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November 3, 2025 | Articles Best Buy

The best American Express cards

Written by Andy Webb

Which Amex credit card will earn you the most cashback or rewards in the UK in 2025?

There are a number of different American Express cards, so which is the best?

In this best buy guide, I’ll take you through my top picks whether you want to get your first card or change the one you already have.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

The best American Express for welcome offers

There are a number of great welcome bonuses from American Express that could earn you more than £100 extra in your first few months. They are often boosted too, making them even more profitable.

Importantly you can only get these offers (on most cards – more on this in a bit) if you’ve not an an Amex in your name in the last two years.

Each offer also comes with a spending requirement to trigger the bonus, so make sure your normal spending will fit this.

The best first Amex card welcome offers

To keep you eligible for additional welcome bonuses, I’d actually only consider one of these two cards, even though you’ll earn less from the bonus. They rarely have boosted welcome deals so I’d go for them at any time.

If you aren’t going to later for a second bonus with the Amex Platinum then you could also consider the Amex Preferred Rewards Gold – though I’d wait until it’s boosted.

Here are the standard offers you can expect, and we share boosted Amex welcome offers here.

Card	Fee	Standard welcome offer	Condition	Value	Ongoing cashback rate
Nectar American Express credit card	Free in year one, then £30 a year	20,000 bonus Nectar points (+ 2,000 points from spending)	Spend £2,000 in the first three months	£120 in Nectar points	2 Nectar points per £1 (=1%)
American Express Cashback card	£25 a year	5% cashback	On the first £2,500 spent in the first three months	Up to £125	0.75% on the first £10,000 spent a year, then 1.25%
American Express Preferred Rewards Gold card (review)	Free in year one, then £195 a year	20,000 bonus Amex points (+3,000 points from spending) Most recent boosted welcome offer here	Spend £3,000 in the first three months	£115 in Nectar points	1 Amex Reward point per £1, bonus points for every £5,000 spent (= 0.5% to 0.75%)

Additional Amex welcome offers

After the Nectar or Platinum Cashback, there’s the chance to get another boosted offer on both the British Airways American Express Premium Plus (as long as you’ve not had either BA Amex card in the last two years) and the American Express Platinum credit cards (as long as you’ve not had the Preferred Rewards Gold or Rewards cards in the same time). I’ve written in more detail about this multiple Amex welcome offer hack here.

However, these cards come with big fees and the bonuses have large spending requirements, so I’d wait until they are boosted and you can earn more points.

If you are a member of Vitality health or life insurance then you will also be eligible for a £100 statement credit when you spend £2,000 in the first three months, even if you’ve got any other Amex.

Here’s what you could be looking at based on increased sign-up offers that have run recently.

Card	Fee	Most recent boosted welcome offer	Potential condition	Total value	Ongoing cashback rate
British Airways American Express Premium Plus card	£300 a year	60,000 bonus Avios points (see most recent promotion here)	Spend £6,000 in the first three months (and earn 9,000 more points)	£330 in Nectar points	1.5 Avios per £1 (=0.75% in Nectar points)
American Express Platinum card	£650 a year	80,000 bonus Amex Reward points (see latest promotion here)	Spend £10,000 in the first six months (and earn 10,000 more points)	£450 in gift cards	1 Amex point per £1 (=0.5%)

The latest Amex offers

Check out this article with details of boosted referral bonuses and other extra offers with your American Express card.

The best American Express card for spending

So what do you do once you’ve got bonus (or bonuses) and you’re faced with a fee at the start of the second year? Well, I’d be looking to ditch that card and find an alternative.

But the headline cashback/reward rate isn’t the only thing to consider. You need to take into account whether there’s a fee or minimum spend. And you also need to decide how you want to receive your money back – as cash or points?

Depending on which card you went to for your first card (the Nectar or Cashback), I’d actually then get the other one next or look at the Amex Preferred Rewards Gold which is free in year one.

But after the first year on each of these, the annual fees on all three will eat into your cashback earnings.

But if you want to keep an Amex, then there’s the Amex Rewards card or BA Amex which are both always free. Just don’t get these (or the Gold) if you haven’t yet claimed those additional Platinum and BA Amex Premium Plus welcome bonuses.

Amex card	Annual Fee	Cashback/Reward	Equivalent rate
Nectar	Free in year one, £30 after	2 Nectar points per £1	1%
Cashback	£25 (first year can be covered via referral link)	Up to 1.25% cashback (paid on year anniversary)	0.75% on first £10,000, then 1.25%
Preferred Rewards Gold	Free in year one, £195 after	1 Amex Reward point per £1, bonus points for every £5,000 spent	0.64% to 0.75% if you spend at least £5,000
Reward	Free	1 Amex Reward point per £1	0.5%
British Airways American Express	Free	1 Avios point per £1	0.5% (if converted to Nectar)

Best Amex for extra offers

There’s a final category to consider when choosing your Amex – are there extras that come with the card? And if so, how much will they cost?

This table shows the main additional card benefits you might want to take advantage of.

Amex Card	Key additional benefits	Annual fee
Preferred Rewards Gold	2 x £5 Deliveroo credit every month 4 Priority Pass airport lounge visits each year	£195
Platinum	Worldwide family travel Insurance £200 UK dining credit each calendar year (£100 every six months) Airport lounge access all year	£650
British Airways Premium Plus	BA Companion voucher if you spend £15,000 each year (lasts 24 months, and valid in all classes)	£300
British Airways	BA Companion voucher if you spend £15,000 each year (lasts 12 months, and only valid in economy)	Free

I wouldn’t keep the Gold card once the fee kicks in after the first year. I’d also avoid the Platinum after the year which includes a welcome bonus.

It’s a harder call with the BA cards. If you opt for the free BA card, it’s only valid for 12 months and only in economy, which might make it hard for you to find a flight you want to use as tickets are released 12 months in advance on the BA site, so you could well miss out on big destinations.

The Premium Plus voucher lasts longer, but you will be paying £300 to get it. From my experience it’s hard to get that back on economy flights, so you’d want to aim for Business.

But, to use a 2-4-1 Companion voucher you need to have enough Avios points to pay for the first flight AND you have to pay for taxes and fees on top. If that’s unlikely then neither are worth it. And you also need to weigh up whether you’ll be able to get a cheaper flight shopping around.

Best Amex to protect your Amex Reward points

If you decide to cancel the Platinum card at the end of your first year, make sure you protect any Amex Membership points linked to it before doing so. You’ll need to swap them or open up a different Reward card to ensure you don’t lose them.

There are two options here. The Reward card and the Preferred Reward Gold card. Remember, do not open up either of these cards before the Platinum if you think you’ll try for the boosted welcome offer on that card at some point.

Amex card	Annual Fee	Cashback/Reward	Equivalent rate
Preferred Rewards Gold	Free in year one, £195 after	1 Amex Reward point per £1, bonus points for every £5,000 spent	0.64% to 0.75% if you spend at least £5,000
Reward	Free	1 Amex Reward point per £1	0.5%

Featured savings deal

More Details

Trading 212 Cash ISA

AER (variable)

4.53%

Minimum

£1

New Trading 212 customers get a bonus of 0.68% AER for 12 months for current year subscriptions

More details ▼

Additional Info

Existing Trading 212 customers get a rate of 3.85%

FSCS Protected?: Yes

Allows transfers in?: Yes

Flexible ISA?: Yes

▲

Best Amex for 2-4-1 flight vouchers

Two American Express cards can earn you British Airways companion vouchers. However, don’t get the free BA Amex card before the BA Amex Premium Plus if you want to try for the higher welcome offer with the latter card detailed further up this article.

With the Premium Plus you’ll need to spend £15,000 in the first year you’ll get a BA Companion voucher. This gets you 2-4-1 flights or an upgrade and is valid for two years and in all flight classes. Remember there is a £300 annual fee.

But after this year you have two options. If you cancel completely you won’t lose your Avios as they’ll have been added to your British Airways Executive Club account. This resets the clock to enable you to (potentially) get another bonus in two years time.

Or you can downgrade to the free BA Amex easily via a call or live chat and this will mean you keep an Amex without a new credit check.

If you choose to keep spending on it you still need to hit £15,000 in a year for a BA Companion voucher to use in economy class, valid for a just one year.

With both companion vouchers, bear in mind you need to have enough Avios points saved up to cover the cost of one ticket before adding the 2-4-1 voucher, and you still pay tax and fees on both tickets.

Amex card	Annual Fee	Cashback/Reward	Equivalent rate
British Airways American Express	Free	1 Avios point per £1	0.5% (if converted to Nectar)
British Airways American Express Premium Plus	£250	1.5 Avios point per £1	0.75% (if converted to Nectar)

November 3, 2025 | Best Buy

The best cashback or reward debit and credit cards (November 2025)

Written by Andy Webb

Earn as much as 5% back when you spend from the likes of American Express, Chase and Barclaycard.

You can earn cashback or rewards via both debit and credit cards. In most instances the best option is the one that pays the best rate.

If you’re worried about managing a credit card it makes sense to use a debit card more. However, credit cards do have extra perks like added consumer protection or for deposits when hiring a car.

Cashback can be spent as you wish, while rewards normally need to be transferred into vouchers and spent at specific retailers.

We’ve outlined the best options so you can earn as you spend.

Best cashback debit cards

There are a just a handful of debit cards which offer money back on your spending. Chase used to be on all spending but added restrictions in April 2025. Our top pick is from Trading 212, which is temporarily increased to 1.5%.

Trading 212

0.5% cashback

Boosted to 1.5% if you auto-invest

Max £15 cashback a month

Cashback payable daily

£5 for physical card

Fee-free abroad and earn cashback

> Trading 212 card review

> Customer reviews of T212 on Smart Money People

Chase Bank

1% cashback on groceries, everyday transport, petrol

Max £15 cashback a month

Cashback payable daily

No fee

Requires £1,500 deposit in previous month

Also fee-free abroad (no cashback though)

> Chase Bank review

> Customer reviews of Chase on Smart Money People

Other cards

We’ve not listed cards which offer money back from time to time on a changing list of retailers. This includes Monzo, Halifax and Santander. These are worth a look but are really just pot luck as to whether something is available when you want to buy something.

Occasionally there’ll be a short lived cashback offer, and we list them on our banking deals page.

Our analysis

The highest ongoing rate on debit cards is via the Chase current accounts, where there’s 1% up for grabs. Sadly though, this is limited to set categories, broadly groceries and travel (trains, buses, ferries and petrol) in the UK on both cards.

There’s also a £15 cap on how much you can earn each month. This means you’ll earn only on the first £1,500 spent on qualifying categories.

Trading 212 offers a lower rate of 0.5% but it’s not restricted to certain purchases, though You’ll also earn the cashback on overseas spending. It has a cap of £15 a month.

Best cashback and reward credit cards

There are different types of cashback credit card, so we’ve split this section into:

Best American Express cashback cards
Best Visa or Mastercard cashback cards
Best supermarket or retailer cashback cards
Best airline rewards cards

Andy’s cashback credit card rules

A really important rule if you are using a cashback credit card.

Always pay off the balance in full every month

There’s no point using a cashback credit card if you’re going to get charged interest on your purchase. So make sure you set up a Direct Debit to clear the full balance.

If you can’t afford to do that, then a credit card probably isn’t your best option except for emergencies. I’ve written more about clearing credit card debts, so do read that.

It’s also worth doing an eligibility check before you apply if you can. This gives you a sense of whether you’ll be accepted, though not a guarantee.

Read more about these credit card rules.

Best American Express cashback and reward credit cards

The three Amex credit cards I’d look at for everyday earning are the Cashback, Nectar or Preferred Rewards Gold card.

Amex Cashback	Amex Nectar	Amex Preferred Rewards Gold
0.75% on first £10,000 a year then 1.25%	2 Nectar points per £1 (equivalent to 1%)	1 point per £1 (equivalent to 0.5%) Bonus points for every £5,000 spend (boosts equivalent rate to up to 0.75%)
5% welcome bonus (up to £150) in first three months	20,000 welcome bonus if you spend £2,000 in two months (worth £100)	20,000 standard welcome bonus if you spend £3,000 in two three months (worth £10) Often boosted to 30,000 points (£150)
Cashback payable at end of year	Points redeemable instantly	Points redeemable instantly
£25 a year fee	Free in first year £30 a year afterwards	Free in first year £195 a year afterwards
		Also £10 back at Deliveroo each month, 4 free Priority Passes
Bonus £25 via referral	Bonus £20 via referral	Bonus £70 via referral
		> Amex Gold credit card review
> Customer reviews of Amex over on Smart Money People	> Customer reviews of Amex over on Smart Money People	> Customer reviews of Amex over on Smart Money People
> Check your eligibility for an American Express credit card	> Check your eligibility for an American Express credit card	> Check your eligibility for an American Express credit card

Our analysis

The highest paying of all credit and debit cards without restrictions is the American Express Nectar, which earns you the equivalent of 1% back. Of course you are earning Nectar points, but as long as you sometimes shop at Sainsbury’s or Argos that shouldn’t be an issue. It’s free in the first year.

If you want pure cash, then go for the American Express Cashback card. You will pay £25 a year for this, but you can wipe that out in the first year by applying via cashback site. You’ll be earning 0.75% on spending up to £10,000, and then a higher 1.25% if you go beyond this. This resets every 12 months.

There is a free but lower paying (at 0.5% on first £10,000, then 1%) version called American Express Everyday Cashback. However you must spend at least £3,000 a year to get any cashback on that.

Alternatively you could look at the American Express Preferred Rewards Gold credit card. You’ll only earn one Amex point (worth 0.5% if you swap it to a gift card), though it’s boosted for every £2,500 you spend above £5,000, pushing potential earnings to 0.75%. This card is initially free, but very expensive from the second year onwards, so it’s certainly only for one year. I’d also wait for when the welcome bonus is increased.

Other Amex cards

The focus of this guide is ongoing earning from spending, whether as cashback or Amex Reward points, however we’ve a longer guide to all American Express cards, their features and their welcome bonuses, including the Platinum card.

Extra Amex offers

Check out this article with details of boosted referral bonuses and other extra offers with your American Express card.

Best Visa and Mastercard cashback and reward credit cards

If you want a back up credit card that’s not American Express, then the following are worth a look. They’re also all fee-free for spending overseas, which is something the Amex cards don’t offer.

Lloyds Ultra	Barclaycard Rewards	Santander Edge	NatWest Travel Reward
1% for first year, 0.25% after	0.25%	1%	1% on UK travel spending (including trains, planes, car rentals, hotels, buses & more) 0.1% elsewhere
		Max £10 cashback a month
Cashback paid each January	Cashback paid monthly	Cashback paid monthly	Cashback paid after 35 days
No fee	No fee	£4 monthly fee	No fee
Fee-free abroad	Fee-free abroad	Fee-free abroad	Fee-free abroad
Visa	Visa	Mastercard	Mastercard
> Lloyds Ultra credit card review		> Santander Edge credit card review
	> Customer reviews of Barclaycard credit cards over on Smart Money People	> Customer reviews of Santander credit cards over on Smart Money People	> Customer reviews of NatWest credit cards over on Smart Money People
	> Check eligibility for the Barclaycard Rewards credit card	> Check eligibility for a Santander credit card	> Check eligibility for a NatWest credit card

Our analysis

The new Lloyds Ultra card is a top paying 1% card for 12 months, and then a lower but hard to beat 0.25% afterwards for a non-Amex card. It’s also fee free to use abroad.

Alternatively, the Barclaycard Rewards pays a solid 0.25% cashback on spending at home or abroad, and is fee free.

The Santander Edge credit card can pay more at 1%, though since there’s a £4 monthly fee and you’re capped at £10, you’ll only earn a maximum of 0.6% back. Spend less or more than £1,000 and that effective rate drops.

I’ve included the NatWest Travel Reward credit card, but it’s only advantage over other cards is you can earn 1% back on holiday planning at home, such as hotels and flights – though you’d get the same with the Amex Nectar as long as the retailer accepts it.

Other cards

NatWest Reward: 1% at supermarkets, 0.25% elsewhere (£24 annual fee unless a NatWest customer) Also available from RBS
Virgin Money Everyday Cashback: 0.25% capped at £15 a month. Fee-free abroad

Featured savings deal

More Details

Trading 212 Cash ISA

AER (variable)

4.53%

Minimum

£1

New Trading 212 customers get a bonus of 0.68% AER for 12 months for current year subscriptions

More details ▼

Additional Info

Existing Trading 212 customers get a rate of 3.85%

FSCS Protected?: Yes

Allows transfers in?: Yes

Flexible ISA?: Yes

▲

Best supermarket and retailer specific cashback and reward credit cards

These cards will earn you a decent rate at core UK retailers and supermarkets like Amazon and John Lewis. You’ll also earn on spending elsewhere, but those rates can usually be beaten by other cards listed above.

Amazon Barclaycard Rewards	John Lewis Partnership	M&S Bank Rewards
1% at Amazon (2% on big sales) 0.5% elsewhere for the first 12 months, then 0.25%	5 points per £4 spent at John Lewis or Waitrose (equivalent of 1.25%) 1 point per £10 spent elsewhere (equivalent of 0.1%)	1 points per £1 at M&S (equivalent of 1%) 1 points per £5 at elsewhere (equivalent of 0.2%)
£20 welcome credit (sometimes boosted)	Regular welcome offers	Regular welcome offers
	Max £15 cashback a month
Redeem credit in multiples of £5	Redeem vouchers in multiples of £5	Vouchers paid quarterly
No fee	No fee	No fee
> Amazon Barclaycard Rewards review
> Customer reviews of Amex over on Smart Money People	> Customer reviews of John Lewis credit cards over on Smart Money People	> Customer reviews of M&S Bank over on Smart Money People
> Check your eligibility for an Amazon credit card	> Check your eligibility for a John Lewis credit card	> Check your eligibility for a Marks and Spencer Bank credit card

Other cards

Asda Money: 0.75% back at Asda, 0.2% elsewhere

Best airline reward credit cards

Fee-free versions of the following cards are available, though you’ll earn far fewer points all round.

British Airways American Express Premium Plus	Barclaycard Avios Plus	Virgin Atlantic Reward+
1.5 Avios per £1 spent	1.5 Avios per £1 spent	1.5 point per £1 spent
30,000 bonus welcome Avios if you spend £3,000 in three months Often boosted to 60,000 points	25,000 bonus welcome Avios if you spend £3,000 in three months	18,000 bonus points with first spend
Spend £15,000 to get a companion voucher	Spend £10,000 to get a cabin upgrade voucher	Spend £10,000 to get a companion or cabin upgrade voucher
£300 a year	£20 a month	£160 a year
	> Barclaycard Avios review
> Customer reviews of Amex over on Smart Money People	> Customer reviews of Barclaycard credit cards over on Smart Money People	> Customer reviews of Virgin Money cards over on Smart Money People
> Check your eligibility for an American Express credit card	> Check your eligibility for a Barclaycard credit card	> Check your eligibility for a Virgin Money credit card

Our analysis

As well as earning points as you spend, the draw with these cards are welcome offers and 2-4-1 vouchers. However the latter can require huge amounts of spending – and then even more to get enough points to use alongside the vouchers, especially on non-economy seats.

Unless you are going to be spending a lot, or want to save long term for a dream trip, I prefer using cashback card and having the flexibility to shop around for deals on flights.

You can also earn points on some American Express cards, such as the Nectar, Reward, Gold and Platinum that can covert to many different airline schemes.

The best credit card deals

Check out my list of the best credit card offers and promotions

November 3, 2025 | Deals

Best credit card offers and promotions (November 2025)

Written by BCWYC Team

The best offers and promotions for credit cards from 0% interest through to introductory bonuses.

Used responsibly, credit cards can help you earn money on purchases, give you stronger consumer protections, make holidays cheaper, help you clear debts or spread the cost of a big purchase.

Everyone’s situation will be different, so these are just the best cards out there – you might have to settle for a shorter deal or lower rate of cashback.

This list is updated at least every month – check the published date to see when this last happened.

The best cashback card welcome bonuses

When you’re opening a card, especially a cashback or rewards based card, it’s worth seeing if there’s a welcome offer. And even better, checking to see if it’s boosted.

Amazon: £40 boosted welcome offer

Sign up for the new Amazon Barclaycard and you’ll get £40 rather than the standard £20 in Amazon credit added to your Amazon account. Offer ends 2 December 2025.

You’ll also earn 1% at Amazon and 0.5% elsewhere, dropping to 0.25% after a year.

Read our review of the Amazon Barclaycard

Check your eligibility for the Amazon credit card

John Lewis: double points for 60 days

If you apply for a new John Lewis Partnership card you’ll get double points at John Lewis or Waitrose for the first 6 days, meaning you’ll get the equivalent of 2.5% back.

After this, you’ll earn 1.25% back (5 points per £4 spent) in Waitrose or John Lewis. You’ll get 0.25% back (1 point per £5 spent) at all other retailers.

There’s no end date for this deal.

Check if you’re eligible for the John Lewis Partnership credit card

M&S: 5x points for six months

If you apply for a new Marks & Spencer credit card, you can get five points on M&S spending instead of one, for six months. Every £100 spent gets 500 points which works out as £5 as a voucher.

There is no closing date for this offer but the terms and conditions state it can be withdrawn at any time.

Check your eligibility for an M&S credit card

Featured savings deal

More Details

Trading 212 Cash ISA

AER (variable)

4.53%

Minimum

£1

New Trading 212 customers get a bonus of 0.68% AER for 12 months for current year subscriptions

More details ▼

Additional Info

Existing Trading 212 customers get a rate of 3.85%

FSCS Protected?: Yes

Allows transfers in?: Yes

Flexible ISA?: Yes

▲

Best American Express welcome offers:

We’ve more details on the latest offers in my dedicated guide to American Express offers, but here are the top picks for the bonus available for new cardholders.

Boosted Amex welcome offers

5% on the Amex Cashback Everyday card on up to £2,500 + £10
80,000 bonus points on the Amex Platinum
40,000 bonus points on the Amex Preferred Reward Gold

All the latest Amex welcome offers

Virgin Atlantic Reward+: Up to 36,000 bonus points boost (ended)

If you collect Virgin Points rather than Avios, this offer until 13 October 2025 will earn you double the usual welcome points when you spend £3,000 within the first three months.

Card	Fee	Requirement	Welcome bonus	Boosted points
Virgin Atlantic Reward+	£160 a year	Spend £3,000 within 90 days	18,000	18,000

You’ll get 18,000 points with your first purchase with this card, and then another 18,000 when you spend £3,000 in the first 90 days of having the card. You also need to link your Flying Club number to your credit card by 11 January 2026.

You’ll be eligible for the offer as long as you’ve not held this Virgin Atlantic card in the last six months. If you have the free version of the card you will be able to get this offer.

With the card, you earn 1.5 Virgin Points for every £1 spent on card purchases and 3 Virgin Points for every £1 you spend directly with Virgin Atlantic or Virgin Holidays.

The offer ends on 13 October 2025.

Is it worth it?

This is a significant boost on the previous one last Spring.

Bear in mind there’s a £160 annual fee, and you won’t get a refund if you cancel it after getting the bonus.

You can use the points against flights, as well as on the Virgin Red site, including for train tickets or gift cards at Costa, Nike and Pizza Express. You’ll get half a penny (0.5p) per point, so those 36,000 points will be worth £180.

You can also swap for things like Virgin Wine and Greggs’ sausage rolls!

Check your eligibility for a Virgin Atlantic Reward+ credit card

Best 0% Purchase & Balance Transfer welcome deals

Before you get a 0% balance transfer card make sure you read my guide to how to properly use them to reduce the cost of debts.

Bonus cashback: Up to £25

Cashback sites Quidco and TopCashback offer between £20 and £30 to successful applicants for credit cards from Tesco, TSB, HSBC and Barclaycard. Rates can change, so check out both sites.

For balance transfer cards this could work out better than the no-fee option. So for example, the Barclaycard Platinum transfer fee is 0.9%. Transfer £2,222 or less and the cashback wipes out the fee.

These rates can change so it’s worth checking each site to see which pays first.

New to cashback sites? Get an additional bonus of up to £20

Quidco new members can get £20 when they spend £10, while TopCashback new members can get £20 when they spend £10. Find out how to get these bonuses

Barclaycard: £20 bonus and £15 cashback (expired)

With the Barclaycard Platinum credit cards, you can get £15 cashback from Quidco when you apply and use the card within 90 days.

And on top of this Barclaycard will give £20 cashback if you spend £500 on the card once accepted. That part ends 6 February 2025.

The card itself offers up to 22 months of spending at 0%, and up to 19 months for a balance transfer, with a fee on the latter of 3.45%. If you use the card for purchases you must pay off at least the minimum each month, even though it’s at 0%.

Remember, even though you need to go via Quidco to get this offer, you should check your eligibility first on the Barclaycard site. If you decide to proceed with the application, close the Barclaycard website down, and start again via Quidco.

If you’re new to Quidco, you could get up to £20 as a welcome bonus as well, though you’ll need to you use this for other shopping as it requires a minimum spend.

Get a Quidco welcome bonus

Check your 0% Barclaycard card eligibility

Our podcast

Listen to Cash Chats, our award-winning podcast, presented by Editor-in-chief Andy Webb and Deputy Editor Amelia Murray.

Episodes every Tuesday.

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Andy and Amelia with the text "Cash Chats Personal finance podcast"

Best fee-free travel welcome deals

Most credit cards are expensive to use overseas, but a few are fee-free on transactions and withdrawals.

Best credit building credit card welcome deals

If you’ve got a poor credit rating then spending on a credit card and then clearing the debt completely each month can help boost your score.

I’ve written in detail about this type of card, so make sure you check it out.

Barclaycard Forward: £15 cashback

If you’re eligible for the Barclaycard Forward card then you can apply via Quidco or TopCashback to get £15 cashback.

Tesco Foundation: £25 cashback

You can get £25 cashback when applying for the Tesco Foundation card via TopCashback.

Get paid to switch bank

Check out the latest bank switching incentives, plus the current accounts with the best rewards, cheapest overdraft and highest interest.

Expired deals

Asda Money: up to £50 cashback (expired)

If you open a credit card with Asda Money by 6 January 2025 then you can get 5% back in your Asda Pounds in your first 60 days, up to £50.

You’ll also earn 0.75% on your Asda spend and 0.2% everywhere else.

This is only available for new customers, or those who’ve not had an Asda credit card in the last 12 months. You’ll need to stay within the terms of your credit agreement to get the Asda Pounds.

It’s worth noting that recent offers have paid more, with £50 or £100 available in cashback in 2024.

Read our review of the Asda Money credit card

Check your eligibility for the Asda Money credit card

HSBC: 0% purchase card plus £60 cashback offer stack (expired)

With the HSBC Purchase Plus card, you can get £35 cashback from Quidco when you apply and use the card within 90 days. If you’re not on the Premium level of Quidco (£1 a month – more here), that this drops to £25.

And on top of this HSBC will give £25 cashback if you spend £100 on the card once accepted. That part ends 16 December 2024.

The card itself offers up to 20 months of spending at 0%, and up to 17 months for a balance transfer, with a fee on the latter of 3.49%. If you use the card for purchases you must pay off at least the minimum each month, even though it’s at 0%.

Remember, even though you need to go via Quidco to get this offer, you should check your eligibility first on the HSBC site. If you decide to proceed with the application, close the HSBC website down, and start again via Quidco.

If you’re new to Quidco, you could get up to £20 as a welcome bonus as well, though you’ll need to you use this for other shopping as it requires a minimum spend.

Get a Quidco welcome bonus

Check your 0% HSBC card eligibility

Halifax Clarity: £20 cashback (expired)

Sign up for a new Halifax Clarity credit card and make a transaction within 90 days to get a £20 bonus added to your card.

The Halifax Clarity won’t charge you for spending or using an ATM, but it will charge interest on cash withdrawals.

Check your eligibility for a Halifax Clarity credit card

Yonder: 6 months free (expired)

If you sign up for Yonder, you can get yourself 6 months free (usually £15 per month).

Yonder is a reward credit card that lets you earn points to dine out (mainly in London). Travel insurance is included. A nice draw is that it doesn’t necessarily check your credit report as it prioritises open banking data when making a decision on accepting or rejecting your application.

You don’t have to stick around after the free trial and cancel before the 6 months are up.

Check your eligibility for a Yonder credit card

November 3, 2025 | Deals

Pub & bar deals

Written by BCWYC Team

Save on drink and food at your local

Here are some offers for when you’re heading out to the pub.

Pub promotions

Moretti, Cruzcampo & Inches: BOGOF pints

You can get a free pint of beer or cider when you buy one at a participating pub in England or Wales. It’s valid until 11 November 2025, or when 10,000 coupons have been claimed. You can use one voucher a day, and can claim a maximum of five coupons in total.

You need to order two of the same drink from the following between 5pm and closing:

Cruzcampo
Moretti
Inches cider (cans of Strongbow can be ordered if there’s no Inches on tap)

To get the voucher, head to the promotional website and enter your details. Then, use your current location or search for locations to find a pub near you where you can get a free pint. Once confirmed, you’ll get an SMS or WhatsApp message with your voucher, and just show that at the bar.

Get buy one, get one free pints

Hungry Horse: Spin to Win main, pudding or pint

If you download Greene King’s new app and register for it, then you can spin the wheel to win a main, dessert or drink.

You get 30 days to claim the freebie.

Prizes include:

A free drink — you can choose from Peroni Nastro Azzuro, Peroni Natro Azzuro 0% bottle, Birra Moretti, Coke Zero, Diet Coke, Schweppes Lemonade, Madri, Cruz Campo, Rekorderlig, Aspall, GK IPA, Abbot Ale, Old Speckled Hen, Hazy Day, Level Head. Only Soft Drinks and Peroni Nastro Azzuro 0% bottle will be available in Scotland
A free dessert — up to the value of £7.99
A main meal — up to the value of £18.99. This excludes sharers or any meal priced higher than £18.99, only selected from the main menu, and does not include any breakfast, brunch, lunch, seniors, specials, children’s menus or timed menus.

Download the app

Brewdog: free pint

Sign up to Brewdog’s loyalty scheme, Brewdog Treats, and get a free pint of any Brewdog draught beer as well as discounts and rewards to spend at the bar.

You’ll need to redeem the pint within 30 days and you can use it in all UK BrewDog bars apart from: Hull, Upminster, Edinburgh Waverley, Edinburgh Airport, Gatwick Airport, Belfast Grand Central.

Get free Brewdog pint

Greene King: free pint of Strongbow or Strongbow Dark Fruit (ended)

You can get a free pint of Strongbow or Strongbow Dark Fruit from Greene King pubs nationwide until 2 November 2025 or until 10,000 pints have been claimed.

To get it, you just need to sign up on the promotional website and click through to send a WhatsApp message where you’ll get back a code you can use at participating Greene King pubs.

You can get a pint of either Strongbow Original or Strongbow Dark Fruit with the offer.

Get a free pint

Heineken: free pints nationwide (ended)

You can get a free pint of Heineken or Heineken 0.0 from a participating pub until 31 October 2025, or 40,000 free drinks have been claimed.

To get it, head to the promotional website and enter your details. Then, use your current location or search for locations to find a pub near you where you can get a free pint. Once confirmed, you’ll get an email with your voucher.

Get a free pint of Heineken

Greene King: free Hazy Day pint (ended)

From 10 September to 17 October, you can get a free pint of Hazy Day IPA when you download the Greene King App and register. If you’re already signed up, it should be waiting in there for you. Once you have the voucher, you only have until 31 October to redeem it!

Download the Greene King app

Poretti: free print or 330ml bottle (ended)

You can currently get a free pint or 330ml bottle of Poretti from participating venues. To get it, you need to:

Go to one of the venues listed – there’s a search function to find ones near you
Purchase a pint or a 330ml bottle of Birrificio Angelo Poretti and get a receipt
Take a photo of your receipt
Go to the website and fill in the form — you’ll need to provide your name, email address and mobile number, as well as the value of the purchase. It’ll also ask for bank details or PayPal details to receive the cashback.

The promotion ends at 23:59 on 31st August 2025 and you can claim back a maximum of £6.50

Get a free pint

Birra Moretti: BOGOF pints (ended)

Until 28 September 2025, you can get buy one, get one free pints at pubs across the country. To get it, you need to go to the promotional site and enter your details, you’ll then be able to choose a location. You will get an email with a voucher to use at the venue.

You need to redeem the voucher while at the venue, as you only get 30 minutes to use it. You’ll have to pay for one pint of Birra Moretti, then you’ll get another for free. There needs to be two of you to redeem it.

Get BOGOF Birra Moretti

Cruzcampo: two free half pints (ended)

You can get two free ‘canas’ (basically half pints) at a selection of pubs across the country, although most of them are in London.

To get it, go via this link and select where you want to claim the offer. You’ll be sent a voucher to use. Don’t swipe it until you’re at the bar as it’ll expire after 30 minutes.

It ends 31 August 2025 and it’s one voucher per person.

Get two free Cruzcampo half pints

All Bar One: free Hendricks gin & tonic (ended)

In August you can grab a free G&T at All Bar One.

You need the app to get the offer, there’s a code that you can use to redeem it, and you can only get it once.

Get the All Bar One app

Heineken: free pint via Mixr app (ended)

Download the Mixr app to get a free pint at participating pubs across the UK. Valid until 31 May 2025. One use per person.

Download the Mixr app

Free drinks via apps

These apps often have free drinks to claim.

Free drinks every day with Dusk

The app Dusk gives you a free drink each day at selected bars.

Just download the app and look for the bars participating. If you use the referral code AWEBB5 you’ll earn 500 reward points. I’m not sure they actually do anything right now, but there’s no harm in adding it to your account.

Download Dusk

El Tab: £9.99 a week for free drinks

Smartphone app El Tab offers Londoners up to four free drinks every night of the week in different bars across the city. It usually costs £9.99 a week or £24.99 a month.

We’ve done a full analysis of the app to find out whether it can cut cut the cost of boozing in London.

Our El Tab review

Free drink with Mixr

Mixr is an app that lets you search for, view menus at and book at any pubs and bars owned by Stonegate Pubs. You can also pay in the app and earn points.

There are often free drinks and other discounts.

Download Mixr

10% off with Green King Sport app

Download the Green King Sport app to get 10% off orders during live sport. There’s also the chance to win more free drinks and prizes such as tickets to gigs, festivals and sporting events.

Watch out too for free drink promotions.

The full list of pubs can be found here.

Download Green King Sport app

November 3, 2025 | Best Buy

The best debit and credit cards to use abroad

Written by Andy Webb

Trading 212, Monzo, Starling, Chase, Halifax Clarity and more travel cards compared for overseas spending

If you’re heading out of the UK, using the wrong card for spending and cash withdrawals will mean you’re hit with extra fees on every transaction.

The good news is there are a decent number of debit and credit cards which offer near-perfect exchange rates. Here’s our guide to the top specialist travel cards.

Our top travel debit cards

The cheapest cards are usually specialist debit cards that come via specific current accounts. You don’t have to switch banks to get these – you can simply open up a brand new extra account, and many won’t perform hard checks on your credit report either.

If this is an extra account you get just for holidays, it’s easy to transfer money across, whether as a lump sum or as you go along, using your online or app banking. Or of course, it could be your main current account where your salary is paid each month.

A benefit of debit cards over credit cards is you won’t get charged interest to take cash out of an ATM, though as you’ll see a couple do have monthly limits on your fee-free spending or withdrawals.

It used to be there were only a handful, but there are quite a few to choose from. However, since Chase ended the cashback on overseas spending, there’s not really much to choose between the bulk of them. Here are our top picks.

Top pick: Trading 212 card

This is our top pick for 2025, though it does have some caveats.

Unlike most of the debit cards we’ve listed, this one from Trading 212 isn’t connected to a current account. Instead you’ll need to open up an investing account. But that doesn’t mean you need to invest at all.

You can simply transfer cash over and hold it in your spending pot, with the added bonus you’ll get 4.35% interest on the money until you spend it. However, if you do opt in to also earn interest on the cash the money then won’t necessarily be protected by the FSCS.

There’s also 0.5% cashback on purchases at home and abroad (temporarily increased to 1.5% until late November if you auto-invest your cashback). That’s great for holiday spending but there are better alternatives for spending in the UK.

The major downside is though you’re about to get fee-free cash withdrawals, that’s only with contactless ATMS. There’s not exactly a load of these in the UK, let alone overseas, so you’ll need a back up for taking money out on holiday.

You’ll also need to pay for a physical card, though most of the time you’ll hopefully be ok with adding it to your phone.

Trading 212 debit card summary

Spending overseas	Fee-free (Mastercard rate)
Cash withdrawals overseas	Free, but contactless only
Other benefits	0.5% to 1.5% cashback on all spending (capped at £15 a month)
Card delivery charge	£4.95
Welcome offer	Free fractional share worth up to £100

Read our review of the Trading 212 card

Read customer reviews of Trading 212

Bank	Free spending?	Free cash withdrawals?	Credit check	Extra info	Reviews	Smart Money People customer score
Top for cashback
Trading 212	Yes, interbank rate	£340 a day (if the ATM is contactless)	Soft	0.5% cashback (increased to 1.5% until 30 November) £4.95 charge for physical card	Trading 212 card review	4.91 out of 5
Top picks for specific countries
Chase	Yes, Mastercard rate	£500 a day and £1,500 a calendar month	Soft	No charges at Chase machines in USA	Chase Bank review	4.94 out of 5
Santander Edge	Yes, Mastercard rate	£300 a day	Hard	No extra charges on Santander machines	our Santander Edge review	3.73 out of 5*
Decent options
First Direct	Yes, Mastercard rate	£500 daily limit	Hard		our First Direct review	4.68 out of 5
Halifax Reward	Yes, Mastercard rate	£800 daily limit	Hard			4.35 out of 5
HyperJar (prepaid card)	Yes, Mastercard rate	No cash withdrawals	Soft	Not a current account, so no FSCS protection	Not yet reviewed	4.87 out of 5
Kroo	Yes, Visa rate	£200 limit per month	Soft	ATM charges will apply from 30 April 2025	our Kroo review	4.89 out of 5
Club Lloyds	Yes, Mastercard rate	£800 daily limit	Hard		our Club Lloyds review	4.39 out of 5
Monzo	Yes, Mastercard rate	£400 (Europe) / £200 elsewhere every 30 rolling days / Unlimited if Monzo is your ‘main bank’	Soft		our Monzo review	4.92 out of 5
Starling	Yes, Mastercard rate	£300 daily day	Soft		our Starling review	4.94 out of 5
Virgin Money M Plus	Yes, Mastercard rate	£500 daily limit	Hard	Can be opened and managed in-branch or via the phone	our Virgin Money M Plus review	4.15 out of 5

*whole bank score

The following are also fee-free but only worth considering if you’re an existing customer or looking for extras like rewards and travel insurance.

Cumberland Building Society: fully fee-free but requires a £750 a month deposit to the account. Hard credit search
Halifax Ultimate Reward: a packaged account with travel, breakdown and gadget cover that’s got free spending
Santander (other accounts): you won’t be charged for cash withdrawals only if you use a Santander machine outside the UK, but you will pay for spending
TSB Spend & Save Plus: fee-free spending and the potential to earn £5 cashback a month, but has £3 monthly fee

Andy’s Top Tips

When you’re using one of these top travel cards, you’re often best paying in the local currency. If you pay in sterling, it’ll be swapped over at an exchange rate of the local bank’s choosing – which won’t necessarily be in your favour!

Also, though many of the cards we’ve mentioned are fee-free to use in ATMs, that doesn’t mean the local bank won’t add its own fee. So you’ll need to research for any that don’t do this in your destination, or plan ahead by making as few withdrawals as possible.

Our top travel credit cards

Specialist credit cards can be great for overseas spending as long as you pay off the debt before any interest is charged.

Credit cards are particularly handy for things like hiring a car or putting deposits down on hotel rooms. The money can be held on these without leaving your account. You’ll also get Section 75 consumer rights protection.

With all credit card applications, make sure you check your eligibility first if you can. And remember to clear the balance completely every month to avoid interest charges.

Top pick: Lloyds Ultra

This Visa card from Lloyds is our top pick for credit cards. It offers fee-free spending and, unusually, ATM withdrawals – and there’s no interest on cash you take out. However, it’s still better for your credit report to use a debit card for cash.

There’s also 1% cashback on purchases at home and abroad in the first year, decreasing to 0.25% afterwards. That’s great for holiday spending but there are better alternatives for spending in the UK.

You can read our full Lloyds Ultra credit card review for more details

Lloyds Ultra credit card summary

Spending overseas	Fee-free (Visa rate)
Cash withdrawals overseas	Free, though will show on credit file
Other benefits	1% cashback on all spending in year one
	0.25% cashback on all spending from year two onwards
Card delivery charge	Free delivery

Check eligibility for Lloyds Ultra

Read customer reviews of Lloyds

Runner up: Barclaycard Reward

This card from Barclaycard is very similar, just without the higher 1% rate for the first year.

However, if you do get this you won’t be able to get another Barclaycard, such as the Avios earning options.

Barclaycard Rewards credit card summary

Spending overseas	Fee-free (Visa rate)
Cash withdrawals overseas	Free, though will show on credit file
Other benefits	0.25% cashback on all spending
Card delivery charge	Free delivery

Check eligibility for Barclaycard Rewards

Read customer reviews of Barclaycard

Other fee-free credit cards

Card	Free spending?	Free cash withdrawals?	Credit check	Extra info	Reviews	Smart Money People customer score
*Best for cashback*
Lloyds Ultra	Yes, Visa rate	Yes	Hard	1% cashback in year one, then 0.25%	Lloyds Ultra credit card review
Barclaycard Rewards	Yes, Visa rate	Yes	Hard	0.25% cashback
*Other cards for cashback*
Virgin Money Everyday Cashback credit card	Yes, Mastercard rate	No (avoid)	Hard	Earn 0.25% per £1, capped at £15 a month		3.8 out of 5
Santander Edge credit card	Yes, Mastercard rate	No (avoid)	Hard	2% cashback in first year, then 1% Requires Santander current account £3 monthly fee	Santander Edge credit card review	3.75 out of 5*
Natwest Travel credit card	Yes, Mastercard rate	No (avoid)	Hard	1% cashback on hotels, planes and other travel		4.84 out of 5*
Virgin Atlantic Reward credit card	In Europe, Mastercard rate	No (avoid)	Hard	Earn 0.75% Virgin points per £1		3.8 out of 5
Yonder credit card (free version)	Yes, Mastercard rate	Yes, up to £150 a day (but it’ll still show on credit report)	Hard, but uses open banking too	Earn points that can be used to redeem rewards		4.95 out of 5
*Other fee-free cards*
Halifax Clarity credit card	Yes, Mastercard rate	Yes, but interest is added	Hard			4.11 out of 5

*whole bank score

Featured savings deal

More Details

Trading 212 Cash ISA

AER (variable)

4.53%

Minimum

£1

New Trading 212 customers get a bonus of 0.68% AER for 12 months for current year subscriptions

More details ▼

Additional Info

Existing Trading 212 customers get a rate of 3.85%

FSCS Protected?: Yes

Allows transfers in?: Yes

Flexible ISA?: Yes

▲

Best smart travel spending cards

These cards aren’t normal debit cards, though they work just like one when you’re spending. You actually connect your existing current account or card to them via open banking. The conversion is made by the smart card at their exchange rate, which then takes the money from the underlying bank in pounds.

This makes it cheaper to spend overseas through other bank accounts that would normally be very expensive. They can be a great backup card, or even your primary travel spending card if you really can’t be bothered to go through the hassle of opening new accounts. There’s also no credit check.

Sadly, changes to Curve, our previous top pick, means it’s really not worth it. However, you can still get these features from Currensea.

Top pick: Currensea

With Currensea there are three options, but the free “essential” tier has a no extra fees on top of the exchange rates on your first £500 a month. You can take out £200 a month from ATMs for free.

The big issue could be the limits on which banks it works with. Right now that list is only the bigger banks:

Barclays
Bank of Scotland
Couts
First Direct
Halifax
HSBC
Lloyds
Nationwide
Natwest
RBS
Santander
TSB
Ulster Bank
Virgin Money

You’ll also need to pay £4.95 to get the card delivered.

When you sign up via this link you’ll be eligible for a £10 welcome bonus – however you’ll need to spend £150 in a foreign currency in the first six months to get the cashback.

Currensea smart debit card summary

Spending overseas	Interbank/Mastercard rate on first £500 each month, then 1% FX fee on top
Cash withdrawals overseas	Free up to £200 a month, then 2% FX fee on top
Card delivery fee	£4.95
FSCS protection?	Yes (on connected bank)

Read customer reviews of Currensea

The best cashback debit and credit cards

Check out my list of the best cashback cards

Best multi-currency cards to lock in a rate

The cards mentioned above will convert fee-free, but only on or just after the day you make the transaction. This means you’re not in total control of your budget when you’re away. If the pound were to fall against where you’re spending, you’ll ultimately spend more cash.

But there are options where you can pay fee-free on cards where you’ve already converted your pounds into another currency. Though of course, this could mean you miss out if the rate changes in your favour.

There’s usually a slight markup on the ‘interbank’ or ‘mid-market’ rates. This tends to be lower than the Mastercard or Visa rates, so even with the fee they’re often comparable.

When you spend with them, you’ll spend in the local currency. If you don’t have the local currency, most will let you pay fee-free and convert at the current rate.

However, there are usually quite strict limits on cash withdrawals, so you’ll likely want another card on your trip. Plus most of these will charge you for a physical debit card, so you’ll be relying on virtual cards added to your phone’s wallet if you want to avoid this fee.

The following are ones worth considering:

Provder	Rate	Free cash withdrawals?	Card charge	Extra info	Smart Money People customer score
Revolut Standard	Interbank (+ 1% on weekends)	£200 limit per rolling month / max 5 withdrawals per rolling month	£4.99	Capped at £1,000 exchange per month	4.92 out of 5
Trading 212	Interbank + 0.15%	£200 limit per month	£4.95		4.92 out of 5
Wise	Interbank + min of 0.33% (varies by currency)	£200 limit a month / max 2 withdrawals a month	£7		4.71 out of 5

November 3, 2025 | Deals

Disney Plus deals and offers (November 2025)

Written by BCWYC Team

Spend less on your Disney+ subscription service.

This streaming service from Disney has increased prices twice in a year and cracked down on password sharing – but there are still plenty of ways to save.

We’ll share the best ways to pay less when we spot them, including special offers, free trials and discount codes.

Disney+ and be clever with your cash logos on a yellow background

Disney+ price

Sadly there’s no free trial for Disney Plus. Though a seven-day trial was initially available, you’ll now need to pay to access the service.

You can pay monthly (and cancel at any time) for three of the options ranging from £599 with adverts, £9.99 for the “standard” option and £14.99 for “Premium”. The latter two tiers can also be paid for annually for a small discount.

These prices increased on 1 October 2025. Read all about the Disney+ price hike.

	Standard with Ads	Standard	Premium
Ads	✓	✗	✗
Subscription Price	£5.99 per month (No annual bundle)	£9.99 per month or (£99.90 per year)	£14.99 per month or (£149.90 per year)
Video Quality	Up to Full HD 1080p	Up to Full HD 1080p	Up to 4K UHD & HDR
Concurrent Streams	2	2	4
Downloads	✗	✓	✓
Audio	5.1 and Stereo	5.1 and Stereo	Dolby Atmos

Disney+ Extra Member password sharing crackdown

You now have to pay between £4.99 and £5.99 a month to share your account with one other household. We’ve explained all in our guide to how Disney+’s Extra Member will work.

Disney plus offers

One year free via Lloyds

This was our top way to get Disney+. The Club Lloyds current account is giving away a year of Disney+ as one of the Lifestyle Benefit freebies.

Sadly, since 1 November 2023 the included tier is Disney Standard with Ads – and there’s no way to upgrade it to a different option at the moment.

It’ll take a month from opening the current account until you will get access to the service.

How to get Disney+ free via Lloyds

Uber One: free annual Disney+ pass (pay £49.99)

If you sign up to an annual Uber One pass at £49.99, you’ll get a free year of Disney+ Standard, worth £99.90 at full price (already a £49 saving on the annual cost).

If you’ve not signed up to Uber One before, you might be offered the first four weeks free, but you’ll have the option to choose annual payment after the trial.

However if you’ve previously taken the Disney+ offer from Uber you won’t be able to get it again until 14 months have passed.

You’ll also get discounts on Uber rides and Eats. Here’s more in our Uber One review.

Our Uber One review

Up to £30 off annual plans with cashback stack

Users of Quidco and TopCashback can get cashback when they take out a year-long subscription to Disney +. You’ll still pay the full £99.90 for the Standard package, but you’ll get £10 paid back into your account with Quidco and £5.95 with TopCashback.

Even better, if you’re new to TopCashback or Quidco you can also get a £20 sign up bonus, too.

This is only open to new Disney+ customers.

Get the latest cashback site new member offers

Annual pass: Two months free

Paying for an annual subscription to Disney+ normally offers you two months free.

For Standard it works out at £99.90 rather than £119.88, a saving of £19.98 which is 16% off.

Premium will set you back £149.90 rather than £179.88, saving around 16% too.

You can pay this yourself in your account or buy it as a gift card.

Andy’s analysis – is it worth paying for a year upfront?

If you know you want Disney+ all year round (hello anyone with kids!), the annual pass discount and potential cashback bring the price down.

But it’s worth thinking just how often you’ll actually watch it. Do you only want it for the big Marvel and Star Wars TV shows? If so, maybe you only need to get it when these are released.

And if you can cut Disney+ for at least two months a year (more if you get the cashback), then it’s exactly the same cost to go for the monthly price. So every month on top that you don’t subscribe you are saving cash.

Of course you do need to remember to cancel and not let it keep rolling over month to month.

Clubcard: 50% off

Swap £15 in Clubcard vouchers for three months of Disney+ Standard, which would cost £30 at full price.

There’s a cheaper option for Disney+ with Ads, which requires £9 in Clubcard points for three months, worth £18.

Swap Clubcard points for Disney+ vouchers

£2 off Standard with O2

If you’re on a pay-monthly refresh tariff or a SIM-only 12 or 18 month contract, then you can add any Disney+ tier to your mobile plan (so you’ll pay alongside your bill) at full price.

But you’ll get £2 credited to your bill every month, effectively meaning you’ll pay £7.99 a month for Standard and £12.99 for Premium.

That’s a decent saving each month; however, there is a minimum term of six months.

And if you keep it for a full year, then the savings are smaller as you need to compare them to the discounted annual plans. Versus the annual Premium plan cost of £149.90, you’ll actually pay more this way. For Standard, it’s a saving of just £4.02 a year versus the annual cost of £99.90.

You can get this offer until 31 December 2025. It’s not available for existing Disney+ subscribers but isn’t specifically for new ones, so you could cancel and then sign up through O2 to get the discount.

Add Disney+ to your O2 contract

Up to six months free with O2

If you’re new to O2 or upgrading then you can claim either one, three or six months of Disney+ for free. This can be a great way to save, but you need to make sure you can’t get a cheaper SIM-only deal elsewhere.

This “Extra” is only available on certain deals, and most of the time O2 SIM deals are more expensive than elsewhere.

However, sometimes you can find a bargain via a comparison site, so it’s worth seeing if it could be cheaper.

Check out O2 SIM deals at O2

Disney+ with Ads: four months for £1.99 a month (ended)

For a limited time, new and returning Disney+ users can get a four-month subscription for £1.99 a month, so you’ll save a total of £12 versus full price.

After the four, your subscription will auto-renew to the Disney+ with Ads price of £4.99. So be sure to set a reminder to cancel your subscription if you don’t plan on paying.

You’ll need to sign up by 30 June 2025 to get this offer.

Get 4 months of Disney+ for £1.99 a month

Stack up to £45 off

There’s a way for new Disney+ users to get a huge discount by combining four different offers. Not everyone will be eligible for each step.

Join a cashback site as a new member with our special offers to boost the value. Right now you can get £20 with TopCashback when you spend £10
Sign up for Disney+ via TopCashback for £5.95 cashback (for Standard annual plan) or £11.05 (for Premium annual plan) or Quidco for £10 cashback
Buy an annual plan and save £20
Activate cashback offer on participating bank cards, such as American Express or Monzo, for 15% off the full price

This could help you make some decent savings. For example, if you sign up as a new TopCashback member and have the offer on a payment card it would bring the price of the annual Standard membership down from £99.90 to under £46

Details on all these separate offers are below too.

Get cashback site new welcome offers

Uber One: six months free Disney+ w/ ads (pay £30) (ended)

Alternatively, if you don’t want a year of Uber One or Disney, you can get the advert supported tier with the pay monthly Uber One. This costs £4.99 a month, so you’re effectively paying the same as going direct to Disney, but you’ll get the extra Uber features.

It’ll renew with Disney at £4.99 a month once the six months is over, on top of the £4.99 fee to Uber One.

Offer due to end 12 February 2026.

Our Uber One review

Featured savings deal

More Details

Trading 212 Cash ISA

AER (variable)

4.53%

Minimum

£1

New Trading 212 customers get a bonus of 0.68% AER for 12 months for current year subscriptions

More details ▼

Additional Info

Existing Trading 212 customers get a rate of 3.85%

FSCS Protected?: Yes

Allows transfers in?: Yes

Flexible ISA?: Yes

▲

Disney plus deals via banking cards

It’s worth checking apps for your debit and credit cards to see if there’s a discount on Disney+.

15% off with American Express

If you have an Amex card then check the offers tab in your account to see if you can add a deal to save 15% on Disney+.

You’ll need to activate the offer in the app first. The offer comes and goes with different expiration dates, and you’ll get the discount on all transactions that are on your card in that time.

15% off with Monzo

Digital bank Monzo regularly offers customers 15% back when you spend at least £99.90 – so effectively it’s one of the two annual plans.

You’ll need to activate the offer in the app and pay with your Monzo card. It comes and goes, so if it’s not there, check when offers refresh each week.

Plus Disney+ newbies can stack this with the Quidco or TopCashback offer mentioned above and it brings the annual Standard price down.

More about Monzo cashback

15% off with Santander (ended)

If you have access to Santander’s Retailer Offers via a current account or credit card, you might see an offer earn 15% cashback on Disney+.

It says it’s on new purchases, though I reckon you’d get the money even as an existing customer. It’s certainly worth a try if you are already paying. Premier Access payments are excluded.

The offer comes and goes and the most you can earn is £7.99 (so that’s really only 10% off the annual price).

The best ways to use and earn Tesco Clubcard points

Written by Nicky Selwood

You can get up to double value of your points

If you shop at Tesco, you probably already have a Tesco Clubcard. But how do you spend the points to get the best value?

What are Tesco Clubcard points worth?

You’ll get one Clubcard point for every £1 you spend at Tesco.

If you spend them in-store on your groceries, 100 Clubcard points are worth £1, so that means they have a base value of 1p each. And if you’ve got 1,000 points then that’s worth £10. And so on.

1 Clubcard point = 1p
2 Clubcard points = 2p
100 Clubcard points = £1
200 Clubcard points = £2
500 Clubcard points = £5
1,000 Clubcard points = £10
2,500 Clubcard points = £25
5,000 Clubcard points = £50

This means earning Clubcard points is the equivalent of getting 1% back on your shopping at Tesco.

But they can worth more through Reward Partners (previously called Clubcard Boost). Here you swap your Clubcard points for vouchers to spend elsewhere.

There used to be variable boosts. Some doubled your points, some tripled and some even quadrupled. However, this changed in June 2023 so points are now doubled when swapped with reward partners.

How to get a Clubcard

Tesco Clubcard is a free reward scheme. You can sign up on the Clubcard website or download the Tesco app.

How to use Tesco Clubcard points

You can’t spend Clubcard points until they have been converted into Clubcard vouchers. And to do this you need a minimum of 150 Clubcard points (the equivalent of £1.50). Points will only be swapped in multiples of 50.

You used to get sent these in the post with your Clubcard statement, which is sent every three months in February, May, August and November.

However this moved online for most customers in 2022. If you’ve used Tesco online you’ll get your statement and vouchers via email, unless you actively tell Tesco you still want them in the post.

A better way to convert points to vouchers is via the Faster Vouchers process as you don’t have to wait for the statement. You’ll only get a digital voucher via this method. Again you’ll need at least 150 points to convert them.

Whether paper or digital vouchers you can spend them in any Tesco store or on the Tesco online as part or full payment towards your shopping.

If you swap them with a Reward Partner you need to do this via the Clubcard website. These boosts will often have minimum levels (e.g. 50 points), and you can only swap increments of that amount (e.g. if you have 120 points you can only use 100 points)

How long do Clubcard vouchers last

When you’re issued a Tesco Clubcard voucher it’s valid for 2 years. Faster vouchers last 21 months from when they are exchanged.

You can check if you’ve any vouchers and their expiration dates in your Clubcard account.

Clubcard deals and promotions

There are a few ways to use your Clubcard to save more money at Tesco.

Tesco Clubcard coupons

Some customers have access to personalised coupons via the Tesco app. These coupons are tailored to your shopping, so hopefully that means you’ll see discounts for products you buy. They won’t all be money off, some could be extra Clubcard points. If you do get the vouchers, you’ll find them via the Clubcard tab, in a section called coupons.

Tesco Clubcard Plus

This premium service costs £7.99 a month, and benefits include 10% off two shops every month. It looks like a good scheme for regular Tesco shoppers. Here’s a full review of Clubcard Plus, including details on how to get it.

Tesco Clubcard Prices

Tesco lets you use your Clubcard to access lower prices for selected groceries in-store and online. You don’t need any points on your Clubcard – you just need to have one.

See the latest Clubcard Prices deals at Tesco

The best ways to spend Tesco Clubcard vouchers

There are actually hundreds of options, so we’ve scanned through them to find the best uses of your Clubcard points.

Charities

New to Clubcard is the choice to donate your points to food poverty charities Fareshare and The Trussell Trust. You can also give to the British Heart Foundation, Cancer Research and Diabetes UK.

Sadly Tesco doesn’t boost these donations as they do with other offers, which I think is a shame. Still if you have at least 50p in vouchers you can swap them.

Disney +

You can swap £15 worth of points for a three month standard Disney+ subscription or £9 worth of points for a three month standard with ads subscription. Both new and existing Disney+ users can take advantage.

Sometimes the offer is temporarily improved, for example, six months for the same price. Here are other ways to save on Disney+.

Days out

Fancy paying less when going to the zoo? A theme park? Museum? All these are available at a discount.

A lot of the “days out” used to be quadruple points and have been reduced to double – but they still represent decent value. It’s worth checking to see there isn’t a better offer out there, though one saving which is hard to beat is using your points for double credit towards an English Heritage or RHS membership.

It’s worth checking out other ways to save on days out if you go out a lot, as some discounts might be greater.

Cinema tickets

You can use your points to get cut-price cinema tickets, again at double value. So 50p in vouchers will get you £1 to spend. It’s only for Cineworld or Picturehouse.

You can also use your points towards the Cineworld Unlimited pass.

Check out our list of other cinema discounts and deals

Theatre tickets

You can sometimes get theatre tickets. The 2x value applies to vouchers to use on the booking page of the show.

Check out our list of other theatre ticket offers

Railcards

If you regularly travel by train then a railcard can save you money every time you travel, and one of the cheapest ways to get one is by using your Clubcard points.

You can trade £2.50 in vouchers to get £5 credit towards your railcard. It works for most types of railcard.

Featured savings deal

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Trading 212 Cash ISA

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FSCS Protected?: Yes

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Bonus airline points

If you already save airline points, this is a great way to get more. You can convert your Clubcard points (with a minimum value of £1.50) to Virgin points at twice their value, that is 1 Clubcard point is worth 2 Virgin points.

There are often bonus offers when you sign up to auto-exchange your Clubcard points to Virgin points for the first time, so it’s a good idea to wait for one of those before setting up the auto-exchange.

Magazine subscriptions

You can convert a minimum of 50p in Clubcard vouchers to get a £1 voucher to go towards a subscription.

So if you wanted to sign up to a year of Empire completely (at a cost of £69.99) via Clubcard points you would need £34 in points, and top it up by another £1.99 from your bank account.

Of course you can get other subscriber deals elsewhere which give good discounts. A quick search for Empire shows you can pay £55, so the Clubcard deal really saves you just £21.

It’s a similar story for other magazines available via Clubcard, including Good Housekeeping, Elle, Garden Answers, Golf and Esquire.

This isn’t the best way to save on magazines though – you can get them for free! Read about our hack to get free digital magazines

Tesco Mobile bills

You can use your points to reduce the cost of your mobile bill. It’s only 1:1 rather than double, so you may as well use your points in-store.

At Tesco

There was a time, not too long ago, that you’d be a fool not to swap Clubcard points with a reward partner. But in the last few years the best offers have disappeared.

There are still lots of options, but whether they’re worth it comes down to two factors. One: Do you want or need what you’re swapping for? Two: Can you get that partner offer discounted elsewhere?

If it’s no for the first, or yes for the second, then you’re most probably better off using the points at Tesco – at least you’ll actually need food and drink!

Clubcard deals to avoid

Though you can save money by boosting your points in these areas, I think you can get similar savings elsewhere – meaning you should boost your points on the more valuable discounts listed above.

Restaurants

Even when these were 4x value, we advised that you could spend your points better elsewhere than at the chain restaurants included in Clubcard Boost. And now they are double instead, the deal is worse.

That’s because you can get decent discounts for the likes of Pizza Express and Bella Italia elsewhere. A simple google often brings up voucher codes for 40% off or two for one. Plus you can save at more places more often with a Tastecard trial.

So let’s say you’ve gone to Pizza Express and the final bill came to £30, it would have cost you £15 via Clubcard vouchers, or £15 via Tastecard or another voucher.

You may be able to double up these discounts though there’s no guarantee.

List of Tesco Clubcard restaurants:

Ask Italian
Bella Italia
Brew Dog Bars
Cafe Rouge
Chef & Brewer
Hungry Horse pubs
Pizza Express
Prezzo
Zizzi

Hotels

It’s similar with converting your Clubcard vouchers to spend on hotels. Though you can get double value on points to spend at Hotels.com and one or two other brands, you’re locked into booking direct with those websites, which might not offer the best rates available. We think you’re better off searching for the lowest prices elsewhere, and then using your points at one of the options above.

November 3, 2025 | Deals

Save money on Netflix (November 2025)

Written by BCWYC Team

Reduce how much you pay for your Netflix subscription

It’s one of, if not the best film and TV streaming services with a great range of shows to watch. It’s also one of the cheapest – if you choose the most basic tier.

Though it’s rare to find deals to save money on your Netflix subscription, it is possible to pay less. Here are a few ways to save.

How much is Netflix a month?

Here are the different levels of Netflix you can get. Netflix prices range from £5.99 to £18.99 a month.

The big difference between each one is how many streams you can watch simultaneously on different devices and the picture quality.

The cheapest option at £5.99 a month is Standard with Ads. As the name suggests, it has commercials playing at points in the programmes you watch. You also can’t download to watch offline, and some shows are missing due to rights issues.

The others are ad-free and have the full library available. For most people, the Standard tier should suffice, or being an Extra Member on someone else’s plan.

Tier	New Price	Number of streams	Picture quality
Standard with Adverts	£5.99	2	HD (1080p)
Standard	£12.99	2	HD (1080p)
Premium	£18.99	4	4K
Extra Member – Standard with Adverts	£4.99	1	HD (1080p)
Extra Member – Standard	£5.99	1	HD (1080p)
Extra Member – Premium	£5.99	1	4K

Netflix price increase 2025

In February 2025, Netflix increased prices on all of its packages. Prices for Standard with Adverts and Premium rose by £1 per month, and the Standard plan rose by £2 per month. Meanwhile, the cost of extra members also went up by £1 per month.

Netflix money saving hacks

Switch your subscription level

There are three levels of Netflix. The Standard with Adverts package costs £5.99, but you’ll get adverts and can’t download.

The next level is £12.99 a month and you’ll get HD and be able to watch on two devices at the same time.

The premium package is £18.99. For this, you get 4K quality (if the content you want to watch is actually available with that version) and you can stream or download to four devices at the same time.

Personally I think most people will be happy with the Standard options and very few people will get the full benefit of the top tier. Switch and you could save yourself £6 a month.

Split the cost

Since 23 May 2023, it’s no longer been possible to share your Netflix account outside your household, and there’s now an additional charge each month to add an “extra member”. We’ve written a full analysis of how it works and whether it’s worth it.

This is £4.99 on top of the main fee for the Standard with Ads tier and £5.99 per month for the other two tiers. You can only add one extra member to the Standard tiers and two to the Premium tier.

So the total costs would be:

Standard with Ads + One extra member: £10.98 per month
Standard + One extra member: £18.98 per month
Premium + One extra member: £24.98 per month
Premium + Two extra members: £30.97 a month

Of course, there could still be savings if you split these, but it’ll cost more.

If you do split this then make sure you’re clear with friends and family who is paying what and how they’ll pay the main account holder.

Should you share your Netflix password?

When you can and when you can’t share streaming services with other people

Change how you pay

Pay direct to Netflix

There is an option to bundle Netflix with Sky, BT TV and TalkTalk, although I’d avoid this. Here’s more on the best ways to pay for Netflix. However, Netflix with Ads is included at no extra cost with some Virgin Media packages.

Pay with a cashback credit card

You can use a cashback credit card to earn money back on your subscription. We’re not talking huge amounts here, but it all adds up.

Discounted Netflix gift cards

It’s rare to spot these, but if I do I’ll share them in the deals section of this page.

A workaround might be to buy a discounted gift card for a different retailer, such as Amazon or Tesco. Technically, it’s not always allowed, but you might be able to then use that gift card to buy a Netflix one.

Featured savings deal

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Trading 212 Cash ISA

AER (variable)

4.53%

Minimum

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New Trading 212 customers get a bonus of 0.68% AER for 12 months for current year subscriptions

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Additional Info

Existing Trading 212 customers get a rate of 3.85%

FSCS Protected?: Yes

Allows transfers in?: Yes

Flexible ISA?: Yes

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Netflix deals

Free with EE

Selected EE mobile contracts will give you Netflix Standard with adverts every month for free as part of your tariff. Of course, it might be cheaper to get a lower-cost SIM with a different network and pay for Netflix separately.

Get Netflix via EE

Free with Virgin Media TV and broadband packages

Virgin Media has started to include Netflix with Ads subscriptions with its M500, Gig1 and Gig2 broadband, and all of its TV bundles.

If you’d prefer to have Netflix without Ads then you can pay the difference on top of your bill.

The included packages include:

All broadband and TV bundles, including the entertainment, cinema and sport + cinema bundle
Max Volt
M500, Gig1 or Gig2 Fibre Broadband

Get Netflix via Virgin Media

Netflix and NOW TV for £5/month for six months (expired)

If you have BT broadband (or sign up for it), you can add on an EE TV package (formerly BT TV) that includes Netflix and NOW for £5 a month for six months. You’ll get:

Netflix Standard with adverts (£5.99 a month)
NOW Entertainment (£9.99 a month)
Discovery+ basic (£3.99 a month)

With this deal, you’re locked in for at least 24 months. For the first six months you’ll pay £5 and this goes up to £20 a month from month seven. It then costs £22 a month from 31 March 2026 and £24 a month from 31 March 2027.

You’ll need to factor in if you can get broadband for less elsewhere, and that you’ll be tied in for two years.

If you want to upgrade your Netflix package you’ll have to pay more. Similarly, if you want HD and no adverts on your NOW pass that’s another £6 a month. And it’s often possible to get cheaper NOW packages directly with NOW – that might not be the case if you pay via your BT bill.

Get Netflix via EE TV

One month free via Sky Stream (expired)

Sky Stream is a box you plug into your TV and broadband to access Sky channels without needing a satellite dish. The core package comes with Netflix and Sky Entertainment included, and you can try it free for one month.

You need to be a new Sky TV customer, and can’t have had a Sky free trial in the last 12 months. However you can be an existing Netflix user, and you can link an existing Netflix account. This will move the payment over to the Sky bill.

The Netflix tier included is the £4.99 “Standard with Ads” package.

It’s a rolling 31-day contract, so you can cancel at any time. If you don’t do this it’ll be £31 a month. That’s more than getting Netflix and Sky channels via NOW separately – so it’s unlikely to give the best value. However, you will also get access to Freeview channels, which is handy if you don’t have an aerial.

If you cancel you’ll also have to return the Sky Puck device. This ends on 23 May 2024.

£100 gift card for £90 (expired)

This offer is over on Amazon and will save you 10%. You’ll get a physical £100 gift card for £90. It’ll come in the post.

I don’t think this is just for Prime customers, but if it is, you can sign up for a free 30-day trial here.

Save 10% on Netflix

Watch Netflix for free (expired)

Sadly Netflix stopped the free trial in the UK in late 2019, though there are occasional offers.

It also briefly had a page with a limited selection of content you could watch without an account, though this comes and goes.

At launch, it included:

Films

Murder Mystery
The Two Popes
Birdbox

TV (1st episodes only)

Stranger Things
Grace & Frankie
Our Planet
Love is Blind
When They See Us
Boss Baby Back in Business
Elite

Watch selected Netflix content for free

50% off your first two months (expired)

This offer has ended, but it’s worth checking to see if it returns. It could be that you see an offer when others don’t!

New users can save 50% when they first sign up to Netflix. After the first two months at this discounted price you’ll pay the full price for the level you’ve chosen.

It’s possible you’ll see a different offer, such as buy one month, get a second free. It works out you’ll pay the same amount overall, but do let me know what you see.

See if you have a welcome offer

Try a different streaming service

Netflix is great, but there are other options with plenty of content – and plenty of deals. So pause your subscription for a month or two and try out free trials from the likes of Amazon Prime Video and Disney + or get dirt cheap passes for Sky channels via NOW TV. Here’s my guide to the latest offers.

November 3, 2025 | Deals

Cheapest ways to watch Sky Sports without a subscription (November 2025)

Written by BCWYC Team

You don’t need a Sky subscription to watch Sky Sports! Here are the latest deals for pay-as-you-go passes on NOW TV.

We’re big fans of NOW (or NOW TV as it was called). It’s a cheap way to watch Sky channels, and if you’re a fan of the Premier League, golf, cricket, Formula 1 or dozens of other sports but can’t afford Sky, it can be a real money saver.

Sky Sports on NOW TV

If you get your TV via Sky, or even Virgin or BT, then you’ll likely have to commit to a long contract with your TV provider, probably 18 months. And it can be really expensive.

In terms of TV programmes and film channels, it’s almost always going to be cheaper to get those exact same channels via NOW instead.

It’s slightly more complicated for Sky Sports channels. The day passes are perfect for occasional users at under £15 a go (or less if you use a deal). Sadly, it looks like the week pass is no longer offered.

The monthly passes, however, can be expensive. At £34.99 a month, you’ll probably pay more via NOW TV for this channel than with Sky if you have it every single month of the year.

But there are regular deals which bring the price down, often to £25 a month and sometimes as low as £18. This makes the price much more comparable, and you have the added advantage that you aren’t committed to a contract. You can stop it or pause it month by month.

What is NOW TV?

Think of NOW (or NOW TV as it was called until spring 2021) as a pay-per-view iPlayer for the Sky TV channels. The sports passes give you access to all 11 Sky Sports channels without a contract, so you can watch per day or per month.

NOW TV can be streamed on your computer, tablet, some smart TVs, games consoles and devices such as the Chromecast, Roku and Amazon Fire Sticks.

The passes don’t include TV or movie channels, which you need to buy separate passes for – though there are plenty of discounts to be found and we’ve summarised the best on our NOW TV deals page.

NOW TV Sky Sports free trials

Unlike the other NOW membership passes, there’s no free trial for any of the Sports options.

NOW TV Sky Sports day pass offers

Far better than a Sky contract is a £14.99 Day Pass. Despite recent price increases, we think this pass represents decent value for money for occasional viewing.

There used to be frequent discounts to be had, such as 20% off or bundles passes with a NOW TV smart stick. We’ll share any we find on this page but they aren’t as common now.

Buy a Sky Sports day membership from NOW

Month-long Sky Sports pass on NOW TV

If you’re going to watch a lot of the action on Sky Sports it’s probably cheaper to get a subscription via Sky, Virgin or BT. But if you want to dip in and out month by month you can buy a monthly pass for £34.99.

There are often discounts on the first month or two, sometimes as long as nine or 12 months, which we’ll include when we see them.

These offers are also sometimes emailed with unique codes to previous customers so it’s worth turning on the option for emails.

Don’t forget to cancel the month sports pass (which you can do any time) if you don’t want it to renew at full price.

Month passes also start from the moment you pay, unlike week and day passes which you activate when you want them to start.

You’ll also get one month free of Ultra Boost to stream in full HD on three devices or Boost to stream in full HD on two devices. Both will automatically renew after the first month at £9 or £6 a month, respectively, if you don’t cancel.

Buy a Sky Sports Month membership from NOW

Personalised discounts

From time to time, you might see a better offer in your account or via email.

To receive emails you’ll need to have turned on the marketing preferences to allow this.

For in account offers you can see if you’re eligible if you head to the personalised My Offers section of your account. You’ll need to be signed in.

Check your account for offers

6 months at £28 a month – for all

Get an Unlimited Sky Sports membership for £28 per month (normally £34.99) for six months with NOW TV. The offer is open to new and existing NOW TV customers (for the latter, it’s as long as you’re in the last month of an existing offer).

However, you’ll be locked into the full six months – so you can’t ditch it earlier if you want. It’ll also renew at full price if you don’t cancel in the last month.

Get Sky Sports for £28

Sky Sports at £19.99 a month – for some

This offer or similar is regularly offered via emails sent to previous customers, giving 6 to 12 months at £19.99 a month.

It’s either a rolling contract for Sky Sports via NOW TV, or it’ll lock you in for a set period. You’ll save just over 42% on the standard monthly price. Importantly, you aren’t tied into the full 12 months. You can cancel at any point. But you’ll pay full price if you restart at a later date.

It’s open to new NOW TV customers and existing customers who either don’t have a pass or are in the last 30 days of a previous offer – as long as you received the email.

Get a discounted month pass at NOW

NOW TV Sky Sports Week pass offers

NOW TV no longer offers the week pass. Whether this is permanent or temporary remains to be seen. Occasionally you can still get the offers which we’ll share below, but chances are slim.

Sky Sports on Virgin Media

You can get Sky Sports via the standard Virgin Media TV box, or via the Virgin Media Stream box. The latter only allows streaming, not recording.

You can add Sky Sports channels in HD for £34.99 a month without a contract commitment to Virgin Media Stream, but you’ll need to pay the set up fee first.

Sky Sports on Sky

If you don’t want to ditch Sky for NOW, then you can still get Sky Sports channels direct. However, the best prices for the full package will usually require a new 24-month contract, which obviously ties you in, and will be more costly than the options above.

Sky Sports is currently £22 a month for 24-months for when you upgrade your current Sky package while new customers will pay £35 a month.

Sadly it doesn’t look like Sky is still offering a cut price deal just for the football channels or just for the F1 channel – but keep an eye out for either’s return.

Featured savings deal

More Details

Trading 212 Cash ISA

AER (variable)

4.53%

Minimum

£1

New Trading 212 customers get a bonus of 0.68% AER for 12 months for current year subscriptions

More details ▼

Additional Info

Existing Trading 212 customers get a rate of 3.85%

FSCS Protected?: Yes

Allows transfers in?: Yes

Flexible ISA?: Yes

▲

Other sports broadcasters

Amazon Prime Video

You can also watch sport on Amazon.

Prime costs £95 a year, or £8.99 a month and includes other Amazon features. However, if you just want the video channel for streaming sport, film and TV shows you can get this for £5.99 a month – which means you can pay just under £6 if you only want to watch the games. There’s also a free 30-day trial – just remember to cancel it if you don’t want to keep paying.

Save money on Amazon Prime Video

All the latest Amazon Prime Video deals

TNT Sport

You can now buy month passes for TNT Sport. More details on this and other deals here.

Watch TNT Sports without a subscription

All the latest TNT Sports deals

The best American Express for welcome offers

The best first Amex card welcome offers

Additional Amex welcome offers

The best American Express card for spending

Best Amex for extra offers

Best Amex to protect your Amex Reward points

Best Amex for 2-4-1 flight vouchers

Best cashback debit cards

Best cashback and reward credit cards

Andy’s cashback credit card rules

Best American Express cashback and reward credit cards

Best Visa and Mastercard cashback and reward credit cards

Best supermarket and retailer specific cashback and reward credit cards

Best airline reward credit cards

The best cashback card welcome bonuses

Amazon: £40 boosted welcome offer

John Lewis: double points for 60 days

M&S: 5x points for six months

Best American Express welcome offers:

Boosted Amex welcome offers

Virgin Atlantic Reward+: Up to 36,000 bonus points boost (ended)

Is it worth it?

Read next

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Barclaycard Forward: £15 cashback

Tesco Foundation: £25 cashback

Expired deals

Asda Money: up to £50 cashback (expired)

HSBC: 0% purchase card plus £60 cashback offer stack (expired)

Halifax Clarity: £20 cashback (expired)

Yonder: 6 months free (expired)

Pub promotions

Moretti, Cruzcampo & Inches: BOGOF pints

Hungry Horse: Spin to Win main, pudding or pint

Brewdog: free pint

Greene King: free pint of Strongbow or Strongbow Dark Fruit (ended)

Heineken: free pints nationwide (ended)

Greene King: free Hazy Day pint (ended)

Poretti: free print or 330ml bottle (ended)

Birra Moretti: BOGOF pints (ended)

Cruzcampo: two free half pints (ended)

All Bar One: free Hendricks gin & tonic (ended)

Heineken: free pint via Mixr app (ended)

Free drinks via apps

Free drinks every day with Dusk

El Tab: £9.99 a week for free drinks

Free drink with Mixr

10% off with Green King Sport app

Our top travel debit cards

Top pick: Trading 212 card

Trading 212 debit card summary

Andy’s Top Tips

Our top travel credit cards

Top pick: Lloyds Ultra

Lloyds Ultra credit card summary

Runner up: Barclaycard Reward

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Other fee-free credit cards

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Top pick: Currensea

Currensea smart debit card summary

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Disney+ price

Disney+ Extra Member password sharing crackdown

Disney plus offers

One year free via Lloyds

Uber One: free annual Disney+ pass (pay £49.99)

Up to £30 off annual plans with cashback stack

Annual pass: Two months free

Clubcard: 50% off

£2 off Standard with O2

Up to six months free with O2

Disney+ with Ads: four months for £1.99 a month (ended)

Stack up to £45 off

Uber One: six months free Disney+ w/ ads (pay £30) (ended)