The best bank switching offers (May 2025)

The best cash incentives available when you switch banks right now

We’ll update this page as new offers appear, though you should check the terms and conditions at each bank before you begin to ensure they haven’t changed.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Top bank switch offers

Extra £35 via cashback site
Apply via cashback site Quidc or TopCashback for a £35 bonus
More details ▼
Additional Info

Bonus paid: By the 20th of the following month after meeting the criteria

Existing customers?: No

Requirements

Move two direct debits or standing orders from your old bank

Switch using the Current Account Switch Service and close old account

Pay in £1,000 within 30 ays of opening the account (and leave it there for 24 hours)

Use your debit card five times in the first 45 days

Log into mobile banking or the banking app in the first 45 days

Exclusions

You can't have or have ever had a First Direct account

You can't have opened an HSBC account since 1 January 2018

Offer limited to once per person

Plus £32 rewards
More details ▼
Additional Info

Bonus paid: Within 30 days of meeting criteria

Existing customers?: Yes

Eligible accounts: Reward or Premier Reward (for new customers, longer list for existing customers)

Requirements

Pay in £1,250 within 60 days of switching

Log on to online or app banking within 60 days of switching

Switch using the Current Account Switch Service and close your old account

You must start the switch from the Natwest website or your mobile app

The old account must be from a different bank (not NatWest, RBS or Ulster Bank)

Exclusions

Offer limited to once per person

Cannot have ever received a switching bonus from RBS, Ulster or Natwest

Plus up to £120 cashback and £120 hotel credit
TSB £100 switch offer
Switch bonus
£100
Additional bonus
£90 + £30 + £120 reward
Offer ends
Unknown
More details ▼
Additional Info

Extra cashback: £30 to £40 available via Quidco or TopCashback (rates can change)

Extra bonus: Triple cashback for six months (worth £90)

Extra reward: £120 Expedia voucher or days out pass

Switch bonus paid: Between 2 and 16 August 2025

Existing customers?: Yes

Requirements

Switch using the Current Account Switch Service and close old account with 21 days of the offer ending

Use the debit card 5 times by 19 July 2025

Log in to online or app banking by 19 July 2025

For additional bonus, make 20 debit card transactions per calendar month for six months

For cashback, make two debit payments in three of the four months from opening and pay in £500 a month in three of the four months from opening

Deposit £1,000 within 31 days

Exclusions

You can't have already have received a TSB switching bonus since 1 October 2022

Offer limited to once per person and account

Plus up to £75 extra & 7% saver
Co-operative Bank £100 switch offer
Switch bonus
£100
Additional bonus
up to £75
Offer ends
Unknown
More details ▼
Additional Info

Bonus paid: Within 7 days of meeting the criteria

Additional bonus requirements: Make 10 debit card transactions a month for three months. Payout 2 direct debits every month for three months . Deposit £1,000 every month for three months

Additional bonus paid: Within 7 days of each "month" ending

Requirements

Request to start a switch to a new or existing Standard or Everyday Extra current account within 2 weeks of opening the account

Switch using the Current Account Switch Service and close old account within 8 weeks of requesting

Then within 30 days of the switch completing:

Exclusions

Not already have a bonus from Co-operative Bank since 1 November 2022

Offer limited to one welcome offer per person and account

Other switch offers

Barclays Bank Premier Avios "£119 switch offer"
Switch bonus
25,000 Avios points
Offer ends
Unknown
More details ▼
Additional Info

Bonus paid: Four months after joining Avios Rewards

Existing customers: No, must join Avios Rewards within 4 months of opening your first Barclays current account

Requirements

Open a new Premier Banking account

Earn £75,000 a year or have £100,000 saved/invested with Barclays

Add Barclays Avios Rewards to your account (£12 a month)

Switch using the Current Account Switch Service and close your old account

The old account must be from a different bank

Exclusions

Offer limited to once per person

About bank switching

Bank switching doesn’t need to be scary, and once you get the hang of it you can make some decent cash! Here’s everything you need to know to get started.

How to switch bank

You can switch bank for a number of reasons, but the main benefit is an effective cash bribe that banks offer to get you to choose them.

Here are the basics to get you started.

Switch bank like a pro

Once you’ve switched for free cash, you can keep going!

We’ve shared the things you need to know first, and what you can do to make it even easier.

The best extra ‘dummy’ accounts

You don’t actually need to switch your main current account.

Instead you can set up a new one just for switching! Here’s how

Cheap extra direct debits

Some switch offers require you to have a handful of active direct debits to transfer over.

If you don’t have enough, then we’ve some hacks to help you set up new ones quickly that won’t require you to pay for anything.

Featured savings deal
Trading 212 Cash ISA
AER (variable)
4.83%
Minimum
£1
New Trading 212 customers get an increase of 0.73% AER to 4.83% for 12 months
More details ▼
Additional Info

Existing Trading 212 customers get a rate of 4.1%

FSCS Protected?: Yes

Allows transfers in?: Yes

Flexible ISA?: Yes

Does bank switching affect your credit score?

We love bank switching, but there are some situations when switching could hurt your credit report.

Here’s what you need to consider before switching if you’re worried about your score.

Debit card ‘spend’ hack

You might find a switching deal or current account reward requires you to spend regularly with your new debit card.

That’s not hard – but we’ve a way you can do this and still earn cashback on your spending from a different card.

Smart Money People advert

The best rated current accounts

Thousands of customers have left current account reviews over on our sister site Smart Money People.

Find out which current accounts they rate – and the ones they don’t.

The best savings accounts (May 2025)

Here are the highest paying savings accounts at the moment

After a few years of improving savings rates, thanks largely to the Bank of England base interest rate increases since 2021, we’re starting to see most rates drop back a lot, which could continue into 2025.

You want to make sure you’re getting the best rate on your savings, and this article will take you through the best options right now.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Best savings account offers

Some accounts can be boosted by special offers, we’ll share the best here.

Raisin £100 offer

£100 bonus
Aldermore Six month fixed
AER (fixed)
4.36% (effective 6.36% with offer)
Minimum
£10,000
Maximum
£85,000
Get a £100 boost when you sign up with the code WELCOME100 by 16 June 2025 and deposit £10,000 or more by 30 June.
More details ▼
Additional Info

FSCS Protected: Yes

The effective rate assumes you'll leave the money saved in this account for 6 months. If you save more than £10,000 for this time, then the effective rate will decrease.

£100 bonus
BACB 12 month fixed
AER (fixed)
4.3% (effective 5.3% with offer)
Minimum
£1,000
Maximum
£85,000
Get a £100 boost when you sign up with the code WELCOME100 by 16 June 2025 and deposit £10,000 or more by 30 June.
More details ▼
Additional Info

FSCS Protected?: Yes

The effective rate assumes you'll leave the money saved in this account for 12 months. If you save more than £10,000 for this time, then the effective rate will decrease.

Best easy access savings accounts

These are the most flexible accounts available, but as a result, you usually get lower rates. You can add and take your money out at any time. Some accounts may have limits to the number of withdrawals you can make each year.

Cash ISA

Boosted rate for 12 months
Trading 212 Cash ISA
AER (variable)
4.86%
Minimum
£1
New Trading 212 customers get an increase of 0.76% AER to 4.86% for 12 months
More details ▼
Additional Info

Existing Trading 212 customers get a rate of 4.35%

FSCS Protected?: Yes

Allows transfers in?: Yes

Flexible ISA?: Yes

Tembo Cash ISA
AER (variable)
4.80%
Minimum
£10
More details ▼
Additional Info

FSCS Protected?: Yes

Allows transfers in: Yes

Flexible ISA?: No

Full access

Limited balance
Cahoot Sunny Day Saver
AER (variable)
5.00%
Minimum
£1
Maximum
£3,000
More details ▼
Additional Info

FSCS Protected?: Yes

Sidekick Money
AER (variable)
4.51%
Minimum
£1,000
Maximum
£500,000
Rate includes 0.56% bonus for 12 months on balances up to £85,000
More details ▼
Additional Info

FSCS Protected: Yes, via OakNorth bank

Bonus: Rate includes 0.56% bonus for 12 months on balances up to £85,000

New customer bonus for 6 months
Chase Saver with Boosted Rate
AER (variable)
4.5% for six months
Minimum
£0
Maximum
£3m
4.5% gross variable rate applies for 6 months, and includes a bonus of 1.75% AER fixed for 6 months on top of the standard Chase saver variable rate, currently 2.75% AER (2.72% gross). Offer may be withdrawn at any time. 18+, UK residents. Chase current account required. Interest paid monthly. T&Cs: chase.co.uk/saver-boosted
More details ▼
Additional Info

FSCS Protected: Yes

Limited access

Limited access
Chip Easy Access Account
AER (variable)
4.77%
Minimum
£1
Maximum
£1m
More Details powered by ClearBank
Rate drops after 3 withdrawals. New customers must enter code EASY12 to get 1.42% bonus for 12 months
More details ▼
Additional Info

FSCS Protected?: Yes

Bonus: Rate includes 1.42% bonus for 12 months.

After three withdrawals within 12 months the rate will revert to 2.67% AER (variable tracker with boost applied) or 1.2% AER (variable tracker)

Bonus: Includes 1.42% bonus if kept for 12 consecutive months (no bonus paid for transfers in)

Atom Bank
AER (variable)
4.75%
Minimum
£1
Maximum
£100,000
Lower rate of 3% in months that you make a withdrawal
More details ▼
Additional Info

FSCS Protected: Yes

Note: Lower rate of 3% in months that you make a withdrawal

Best notice accounts

A notice account means you have to request to get your money and interest, which will be released after a set time. They often have a variable rate but if there’s a cut you’ll normally be given notice.

Three month notice

95-day notice
OakNorth Bank
AER (variable)
4.74%
Minimum
£20,000
Maximum
£500,000
More Details via Prosper
More details ▼
Additional Info

FSCS Protected?: Yes

Bonus: Rate includes 0.39% bonus for 12 months

Best current account linked easy access savings

Some of the best rates are in or linked to current accounts – or you might just want the convenience of having everything at the same bank (though that’s not always a good idea).

Anyone can open all of these accounts, though you will be credit-checked for opening the current account itself. They often have additional requirements or fees to consider. You may already have seen some of these listed in the easy and limited access lists above.

Interest earned in seperate savings account

Santander Edge Saver
AER (variable)
6.00%
Minimum
£0
Maximum
£4,000
More details ▼
Additional Info

Requires Santander Edge current account (£3 monthly fee)

You can open one Edge Saver with a personal account and two Edge Savers with a joint account

FSCS Protected: Yes

Bonus: Includes 2% bonus for 12 months

Interest earned in current account

Nationwide Building Society FlexDirect
AER (variable)
5.00%
Minimum
£0
Maximum
£1,500
More details ▼
Additional Info

Interest is earned in the main current account

After first year drops to 1%

FSCS Protected: Yes

Kroo
AER (variable)
3.15%
Minimum
£0
Rate tracks the base rate minus 1.1%
More details ▼
Additional Info

Interest is earned in the main current account

FSCS Protected: Yes

Best fixed savings accounts

You can fix your savings for a year or longer and get a slightly better rate in return. However, you need to be sure you won’t need access to that cash over that time. The longer you fix, the greater the risk you’ll lose out if rates were to rise. But at the same time, they’re protected if rates were to fall.

It’s worth noting too when longer fixes provide you with access to the interest. With most it’s at the end of the fix, meaning all that interest will count towards your personal savings allowance for the year you receive it.

Best fixes under a year

Six month fixes

GB Bank
AER (fixed)
4.40%
Minimum
£1,000
Maximum
£85,000
More details ▼
Additional Info

FSCS Protected: Yes

Hampshire Trust Bank
AER (fixed)
4.35%
Minimum
£1
Maximum
£250,000
More details ▼
Additional Info

FSCS Protected: Yes

Zenith Bank
AER (fixed)
4.35%
Minimum
£1,000
Maximum
£2m
More details ▼
Additional Info

FSCS Protected: Yes

United Trust Bank
AER (fixed)
4.35%
Minimum
£5,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected: Yes

Best 12-month fixes

Tandem
AER (fixed)
4.44%
Minimum
£1
Maximum
£2.5m
More details ▼
Additional Info

FSCS Protected?: Yes

Castle Trust Bank
AER (fixed)
4.44%
Minimum
£1,000
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

GB Bank
AER (fixed)
4.40%
Minimum
£1,000
Maximum
£100,000
More details ▼
Additional Info

FSCS Protected?: Yes

LHV Bank
AER (fixed)
4.40%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Habib Bank Zurich
AER (fixed)
4.40%
Minimum
£5,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Best 18-month fixes

Oxbury Bank
AER (fixed)
4.45%
Minimum
£1,000
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

Tandem
AER (fixed)
4.30%
Minimum
£1
Maximum
£2.5m
More details ▼
Additional Info

FSCS Protected?: Yes

Allica Bank
AER (fixed)
4.30%
Minimum
£10,000
Maximum
£250,000
More details ▼
Additional Info

FSCS Protected?: Yes

Best two-year fixes

Secure Trust Bank
AER (fixed)
4.42%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Castle Trust Bank
AER (fixed)
4.41%
Minimum
£1,000
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

Oxbury Bank
AER (fixed)
4.40%
Minimum
£1,000
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

JN Bank
AER (fixed)
4.39%
Minimum
£100
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

Birmingham Bank
AER (fixed)
4.38%
Minimum
£5,000
Maximum
£250,000
More details ▼
Additional Info

FSCS Protected?: Yes

Best three-year fixes

Birmingham Bank
AER (fixed)
4.43%
Minimum
£5,000
Maximum
£250,000
More details ▼
Additional Info

FSCS Protected?: Yes

Secure Trust Bank
AER (fixed)
4.42%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

JN Bank
AER (fixed)
4.39%
Minimum
£100
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

Close Brothers
AER (fixed)
4.37%
Minimum
£10,000
Maximum
£2m
More details ▼
Additional Info

FSCS Protected?: Yes

Hodge Bank
AER (fixed)
4.36%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Best four-year fixes

JN Bank
AER (fixed)
4.40%
Minimum
£100
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

Oxbury Bank
AER (fixed)
4.32%
Minimum
£1,000
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

UBL
AER (fixed)
4.26%
Minimum
£2,000
Maximum
£85,000
More details ▼
Additional Info

FSCS Protected?: Yes

Best five-year fixes

Birmingham Bank
AER (fixed)
4.43%
Minimum
£5,000
Maximum
£250,000
More details ▼
Additional Info

FSCS Protected?: Yes

Secure Trust Bank
AER (fixed)
4.42%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

JN Bank
AER (fixed)
4.40%
Minimum
£100
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

GB Bank
AER (fixed)
4.35%
Minimum
£1,000
Maximum
£100,000
More details ▼
Additional Info

FSCS Protected?: Yes

Close Brothers
AER (fixed)
4.35%
Minimum
£10,000
Maximum
£2m
More details ▼
Additional Info

FSCS Protected?: Yes

Best Regular Savings accounts

These accounts are all “Regular” or monthly savers which work differently to normal saving accounts. Here’s Andy’s full guide to how they work.

We’ve listed the top paying options below. Find more regular savings accounts in our separate best buy guide.

6-months
Principality Building Society
AER (fixed)
7.50%
Minimum
£0
Maximum
£200 per month
More details ▼
Additional Info

FSCS Protected: Yes

First Direct
AER (fixed)
7.00%
Minimum
£1
Maximum
£300 per month
Requires First Direct current account.
More details ▼
Additional Info

FSCS Protected: Yes

Matures after 12 months

Co-operative Bank
AER (variable)
7.00%
Minimum
£1
Maximum
£250 per month
Requires a Co-op Bank current account
More details ▼
Additional Info

FSCS Protected: Yes

Nationwide Building Society
AER (variable)
6.50%
Minimum
£0
Maximum
£200 per month
Requires a Nationwide current account
More details ▼
Additional Info

FSCS Protected: Yes

You'll get a lower rate of 1.75% paid for rest of term if four or more withdrawals are made

After 12 months it reverts to an instant saver account

Virgin Money Regular Saver Exclusive
AER (fixed)
6.50%
Minimum
£0
Maximum
£250 per month
Requires a Virgin Money current account
More details ▼
Additional Info

FSCS Protected: Yes

Fixed until 29 May 2026 when it'll revert to astandard savings account

You can only have one Regular Saver Exclusive at a time

Best Cash ISAs

Though most of us don’t need the tax-free “wrapper” offered by an ISA, if you want to use one then the same goes in terms of finding the best rate.

Here are the top paying rates for each type, we’ve listed more options on our dedicated Best Cash ISA page.

Prize draw accounts

Premium Bonds – 3.8% prize rate

The prize rate for Premium Bonds stands at 3.8% from the April 2025 draw onwards. This doesn’t mean you’ll get 3.8% back on your savings, though the closer you are to the £50,000 maximum deposit, the closer you’ll get to the rate (on average). Here’s more.

Best children’s savings account

We’ve written in more detail about the different savings accounts for kids, so do check that article out to understand the conditions such as access and find all the top rates.

Best ethical savings account

The money you hold in your savings is used by the banks to invest and lend money. This could mean it’s used for things you might disagree with, such as fracking, tobacco or arms manufacturing.

There are banks with ethical policies such as Triodos, while building societies must lend 75% of their funds to home buyers, meaning they don’t have the cash to invest elsewhere.

Sharia accounts can’t be used for things against Islamic law, like tobacco or gambling and I’ve listed the top ones further down the article.

The “greenest” banks are Ecology Building Society and Triodos, though they won’t always make the tables above. The following banks and building societies are more likely to appear above.

There’s also the NS&I Green Bond, a 3-year fixed-rate account. It’s currently paying 2.95%. Here’s our analysis.

Top Sharia savings accounts

Paying interest isn’t allowed in Islam, so a Sharia-compliant savings account instead promises a return on the money saved – an expected profit rate. Though technically this means the rate isn’t guaranteed, it’s not happened yet. They’re open to everyone, not just Muslims. Money in these accounts won’t be invested in arms, tobacco, gambling or tobacco.

Look in the tables above for banks offering an expected profit rate rather than AER. The main banks are:

Finding the latest savings rates

We update this page once or twice a day (check the published date to see when it last happened), but if you find a rate has been cut or isn’t available, you can check the Moneyfacts website for a partial list.

Disney Plus deals and offers (May 2025)

Spend less on your Disney+ subscription service.

This streaming service from Disney has increased prices twice in a year and cracked down on password sharing – but there are still plenty of ways to save.

We’ll share the best ways to pay less when we spot them, including special offers, free trials and discount codes.

Disney+ and be clever with your cash logos on a yellow background

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Disney+ price

Sadly there’s no free trial for Disney Plus. Though a seven-day trial was initially available, you’ll now need to pay to access the service.

You can pay monthly (and cancel at any time) for three of the options ranging from £4.99 with adverts, £8.99 for the “standard” option and £12.99 for “Premium”. The latter two tiers can also be paid for annually for a small discount.

These prices increased on 17 October 2024. Read all about the new Disney+ price hike.

Standard with AdsStandardPremium
Ads
Subscription Price £4.99 per month
(No annual bundle)
£8.99 per month or
(£89.90 per year)
£12.99 per month or
(£129.90 per year)
Video QualityUp to Full HD 1080pUp to Full HD 1080pUp to 4K UHD & HDR
Concurrent Streams224
Downloads
Audio5.1 and Stereo5.1 and StereoDolby Atmos

Disney+ Extra Member password sharing crackdown

You now have to pay between £3.99 and £4.99 a month to share your account with one other household. We’ve explained all in our guide to how Disney+’s Extra Member will work.

Disney plus offers

Uber One: free annual Disney+ pass (pay £49.99)

If you sign up to an annual Uber One pass at £49.99, you’ll get a free year of Disney+ Standard, worth £89.90 at full price (already a £39 saving on the annual cost). The deal ends on 14 February 2026.

If you’ve not signed up to Uber One before, you might be offered the first four weeks free, but you’ll have the option to choose annual payment after the trial.

However if you’ve previously taken the Disney+ offer from Uber you won’t be able to get it again until 14 months have passed.

You’ll also get discounts on Uber rides and Eats. Here’s more in our Uber One review.

Uber One: six months free Disney+ w/ ads (pay £30)

Alternatively, if you don’t want a year of Uber One or Disney, you can get the advert supported tier with the pay monthly Uber One. This costs £4.99 a month, so you’re effectively paying the same as going direct to Disney, but you’ll get the extra Uber features.

It’ll renew with Disney at £4.99 a month once the six months is over, on top of the £4.99 fee to Uber One.

Offer due to end 12 February 2026.

Stack up to £24 off + £10 off + 15% off

There’s a way for new Disney+ users to get a huge discount, by combining four different offers. Not everyone will be eligible for each step.

  • Join a cashback site as a new member with our special offers to boost the value. Right now you can get £24 from Quidco when you subscribe to the Be Clever With Your Cash newsletter and £20 with Topcashback when you spend £10
  • Sign up for Disney+ via Topcashback for £7 cashback (for Standard annual plan) or £13 (for Premium annual plan) or Quidco for £10 cashback
  • Buy an annual plan
  • Activate cashback offer on participating bank cards, such as American Express or Monzo, for 15% off the full price (potentially capped at £11.99)

This could help you make some decent savings. For example, if you sign up as a new Quidco member it would bring the price of the annual Standard membership down from £89.90 to under £56, before earning cashback on your card.

Details on all these separate offers are below too.

One year free via Lloyds

This was our top way to get Disney+. The Club Lloyds current account is giving away a year of Disney+ as one of the Lifestyle Benefit freebies.

Sadly, since 1 November 2023 the included tier is Disney Standard with Ads – and there’s no way to upgrade it to a different option at the moment.

Not only is this worth less than before (£59.88 a year rather than £89.90), but you’ll have to watch adverts.

It’ll take a month from opening the current account until you will get access to the service.

Annual pass: Two months free

Paying for an annual subscription to Disney+ normally offers you two months free.

For Standard it works out at £89.90 rather than £107.88, a saving of £17.98 which is 20% off.

Premium will set you back £129.90 rather than £155.88, saving around 20% too.

You can pay this yourself in your account or buy it as a gift card.

Up to £30 off annual plans with cashback

Users of Quidco and TopCashback can get cashback when they take out a year-long subscription to Disney +. You’ll still pay the full £89.90 for the Standard package but you’ll get £10 paid back into your account with Quidco and almost £7 with Topcashback.

Even better, if you’re new to either cashback site you can also get a either a £20 or £24 new member bonus too.

This is only open to new Disney+ customers.

Andy’s analysis – is it worth paying for a year upfront?

If you know you want Disney+ all year round (hello anyone with kids!), the annual pass discount and potential cashback bring the price down.

But it’s worth thinking just how often you’ll actually watch it. Do you only want it for the big Marvel and Star Wars TV shows? If so, maybe you only need to get it when these are released.

And if you can cut Disney+ for at least two months a year (more if you get the cashback), then it’s exactly the same cost to go for the monthly price. So every month on top that you don’t subscribe you are saving cash.

Of course you do need to remember to cancel and not let it keep rolling over month to month.

Clubcard: 50% off

Swap £13.50 in Clubcard vouchers for three months of Disney+ Standard, which would cost £27 at full price.

There’s a cheaper option for Disney+ with Ads, which requires £7.50 in Clubcard points for three months, worth £15.

£2 off Standard with O2

If you’re on a pay-monthly refresh tariff or a SIM-only 12 or 18 month contract, then you can add any Disney+ tier to your mobile plan (so you’ll pay alongside your bill) at full price.

But you’ll get £2 credited to your bill every month, effectively meaning you’ll pay £6.99 a month for Standard and £10.99 for Premium.

That’s a decent saving each month, however, there is a minimum term of six months.

And if you keep it for a full year, then the savings are smaller as you need to compare them to the discounted annual plans. Versus the annual Premium plan cost of £129.90, the total saved will be £10.02. For Standard it’s a saving of £6.02 a year versus the annual cost of £89.90.

You can get this offer until 30 September 2025. It’s not available for existing Disney+ subscribers but isn’t specifically for new ones, so you could cancel and then sign up through O2 to get the discount.

Up to six months free with O2

If you’re new to O2 or upgrading then you can claim either one, three or six months of Disney+ for free. This can be a great way to save, but you need to make sure you can’t get a cheaper SIM-only deal elsewhere.

This “Extra” is only available on certain deals, and most of the time O2 SIM deals are more expensive than elsewhere.

However, sometimes you can find a bargain via a comparison site. For example, a two minute search found 70GB of data for £10 a month via MoneySuperMarket, which comes with three months free Disney+.

So you’d pay £120 a year for your phone tariff, get three months free Disney Premium, then (via a deal listed above) get £2 off the Disney+ for the next nine months (and beyond) costing just under £54. There’s also currently £15 cashback via TopCashback for SIM-only deals at MoneySuperMarket. This means you’d pay just under £160 for your SIM and Disney+ for one year.

Let’s compare this to an alternative deal. You can often get 15GB for under £7 a month so the total for 12 months of your phone is £84 before any cashback or other deals. A year upfront for Disney Premium would be £129.90. So in total, you’ll pay at most £183.90 this way – more expensive than the O2 deal and with much less data. Though of course that’s assuming you don’t use the other deals listed here to reduce that Disney+ cost.

Disney+ with Ads: Three months for £1.99 a month (ended)

For a limited time, new and returning Disney+ users can get a three-month subscription for £1.99 a month, so you’ll save a total of £9 versus full price.

After the three months, your subscription will auto-renew to the Disney+ with Ads price of £4.99. So be sure to set a reminder to cancel your subscription if you don’t plan on paying.

You’ll need to sign up by 27 September 2024 to get this offer.

Disney plus deals via banking cards

It’s worth checking apps for your debit and credit cards to see if there’s a discount on Disney+.

15% off with American Express

If you have an Amex card then check the offers tab in your account to see if you can add a deal to save 15% on Disney+.

You’ll need to activate the offer in the app first. The offer comes and goes with different expiration dates, and you’ll get the discount on all transactions that are on your card in that time.

15% off with Monzo

Digital bank Monzo regularly offers customers 15% back when you spend at least £79.90 – so effectively it’s one of the two annual plans.

You’ll need to activate the offer in the app and pay with your Monzo card. It comes and goes, so if it’s not there, check when offers refresh each week.

Plus Disney+ newbies can stack this with the Quidco or TopCashback offer mentioned above and it brings the annual Standard price down.

15% off with Curve (ended)

The multi-bank app Curve is offering 15% off Disney+ until 19 March 2024, though it could well return or be extended.

You’ll need to activate the offer in the app and pay with a card connected to Curve and spend at least £4.99. The biggest discount you can get is £11.99 (if you pay upfront for a year of standard at £79).

15% off with Santander (ended)

If you have access to Santander’s Retailer Offers via a current account or credit card, you might see an offer earn 15% cashback on Disney+.

It says it’s on new purchases, though I reckon you’d get the money even as an existing customer. It’s certainly worth a try if you are already paying. Premier Access payments are excluded.

The offer comes and goes and the most you can earn is £7.99 (so that’s really only 10% off the annual price).

Travel deals

From flights to trains to taxis, here are some great travel deals, discounts, voucher codes and offers I’ve uncovered.

I’ll update with any special sales and codes when they happen. Also do read my guide to getting the best value when booking hotels.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Loyalty travel deals

Uber Member Days: 20% back on car hire, flights and trains (and more deals)

Subscribers to Uber’s ‘Uber One’ membership can get additional benefits from 16 May to 23 May as part of its new promotion ‘Uber Member Days’. 

Plus, you can get a month trial for free until 23 May, even if you’ve tried it before. Although after this, it’ll renew at £4.99 per month or £49.99 per year. We have a full guide on the membership, but it’s worth noting that this gets you Disney+ if you get the annual membership, so it’s worthwhile if you pay for Disney+ anyway. 

Offers for Uber Member Days include:

  • 20% back in Uber credits for car hire (max £250 back)
  • 20% Back in Uber Credits on Trains
  • 20% Back in Uber Credits on Flights
  • 25% off selected alcohol at Waitrose
  • 50% off snacks from selected supermarkets
  • 50% off Pizza Express items
  • Free Courier Trip (up to £10 off)

Flight deals and discounts

We’ll update here with any decent sales when they happen. Also, read our guide to saving money when booking flights.

Wizz Air: All You Can Fly subscription

if you travel a lot then this new membership from Wizz might appeal. You’ll pay £599 a year for unlimited flights.

In sounds good, but there are a number of catches:

  • Booking only starts in September 2024
  • There’s an extra 9.99 Euro fee on each flight
  • You can only book seats on flights that depart in the next three days, making return trips a little risky
  • It doesn’t include handheld or checked bags (so they’re extra)
  • Only one personal item is included (max. size 40 x 30 x 20 cm)
  • If you miss three flights your membership will be cancelled without a refund
  • It’ll automatically renew each year unless you cancel

Overall it sounds like more hassle than it’s worth, especially when you consider there are cheap tickets available in advance from Wizz and other airlines.

However, if you’re retired or have the flexibility to travel regularly and at the drop of a hat, it could be worth a look.

Train deals and discounts

Train & railcard discounts

From £5 off through to flash sales, we’ve listed the best train ticket savings in a separate deals page here.

Petrol and motoring deals

Halfords: free 5-point winter car check and bike check

Halfords is offering motorists a 5-point winter car check, which includes:

  • Headlight and brake light check
  • Wiper blade condition check
  • Battery health check
  • Windscreen chip check
  • MOT due date reminder (UK only)

If you’ve got a bike, you can also get a free bike safety check. Halfords says there’s no obligation to get an estimate for repairs or servicing, if any issues do come up.

You’ll need to book in advance on the Halfords website.

Halfords: Free 10-point car check and £5 voucher

If you join the Halfords Motoring Club for free, you can get a free £5 voucher to spend online or in-store at Halfords and a free 10-point car check, worth £15. 

There’s a Premium tier for £49 per year that gets you your MOT (worth £44.99), 2 10-point car checks, a free fitting of wiper blades or headlights and 5% off at the autocentres and in-store. 

This is generally a pretty good deal, but definitely worthwhile if you’re having enough work on your car to make the most of the 5% off, don’t know how to change your headlights or windscreen wipers and would usually do your MOT at Halfords. 

Bike and cycling deals

Brompton: three days free hire (ended)

Brompton is currently offering three days of free hire of its bikes when you download the app and use the code 3DAYSFREE in the discount code box, found in “settings”.

Before you can access this screen, it asks you for credit card details and takes 1p from your account to verify it. This is running until 28 February 2025.

Taxi and minicab deals

Money off your first Uber journey

Use the code 5ngkw on the Uber app to get a discount on your first ride. This is for first-time users only.

Bus, tube and tram deals

£2 bus fare cap – extended to December 2024 (ended)

Bus fares will be capped at £2 one way in England from January to the end of December 2024. Not all bus companies are taking part – you can see a detailed list of the companies and routes here. After the end of the year, buses will be capped at £3 instead, until the end of 2025.

TNT Sports deals and offers (May 2025)

The cheapest ways to watch TNT Sports on your TV or app

If you want to watch Premier League and Champions League football, Premiership Rugby, along with other sports, on TNT Sports, then you’ll need to sign up via your pay TV provider or use the Discovery+ streaming service.

Here are the best offers right now to save you cash.

TNT Sports and Be Clever With Your Cash logos on an orange background

What is TNT Sports?

TNT Sports is the new name for BT Sports. It now sits under the Discovery brand, though you can add just the TNT Sports channels to your Sky, Virgin and other pay TV services.

The channels are:

  • TNT Sports 1, 2, 3, and 4: available in standard and high definition, plus six red-button channels.
  • TNT Sports Ultimate: stream select events in 4K HDR and Dolby Atmos (with a compatible device).
  • TNT Sports Box Office: get pay-per-view access to exciting sports events (for both subscribers and non-subscribers).

You can read more via this link about what the change means for existing BT Sport customers.

Free European football finals

Watch the Europa League, Conference & Champions League final for free

Though TNT Sports has the rights to show the finals of all European competitions, they’re continuing the offer to watch them for free without a subscription.

  • 21 May: Europa League final (Manchester United vs Tottenham)
  • 28 May: Europa Conference final (Chelsea vs Real Betis)
  • 31 May: Champions League final (Inter Milan vs PSG)

You can watch for free via the Discovery+ app on TVs and devices, or you can also watch via the Discovery+ channel on Prime Video.

If you don’t have an account you will need to register, but there’s no need to pay for any of the packages.

Get it via Discovery +

Discovery+ Premium for £30.99/mth

This new tier of streaming service Discovery+ gets you all the TNT Sports channels to watch via the Discovery+ app on your TV, smart stick, games console, computer, tablet or phone.

As well as the main TNT Sport channels you’ll also get Eurosport and lifestyle channels such as TLC, Quest and Discovery.

This is a monthly pass and you can cancel at anytime. This effectively replaces the old BT Sport monthly pass, though the difference is this will renew if you don’t cancel.

Get it via BT

Check if it’s already included

Some BT Broadband customers, usually long standing ones who used to get BT Sports for free, may now have access to the full Discovery+ Premium package for free.

You’ll be able to tell by checking eligibility here.

Add it to BT broadband from £25/mth

If you get your internet services from BT then you can get the TNT Sport channels for an extra charge each month by adding BT TV. The sports packages starts from £25 a month.

Although you can still watch via the BT Sport App you’ll need to move to the Discovery+ app in due course.

If you’re adding it to an existing BT contract then it could mean you start a new contract for all your BT services, possibly for 24 months.

Make sure you shop around for deals that’ll bring the price down, such as using cashback sites for an added bonus.

Get it via Virgin Medi

Virgin Media Stream/Flex: £18 per month

You can currently get TNT Sport channels for £18 a month via Virgin Stream, now rebranded as Flex (although confusingly, the hardware is still called Stream). It’s a 30-day rolling contract so you can cancel at any time.

However you do need to be getting broadband via Virgin Media to get the deal.

Check out our review of Virgin Media stream to find out more.

Get it with your mobile

If your mobile phone contract is with EE you can buy passes to watch on your phone using the Discovery+ app.

There are add-ons that let you watch it via the BT Sport app on your TV or improve picture quality to 4K.

Check if it’s already included

Some EE and BT Mobile customers that got BT Sports for free may now have access to the full Discovery+ Premium package for free.

You’ll be able to tell by checking eligibility here.

£20 a month mobile pass via EE

EE customers can get access to the TNT Sports via a Discovery+ Premium pass that costs £20 a month. You need to text SPORT to 150 to start your subscription. You can cancel at anytime.

“Free” with EE Inclusive Extras

If you have a reasonably expensive contract with EE (via the Full Works plan) you can choose TNT Sports as one of your Inclusive Extras.

TNT Sports is probably the most expensive of the options, though alternatives include:

  • Apple One Individual
  • Google One Premium AI Plan
  • Netflix Premium
  • Xbox Game Pass Ultimate

Though there will be cheaper SIM deals out there, with EE or another network, it is much less than getting TNT Sports (and Discovery+) direct from the streaming service. The difference though is you’re committing to a 24 month contract, and prices will likely increase each spring with inflation.

Ultimately you’re probably better off shopping around for a cheaper SIM-only deal and getting TNT Sports as and when you need it.

How to watch TNT Sports on your TV

So how do you get these options on your TV? 

Check for an app on your TV or smart device

You can watch TNT Sport on your TV if you have the Discovery+ app (and the right level of subscription).

This is available on the following (though check the full list here in case you have older incompatible models)

  • Amazon Fire Sticks
  • Apple TV
  • Chromecasts
  • Samsung & LG Smart TVs
  • Android TVs
  • Roku devices (including NOW sticks)
  • Sky TV
  • Playstation 4 & 5
  • Xbox One and XIS

Buy an HDMI cable

As long as you have a laptop with an HDMI connector, you can just buy a cable to connect to your TV. This should be the cheapest option – but I prefer the smart stick options!

Sport on other channels

You can also watch sport on Sky, Amazon and Premier Sports. Here’s our guide to the ways to save on each of them.

The best deals

Find our picks of the best offers in our dedicated deals library

Supermarket deals, offers and vouchers

Supermarket deals, including discounted gift cards, free chocolate, new online supermarket customer offers

There are so many supermarket-specific deals that we’ve moved this section away from our food and drink deals page. We’ll keep adding to the page as new offers appear.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Wording saying supermarket deals and the be clever with your cash logo on an orange background.

Current offers & sales

Morrisons: 79% off ice cream stack

Right now you can get two packs of Angel Delight ice cream sticks for £1.25 rather than £5.50. Part of the reduction is via a two for £4 offer at Morrisons.

The next part is to claim back 50% of the price from cashback app Shopmium. Since the individual packs are priced at £2.75, and you’re buying two (one of each flavour), you’ll get £2.75 back to your Shopmium account. You can request to send this to your bank account.

That means you’ll have spent £4, got £2.75 back, leaving a total cost of £1.25. With four ice creams per pack, that’s 16p per ice cream.

It’s important you buy one of each flavour:

  • Butterscotch and chocolate
  • Strawberry and vanilla

If you don’t already have Shopmium, the welcome code KHMYEEFW will allow you to also claim back the cost of a bag of Cadbury Buttons.

Chocomel: free 750ml carton of chocolate milk

Chocomel is back giving away free 750ml cartons of chocolate milk. Sign up with your name and phone number online and you’ll be texted instructions.

You can pick the carton up from Sainsbury’s, Tesco or Morrisons – and the way you redeem the offer depends on the store. You’ll either pay for the item and claim your cashback afterwards (hold onto your receipt) or click ‘ready to pay’ and it unlocks your coupon which you can scan at the checkout.

Once you’ve signed up you have six days to grab your Chocomel. Offers ends 23:59 on 30 August or once 15,000 coupons have been redeemed – whichever is sooner.

Supermarket gift card offers

Cashback on supermarket gift cards

There are a number of apps that’ll give you money back when you buy gift cards, including some of the major supermarkets. Use these for your everyday shopping and you’ll be saving every time.

The key apps are:

We’ve written in more detail about them here, including some welcome offers to boost your savings.

Supermarket cashback apps

Waitrose: 4% back via HyperJar

If you use your HyperJar card to spend at Waitrose, you’ll receive 4% back, beating the cashback rate from other options including most discounted giftcards.

However, the credit you receive can only be used on future Waitrose shops, so only go down this route if you are going to visit regularly.

You don’t need to activate the offer as it’ll automatically earn you the money when you spend.

The HyperJar account is free, though if you don’t use it within a 12 month period a £3 monthly fee is charged. This is easily avoided by setting up a standing order to transfer over £1 every year, though if you’re using it for cashback on spending or on gift cards, that’ll also count.

Supermarket receipt cashback apps

You can often save a little extra on your groceries using supermarket cashback apps (read our review), and it’s worth checking to see if there are freebies.

An example week:

CheckoutSmart had free Rachel’s rice pudding at Morrisons, free Bahlens Pick Up biscuit bars at Sainsbury’s and free Little Dish kids meals at most supermarkets.

Over on Green Jinn there was free Kombucha and popped chips at Tesco, free Love Corn at Waitrose, Asda and Sainsbury’s and free protein shakes and pea milk at Morrisons.

While Shopmium offers included free oat milk at Sainsbury’s, free Iron Bru at Asda, Co-Op and more, free Rachel’s organic yoghurts at Waitrose and Sainsbury’s, free Jerky at Asda, Morrisons and Sainsbury’s and free Diet Pepsi at Tesco. And don’t forget there’s also free Pringles for newbies (more on this below).

Shopmium: free Dairy Milk Buttons

One – Shopmium – offers a freebie to get you started. Right now it’s a pack of Dairy Milk Buttons.

Previously it’s been a pack of pringles, tub of Ben & Jerry’s, a snack jar of Nutella and it used to be a bar of Lindt chocolate, and has at times been a box of cornettos. It should say when you download the app.

Use the code KHMYEEFW to activate the offer. Once you have signed up you’ll need to buy the item and then scan your receipt to get the money paid back.

There are always lots of other discounts and freebies on the app, so it’s worth browsing to see what else you can buy.

Grocery delivery offers

Ocado: 25% off for new customers

If you shop at Ocado for the first time and use the code VOU4239713 you’ll save 25% off your first order. You’ll also get free “Smart Pass” delivery for three months. Minimum spend £60, max discount £20.

It’s also worth checking your email to see if you’re an existing customer in case you get sent a similar deal.

Iceland: £5 off your first online shop

Use code ICEFIVEOFF to save £5 on your first online shop over £45. There’s also free next day delivery too.

Zoom by Ocado: 20% off your first order

New to the speedy grocery delivery apps is Zoom by Ocado. Available in West London only at this time. Get 20% off your first order with the code WELCOME20.

Christmas bonus schemes

Christmas saver schemes 2024 (ended)

Asda, Tesco, Sainsbury’s, Iceland and Morrisons all tend to offer Christmas savings schemes. Depending on how much money you add to your account you’ll get a bonus reward. You can use your savings for any shopping in-store or online at the selected supermarket.

The table below shows the dates for 2024:

SupermarketLast date to add moneyBonus
Iceland6 November 202415%
Tesco17 October 20246%
Morrisons31 October 20243%
Sainsbury’s1 November 20245%
Asda Christmas Savings Card11 November 20245.3%
Asda Christmas Saver Cashpot3 November 2024TBC
Co-opTBC 4%

Expired offers

Iceland: 8 freezer items for £10 (ended)

Iceland is currently running a 8 for £10 multibuy offer. The offer is on Birds Eye products and includes pizzas, veggies, fish fingers and fish cakes, amongst other standard frozen items.

Most of the items in the offer would usually cost between £1.50 and £3, so it’s a good opportunity to fill up your freezer if these are items you’d usually buy anyway.

Amazon Fresh: £15 off each of your first three shops (ended)

Get £15 off a minimum spend of £60 on your first three shops with Amazon Fresh. Use the code WELCOMEFRESH at the checkout when you place your first order and the offer will be automatically applied to your next two orders. Offer expires 8 January 2025.

Morrisons on Amazon: £20 off each of your first three shops (expired)

If you’re new to Morrisons on Amazon, you’ll get £20 off each of your first three shops with the code NEW20OFF01, NEW20OFF02 and NEW20OFF03 for your first, second and third shops respectively. £70 minimum spend applies.

Co-op: five freezer items for £5 (expired)

Co-op is offering five freezer items for £5 for loyalty members (£6 if you’re not a member).

Included in the offer are:

  • Young’s Chip Shop 2 Fish Steaks
  • Birds Eye 12 Garden Peas
  • Whitby Seafoods Scampi Bites
  • McCain Oven Chips
  • Carte D’or Madagascan Vanilla Ice Cream

Offer expires 19 November

Home and garden deals

Save on your home essentials from furniture to paint

If you fancy spending the weekend putting up shelves or sorting out the garden, here are the best home, garden and DIY sales and offers.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Here’s what’s currently on offer.

Current deals

Ikea: Family Card extra savings

If you sign up for the Ikea Family card you’ll be able to get exclusive discounts at your local store including 10% extra off sale items.

B&Q: £5 off £30 spend

Sign up for the B&Q Club online (it’s free) and you’ll get a voucher to save £5 off a £30 spend.

Emma Bridgewater: Free mug with £40 spend

If you’ve not used the Emma Bridgewater site before and want to spend at least £40 then follow this referral link to claim a free 1/2 pint mug, worth £19.95.

Expired deals

Hobbycraft: £5 off £15 spend (expired)

If you have the Hobbycraft loyalty app then you can get £5 off a £15 spend until the end of October. You’ll find the voucher in your app or if you’re shopping online, you can use the code HC515 to get the discount.

It can’t be used to sign up for workshops or subscriptions or to buy gift cards

Ikea: daily Advent calendar discounts (expired)

Ikea is offering daily deals, discounts and competitions in the run up to Christmas, both in-store and online.

You’ll need to check each day on the Ikea website to find out what offers are in store.

Ikea: £10 off £50 voucher when you dress festive (expired)

Pop on your most Christmassy outfit (think Christmas jumpers, reindeer ears, a Santa hat) and visit an Ikea store from 10am on Friday 13 December to 5pm on Sunday 15 December and get a voucher. This will give you £10 off £50 spend that weekend.

This offer is only for Ikea Family members, which is free to join.

Ikea: £15 off £50 spend and free breakfast (ended)

Wear your pyjamas to Ikea this Saturday 7 September and you’ll get a £15 off voucher to be used against a £50 spend and a free breakfast. There are also other activities running, but they’re store-dependent.

The breakfast available includes one of: a small cooked breakfast, a small vegetarian breakfast, a children’s breakfast, a breakfast bacon roll, a breakfast sausage roll or a breakfast vegetarian roll. You can’t get the cooked breakfasts at the Hammersmith store.

You can only get the breakfast between 9:30am and 11am on 7 September 2024 and you’ll need one of the vouchers that will be distributed at the store on the day and an Ikea Family Card, which is free to sign up for.

Ikea Family: £20 off with £100 spend (ended)

Ikea Family members can get £20 off their next shopping trip in December and January when they spend £100 in store by 3 November 2024.

You just need to have signed up to the free Ikea Family scheme and scan your family member card at the checkout.

Once you get the credit you’ve got until January 30 2025 to use it and it must be spent in one transaction.

Decathalon: return used tent for gift card refund (ended)

As part of its ‘No Tent Left Behind’ campaign Decathlon is letting customers buy tents, use them for a few months, and return eligible them for a refund on a gift card.

It says some 250,000 tents are left at festivals each year, which mostly go into landfill. And in a bid to reduce waste it’s promising to accept the return of its M100 range of tents bought between 6 June 2024 and 13 September 2024.

It encourages customers to enjoy the tent at their summer festivals but for it to accept a return, the tent mustn’t be damaged, stained, torn, contaminated, altered or in poor condition.

You must bring the tent back to a store, with proof of purchase, by 13 September 2024, to be eligible for the offer.

Etsy: £5 off £30 spend (ended)

You can currently get £5 off a £30 spend at Etsy when you use the code SMALL5 until 30 April 2024.

The £30 excludes tax and shipping and you can only buy from shops that accept Etsy payments.

Cheap cinema ticket offers and deals (May 2025)

All of the deals for ODEON, Vue, Cineworld, Everyman, Picturehouse and more!

In this article you’ll find all the latest cinema ticket deals and offers, starting with the ones you can’t miss, then some chain specific offers, and then a few more well worth a look.

Wording saying 'cinema deals' and the Be clever with your cash logo on a blue background.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Top cinema offers

2-4-1 via Meerkat Movies for £1

One of the most popular cinema deals is Meerkat Movies. Once a week you can access a code to get buy-one-get-one-free tickets on a Tuesday or Wednesday. You can use this deal at most UK cinemas all year (though not Everyman or Curzon). 

You get access through buying an insurance policy via Compare the Market, but we’ve got a hack that’ll get you access for just £1 each year.

Free tickets via your bank

Vue/ODEON: six tickets via Lloyds 

You can get six free ODEON or Vue tickets if you open a Club Lloyds bank account. You’ll need to deposit £2,000 into the account each month to avoid a fee, but that’s easily done.

At Vue cinemas, your vouchers also entitle you to half price popcorn. At ODEON cinemas, you can redeem your vouchers at ODEON Kids Screenings, which come with a free kids-size popcorn per ticket.

Vue: 12 tickets via Halifax

With Halifax’s Reward accounts you can get one free cinema ticket per month at any UK Vue Cinema. Each ticket is valid for 12 months. You’ll need to add £1,500 to your account each month, and also spend £500 on the debit card too, in order to trigger the freebie. 

However, there are ways to hack this, and we’ve written about that as well as how you can get three of these accounts per person, meaning a potential 36 free tickets every year!

Vue: free Vue ticket via Monzo Perks

You can claim a free, standard ticket at any Vue in the UK every month. You can upgrade to a VIP, 3D, recliner or IMAX ticket but you’ll pay an extra fee.

You’ll need to use the code before the end of each calendar month, but it can be for a screening at a later date. Monzo Perks costs £7 per month and comes with a range of money saving benefits, including an annual Railcard and weekly Greggs freebies.

Cashback on cinema gift cards

Whether you’re buying a full price ticket, or stacking with other offers featured on this page, you’ll save a little by using a discounted gift card.

Some of these are special offers at retailers like Tesco or Amazon where you save when you buy. When these are available we’ll share them as featured deals.

Others will learn you cashback on your gift card purchase, and these tend to run all year around via these apps:

Up to 40% off via your other memberships

There’s a good chance you can save up to 40% on cinema tickets via an existing membership or account – and if not, you could sign up as a new customer. 

The likes of Tastecard, Mastercard and Lidl offer you access to a service called Cinema Society which sells reduced tickets for ODEON, Vue, Picturehouse, Showcase, Cineworld, Empire and other independent cinemas. 

This can be a good way to save, but watch out as you might find your local cinema is cheaper itself when you buy direct! Or some of the other deals we’ve shared on this page could also work out better value.

In some cases you’ll need to pay for the initial membership, but others are free. Though you can find these in a number of places (check any work perk schemes for instance), here’s some of the more common ones you might have access to.

Available for free with other accounts:

Included with paid membership:

Other top cinema deals

We’ve listed more offers, both specific to the different chains and across different cinemas, below, but these ones in particular are worth a look:

  • Vue: 3 tickets for £1 via the Telegraph
  • Everyman: 2-4-1 Wednesday with Times+
  • Escapes: free film preview tickets

ODEON ticket deals and offers

Don’t forget we may have featured some ODEON deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.

ODEON: two tickets for £10 for Amazon Prime members

Deal expiry: Ongoing offer

If you have Amazon Prime, you can get two standard tickets for £10 at ODEON, or two recliner tickets for £15 at ODEON Luxe. 

This offer can be used once per month for screenings from Monday to Thursday. This price includes the £1 booking fee per ticket. Can be stacked with discounted gift cards.

ODEON: free kids ticket via Octoplus Rewards

Deal expiry: 31 August 2025

Octopus Energy customers can nab up to two free child standard tickets per week free Kids ticket at ODEON via the Octoplus Rewards scheme until 31 August 2025.

The ticket can be used at any UK ODEON cinema, excluding ODEON Luxe, for a standard 2D film screening. And you’ve ages to use it – once the code is claimed it’s valid until until 31 January 2026.

There’s a £1 booking fee online, but none at the box office.

ODEON: two tickets for £8 for Vodafone customers (+£1 booking fee)

Deal expiry: Ongoing offer

If you’re a Vodafone customer then you can get two ODEON cinema tickets every week with VeryMe Rewards. You can do this once each week for any film showing at any time.

Two standard tickets will cost £8, while two Luxe tickets cost £13.

You can also get four standard for £16 and four Luxe for £26.

The voucher can only be used on the same screening, so you couldn’t use it for one ticket at two screenings for example.

You’ll need to pay an additional £1 booking fee when using the voucher on the ODEON website, though this covers the whole booking. If you use it at the box office you won’t pay this extra charge.

To get it, you just need to tap on ‘Rewards’ in the Vodafone app and claim the offer.

If you don’t have Vodafone this hack could get you access to the various offers.

myODEON: tickets from £5

Deal expiry: Ongoing offer

Sign up for free to myODEON and you can watch any film, any day, any time from just £5 when you book online. 

This offer is only available at 22 specified locations so check ODEON’s list to see if your local cinema is included. You must be signed into your account to see the lower prices.

ODEON: cheaper online tickets

Deal expiry: Ongoing offer

If you book online ahead of your trip rather than buying tickets upon arrival then you get cheaper cinema tickets at ODEON. 

You’ll get charged a £1 booking fee online (included in the price you see), so check that special offers aren’t better at the box office.

ODEON: two for £10 via Octoplus Rewards (expired)

Deal expiry: Renews every week

Octopus Energy customers with a smart meter can get two ODEON standard adult cinema tickets for £10 each week, via the Octoplus Rewards scheme.

Tickets can be used at any UK ODEON cinema, excluding ODEON Luxe, for a standard 2D film screening on Monday to Thursday.

Vue ticket deals and offers

Don’t forget we may have featured some Vue deals in our ‘Top cinema deals’ section above, including free tickets via bank accounts.

Vue: two tickets for £9 with O2 and Virgin Media

Deal expiry: Ongoing offer

If you’re a broadband customer with O2 or Virgin Media you can use the O2 Priority app for discounted tickets. You can get two Vue tickets for £9 every week or four for £18 to use on any day, at any Vue location. There’s also 20% off food and drinks.

You can get a new code at 10am each Monday and it’s valid until Sunday of the same week.

If you don’t have O2 Priority, this hack can give it to you for £10 every six months.

Vue: two free tickets for Sky Cinema customers

Deal expiry: Ongoing offer

If you’ve got Sky Cinema, you can get two free standard Vue cinema tickets every month. The tickets can be used at any Vue cinema in the UK or Ireland, at any time Sunday – Thursday.

You’ll need the MySky app to get access to this offer, where you’ll find a code to use online and a QR code to use in the cinema. 

There’s a limit to how many free tickets Sky gives out each month, so you may need to get in early.

Vue: tickets from £4 each with Wowcher (expired)

Deal expiry: 14 May 2025

You can buy bundles of Vue tickets on Wowcher, either two, five or ten, and you’ll get them at a much lower price. Two tickets cost £9.50 – making it £4.75 a ticket. For five tickets, you’ll spend £22 (£4.40 per ticket), and ten tickets cost £40, making it £4 per ticket.

You can use the tickets for Standard 2D screenings, sitting in super saver seats.

You’ll have til 18 May to use the tickets, but check that your cinema is listed, as there are some exclusions, and some cinemas will charge you a £2 surcharge when redeeming it – check this list in “The Fine Print”.

To get it, go to Wowcher and search “Vue” to find the offer.

Our podcast

Listen to Cash Chats, our award-winning podcast, presented by Editor-in-chief Andy Webb and Deputy Editor Amelia Murray.

Episodes every Tuesday.

Andy and Amelia with the text "Cash Chats Personal finance podcast"

Cineworld and Picturehouse cheap tickets

Don’t forget we may have featured some other deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.

We’ve also details of Cineworld and Picturehouse memberships later on this page.

Cineworld/Picturehouse: £3 tickets via Three+

Deal expiry: Ongoing offer

Every week, Three+ customers can nab a code for a discounted ticket to use Friday to Sunday. Codes are available from Monday. It’s for 2D screenings only, though you can pay to upgrade.

Picturehouse Central and Picturehouse Fulham Road are excluded. You’ll pay a booking fee to redeem the code online, but it’s free to use in the foyer.

Cineworld: £4 tickets for family 4DX weekend

Deal expiry: 18 May 2025

On 17 and 18 May 2025 you can see family classics Moana, Paddington and the first Harry Potter in ‘4DX’ for just £4 a ticket.

Picturehouse: Happy Mondays

All day, every Monday (excluding bank holidays) you can watch any film at a discounted rate at every single Picturehouse. 

The most you’ll pay for a standard ticket on Happy Monday is £8.20, or £10.20 at Picturehouse Central.

Cineworld: two tickets for £12.95 with Wowcher (expired)

Deal expiry: 31 March 2025 (though may be extended)

You can buy two Standard Cineworld tickets on Wowcher for £12, plus a £0.95 booking fee when booking the tickets.

You’ll have til 31 March to use the tickets, but check that your cinema is listed, as there are some exclusions. There’s an uplift fee for things like 3D screenings or IMAX. And be aware that you need to use them both at the same time.

To get it, go to Wowcher and search “Cineworld” to find the offer.

Everyman cinema ticket deals and offers

Everyman offers are pretty rare!

Everyman: 2-4-1 Wednesday with Times+

If you subscribe to The Times, you’ll be able to get two-for-one tickets at Everyman on Wednesdays. You can get a one month free trial or £3 for 3 months then it’s a pricey £26 a month. 

Showcase ticket deals and offers

Don’t forget we may have featured some other deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.

Showcase: 10% back via Insider scheme

Showcase Insider is a free loyalty program. Members earn 10% of spend back on ticket, snack and drink purchases to use on future visits. 

Members also get discounted admission tickets, sometimes as low as £4.99 on Saver Mondays.

Other cinema deals and offers

Don’t forget we have featured some other deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.

Santander: £5 off a ticket

If you have a Santander account you can access Cinema Society for discounted tickets via the free Santander Boosts scheme.

From 10 February there are 3,000 £5 off vouchers, meaning you can pick up a ticket for Cineworld, ODEON, Vue, Showcase, Picturehouse, Merlin, The Light and more.

As of 1 April 2025 there were still vouchers available.

Escapes: free film preview tickets

With Cinematik, you can get free tickets to select films for free. Each month, a film is voted to be screened and you can book to see it on a specific day. You can book a maximum of one ticket per screening. You also have the option to reserve an additional ticket for a guest, which they’ll need to confirm separately via a shareable invite link.

The cinemas taking part are mainly local independent ones, but there are Picturehouse and Reel cinemas included. There’s a full list of all participating cinemas on the Cinematik website.

Mubi Go: free ticket every week

Deal expiry: Ongoing offer

Mubi is an online streaming service. For £11.99 a month you get a classic, world cinema or art-house flick to watch, with the curated selection adding a new film every day.

For an extra £7 per month you also get a free cinema ticket every week via the Mubi Go service. There’s a 7-day free trial and if you sign up for an annual membership, you’ll save 33%.

You typically won’t be able to watch blockbusters, instead there’s a specific new film every week. You can go to see that film once, and another film choice will be given the following week. 

With many of the films being smaller, they’ll have limited releases, so if you don’t live in a big city there’s a good chance you won’t be able to take advantage every week as not all the films will be shown at all cinemas.

Vitality: free ODEON/Vue ticket each month

Deal expiry: Ongoing offer

If you’ve got a Vitality membership, usually offered as a healthcare perk with employers, then you can nab yourself a free Vue or ODEON ticket once each month.

You need to earn 48 Vitality points each month for tracking your activity, then just log into the website or app to generate your personal cinema ticket code.

Enter your code on the cinema’s website when booking your tickets.

Fever: discounts at Vue, Cineworld & ODEON

You can buy a ticket from £5.60 to use for movies at Vue, Cineworld or ODEON with the entertainment site Fever.

The actual price you’ll pay varies by location. If you have a larger town or city close by, you could get a better discount by choosing a cinema there instead. 

You can also use a refer-a-friend link to save £4.

Again, do check you can’t get a ticket for less via a different offer before buying.

Here’s what you need to know about getting discounted tickets with Fever:

ODEON: you can get a standard 2D ticket at select cinemas in the UK. It’s not valid at Luxe locations or the Islington Luxe & Dine. If you want to upgrade to IMAX, 3D or recliner seats, you’ll have to pay extra. 

You can use the voucher online via the ODEON website or app, but there’s a £1 fee per ticket. You can also redeem the voucher at cinema kiosks – but not at the box office. The voucher can’t be used for special screenings or events and can’t be combined with other offers.

Vue: you can get a ticket for a film either online or via the Box Office. Each voucher is only valid once and if you cancel your booking, you won’t get it back. 

It’s not valid for premieres, special events or things like Mini Mornings or Scene screenings. With a Super Saver voucher, you can book general 2D seating, while VIP vouchers give more options, including recliners and 3D screenings (with an upgrade fee). 

Cineworld: you can get a ticket for any standard 2D film, but if you want to upgrade to 3D, IMAX or 4DX you’ll have to pay extra (plus the cost of 3D glasses if needed). If you’re booking online, there’s a small fee added.

You can’t use this ticket for Event Cinema, special screenings, Movies for Juniors or ViP seats though, so check before booking.

Cheap kids cinema tickets

Kids tickets from £2.49

Most of the big chains have deals where you can get cheaper kids or family tickets. Here’s our roundup of what’s on offer:

ODEON: £2.75 per ticket – you’ll get the same cheap price for both adults and kids at weekends and school holidays.

ODEON: Family ticket – you can get adult tickets at child prices for the same film. You’ll see the option at check out for an adult and child combo ticket.

Vue: tickets for £2.49 – Vue Mighty Mornings are kids screenings on Saturday and Sunday mornings at 10am and every day of the school holidays.

Cineworld: from £2.50 – kids and adults pay the same price via Movies for Juniors.

Picturehouse: from £3.30 per ticket – kids’ Club screenings are shown every Saturday morning and prices depend on the cinema you visit. There’s also preschool specials, exclusively for preschool children and the adult goes for free. With the family ticket option, adults only pay kids prices. It’s for four people, at least two must be under 15 (e.g. two adults and two kids or one adult and three kids).

Cheap over 60s cinema tickets

Over 60s tickets from £3.50

ODEON, Cineworld and Picturehouse have cheaper tickets for over 60s (Vue don’t have anything on offer at the moment). Here’s our roundup of the deals:

ODEON: from £3.50 per ticket – ODEON Silvers has screenings during quieter times of the day with a selection of new releases or classic films. Tickets with standard seats are £3.50 when you book as a myODEON member online and £4.50 in-cinema. Standard seats are £4.00 when you book online as a guest and £5.00 in cinema. The price includes tea, coffee and biscuits, served before the film.

Cineworld: tickets for £4.50 – CineSeniors runs every Wednesday and you also get complimentary hot drinks and biscuits.

Picturehouse: discounted tickets – Silver Screen is a free-to-join club for over-60s. Members get a free tea or coffee at Silver Screen shows. 

Memberships

These memberships could save you money on tickets – if you go frequently enough.

ODEON myLimitless: from £14.99 a month

Deal expiry: Ongoing offer

ODEON myLimitless is an annual membership that allows you to see as many films as you like in ODEON cinemas. You pay £14.99 per month or £17.99 for myLimitless Plus, which also gets you ODEON Luxe, seat upgrades and screen upgrades. 

If you go via a cashback site, you could cut the cost even more. With TopCashback you can get up to £4.25 of the price back on your first payment. Plus, you could get a welcome bonus offer.

ODEON sometimes offer discounts on annual membership, and we’ll share them here when they run.

Cineworld Unlimited Card: from £10.99 a month

Deal expiry: Ongoing offer

If you frequently go to a Cineworld, its Unlimited Card lets you go as much as you want (2D only). The minimum subscription is 3 months and starts at £10.99 a month, going up to £21.90. 

Each cinema is bracketed into a group – the amount you pay depends on the group your cinema falls in. The Cineworld website has a full list of which cinemas are in which groups

  • Group 1 cinemas – £10.99 a month
  • Group 2 cinemas – £16.99 a month
  • Group 3 cinemas – £19.40 a month
  • Group 4 cinemas – £21.90 a month

Members are also invited to preview screenings and get 10% off food and drink. If you continue your subscription for a second year, membership then includes 3D films and the food discount goes up to 25%. 

There’s also a referral scheme where you get an extra month for free if you get a mate to sign up.

We’ll share any discounts on membership here when they’re available.

Picturehouse: free tickets and £3 off with memberships

Picturehouse memberships give you free tickets and discounts at any Picturehouse cinema. The free tickets are sometimes restricted to your member cinema so it’s best to save them for the weekends when prices go up.

There’s two tiers of membership – Member and Member Plus. The Member option gives you five free tickets and costs between £57 and £97 per year depending on the member cinema you join. 

Member Plus gives you an extra card so you can split the costs with a mate or family member. You’ll get ten free tickets and it costs between £100 and £170 per year. 

After the freebies you’ll also get £3 off our further tickets.

Members also get a 10% discount on food and drink, free previews, no online booking fees and occasional other freebies.

At certain points in the year there are discounts on memberships, and we’ll share them here if they’re any good.

Everyman Memberships

There are a few options here, though the basic one (i.e. cheapest) allows you to take a friend for free on Mondays. You also get six free tickets for the £89 cost.

The next level up costs £325 a year, and comes with 24 free tickets. After this you can spend £680 and get unlimited tickets for two for a year.

Curzon Membership

For £65 (£50 concessions) you can get an annual “Classic” membership. This comes with five credits to use for free tickets or at home streams. You can use the credit to buy tickets for yourself and guests. There’s a further 20% discount for you and a guest on other tickets. You’ll also get 10% off drinks and snacks.

If you go to a Curzon a lot, there is a £285 “Cult” option. This annual membership gives you five free credits a week. Use them all and it’s just £1.10 a ticket! You can’t use the credits to get a ticket for a guest. If you want to pay monthly it’s £25 a month, but you’re still tied in for 12 months.

The Cult + membership doubles down with 10 free tickets a week (which are valid for events such as theatre and ballet screenings) and an additional cardholder. It comes in at £850 a year.

Expired deals

ODEON: 20% off gift cards at Tesco – expired

Deal expiry: 22 December

Get 20% off ODEON e-giftcards from Tesco until 22 December. The discount applies to e-giftcards valued between £5 and £25. These e-giftcards are valid for two years.

NatWest 5.5% Digital Regular Saver review – is it worth it?

NatWest is reducing the rate on this savings. Is it still worth it?

This monthly saver from NatWest (and also RBS) has had one of the highest interest rates since it launched in 2020 – but with a catch. The Digital Regular Saver is designed for those starting off their savings journey, and as such there’s quite a small monthly limit you can put away. Just £150.

And as rates begin to drop elsewhere, NatWest have followed suit and cut the rate here too Here’s what you need to know and whether it’s worth it.

Screenshot of the Natwest Digital Regular Saver in the app

How much can you save in the NatWest or RBS Digital Regular Saver?

Since late 2022, the maximum you can earn interest on will be £5,000. This is a big jump from the previous maximum of £1,000.

But it’s not as simple as adding all that cash to the account in one go. You can save between £1 and £150 a month into the account (at launch it was just £50).

If you keep the interest in the account, it’ll take two years and seven months of saving the full £150 to reach a balance of £5,000 (including the accumulated interest payments).

For those already with £1,000 saved in the account, it’ll be just over two years until you reach £5,000 (again including interest paid each month).

Unlike other regular savers accounts it won’t close after 12 months so you’ll continue to earn interest on your savings beyond this. You can also keep adding money once you get to the £5,000 cap, but I wouldn’t bother.

Another difference to normal regular savers is that you can take the money out whenever you want, not just when it matures. But taking £150 out doesn’t mean you can put extra back in. That £150 monthly deposit limit stays at £150 regardless.

The only way to add more than the £150 each month, and get to that £5,000 sooner, is to use a round-up function on your debit card.

How much money can you earn?

From 30 May 2025, the rate drops to 5.5% AER. This is a fall from a rate of 6.17% that was set in February 2023.

If you save the full £150 a month for the first year that’ll net you £53 in interest. Keep going until you reach £5,000 and the total interest will have been around £348.

However any new deposits will earn far less. Money saved beyond £5,000 will only earn 1.15%. This can easily be beaten elsewhere. Confusingly if you do have more than £5,000 in the account it’ll show the combined interest rate on the app as your earning rate. Don’t worry about this – you’re still getting the full whack on the initial balance up to £5,000.

It’s worth remembering the interest rate is variable. So though it’s changing to 5.5%, that could change again at any time.

Who can get this account?

You can only open one of these regular savers if you have a NatWest or RBS current account. There are free ones, or you can look at the NatWest or RBS Rewards account.

How many accounts can you have?

There’s only one per person, which means you can’t get another, even as a joint account.

However the same account is offered by both NatWest and RBS, and you can open up an extra current account and then digital regular saver at the other bank to get two.

Account summary

NatWest / RBS Digital Regular Saver (5.5%)

Account nameDigital Regular Saver
Interest rate6.17% AER (variable) / 5.5% AER from 30 May 2025
Max monthly deposit£150
Min monthly deposit£1
Max amount earn interest on£5,000
Account closesNo
WithdrawalsEasy access with no penalty
RequirementsMust have a NatWest or RBS current account
Must have a standing order of at least £1 every month from your Natwest current account

How to open an account

If you have an account you need to go to your online banking or app to open the saver. I did this via my app and it took just three minutes. There’s an “Apply” button on the bottom right, and then tap the savings option. It’s all self-explanatory from there.

You need to set up a standing order of between £1 and £150 from your NatWest account, though you can cancel this once you reach £5,000.

Should you open a NatWest Digital Regular Saver?

Andy’s Analysis

Even with the rate cut, it’s still a decent paying account. And the likelihood is that other rates will fall too in the coming months.

However, I’d focus first on the fixed rate regular savers from First Direct, Club Lloyds and Virgin Money as they’ll guarantee you a higher rate (for now – I’d imagine they’ll drop soon too). The problem is these all require a current account with those banks, and opening these will entail a credit check. That’s not an issue for most, but it’s something to be aware off.

If you don’t fancy that, and already have a NatWest or RBS current account then absolutely, I’d go for this Digital Regular saver instead (or as well).

Though there are similar paying regular savers, the big difference here is you will continue to earn interest on this one after 12 months. So in time it could be a better earner. Ideally you’d do both this and a strong competitor.

And for those not with NatWest, don’t forget there’s a £150 bank switch offer running at the moment

Of course, let’s not forget if you have a larger lump sum it’s better to prioritise opening up one of the best paying savings accounts.