic drink)
  • £4.99 – crunchy chicken burger served with chips or side salad plus free soft drink (or £6.52 with alcoholic drink)
  • £4.99 – jacket potato with one filling (choose from tuna mayo, coleslaw, chilli bean non-carne, cheese, baked beans and roasted vegetables) plus free soft drink (or £6.52 with alcoholic drink)

Poretti: free print or 330ml bottle (ended)

You can currently get a free pint or 330ml bottle of Poretti from participating venues. To get it, you need to:

  • Go to one of the venues listed – there’s a search function to find ones near you
  • Purchase a pint or a 330ml bottle of Birrificio Angelo Poretti and get a receipt
  • Take a photo of your receipt
  • Go to the website and fill in the form — you’ll need to provide your name, email address and mobile number, as well as the value of the purchase. It’ll also ask for bank details or PayPal details to receive the cashback.

The promotion ends at 23:59 on 31st August 2025 and you can claim back a maximum of £6.50

Nicholson’s: free drink when you register for the app (ended)

When you register for news and offer updates on the Nicholson’s app they will send you a voucher for a complimentary drink in any of its pubs.

It also gives you access to the pub chain’s loyalty scheme – offering a free drink on your fourth visit, £5 off £15 at visit 6 and a mighty final reward of 20% to use on every purchase that is valid for 30 days.

Birra Moretti: BOGOF pints (ended)

Until 28 September 2025, you can get buy one, get one free pints at pubs across the country. To get it, you need to go to the promotional site and enter your details, you’ll then be able to choose a location. You will get an email with a voucher to use at the venue.

You need to redeem the voucher while at the venue, as you only get 30 minutes to use it. You’ll have to pay for one pint of Birra Moretti, then you’ll get another for free. There needs to be two of you to redeem it.

Free drinks via apps

These apps often have free drinks to claim.

Free drinks every day with Dusk

The app Dusk gives you a free drink each day at selected bars.

Just download the app and look for the bars participating. If you use the referral code AWEBB5 you’ll earn 500 reward points. I’m not sure they actually do anything right now, but there’s no harm in adding it to your account.

El Tab: £9.99 a week for free drinks

Smartphone app El Tab offers Londoners up to four free drinks every night of the week in different bars across the city. It usually costs £9.99 a week or £24.99 a month.

We’ve done a full analysis of the app to find out whether it can cut cut the cost of boozing in London.

Free drink with Mixr

Mixr is an app that lets you search for, view menus at and book at any pubs and bars owned by Stonegate Pubs. You can also pay in the app and earn points.

There are often free drinks and other discounts.

10% off with Green King Sport app

Download the Green King Sport app to get 10% off orders during live sport. There’s also the chance to win more free drinks and prizes such as tickets to gigs, festivals and sporting events.

Watch out too for free drink promotions.

The full list of pubs can be found here.

Supermarket deals, offers and vouchers

Supermarket deals, including discounted gift cards, free chocolate, new online supermarket customer offers

There are so many supermarket-specific deals that we’ve moved this section away from our food and drink deals page. We’ll keep adding to the page as new offers appear.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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Free products

Tesco: Free Bonne Maman Sweet & Crunchy Peanut Spread

Tesco is giving away 230g jars of Bonne Maman Sweet & Crunchy Peanut Spread.

The palm oil free spread can be picked up with an online shop from 09 September 2026 until 11 October 2026 as long as you spend £50 overall – subject to availability.

You do need to have a Clubcard to get one, and delivery and other charges still apply.

Lidl: Spin to Win

You can win yourself one of 10 bakery items every time you shop at Lidl until 11.59pm on 19 August. Just scan your Lidl Plus card at the checkout and spin the wheel on the app. The item will then appear in the coupon section of the app.

Treats include jam doughnuts, cookies, pretzels, apple turnovers, pizza slices and large baguettes.

Multiple spins are allowed but you need to wait a day between purchases.

Grocery delivery offers

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Iceland: £5 off your first online shop

Use code ICEFIVEOFF to save £5 on your first online shop over £45. There’s also free next day delivery too.

Zoom by Ocado: 20% off your first order

New to the speedy grocery delivery apps is Zoom by Ocado. Available in West London only at this time. Get 20% off your first order with the code WELCOME20.

Supermarket gift card offers

Cashback on supermarket gift cards

There are a number of apps that’ll give you money back when you buy gift cards, including some of the major supermarkets. Use these for your everyday shopping and you’ll be saving every time.

The key apps are:

We’ve written in more detail about them here, including some welcome offers to boost your savings.

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Supermarket receipt cashback apps

You can often save a little extra on your groceries using supermarket cashback apps (read our review), and it’s worth checking to see if there are freebies.

Shopmium: £1 welcome offer

One of these cashback apps – Shopmium – offers a £1 boost to get you started.

Use the code KHMYEEFW to activate the offer. Once you have signed up you’ll need to buy an item listed on the app. Then scan your receipt to get both the cashback on the item and the £1 paid to your account.

There are always lots of other discounts and freebies on the app, so it’s worth browsing to see what else you can buy.

Supermarket cashback apps

Waitrose: 4% back via HyperJar

If you use your HyperJar card to spend at Waitrose, you’ll receive 4% back, beating the cashback rate from other options including most discounted giftcards.

However, the credit you receive can only be used on future Waitrose shops, so only go down this route if you are going to visit regularly.

You don’t need to activate the offer as it’ll automatically earn you the money when you spend.

The HyperJar account is free, though if you don’t use it within a 12 month period a £3 monthly fee is charged. This is easily avoided by setting up a standing order to transfer over £1 every year, though if you’re using it for cashback on spending or on gift cards, that’ll also count.

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Christmas bonus schemes (ended)

Christmas saver schemes 2025

Asda, Tesco, Sainsbury’s, Iceland and Morrisons all tend to offer Christmas savings schemes. Depending on how much money you add to your account, you’ll get a bonus reward. You can use your savings for any shopping in-store or online at the selected supermarket.

The table below shows the deadlines and amounts you can earn for 2025.

SupermarketLast date to add moneyMaximum bonus
Tesco16 October 20256%
Morrisons31 October 20253%
Sainsbury’s1 November 20255%
Iceland4 November 202520%
Asda9 November 20255.3%
Co-op31 December 20254%

Expired offers

Various supermarkets: free Strongbow cider (4 pack) (ended)

If you purchase a 4-pack of Strongbow Strawberry from one of the participating supermarkets, you can claim back the cost (up to £6).

To get it, head to the promotional website, where it’ll prompt you to send a text message or WhatsApp.

Then, go to one of the participating stores and purchase a 4-pack of Strongbow. You’ll then be able to upload your receipt to the link sent back to you via WhatsApp where you can claim back the cost.

The list of participating stores isn’t completely clear, but you can definitely claim back from:

  • Tesco
  • Asda
  • Morrisons
  • Sainsbury’s
  • Co-op

Tesco: free Jubel with online orders (ended)

If you do an online order with Tesco, you can add a free can of Jubel. It’s a penny on the page, but it gives you that back.

You need a Clubcard to get the offer.

Asda: £55 off for new delivery customers (over four shops) (ended)

Anyone who hasn’t had a delivery from Asda can get £55 off over their first four shops.

To get it, you need to register for Asda, and make sure that you opt into marketing.

You’ll then get a unique code in your emails within two hours that’ll get you £20 off your first shop.

You’ll then get £10 off your second and third shops and £15 off your fourth.

You have to spend at least £60 in each shop to get the discount. So your first one could be as low as £40, your second and third shops could be as low as £50 and your fourth shop could be as low as £45.

Only 23,000 customers can get the discount, so you need to use your first code quickly if you want to get it. It’ll expire on 31 January 2026 if they’re not already used.

Co-op: £5 off £30 spend on collection or delivery (ended)

You can currently get £5 off a £30 spend when you order a Co-op collection or delivery online and use the code SAVER5 at checkout. The offer runs until 23:59 on 17 June 2025.

It can’t be used against first-stage baby milk, cigarettes, tobacco or carrier bags, and Alcohol products will not count towards the minimum spend threshold. You also can’t use it in conjunction with any other offer.

There’s a delivery charge of at least £1.99 per order and this does not count towards the £30.

Iceland: 8 freezer items for £10 (ended)

Iceland is currently running a 8 for £10 multibuy offer. The offer is on Birds Eye products and includes pizzas, veggies, fish fingers and fish cakes, amongst other standard frozen items.

Most of the items in the offer would usually cost between £1.50 and £3, so it’s a good opportunity to fill up your freezer if these are items you’d usually buy anyway.

Amazon Fresh: £15 off each of your first three shops (ended)

Get £15 off a minimum spend of £60 on your first three shops with Amazon Fresh. Use the code WELCOMEFRESH at the checkout when you place your first order and the offer will be automatically applied to your next two orders. Offer expires 8 January 2025.

Morrisons on Amazon: £20 off each of your first three shops (expired)

If you’re new to Morrisons on Amazon, you’ll get £20 off each of your first three shops with the code NEW20OFF01, NEW20OFF02 and NEW20OFF03 for your first, second and third shops respectively. £70 minimum spend applies.

Co-op: five freezer items for £5 (expired)

Co-op is offering five freezer items for £5 for loyalty members (£6 if you’re not a member).

Included in the offer are:

  • Young’s Chip Shop 2 Fish Steaks
  • Birds Eye 12 Garden Peas
  • Whitby Seafoods Scampi Bites
  • McCain Oven Chips
  • Carte D’or Madagascan Vanilla Ice Cream

Offer expires 19 November

Discounted gift cards and offers

Here are some of the latest offers to get you money off gift cards

When you buy gift cards for yourself or as a present, it’s really important you make a note of the expiration date and don’t forget about them at the bottom of the drawer! There are more details on what to watch out for in our article five things you need to know about gift cards.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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Gift card special offers

Pizza Express: 15% off gift cards

Tesco is offering Pizza Express Gift cards for 15% off until 20 September 2026.

You can get up to £250 in gift cards, which you’d pay £212.50 for.

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Cashback on gift cards

JamDoughnut: cashback when you buy gift cards

With JamDoughnut, you can buy gift cards both as gifts and for everyday purchases and earn cashback on them. Plus, if you’re a new JamDoughnut user, you can get a £4 welcome bonus using our link* (double what you’d usually get).

Retailers on the app include supermarkets like Asda, Sainsbury’s, Tesco and M&S.

TopCashback: get cashback on gift cards

TopCashback has a spin-off site called TopGiftCards with money back on brands including Asda, Ticketmaster, Uber, Costa and Clarks. You need to click through from TopCashback and choose your gift card.

These are all digital gift cards but check the individual retailer terms to see if it can be spent in-store, online or both. Cashback is then paid back to your TopCashback account.

Remember, if you’re new to TopCashback you can also get a bonus of £18 when you sign up and spend £10. This counts when you buy gift cards too, but excludes takeaways.

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HyperJar: earn cashback on gift cards

As with JamDoughnut, you can buy gift cards through the app and earn cashback on them with HyperJar.

There are more than 60 retailers on the app, including some supermarkets like Morrisons and Asda.

Cheddar: cashback on gift cards and spending

You can earn cashback in two ways with Cheddar: buying gift cards through the app, earning instant cashback, as well as by spending at specific retailers with a linked account.

There are more than 80 brands in the app, and once again, you can get cashback from supermarkets like Tesco, Asda and Morrisons. Use the code CLEVER2 when signing up to get £2 welcome cashback.

Discounted “work-perk” gift card trick, including John Lewis

We’ve written in detail about how you can get access to discounted gift cards, including John Lewis and Marks & Spencer, if you open up a Scottish Friendly ISA. 

Expired offers

Amazon Prime Day 2026 (ended)

Over on our Amazon deals page, we’ve got a couple of deals where you get extra money when topping up your account or buying an Amazon gift card. These offers tend to run most of the year, though they are normally only for people who haven’t done either of these in the last three years.

For Prime Day this year, Amazon is offering discounts or bonuses on some retailer gift cards. You can get the gift cards below for 15% (or more) off. And Lego is offering a £10 reward on a £100 gift card purchase.

15% off gift cards

  • One4All
  • Roblox
  • B&Q
  • Vue
  • New Look
  • Odeon
  • Meta Quest
  • Nike
  • Pizza Express
  • H&M
  • Last Minute

One4All: £10 Amazon credit with £100 spend (expired)

You can get a £10 Amazon promo code if you buy a £100 One4All card from Amazon between 11 and 17 December 2025.

The £10 will automatically be taken off future orders- though it expires 16 January 2026. It’s limited to one per person.

Amazon: up to 20% off Nike, Vue, New Look and more gift cards (expired)

Amazon is currently offering a number of discounted gift cards and bonuses, including:

  • Nike
  • New Look
  • Hotels.com
  • Vue
  • Virgin Experience Days
  • Pizza Express

Some offers are for digital cards, while others are for physical ones. Check the terms on each gift card to ensure you’re meeting the minimum spend levels, and you may need to enter a code at checkout – you can find this in each listing.

Runs until 17 December 2025.

You can also get boosts on some gift cards; this is where you get a boost on the amount you pay. Amazon has One4All and Footlocker gift cards with boosts at the moment.

Costa: £5 gift card boost when you buy £20 gift card (ended)

You can get an extra £5 boost when you buy a £20 Costa gift card on its website. You can either get an eGift card or have one posted.

You can get up to £15 in bonuses if you purchase up to £60 in gift cards.

Ends 1 December 2025.

Tesco: 15% off cinema gift cards (ended)

Until 27 October you can get 15% off ODEON, Vue or Cineworld gift cards at Tesco.

You can get gift cards between £10 and £100 in the offer.

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Save money on toys: sales, offers and more

Here are the best deals to save money on toys

If we spot any decent offers on kids toys we’ll share them here.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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Sales

Argos: Big Toy Event

Argos has launched its annual Big Toy Event, offering up to 50% off selected top brands, including Lego, Fisher Price, Bluey, Gabby’s Dollhouse, and Paw Patrol.

You can save 30% off selected toys with the code TOYS30 and 50% off selected toys with the code TOYS50. There’s also up to a third off selected LEGO sets.

On some discounted items, you can get five times the Nectar points for the purchase, too.

Freebies

Lego: free Batman set in Lego stores

On the 19 and 20 September, you can build a Lego Batman Bust at selected Lego stores then take it home, completely free.

The activity is intended for children aged 10+ and you can only get one per person.

Lego: free Harry Potter set (ended)

Fans of Hogwarts can get a free 42-piece Dumbledore’s Office with Harry Potter Lego set on 29 August at Smyths Toys Superstores from 9am.

The sets are available as long as stocks last and it’s strictly one per customer. Smyths says it’s suitable for children aged six and over.

Lego: free Pokemon build workshop (ended)

Children aged between 9 and 12 can join a workshop on 18 August 2026 to build and take home a Lego Pokéball.

Tickets go pretty fast for these events, so sign up quickly if you want to take part. Adults can’t take part without a child.

TGJones: free Beano Comic (ended)

Fans of Dennis the Menace and Gnasher can pick up a freebie at TGJones (formerly WHSmiths) until 23 July 2026. You’ll also get some vouchers for money off additional comics and the Beano joke book.

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Free and cheap wills

Save money and give to charity with these two cut-price will campaigns.

There are a few ways to get a will drawn up, but if you want a solicitor to do it for you, you’ll have to pay more than £100.

According to MoneyHelper, a single will drawn up by a solicitor could cost you between £144 and £240, while a joint will could go up to £300.

However, there are a couple of offers which run every year that could bring down those costs:

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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Regular offers

Will Aid – £120 for a basic will

Every November, as part of Will Aid, you can get a “free” appointment with participating solicitors to draw up a will. In return, they ask you donate £120 for a single will and £200 for a joint ‘mirror will’ to one of the partner charities, which includes NSPCC, Save the Children and Age UK.

You can now book for 2026. The appointments go quite fast, so you have to be quick! The Will Aid website has a postcode-based search option, so you can find any solicitors taking part near you.

Free Wills Month

Twice a year in March and October, over-55s can get a free will from participating solicitors with the Free Wills Month campaign. It’s done with several charities that sign up to take part. You’re not required to make a donation, though it’s hoped people will give something in return for the service.

You can register your interest ahead of time, then on 1 March or 1 October you’ll be able to sign up, choose which charity you’d like to write a will with and book an appointment. These can book up quickly, so be sure to get in soon if you want a free will.

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Octopus Legacy: the cost of your will paid for by charity (ended)

Until 9 November 2025, Octopus Legacy has partnered with UK charities to to cover the cost of writing or updating your will, up to £150.

A simple will would be fully paid for, or you can get a discount on a will with trust. You can complete your will online yourself, or you can write it over the phone or face-to-face with one of Octopus Legacy’s Estate Planning Consultants.

Remember that these are charities — most people say thank you by choosing to leave a gift in their will. There’s no obligation to do so, but it lets you repay them for their help.

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Other offers

National Will Register: Register for free in May (expired)

The National Will Register is offering free will registrations in May with the code FREEWILLREG24.

It’s not a legal requirement to register your will but if you had your will done by a solicitor, they may have done this for you already. You can also just let your executor know where your will is. However, having it registered means it can be located and prevents it from being lost, misplaced or forgotten.

Nationwide FlexDirect current account review: 5% interest & £10 cashback a month

Top paying interest, ethics and a decent switching bonus make the account worth considering again.

There’s been a revamp of Nationwide’s FlexDirect account. Not only does it offer one the highest interest rates (for some), newbies can also now get up to £10 a month cashback on spending.

Plus you can nab a decent switching bonus and linked saver. It also ranks well as an ethical bank and scores highly for customer service. However, the building society has ditched the large 0% overdraft.

So are these extras enough to make it your main account? Here’s what you get with the FlexDirect, and whether you should open up an account.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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What is the Nationwide FlexDirect account?

The FlexDirect account is a current account from the Nationwide Building Society. It’s free to open and use, though you do have to pay in at least £1,000 a month to get the interest. That doesn’t need to be in one go, or stay in the account.

You cannot get the account if you already have four or more Nationwide current accounts.

Unlike many competitors, Nationwide has a decent network of branches you can access across the UK, and there’s also a phone support line.

In account interest of 5%

Nationwide’s FlexDirect account is one of the few current accounts that pay interest on balances held in the main account. And it’s usually a much better rate than you’ll get in normal easy-access accounts.

You can get 5% interest on current account balances of up to £1,500 – which is hard to beat right now. The rate is also fixed, at 5% for the entire year.

You have to pay in £1,000 every month to qualify for the interest. This can’t be from another Nationwide account.

Sounds good? Well it has its limits.

First, there is a very important rule that could be an issue – this rate is for first-time account holders only. So if you’ve had the FlexDirect account before, you won’t get the new rate, even if you open up a new account.

You also only earn money on the first £1,500. Above this you get 0%. This means if you have the full amount possible in the account for 12 months you’ll make £75.

Also the rate also only lasts for one year (after that it drops to 1%), so you will want to move your money in 12 months.

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£10 a month cashback on spending

An changed feature is cashback on spending with the debit card and bill payments. It’s only for new customers who’ve not had a FlexDirect in the past. You also need to be paying in the same £1,000 each month to trigger this as you do the interest, though that’s a single payment for both perks, not each.

You get £5 if you spend at least £300 on Direct Debits then another £5 if you spend at least £500 on your debit card. As with the 5% interest, this cashback is only for the first 12 months.

That works out at a combined 1.25% cashback if you hit those limits exactly each month – and means you can earn up to £60 a year.

Cashback won’t be paid on gambling, crypto transactions or cash withdrawals.

FlexDirect 0% overdraft

Sadly with the addition of the cashback last year, Nationwide has ditched the sizeable 0% overdraft that was available for the first year.

In its place there is a £50 interest free buffer across all Nationwide accounts. Our guide to the cheapest overdrafts will help you find a larger alternative – though there aren’t many options left now.

Nationwide switching bonus

We’ve written about Nationwide’s bank switching deal in detail in a separate guide, but here are the essential need-to-knows:

Nationwide is offering £175 incentive for bank switchers.

In the past the offer was open to new and existing customers, but the new one isn’t.

Current Nationwide and Virgin Money account holders are excluded, along with anyone who has recieved a switch bonus from Nationwide since 2021.

Other Nationwide perks

Regular saver 6.5%

There’s also a 6.5% paying regular saver only for all Nationwide current account customers. This can be beaten by a handful of other providers, but isn’t a bad bet.

Annual member bonus

Though there’s no guarantee it’ll still be on offer in 2027, for the past few years Nationwide has offered members with an active current account and savings or mortgage product on top, a £100 ‘Fairer Share’ bonus. Here’s everything you need to know about when Nationwide last offered this free cash.

Nationwide’s app

There have been some massive improvements to Nationwide’s app, but it still falls short of the features you get from challenger banks like Monzo, Starling and Chase.

So what does it do? You can activate a couple of features to help you save. One, Impulse Saver lets you add money to your savings account from the homescreen of the app.

The other is a round-up feature, as you see with many other banks. If you turn this on a small amount of money will be transferred each time you spend. So say you spend £1.20 on your debit card, 80p will go to savings.

You’re also able to lower your contactless limit, freeze your card and block gambling transactions.

The reliance on a card reader has been massively reduced recently, but it’s occasionally still needed for full internet banking access. Of course, that might not be a bad thing as it does add an extra layer of security, but it’s not something most of the other banks I use require.

The tracking and budgeting tools are also incredibly limited – you can run a budget on it, but you need to manually enter all your expenses, which makes it little better than just doing on a piece of paper, spreadsheet or a third party app.

Account ethics

Something I’ve been thinking about more over the past few years has been how the money I keep in a bank is being used. It’s not sitting in a vault, it’s being invested and loaned by the bank. And that could mean it’s used for things I really don’t agree with – from supporting arms manufacturers through to funding new oil pipelines.

If this bothers you too then Nationwide is regarded as one of the best options. A big part of this is that it’s a building society rather than a bank, which means it has to use 75% of its holdings to lend to home buyers.

That prevents it lending large amounts to unethical sources – but it also has a positive investment policies. For example your money will not be invested in fossil fuels.

Nationwide is also a mutual – meaning it’s owned by and run for the benefits of its customers (or members) rather than shareholders.

Ethical Consumer rates Nationwide ahead of all the other major banks, so it’s a good bet if you want to put your money somewhere other than low-scoring banks such as HSBC, Natwest, Barclays, Lloyds, Santander and co.

And while the top-rated current account for ethics is from Triodos, that comes with a £3 monthly fee and a more limited app, so Nationwide represent a good alternative.

Should you open a Nationwide FlexDirect account?

James’ Analysis

With savings rates dropping on easy access accounts, Nationwide’s FlexDirect has sprung back into contention. That 5% can be beaten, but not with a fixed rate.

The £1,500 limit for this rate will be a frustration for some (especially since the balance used to be £2,500 a few years ago), but if that’s not a worry and you want to lock in a rate it’s worth a look – for one year only though.

And the switching offer is a fantastic extra too, especially if you’re a couple who can also switch a joint account.

The app has also improved massively, though it’s not as good as the offering from digital banks Monzo, Starling or Chase.

The cashback might sounds good, but it is limited by the £10 monthly cap – and it’s only for one year. You can beat this with a credit card like the American Express Nectar.

That said, it’s a great account to go for if you’re concerned about how your money will be invested.

The problem I have with this account is the 12 months limit on, basically, all the perks. If you’re looking for somewhere to offer long-term value, this isn’t it.

Yes, you, might be able to pull hundreds of pounds in a year, but at the end of that year you’d be better off moving again – even taking account of the potential for a £100 Fairer Share payment. Of course, if you’re happy jumping for bonus cash, then this is an excellently paying 12-month stopover.

What do customers say?

Customer reviews on our sister site Smart Money People rate the FlexDirect account at 4.72 out of 5, liking the customer service and the availability of high street branches. The app is where people think it could do better.

Nationwide Flex Direct summary

Cashback£10 cashback a month on spending and Direct Debits for the first year
Interest5% AER (fixed) interest on the first £1,500 saved for 12 months (drop to 1% after a year)
Access to 6.5% AER (variable) Flex regular saver (max £200 a month)
Overdraft£50 0% buffer
FeeNone
RequirementsPay in £1,000 a month
Multiple accounts?Two – one personal and one joint
NotesTransfers in from other Nationwide accounts don’t count towards the £1,000

The best birthday freebies and how to get them

Get more than £60 of birthday freebies from shops and restaurants

Everyone likes to feel extra special on their birthday. Which is why some companies offer birthday freebies, with everything from free cake to a bottle of Prosecco. The best thing about some of these is that you often get a few weeks to claim your freebie, letting you take advantage of more, and spread your birthday out even further. 

One birthday, Editor-in-chief Andy managed to bag himself a free meal at his favourite burger joint Meat Liquor, some posh Hotel Chocolat treats, a Body Shop shower gel and he saved money on some flatpack furniture at Ikea, totalling £28 worth of freebies.

And here’s how you can get up to £60 worth of freebies for your birthday. 

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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How to get birthday freebies

While most retailers’ emails end up unread and clogging up your inbox, when it comes to a few weeks before your birthday, it’s time to pay a little extra attention to them, just in case you’re getting a little gift. 

Of course, these brands aren’t giving you something for nothing. In all cases, you need to be signed up for their newsletters, loyalty schemes or apps, which means handing over your data and dealing with constant emails.

If you’re selective, and only pick the brands you regularly shop at and want to hear about, then it’s well worth doing. And often the birthday freebies aren’t the only offers and deals you’ll get sent during the year.

Don’t forget that you can always unsubscribe from emails once you’ve had your birthday, and possibly even sign up again – though it’s worth doing this at least a month before your birthday to allow time for your details to be processed.

One of our writers Nicky Selwood, says that she always gives a different birthday, so she’s got birthdays all year round to make the most out of. The odd one might want ID, so use your real birthday for these ones.

Free birthday vouchers

With these retailers, it could be worth signing up in order to get a free voucher on your birthday. These are often only £5, but you could get yourself a few freebies or take a discount off something you’ve been eyeing up. There’s often no minimum spend, so you can get something for absolutely nothing. 

We’ve ignored those that give the likes of 10% off as those kinds of codes are regularly available.

Marks & Spencer

M&S didn’t used to guarantee a freebie or voucher on your birthday, but it recently changed the Sparks scheme to get one for everyone signed up to the M&S Sparks card who has signed up for marketing and enters their birthday more than 35 days before via the app.

You used to be able to pick from a decent range of treats including Percy Pig sweets and a selection of biscuits but now you can only choose one of the below.

  • All Butter Cookies 8-pack (or Plant kitchen cookies)
  • Grapes (red, white, mixed or black)

Hobbycraft – £5 voucher

Register for Hobbycraft Club and you’ll be sent a £5 voucher to spend in-store or online on the month of your birthday. You’ll also get a 15% off voucher when you sign up.

Hotel Chocolat – £5 voucher

For a free fiver with a £5.50 minimum spend, you just need to be signed up for Hotel Chocolat’s VIP.ME scheme.  

Be warned, you can’t use the voucher on already reduced items.

Bodyshop – £5 voucher

Join the Bodyshop’s Love Your Body Club you’ll get a £5 voucher on your birthday to use online or instore. There’s no minimum spend and you can get mini items for under £5, and often things on sale.

Free food and drink

From smoothies to doughnuts, here’s all the free food and drink you can get on your birthday. We’ve ignored a lot of the offers where you get a free main or bubbly when you buy a main, though there are a couple listed at the bottom of this page. They’re still decent offers, but we’re more excited about the freebies. 

If you manage to get a bill for £0, it’s still pretty good form to leave a tip.

Barburrito – free burrito

Barburrito is offering a free burrito on your birthday, as long as you’re signed up to the loyalty app. A few days before your birthday, you’ll be emailed a voucher for a free burrito, which should also show in the app. Show this at the till, and you can eat for free. 

You only get four days to claim it, so you have to be quick. 

Boost – free drink

If you sign up for the Boost Vibe Club (you can do this online), you can get a free drink on your birthday. 

This can be claimed up to 3 days before and 3 days after your birthday.

You need to have earned at least one point and you’ll need to show ID proving that it’s your birthday. 

Burger King – free whopper

Add your date of birth to the BK Rewards app and you’ll get a free Whopper!

You must have registered your birthday at least seven days before and opted in to receive either email marketing communications or app push notifications.

Caffé Nero – free cake

If you’re signed up for the free Caffé Nero app and ensure you have your birthday in your settings, you’ll get a voucher for a free slice of cake on your birthday.

Costa – free cake

If you’re signed up for the free Costa Club you’ll notice a reward for a free slice of cake appear in your app. Costa lets you know it’s there with an email too. 

Make sure you’ve told Costa when your birthday is, you can do this in the app.

Greggs – free cake or doughnut

Sign up to the Greggs Rewards scheme via the Greggs app and you’ll be able to claim a free doughnut, cupcake or cream cake. The voucher is valid for a month.

Krispy Kreme – free doughnut

You get a free doughnut via the Friends of Krispy Kreme scheme each year, though it’s only in full shops, not the ones you find in Supermarkets. 

With this offer, you can get a free Original Glazed doughnut during your birthday month. When it comes to claiming it, you will need to add the birthday reward to your wallet in the Krispy Kreme app. 

Lidl – free doughnut

If you haven’t quite had enough free doughnuts on your birthday, donut worry — you can claim another one from Lidl. 

This one is found in the Lidl Plus app and is valid for 7 days from the birthday listed in your Lidl Plus Account. 

Lola’s Cupcakes – free cupcake

If you join the Lola’s Cupcakes Love Club more than 30 days before your birthday, then you can get a free regular cupcake on your birthday for free.

You have to show ID that confirms your birth date and you have to prove you’ve been a member of the Love Club for at least 30 days. This excludes Lola’s Bakery in West Hampstead. If you don’t live near a store, you’ll get points added to your account instead.

Muffin Break – free Muffin

There’s nothin’ like a free muffin on your birthday. By signing up for the Muffin Break loyalty scheme, you can get a free muffin in the month of your birthday.

There’s also a free doughnut for joining, too.

Starbucks – free drink

One for regular Starbucks users. If you join the free Starbucks Rewards scheme and reach Gold level (you need to earn 2,500 Stars, roughly a spend of £250) you’ll get a free drink on your birthday. You’ll also get other freebies throughout the year at this level.

As an aside, the Starbucks Rewards scheme has recently changed which means you need to spend more to get the perks.

Subway – free cookie

Join Subway Rewards, add your date of birth and you’ll receive a treat on your birthday, usually a free cookie.

Our podcast

Listen to Cash Chats, our award-winning podcast, presented by Steve Alderton and Editor James Andrews.

Episodes every Monday.

Birthday gifts

Shopmium – free gift

Cashback app Shopmium often provides a special extra offer on your birthday. Andy’s managed to snag a free box of Celebrations. 

You’ll need to have reached Gold level and you’ll then get an offer appear in your app. You’ll then need to buy the item and scan the receipt to get the cashback. Here’s more on how the app works and a sign up offer.

Hobbs – free gift

Sign up for the Hobbs newsletter to get a free birthday gift. We’re not sure what you get, but in 2021 it was a candle. You also get 10% off your first purchase when you sign up.

Space NK – free gift

If you sign up to the Space NK loyalty scheme N.dulge you can get three free beauty items for your birthday. You’ll need to have made a purchase online or in-store within the last 12 months.

This is a loyalty scheme, so you’ll earn points each time you spend money, which can be converted into money off future purchases.

Good birthday offers that aren’t freebies

Sometimes you’ll be sent a discount voucher or a free meal/ bottle of bubbly as long as you get another meal. These can be good and might be worthwhile if you’d like to eat there anyway, but they’re not strictly birthday freebies. 

Here are some of the things you can be offered:

Bills – “free” bottle of Prosecco or pancakes

Again, not strictly a freebie, as each diner has to order a main meal. 

Make sure you’re signed up for the Bill’s Newsletter 4 weeks before your birthday and you’ll get an email with the gift. 

You’ll also need to pre-book a table. It’s valid for 5 weeks from the date that you get the email. 

Birthday perks for kids

Build-a-Bear – pay your age

Sign up to the Build-a-Bear loyalty programme and on your child’s birthday they can make a teddy bear at an instore workshop and you’ll pay the equivalent to their age – so if they’re turning two years old, it’ll cost £2 (usually £14).

Once you’ve signed up you can add your child’s birthday to your birthday profile. You’ll need to go to an instore workshop to get the discount, let them know it’s your child’s birthday and confirm your account details at the checkout. The full terms and conditions are on the Build-A-Bear website.

Cheap cinema ticket offers and deals

All of the deals for ODEON, Vue, Cineworld, Everyman, Picturehouse and more!

In this article you’ll find all the latest cinema ticket deals and offers, starting with the ones you can’t miss, then some chain specific offers, and then a few more well worth a look.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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National Cinema Weekend

National Cinema Weekend runs every year in September. This year, participating cinemas are offering tickets from £4.

Vue: tickets for £4

Vue is offering £4 tickets for National Cinema Weekend. The offer applies to all cinemas and all seats — no uplift for premium seating or screens.

ODEON: tickets for £4

On the 5 and 6 September 2026, you can get £4 tickets at ODEON cinemas. All films and all screens (including IMAX, iSense, Dolby and XL) are included.

You can book online or in the cinema to get the tickets.

Cineworld: tickets for £4

On 5 and 6 September, you can get £4 tickets at Cineworld for National Cinema Weekend.

Tickets in all formats except IMAX are included — IMAX screenings cost £6 instead.

Top cinema offers

2-4-1 via Meerkat Movies for £1

One of the most popular cinema deals is Meerkat Movies. Once a week you can access a code to get buy-one-get-one-free tickets on a Tuesday or Wednesday. You can use this deal at most UK cinemas all year (though not Everyman or Curzon). 

You get access through buying an insurance policy via Compare the Market, but we’ve got a hack that’ll get you access for just £1 each year.

Free tickets via your bank

Vue/ODEON: six tickets via Lloyds 

You can get six free ODEON or Vue tickets if you open a Club Lloyds bank account. You’ll need to deposit £2,000 into the account each month to avoid a fee, but that’s easily done.

At Vue cinemas, your vouchers also entitle you to half price popcorn. At ODEON cinemas, you can redeem your vouchers at ODEON Kids Screenings, which come with a free kids-size popcorn per ticket.

Vue: free Vue ticket via £7 Monzo Perks

You can claim a free, standard ticket at any Vue in the UK every month. You can upgrade to a VIP, 3D, recliner or IMAX ticket but you’ll pay an extra fee.

You’ll need to use the code before the end of each calendar month, but it can be for a screening at a later date. Monzo Perks costs £7 per month and comes with a range of money saving benefits, including an annual Railcard and weekly Greggs freebies.

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Cashback on cinema gift cards

Whether you’re buying a full price ticket, or stacking with other offers featured on this page, you’ll save a little by using a discounted gift card.

Some of these are special offers at retailers like Tesco or Amazon where you save when you buy. When these are available we’ll share them as featured deals.

Others will learn you cashback on your gift card purchase, and these tend to run all year around via these apps:

Up to 40% off via other memberships

There’s a good chance you can save up to 40% on cinema tickets via an existing membership or account – and if not, you could sign up as a new customer. 

The likes of Tastecard, Mastercard and Lidl offer you access to a service called Cinema Society which sells reduced tickets for ODEON, Vue, Picturehouse, Showcase, Cineworld, Empire and other independent cinemas. 

This can be a good way to save, but watch out as you might find your local cinema is cheaper itself when you buy direct! Or some of the other deals we’ve shared on this page could also work out better value.

In some cases you’ll need to pay for the initial membership, but others are free. Though you can find these in a number of places (check any work perk schemes for instance), here’s some of the more common ones you might have access to.

Available for free with other accounts:

Included with paid membership:

Other top cinema deals

We’ve listed more offers, both specific to the different chains and across different cinemas, below, but these ones in particular are worth a look:

  • Everyman: 2-4-1 Wednesday with Times+
  • Escapes: free film preview tickets
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ODEON ticket deals and offers

Don’t forget we may have featured some ODEON deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.

ODEON: discounts and points via ODEON Extras

Deal expiry: Ongoing offer

Sign up for free to ODEON Extras scheme to earn points and other savings. You’ll get the following:

  • Tickets from £4.50 every Monday
  • A birthday treat (possibly a large popcorn and drink combo)
  • 500 points on joining
  • 25 points for every £1 spent

If you watch two films in three consecutive months you’ll get a free upgrade to ODEON Extras Plus. You’ll need to make another two visits every six months to keep at this level. Extras Plus will get you more and is still free:

  • 50 points for every £1 spent
  • 10% off tickets when you book online
  • An improved birthday treat
  • Invites to member screenings
  • Large popcorn for the price of a medium

You’ll need to earn a few points before you can use them. You’ll be able to swap as follows:

  • 5,000 points for a £5 food and drink voucher
  • 7,000 points for a standard seat ticket
  • 10,000 points for recliner seat ticket

So you’ll need to spend £280 to claim that free standard ticket on the base level Extras membership! If a ticket costs £10, that’ll be 14 tickets.

Points will expire 24 months after they’re earned, so don’t forget to use them.

ODEON: two tickets for £8 for Vodafone customers (+£1 booking fee)

Deal expiry: Ongoing offer

If you’re a Vodafone customer then you can get two ODEON cinema tickets every week with VeryMe Rewards. You can do this once each week for any film showing at any time.

Two standard tickets will cost £8, while two Luxe tickets cost £13.

You can also get four standard for £16 and four Luxe for £26.

The voucher can only be used on the same screening, so you couldn’t use it for one ticket at two screenings for example.

You’ll need to pay an additional £1 booking fee when using the voucher on the ODEON website, though this covers the whole booking. If you use it at the box office you won’t pay this extra charge.

To get it, you just need to tap on ‘Rewards’ in the Vodafone app and claim the offer.

If you don’t have Vodafone this hack could get you access to the various offers.

ODEON: cheaper online tickets

Deal expiry: Ongoing offer

If you book online ahead of your trip rather than buying tickets upon arrival then you get cheaper cinema tickets at ODEON. 

You’ll get charged a £1 booking fee online (included in the price you see), so check that special offers aren’t better at the box office.

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Vue ticket deals and offers

Don’t forget we may have featured some Vue deals in our ‘Top cinema deals’ section above, including free tickets via bank accounts.

Vue: free tickets via Club Perks

Vue have launched a new reward scheme called Club Vue. Each time you buy a ticket you’ll get a stamp, and once you have 10 stamps you’ll get a free ticket. There are also ‘bonus treats’, so something to look out for.

You need to download the Club Vue app and join the free Vue Member scheme.

There’s only one stamp per booking, so you might want to book multiple seats separately. You’ll also only get the stamp if you book in advance on the app or website, and not via the box office.

The free ticket is for a standard 2D showing, so won’t work for 3D or other premium tickets though you can pay extra to upgrade. You’ve three months to use the free ticket once it’s been issued, and you can use it online or in person.

This appears to work with free tickets too, such as those from Lloyds Bank or Vitality, so you might not even need to spend anything to get a stamp.

Vue: two free tickets for Sky Cinema customers

Deal expiry: Ongoing offer

If you’ve got Sky Cinema, you can get two free standard Vue cinema tickets every month. The tickets can be used at any Vue cinema in the UK or Ireland, at any time Sunday – Thursday.

You’ll need the MySky app to get access to this offer, where you’ll find a code to use online and a QR code to use in the cinema. 

There’s a limit to how many free tickets Sky gives out each month, so you may need to get in early.

Vue: two tickets for £9 with O2 and Virgin Media

If you’re a broadband customer with O2 or Virgin Media you can use the O2 Priority app for discounted tickets.

You can get two Vue tickets for £9 every week or four for £18 to use on any day, at any Vue location.

There’s also 20% off food and drinks.

You can get a new code at 10am each Monday and it’s valid until Sunday of the same week. You can only take advantage once a month.

If you don’t have O2 Priority, this hack can give it to you for £10 every six months.

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Cineworld and Picturehouse cheap tickets

Don’t forget we may have featured some other deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.

We’ve also details of Cineworld and Picturehouse memberships later on this page.

Cineworld: 2 for £10 via First Direct

First Direct account holders can claim two tickets for a tenner every week. You need to sign up for the free First Direct Perks scheme to access the deal.

Picturehouse: Happy Mondays

All day, every Monday (excluding bank holidays) you can watch any film at a discounted rate at every single Picturehouse. 

The most you’ll pay for a standard ticket on Happy Monday is £8.20, or £10.20 at Picturehouse Central.

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Everyman cinema ticket deals and offers

Everyman offers are pretty rare, the best one being with a Times+ subscription.

Everyman: 2-4-1 Wednesday with Times+

If you subscribe to The Times, you’ll be able to get two-for-one tickets at Everyman on Wednesdays. You can get a one month free trial or £3 for 3 months then it’s a pricey £26 a month. 

Showcase ticket deals and offers

Don’t forget, we may have featured some other deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.

Showcase: 10% back via Insider scheme

Showcase Insider is a free loyalty program. Members earn 10% of spend back on ticket, snack and drink purchases to use on future visits. 

Members also get discounted admission tickets, sometimes as low as £4.99 on Saver Mondays.

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Other cinema deals and offers

Don’t forget, we have featured some other deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.

Escapes: free film preview tickets

With Cinematik, you can get free tickets to select films for free. Each month, a film is voted to be screened, and you can book to see it on a specific day. You can book a maximum of one ticket per screening. You also have the option to reserve an additional ticket for a guest, which they’ll need to confirm separately via a shareable invite link.

The cinemas taking part are mainly local independent ones, but there are Picturehouse and Reel cinemas included. There’s a full list of all participating cinemas on the Cinematik website.

Mubi Go: free ticket every week

Deal expiry: Ongoing offer

Mubi is an online streaming service. For £11.99 a month you get a classic, world cinema or art-house flick to watch, with the curated selection adding a new film every day.

For an extra £7 per month you also get a free cinema ticket every week via the Mubi Go service. There’s a 7-day free trial and if you sign up for an annual membership, you’ll save 33%.

You typically won’t be able to watch blockbusters, instead there’s a specific new film every week. You can go to see that film once, and another film choice will be given the following week. 

With many of the films being smaller, they’ll have limited releases, so if you don’t live in a big city there’s a good chance you won’t be able to take advantage every week as not all the films will be shown at all cinemas.

Vitality: free ODEON/Vue ticket each month

Deal expiry: Ongoing offer

If you’ve got a Vitality membership, usually offered as a healthcare perk with employers, then you can nab yourself a free Vue or ODEON ticket once each month.

You now need to get a four-week streak, where you earn at least 12 points each week. You can then claim the free ticket in the app.

Enter your code on the cinema’s website when booking your tickets.

Fever: discounts at Vue, Cineworld & ODEON

You can buy a ticket from £5.60 to use for movies at Vue, Cineworld or ODEON with the entertainment site Fever.

The actual price you’ll pay varies by location. If you have a larger town or city close by, you could get a better discount by choosing a cinema there instead. 

You can also use a refer-a-friend link to save £4.

Again, do check you can’t get a ticket for less via a different offer before buying.

Here’s what you need to know about getting discounted tickets with Fever:

ODEON: you can get a standard 2D ticket at select cinemas in the UK. It’s not valid at Luxe locations or the Islington Luxe & Dine. If you want to upgrade to IMAX, 3D or recliner seats, you’ll have to pay extra. 

You can use the voucher online via the ODEON website or app, but there’s a £1 fee per ticket. You can also redeem the voucher at cinema kiosks – but not at the box office. The voucher can’t be used for special screenings or events and can’t be combined with other offers.

Vue: you can get a ticket for a film either online or via the Box Office. Each voucher is only valid once and if you cancel your booking, you won’t get it back. 

It’s not valid for premieres, special events or things like Mini Mornings or Scene screenings. With a Super Saver voucher, you can book general 2D seating, while VIP vouchers give more options, including recliners and 3D screenings (with an upgrade fee). 

Cineworld: you can get a ticket for any standard 2D film, but if you want to upgrade to 3D, IMAX or 4DX you’ll have to pay extra (plus the cost of 3D glasses if needed). If you’re booking online, there’s a small fee added.

You can’t use this ticket for Event Cinema, special screenings, Movies for Juniors or ViP seats though, so check before booking.

Cheap kids cinema tickets

Kids tickets from £2.49

Most of the big chains have deals where you can get cheaper kids or family tickets. Here’s our roundup of what’s on offer:

ODEON: £2.75 per ticket – you’ll get the same cheap price for both adults and kids at weekends and school holidays.

ODEON: Family ticket – you can get adult tickets at child prices for the same film. You’ll see the option at check out for an adult and child combo ticket.

Vue: tickets for £2.49 – Vue Mighty Mornings are kids screenings on Saturday and Sunday mornings at 10am and every day of the school holidays.

Cineworld: from £2.50 – kids and adults pay the same price via Movies for Juniors.

Picturehouse: from £3.30 per ticket – kids’ Club screenings are shown every Saturday morning and prices depend on the cinema you visit. There’s also preschool specials, exclusively for preschool children and the adult goes for free. With the family ticket option, adults only pay kids prices. It’s for four people, at least two must be under 15 (e.g. two adults and two kids or one adult and three kids).

Cheap over 60s cinema tickets

Over 60s tickets from £3.50

ODEON, Cineworld and Picturehouse have cheaper tickets for over 60s (Vue don’t have anything on offer at the moment). Here’s our roundup of the deals:

ODEON: from £3.50 per ticket – ODEON Silvers has screenings during quieter times of the day with a selection of new releases or classic films. Tickets with standard seats are £3.50 when you book as a myODEON member online and £4.50 in-cinema. Standard seats are £4.00 when you book online as a guest and £5.00 in cinema. The price includes tea, coffee and biscuits, served before the film.

Cineworld: tickets for £4.50 – CineSeniors runs every Wednesday and you also get complimentary hot drinks and biscuits.

Picturehouse: discounted tickets – Silver Screen is a free-to-join club for over-60s. Members get a free tea or coffee at Silver Screen shows. 

Memberships

These memberships could save you money on tickets – if you go frequently enough.

ODEON myLimitless: from £14.99 a month

Deal expiry: Ongoing offer

ODEON myLimitless is an annual membership that allows you to see as many films as you like in ODEON cinemas. You pay £14.99 per month or £17.99 for myLimitless Plus, which also gets you ODEON Luxe, seat upgrades and screen upgrades. 

If you go via a cashback site, you could cut the cost even more. With TopCashback you can get up to £4.25 of the price back on your first payment. Plus, you could get a welcome bonus offer.

ODEON sometimes offer discounts on annual membership, and we’ll share them here when they run.

Cineworld Unlimited Card: from £10.99 a month

Deal expiry: Ongoing offer

If you frequently go to a Cineworld, its Unlimited Card lets you go as much as you want (2D only). The minimum subscription is 3 months and starts at £10.99 a month, going up to £21.90. 

Each cinema is bracketed into a group – the amount you pay depends on the group your cinema falls in. The Cineworld website has a full list of which cinemas are in which groups

  • Group 1 cinemas – £10.99 a month
  • Group 2 cinemas – £16.99 a month
  • Group 3 cinemas – £19.40 a month
  • Group 4 cinemas – £21.90 a month

Members are also invited to preview screenings and get 10% off food and drink. If you continue your subscription for a second year, membership then includes 3D films and the food discount goes up to 25%. 

There’s also a referral scheme where you get an extra month for free if you get a mate to sign up.

We’ll share any discounts on membership here when they’re available.

Take a friend for free from 23 January to 12 February

If you’re a Cineworld Unlimited member and were registered by 20 January 2026, you can take a friend for free until 12 February.

The free ticket can be a 2D ticket only at any Cineworld cinemas.

Picturehouse: free tickets and £3 off with memberships

Picturehouse memberships give you free tickets and discounts at any Picturehouse cinema. The free tickets are sometimes restricted to your member cinema so it’s best to save them for the weekends when prices go up.

There’s two tiers of membership – Member and Member Plus. The Member option gives you five free tickets and costs between £57 and £97 per year depending on the member cinema you join. 

Member Plus gives you an extra card so you can split the costs with a mate or family member. You’ll get ten free tickets and it costs between £100 and £170 per year. 

After the freebies you’ll also get £3 off our further tickets.

Members also get a 10% discount on food and drink, free previews, no online booking fees and occasional other freebies.

At certain points in the year there are discounts on memberships, and we’ll share them here if they’re any good.

Everyman Memberships

There are a few options here, though the basic one (i.e. cheapest) allows you to take a friend for free on Mondays. You also get six free tickets for the £89 cost.

The next level up costs £325 a year, and comes with 24 free tickets. After this you can spend £680 and get unlimited tickets for two for a year.

Curzon Membership

For £65 (£50 concessions) you can get an annual “Classic” membership. This comes with five credits to use for free tickets or at home streams. You can use the credit to buy tickets for yourself and guests. There’s a further 20% discount for you and a guest on other tickets. You’ll also get 10% off drinks and snacks.

If you go to a Curzon a lot, there is a £285 “Cult” option. This annual membership gives you five free credits a week. Use them all and it’s just £1.10 a ticket! You can’t use the credits to get a ticket for a guest. If you want to pay monthly it’s £25 a month, but you’re still tied in for 12 months.

The Cult + membership doubles down with 10 free tickets a week (which are valid for events such as theatre and ballet screenings) and an additional cardholder. It comes in at £850 a year.

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Expired deals

25% off MyLimitless (ended)

Odeon is running it’s New Year Sale already, offering 25% off its annual subscription. It’s £139, usually £186. Limitless Plus is reduced to £164, usually £219.

This makes it just over £11.50 per month, so if you’re a regular cinema-goer, it could be well worth it.

You can only get this when you buy a whole year upfront between 22 December 2025 and 31 January 2026.

Vue: two tickets for £9.50 (not currently running)

Groupon is offering two tickets for £9.50 or five for £22 to use at Vue.

You can only use them to book online, though you can use them across multiple visits if you want.

You’ll need to pay £2 extra to use in London or recliner seats. Here’s the full list of where this applies:

Vue Basingstoke Festival Place | Vue Bolton | Vue Bristol Cribbs | Vue Bromley | Vue Cheshire Oaks | Vue Croydon Grants | Vue Croydon Purley Way | Vue Cwmbran | Vue Edinburgh Ocean | Vue Edinburgh Omni | Vue Eltham | Vue Exeter | Vue Finchley North | Vue Finchley Road | Vue Fulham Broadway | Vue Glasgow St Enoch | Vue Harrow | Vue Hartlepool | Vue Islington | Vue Leeds Kirkstall | Vue Leeds Light | Vue Manchester Printworks | Vue Manchester Red | Vue Newcastle UL | Vue Norwich | Vue Northampton | Vue Piccadilly | Vue Plymouth | Vue Poole | Vue Portsmouth | Vue Preston | Vue Shepherds Bush | Vue Southport | Vue Swindon | Vue Thanet | Vue Watford | Vue West End | Vue Westfield | Vue Westfield Stratford | Vue Wood Green | Vue York

Tickets last until 20 November 2025.

Cineworld: 25% off Cineworld Unlimited (ended)

You can currently get 25% off a new Cineworld Unlimited subscription if you use the code UNLIMITED25 between 30 June and 13 July 2025. The price of a membership depends on the cinema that you’re signing up for and your subscription period.

You’ll also get 10% off snacks and 25% off at partner restaurants.

ODEON: 15% off gift cards at Tesco (ended)

Deal expiry: 10 August 2025

Tesco is selling Odeon gift cards with a 15% discount. You can use these to pay as normal for any ticket, including those which are discounted, such as using Meerkat Movies or the two for £10 voucher via Amazon Prime.

ODEON: 20% off gift cards at Tesco – expired

Deal expiry: 22 December

Get 20% off ODEON e-giftcards from Tesco until 22 December. The discount applies to e-giftcards valued between £5 and £25. These e-giftcards are valid for two years.

Vue: tickets from £4 each with Wowcher (expired)

Deal expiry: 14 May 2025

You can buy bundles of Vue tickets on Wowcher, either two, five or ten, and you’ll get them at a much lower price. Two tickets cost £9.50 – making it £4.75 a ticket. For five tickets, you’ll spend £22 (£4.40 per ticket), and ten tickets cost £40, making it £4 per ticket.

You can use the tickets for Standard 2D screenings, sitting in super saver seats.

You’ll have til 18 May to use the tickets, but check that your cinema is listed, as there are some exclusions, and some cinemas will charge you a £2 surcharge when redeeming it – check this list in “The Fine Print”.

To get it, go to Wowcher and search “Vue” to find the offer.

Cineworld: two tickets for £12.95 with Wowcher (expired)

Deal expiry: 31 March 2025 (though may be extended)

You can buy two Standard Cineworld tickets on Wowcher for £12, plus a £0.95 booking fee when booking the tickets.

You’ll have til 31 March to use the tickets, but check that your cinema is listed, as there are some exclusions. There’s an uplift fee for things like 3D screenings or IMAX. And be aware that you need to use them both at the same time.

To get it, go to Wowcher and search “Cineworld” to find the offer.