Get the best deals on flowers for valentine’s, mother’s day and any other special occasion.
Here’s a round-up of the latest offers we’ve found. Don’t forget to check cashback sites such as Quidco and TopCashback – and if you’ve never used them make sure you get the new member bonuses available. Here’s more on how to claim those (worth up to £47.50 combined).
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
Set three reminders for dates like mum’s birthday and you’ll get £5 credit added to your account. Head to the Bloom & Wild home page and scroll until you see the Save the Date offer.
Once you’ve joined the Rewards Club you’ll be prompted to add your birthday, and in return, you’ll be sent a voucher to get 50% off an order on that date each year.
Interflora: 15% off when you sign up to their newsletter
If you register for Interflora’s newsletter, you get a 15% discount on your first order. If you’ve already signed up, you can nab a £5 discount for each date you set a reminder for.
Get cheap movie tickets so you don’t pay over the odds
If I can, I always try to see films at the cinema. The big screen, surround sound and darkened room make all the difference (though I’m not so fond of people chatting or checking their phones). Still, this is an expensive hobby so I do everything I can to get cheap movie tickets.
And I do pretty well at it too. It’s very rare for me to pay more than £5 or £6 – even in central London where prices are usually well over a tenner. In fact, out of the 19 films I saw at the cinema last year I managed to get the bulk of my tickets for free. Of the two were I parted with cash, one was a couple of quid to upgrade to 3D and the other wasn’t much more thanks to a 50% off voucher and off peak price.
These aren’t the only ways to get cheap movie tickets (we’ve listed all the tricks and deals in our huge cinema savings deals page) but these tricks show whatever day you want to see a movie, there’s a way to pay less – and even nothing at all.
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
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Midweek cinema deals
The cheapest days to go are always Monday to Thursday. Most cinemas have lower prices on these days, and cheaper still before 5pm. So it’s worth looking to see what your local cinema offers. However, there are ways to save even more so your ticket should cost less than £5.
Tuesday & Wednesday – 2 for 1 tickets with Meerkat Movies
This is a fantastic saving at most cinemas. You need to buy an insurance policy via Compare the Market (there’s a trick so this costs just £1), and you’ll then get access to Meerkat Movies for 12 months.
Meerkat Movies gives a code so you can buy one ticket and get one free. The promotion is valid on Tuesday and Wednesday, though you can only take advantage of the offer once a week.
If you subscribe to the Times you’ll get access to Times+ offers, including a rare two-for-one ticket to Everyman cinemas. You can claim one code each week and it can only be used on Wednesdays.
Amazon Prime members can get two tickets for £10 to be used Monday to Thursday. You can get a code once a month.
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Weekend only cinema deals
Cinemas charge a fair bit more from Friday to Sunday, and there are less deals that will save you money at the weekend. Personally I’d save any tickets that can be used any day of the week for the weekend (more of these in the next section).
Friday to Sunday – £3 ticket for Cineworld or Picturehouse via Three
The Three+ loyalty app has a cinema deal and at £3 a ticket it’s a decent saving for Cineworld and Picturehouse.
You can show the code at the box office to get your ticket, but if you book online there’s a 75p to 90p fee on top.
You can get the Three+ app even if you’re with a different network thanks to a trick where you top up a Three Pay-as-you-go SIM every 90 days. If you’re going on a weekly basis that could be worth it, even once a month could save you cash – depending on the full price of a ticket at your local.
These are all good deals, but I’d prioritise using these tickets for more expensive weekend showings rather than cheaper mid-week screenings so you get the best value.
Six free tickets for Vue or Odeon via Lloyds
If you open up a Lloyds Club current account you’ll be given six free cinema tickets every year. You can choose between Vue or Odeon, though you can’t mix and match.
You can only have one personal account, though couples can also get a joint account. So between the two of your that’s 18 tickets up for grabs.
There is a fee of £5 a month for this account, but it’s not charged if you pay in £2,000 a month. This might seem like a lot, but it doesn’t need to stay in your account nor be added in one go. You can transfer the money in when you get paid, then straight back out again.
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Plus, new Quidco customers get a high paying £18 welcome offer
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Free tickets via Sky or Vitality
If you have Sky Cinema you can get two free Vue tickets each month – though it might not be the cheapest option for your TV, so it’s not a reason to stick around.
While anyone with Vitality, perhaps health insurance via work, can claim a free Odeon or Vue ticket each month if they hit enough activity points.
Up to 40% off with other memberships
There are a number of schemes and memberships that give discounts at most big cinema chains and many independent ones too. Though the schemes look similar, prices might be different so it can be worth looking at one for two.
Often these are available via your employer’s “work perks” scheme, but Santander customers can also get access for free via Santander Boosts, and Lidl often gives free membership too via it’s Lidl Plus app.
Other ways to take advantage are paid for, though look for free trials. Tastecard is another good one that also gives restaurant discounts (here are the best deals), while Kids Pass gives additional savings for children’s attractions.
However, these don’t always work out cheaper, so check the prices at your local cinema before buying tickets via these schemes, but you can get cheap trials of both to give them a go.
Switch bonus requirementsSwitch using the Current Account Switch Service and close your old account within 60 days of starting the switch
Deposit requirementsDeposit £1,500 in the first 60 days from opening the account
Direct debits transferred overSet up two Direct Debits before or after the switch from a selected list of household bills
Existing customers?Can't have held any Santander current account on 1 January 2025
RestrictionsCan't have received a switching bonus from Santander already, offer limited to once per person
Eligible accountsOpen a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
£25 Amazon Gift Card requirementsTo qualify for the gift card, you need to complete a full switch using CASS, and make five debit card transactions within 30 days of opening the account
Those with Octopus energy can get two Vue tickets for £8 every week. Just go to the Octoplus loyalty tab in your account. Vouchers last seven days.
The O2 Priority mobile SIM loyalty programme cinema deal is similar. You can pick up two tickets for £9, or four for £18, meaning you’ll pay just £4.50 each. From time to time it’s cut to £7 for two. Codes are released at the start of each month.
You’ll get access to O2 Priority if your phone is with O2 or broadband is via Virgin Media, though this hack means anyone can buy a PAYG SIM and top up by £10 every six months (at the most) to get access.
There’s a similar offer for Vodafone users, this time for Odeon tickets. You can get two tickets for £8 or four for £16, though with a £1 booking fee. However you can only use them in a single booking.
One Vue a month & more via Monzo for £7
£7 a month for a Vue ticket via a Monzo Perks current account isn’t going to be the best deal out there. But for the fee you also get an annual railcard, Uber One membership and a weekly Greggs freebie. Take advantage of these and that ticket could actually cost you just a few quid.
Get a membership
If you go on a weekly basis then memberships can work out cheaper. We’ve written here about the different schemes which run at Odeon, Cineworld, Curzon and Everyman.
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Other cheap movie ticket deals
There are always other special offers running that could get you cheap or free tickets. These include discounted gift cards (which you can use alongside other offers as payment) and flash sales.
We’ve listed special offers and other tricks to save at all the major and independent chains in our ultimate cinema savings page. Have a look to see what the latest offers are.
All of the deals for ODEON, Vue, Cineworld, Everyman, Picturehouse and more!
In this article you’ll find all the latest cinema ticket deals and offers, starting with the ones you can’t miss, then some chain specific offers, and then a few more well worth a look.
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
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Top cinema offers
2-4-1 via Meerkat Movies for £1
One of the most popular cinema deals is Meerkat Movies. Once a week you can access a code to get buy-one-get-one-free tickets on a Tuesday or Wednesday. You can use this deal at most UK cinemas all year (though not Everyman or Curzon).
You can get six free ODEON or Vue tickets if you open a Club Lloyds bank account. You’ll need to deposit £2,000 into the account each month to avoid a fee, but that’s easily done.
At Vue cinemas, your vouchers also entitle you to half price popcorn. At ODEON cinemas, you can redeem your vouchers at ODEON Kids Screenings, which come with a free kids-size popcorn per ticket.
You can claim a free, standard ticket at any Vue in the UK every month. You can upgrade to a VIP, 3D, recliner or IMAX ticket but you’ll pay an extra fee.
You’ll need to use the code before the end of each calendar month, but it can be for a screening at a later date. Monzo Perks costs £7 per month and comes with a range of money saving benefits, including an annual Railcard and weekly Greggs freebies.
Whether you’re buying a full price ticket, or stacking with other offers featured on this page, you’ll save a little by using a discounted gift card.
Some of these are special offers at retailers like Tesco or Amazon where you save when you buy. When these are available we’ll share them as featured deals.
Others will learn you cashback on your gift card purchase, and these tend to run all year around via these apps:
There’s a good chance you can save up to 40% on cinema tickets via an existing membership or account – and if not, you could sign up as a new customer.
The likes of Tastecard, Mastercard and Lidl offer you access to a service called Cinema Society which sells reduced tickets for ODEON, Vue, Picturehouse, Showcase, Cineworld, Empire and other independent cinemas.
This can be a good way to save, but watch out as you might find your local cinema is cheaper itself when you buy direct! Or some of the other deals we’ve shared on this page could also work out better value.
In some cases you’ll need to pay for the initial membership, but others are free. Though you can find these in a number of places (check any work perk schemes for instance), here’s some of the more common ones you might have access to.
We’ve listed more offers, both specific to the different chains and across different cinemas, below, but these ones in particular are worth a look:
Everyman: 2-4-1 Wednesday with Times+
Escapes: free film preview tickets
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ODEON ticket deals and offers
Don’t forget we may have featured some ODEON deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.
ODEON: up to 68% off Luxe or standard tickets with Wowcher
Deal expiry: until it sells out
You can get a big discount if you buy tickets in pairs or in a group of 5 thanks to a deal currently running on Wowcher.
The deal can be used at 93 ODEON cinemas across the country and is valid 7 days a week.
You can buy:
Five tickets for a 2D movie for £20.99 (68% saving)
Two tickets for a 2D movie for £10.99 (58% saving)
Tickets are valid for for the most popular seat types (classic, saver, recliner and luxe recliner), and you can use them together or on separate dates.
You can redeem your tickets online and at the box office of cinemas themselves. They’re Valid any day from 30 January to 26 February 2026.
Tickets exclude Event Cinema, premieres, special events, and non-public screenings. They are not valid with other offers, food/drink bundles, or myLIMITLESS memberships.
Sign up for free to ODEON Extras scheme to earn points and other savings. You’ll get the following:
Tickets from £4.50 every Monday
A birthday treat (possibly a large popcorn and drink combo)
500 points on joining
25 points for every £1 spent
If you watch two films in three consecutive months you’ll get a free upgrade to ODEON Extras Plus. You’ll need to make another two visits every six months to keep at this level. Extras Plus will get you more and is still free:
50 points for every £1 spent
10% off tickets when you book online
An improved birthday treat
Invites to member screenings
Large popcorn for the price of a medium
You’ll need to earn a few points before you can use them. You’ll be able to swap as follows:
5,000 points for a £5 food and drink voucher
7,000 points for a standard seat ticket
10,000 points for recliner seat ticket
So you’ll need to spend £280 to claim that free standard ticket on the base level Extras membership! If a ticket costs £10, that’ll be 14 tickets.
Points will expire 24 months after they’re earned, so don’t forget to use them.
ODEON: two tickets for £8 for Vodafone customers (+£1 booking fee)
Deal expiry: Ongoing offer
If you’re a Vodafone customer then you can get two ODEON cinema tickets every week with VeryMe Rewards. You can do this once each week for any film showing at any time.
Two standard tickets will cost £8, while two Luxe tickets cost £13.
You can also get four standard for £16 and four Luxe for £26.
The voucher can only be used on the same screening, so you couldn’t use it for one ticket at two screenings for example.
You’ll need to pay an additional £1 booking fee when using the voucher on the ODEON website, though this covers the whole booking. If you use it at the box office you won’t pay this extra charge.
To get it, you just need to tap on ‘Rewards’ in the Vodafone app and claim the offer.
Don’t forget we may have featured some Vue deals in our ‘Top cinema deals’ section above, including free tickets via bank accounts.
Vue: free tickets via Club Perks
Vue have launched a new reward scheme called Club Vue. Each time you buy a ticket you’ll get a stamp, and once you have 10 stamps you’ll get a free ticket. There are also ‘bonus treats’, so something to look out for.
You need to download the Club Vue app and join the free Vue Member scheme.
There’s only one stamp per booking, so you might want to book multiple seats separately. You’ll also only get the stamp if you book in advance on the app or website, and not via the box office.
The free ticket is for a standard 2D showing, so won’t work for 3D or other premium tickets though you can pay extra to upgrade. You’ve three months to use the free ticket once it’s been issued, and you can use it online or in person.
This appears to work with free tickets too, such as those from Lloyds Bank or Vitality, so you might not even need to spend anything to get a stamp.
If you’ve got Sky Cinema, you can get two free standard Vue cinema tickets every month. The tickets can be used at any Vue cinema in the UK or Ireland, at any time Sunday – Thursday.
You’ll need the MySky app to get access to this offer, where you’ll find a code to use online and a QR code to use in the cinema.
There’s a limit to how many free tickets Sky gives out each month, so you may need to get in early.
Don’t forget we may have featured some other deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.
We’ve also details of Cineworld and Picturehouse memberships later on this page.
Cineworld: £5 Tesco Tuesdays
Each Tuesday you can use a Tesco Clubcard Cineworld voucher that’ll cost you £2.50 in points for a £5 ticket.
You can get up to four 2D tickets with the offer, and it includes the booking fee. You need to pick “Clubcard ticket” when booking on the Cineworld website.
If you don’t have enough points to transfer, you can transfer a portion into vouchers and pay the difference for the ticket. You’ll need at least 50p in Clubcard points.
Every week, Three+ customers can nab a code for a discounted ticket to use Friday to Sunday. Codes are available from Monday. It’s for 2D screenings only, though you can pay to upgrade.
Picturehouse Central and Picturehouse Fulham Road are excluded. You’ll pay a booking fee to redeem the code online, but it’s free to use in the foyer.
First Direct account holders can claim two tickets for a tenner every week. You need to sign up for the free First Direct Perks scheme to access the deal.
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Everyman cinema ticket deals and offers
Everyman offers are pretty rare!
Everyman: 2-4-1 Wednesday with Times+
If you subscribe to The Times, you’ll be able to get two-for-one tickets at Everyman on Wednesdays. You can get a one month free trial or £3 for 3 months then it’s a pricey £26 a month.
Don’t forget we have featured some other deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.
25% off MyLimitless
Odeon is running it’s New Year Sale already, offering 25% off its annual subscription. It’s £139, usually £186. Limitless Plus is reduced to £164, usually £219.
This makes it just over £11.50 per month, so if you’re a regular cinema-goer, it could be well worth it.
You can only get this when you buy a whole year upfront between 22 December 2025 and 31 January 2026.
With Cinematik, you can get free tickets to select films for free. Each month, a film is voted to be screened and you can book to see it on a specific day. You can book a maximum of one ticket per screening. You also have the option to reserve an additional ticket for a guest, which they’ll need to confirm separately via a shareable invite link.
The cinemas taking part are mainly local independent ones, but there are Picturehouse and Reel cinemas included. There’s a full list of all participating cinemas on the Cinematik website.
Mubi is an online streaming service. For £11.99 a month you get a classic, world cinema or art-house flick to watch, with the curated selection adding a new film every day.
For an extra £7 per month you also get a free cinema ticket every week via the Mubi Go service. There’s a 7-day free trial and if you sign up for an annual membership, you’ll save 33%.
You typically won’t be able to watch blockbusters, instead there’s a specific new film every week. You can go to see that film once, and another film choice will be given the following week.
With many of the films being smaller, they’ll have limited releases, so if you don’t live in a big city there’s a good chance you won’t be able to take advantage every week as not all the films will be shown at all cinemas.
If you’ve got a Vitality membership, usually offered as a healthcare perk with employers, then you can nab yourself a free Vue or ODEON ticket once each month.
You now need to get a four-week streak, where you earn at least 12 points each week. You can then claim the free ticket in the app.
Enter your code on the cinema’s website when booking your tickets.
You can buy a ticket from £5.60 to use for movies at Vue, Cineworld or ODEON with the entertainment site Fever.
The actual price you’ll pay varies by location. If you have a larger town or city close by, you could get a better discount by choosing a cinema there instead.
Again, do check you can’t get a ticket for less via a different offer before buying.
Here’s what you need to know about getting discounted tickets with Fever:
ODEON: you can get a standard 2D ticket at select cinemas in the UK. It’s not valid at Luxe locations or the Islington Luxe & Dine. If you want to upgrade to IMAX, 3D or recliner seats, you’ll have to pay extra.
You can use the voucher online via the ODEON website or app, but there’s a £1 fee per ticket. You can also redeem the voucher at cinema kiosks – but not at the box office. The voucher can’t be used for special screenings or events and can’t be combined with other offers.
Vue: you can get a ticket for a film either online or via the Box Office. Each voucher is only valid once and if you cancel your booking, you won’t get it back.
It’s not valid for premieres, special events or things like Mini Mornings or Scene screenings. With a Super Saver voucher, you can book general 2D seating, while VIP vouchers give more options, including recliners and 3D screenings (with an upgrade fee).
Cineworld: you can get a ticket for any standard 2D film, but if you want to upgrade to 3D, IMAX or 4DX you’ll have to pay extra (plus the cost of 3D glasses if needed). If you’re booking online, there’s a small fee added.
You can’t use this ticket for Event Cinema, special screenings, Movies for Juniors or ViP seats though, so check before booking.
ODEON: Family ticket – you can get adult tickets at child prices for the same film. You’ll see the option at check out for an adult and child combo ticket.
Vue: tickets for £2.49 – Vue Mighty Mornings are kids screenings on Saturday and Sunday mornings at 10am and every day of the school holidays.
Cineworld: from £2.50 – kids and adults pay the same price via Movies for Juniors.
Picturehouse: from £3.30 per ticket – kids’ Club screenings are shown every Saturday morning and prices depend on the cinema you visit. There’s also preschool specials, exclusively for preschool children and the adult goes for free. With the family ticket option, adults only pay kids prices. It’s for four people, at least two must be under 15 (e.g. two adults and two kids or one adult and three kids).
Cheap over 60s cinema tickets
Over 60s tickets from £3.50
ODEON, Cineworld and Picturehouse have cheaper tickets for over 60s (Vue don’t have anything on offer at the moment). Here’s our roundup of the deals:
ODEON: from £3.50 per ticket – ODEON Silvers has screenings during quieter times of the day with a selection of new releases or classic films. Tickets with standard seats are £3.50 when you book as a myODEON member online and £4.50 in-cinema. Standard seats are £4.00 when you book online as a guest and £5.00 in cinema. The price includes tea, coffee and biscuits, served before the film.
Cineworld: tickets for £4.50 – CineSeniors runs every Wednesday and you also get complimentary hot drinks and biscuits.
Picturehouse: discounted tickets – Silver Screen is a free-to-join club for over-60s. Members get a free tea or coffee at Silver Screen shows.
Memberships
These memberships could save you money on tickets – if you go frequently enough.
ODEON myLimitless: from £14.99 a month
Deal expiry: Ongoing offer
ODEON myLimitless is an annual membership that allows you to see as many films as you like in ODEON cinemas. You pay £14.99 per month or £17.99 for myLimitless Plus, which also gets you ODEON Luxe, seat upgrades and screen upgrades.
If you go via a cashback site, you could cut the cost even more. With TopCashback you can get up to £4.25 of the price back on your first payment. Plus, you could get a welcome bonus offer.
ODEON sometimes offer discounts on annual membership, and we’ll share them here when they run.
If you frequently go to a Cineworld, its Unlimited Card lets you go as much as you want (2D only). The minimum subscription is 3 months and starts at £10.99 a month, going up to £21.90.
Each cinema is bracketed into a group – the amount you pay depends on the group your cinema falls in. The Cineworld website has a full list of which cinemas are in which groups.
Group 1 cinemas – £10.99 a month
Group 2 cinemas – £16.99 a month
Group 3 cinemas – £19.40 a month
Group 4 cinemas – £21.90 a month
Members are also invited to preview screenings and get 10% off food and drink. If you continue your subscription for a second year, membership then includes 3D films and the food discount goes up to 25%.
There’s also a referral scheme where you get an extra month for free if you get a mate to sign up.
We’ll share any discounts on membership here when they’re available.
Take a friend for free from 23 January to 12 February
If you’re a Cineworld Unlimited member and were registered by 20 January 2026, you can take a friend for free until 12 February.
The free ticket can be a 2D ticket only at any Cineworld cinemas.
Picturehouse: free tickets and £3 off with memberships
Picturehouse memberships give you free tickets and discounts at any Picturehouse cinema. The free tickets are sometimes restricted to your member cinema so it’s best to save them for the weekends when prices go up.
There’s two tiers of membership – Member and Member Plus. The Member option gives you five free tickets and costs between £57 and £97 per year depending on the member cinema you join.
Member Plus gives you an extra card so you can split the costs with a mate or family member. You’ll get ten free tickets and it costs between £100 and £170 per year.
After the freebies you’ll also get £3 off our further tickets.
Members also get a 10% discount on food and drink, free previews, no online booking fees and occasional other freebies.
At certain points in the year there are discounts on memberships, and we’ll share them here if they’re any good.
There are a few options here, though the basic one (i.e. cheapest) allows you to take a friend for free on Mondays. You also get six free tickets for the £89 cost.
The next level up costs £325 a year, and comes with 24 free tickets. After this you can spend £680 and get unlimited tickets for two for a year.
For £65 (£50 concessions) you can get an annual “Classic” membership. This comes with five credits to use for free tickets or at home streams. You can use the credit to buy tickets for yourself and guests. There’s a further 20% discount for you and a guest on other tickets. You’ll also get 10% off drinks and snacks.
If you go to a Curzon a lot, there is a £285 “Cult” option. This annual membership gives you five free credits a week. Use them all and it’s just £1.10 a ticket! You can’t use the credits to get a ticket for a guest. If you want to pay monthly it’s £25 a month, but you’re still tied in for 12 months.
The Cult + membership doubles down with 10 free tickets a week (which are valid for events such as theatre and ballet screenings) and an additional cardholder. It comes in at £850 a year.
You can currently get 25% off a new Cineworld Unlimited subscription if you use the code UNLIMITED25 between 30 June and 13 July 2025. The price of a membership depends on the cinema that you’re signing up for and your subscription period.
You’ll also get 10% off snacks and 25% off at partner restaurants.
Tesco is selling Odeon gift cards with a 15% discount. You can use these to pay as normal for any ticket, including those which are discounted, such as using Meerkat Movies or the two for £10 voucher via Amazon Prime.
Get 20% off ODEON e-giftcards from Tesco until 22 December. The discount applies to e-giftcards valued between £5 and £25. These e-giftcards are valid for two years.
You can buy bundles of Vue tickets on Wowcher, either two, five or ten, and you’ll get them at a much lower price. Two tickets cost £9.50 – making it £4.75 a ticket. For five tickets, you’ll spend £22 (£4.40 per ticket), and ten tickets cost £40, making it £4 per ticket.
You can use the tickets for Standard 2D screenings, sitting in super saver seats.
You’ll have til 18 May to use the tickets, but check that your cinema is listed, as there are some exclusions, and some cinemas will charge you a £2 surcharge when redeeming it – check this list in “The Fine Print”.
To get it, go to Wowcher and search “Vue” to find the offer.
Cineworld: two tickets for £12.95 with Wowcher (expired)
Deal expiry: 31 March 2025 (though may be extended)
You can buy two Standard Cineworld tickets on Wowcher for £12, plus a £0.95 booking fee when booking the tickets.
You’ll have til 31 March to use the tickets, but check that your cinema is listed, as there are some exclusions. There’s an uplift fee for things like 3D screenings or IMAX. And be aware that you need to use them both at the same time.
To get it, go to Wowcher and search “Cineworld” to find the offer.
Investment firms often give incentives like free cash to get you to give them your money.
These offers are extra cash payments and freebies you can get via starting an investment. We’re only sharing these promotions as a way to get some free cash rather than a recommendation of individual investment platforms or funds.
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
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Here at Be Clever With Your Cash, we’re not regulated to give you financial advice. We aim to give you the facts about a provider or investment but it’s up to you to decide if it’s suitable for you. If you’re looking for more personalised guidance, find a financial adviser who can give you specific advice. Remember that your capital is at risk when investing — don’t invest more than you are prepared to lose.
Welcome and bonus offers
These are offers to tempt you to sign up for an account or transfer existing accounts There may be a minimum amount you need to add in order to get the bonus. Remember, we’re just sharing offers here and not recommending any individual ISA investment platforms, so do your research before applying. Our S&S ISA best buy tables are a good place to start.
*Account fee is waived if you add £1,000 before 30 April 2026
FSCS Protected?Yes
Transfer in existing ISA?Yes
Other investment optionsYou could also choose to invest in managed portfolios with Dodl
Fractional sharesNo
Interest on uninvested cash3.8%
Flexible ISANo
Foreign exchange fee0.75% (up to £10,000)
Fund feesIf you invest in funds, you'll have to pay fund fees between 0.03% and 0.45% depending on the funds you choose
Authorised and regulated by the Financial Conduct AuthorityYes: FRN 211468
Risk warningCapital at risk. The value of your investments may go up or down
Offer detailsYour account fees will be waived for 12 months if you pay £1,000 or more into your Dodl ISA or LISA by 30 April 2026. Customers who add £1,000 to both an ISA and LISA will have charges waived on both accounts.
*You can get £300-£1,500 cashback when you transfer an ISA between £20,000 and £200,000
FeesYou get £50 worth of free trades every 6 months. Funds cost £4 per trade and shares cost £10 per trade
Fund feesIf you invest in funds, you'll have to pay fund fees depending on the funds you choose. There are no platform or trading fees when you invest in Charles Stanley Multi Asset Funds
FSCS Protected?Yes
Transfer in existing ISA?Yes
Fractional sharesNo
Interest on uninvested cashYes - 1.5% on balances up to £99,999 and 1.9% on balances over this
Flexible ISANo
Foreign exchange fee1%
Offer detailsThe amount you'll get in cashback depends on how much you transfer. A transfer of £20,000 gets you £300 cashback
Authorised and regulated by the Financial Conduct AuthorityYes: FRN 124412
Risk warning Capital at risk. The value of investments can go down as well as up
£50-1000 cashback. Minimum investment and terms apply. Registration ends 31 May 2026. Capital at risk
Authorised and regulated by the Financial Conduct AuthorityYes: FRN 662530
FSCS Protected?Yes
Flexible ISAYes
Important detailsOver 18s, UK residents and UK taxpayers only
Interest on uninvested cashNo
OfferYou could get cashback when you deposit and/or transfer more than £5,000 into a new or existing Stocks & Shares ISA.
You'll get between £50 and £1,000 cashback depending on how much you deposit or transfer. You can find out more details on how much you'll get on the dedicated offer page.
Offer detailsTo get the cashback, you have to register for it by 23:59 on 31 May 2026 through the dedicated offer page. Then, you'll have 6 months to make your deposit and/or start your transfer(s). The money needs to stay deposited for 18 months. T&C’s apply. Tax treatments depend on your individual circumstances and may change in the future
Risk warningCapital at risk. The value of your investments may go up or down
*Get a free stock worth $50 when you sign up for eToro and make a deposit of $50 into a General Investment Account (deposits into your ISA won't count)
FSCS Protected?Yes
Interest on uninvested cash3% on balances up to $50,000, 3.8% on balances over this
Fractional sharesYes
Foreign exchange fee0.7%
Fund feesIf you invest in funds, you'll have to pay fund fees, which cost on average ~0.16% per year, with additional market-spread effects up to 0.05%
Trading feesYou'll pay £3.95 per trade for shares, ETFs and mutual funds and £5.95 per trade for bonds
Authorised and regulated by the Financial Conduct AuthorityYes, FRN 583263
Risk warningThe value of your investments may go up or down. Your capital is at risk. ISA powered by Moneyfarm. ISA rules apply. UK residents only.
Offer detailsYou need to sign up and deposit $50 into a General Investment account to get $50 worth of Qualifying Stocks.
*If you sign up before the end of February, you'll receive a discount code for a 0.15% account fee
FSCS Protected?Yes
Transfer in existing ISA?Yes
Investments availableYou can invest in OEICs, unit trusts and exchange-traded investments
Flexible ISAYes
Fee detailsIf you link your account to your family's accounts, then all of your investments are counted when working out the fees, which might give you lower charges
FeesFees are charges depending on the amount you invest. The first £50,000 is charged at 0.35% per year, the amount between £50,000 and £250,000 is charged at 0.25%, the amount between £250,000 and £750,000 is charged at 0.2%, and any amount over £750,000 is charged at 0.15%
Fund feesWhen you invest in funds you'll also have to pay fund fees, depending on which ones you choose
Authorised and regulated by the Financial Conduct AuthorityYes, FRN 04227837
Risk warningCapital at risk. The value of investments can go down as well as up
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ISA vs GIA
When you open these accounts you can usually choose between an ISA and a general investing account. If you haven’t used your full £20,000 ISA allowance this financial year, and you don’t plan to do so before 5 April, then that’s the best account for you as any gains you make will be tax free.
If you can’t or don’t want to add any more to an ISA, you can opt instead for the general investing account, although some of these offers may not be available for this account. In this account, you’ll only pay tax on profits after selling your share if it brings you over the Capital Gains Allowance – which is £3,000 in 2024/25.
Get Sky Atlantic, Sky Cinema and Sky Sports without getting Sky – and pay less with these great NOW TV offers.
Sky’s NOW TV – or NOW as it’s been rebranded – can save you a lot of money compared to paying for TV via your broadband provider, whether that’s Sky, Virgin, BT or TalkTalk.
Despite recent price increases and fewer offers it’s still the cheapest way to get big channels such as Sky Atlantic, Sky One and more.
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
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What is NOW TV?
NOW TV is essentially an on-demand video streaming service, just like Netflix and iPlayer. The big difference is it lets you watch Sky channels. Why bother when you can do this direct? Well NOW TV is so much cheaper. And you’ll see below there are always deals to bring the price down further.
Another great thing is that you can subscribe month by month, or even by the day for sports channels, rather than tie yourself into a year-long contract as you would if you had satellite or cable TV. Here’s Andy’s take on whether it’s worth the money.
It works best if you don’t watch ALL the different channels. That’s because films, TV and sport are all on different packages. Very cheap if you get one or two, but it can be pricey if you get more. And of course you need to consider if you’d be better off picking Netflix or Amazon Prime instead – there’s not enough time to watch all three!
How much is NOW TV?
Here are the full price costs for all the different NOW TV passes – but of course you don’t need to pay this. Check out all the deals on this page for ways to save.
Entertainment Pass costs £9.99 a month
Cinema Pass costs £9.99 a month
The Hayu pass costs £4.99 a month
There are two Sky Sports NOW TV passes
A Day Pass costs £14.99 for 24 hours
A Month Pass is £31.99 a month
NOW TV Boost cost £6 a month or £9 a month
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New NOW TV customer offers and deals
The best offers are pretty much always for new customers. If you’ve never used NOW TV before, always start with one of these. If there’s a free or very cheap pass featured further down you can always add that at a later date. We’ve ranked them in the order of how good we think they are.
These offers are only for new NOW TV subscribers. Make sure you cancel before the prepaid package is up or you’ll pay full price for the following months.
At the moment it seems most of these introductory offers are for a minimum of six months, so you might need to weigh up whether you’d be better off paying full price for a single month and using the cancellation trick (more on this further down the page) to hopefully bring prices down without being locked in.
NOW TV Entertainment: 50% off 12 months
This new user offer requires you to lock in for 12 months, after which you’ll pay full price but can cancel at any time.
You’ll get:
Entertainment for £4.99 a month (save £5)
This offer also comes with a 7 day trial of Boost.
Switch bonus requirementsSwitch using the Current Account Switch Service and close your old account within 60 days of starting the switch
Deposit requirementsDeposit £1,500 in the first 60 days from opening the account
Direct debits transferred overSet up two Direct Debits before or after the switch from a selected list of household bills
Existing customers?Can't have held any Santander current account on 1 January 2025
RestrictionsCan't have received a switching bonus from Santander already, offer limited to once per person
Eligible accountsOpen a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
£25 Amazon Gift Card requirementsTo qualify for the gift card, you need to complete a full switch using CASS, and make five debit card transactions within 30 days of opening the account
If you change your internet to NOW Broadband, you’ll be able to get discounted NOW passes. The cost varies depending on when you sign up; we’ve seen it as little as £4 a month.
However, you are tied into the broadband and the NOW membership for 12 months. And it’ll go up to full price once the year ends.
Sadly there are no longer any free trials for the main passes, though they could return. Usually you can trial “Boost” for 7 days though that’s not currently showing.
If you do get a trial and don’t want to keep paying then remember to cancel before the seven days finish to avoid getting charged full price.
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Existing NOW TV customer offers and deals
Most of the special offers are only for new customers, but there are lots of ways existing customers can save each month. Usually this involved either buying a gift card pass, or buying a multi-month pass with a NOW TV box or stick when these are on offer (which happens quite a bit).
With the passes you will get a code which you can enter into your account. Go to the view passes page and you’ll see where to add the code. If you are buying the passes with a NOW TV stick or box then the newer ones have the passes preloaded and are added to your account when you activate the device and log in.
Here are the best deals:
NOW TV cancellation trick
If you go to cancel your NOW TV pass, you’ll be asked the reason you are cancelling. Select the option saying it’s too expensive for you and you might be offered a discount to stay.
If that’s as good or better than the existing customer deals we’ve listed above, then you can accept it and pay less. This will be for a limited time, often three or four months, so don’t forget to repeat this process.
It’s also worth having your email preferences set to allow promotional emails from NOW. They will regularly send promotions with discounts – most recently Andy signed up to four months of Entertainment for £1 a month.
This will only be sent if you don’t have an active subscription, another reason to hit cancel at the start of each month.
Netflix, NOW TV and Freeview box for £5/mth for six months (expired)
If you have BT or EE broadband (or sign up for it), you can add on a EE TV package that includes Netflix and NOW at a reduced price. At the moment, you can get it for £5 a month for the first six months. You’ll need to commit to 24 months, and the price will go up after the six month period and every year. However, it includes:
Netflix Standard with adverts (rrp £5.99 a month)
NOW Entertainment (rrp £9.99 a month)
Discovery+ basic (rrp £3.99 a month)
With this deal, you’re locked in for at least 24 months. For the first six months you’ll pay £5 and this goes up to £20 a month from month seven. It then costs £22 a month from 31 March 2026 and £24 a month from 31 March 2027.
You’ll need to factor in if you can get broadband for less elsewhere, and that you’ll be tied in for two years.
If you want HD Netflix you’ll have to pay extra – and it’s not clear how much more this is.
Similarly if you want HD and no adverts on your NOW pass that’s another £6 a month. And it’s often possible to get cheaper NOW packages direct with NOW – that might not be the case if you pay via your BT bill.
A similar model box will likely cost you £250, so if you’re looking at ditching pay TV elsewhere, this would be a cheaper way to get hold of it, with the streaming services thrown in (though you won’t keep it if you leave BT in two years time).
You need a separate pass for Sky Sports via NOW and there are often deals to bring the price down. We’ve listed them on our bespoke deals page for Sky Sports.
You don’t need a Sky subscription to watch Sky Sports! Here are the latest deals for pay-as-you-go passes on NOW TV.
We’re big fans of NOW (or NOW TV as it was called). It’s a cheap way to watch Sky channels, doesn’t tie you in to long contracts, and if you’re a fan of the Premier League, golf, cricket, Formula 1 or dozens of other sports but can’t afford Sky, it can be a real money saver.
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
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Sky Sports on NOW TV
If you get your TV via Sky, or even Virgin or BT, then you’ll likely have to commit to a long contract with your TV provider, probably 18 months. And it can be really expensive.
In terms of TV programmes and film channels, it’s almost always going to be cheaper to get those exact same channels via NOW instead.
It’s slightly more complicated for Sky Sports channels. The day passes are perfect for occasional users at under £15 a go (or less if you use a deal). Sadly, it looks like the week pass is no longer offered.
The monthly passes, however, can be expensive. At £31.99 a month, you’ll probably pay more via NOW TV for this channel than with Sky if you have it every single month of the year.
But there are regular deals which bring the price down, currently to £28 a month and sometimes as low as £18. This makes the price much more comparable, and you have the added advantage that you aren’t committed to a contract. You can stop it or pause it month by month.
What is NOW TV?
Think of NOW (or NOW TV as it was called until spring 2021) as a pay-per-view iPlayer for the Sky TV channels. The sports passes give you access to all 12 Sky Sports channels without a contract, so you can watch per day or per month.
NOW TV can be streamed on your computer, tablet, some smart TVs, games consoles and devices such as the Chromecast, Roku and Amazon Fire Sticks.
The passes don’t include TV or movie channels, which you need to buy separate passes for – though there are plenty of discounts to be found and we’ve summarised the best on our NOW TV deals page.
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NOW TV Sky Sports free trials
Unlike the other NOW membership passes, there’s no free trial for any of the Sports options.
NOW TV Sky Sports day pass offers
Far better than a Sky contract is a £14.99 Day Pass. Despite recent price increases, we think this pass represents decent value for money for occasional viewing.
There used to be frequent discounts to be had, such as 20% off or bundles passes with a NOW TV smart stick. We’ll share any we find on this page but they aren’t as common now.
This offer or similar is regularly offered via emails sent to previous customers, giving 6 to 12 months at £19.99 a month.
It’s either a rolling contract for Sky Sports via NOW TV, or it’ll lock you in for a set period. You’ll save over 35% on the standard monthly price. Importantly, you aren’t tied into the full 12 months. You can cancel at any point. But you’ll pay full price if you restart at a later date.
It’s open to new NOW TV customers and existing customers who either don’t have a pass or are in the last 30 days of a previous offer – as long as you received the email.
Get an Unlimited Sky Sports membership for £28 per month (normally £31.99) for 12 months with NOW TV. The offer is open to new and existing NOW TV customers (for the latter, it’s as long as you’re in the last month of an existing offer).
However, you’ll be locked into the full 12 months – so you can’t ditch it earlier if you want. It’ll also renew at full price if you don’t cancel in the last month.
NOW TV no longer offers the week pass. Whether this is permanent or temporary remains to be seen. Occasionally you can still get the offers which we’ll share below, but chances are slim.
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Sky Sports on Virgin Media
You can get Sky Sports via the standard Virgin Media TV box, or via the Virgin Media Stream box. The latter only allows streaming, not recording.
You can add Sky Sports channels in HD for £34.99 a month without a contract commitment to Virgin Media Stream, but you’ll need to pay the set up fee first.
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Sky Sports on Sky
If you don’t want to ditch Sky for NOW, then you can still get Sky Sports channels direct. However, the best prices for the full package will usually require a new 24-month contract, which obviously ties you in, and will be more costly than the options above.
Switch bonus requirementsSwitch using the Current Account Switch Service and close your old account within 60 days of starting the switch
Deposit requirementsDeposit £1,500 in the first 60 days from opening the account
Direct debits transferred overSet up two Direct Debits before or after the switch from a selected list of household bills
Existing customers?Can't have held any Santander current account on 1 January 2025
RestrictionsCan't have received a switching bonus from Santander already, offer limited to once per person
Eligible accountsOpen a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
£25 Amazon Gift Card requirementsTo qualify for the gift card, you need to complete a full switch using CASS, and make five debit card transactions within 30 days of opening the account
Prime costs £95 a year, or £8.99 a month and includes other Amazon features. However, if you just want the video channel for streaming sport, film and TV shows you can get this for £5.99 a month – which means you can pay just under £6 if you only want to watch the games. There’s also a free 30-day trial – just remember to cancel it if you don’t want to keep paying.
Reduce how much you pay for your Netflix subscription
It’s one of, if not the best film and TV streaming services with a great range of shows and films to watch. It’s also one of the cheapest – if you choose the most basic tier.
Though it’s rare to find deals to save money on your Netflix subscription, it is possible to pay less. Here are a few ways to save.
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
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How much is Netflix a month?
Here are the different levels of Netflix you can get. Netflix prices range from £5.99 to £18.99 a month.
The big difference between each one is how many streams you can watch simultaneously on different devices and the picture quality.
The cheapest option at £5.99 a month is Standard with Ads. As the name suggests, it has commercials playing at points in the programmes you watch. You also can’t download to watch offline, and some shows are missing due to rights issues.
The others are ad-free and have the full library available. For most people, the Standard tier should suffice, or being an Extra Member on someone else’s plan.
Tier
New Price
Number of streams
Picture quality
Standard with Adverts
£5.99
2
HD (1080p)
Standard
£12.99
2
HD (1080p)
Premium
£18.99
4
4K
Extra Member – Standard with Adverts
£4.99
1
HD (1080p)
Extra Member – Standard
£5.99
1
HD (1080p)
Extra Member – Premium
£5.99
1
4K
Netflix price increase 2025
In February 2025, Netflix increased prices on all of its packages. Prices for Standard with Adverts and Premium rose by £1 a month, and the Standard plan rose by £2 a month. Meanwhile, the cost of extra members also went up by £1 a month.
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Netflix money saving hacks
Switch your subscription level
There are three levels of Netflix. The Standard with Adverts package costs £5.99, but you’ll get adverts and can’t download.
The next level is £12.99 a month and you’ll get HD and be able to watch on two devices at the same time.
The premium package is £18.99. For this, you get 4K quality (if the content you want to watch is actually available with that version) and you can stream or download to four devices at the same time.
Personally I think most people will be happy with the Standard options and very few people will get the full benefit of the top tier. Switch and you could save yourself £6 a month.
Split the cost
Since 23 May 2023, it’s no longer been possible to share your Netflix account outside your household, and there’s now an additional charge each month to add an “extra member”. We’ve written a full analysis of how it works and whether it’s worth it.
This is £4.99 on top of the main fee for the Standard with Ads tier and £5.99 a month for the other two tiers. You can only add one extra member to the Standard tiers and two to the Premium tier.
So the total costs would be:
Standard with Ads + One extra member: £10.98 a month
Standard + One extra member: £18.98 a month
Premium + One extra member: £24.98 a month
Premium + Two extra members: £30.97 a month
Of course, there could still be savings if you split these, but it’ll cost more.
If you do split this then make sure you’re clear with friends and family who is paying what and how they’ll pay the main account holder.
There is an option to bundle Netflix with Sky, BT TV and TalkTalk, although I’d avoid this. Here’s more on the best ways to pay for Netflix. However, Netflix with Ads is included at no extra cost with some Virgin Media packages.
Pay with a cashback credit card
You can use a cashback credit card to earn money back on your subscription. We’re not talking huge amounts here, but it all adds up.
Discounted Netflix gift cards
It’s rare to spot these, but if I do I’ll share them in the deals section of this page.
A workaround might be to buy a discounted gift card for a different retailer, such as Amazon or Tesco. Technically, it’s not always allowed, but you might be able to then use that gift card to buy a Netflix one.
Switch bonus requirementsSwitch using the Current Account Switch Service and close your old account within 60 days of starting the switch
Deposit requirementsDeposit £1,500 in the first 60 days from opening the account
Direct debits transferred overSet up two Direct Debits before or after the switch from a selected list of household bills
Existing customers?Can't have held any Santander current account on 1 January 2025
RestrictionsCan't have received a switching bonus from Santander already, offer limited to once per person
Eligible accountsOpen a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
£25 Amazon Gift Card requirementsTo qualify for the gift card, you need to complete a full switch using CASS, and make five debit card transactions within 30 days of opening the account
Selected EE mobile contracts will give you Netflix Standard with adverts every month for free as part of your tariff. Of course, it might be cheaper to get a lower-cost SIM with a different network and pay for Netflix separately.
Netflix and NOW TV for £5/month for six months (expired)
If you have BT broadband (or sign up for it), you can add on an EE TV package (formerly BT TV) that includes Netflix and NOW for £5 a month for six months. You’ll get:
Netflix Standard with adverts (£5.99 a month)
NOW Entertainment (£9.99 a month)
Discovery+ basic (£3.99 a month)
With this deal, you’re locked in for at least 24 months. For the first six months you’ll pay £5 and this goes up to £20 a month from month seven. It then costs £22 a month from 31 March 2026 and £24 a month from 31 March 2027.
You’ll need to factor in if you can get broadband for less elsewhere, and that you’ll be tied in for two years.
If you want to upgrade your Netflix package you’ll have to pay more. Similarly, if you want HD and no adverts on your NOW pass that’s another £6 a month. And it’s often possible to get cheaper NOW packages directly with NOW – that might not be the case if you pay via your BT bill.
Sky Stream is a box you plug into your TV and broadband to access Sky channels without needing a satellite dish. The core package comes with Netflix and Sky Entertainment included, and you can try it free for one month.
You need to be a new Sky TV customer, and can’t have had a Sky free trial in the last 12 months. However you can be an existing Netflix user, and you can link an existing Netflix account. This will move the payment over to the Sky bill.
The Netflix tier included is the £5.99 “Standard with Ads” package.
It’s a rolling 31-day contract, so you can cancel at any time. If you don’t do this it’ll be £31 a month. That’s more than getting Netflix and Sky channels via NOW separately – so it’s unlikely to give the best value. However, you will also get access to Freeview channels, which is handy if you don’t have an aerial.
If you cancel you’ll also have to return the Sky Puck device. This ends on 23 May 2024.
This offer has ended, but it’s worth checking to see if it returns. It could be that you see an offer when others don’t!
New users can save 50% when they first sign up to Netflix. After the first two months at this discounted price you’ll pay the full price for the level you’ve chosen.
It’s possible you’ll see a different offer, such as buy one month, get a second free. It works out you’ll pay the same amount overall, but do let me know what you see.
Netflix is great, but there are other options with plenty of content – and plenty of deals. So pause your subscription for a month or two and try out free trials from the likes of Amazon Prime Video and Disney + or get dirt cheap passes for Sky channels via NOW TV. Here’s my guide to the latest offers.
The highest paying easy-access and regular children’s savings accounts and Junior ISAs
Here’s our guide to the best children’s savings accounts. Check the date to see when this was last updated.
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
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Easy access accounts
These can be current accounts for kids or specific children’s savings accounts and are open to anyone under the age of 18. Rates are usually variable, which means they can change, and are often only on a limited amount of money.
With these accounts, your children will be able to manage the money themselves once they reach a certain age.
0.25% of the average balance of all Demelza accounts given to Demelza Children’s Hospice each year
Open it in branch or via post
HSBC MySavings (4% AER variable on up to £3,000 saved / 1.2% above this)
Min £10
Ages 7 to 17
Debit card from 11
Can be opened online if parent/guardian has HSBC account, otherwise in branch only
Regular Savers
These children’s savings accounts pay higher rates but you’re limited on how much you can save each month. Usually, it’s a fixed rate for a year. When the time months is up, the account will close and the money will be transferred to a linked savings account.
You or your child can save £9,000 a year in a Junior ISA. These can be cash ones earning interest or stocks and shares ISAs which are invested (meaning the value can go up and down).
Though interest or gains earned in an ISA are tax-free, it’s unlikely it makes much difference as there are other allowances that will be more than enough for most kids.
Money in Junior ISAs is also locked away until the child turns 18. Then it’s their money to use as they want.
Parents or guardians have to open the account but anyone can add money – handy for grandparents and other family members who want to put money aside.
Switch bonus requirementsSwitch using the Current Account Switch Service and close your old account within 60 days of starting the switch
Deposit requirementsDeposit £1,500 in the first 60 days from opening the account
Direct debits transferred overSet up two Direct Debits before or after the switch from a selected list of household bills
Existing customers?Can't have held any Santander current account on 1 January 2025
RestrictionsCan't have received a switching bonus from Santander already, offer limited to once per person
Eligible accountsOpen a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
£25 Amazon Gift Card requirementsTo qualify for the gift card, you need to complete a full switch using CASS, and make five debit card transactions within 30 days of opening the account
When choosing a children’s savings account, you probably won’t need to worry about tax on interest.
Children can earn a total of £18,500 from savings and other income each financial year. That’s the £12,500 personal tax allowance, the £5,000 starting savings allowance and the £1,000 personal savings allowance.
However, if parents (and parents only) are adding money to any of the non-tax free accounts then there’s a £100 interest limit each year per parent.
So say the child has £2,000 saved earning 3.75%, they’d make £75 in interest. That’s fine. If they amassed £3,000 in contributions from the same parent the amount earned would be £112.50.
That’s still ok if the money comes from both parents, as the allowances would be combined and the total interest that can be earned would be £200.
But if it’s from one parent, then the entire £112.50 would need to come out of that parent’s Personal Savings Allowance. That might not be a problem – but if it exceeds this, then the whole amount will be subject to tax at the rate the parent pays, which could be 20% or 40%.
To avoid this you might want to save into a Junior ISA.
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Other ways to save for kids
Premium Bonds
You can also buy Premium Bonds for children. These cost £1 each, but there’s a minimum purchase of £25. Grandparents are able to buy Premium Bonds, as well as parents and guardians.
The current prize fund is 3.6%, which isn’t the same as 3.6% interest. It’s very likely that with small amounts of cash in Premium Bonds you won’t win anything, but there’s the chance of getting up to £1 million every month.
Pensions
Yep, you can start putting money into a person pension for a child at any age. They won’t be able to access the cash until they reach 57 years old (though that will likely increase when they’re older). However, they can manage where the money is invested from the age of 18.
As with adults adding to pensions, they’ll get 20% tax relief from the government, meaning for every £80 that’s added, £100 will be invested.
There is an annual limit though of £2,880 where you’ll get this extra top-up.
Piggy banks
It can be good to get young kids familiar with coins and money by giving them a piggy bank to save with. Obviously they won’t earn any interest (unless you want to work that out yourself).
Once they get a little older to understand branch and online banking it might make sense to replace the piggy bank with the accounts above.
Apps
Starling offers a free app to help kids learn about money and spending while also giving the parents extra control over purchases called Starling Kite. You can also pay a monthly fee for apps like Go Henry and HyperJar. However, you’re unlikely to get any decent rate of interest from any of these.
Here are the best TV, movie and comedy streaming deals to help you enjoy a cheap night in!
We’ve hunted out ongoing offers, trials and any short-lived film and streaming service deals.
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
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Core streaming service deals
Disney + deals
The streaming service has all the old Disney movies as well as new series in the worlds of Star Wars and Marvel. It costs between £4.99 and £12.99 a month or you can pay less for annual passes. Find deals here.
Prime Video comes with a standard Amazon Prime membership (£8.99 a month or £95 a year), but it can also be signed up to without all those extras for £5.99 a month. However it’ll cost you £2.99 extra each month to avoid adverts.
You can get TNT via a monthly rolling contract with Discovery+. There are also some good deals to add TNT to your existing broadband or TV package, as well as deals for EE mobile customers. Again, we’ve got a dedicated page for all TNT Sports offers.
You can get a Basic only pass for £3.99 a month, or one with Eurosport on top for £6.99 a month, though there are ways to get it for free via BT and Sky. More on this dedicated Discovery+ page.
Fed up with all those subscriptions? You don’t have to pay for these – but you will have to watch adverts in most cases.
Tubi
This service from Fox was new to the UK in July 2024. You can more than 20,000 films, most of which we’ve not heard of, but there were a handful of familiar ones.
Amazon often has selected new rentals for £1.99 if you’re with Prime. If you’re not already a Prime member you can get a 30-day free trial once a year.
The first time you sign up you should be able to get money off your first rental. The discount code is usually automatically applied at checkout, but check first. It used to be 50% but has now dropped to 5% off.
Also you might find a limited choice – many of the big titles aren’t available there.
Every month until the end of Jun 2025 you’ll be able to claim a free rental via Rakuten if you have energy via Octopus. You’ll need to go via the Octoplus Rewards tab in your account to claim the voucher.
New codes are released each Friday, but you can only use one each month.
If you pay for more than one account in your household a Family plan works out cheaper at £19.99 a month. Or if you can validate your student ID you can pay just £7.99.
YouTube Premium: one month free
The standard free trial for YouTube Premium is one month (it’s occasionally increased). You’ll get ad-free viewing, the ability to download and access to YouTube Music Premium (a bit like Spotify). You can only get this if you are a new user of YouTube Premium, YouTube Music or Google Play Music. At the end of the trial it’s £11.99 a month, so cancel if you don’t want to keep paying.
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Plus, new Quidco customers get a high paying £18 welcome offer
ITVX deals
ITV Hub is now ITVX. It’s free to watch most of the content, but if you pay £5.99 a month you’ll get Premium which has even more shows, access to Britbox and no adverts.
Mubi shows a selection of cult, indie and world cinema. It’s £11.99 a month but sometimes there are decent deals.
Mubi: 3 months for £1
The standard Mubi free trial is just a week, but this offer gets you access to this streaming service for three months for just £1.
The service lets you watch from a curated selection of films rather than well-known blockbusters. It’ll renew at £11.99 per month after the three months have ended, so be sure to cancel it if you don’t want to pay for it.
Switch bonus requirementsSwitch using the Current Account Switch Service and close your old account within 60 days of starting the switch
Deposit requirementsDeposit £1,500 in the first 60 days from opening the account
Direct debits transferred overSet up two Direct Debits before or after the switch from a selected list of household bills
Existing customers?Can't have held any Santander current account on 1 January 2025
RestrictionsCan't have received a switching bonus from Santander already, offer limited to once per person
Eligible accountsOpen a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
£25 Amazon Gift Card requirementsTo qualify for the gift card, you need to complete a full switch using CASS, and make five debit card transactions within 30 days of opening the account
You can sign up direct with Arrow and get a 7 day free trial.
Shudder: 7-day free trial
You can sign up direct with Shudder and get your first 7 days for free.
Next Up: 7-day free trial for Prime members
You can also watch NextUp on Amazon Video and Prime members get 7-days for free right now. After the trial it’s £9.99 a month (unless you cancel). Sign up here.
