Best Current Accounts 2026

These banks accounts are my top picks for the year

I’ve got 25 different personal current accounts right now. Yes, that’s far too many for most people, but trying them all out really helps me recommend to you the good from the bad.

You could just switch your existing account to get a better deal, or you could open a handful to take advantage of the different offers. Personally I’d look to have at least two accounts just in case of tech failures stopping you from getting access to your cash.

But there are other reasons to look around, from improved banking experiences to rewards to cashback to interest on savings.

To help you decide I’ve shared below my top picks of the best current accounts (you can also check out a full list of the latest offers).

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Best dummy current account for switching

If you’re looking to take advantage of switching deals, it’s often worth setting up a dummy account you’ll use purely for this purpose.

Winner: Chase

A couple of reasons why Chase wins here. First, there’s no hard credit check when you first apply. Second, once you have one account, you can set up nine more in the app – and it’s these ones you’ll want to use to switch away.

Just be sure not to switch away your only Chase account as that’ll close your whole account down and you won’t be able to reopen it. Here’s more on how to use Chase for switching.

Best bank account app

Banking apps are improving all the time and the best have features such as freezing your card if it’s lost and features to help you save.

Winner: Starling

Recent improvements to the Monzo and Revolut apps made this a close call this year. Chase is decent too. But Starling still edges ahead. All of these digital only banks have features to help you track spending and manage your card, but I think not only does Starling do it best, it does a little more on top.

You can use it on both app and desktop, you can pay in cheques with your phone, you can deposit cash at Post Offices and more.

Runner up: Monzo and Chase

It’s worth taking a look at these other digital banks as often it’s personal preference which makes one stand out over the other. You might prefer them to Starling.

Runner up: Natwest

If you’re after a high street bank then the app I like the best is from Natwest (or RBS which is basically the same). You can do most things you need to do, and it’s clearly set out. A nice extra is you can use it to take cash out at Natwest or Tesco ATMs if you don’t have your card.

Featured switching deal
Our top pick
Customer rating 3.7/5
  • Switch bonus
    £200
  • Offer ends
    Unknown
  • FSCS Protected? Yes
  • Bonus requirements Switch using the Current Account Switch Service and close your old account within 60 days of starting the switch
  • Deposit requirements Deposit £1,500 in the first 60 days from opening the account
  • Direct debits transferred over Set up two Direct Debits before or after the switch from a selected list of household bills
  • Existing customers? Can't have held any Santander current account on 1 January 2025
  • Restrictions Can't have received a switching bonus from Santander already, offer limited to once per person
  • Eligible accounts Open a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account

Best bank account for spending

Thanks to changes to Chase’s cashback last year, there are no longer any accounts which I’d recommend to use for your spending. Instead you’re better off using a cashback credit card, or the debit card from PayPal.

However, there is a runner up.

Runner up: Monzo

Though many banks offer additional cashback offers linked to specific retailers, Monzo has the easiest one to view and manage. Here’s our review of the feature.

Our podcast

Listen to Cash Chats, our award-winning podcast, presented by Editor-in-chief Andy Webb and Deputy Editor Amelia Murray.

Episodes every Tuesday.

Andy and Amelia with the text "Cash Chats Personal finance podcast"

Best bank account for your bills

Winner: Santander Edge

Santander will give you money back each month on direct debits for your bills – but sadly the top paying Santander 123 is no longer open to new customers (if you’ve already got it, then keep using it).

Instead you can choose between the Edge, Edge Up and Edge Explorer accounts, and it’s the first one that will probably earn you more cashback each year.

All three give 1% back on household bills such as Council Tax, energy and broadband, though the Edge costs £3 a month vs the Edge Up’s £5 monthly fee. That extra £24 a year for the Edge Up really cuts into your returns. The Edge Explore costs £17 but includes extra insurances, so it could be worth a look.

Though the earnings aren’t as much as they once were, this cashback via the Edge is better than nothing, and you’ll also get access to the 6% paying Edge Saver.

Runner up: Biscuit by Zopa

You can also get cashback on some bills via Zopa. It’s capped at £30 a year, the equivalent of £2.50 a month, but it covers any direct debit, so you could well use this as well as the Edge to pick up bills that are missed off.

Runner up: Monzo/Starling

If you’re more worried about budgeting than cashback then both Starling and Monzo will let you segregate money into separate pots and then assign one to pay bills direct from it.

Best bank accounts with rewards

Some accounts will pay you each month, either in cash to your account or with a freebie. You often have to pay a monthly fee and meet other criteria.

Winner: Club Lloyds

Sadly the Halifax Reward account was gutted in September and no longer gives £5 a month.

So my top pick for 2026 is the account from Club Lloyds. You can choose either 6 cinema tickets or a year of Disney+ with Ads – but once you’ve set up standing orders you can just leave the account alone. A couple could benefit from three accounts – one personal account each and a joint one too.

As long as you deposit £2,000 a month into the account you avoid the monthly fee. This is easy to do. There’s more in my full Club Lloyds review.

Runner up: Monzo Perks

This account from Monzo offers much more, but you have to pay £7 a month to access the perks. That can be great value if you need what you get. This includes:

  • a Vue cinema ticket every month
  • a Greggs treat every week
  • an annual railcard
  • Uber One membership

You also get extra Monzo budgeting features which I think are great. More in our Monzo Perks review.

Best packaged bank account

From inclusive insurance and breakdown cover to extras, sometimes it’s worth paying a fee each month for a packaged account.

Winner: Santander Edge Explorer

This account is the Edge, which I already like, plus some extras. It costs £17, £14 more than the Edge, but is cheaper than most other packaged accounts. And in return, you’ll get travel, breakdown and phone cover, 1% cashback on some debit card spending, 1% cashback on bills and access to the 6% Edge Saver. Here’s my full Santander Edge Explorer review.

Runner up: Virgin Money Club M

This account goes up from £12.50 a month to £14 from 1 February 2026, but it’s still one of the cheapest packaged options. You’ll get worldwide family travel insurance and phone cover, as well as UK and European breakdown cover for the account holders (so it’s worth opening it as a joint account). That’s decent value if you need two or three of those policies. Here’s our full Virgin Money Club M review.

Best bank account for savings

Current accounts often give you access to higher rates than elsewhere, though with limits. Here’s our guide to the best savings accounts.

Winner: First Direct

For ongoing savings the highest paying account is a regular saver that’s only open to First Direct current account holders. It pays 7% AER – and that’s fixed for 12 months. You can only add up to £300 a month into this regular saver. Read more about other regular savers here.

Winner: Santander Edge

The highest interest rate on larger balances at the moment is from Santander. As long as you have the Edge current account you can open the Edge Saver. This offers 6% on up to £4,000 – though that previously mentioned £3 a month fee needs to be factored in if it’s not covered by cashback. The rate also drops by 2.5% after a year.

Best bank account with an overdraft

If you use an overdraft you’re probably paying around 40% in interest – far more than it’d cost to borrow elsewhere. So they’re best avoided. But if you are overdrawn then it makes sense to reduce that cost ASAP.

Winner: First Direct

You can currently get a £250 0% buffer from First Direct. That’s not amazing, but it can be useful if you occasionally go a little below zero.

Runner up: Monzo/Starling

If you really need to use an overdraft then you might be able to get as low as 15% of 19% with these digital banks.

Best ethical bank account

Winner: Triodos

This account tops the charts on Ethical Consumer’s list of ethical current accounts and it’s hard to beat. However it does come with a £3 a month fee and the app is limited. Here’s my full review.

Runner Up: Nationwide, Starling or Co-op

These banks also score well. As it’s a building society, Nationwide is committed to putting the bulk of its lending towards mortgages so it can’t invest heavily in non-ethical practices. It also has positive policies in place to avoid this.

Starling has the edge over its challenger bank rival Monzo, while Co-op is the top-ranked from the other high-street banks.

Best “I only want one” bank

If you don’t want to have multiple accounts, and really want everything in one place, then these banks combine multiple extras.

App and perks: Monzo Perks

As long as you would spend £84 a year the perks included, the extra budgeting features on an already excellent app make Monzo Perks on of my top account for 2026. The only let down is on savings rates and there are never any switching deals.

Cashback and savings interest: Santander Edge or Edge Explorer

As long as you pay bills, you may as well get cashback on these. On top there’s access to the 6% paying Edge Saver account. The app is average though. If you need travel insurance and breakdown cover, the Edge Explorer is a good upgrade.

Interest and freebies: Club Lloyds

It’s too early to say whether First Direct Perks will be worth it in the long time, so I also think Club Lloyds is also worth a shot. The app is pretty good, and the six cinema tickets or year of Disney+ with Ads is potentially worth £60 a year and there’s a decent (though not best buy) monthly saver at 6.25%.

Ethics and loyalty: Nationwide

Finally, if you want your bank to be doing some good AND get something in return, Nationwide is well worth a shout thanks to the annual Fairer Share payment. It’s not guaranteed for 2026 but it should be worth £100 and offer access to a decent 18 month fixed saver.

Read next: other bank reviews

Should you regift an unwanted present?

The do’s and don’ts of passing on unwanted or duplicate gifts.

There’s a good chance at some point each year you’ll be given a gift you don’t want or need. Unwanted presents are frustrating and disappointing but also a bit awkward. So what do you do with it?

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

What to do with an unwanted present

The worst thing you can do with an unwanted gift is just throw it away. Not only are you adding to landfill, but the money spent by the gift giver has been wasted. Not much better is just putting it out of sight in a cupboard or drawer. It’ll probably just sit there gathering dust for a few years until you have a clear-out, and then go to the tip too.

You could try to make use of whatever you’ve been given, even if you don’t like it. But why wear a jumper, use the vase or eat some chocolates that aren’t to your taste simply because you feel you should? It’s not your fault the gift wasn’t right, so you shouldn’t feel guilty about it. Saying that, you might find you later learn to love it.

You could try to sell the present, though the admin and fees associated might be enough to put you off. It’s worth having a look online just to see what similar items have gone for, but it’s something likely only worth it for higher-value items.

Perhaps the best option, if you’re brave enough, is to be honest about the present. Tell the gift-giver why it’s not right and ask if they would be able to give you a gift receipt so you could exchange it, or if they would do it for you. This will be a lot easier if the gift is something you already have than if it’s just not to your taste. Still, it’s worth a go.

But if you can’t see that working, your next best bet financially is to pass the present on, also known as regifting. This can be controversial. Imagine how you’d feel if a gift you put thought into wasn’t just unwanted, but given to someone else? Not great. But it’s better to know someone, somewhere is making use of it rather than it getting chucked away.

And if you can avoid the awkwardness, then it’s a winning strategy. You’re giving someone a gift they hopefully will like, you’re helping the environment by not chucking it away and you’re saving yourself some cash by not having to buy something new.

So here a few simple rules and tips to help you navigate the minefield of regifting.

Do: only regift to someone you think will appreciate the present

Regifting doesn’t mean you can just palm off an unwanted present to any old friend or family member. If they won’t appreciate it, you’re just passing the buck, and it could still end up in the bin.

Instead have a think about who might like it, and there’s a good chance you’ll have a few contenders. Most unwanted gifts aren’t bad gifts. They might simply not be to your taste, or perhaps be a duplicate of something you already have.

Don’t: regift everything

It’s worth taking into account any politics within your family or friendship groups. It might be better to keep hold of something and just bring it out from time to time to avoid any rifts. Yes, that could mean keeping hold of that awful painting your gran got you. But that might be better than the potential fallout if she found out.

Also some gifts are just plain bad. The kind you can’t understand why someone would manufacture it, let alone buy it. If you’ve got one of these and there’s no one you can think of who would like it then don’t regift it.

Do: have a regifting box

It’s worth keeping any unwanted gifts together in one box or cupboard. This way if you need to buy a present you can check what you’ve got and see if there’s anything suitable.

Don’t: forget who bought you the unwanted gift

There’s a danger with regifting of whoever you gave the gift to finding out, or perhaps even getting it back themselves. You hear stories of presents being passed around the same group year after year. Neither of these scenarios are desirable.

To avoid this, make a clear note of who gave you the gift and when. Then when you regift it, make sure it’s given to someone in a different circle.

The best deals

Find our picks of the best offers in our dedicated deals library

Do: remove any tags or personalisation

Take a good look at your unwanted present. Have they inscribed a message in a book? Is there a tag stuck to the bottom of the box that you missed? If you’re sure there are no tell-tell signs the item is regifted then it’s fine to re-gift.

Don’t: regift anything that’s been used

Any unwanted present you want to pass on has to be in as good a condition as if you’d just bought it yourself. Packaging is key here so ensure any tags are intact and the box unopened. It’s important to check use-by dates on any food or drink gifts too.

Do: remember charity shops

Finally, as we’ve mentioned a few times above, you can also give an unwanted present to a charity shop. But don’t just dump a bag outside the shop. Take it in and see what they will take and then you can deal with anything they reject.

The best easy-access savings accounts (December 2025)

These are the top easy access savings accounts available at the moment

Easy-access savings accounts are ones where you can withdraw your money whenever you want. The rates are largely dependent on the Bank of England’s base rate — when we see a drop or rise in the rate, we tend to see savings accounts move in the same direction. Here are the best-paying ones at the moment.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Best savings account offers

Some accounts can be boosted by special offers, we’ll share the best here.

Savings Offers
Sponsored
Customer rating 5/5
  • Offer
    1.5% fixed rate bonus for homebuyers
  • AER (variable)
    5.24%
  • Minimum
    £10
  • Maximum
    £20,000
Rate includes 1.5% fixed 12-month bonus for those looking to buy a home in the next 3 years who go on to get a mortgage with Tembo (3% AER variable otherwise)
  • FSCS Protected? Yes
  • Bonus The rate includes a 12-month boost of 1.5%. This is paid at the end of the 12 month period if you take out a mortgage with Tembo, or, if you take a mortgage out after the 12 month period, it'll be paid after your mortgage completes. You have three years from first paying into the account to complete.
  • Included features You'll also get fee-free access to Tembo's mortgage brokers

Best easy access savings accounts

These are the most flexible accounts available, but as a result, you usually get lower rates. You can add and take your money out at any time. Some accounts may have limits to the number of withdrawals you can make each year.

Easy access savings
Customer rating 5/5
  • Access
    Full access
  • AER (variable)
    5%
  • Minimum
    £1
  • Maximum
    £3,000
This is the best-paying account at the moment, but you can only save up to £3,000 in it.
  • FSCS Protected? Yes
Customer rating 5/5
  • Access
    Full access
  • AER (variable)
    4.4%
  • Minimum
    £1
  • Maximum
    £500,000
  • FSCS Protected? Yes
  • Rate details For 12 months only

Manchester Building Society Rainy Day Saver

Customer rating 3/5
  • Access
    Limited access
  • AER (variable)
    4.25%
  • Minimum
    £1
  • Maximum
    £1m
  • FSCS Protected? Yes
  • Withdrawals allowed One withdrawal allowed each year. Lower rate paid if you make more than one withdrawal.

Mansfield Building Society Triple Access Bonus

Customer rating 4.6/5
  • Access
    Limited access
  • AER (variable)
    4.25%
  • Minimum
    £1
  • Maximum
    £400,000
  • FSCS Protected? Yes
  • Withdrawals allowed Only three withdrawals are allowed per year.

Sidekick Multi Shield Savings

  • Access
    Full access
  • AER (variable)
    4.23%
  • Minimum
    £10,000
  • Maximum
    £225,000
Rate includes a 6-month bonus of 1% on balances up to £85,000
  • FSCS Protected? Yes, via one or more partner banks.
  • Bonus The 3.48% rate is paid on the first £120,000. It then drops to 3.23% over this. Rate includes 1% bonus for 6 months on balances up to £120,000.

Best current account linked easy access savings

Some of the best rates are in or linked to current accounts – or you might just want the convenience of having everything at the same bank (though that’s not always a good idea).

Anyone can open all of these accounts, though you will be credit-checked for opening the current account itself. They often have additional requirements or fees to consider. You may already have seen some of these listed in the easy and limited access lists above.

Current Account Linked Savings
Customer rating 3.7/5
  • AER (variable)
    6%
  • Interest earned
    In separate account
  • Minimum
    £0
  • Maximum
    £4,000
  • Requirements Requires Santander Edge current account (£3 monthly fee). You can open one Edge Saver with a personal account and two Edge Savers with a joint account.
  • FSCS Protected? Yes
  • Bonus Includes 2.5% bonus for 12 months

Nationwide FlexDirect

Customer rating 4.3/5
  • AER (variable)
    5%
  • Interest earned
    In current account
  • Minimum
    £0
  • Maximum
    £1,500
  • Important details Interest is earned in and paid into the main current account. After the first year the rate drops to 1%.
  • FSCS Protected? Yes
Customer rating 4.9/5
  • AER (variable)
    4.5% for 12 months
  • Interest earned (in separate account or in current account)
    In separate account
  • Minimum
    £0
  • Maximum
    £3m
4.5% AER (4.41% gross) variable for 12 months, including 2.25% AER 12-month bonus on top of the standard saver rate. Available to new current account customers for your first 31 days. May be withdrawn. Interest paid monthly. T&Cs: chase.co.uk
  • FSCS Protected? Yes

Kroo Current Account

Customer rating 4.9/5
  • AER (variable)
    2.65%
  • Interest earned
    In current account
  • Minimum
    £0
  • FSCS Protected? Yes
  • Interest Interest is earned in the main current account
  • Rate details Rate tracks the base rate minus 1.1%

Best notice accounts

A notice account means you have to request to get your money and interest, which will be released after a set time. They often have a variable rate but if there’s a cut you’ll normally be given notice.

Notice Accounts

GB Bank 120 days notice account

  • AER (variable)
    4.33%
  • Minimum
    £1,000
  • Maximum
    £100,000
  • FSCS Protected? Yes

Earl Shilton Building Society 120 days notice account

Customer rating 5/5
  • AER (variable)
    4.3%
  • Minimum
    £5,000
  • Maximum
    £50,000
  • FSCS Protected? Yes

Earl Shilton Building Society 180 days notice account

Customer rating 5/5
  • AER (variable)
    4.5%
  • Minimum
    £5,000
  • Maximum
    £250,000
  • FSCS Protected? Yes

Other top paying savings accounts

Best Fixed Rate savings accounts

If you’d prefer a higher rate in return for fixing your savings, you can go for a fixed-rate savings account, with fixes from as little as three months to five years. But you are locking your money away without access.

We’ve listed all the top fixed rate bonds in our separate tables.

Best Regular Savings accounts

These accounts are all “Regular” or monthly savers which work differently to normal saving accounts. Here’s Andy’s full guide to how they work.

We’ve listed the top-paying options in our separate best buy guide.

Best Easy Access Cash ISAs

Though most of us don’t need the tax-free “wrapper” offered by an ISA, if you want to use one then the same goes in terms of finding the best rate.

We’ve listed the best options on our dedicated Best Cash ISA page.

Best Fixed Rate Cash ISAs

You can also get fixed rate ISAs, and these can be accessed early – though you’ll pay an interest penalty if you do.

Find the top paying rates for each term on our dedicated Best Fixed Cash ISA page.

Prize draw accounts

Premium Bonds – 3.6% prize rate

The prize rate for Premium Bonds stands at 3.6% from the August 2025 draw onwards. This doesn’t mean you’ll get 3.5% back on your savings, though the closer you are to the £50,000 maximum deposit, the closer you’ll get to the rate (on average). Here’s more.

Best children’s savings account

We’ve written in more detail about the different savings accounts for kids, so do check that article out to understand the conditions such as access and find all the top rates.

Best ethical savings account

The money you hold in your savings is used by the banks to invest and lend money. This could mean it’s used for things you might disagree with, such as fracking, tobacco or arms manufacturing.

There are banks with ethical policies such as Triodos, while building societies must lend 75% of their funds to home buyers, meaning they don’t have the cash to invest elsewhere.

Sharia accounts can’t be used for things against Islamic law, like tobacco or gambling and I’ve listed the top ones further down the article.

The “greenest” banks are Ecology Building Society and Triodos, though they won’t always make the tables above. The following banks and building societies are more likely to appear above.

There’s also the NS&I Green Bond, a 3-year fixed-rate account. It’s currently paying 2.95%. Here’s our analysis.

Top Sharia savings accounts

Paying interest isn’t allowed in Islam, so a Sharia-compliant savings account instead promises a return on the money saved – an expected profit rate. Though technically this means the rate isn’t guaranteed, it’s not happened yet. They’re open to everyone, not just Muslims. Money in these accounts won’t be invested in arms, tobacco, gambling or tobacco.

Look in the tables above for banks offering an expected profit rate rather than AER. The main banks are:

Cheap cinema ticket offers and deals (December 2025)

All of the deals for ODEON, Vue, Cineworld, Everyman, Picturehouse and more!

In this article you’ll find all the latest cinema ticket deals and offers, starting with the ones you can’t miss, then some chain specific offers, and then a few more well worth a look.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Top cinema offers

2-4-1 via Meerkat Movies for £1

One of the most popular cinema deals is Meerkat Movies. Once a week you can access a code to get buy-one-get-one-free tickets on a Tuesday or Wednesday. You can use this deal at most UK cinemas all year (though not Everyman or Curzon). 

You get access through buying an insurance policy via Compare the Market, but we’ve got a hack that’ll get you access for just £1 each year.

Free tickets via your bank

Vue/ODEON: six tickets via Lloyds 

You can get six free ODEON or Vue tickets if you open a Club Lloyds bank account. You’ll need to deposit £2,000 into the account each month to avoid a fee, but that’s easily done.

At Vue cinemas, your vouchers also entitle you to half price popcorn. At ODEON cinemas, you can redeem your vouchers at ODEON Kids Screenings, which come with a free kids-size popcorn per ticket.

Vue: free Vue ticket via £7 Monzo Perks

You can claim a free, standard ticket at any Vue in the UK every month. You can upgrade to a VIP, 3D, recliner or IMAX ticket but you’ll pay an extra fee.

You’ll need to use the code before the end of each calendar month, but it can be for a screening at a later date. Monzo Perks costs £7 per month and comes with a range of money saving benefits, including an annual Railcard and weekly Greggs freebies.

Cashback on cinema gift cards

Whether you’re buying a full price ticket, or stacking with other offers featured on this page, you’ll save a little by using a discounted gift card.

Some of these are special offers at retailers like Tesco or Amazon where you save when you buy. When these are available we’ll share them as featured deals.

Others will learn you cashback on your gift card purchase, and these tend to run all year around via these apps:

Up to 40% off via other memberships

There’s a good chance you can save up to 40% on cinema tickets via an existing membership or account – and if not, you could sign up as a new customer. 

The likes of Tastecard, Mastercard and Lidl offer you access to a service called Cinema Society which sells reduced tickets for ODEON, Vue, Picturehouse, Showcase, Cineworld, Empire and other independent cinemas. 

This can be a good way to save, but watch out as you might find your local cinema is cheaper itself when you buy direct! Or some of the other deals we’ve shared on this page could also work out better value.

In some cases you’ll need to pay for the initial membership, but others are free. Though you can find these in a number of places (check any work perk schemes for instance), here’s some of the more common ones you might have access to.

Available for free with other accounts:

Included with paid membership:

Other top cinema deals

We’ve listed more offers, both specific to the different chains and across different cinemas, below, but these ones in particular are worth a look:

  • Everyman: 2-4-1 Wednesday with Times+
  • Escapes: free film preview tickets

ODEON ticket deals and offers

Don’t forget we may have featured some ODEON deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.

ODEON: discounts and points via ODEON Extras

Deal expiry: Ongoing offer

Sign up for free to ODEON Extras scheme to earn points and other savings. You’ll get the following:

  • Tickets from £4.50 every Monday
  • A birthday treat (possibly a large popcorn and drink combo)
  • 500 points on joining
  • 25 points for every £1 spent

If you watch two films in three consecutive months you’ll get a free upgrade to ODEON Extras Plus. You’ll need to make another two visits every six months to keep at this level. Extras Plus will get you more and is still free:

  • 50 points for every £1 spent
  • 10% off tickets when you book online
  • An improved birthday treat
  • Invites to member screenings
  • Large popcorn for the price of a medium

You’ll need to earn a few points before you can use them. You’ll be able to swap as follows:

  • 5,000 points for a £5 food and drink voucher
  • 7,000 points for a standard seat ticket
  • 10,000 points for recliner seat ticket

So you’ll need to spend £280 to claim that free standard ticket on the base level Extras membership! If a ticket costs £10, that’ll be 14 tickets.

Points will expire 24 months after they’re earned, so don’t forget to use them.

ODEON: two tickets for £10 for Amazon Prime members

Deal expiry: Ongoing offer

If you have Amazon Prime, you can get two standard tickets for £10 at ODEON, or two recliner tickets for £15 at ODEON Luxe. 

This offer can be used once per month for screenings from Monday to Thursday. This price includes the £1 booking fee per ticket. Can be stacked with discounted gift cards.

ODEON: two tickets for £8 for Voxi mobile customers

Deal expiry: Ongoing offer

If you’re a Voxi Mobile customer, then you can get two ODEON tickets for £8 in its new monthly rewards scheme. You can choose to either get two standard tickets for £8 or two Luxe tickets for £13.

You can claim your tickets once each month by logging into Voxi Rewards.

ODEON: two tickets for £8 for Vodafone customers (+£1 booking fee)

Deal expiry: Ongoing offer

If you’re a Vodafone customer then you can get two ODEON cinema tickets every week with VeryMe Rewards. You can do this once each week for any film showing at any time.

Two standard tickets will cost £8, while two Luxe tickets cost £13.

You can also get four standard for £16 and four Luxe for £26.

The voucher can only be used on the same screening, so you couldn’t use it for one ticket at two screenings for example.

You’ll need to pay an additional £1 booking fee when using the voucher on the ODEON website, though this covers the whole booking. If you use it at the box office you won’t pay this extra charge.

To get it, you just need to tap on ‘Rewards’ in the Vodafone app and claim the offer.

If you don’t have Vodafone this hack could get you access to the various offers.

ODEON: cheaper online tickets

Deal expiry: Ongoing offer

If you book online ahead of your trip rather than buying tickets upon arrival then you get cheaper cinema tickets at ODEON. 

You’ll get charged a £1 booking fee online (included in the price you see), so check that special offers aren’t better at the box office.

Vue ticket deals and offers

Don’t forget we may have featured some Vue deals in our ‘Top cinema deals’ section above, including free tickets via bank accounts.

Vue: free tickets via Club Perks

Vue have launched a new reward scheme called Club Vue. Each time you buy a ticket you’ll get a stamp, and once you have 10 stamps you’ll get a free ticket. There are also ‘bonus treats’, so something to look out for.

You need to download the Club Vue app and join the free Vue Member scheme.

There’s only one stamp per booking, so you might want to book multiple seats separately. You’ll also only get the stamp if you book in advance on the app or website, and not via the box office.

The free ticket is for a standard 2D showing, so won’t work for 3D or other premium tickets though you can pay extra to upgrade. You’ve three months to use the free ticket once it’s been issued, and you can use it online or in person.

This appears to work with free tickets too, such as those from Lloyds Bank or Vitality, so you might not even need to spend anything to get a stamp.

Vue: two free tickets for Sky Cinema customers

Deal expiry: Ongoing offer

If you’ve got Sky Cinema, you can get two free standard Vue cinema tickets every month. The tickets can be used at any Vue cinema in the UK or Ireland, at any time Sunday – Thursday.

You’ll need the MySky app to get access to this offer, where you’ll find a code to use online and a QR code to use in the cinema. 

There’s a limit to how many free tickets Sky gives out each month, so you may need to get in early.

Vue: two tickets for £9 with O2 and Virgin Media

If you’re a broadband customer with O2 or Virgin Media you can use the O2 Priority app for discounted tickets.

You can get two Vue tickets for £9 every week or four for £18 to use on any day, at any Vue location.

There’s also 20% off food and drinks.

You can get a new code at 10am each Monday and it’s valid until Sunday of the same week. You can only take advantage once a month.

If you don’t have O2 Priority, this hack can give it to you for £10 every six months.

Our podcast

Listen to Cash Chats, our award-winning podcast, presented by Editor-in-chief Andy Webb and Deputy Editor Amelia Murray.

Episodes every Tuesday.

Andy and Amelia with the text "Cash Chats Personal finance podcast"

Cineworld and Picturehouse cheap tickets

Don’t forget we may have featured some other deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.

We’ve also details of Cineworld and Picturehouse memberships later on this page.

Cineworld: £2 Family Films

Cineworld has brought back its Family Films from 20 December to 24 December, but the price has gone from £1 to £2. You can get tickets for just £2 each to selected Christmas family films, including The Polar Express, The Muppet Christmas Carol, Home Alone and Elf.

You can see if your local cinema is showing the additional films on the website.

It’s £2 a ticket for both adults and kids, and the excluded cinemas are Dublin and Leicester Square.

Cineworld: £5 Tesco Tuesdays

Each Tuesday you can use a Tesco Clubcard Cineworld voucher that’ll cost you £2.50 in points for a £5 ticket.

You can get up to four 2D tickets with the offer, and it includes the booking fee. You need to pick “Clubcard ticket” when booking on the Cineworld website.

If you don’t have enough points to transfer, you can transfer a portion into vouchers and pay the difference for the ticket. You’ll need at least 50p in Clubcard points.

Cineworld/Picturehouse: £3 tickets via Three+

Deal expiry: Ongoing offer

Every week, Three+ customers can nab a code for a discounted ticket to use Friday to Sunday. Codes are available from Monday. It’s for 2D screenings only, though you can pay to upgrade.

Picturehouse Central and Picturehouse Fulham Road are excluded. You’ll pay a booking fee to redeem the code online, but it’s free to use in the foyer.

Cineworld: 2 for £10 via First Direct

First Direct account holders can claim two tickets for a tenner every week. You need to sign up for the free First Direct Perks scheme to access the deal.

Picturehouse: Happy Mondays

All day, every Monday (excluding bank holidays) you can watch any film at a discounted rate at every single Picturehouse. 

The most you’ll pay for a standard ticket on Happy Monday is £8.20, or £10.20 at Picturehouse Central.

Everyman cinema ticket deals and offers

Everyman offers are pretty rare!

Everyman: 2-4-1 Wednesday with Times+

If you subscribe to The Times, you’ll be able to get two-for-one tickets at Everyman on Wednesdays. You can get a one month free trial or £3 for 3 months then it’s a pricey £26 a month. 

Showcase ticket deals and offers

Don’t forget we may have featured some other deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.

Showcase: 10% back via Insider scheme

Showcase Insider is a free loyalty program. Members earn 10% of spend back on ticket, snack and drink purchases to use on future visits. 

Members also get discounted admission tickets, sometimes as low as £4.99 on Saver Mondays.

Other cinema deals and offers

Don’t forget we have featured some other deals in our ‘Top cinema deals’ section above, including how to hack 2-4-1 tickets for £1.

25% off MyLimitless

Odeon is running it’s New Year Sale already, offering 25% off its annual subscription. It’s £139, usually £186. Limitless Plus is reduced to £164, usually £219.

This makes it just over £11.50 per month, so if you’re a regular cinema-goer, it could be well worth it.

You can only get this when you buy a whole year upfront between 22 December 2025 and 31 January 2026.

Escapes: free film preview tickets

With Cinematik, you can get free tickets to select films for free. Each month, a film is voted to be screened and you can book to see it on a specific day. You can book a maximum of one ticket per screening. You also have the option to reserve an additional ticket for a guest, which they’ll need to confirm separately via a shareable invite link.

The cinemas taking part are mainly local independent ones, but there are Picturehouse and Reel cinemas included. There’s a full list of all participating cinemas on the Cinematik website.

Mubi Go: free ticket every week

Deal expiry: Ongoing offer

Mubi is an online streaming service. For £11.99 a month you get a classic, world cinema or art-house flick to watch, with the curated selection adding a new film every day.

For an extra £7 per month you also get a free cinema ticket every week via the Mubi Go service. There’s a 7-day free trial and if you sign up for an annual membership, you’ll save 33%.

You typically won’t be able to watch blockbusters, instead there’s a specific new film every week. You can go to see that film once, and another film choice will be given the following week. 

With many of the films being smaller, they’ll have limited releases, so if you don’t live in a big city there’s a good chance you won’t be able to take advantage every week as not all the films will be shown at all cinemas.

Vitality: free ODEON/Vue ticket each month

Deal expiry: Ongoing offer

If you’ve got a Vitality membership, usually offered as a healthcare perk with employers, then you can nab yourself a free Vue or ODEON ticket once each month.

You need to earn Vitality points each month for tracking your activity, then just log into the website or app to generate your personal cinema ticket code.

Enter your code on the cinema’s website when booking your tickets.

Fever: discounts at Vue, Cineworld & ODEON

You can buy a ticket from £5.60 to use for movies at Vue, Cineworld or ODEON with the entertainment site Fever.

The actual price you’ll pay varies by location. If you have a larger town or city close by, you could get a better discount by choosing a cinema there instead. 

You can also use a refer-a-friend link to save £4.

Again, do check you can’t get a ticket for less via a different offer before buying.

Here’s what you need to know about getting discounted tickets with Fever:

ODEON: you can get a standard 2D ticket at select cinemas in the UK. It’s not valid at Luxe locations or the Islington Luxe & Dine. If you want to upgrade to IMAX, 3D or recliner seats, you’ll have to pay extra. 

You can use the voucher online via the ODEON website or app, but there’s a £1 fee per ticket. You can also redeem the voucher at cinema kiosks – but not at the box office. The voucher can’t be used for special screenings or events and can’t be combined with other offers.

Vue: you can get a ticket for a film either online or via the Box Office. Each voucher is only valid once and if you cancel your booking, you won’t get it back. 

It’s not valid for premieres, special events or things like Mini Mornings or Scene screenings. With a Super Saver voucher, you can book general 2D seating, while VIP vouchers give more options, including recliners and 3D screenings (with an upgrade fee). 

Cineworld: you can get a ticket for any standard 2D film, but if you want to upgrade to 3D, IMAX or 4DX you’ll have to pay extra (plus the cost of 3D glasses if needed). If you’re booking online, there’s a small fee added.

You can’t use this ticket for Event Cinema, special screenings, Movies for Juniors or ViP seats though, so check before booking.

Cheap kids cinema tickets

Kids tickets from £2.49

Most of the big chains have deals where you can get cheaper kids or family tickets. Here’s our roundup of what’s on offer:

ODEON: £2.75 per ticket – you’ll get the same cheap price for both adults and kids at weekends and school holidays.

ODEON: Family ticket – you can get adult tickets at child prices for the same film. You’ll see the option at check out for an adult and child combo ticket.

Vue: tickets for £2.49 – Vue Mighty Mornings are kids screenings on Saturday and Sunday mornings at 10am and every day of the school holidays.

Cineworld: from £2.50 – kids and adults pay the same price via Movies for Juniors.

Picturehouse: from £3.30 per ticket – kids’ Club screenings are shown every Saturday morning and prices depend on the cinema you visit. There’s also preschool specials, exclusively for preschool children and the adult goes for free. With the family ticket option, adults only pay kids prices. It’s for four people, at least two must be under 15 (e.g. two adults and two kids or one adult and three kids).

Cheap over 60s cinema tickets

Over 60s tickets from £3.50

ODEON, Cineworld and Picturehouse have cheaper tickets for over 60s (Vue don’t have anything on offer at the moment). Here’s our roundup of the deals:

ODEON: from £3.50 per ticket – ODEON Silvers has screenings during quieter times of the day with a selection of new releases or classic films. Tickets with standard seats are £3.50 when you book as a myODEON member online and £4.50 in-cinema. Standard seats are £4.00 when you book online as a guest and £5.00 in cinema. The price includes tea, coffee and biscuits, served before the film.

Cineworld: tickets for £4.50 – CineSeniors runs every Wednesday and you also get complimentary hot drinks and biscuits.

Picturehouse: discounted tickets – Silver Screen is a free-to-join club for over-60s. Members get a free tea or coffee at Silver Screen shows. 

Memberships

These memberships could save you money on tickets – if you go frequently enough.

ODEON myLimitless: from £14.99 a month

Deal expiry: Ongoing offer

ODEON myLimitless is an annual membership that allows you to see as many films as you like in ODEON cinemas. You pay £14.99 per month or £17.99 for myLimitless Plus, which also gets you ODEON Luxe, seat upgrades and screen upgrades. 

If you go via a cashback site, you could cut the cost even more. With TopCashback you can get up to £4.25 of the price back on your first payment. Plus, you could get a welcome bonus offer.

ODEON sometimes offer discounts on annual membership, and we’ll share them here when they run.

Cineworld Unlimited Card: from £10.99 a month

Deal expiry: Ongoing offer

If you frequently go to a Cineworld, its Unlimited Card lets you go as much as you want (2D only). The minimum subscription is 3 months and starts at £10.99 a month, going up to £21.90. 

Each cinema is bracketed into a group – the amount you pay depends on the group your cinema falls in. The Cineworld website has a full list of which cinemas are in which groups

  • Group 1 cinemas – £10.99 a month
  • Group 2 cinemas – £16.99 a month
  • Group 3 cinemas – £19.40 a month
  • Group 4 cinemas – £21.90 a month

Members are also invited to preview screenings and get 10% off food and drink. If you continue your subscription for a second year, membership then includes 3D films and the food discount goes up to 25%. 

There’s also a referral scheme where you get an extra month for free if you get a mate to sign up.

We’ll share any discounts on membership here when they’re available.

Picturehouse: free tickets and £3 off with memberships

Picturehouse memberships give you free tickets and discounts at any Picturehouse cinema. The free tickets are sometimes restricted to your member cinema so it’s best to save them for the weekends when prices go up.

There’s two tiers of membership – Member and Member Plus. The Member option gives you five free tickets and costs between £57 and £97 per year depending on the member cinema you join. 

Member Plus gives you an extra card so you can split the costs with a mate or family member. You’ll get ten free tickets and it costs between £100 and £170 per year. 

After the freebies you’ll also get £3 off our further tickets.

Members also get a 10% discount on food and drink, free previews, no online booking fees and occasional other freebies.

At certain points in the year there are discounts on memberships, and we’ll share them here if they’re any good.

Everyman Memberships

There are a few options here, though the basic one (i.e. cheapest) allows you to take a friend for free on Mondays. You also get six free tickets for the £89 cost.

The next level up costs £325 a year, and comes with 24 free tickets. After this you can spend £680 and get unlimited tickets for two for a year.

Curzon Membership

For £65 (£50 concessions) you can get an annual “Classic” membership. This comes with five credits to use for free tickets or at home streams. You can use the credit to buy tickets for yourself and guests. There’s a further 20% discount for you and a guest on other tickets. You’ll also get 10% off drinks and snacks.

If you go to a Curzon a lot, there is a £285 “Cult” option. This annual membership gives you five free credits a week. Use them all and it’s just £1.10 a ticket! You can’t use the credits to get a ticket for a guest. If you want to pay monthly it’s £25 a month, but you’re still tied in for 12 months.

The Cult + membership doubles down with 10 free tickets a week (which are valid for events such as theatre and ballet screenings) and an additional cardholder. It comes in at £850 a year.

Expired deals

Vue: two tickets for £9.50 (not currently running)

Groupon is offering two tickets for £9.50 or five for £22 to use at Vue.

You can only use them to book online, though you can use them across multiple visits if you want.

You’ll need to pay £2 extra to use in London or recliner seats. Here’s the full list of where this applies:

Vue Basingstoke Festival Place | Vue Bolton | Vue Bristol Cribbs | Vue Bromley | Vue Cheshire Oaks | Vue Croydon Grants | Vue Croydon Purley Way | Vue Cwmbran | Vue Edinburgh Ocean | Vue Edinburgh Omni | Vue Eltham | Vue Exeter | Vue Finchley North | Vue Finchley Road | Vue Fulham Broadway | Vue Glasgow St Enoch | Vue Harrow | Vue Hartlepool | Vue Islington | Vue Leeds Kirkstall | Vue Leeds Light | Vue Manchester Printworks | Vue Manchester Red | Vue Newcastle UL | Vue Norwich | Vue Northampton | Vue Piccadilly | Vue Plymouth | Vue Poole | Vue Portsmouth | Vue Preston | Vue Shepherds Bush | Vue Southport | Vue Swindon | Vue Thanet | Vue Watford | Vue West End | Vue Westfield | Vue Westfield Stratford | Vue Wood Green | Vue York

Tickets last until 20 November 2025.

Cineworld: 25% off Cineworld Unlimited (ended)

You can currently get 25% off a new Cineworld Unlimited subscription if you use the code UNLIMITED25 between 30 June and 13 July 2025. The price of a membership depends on the cinema that you’re signing up for and your subscription period.

You’ll also get 10% off snacks and 25% off at partner restaurants.

ODEON: 15% off gift cards at Tesco (ended)

Deal expiry: 10 August 2025

Tesco is selling Odeon gift cards with a 15% discount. You can use these to pay as normal for any ticket, including those which are discounted, such as using Meerkat Movies or the two for £10 voucher via Amazon Prime.

ODEON: 20% off gift cards at Tesco – expired

Deal expiry: 22 December

Get 20% off ODEON e-giftcards from Tesco until 22 December. The discount applies to e-giftcards valued between £5 and £25. These e-giftcards are valid for two years.

Vue: tickets from £4 each with Wowcher (expired)

Deal expiry: 14 May 2025

You can buy bundles of Vue tickets on Wowcher, either two, five or ten, and you’ll get them at a much lower price. Two tickets cost £9.50 – making it £4.75 a ticket. For five tickets, you’ll spend £22 (£4.40 per ticket), and ten tickets cost £40, making it £4 per ticket.

You can use the tickets for Standard 2D screenings, sitting in super saver seats.

You’ll have til 18 May to use the tickets, but check that your cinema is listed, as there are some exclusions, and some cinemas will charge you a £2 surcharge when redeeming it – check this list in “The Fine Print”.

To get it, go to Wowcher and search “Vue” to find the offer.

Cineworld: two tickets for £12.95 with Wowcher (expired)

Deal expiry: 31 March 2025 (though may be extended)

You can buy two Standard Cineworld tickets on Wowcher for £12, plus a £0.95 booking fee when booking the tickets.

You’ll have til 31 March to use the tickets, but check that your cinema is listed, as there are some exclusions. There’s an uplift fee for things like 3D screenings or IMAX. And be aware that you need to use them both at the same time.

To get it, go to Wowcher and search “Cineworld” to find the offer.

Best credit card offers and promotions (December 2025)

The best offers and promotions for credit cards from 0% interest through to introductory bonuses.

Used responsibly, credit cards can help you earn money on purchases, give you stronger consumer protections, make holidays cheaper, help you clear debts or spread the cost of a big purchase. 

Everyone’s situation will be different, so these are just the best cards out there – you might have to settle for a shorter deal or lower rate of cashback.

This list is updated at least every month – check the published date to see when this last happened.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Cashback card welcome bonuses

When you’re opening a card, especially a cashback or rewards based card, it’s worth seeing if there’s a welcome offer. And even better, checking to see if it’s boosted.

Santander: no fee for first year of Edge credit card

Those with a Santander current account can get the Edge credit card without its usual £4 monthly fee for the first year. The card lets you earn 1% back on your spending, up to £10 per month, giving you a cap of £6 oer month that you can make with the account, but with this offer, you can save £48 per year and make up to £120 in cashback. We have a full review of the Santander Edge credit card with all the info on cashback you can earn.

To get it, you need to open a Santander Edge credit card between 11 November and 13 January 2026, set up a Direct Debit and use your credit card 10 times or more over the first 3 months to qualify.

For this, you’ll get £48, which will cover the monthly fee for the first year.

Barclaycard Avios: boosted welcome offer

The usual 25,000 welcome Avios is boosted until 15 January 2026 on the Barclaycard Avios Plus credit card.

In addition you can get 10,000 more points and a year of Apple TV.

To get all the points you need to spend £6,000 in the first six months. This spend will also earn you another 9,000 points, giving you a total of 44,000 points, which is worth £220 if converted into Nectar points.

However, the card does come with a £20 monthly fee. You could cancel the card once you’ve hit the threshold to reduce the impact on your profit.

Existing Barclaycard customers won’t be able to apply.

Best American Express welcome offers:

We’ve more details on the latest offers in my dedicated guide to American Express offers, but here are the top picks for the bonus available for new cardholders.

Boosted Amex welcome offers

Amazon: £20 welcome offer

Sign up for the new Amazon Barclaycard and you’ll get £20 in Amazon credit added to your Amazon account.

You’ll also earn 1% at Amazon and 0.5% elsewhere, dropping to 0.25% after a year.

Existing Barclaycard customers won’t be able to apply.

John Lewis: double points for 60 days

If you apply for a new John Lewis Partnership card you’ll get double points at John Lewis or Waitrose for the first 6 days, meaning you’ll get the equivalent of 2.5% back.

After this, you’ll earn 1.25% back (5 points per £4 spent) in Waitrose or John Lewis. You’ll get 0.25% back (1 point per £5 spent) at all other retailers.

There’s no end date for this deal.

M&S: 5x points for six months

If you apply for a new Marks & Spencer credit card, you can get five points on M&S spending instead of one, for six months. Every £100 spent gets 500 points which works out as £5 as a voucher.

There is no closing date for this offer but the terms and conditions state it can be withdrawn at any time.

Best 0% Purchase & Balance Transfer welcome deals

Before you get a 0% balance transfer card make sure you read my guide to how to properly use them to reduce the cost of debts.

Bonus cashback: Up to £25

Cashback sites Quidco and TopCashback offer between £20 and £30 to successful applicants for credit cards from Tesco, TSB, HSBC and Barclaycard. Rates can change, so check out both sites.

For balance transfer cards this could work out better than the no-fee option. So for example, the Barclaycard Platinum transfer fee is 0.9%. Transfer £2,222 or less and the cashback wipes out the fee.

These rates can change so it’s worth checking each site to see which pays first.

New to cashback sites? Get an additional bonus of up to £20

Quidco new members can get £20 when they spend £10, while TopCashback new members can get £20 when they spend £10. Find out how to get these bonuses

Best fee-free travel welcome deals

Most credit cards are expensive to use overseas, but a few are fee-free on transactions and withdrawals.

Best credit building credit card welcome deals

If you’ve got a poor credit rating then spending on a credit card and then clearing the debt completely each month can help boost your score.

I’ve written in detail about this type of card, so make sure you check it out.

Barclaycard Forward: £15 cashback

If you’re eligible for the Barclaycard Forward card then you can apply via Quidco or TopCashback to get £15 cashback.

Tesco Foundation: £25 cashback

You can get £25 cashback when applying for the Tesco Foundation card via TopCashback.

Get paid to switch bank

Check out the latest bank switching incentives, plus the current accounts with the best rewards, cheapest overdraft and highest interest.

best bank switching offers

Expired deals

Asda Money: up to £50 cashback (expired)

If you open a credit card with Asda Money by 6 January 2025 then you can get 5% back in your Asda Pounds in your first 60 days, up to £50.

You’ll also earn 0.75% on your Asda spend and 0.2% everywhere else.

This is only available for new customers, or those who’ve not had an Asda credit card in the last 12 months. You’ll need to stay within the terms of your credit agreement to get the Asda Pounds.

It’s worth noting that recent offers have paid more, with £50 or £100 available in cashback in 2024.

Virgin Atlantic Reward+: Up to 36,000 bonus points boost (ended)

If you collect Virgin Points rather than Avios, this offer until 13 October 2025 will earn you double the usual welcome points when you spend £3,000 within the first three months.

CardFeeRequirementWelcome bonusBoosted points
Virgin Atlantic Reward+£160 a yearSpend £3,000 within 90 days18,00018,000

You’ll get 18,000 points with your first purchase with this card, and then another 18,000 when you spend £3,000 in the first 90 days of having the card. You also need to link your Flying Club number to your credit card by 11 January 2026.

You’ll be eligible for the offer as long as you’ve not held this Virgin Atlantic card in the last six months. If you have the free version of the card you will be able to get this offer.

With the card, you earn 1.5 Virgin Points for every £1 spent on card purchases and 3 Virgin Points for every £1 you spend directly with Virgin Atlantic or Virgin Holidays.

The offer ends on 13 October 2025.

Is it worth it?

This is a significant boost on the previous one last Spring.

Bear in mind there’s a £160 annual fee, and you won’t get a refund if you cancel it after getting the bonus.

You can use the points against flights, as well as on the Virgin Red site, including for train tickets or gift cards at Costa, Nike and Pizza Express. You’ll get half a penny (0.5p) per point, so those 36,000 points will be worth £180.

You can also swap for things like Virgin Wine and Greggs’ sausage rolls!

HSBC: 0% purchase card plus £60 cashback offer stack (expired)

With the HSBC Purchase Plus card, you can get £35 cashback from Quidco when you apply and use the card within 90 days. If you’re not on the Premium level of Quidco (£1 a month – more here), that this drops to £25.

And on top of this HSBC will give £25 cashback if you spend £100 on the card once accepted. That part ends 16 December 2024.

The card itself offers up to 20 months of spending at 0%, and up to 17 months for a balance transfer, with a fee on the latter of 3.49%. If you use the card for purchases you must pay off at least the minimum each month, even though it’s at 0%.

Remember, even though you need to go via Quidco to get this offer, you should check your eligibility first on the HSBC site. If you decide to proceed with the application, close the HSBC website down, and start again via Quidco.

If you’re new to Quidco, you could get up to £20 as a welcome bonus as well, though you’ll need to you use this for other shopping as it requires a minimum spend.

Barclaycard: £20 bonus and £15 cashback (expired)

With the Barclaycard Platinum credit cards, you can get £15 cashback from Quidco when you apply and use the card within 90 days.

And on top of this Barclaycard will give £20 cashback if you spend £500 on the card once accepted. That part ends 6 February 2025.

The card itself offers up to 22 months of spending at 0%, and up to 19 months for a balance transfer, with a fee on the latter of 3.45%. If you use the card for purchases you must pay off at least the minimum each month, even though it’s at 0%.

Remember, even though you need to go via Quidco to get this offer, you should check your eligibility first on the Barclaycard site. If you decide to proceed with the application, close the Barclaycard website down, and start again via Quidco.

If you’re new to Quidco, you could get up to £20 as a welcome bonus as well, though you’ll need to you use this for other shopping as it requires a minimum spend.

Halifax Clarity: £20 cashback (expired)

Sign up for a new Halifax Clarity credit card and make a transaction within 90 days to get a £20 bonus added to your card.

The Halifax Clarity won’t charge you for spending or using an ATM, but it will charge interest on cash withdrawals.

Yonder: 6 months free (expired)

If you sign up for Yonder, you can get yourself 6 months free (usually £15 per month). 

Yonder is a reward credit card that lets you earn points to dine out (mainly in London). Travel insurance is included. A nice draw is that it doesn’t necessarily check your credit report as it prioritises open banking data when making a decision on accepting or rejecting your application.

You don’t have to stick around after the free trial and cancel before the 6 months are up. 

Quidco bonuses: up to £18 for new members (December 2025)

Get free cash when you shop at thousands of shops or other bonuses with these Quidco sign-up bonus offers.

We’re big fans of cashback and – even better – you can often get a bonus when you sign up for the first time.

Quidco is one of the big cashback sites, and we’ll list the best deals here, as well as any other specific cashback deals we think you can’t afford to miss.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

What is Quidco?

Quidco is a cashback website that lets you earn money back when you shop through its platform. It works with thousands of retailers across different categories, including fashion, tech, travel and groceries. When you make a purchase through Quidco, a percentage of what you spend is tracked and later paid out as cashback, which you can withdraw to your bank, PayPal, or as a gift card.

First time Quidco user offers

There are regular retailer-specific offers that come and go which could save you £10 or £15 if you buy at those shops. But the two generic offers below are far better as they mean you can spend your money wherever you want on whatever you want.

£18 bonus cashback when you spend £10

The best deal is for subscribers to our weekly newsletter who get access to an exclusive £18 first-time bonus when they spend £10. You’ll also get the cashback offered by the retailer on top.

Once you sign up, you’ll need to click on the sign up confirmation email that will be sent immediately. If you don’t see it please check your spam folders as it could be there, and then add our email address to your safe senders list.

Then look for a special email that will be sent to you with the exclusive Quidco sign-up link. Make sure to read the terms and conditions on Quidco’s website before making your first purchase to ensure it tracks.

This offer is due to end 31 March 2026, but will hopefully be extended

Get £10 cashback when you spend £5, plus extra cashback

This is an ongoing offer that can get you the cashback on any purchase, as long as you spend £5 or more. So if you spend £5 at any of the 5,000+ retailers listed on Quidco – which is pretty much all of them –  you’ll get £10 back plus whatever the cashback rate is. There are so many shops you’ll definitely find a way to get your cashback.

Ends 31 December 2025.

Existing Quidco customer offers

It’s worth looking for bonus cashback deals which can pop up from time to time. You need to click to activate these offers. We’ll add them below when we see them.

Quidco Flashback offers

Often Quidco has boosted cashback known as Flashback that runs for 24 hours. Sometimes we can share them in advance, although they could change or be cancelled. Always check the Quidco homepage for the full terms and conditions. You might also have to activate some offers.

Already with Quidco?

TopCashback also offers new member bonuses. Check out the latest here.

Free cashback offers

Some deals will give you money without actually spending any money:

£3 bonus when you install Quidco reminder (ended)

If you use Chrome as your internet browser you’ll be able to earn a £3 bonus by installing the Quidco Reminder extension, then using it to activate cashback while shopping and spend at least £3. There are a handful of retailers excluded which are listed in the terms and conditions when you click through. The offer comes and goes.

Cashback site welcome bonus offers (December 2025)

Get new member bonuses of up to £47.50 combined

If you want to boost your savings when shopping online, there’s a simple way to make money – cashback.

If you’re new to cashback sites, you can nab sign-up offers giving you close to £50 in free cash when you first buy something.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

How cashback sites afford to give you money

Retailers often pay a commission to websites that help them make a sale. Cashback sites simply pay you a cut of this money if you shop with them.

How to get even more money from the cashback sites

Since there are a few of these sites, they’re all competing for you to shop via them – which means they all give incentives to get you to sign up.

So even if you’ve already registered with one, you can sign up with another and shop away.

They all have different custom cashback rates at different shops, so it’s worth signing up for them all and shopping around for the one which will give you the most money.

Right now you could earn a free £30 for doing your shopping as normal, and get further cashback on top. Here are the best ones:

New customer offers

TopCashback: £20 bonus when you spend £10

You can get an exclusive £20 new member bonus. You need to spend £10 via one of the retailers listed on TCB to get this bonus (excluding takeaways). You must go via this link or the button below.

Read the full terms and conditions when you click through. Ends 31 March 2026.

Quidco: £18 bonus when you spend £10

The best deal is for subscribers to our free newsletter who get access to an exclusive £18 first-time bonus when they spend £10. You’ll also get the cashback offered by the retailer on top.

Once you sign up, you’ll need to click on the sign-up confirmation email that will be sent immediately. If you don’t see it, please check your spam folders as it could be there, and then add our email address to your safe senders list.

Then look for a special email that will be sent to you with the exclusive Quidco sign-up link. Make sure to read the terms and conditions on Quidco’s website before making your first purchase to ensure it tracks.

This offer is due to end 31 March 2026, but will hopefully be extended.

JamDoughnut: get £4 for signing up

We’ve managed to snag a cheeky boosted welcome offer for Be Clever With Your Cash readers. You can get £4 extra cashback – double the standard welcome bonus.

It’ll be paid as two sets of 200 points when you make your first purchase.

The first 200 points you get are standard for first-time users of JamDoughnut, while the extra 200 points are for coming through our link. The first 200 points will be instant, while the second ones will take a few days to be added by the JamDoughnut team.

You might be prompted to enter a code. You don’t need to do this as the link will track. But if you want to, then add BCWYC.

Cheddar: £2 for signing up

You can get £2 when you sign up for cashback app Cheddar using the referral code CLEVER2 and buy your first prepaid card. You’ll also get boosted cashback rates for two weeks.

You have to make the purchase within 14 days of signing up using the invite code to get it.

Airtime: £2 when you sign up

Another decent cashback site is the app Airtime. New member bonuses are much smaller. You’ll get £2 for signing up with code FGUHNUQH when you spend £5 within seven days. Sometimes these are boosted.

Quidco: £10 back when you spend £5

If you’d rather not get our newsletter then you can get £10 back with a £5 spend via the sign-up link below.

Existing customer bonuses

From time to time both Quidco and TopCashback offer an extra bonus. You need to activate these deals and they generally only run for a short period of time – often just one day.

Airtime tends to have promo codes you need to enter on the app to get the extra offer.

The best are generic promos which you can gain with any spending. Sometimes they might be for specific retailers or types of service (eg travel or broadband). I’ll share any decent ones I spot here.

Things to watch out for

Cashback is never guaranteed. If your purchase doesn’t track (i.e. there isn’t a record of you buying the item via the cashback site) you won’t get the money.

Here’s how to increase your chances you will get the money:

  • Read the (short) terms and conditions for the sign-up deals, and also the individual shop promotions.
  • Be careful using voucher codes. If they aren’t listed on the cashback page they might stop you getting cashback.
  • Make sure you don’t already have a browser window open for the retailer.

Theatre deals and discounts

Tickets to shows may be pricey, but there are ways to save

Looking for cheap deals and discounts for theatre tickets in the West End and elsewhere? We’ll post regular sales or decent offers here.

Don’t forget to read our guide to getting cheap theatre tickets.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Flash promotions & sales

These offers are special deals that we’ve spotted

TodayTix: up to 50% off in Boxing Day sale

TodayTix tends to run sales throughout the year and the latest is offering up to 50% off tickets in their Boxing Day sale. There’s no end date published, but I’d expect it to be until the end of January, if not early December (though the actual performances can be after these dates).

Central Tickets: Get 10% extra credit with your first top-up

If you top up your Central Tickets account for the first time, you can get 10% added by Central Tickets, up to the value of £10. 

The credit in your account is used as payment for seat filling bookings you make through Central Tickets. It can’t be used on West End offer tickets (listed in a separate tab on their site).

You won’t be able to get a refund on it, and it won’t be protected if Central Tickets were to go bust, so make sure you’ll make use of the money you top up before you do so. 

Central Tickets will add up to £10, so you could get £110 worth of credit for £100. 

Annual sales and offers

These are offers that tend to come back each year, so keep an eye out.

Official London Theatre New Year Sale (November 2025 to March 2026)

Official London Theatre holds a New Year sale semi-regularly, with some big shows at least 20% off. This year it starts officially on 25 November 2025, however if you have a Mastercard, you can take part in the Mastercard pre-sale via Priceless from 18 November.

Tickets are either £10, £20, £30, £40 or £50, with no booking fees.

This year, it’s running from 10 am on 18 November for performances until February. It’s often extended into March.

Here’s what you can get tickets to:

  • Arthur 
  • Back To The Future – The Musical 
  • Black Is The Color Of My Voice 
  • The Boy At The Back Of The Class 
  • Cabaret 
  • A Christmas Carol – A Ghost Story 
  • Daniel’s Husband  
  • The Devil Wears Prada 
  • Disney’s Hercules 
  • Disney’s The Lion King 
  • The Firework Maker’s Daughter 
  • Hadestown 
  • Hamilton 
  • Harry Potter And The Cursed Child 
  • High Noon 
  • The Hitchhiker’s Guide To The Galaxy 
  • Hooray For Hollywood 
  • Into The Woods 
  • Just For One Day – The Live Aid Musical 
  • Kinky Boots 
  • Lost Atoms 
  • Lucie Jones: Live At The London Palladium 
  • Magic Mike Live 
  • Mamma Mia! 
  • RSC’s Matilda The Musical 
  • Les Misérables 
  • MJ The Musical 
  • Monopoly Lifesized 
  • The Mousetrap 
  • My Neighbour Totoro 
  • Oh, Mary! 
  • Oliver! 
  • Opera Locus 
    Othello 
  • The Paddington Bear Experience 
  • The Phantom Of The Opera 
  • The Play That Goes Wrong 
  • Potted Panto 
  • The Producers 
  • The Rapping Princess 
  • The Red Shoes 
  • Showstopper! The Improvised Musical  
  • Six 
  • The Snowman 
  • The Spy Who Came In From The Cold 
  • Starlight Express 
  • Stranger Things: The First Shadow 
  • Sunny Afternoon 
  • Titanique 
  • Top Hat 
  • Tutu 
  • RSC’s Twelfth Night 
  • Wicked 
  • Witness For The Prosecution 

London Theatre Week (February and September)

Twice a year, TodayTix and other sites offer discounts at a decent number of West End shows in an event called London Theatre Week. It was originally running from 18 August to 31 August 2025, but it’s now been extended to 7 September.

During these dates, you can book to visit the theatre in the coming months for heavy discounts — prices are either £15, £25 or £35.

The dates you can get discounts on vary massively between productions, but for a lot of them, you can book for a couple of months. There are tickets to The Great Gatsby, My Neighbour Totoro, Hamilton and Hercules included in the promotion.

It’ll likely return again in February 2026.

Kids Theatre Week (June to September)

Kids Theatre Week runs every summer, and tickets generally become available in early June for shows in August. Tickets went on sale this year on 10 June 2025, and they tend to sell out fast, but more tend to be released to coincide with the start of the summer holidays.

You can get one free child’s ticket (and two more at half-price) at a series of West End shows when you buy one full-paying adult ticket. It’s for shows from 21 July to 31 August, not just one week. A child is anyone 17 years old and under.

Tickets are limited with big shows quickly selling out, but there are plenty of options including Hamilton, Harry Potter And The Cursed Child, Mamma Mia and kids’ shows The Lion King, Matilda The Musical and Alice in Wonderland. And keep an eye out, as more seats might be released for those popular productions.

The only thing I’d say is the adult tickets are full price so you might be better off looking at other deals if more than one adult is attending.

Love Your Local Theatre (March to May)

Each March there’s usually an offer run in conjunction with The National Lottery. In 2022 it was a 2-4-1 vouchers while in 2023 it was a free £25 Theatre Token. The latter went viral and all tokens were snapped up within 24 hours.

However, unused tokens from March were made available again, with a final chance to get tokens taking place in May.

Tickets are limited and go very fast. If you join the waiting room before 11am you’ll be randomly allocated a spot in the queue. Those joining after 11am will be put at the back of the queue – which likely means you’ll miss out.

In order to claim the voucher you’ll need a Lotto ticket or scratchcard. You’ll find a reference number on your Lotto card which you’ll enter if you make it through the queue.

This event did not take place in 2024 or 2025.

Theatre Tokens gift card discounts

There are occasionally discounts such as save 10% on Theatre Tokens – the official theatre gift card that’s valid at hundreds of locations nationwide and the TKTs Booth in the West End. We’ll add them here when we spot them.

Theatre Tokens: 10% off

If you buy a Theatre Tokens gift card and use the code Tfl then you can get 10% off your purchase. These gift cards can be redeemed at over 300 theatres nationwide and don’t have an expiry date.

You can order a total of £500 worth of gift cards per household, which would get you a £50 discount.

Previous offers

TodayTix: 25 shows for £25 each (expired)

Until 4 June you can book £25 tickets at 25 different West End shows via TodayTix. This includes Book of Mormon, We Will Rock You, Wizard of Oz and Punchdrunk’s Burnt City.

Flower discount codes and offers

Get the best deals on flowers for valentine’s, mother’s day and any other special occasion.

Here’s a round-up of the latest offers we’ve found. Don’t forget to check cashback sites such as Quidco and TopCashback – and if you’ve never used them make sure you get the new member bonuses available. Here’s more on how to claim those (worth up to £40 combined).

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Bloom & Wild flowers offers

Bloom & Wild: £10 off your first order

New customers at Bloom & Wild can get £10 off the first order when using this referral link.

Bloom & Wild: £5 free credit

Join the Bloom & Wild Rewards Club (it’s free) and you’ll get 500 points, worth £5 as a voucher to use later. You’ll also earn points when you buy flowers as well as get sent discount codes and offers.

Bloom & Wild: £5 free credit

Set three reminders for dates like mum’s birthday and you’ll get £5 credit added to your account. Head to the Bloom & Wild home page and scroll until you see the Save the Date offer.

Bloom & Wild: 50% off on your birthday

Once you’ve joined the Rewards Club you’ll be prompted to add your birthday, and in return, you’ll be sent a voucher to get 50% off an order on that date each year.

Bunches flower offers

This is a really good online florist — plus there’s free delivery.

Bunches: 15% off

You can get 15% off all flowers with the code SAVE15

Freddie’s Flowers

Freddies Flowers: 4th box free

Use the code FF4BOX at Freddie’s Flowers to get the fourth box free.

Serenta flowers offers

Serenta Flowers: 5% off

There are usually various discounts available on this site, and you can often save an extra 5% off orders and get free delivery. The latest code is SERENTA5

Waitrose florist offers

Waitrose Florist: Various deals

Waitrose usually offers a discount of some kind on certain flowers, especially for specific occasions.