Takeaway deals and money saving tips

Pay less for your takeaways when you order in, including special codes for Deliveroo, Just Eat and Uber Eats

Getting a takeaway isn’t money-saving by any means, but if you are going to order one then it pays to find ways to bring down the total cost.

Below we’ve got a few tips to help you cut the price and some top deals.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Ways to save money on takeaways

Go direct to the takeaway

You can often avoid the fees that come with Deliveroo and Uber Eats by ordering direct from the restaurant. You might even find items are cheaper too!

Collect your order

If that fails and you are happy to pop out you can often save on delivery charges by picking up your order yourself.

Obviously you can do this when you order direct, but you might also be able to combine it with discount codes via the main takeaway apps.

Look for discount codes

It’s often possible to get codes to bring down the cost of your order – especially if you’re a new customer.

Keep an eye on your emails and app notifications as you often get send special offers by the big takeaway brands.

I’ll list the best special offers I spot below.

Use cashback sites

A few of the big takeaway brands are on Quidco and TopCashback. You can earn money back on purchases from Deliveroo, Uber Eats, Just Eat, Dominos and Pizza Hut.

If you’ve not used those sites before you can also nab up to £17 back as a welcome bonus, on top of the cashback you’ll earn for your takeaway purchase. Here’s more on getting those bonuses.

Delete the apps

If you tend to regret ordering a takeaway, adding a bit of friction can help you buy them less often. The easiest way is to delete the apps. Doing this doesn’t stop you from ordering but it can take away temptation.

Just Eat discounts

Just Eat: £8 off

Until 30 April 2025, Just Eat is offering £8 off orders with the code APRIL8.

You need to spend £25 or more to use the code. There are thousands of participating restaurants, from locals to national chains like Five Guys and Pizza Express.

It can only be used once per person.

Just Eat: 20% off on Tuesdays

Every Tuesday selected restaurants are part of a 20% off deal with Just Eat. There’s a minimum spend of £15 and the discount will be automatically applied.

Your choices can be limited, but it all depends on where you live. It’s well worth checking.

Deliveroo promo codes

Deliveroo: Delivery pass

You can pay either £3.49 or £7.99 a month to get free delivery, depending on the size of your order. If you’re tempted by this Deliveroo Plus subscription, make sure you check out this review to see if it’s worth it for you.

Deliveroo: free delivery with Amazon Prime

Amazon Prime members can add on a free year of Deliveroo Plus – but only the tier that gives free delivery on orders over £15. We’d definitely get this if you have Prime, but don’t be tempted to order more often, or spend more on orders, just to get free delivery.

Not got Amazon Prime? You can sign up here for a 30-day free trial, then £95 a year. If you cancel Prime you’ll lose your Deliveroo Plus membership.

Deliveroo: £10 cashback from Amex each month

Anyone with an American Express Preferred Rewards Gold card can now add an offer to their card to get money back at Deliveroo every month.

You’ll get £5 back on the first two transactions each month. There’s a £5 minimum spend.

Here’s more on the Amex Preferred Rewards Gold card.

Editor’s pick: 5.6% savings

Easy access ISA from Trading 212 paying 5.6%

Uber Eats promo codes

Check the app and your email for user specific codes that happen fairly regularly.

Free Uber Eats credit for NHS workers

Link your NHS/HSC email address to your Uber Eats account by 11.59pm on 20 December and get sent promo codes for free food and Uber rides on 23 December to be used over Christmas.

You’ll be able to claim £10 to spend on a meal or groceries via Uber Eats on Christmas Eve and Christmas Day.

And if you link your Uber account to your NHS/HSC email you can also claim two £10 Uber rides to or from work on the same days.

Uber One: free delivery via subscription

Uber also has it’s own scheme – Uber One – which offers discounts on takeaways, as well as rides. You also get free Disney Plus with the annual plan.

Uber Eats: £3 off first order

Use the code eats-5ngkw and you’ll save £3 when you spend at least £20.

Uber Eats: 20% off with Three

Three customers can download the Three+ app to save 20% every week. Minimum order of £15 excluding delivery. More on the Three+ app here.

Pizza Hut offers

Pizza Hut: 50% off via Tastecard

There’s a trick with Tastecard to get half-price pizza every day of the week at Pizza Hut. You simply need to get a Tastecard and there’s usually a three-month free trial. 

Dominos offers

Dominos: 50% off via Tastecard

Tastecard will also give you 50% off pizza every day of the week at most Dominos. Get a three-month free Tastecard here. 

Pub & bar deals

Save on drink and food at your local

Here are some offers for when you’re heading out to the pub.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Pub promotions

Brewdog: £5 pints all month

Each month you’ll be able to get a pint for £5 at Brewdog bars. The drink itself will change each month, though it kicks of in April with Punk IPA.

It’s not available at the following bars: Hull, Edinburgh Waverley, Edinburgh Airport, Gatwick Airport, Belfast Grand Central. Waterloo Arms.

Greene King: buy one get one free beer

Greene King is offering buy one get one free for its own craft beers: Level Head, Hazy Day, Flint Eye and Prior Life. It’s running in England and Wales only. There’s currently no end date for the offer, just “while stocks last”.

All you’ve got to do is head to the pub and order your choice to get it.

All Bar One: BOGOG Brooklyn pint

Until 17 April 2025 you can activate a code in the All Bar One app to get buy one get one free pints of Brooklyn’s Stonewall Inn IPA. It’s valid Monday to Friday.

There’s a code to redeem the offer which you can use at the bar or in the app.

You can only redeem it once and you some bars are excluded.

Free drinks via apps

These apps often have free drinks to claim.

El Tab: £9.99 a week for free drinks

Smartphone app El Tab offers Londoners up to four free drinks every night of the week in different bars across the city. It usually costs £9.99 a week or £24.99 a month.

We’ve done a full analysis of the app to find out whether it can cut cut the cost of boozing in London.

Free drinks every day with Dusk

The app Dusk gives you a free drink each day at selected bars.

Just download the app and look for the bars participating. If you use the referral code AWEBB5 you’ll earn 500 reward points. I’m not sure they actually do anything right now, but there’s no harm in adding it to your account.

Free drinks with Embargo app

Another app, this one lets you check in to various venues to claim free drinks and discounts. Some are only available if you’ve collected ‘stamps’ from previous visits.

Use the code AMPLIFYING when you sign up. Not sure if there’s a reward but it’s worth a go!

Free drink with Mixr

Mixr is an app that lets you search for, view menus at and book at any pubs and bars owned by Stonegate Pubs. You can also pay in the app and earn points.

There are often free drinks and other discounts.

Free drink with Green King Sport app

Download the Green King Sport app to get 10% off future orders during live sport. There’s also the chance to win more free drinks and prizes such as tickets to gigs, festivals and sporting events.

The full list of pubs can be found here, while the eligible drinks are as follows (they might not be available at every pub):

Draught

  • San Miguel
  • Guinness
  • Greene King IPA
  • Abbot Ale
  • Carling
  • Carlsberg
  • Fosters
  • Coors
  • Strongbow
  • John Smiths
  • Strongbow Dark Fruits
  • Amstel
  • Ice Breaker
  • Stella Artois

Bottles:

  • Corona
  • Budweiser
  • Ice Breaker

Softs:

  • Coke Zero
  • Coca-Cola
  • Diet Coke
  • Schweppes Lemonade

Wine:

  • Blossom Hill – White, Red, Rose
  • El Mazo – White, Red, Rose

Spirits and Mixers:

  • Jack Daniels & draught mixer
  • Red Bull
  • Captain Morgan & draught mixer
  • Smirnoff & draught mixer

Free beer with We Love Sport

Download the We Love Sport app and there are often promos for free or discounted beers.

There seems decent coverage of pubs across the big towns and cities (eg 9 bars in Leeds, 5 in York and 5 in Huddersfield), but you won’t be able to use it everywhere. You can see participating pubs in the offer section of the app.

Our top deals

Here are a few ongoing and recent offers you might have missed:

Banking offers

Savings and investing offers

Shopping vouchers and other deals

Entertainment deals

Food and drink offers

Best credit card offers and promotions (April 2025)

The best offers and promotions for credit cards from 0% interest through to introductory bonuses.

Used responsibly, credit cards can help you earn money on purchases, give you stronger consumer protections, make holidays cheaper, help you clear debts or spread the cost of a big purchase. 

Everyone’s situation will be different, so these are just the best cards out there – you might have to settle for a shorter deal or lower rate of cashback.

This list is updated at least every month – check the published date to see when this last happened.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

The best cashback card welcome bonuses

When you’re opening a card, especially a cashback or rewards based card, it’s worth seeing if there’s a welcome offer. And even better, checking to see if it’s boosted.

Amazon: £30 welcome offer

Sign up for the new Amazon Barclaycard and you’ll get £30 in Amazon credit added to your Amazon account. After 7 April 2025 this will drop back down to £20.

You’ll also earn 1% at Amazon and 0.5% elsewhere, dropping to 0.25% after a year.

Barclaycard Rewards: boosted 0.5% cashback offer

New Barclaycard Rewards customers who apply before 30 April 2025 will earn double cashback for up to six months.

The 0.25% will increase to 0.5% on all spending until 30 September 2025.

This card is also fee-free abroad on spending and doesn’t charge interest on cash withdrawals (as long as you pay it off in full each month).

John Lewis: double points for 60 days

If you apply for a new John Lewis Partnership card you’ll get double points at John Lewis or Waitrose for the first 6 days, meaning you’ll get the equivalent of 2.5% back.

After this you’ll earn 1.25% back (5 points per £4 spent) in Waitrose or John Lewis. You’ll get 0.25% back (1 point per £5 spent) at all other retailers.

There’s no end date for this deal.

M&S: 5x points for six months

If you apply for a new Marks & Spencer credit card, you can get five points on M&S spending instead of one, for six months. Every £100 spent gets 500 points which works out as £5 as a voucher.

There is no closing date for this offer but the terms and conditions state it can be withdrawn at any time.

Best American Express welcome offers:

We’ve more details on the latest offers in my dedicated guide to American Express offers, but here are the top picks for the bonus available for new cardholders.

Boosted Amex welcome offers

  • £25 back and 5% on the Amex Cashback card
  • 80,000 Amex points boost + £100 cashback + £250 of perks + travel insurance on the Amex Platinum
  • 30,000 Amex points boost + £70 cashback on the Amex Preferred Rewards Gold

Best 0% Purchase & Balance Transfer welcome deals

Before you get a 0% balance transfer card make sure you read my guide to how to properly use them to reduce the cost of debts.

Barclaycard: £20 bonus and £15 cashback

With the Barclaycard Platinum credit cards, you can get £15 cashback from Quidco when you apply and use the card within 90 days.

And on top of this Barclaycard will give £20 cashback if you spend £500 on the card once accepted. That part ends 6 February 2025.

The card itself offers up to 22 months of spending at 0%, and up to 19 months for a balance transfer, with a fee on the latter of 3.45%. If you use the card for purchases you must pay off at least the minimum each month, even though it’s at 0%.

Remember, even though you need to go via Quidco to get this offer, you should check your eligibility first on the Barclaycard site. If you decide to proceed with the application, close the Barclaycard website down, and start again via Quidco.

If you’re new to Quidco, you could get up to £20 as a welcome bonus as well, though you’ll need to you use this for other shopping as it requires a minimum spend.

Bonus cashback: Up to £25

Cashback sites Quidco and TopCashback offer between £20 and £30 to successful applicants for credit cards from Tesco, TSB, HSBC and Barclaycard. Rates can change, so check out both sites.

For balance transfer cards this could work out better than the no-fee option. So for example, the Barclaycard Platinum transfer fee is 0.9%. Transfer £2,222 or less and the cashback wipes out the fee.

These rates can change so it’s worth checking each site to see which pays first.

New to cashback sites? Get an additional bonus of up to £20

Quidco new members can get £20 when they spend £10, while TopCashback new members can get £20 when they spend £10. Find out how to get these bonuses

Our podcast

Listen to Cash Chats, our award-winning podcast, presented by Editor-in-chief Andy Webb and Deputy Editor Amelia Murray.

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Best fee-free travel welcome deals

Most credit cards are expensive to use overseas, but a few are fee-free on transactions and withdrawals.

Best credit building credit card welcome deals

If you’ve got a poor credit rating then spending on a credit card and then clearing the debt completely each month can help boost your score.

I’ve written in detail about this type of card, so make sure you check it out.

Barclaycard Forward: £20 cashback

If you’re eligible for the Barclaycard Forward card then you can apply via Quidco or TopCashback to get £20 cashback.

Tesco Foundation: £25 cashback

You can get £25 cashback when applying for the Tesco Foundation card via TopCashback.

Get paid to switch bank

Check out the latest bank switching incentives, plus the current accounts with the best rewards, cheapest overdraft and highest interest.

best bank switching offers

Expired deals

Asda Money: up to £50 cashback (expired)

If you open a credit card with Asda Money by 6 January 2025 then you can get 5% back in your Asda Pounds in your first 60 days, up to £50.

You’ll also earn 0.75% on your Asda spend and 0.2% everywhere else.

This is only available for new customers, or those who’ve not had an Asda credit card in the last 12 months. You’ll need to stay within the terms of your credit agreement to get the Asda Pounds.

It’s worth noting that recent offers have paid more, with £50 or £100 available in cashback in 2024.

HSBC: 0% purchase card plus £60 cashback offer stack (expired)

With the HSBC Purchase Plus card, you can get £35 cashback from Quidco when you apply and use the card within 90 days. If you’re not on the Premium level of Quidco (£1 a month – more here), that this drops to £25.

And on top of this HSBC will give £25 cashback if you spend £100 on the card once accepted. That part ends 16 December 2024.

The card itself offers up to 20 months of spending at 0%, and up to 17 months for a balance transfer, with a fee on the latter of 3.49%. If you use the card for purchases you must pay off at least the minimum each month, even though it’s at 0%.

Remember, even though you need to go via Quidco to get this offer, you should check your eligibility first on the HSBC site. If you decide to proceed with the application, close the HSBC website down, and start again via Quidco.

If you’re new to Quidco, you could get up to £20 as a welcome bonus as well, though you’ll need to you use this for other shopping as it requires a minimum spend.

Halifax Clarity: £20 cashback (expired)

Sign up for a new Halifax Clarity credit card and make a transaction within 90 days to get a £20 bonus added to your card.

The Halifax Clarity won’t charge you for spending or using an ATM, but it will charge interest on cash withdrawals.

Virgin Atlantic Reward+: Up to 22,500 bonus points boost (ended)

If you collect Virgin Points rather than Avios, this offer until 4 March 2024 will earn you double the usual points on spending for two months.

CardFeeRequirementWelcome bonusBoosted points
Virgin Atlantic Reward+£160 a yearSpend up to £5,000 before 14 April15,000Up to 7,500

You’ll get 15,000 points with your first purchase with this card, and then double points (so 3 per £1 rather than 1.5 on most spending, or 6 rather than 3 on Virgin Atlantic/Virgin Holiday payments) until you reach £5,000 or 14 April (whichever happens first).

This means the additional points you can earn is capped at 7,500 and a total of 22,500. After this you’ll get the standard 1.5 points per £1 on additional spending.

It’s worth noting the card is fee free abroad if you spend in Euros, Swedish Kronor or Romanian Lei within the EAA or UK. It doesn’t apply to cash withdrawals.

You’ll be eligible for the offer as long as you’ve not held this Virgin Atlantic card in the last six months. If you have the free version of the card you will be able to get this offer.

The offer ends on 4 March 2024.

Is it worth it?

It’s a decent boost, but sadly this is lower than the 34,500 points available from a similar offer that ran late Autumn 2023.

I had a quick look for an off peak flight in November 2024, and those points would be enough to get you a return ticket from London to New York via Virgin Atlantic, though you’d need to pay taxes of around £281 on top. That’s instead of paying cash of around £574. So in this case the points would be worth around £300.

Bear in mind there’s a £160 annual fee, and you won’t get a refund if you cancel it after getting the bonus, so the flight in the example above would actually have cost you £460. But that’s still a saving of £115ish.

There’s also a upgrade voucher to Premium or a 2-4-1 companion voucher if you spend £10,000 across a year.

Of course these calculations will vary by route, date and availability, and you might be able to pay less if you shopped around for other offers.

If you don’t want to use these towards flights you can redeem them at the Virgin Red site, including for train tickets or gift cards at Costa, Nike and Pizza Express. You’ll get half a penny (0.5p) per point, so those 22,500 points will be worth £112.50.

You can also swap for things like Virgin Wine and Gregg’s sausage rolls!

Yonder: 6 months free (expired)

If you sign up for Yonder, you can get yourself 6 months free (usually £15 per month). 

Yonder is a reward credit card that lets you earn points to dine out (mainly in London). Travel insurance is included. A nice draw is that it doesn’t necessarily check your credit report as it prioritises open banking data when making a decision on accepting or rejecting your application.

You don’t have to stick around after the free trial and cancel before the 6 months are up. 

The best savings accounts (April 2025)

Here are the highest paying savings accounts at the moment

After a few years of improving savings rates, thanks largely to the Bank of England base interest rate increases since 2021, we’re starting to see most rates drop back a lot, which could continue into 2025.

You want to make sure you’re getting the best rate on your savings, and this article will take you through the best options right now.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Best savings account offers

Some accounts can be boosted by special offers, we’ll share the best here.

Best easy access savings accounts

These are the most flexible accounts available, but as a result, you usually get lower rates. You can add and take your money out at any time. Some accounts may have limits to the number of withdrawals you can make each year.

Cash ISA

Boosted rate for 3 months
Trading 212 Cash ISA
AER (variable)
5.60%
Minimum
£1
New Trading 212 customers get an increase of 1.1% AER to 5.6% for 3 months
More details ▼
Additional Info

Existing Trading 212 customers get a rate of 4.5%

FSCS Protected?: Yes

Allows transfers in?: Yes

Flexible ISA?: Yes

Tembo Cash ISA
AER (variable)
4.80%
Minimum
£10
More details ▼
Additional Info

FSCS Protected?: Yes

Allows transfers in: Yes

Flexible ISA?: No

Full access

New customer bonus for 3 months
Chip Instant Access
AER (variable)
4.76%
Minimum
£1
Maximum
£250,000
More Details powered by ClearBank
New customers must enter code CHIPINSTANT to get 1.26% bonus for three months
More details ▼
Additional Info

Rate without bonus 3.5%. Tracks at 1.06% below Bank of England base rate

FSCS Protected?: Yes

Bonus: Includes 1.26% bonus for 3 months (new customers only)

FSCS Protected?: The FSCS protects up to £85,000 that you have saved, per bank, building society or credit union (or up to £170,000 for joint accounts), subject to eligibility. FSCS protection applies differently

Bonus: Includes 1.26% bonus for the first 3 months

New customer bonus for 6 months
Chase Saver with Boosted Rate
AER (variable)
4.75% for six months
Minimum
£0
Maximum
£3m
4.75% gross variable rate applies for 6 months, and includes a bonus of 1.75% AER fixed for 6 months on top of the standard Chase saver variable rate, currently 3% AER (2.96% gross). Offer may be withdrawn at any time. 18+, UK residents. Chase current account required. Available to new customers joining from 14/03/25 for your first 31 days. Interest paid monthly. T&Cs: chase.co.uk/saver-boosted
More details ▼
Additional Info

FSCS Protected: Yes

Kent Reliance
AER (variable)
4.64%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Sidekick Money
AER (variable)
4.59%
Minimum
£1,000
Maximum
£500,000
Rate includes 0.55% bonus for 12 months from £1,000 to £34,999
More details ▼
Additional Info

FSCS Protected: Yes

Bonus: Rate includes 0.55% bonus for 12 months from £1,000 to £34,999

Limited access

Atom Bank
AER (variable)
4.75%
Minimum
£1
Maximum
£100,000
Lower rate of 3% in months that you make a withdrawal
More details ▼
Additional Info

FSCS Protected: Yes

Note: Lower rate of 3% in months that you make a withdrawal

Monument Bank
AER (variable)
4.75%
Minimum
£25,000
Maximum
£2m
Rate drops if more than 3 withdrawals per annum
More details ▼
Additional Info

FSCS Protected?: Yes

Best notice accounts

A notice account means you have to request to get your money and interest, which will be released after a set time. They often have a variable rate but if there’s a cut you’ll normally be given notice.

Four month notice

120-day notice
The Stafford Building Society
AER (variable)
4.70%
Minimum
£5,000
Maximum
£150,000
More details ▼
Additional Info

FSCS Protected?: Yes

Three month notice

95-day notice
OakNorth Bank
AER (variable)
5.00%
Minimum
£20,000
Maximum
£500,000
More Details via Prosper
More details ▼
Additional Info

FSCS Protected?: Yes

Bonus: Rate includes 0.39% bonus for 12 months

90-day notice
Oxbury Bank
AER (variable)
4.80%
Minimum
£1,000
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

Two month notice

60-day notice
Oxbury Bank
AER (variable)
4.76%
Minimum
£1,000
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

Best current account linked easy access savings

Some of the best rates are in or linked to current accounts – or you might just want the convenience of having everything at the same bank (though that’s not always a good idea).

Anyone can open all of these accounts, though you will be credit-checked for opening the current account itself. They often have additional requirements or fees to consider. You may already have seen some of these listed in the easy and limited access lists above.

Interest earned in seperate savings account

Santander Edge Saver
AER (variable)
6.00%
Minimum
£0
Maximum
£4,000
More details ▼
Additional Info

Requires Santander Edge current account (£3 monthly fee)

You can open one Edge Saver with a personal account and two Edge Savers with a joint account

FSCS Protected: Yes

Bonus: Includes 2% bonus for 12 months

Interest earned in current account

Nationwide Building Society FlexDirect
AER (variable)
5.00%
Minimum
£0
Maximum
£1,500
More details ▼
Additional Info

Interest is earned in the main current account

After first year drops to 1%

FSCS Protected: Yes

Kroo
AER (variable)
3.40%
Minimum
£0
Rate tracks the base rate minus 1.1%
More details ▼
Additional Info

Interest is earned in the main current account

FSCS Protected: Yes

Best fixed savings accounts

You can fix your savings for a year or longer and get a slightly better rate in return. However, you need to be sure you won’t need access to that cash over that time. The longer you fix, the greater the risk you’ll lose out if rates were to rise. But at the same time, they’re protected if rates were to fall.

It’s worth noting too when longer fixes provide you with access to the interest. With most it’s at the end of the fix, meaning all that interest will count towards your personal savings allowance for the year you receive it.

Best fixes under a year

Three month fixes

Gatehouse
Expected rate (fixed)
4.62%
Minimum
£1,000
Maximum
£1m
More Details via Raisin
More details ▼
Additional Info

FSCS Protected: Yes

Six month fixes

Al Rayan
Expected rate (fixed)
4.65%
Minimum
£1,000
Maximum
£85,000
More Details via Raisin
More details ▼
Additional Info

FSCS Protected: Yes

Gatehouse
Expected rate (fixed)
4.62%
Minimum
£1,000
Maximum
£1m
More Details via Raisin
More details ▼
Additional Info

FSCS Protected: Yes

Nine month fixes

Secure Trust Bank
AER (fixed)
4.58%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected: Yes

United Trust Bank
AER (fixed)
4.57%
Minimum
£5,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected: Yes

Best 12-month fixes

Al Rayan
Expected profit rate (fixed)
4.70%
Minimum
£1,000
Maximum
£85,000
More Details via Raisin
More details ▼
Additional Info

FSCS Protected?: Yes

DF Capital
AER (fixed)
4.70%
Minimum
£1,000
Maximum
£250,000
More details ▼
Additional Info

FSCS Protected?: Yes

Family Building Society
AER (fixed)
4.67%
Minimum
£10,000
Maximum
250000
More details ▼
Additional Info

FSCS Protected?: Yes

Gatehouse
Expected profit rate (fixed)
4.65%
Minimum
£1,000
Maximum
£1m
More Details via Raisin
More details ▼
Additional Info

FSCS Protected?: Yes

Cynergy Bank
AER (fixed)
4.65%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Oxbury Bank
AER (fixed)
4.63%
Minimum
£1,000
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

Best 18-month fixes

DF Capital
AER (fixed)
4.70%
Minimum
£1,000
Maximum
£250,000
More details ▼
Additional Info

FSCS Protected?: Yes

Gatehouse
AER (expected profit rate fixed)
4.65%
Minimum
£1,000
Maximum
£1m
More Details via Raisin
More details ▼
Additional Info

FSCS Protected?: Yes

Cynergy Bank
AER (fixed)
4.57%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Oxbury Bank
AER (fixed)
4.55%
Minimum
£1,000
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

BLME
AER (expected profit rate fixed)
4.35%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Best two-year fixes

Gatehouse
Expected profit rate (fixed)
4.65%
Minimum
£1,000
Maximum
£1m
More Details via Raisin
More details ▼
Additional Info

FSCS Protected?: Yes

Secure Trust Bank
AER (fixed)
4.59%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Birmingham Bank
AER (fixed)
4.58%
Minimum
£5,000
Maximum
£250,000
More details ▼
Additional Info

FSCS Protected?: Yes

Close Brothers
AER (fixed)
4.58%
Minimum
£10,000
Maximum
£2m
More details ▼
Additional Info

FSCS Protected?: Yes

Cynergy Bank
AER (fixed)
4.57%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Best three-year fixes

Gatehouse
Expected profit rate (fixed)
4.65%
Minimum
£1,000
Maximum
£1m
More Details via Raisin
More details ▼
Additional Info

FSCS Protected?: Yes

Secure Trust Bank
AER (fixed)
4.58%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Birmingham Bank
AER (fixed)
4.57%
Minimum
£5,000
Maximum
£250,000
More details ▼
Additional Info

FSCS Protected?: Yes

Cynergy Bank
AER (fixed)
4.55%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Close Brothers
AER (fixed)
4.55%
Minimum
£10,000
Maximum
£2m
More details ▼
Additional Info

FSCS Protected?: Yes

Best four-year fixes

Gatehouse
Expected profit rate (fixed)
4.65%
Minimum
£1,000
Maximum
£1m
More Details via Raisin
More details ▼
Additional Info

FSCS Protected?: Yes

JN Bank
AER (fixed)
4.51%
Minimum
£100
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

Chetwood Bank
AER (fixed)
4.50%
Minimum
£1,000
Maximum
N/A
More details ▼
Additional Info

FSCS Protected?: Yes

Vanquis Bank
AER (fixed)
4.50%
Minimum
£1,000
Maximum
£250,000
More details ▼
Additional Info

FSCS Protected?: Yes

Cynergy Bank
AER (fixed)
4.48%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Best five-year fixes

Gatehouse
Expected profit rate (fixed)
4.65%
Minimum
£1,000
Maximum
£1m
More Details via Raisin
More details ▼
Additional Info

FSCS Protected?: Yes

Secure Trust Bank
AER (fixed)
4.58%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Birmingham Bank
AER (fixed)
4.57%
Minimum
£5,000
Maximum
£250,000
More details ▼
Additional Info

FSCS Protected?: Yes

JN Bank
AER (fixed)
4.55%
Minimum
£100
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

Close Brothers
AER (fixed)
4.55%
Minimum
£10,000
Maximum
£2m
More details ▼
Additional Info

FSCS Protected?: Yes

Best Regular Savings accounts

These accounts are all “Regular” or monthly savers which work differently to normal saving accounts. Here’s Andy’s full guide to how they work.

We’ve listed the top paying options below. Find more regular savings accounts in our separate best buy guide.

6-months
Principality Building Society
AER (fixed)
7.50%
Minimum
£0
Maximum
£200 per month
More details ▼
Additional Info

FSCS Protected: Yes

First Direct
AER (fixed)
7.00%
Minimum
£1
Maximum
£300 per month
Requires First Direct current account.
More details ▼
Additional Info

FSCS Protected: Yes

Matures after 12 months

Co-operative Bank
AER (variable)
7.00%
Minimum
£1
Maximum
£250 per month
Requires a Co-op Bank current account
More details ▼
Additional Info

FSCS Protected: Yes

Nationwide Building Society
AER (variable)
6.50%
Minimum
£0
Maximum
£200 per month
Requires a Nationwide current account
More details ▼
Additional Info

FSCS Protected: Yes

You'll get a lower rate of 1.75% paid for rest of term if four or more withdrawals are made

After 12 months it reverts to an instant saver account

Melton Building Society
AER (variable)
6.50%
Minimum
£0
Maximum
£150 per month
More details ▼
Additional Info

FSCS Protected: Yes

After 12 months it reverts to an easy access account

Best Cash ISAs

Though most of us don’t need the tax-free “wrapper” offered by an ISA, if you want to use one then the same goes in terms of finding the best rate.

Here are the top paying rates for each type, we’ve listed more options on our dedicated Best Cash ISA page.

Prize draw accounts

Premium Bonds – 3.8% prize rate

The prize rate for Premium Bonds stands at 3.8% from the April 2025 draw onwards. This doesn’t mean you’ll get 3.8% back on your savings, though the closer you are to the £50,000 maximum deposit, the closer you’ll get to the rate (on average). Here’s more.

Best children’s savings account

We’ve written in more detail about the different savings accounts for kids, so do check that article out to understand the conditions such as access and find all the top rates.

Best ethical savings account

The money you hold in your savings is used by the banks to invest and lend money. This could mean it’s used for things you might disagree with, such as fracking, tobacco or arms manufacturing.

There are banks with ethical policies such as Triodos, while building societies must lend 75% of their funds to home buyers, meaning they don’t have the cash to invest elsewhere.

Sharia accounts can’t be used for things against Islamic law, like tobacco or gambling and I’ve listed the top ones further down the article.

The “greenest” banks are Ecology Building Society and Triodos, though they won’t always make the tables above. The following banks and building societies are more likely to appear above.

There’s also the NS&I Green Bond, a 3-year fixed-rate account. It’s currently paying 2.95%. Here’s our analysis.

Top Sharia savings accounts

Paying interest isn’t allowed in Islam, so a Sharia-compliant savings account instead promises a return on the money saved – an expected profit rate. Though technically this means the rate isn’t guaranteed, it’s not happened yet. They’re open to everyone, not just Muslims. Money in these accounts won’t be invested in arms, tobacco, gambling or tobacco.

Look in the tables above for banks offering an expected profit rate rather than AER. The main banks are:

Finding the latest savings rates

We update this page once or twice a day (check the published date to see when it last happened), but if you find a rate has been cut or isn’t available, you can check the Moneyfacts website for a partial list.

Cut the cost of your mobile phone contract

You’re likely paying hundreds of pounds too much on your mobile phone.

For the first 12 years of having a phone, I followed the same pattern. A two year contract with a shiny new handset, which was then renewed with an upgraded phone, and then repeated when each contract ended.

But a decade ago I switched things up. I moved my tariff to a new network, and bought a new handset direct from Apple. Since then I’ve moved between networks on a regular basis and bought and sold new handsets. And saved a ton of cash.

And you can do it too: from going SIM-only through to downsizing your data, there’s no reason you should be paying more than £8 to £10 a month. Here’s how you can save on your mobile phone contract.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Split your handset and your tariff

Go SIM-only

The best prices are often with SIM-only deals. Here you keep your old handset or buy a new one separately and pay just for your minutes, texts and data. Since you aren’t paying for a new phone, the monthly costs are also considerably less. 

You can get contracts that run from 30 days to a year, giving you far more flexibility than the 18, 24 and even 36-month deals you’re tied to with handsets (though longer SIM-only deals are still available).

At the time of writing you should be able to get a more than adequate data allowance from the major networks for under £8, and potentially as low as £5 for networks offering 5GB. And that’s before you factor in cashback or other offers.

Don’t get your handset via your network

Once you go SIM-only you’re no longer caught in that bi-annual cycle of getting a new phone when you don’t really need to. Ideally you’ll keep your handset for more three or four years. But with poor batteries, broken screens and ‘depreciated’ operating software (when updates are no longer supported on older phones), we all need to upgrade at some point.

However, you should generally avoid getting one as part of your contract. Most networks will charge you a premium on top of the handset price to get a new phone bundled with your SIM.

It’s very rare for these deals to work out cheaper, particularly for the latest handsets. Instead, you’ll save money buying it outright from Apple, Samsung or the likes of John Lewis.

Of course, the high cost of these handsets can be a barrier, but even then you don’t need to resort to including it in a contract. Apple and Samsung often offer 0% finance for two years, while you could choose a 0% purchase credit card instead. Do check your credit score first though.

Don’t forget to sell your old handset too. There are a number of sites that’ll give you a fixed amount, or you can hope for a better price via sites like eBay. Here’s more on selling old phones.

Choosing your new phone tariff

Whether you stick to a combined phone and SIM deal or split them up, you can still bring down the cost.

Don’t pay for more data than you’ll actually use

One of the biggest ways we waste money on our mobiles is via upselling, and now the networks are all about getting us to pay for more data than we need.

A few years ago when I haggled a new SIM-only contract with Three, the salesperson said “It’s only £3 more for 20GB”. Sounds good. Except I didn’t need 20GB. I didn’t really need the 12GB I had (but that was bizarrely cheaper than the 5GB option).

And I see this upselling all the time. There are always a number of promotions offering unlimited data at what looks like fantastic prices. But you really don’t need unlimited data, so however good the price, you’re still overpaying.

Most of you will be fine with 5GB or 6GB, perhaps less, while heavier users are still likely fine with under 12GB. And that’s assuming you can’t connect to wifi at home or work to use data even less. It’s easy to check your usage history via your account. So far this year I’ve used between 5.3 and 6.57 GB each month – and the latter was when I was on holiday!

I’ve written here about how you can work out exactly how much data you need.

Factor in the extras and freebies

I wouldn’t recommend choosing a new phone network based purely on extras, but if prices are similar it’s worth seeing what you can get.

Ones to look out for include:

  • Free streaming services (e.g. Disney+, Netflix etc)
  • Loyalty apps (O2, Three and Vodafone)
  • European or worldwide roaming

Bear in mind when it comes to O2 Priority or Vodafone’s VeryMe rewards that both are still available if you’re with a different network if you pay £10 – that might work out cheaper.

Saying that, those who also get broadband with Virgin Media should take a look at O2 as you’ll get double data, worldwide roaming and double internet speeds via an offer called Volt. Just make sure you’re getting a decent price on each service.

Don’t just stick to the big companies

You’ll have spotted that most of the cheap deals are with smaller networks. And I bet you’re warry of switching in case you can’t get reception.

Well, there are actually only four different phone networks – O2, EE, Three and Vodafone. All the others “piggyback” on one of these. So, for example, Giffgaff runs on O2 and Lycamobile uses EE.

This means you get exactly the same reception as someone on the host network but at a far lower price. The only real difference will be in customer service, though you’ll also lose network-specific benefits from the big brands, such as O2 Priority Moments.

I’ve written in more detail about these so-called ‘virtual mobile networks‘, including which ones operate on which main network.

It’s also relatively easy to bring your number with you. My moves across different networks all took less than 24 hours though it might take longer if weekends or bank holiday get in the way. Just ask for a PAC number, which you can get just by texting your network.

Finding the best price

Check if you’re out of contract

Text INFO to 85075 and you’ll receive a message from your network outlining if you in our out of contract. If you are still locked in you’ll also be told how much it’d cost to end the deal early.

Make a note of this date, and you can usually negotiate with your network up to 30 days before the end of a contract. This gives you the chance to see if you can get a better deal with your current network, and if not start the process of moving to a cheaper one.

But if you’re already passed that minimum term, you’re free to hunt for a new deal.

Compare prices

Just as you would with your gas or broadband, it’s important to see what other networks are offering. MoneySupermarket or Uswitch are decent price comparison sites, though they don’t include all the SIM-only networks.

You’ll also often find lower prices for the big networks via these sites, allowing you to access some (though not all) of the freebies available by those companies.

Check for cashback

If you’re switching network or upgrading without a new handset there’s less of a chance for cashback, but it’s worth checking anyway. Try both Topcashback and Quidco for SIM only too. And if you’ve never used cashback sites don’t forget the new member bonuses to get even more back!

You can also earn cashback to knock more off your bill using the app Airtime, but only with the major networks and a handful of others.

Call your network to see if they’ll negotiate

It’s still worth calling your network to see if they can match or beat the total savings you’ll find from the tips above. It helps to do some research first so you know what you can get if you switch.

Then ask to be put through to the ‘terminations’ or ‘disconnection’ team as they’ll usually have more sway. You can even do this over live chat if you prefer.

I did this the most years with Three. I either had my price knocked down or data added for the same price, beating what I’d get elsewhere. None of these deals were available on the Three website, but came from saying I wanted my PAC.

A warning here though. You will be starting a new contract if you do this, which will overwrite pre-existing offers such as free roaming with some networks.

Our podcast

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Episodes every Tuesday.

Andy and Amelia with the text "Cash Chats Personal finance podcast"

Supermarket deals, offers and vouchers

Supermarket deals, including discounted gift cards, free chocolate, new online supermarket customer offers

There are so many supermarket-specific deals that we’ve moved this section away from our food and drink deals page. We’ll keep adding to the page as new offers appear.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Wording saying supermarket deals and the be clever with your cash logo on an orange background.

Grocery delivery offers

Ocado: 25% off for new customers

If you shop at Ocado for the first time and use the code VOU4746115 you’ll save 25% off your first order. You’ll also get free “Smart Pass” delivery for three months. Minimum spend £60, max discount £20.

It’s also worth checking your email to see if you’re an existing customer in case you get sent a similar deal.

Iceland: £5 off your first online shop

Use code ICEFIVEOFF to save £5 on your first online shop over £45. There’s also free next day delivery too.

Zoom by Ocado: 20% off your first order

New to the speedy grocery delivery apps is Zoom by Ocado. Available in West London only at this time. Get 20% off your first order with the code WELCOME20.

Current offers & sales

Iceland: 8 freezer items for £10

Iceland is currently running a 8 for £10 multibuy offer. The offer is on Birds Eye products and includes pizzas, veggies, fish fingers and fish cakes, amongst other standard frozen items.

Most of the items in the offer would usually cost between £1.50 and £3, so it’s a good opportunity to fill up your freezer if these are items you’d usually buy anyway.

Iceland: 5 easter eggs for £5 (ended)

Easter eggs have been in the supermarkets for weeks – although many are very expensive! If you’ve got lots of family to buy for, Iceland is offering a mix and match deal on small Nestle Easter eggs. The offer includes KitKat, Smarties and Milkybar eggs and you can get five for £1 each.

Sainsbury’s and Tesco: free Chocomel Hot Chocolate (ended)

You can grab a free 750ml carton of Chocomel Hot Chocolate from Sainsbury’s or Tesco — to get it, you just need to sign up for the offer by entering your mobile number. Then you just buy yourself a 750ml carton of Chocomel from Sainsbury’s or Tesco and take a photo of your receipt to claim the cashback. You have to get it within 7 days of getting the text message.

This runs until 23:59pm on 31 March 2025, or until 7,500 cartons have been claimed.

Gift card offers

Cashback on supermarket gift cards

There are a number of apps that’ll give you money back when you buy gift cards, including some of the major supermarkets. Use these for your everyday shopping and you’ll be saving every time.

The key apps are:

We’ve written in more detail about them here, including some welcome offers to boost your savings.

Cashback apps

You can often save a little extra on your groceries using supermarket cashback apps (read our review), and it’s worth checking to see if there are freebies.

An example week:

CheckoutSmart had free Rachel’s rice pudding at Morrisons, free Bahlens Pick Up biscuit bars at Sainsbury’s and free Little Dish kids meals at most supermarkets.

Over on Green Jinn there was free Kombucha and popped chips at Tesco, free Love Corn at Waitrose, Asda and Sainsbury’s and free protein shakes and pea milk at Morrisons.

While Shopmium offers included free oat milk at Sainsbury’s, free Iron Bru at Asda, Co-Op and more, free Rachel’s organic yoghurts at Waitrose and Sainsbury’s, free Jerky at Asda, Morrisons and Sainsbury’s and free Diet Pepsi at Tesco. And don’t forget there’s also free Pringles for newbies (more on this below).

Shopmium: free Dairy Milk Buttons

One – Shopmium – offers a freebie to get you started. Right now it’s a pack of Dairy Milk Buttons.

Previously it’s been a pack of pringles, tub of Ben & Jerry’s, a snack jar of Nutella and it used to be a bar of Lindt chocolate, and has at times been a box of cornettos. It should say when you download the app.

Use the code KHMYEEFW to activate the offer. Once you have signed up you’ll need to buy the item and then scan your receipt to get the money paid back.

There are always lots of other discounts and freebies on the app, so it’s worth browsing to see what else you can buy.

Christmas bonus schemes

Christmas saver schemes 2024 (ended)

Asda, Tesco, Sainsbury’s, Iceland and Morrisons all tend to offer Christmas savings schemes. Depending on how much money you add to your account you’ll get a bonus reward. You can use your savings for any shopping in-store or online at the selected supermarket.

The table below shows the dates for 2024:

SupermarketLast date to add moneyBonus
Iceland6 November 202415%
Tesco17 October 20246%
Morrisons31 October 20243%
Sainsbury’s1 November 20245%
Asda Christmas Savings Card11 November 20245.3%
Asda Christmas Saver Cashpot3 November 2024TBC
Co-opTBC 4%

Expired offers

Amazon Fresh: £15 off each of your first three shops (ended)

Get £15 off a minimum spend of £60 on your first three shops with Amazon Fresh. Use the code WELCOMEFRESH at the checkout when you place your first order and the offer will be automatically applied to your next two orders. Offer expires 8 January 2025.

Tesco: Cadbury chocolate box + Sky movie rental for £6 (ended)

Get a Cadbury’s sharing box (including Dairy Milk buttons, chocolate fingers and a fruit and nut bar, plus four sticks of hot chocolate) that comes with a Sky Store Online Rental Voucher (worth £4.99) for £6 with your Tesco Clubcard. It’s usually £12 but Clubcard members get it for half price.

The voucher can be used to rent a film on the Sky Store and must be redeemed by 31 January 2025.

Morrisons on Amazon: £20 off each of your first three shops (expired)

If you’re new to Morrisons on Amazon, you’ll get £20 off each of your first three shops with the code NEW20OFF01, NEW20OFF02 and NEW20OFF03 for your first, second and third shops respectively. £70 minimum spend applies.

Co-op: five freezer items for £5 (expired)

Co-op is offering five freezer items for £5 for loyalty members (£6 if you’re not a member).

Included in the offer are:

  • Young’s Chip Shop 2 Fish Steaks
  • Birds Eye 12 Garden Peas
  • Whitby Seafoods Scampi Bites
  • McCain Oven Chips
  • Carte D’or Madagascan Vanilla Ice Cream

Offer expires 19 November

Valentine’s meal deals for 2025 (ended)

If you fancy a night in this Valentine’s Day, you can get some decent deals on supermarket Valentine’s meal deals — these get you a starter, main, side dish, dessert and a bottle of wine for two at a set price — and they can be pretty decent!

Here are some of the ones available, ordered by price:

  • Co-op: main, side and drink for £10 with a Co-op card. This one doesn’t have a dessert, hence it’s cheaper price. Drinks include wine, prosecco and soft drinks.
  • Asda: starter, main, two sides, dessert and drink for £11.97. This is the cheapest of the three-course offers and includes an extra side. Drinks include wine, prosecco, soft drinks and alcohol-free Rosé.
  • Morrisons: starter, main, side, dessert and drink for £15 with the More card. Drinks include wine, prosecco, alcohol-free Rosé and Sicilian Lemonade.
  • Sainsbury’s: starter, main, side, dessert and drink for £18 with a Nectar card. Drinks include wine, Prosecco, Gin & Tonic and Coca-Cola, as well as Nozeco.
  • Tesco: starter, main, side, dessert and drink for £18 with a Tesco Clubcard. Drinks include cocktails, prosecco, lager and some alcohol-free options.
  • Waitrose: starter, main, side, dessert and drink for £20. Drinks include white and red wine, Prosecco, cocktails, lager and infused sparkling water.
  • M&S: starter, main, side, dessert and drink for £25. Drinks include wine, prosecco, cocktails, raspberry lemonade and an alcohol-free fizzy Rosé.

Spotify music streaming deals (April 2025)

The latest free trials, vouchers, discounted annual passes and hacks to save money on Spotify.

For me, streaming music is an essential subscription. Whether I’m working or on the train I’m probably listening to my playlists or BBC 6 Music.

The service I like the best is Spotify, and here are ways you can get it for less.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Spotify and Be clever with your cash logos on a blue background.

How much does Spotify cost?

Following a price increase in April 2024, Premium prices all went up by £1 or £2, but the new Basic tier introduced in May will revert the cost back:

PlanPremium Monthly priceBasic Monthly price
Individual£11.99£10.99
Duo£16.99£14.99
Family£19.99£17.99
Student£5.99£5.99

New Spotify customer deals

A couple of times a year there tends to be a new customer deal offering three months for 99p. When these come about I’ll list them below. Otherwise, new customers can always get one month for free.

Four months free Spotify with Just Eat

New customers can get four months free via Just Eat until 28 February 2026. You can cancel anytime or pay £11.99 once the free trial ends.

Three months free Spotify

New subscribers can get three months free with Freenow.

You need to redeem the offer by 30 November 2025, and it isn’t available to anyone who has tried Spotify Premium before. You need to cancel the subscription afterwards if you don’t want to pay full price as it renews at £11.99 per month.

Three months free Spotify via H&M

New subscribers can get three months free if you apply via the free H&M membership.

Head to the H&M app and in the offer section of your H&M account you’ll need to generate a code to trigger the free Spotify trial.

You need to redeem the offer by 4 November 2025.

This isn’t open to current subscribers, and remember to cancel the subscription if you don’t want to pay full price, as it’ll renew at £11.99 per month after three months.

One month free Spotify

If there isn’t an increased offer, when you go direct to Spotify new customers can get usually one month for free.

Previous Spotify customer deals

These offers for ex-customers are rare, but still appear from time to time.

Three months for £11.99

This “welcome back” offer usually provides three months for the price of one, though sometimes it’s just two months. It tends to run a two or three times a year, usually April, August and November.

The most recent offer is for those who had a Spotify Premium account but cancelled it more than 30 days ago, which is roughly before 1 November 2024 (perhaps a day or two earlier). Look out for an email offering you three months for £11.99. You can also log in and see if the offer is displayed in your account.

However, if you’ve used one of these offers in the last 24 months you won’t be eligible this time.

It’s for the individual Premium account only, not Duo, Student or Family.

Here are the previous dates from recent offers to give you an idea of when it might return.

  • End of November – 31 December 2024 (for those who cancelled before November 2024)
  • Late Mid August to 17 September 2024 (for those who cancelled prior to 12 July 2024)
  • Mid April to 14 May 2024 (for those who cancelled before 18 March 2024)
  • Mid January – 14 February 2024 (for those who cancelled before 1 Jan 2024)
  • 27 November – 31 December 2023 (for those who cancelled before 27 October 2023)
  • August to 12 September 2023 (for those who cancelled before 16 July 2023)
  • 21 April – 16 May 2023 (for those who cancelled before 19 March 2023)
  • 29 November – 31 December 2022 (for those who cancelled before 28 October 2022)
  • August/September 2022 (for those who cancelled before mid-May 2022)
  • April – 19 May 2022 (for those who cancelled before 14 March 2022)

Existing Spotify customer deals

You don’t need to pay full price for Spotify as an existing customer. Here are my top ways to save.

12 months of Spotify Premium for the price of ten (ish)

This is a decent deal from Amazon for existing Spotify Premium customers. It’ll cost you £120 rather than £144, so you’ll get two months free based on the new prices.

You can it as a digital or physical gift card that is sent in the post. Frustratingly you can’t use gift cards with Family, Duo or Student accounts. It also won’t work on Basic plans.

You can stack this with an existing gift card, or buy one now to add at a later date, though you can’t have more than 18 months of credit on your account at any time.

Downgrade to Spotify Basic

This new, slightly cheaper, version of Spotify started in May 2024. You get everything that Premium offers such as offline listening (downloads) and no-adverts, but you do sacrifice audiobooks. Not all users will be able to get this, so you’ll need to check your accounts to find out. Here’s everything you need to know about Spotify Basic.

Shared Spotify subscription deals

If you live with others who pay for their own Spotify Premium or Spotify Basic you can save cash by combining them via a Duo or Family plan.

Here’s the breakdown per month per person, with annual costs per person in brackets.

Plan1 person2 people3 people4 people5 people6 people
Premium£11.99 (£143.88)N/AN/AN/AN/AN/A
Basic£10.99 (£131.88)N/AN/AN/AN/AN/A
Premium Duo£16.99 (£203.88)£8.50 (£101.94)N/AN/AN/AN/A
Basic Duo£14.99 (£179.88)£7.50 (£89.94)N/AN/AN/AN/A
Premium Family£19.99 (£239.88)£10 (£120)£6.66 (£80)£5 (£60)£4 (£48)£3.33 (£40)
Basic Family £17.99 (£215.88)£9 (£107.94)£6 (£72)£4.50 (£54)£3.60 (£43.18)£3 (£36)
Monthly cost per person on each plan (annual in brackets)

Spotify Family for £19.99 a month and get six accounts

A decent option if there are three or more of you with your own Spotify accounts. Subscribe to a Family pass and you can pay £19.99 all in. So the more of you, the cheaper it gets. You can share with two people but the Duo option will work out cheaper.

Spotify Duo – £16.99 a month for two

Duo is the best option for two people living at the same address, and this is the one we use.

You’ll pay £16.99 a month for Spotify Duo, so £3 cheaper than the family option (£36ish less a year), or £7 less than two standard Premium accounts (£83.88 total less a year). You will be asked to verify your address.

Save on Tidal, Amazon, Deezer & more

Here are more music streaming free trials and offers if you fancy changing from Spotify.

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Cheap cinema ticket offers and deals (April 2025)

All of the deals for ODEON, Vue, Cineworld, Everyman, Picturehouse and more!

In this article you’ll find all the latest cinema ticket deals and offers, starting with the ones you can’t miss, then some chain specific offers, and then a few more well worth a look.

Wording saying 'cinema deals' and the Be clever with your cash logo on a blue background.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Top cinema offers

2-4-1 via Meerkat Movies for £1

One of the most popular cinema deals is Meerkat Movies. Once a week you can access a code to get buy-one-get-one-free tickets on a Tuesday or Wednesday. You can use this deal at most UK cinemas all year (though not Everyman or Curzon). 

You get access through buying an insurance policy via Compare the Market, but we’ve got a hack that’ll get you access for just £1 each year.

Free tickets via your bank

Vue/ODEON: six tickets via Lloyds 

You can get six free ODEON or Vue tickets if you open a Club Lloyds bank account. You’ll need to deposit £2,000 into the account each month to avoid a fee, but that’s easily done.

At Vue cinemas, your vouchers also entitle you to half price popcorn. At ODEON cinemas, you can redeem your vouchers at ODEON Kids Screenings, which come with a free kids-size popcorn per ticket.

Vue: 12 tickets via Halifax

With Halifax’s Reward accounts you can get one free cinema ticket per month at any UK Vue Cinema. Each ticket is valid for 12 months. You’ll need to add £1,500 to your account each month, and also spend £500 on the debit card too, in order to trigger the freebie. 

However, there are ways to hack this, and we’ve written about that as well as how you can get three of these accounts per person, meaning a potential 36 free tickets every year!

Vue: Free Vue ticket via Monzo Perks

You can claim a free, standard ticket at any Vue in the UK every month. You can upgrade to a VIP, 3D, recliner or IMAX ticket but you’ll pay an extra fee.

You’ll need to use the code before the end of each calendar month, but it can be for a screening at a later date. Monzo Perks costs £7 per month and comes with a range of money saving benefits, including an annual Railcard and weekly Greggs freebies.

Cashback on cinema gift cards

Whether you’re buying a full price ticket, or stacking with other offers featured on this page, you’ll save a little by using a discounted gift card.

Some of these are special offers at retailers like Tesco or Amazon where you save when you buy. When these are available we’ll share them as featured deals.

Others will learn you cashback on your gift card purchase, and these tend to run all year around via these apps:

Up to 40% off via your other memberships

There’s a good chance you can save up to 40% on cinema tickets via an existing membership or account – and if not, you could sign up as a new customer. 

The likes of Tastecard, Mastercard and Lidl offer you access to a service called Cinema Society which sells reduced tickets for ODEON, Vue, Picturehouse, Showcase, Cineworld, Empire and other independent cinemas. 

This can be a good way to save, but watch out as you might find your local cinema is cheaper itself when you buy direct! Or some of the other deals we’ve shared on this page could also work out better value.

In some cases you’ll need to pay for the initial membership, but others are free. Though you can find these in a number of places (check any work perk schemes for instance), here’s some of the more common ones you might have access to.

Available for free with other accounts:

Included with paid membership:

Other top cinema deals

We’ve listed more offers, both specific to the different chains and across different cinemas, below, but these ones in particular are worth a look:

  • Vue: 3 tickets for £1 via the Telegraph
  • Everyman: 2-4-1 Wednesday with Times+
  • Escapes: free film preview tickets

ODEON ticket deals and offers

Don’t forget we may have featured some ODEON deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.

ODEON: two tickets for £10 for Amazon Prime members

Deal expiry: Ongoing offer

If you have Amazon Prime, you can get two standard tickets for £10 at ODEON, or two recliner tickets for £15 at ODEON Luxe. 

This offer can be used once per month for screenings from Monday to Thursday. This price includes the £1 booking fee per ticket. Can be stacked with discounted gift cards.

ODEON: free kids ticket via Octoplus Rewards

Deal expiry: 31 August 2025

Octopus Energy customers can nab up to two free child standard tickets per week free Kids ticket at ODEON via the Octoplus Rewards scheme until 31 August 2025.

The ticket can be used at any UK ODEON cinema, excluding ODEON Luxe, for a standard 2D film screening. And you’ve ages to use it – once the code is claimed it’s valid until until 31 January 2026.

There’s a £1 booking fee online, but none at the box office.

ODEON: two tickets for £8 for Vodafone customers (+£1 booking fee)

Deal expiry: Ongoing offer

If you’re a Vodafone customer then you can get two ODEON cinema tickets every week with VeryMe Rewards. You can do this once each week for any film showing at any time.

Two standard tickets will cost £8, while two Luxe tickets cost £13.

You can also get four standard for £16 and four Luxe for £26

The voucher can only be used on the same screening, so you couldn’t use it for one ticket at two screenings for example.

You’ll need to pay an additional £1 booking fee when using the voucher on the ODEON website, though this covers the whole booking. If you use it at the box office you won’t pay this extra charge.

To get it, you just need to tap on ‘Rewards’ in the Vodafone app and claim the offer.

If you don’t have Vodafone this hack could get you access to the various offers.

myODEON: tickets from £5

Deal expiry: Ongoing offer

Sign up for free to myODEON and you can watch any film, any day, any time from just £5 when you book online. 

This offer is only available at 22 specified locations so check ODEON’s list to see if your local cinema is included. You must be signed into your account to see the lower prices.

ODEON: cheaper online tickets

Deal expiry: Ongoing offer

If you book online ahead of your trip rather than buying tickets upon arrival then you get cheaper cinema tickets at ODEON. 

You’ll get charged a £1 booking fee online (included in the price you see), so check that special offers aren’t better at the box office.

ODEON: two for £10 via Octoplus Rewards (expired)

Deal expiry: Renews every week

Octopus Energy customers with a smart meter can get two ODEON standard adult cinema tickets for £10 each week, via the Octoplus Rewards scheme.

Tickets can be used at any UK ODEON cinema, excluding ODEON Luxe, for a standard 2D film screening on Monday to Thursday.

Vue ticket deals and offers

Don’t forget we may have featured some Vue deals in our ‘Top cinema deals’ section above, including free tickets via bank accounts.

Vue: tickets from £4 each with Wowcher

Deal expiry: 14 May 2025

You can buy bundles of Vue tickets on Wowcher, either two, five or ten, and you’ll get them at a much lower price. Two tickets cost £9.50 – making it £4.75 a ticket. For five tickets, you’ll spend £22 (£4.40 per ticket), and ten tickets cost £40, making it £4 per ticket.

You can use the tickets for Standard 2D screenings, sitting in super saver seats.

You’ll have til 18 May to use the tickets, but check that your cinema is listed, as there are some exclusions, and some cinemas will charge you a £2 surcharge when redeeming it – check this list in “The Fine Print”.

To get it, go to Wowcher and search “Vue” to find the offer.

Vue: two tickets for £9 with O2 and Virgin Media

Deal expiry: Ongoing offer

If you’re a broadband customer with O2 or Virgin Media you can use the O2 Priority app for discounted tickets. You can get two Vue tickets for £9 every week or four for £18 to use on any day, at any Vue location. There’s also 20% off food and drinks.

You can get a new code at 10am each Monday and it’s valid until Sunday of the same week.

If you don’t have O2 Priority, this hack can give it to you for £10 every six months.

Vue: two free tickets for Sky Cinema customers

Deal expiry: Ongoing offer

If you’ve got Sky Cinema, you can get two free standard Vue cinema tickets every month. The tickets can be used at any Vue cinema in the UK or Ireland, at any time Sunday – Thursday.

You’ll need the MySky app to get access to this offer, where you’ll find a code to use online and a QR code to use in the cinema. 

There’s a limit to how many free tickets Sky gives out each month, so you may need to get in early.

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Cineworld and Picturehouse cheap tickets

Don’t forget we may have featured some other deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.

We’ve also details of Cineworld and Picturehouse memberships later on this page.

Cineworld/Picturehouse: £3 tickets via Three+

Deal expiry: Ongoing offer

Every week, Three+ customers can nab a code for a discounted ticket to use Friday to Sunday. Codes are available from Monday. It’s for 2D screenings only, though you can pay to upgrade.

Picturehouse Central and Picturehouse Fulham Road are excluded. You’ll pay a booking fee to redeem the code online, but it’s free to use in the foyer.

Cineworld: Two tickets for £12.95 with Wowcher

Deal expiry: 31 March 2025 (though may be extended)

You can buy two Standard Cineworld tickets on Wowcher for £12, plus a £0.95 booking fee when booking the tickets.

You’ll have til 31 March to use the tickets, but check that your cinema is listed, as there are some exclusions. There’s an uplift fee for things like 3D screenings or IMAX. And be aware that you need to use them both at the same time.

To get it, go to Wowcher and search “Cineworld” to find the offer.

Picturehouse: Happy Mondays

All day, every Monday (excluding bank holidays) you can watch any film at a discounted rate at every single Picturehouse. 

The most you’ll pay for a standard ticket on Happy Monday is £8.20, or £10.20 at Picturehouse Central.

Everyman cinema ticket deals and offers

Everyman offers are pretty rare!

Everyman: 2-4-1 Wednesday with Times+

If you subscribe to The Times, you’ll be able to get two-for-one tickets at Everyman on Wednesdays. You can get a one month free trial or £3 for 3 months then it’s a pricey £26 a month. 

Showcase ticket deals and offers

Don’t forget we may have featured some other deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.

Showcase: 10% back via Insider scheme

Showcase Insider is a free loyalty program. Members earn 10% of spend back on ticket, snack and drink purchases to use on future visits. 

Members also get discounted admission tickets, sometimes as low as £4.99 on Saver Mondays.

Other cinema deals and offers

Don’t forget we have featured some other deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.

Santander: £5 off a ticket

If you have a Santander account you can access Cinema Society for discounted tickets via the free Santander Boosts scheme.

From 10 February there are 3,000 £5 off vouchers, meaning you can pick up a ticket for Cineworld, ODEON, Vue, Showcase, Picturehouse, Merlin, The Light and more.

As of 1 April 2025 there were still vouchers available.

Escapes: free film preview tickets

With Cinematik, you can get free tickets to select films for free. Each month, a film is voted to be screened and you can book to see it on a specific day. You can book a maximum of one ticket per screening. You also have the option to reserve an additional ticket for a guest, which they’ll need to confirm separately via a shareable invite link.

The cinemas taking part are mainly local independent ones, but there are Picturehouse and Reel cinemas included. There’s a full list of all participating cinemas on the Cinematik website.

Mubi Go: free ticket every week

Deal expiry: Ongoing offer

Mubi is an online streaming service. For £11.99 a month you get a classic, world cinema or art-house flick to watch, with the curated selection adding a new film every day.

For an extra £7 per month you also get a free cinema ticket every week via the Mubi Go service. There’s a 7-day free trial and if you sign up for an annual membership, you’ll save 33%.

You typically won’t be able to watch blockbusters, instead there’s a specific new film every week. You can go to see that film once, and another film choice will be given the following week. 

With many of the films being smaller, they’ll have limited releases, so if you don’t live in a big city there’s a good chance you won’t be able to take advantage every week as not all the films will be shown at all cinemas.

Vitality: free ODEON/Vue ticket each month

Deal expiry: Ongoing offer

If you’ve got a Vitality membership, usually offered as a healthcare perk with employers, then you can nab yourself a free Vue or ODEON ticket once each month.

You need to earn 48 Vitality points each month for tracking your activity, then just log into the website or app to generate your personal cinema ticket code.

Enter your code on the cinema’s website when booking your tickets.

Fever: discounts at Vue, Cineworld & ODEON

You can buy a ticket from £5.60 to use for movies at Vue, Cineworld or ODEON with the entertainment site Fever.

The actual price you’ll pay varies by location. If you have a larger town or city close by, you could get a better discount by choosing a cinema there instead. 

You can also use a refer-a-friend link to save £4.

Again, do check you can’t get a ticket for less via a different offer before buying.

Here’s what you need to know about getting discounted tickets with Fever:

ODEON: you can get a standard 2D ticket at select cinemas in the UK. It’s not valid at Luxe locations or the Islington Luxe & Dine. If you want to upgrade to IMAX, 3D or recliner seats, you’ll have to pay extra. 

You can use the voucher online via the ODEON website or app, but there’s a £1 fee per ticket. You can also redeem the voucher at cinema kiosks – but not at the box office. The voucher can’t be used for special screenings or events and can’t be combined with other offers.

Vue: you can get a ticket for a film either online or via the Box Office. Each voucher is only valid once and if you cancel your booking, you won’t get it back. 

It’s not valid for premieres, special events or things like Mini Mornings or Scene screenings. With a Super Saver voucher, you can book general 2D seating, while VIP vouchers give more options, including recliners and 3D screenings (with an upgrade fee). 

Cineworld: you can get a ticket for any standard 2D film, but if you want to upgrade to 3D, IMAX or 4DX you’ll have to pay extra (plus the cost of 3D glasses if needed). If you’re booking online, there’s a small fee added.

You can’t use this ticket for Event Cinema, special screenings, Movies for Juniors or ViP seats though, so check before booking.

Cheap kids cinema tickets

Kids tickets from £2.49

Most of the big chains have deals where you can get cheaper kids or family tickets. Here’s our roundup of what’s on offer:

ODEON: £2.75 per ticket – you’ll get the same cheap price for both adults and kids at weekends and school holidays.

ODEON: Family ticket – you can get adult tickets at child prices for the same film. You’ll see the option at check out for an adult and child combo ticket.

Vue: tickets for £2.49 – Vue Mighty Mornings are kids screenings on Saturday and Sunday mornings at 10am and every day of the school holidays.

Cineworld: from £2.50 – kids and adults pay the same price via Movies for Juniors.

Picturehouse: from £3.30 per ticket – kids’ Club screenings are shown every Saturday morning and prices depend on the cinema you visit. There’s also preschool specials, exclusively for preschool children and the adult goes for free. With the family ticket option, adults only pay kids prices. It’s for four people, at least two must be under 15 (e.g. two adults and two kids or one adult and three kids).

Cheap over 60s cinema tickets

Over 60s tickets from £3.50

ODEON, Cineworld and Picturehouse have cheaper tickets for over 60s (Vue don’t have anything on offer at the moment). Here’s our roundup of the deals:

ODEON: from £3.50 per ticket – ODEON Silvers has screenings during quieter times of the day with a selection of new releases or classic films. Tickets with standard seats are £3.50 when you book as a myODEON member online and £4.50 in-cinema. Standard seats are £4.00 when you book online as a guest and £5.00 in cinema. The price includes tea, coffee and biscuits, served before the film.

Cineworld: tickets for £4.50 – CineSeniors runs every Wednesday and you also get complimentary hot drinks and biscuits.

Picturehouse: discounted tickets – Silver Screen is a free-to-join club for over-60s. Members get a free tea or coffee at Silver Screen shows. 

Memberships

These memberships could save you money on tickets – if you go frequently enough.

ODEON myLimitless: from £14.99 a month

Deal expiry: Ongoing offer

ODEON myLimitless is an annual membership that allows you to see as many films as you like in ODEON cinemas. You pay £14.99 per month or £17.99 for myLimitless Plus, which also gets you ODEON Luxe, seat upgrades and screen upgrades. 

If you go via a cashback site, you could cut the cost even more. With TopCashback you can get up to £4.25 of the price back on your first payment. Plus, you could get a welcome bonus offer.

ODEON sometimes offer discounts on annual membership, and we’ll share them here when they run.

Cineworld Unlimited Card: from £10.99 a month

Deal expiry: Ongoing offer

If you frequently go to a Cineworld, its Unlimited Card lets you go as much as you want (2D only). The minimum subscription is 3 months and starts at £10.99 a month, going up to £21.90. 

Each cinema is bracketed into a group – the amount you pay depends on the group your cinema falls in. The Cineworld website has a full list of which cinemas are in which groups

  • Group 1 cinemas – £10.99 a month
  • Group 2 cinemas – £16.99 a month
  • Group 3 cinemas – £19.40 a month
  • Group 4 cinemas – £21.90 a month

Members are also invited to preview screenings and get 10% off food and drink. If you continue your subscription for a second year, membership then includes 3D films and the food discount goes up to 25%. 

There’s also a referral scheme where you get an extra month for free if you get a mate to sign up.

We’ll share any discounts on membership here when they’re available.

Picturehouse: free tickets and £3 off with memberships

Picturehouse memberships give you free tickets and discounts at any Picturehouse cinema. The free tickets are sometimes restricted to your member cinema so it’s best to save them for the weekends when prices go up.

There’s two tiers of membership – Member and Member Plus. The Member option gives you five free tickets and costs between £57 and £97 per year depending on the member cinema you join. 

Member Plus gives you an extra card so you can split the costs with a mate or family member. You’ll get ten free tickets and it costs between £100 and £170 per year. 

After the freebies you’ll also get £3 off our further tickets.

Members also get a 10% discount on food and drink, free previews, no online booking fees and occasional other freebies.

At certain points in the year there are discounts on memberships, and we’ll share them here if they’re any good.

Everyman Memberships

There are a few options here, though the basic one (i.e. cheapest) allows you to take a friend for free on Mondays. You also get six free tickets for the £89 cost.

The next level up costs £325 a year, and comes with 24 free tickets. After this you can spend £680 and get unlimited tickets for two for a year.

Curzon Membership

For £65 (£50 concessions) you can get an annual “Classic” membership. This comes with five credits to use for free tickets or at home streams. You can use the credit to buy tickets for yourself and guests. There’s a further 20% discount for you and a guest on other tickets. You’ll also get 10% off drinks and snacks.

If you go to a Curzon a lot, there is a £285 “Cult” option. This annual membership gives you five free credits a week. Use them all and it’s just £1.10 a ticket! You can’t use the credits to get a ticket for a guest. If you want to pay monthly it’s £25 a month, but you’re still tied in for 12 months.

The Cult + membership doubles down with 10 free tickets a week (which are valid for events such as theatre and ballet screenings) and an additional cardholder. It comes in at £850 a year.

Expired deals

ODEON: 20% off gift cards at Tesco – expired

Deal expiry: 22 December

Get 20% off ODEON e-giftcards from Tesco until 22 December. The discount applies to e-giftcards valued between £5 and £25. These e-giftcards are valid for two years.

The best bank switching offers (April 2025)

The best cash incentives available when you switch banks right now

We’ll update this page as new offers appear, though you should check the terms and conditions at each bank before you begin to ensure they haven’t changed.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Top bank switch offers

Plus 7% regular saver
More details ▼
Additional Info

Bonus paid: By the 20th of the following month after meeting the criteria

Existing customers?: No

Requirements

Move two direct debits or standing orders from your old bank

Switch using the Current Account Switch Service and close old account

Pay in £1,000 within 30 ays of opening the account (and leave it there for 24 hours)

Use your debit card five times in the first 45 days

Log into mobile banking or the banking app in the first 45 days

Deposit £1,000 within 31 days

Exclusions

You can't have or have ever had a First Direct account

You can't have opened an HSBC account since 1 January 2018

Offer limited to once per person

Plus £32 rewards
More details ▼
Additional Info

Bonus paid: Within 30 days of meeting criteria

Existing customers?: Yes

Eligible accounts: Reward or Premier Reward (for new customers, longer list for existing customers)

Requirements

Pay in £1,250 within 60 days of switching

Log on to online or app banking within 60 days of switching

Switch using the Current Account Switch Service and close your old account

You must start the switch from the Natwest website or your mobile app

The old account must be from a different bank (not NatWest, RBS or Ulster Bank)

Exclusions

Offer limited to once per person

Cannot have ever received a switching bonus from RBS, Ulster or Natwest

Other switch offers

Barclays Bank Premier Avios "£119 switch offer"
Switch bonus
25,000 Avios points
Offer ends
Unknown
More details ▼
Additional Info

Bonus paid: Four months after joining Avios Rewards

Existing customers: No, must join Avios Rewards within 4 months of opening your first Barclays current account

Requirements

Open a new Premier Banking account

Earn £75,000 a year or have £100,000 saved/invested with Barclays

Add Barclays Avios Rewards to your account (£12 a month)

Switch using the Current Account Switch Service and close your old account

The old account must be from a different bank

Exclusions

Offer limited to once per person