The best savings accounts (June 2025)

Here are the highest paying savings accounts at the moment

After a few years of improving savings rates, thanks largely to the Bank of England base interest rate increases since 2021, we’re starting to see most rates drop back a lot, which could continue into 2025.

You want to make sure you’re getting the best rate on your savings, and this article will take you through the best options right now.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Best savings account offers

Some accounts can be boosted by special offers, we’ll share the best here.

Raisin £100 offer

£100 bonus
IsBank Six month fixed
AER (fixed)
4.4% (effective 6.4% with offer)
Minimum
£1,000
Maximum
£85,000
More Details via Raisin
Get a £100 boost when you sign up with the code WELCOME100 by 16 June 2025 and deposit £10,000 or more by 30 June.
More details ▼
Additional Info

FSCS Protected: Yes

The effective rate assumes you'll leave the money saved in this account for 12 months. If you save more than £10,000 for this time, then the effective rate will decrease.

£100 bonus
National Bank of Egypt Six month fixed
AER (fixed)
4.4% (effective 6.4% with offer)
Minimum
£10,000
Maximum
£85,000
Get a £100 boost when you sign up with the code WELCOME100 by 16 June 2025 and deposit £10,000 or more by 30 June.
More details ▼
Additional Info

FSCS Protected: Yes

The effective rate assumes you'll leave the money saved in this account for 6 months. If you save more than £10,000 for this time, then the effective rate will decrease.

£100 bonus
National Bank of Egypt 12 month fixed
AER (fixed)
4.37% (effective 5.37% with offer)
Minimum
£1,000
Maximum
£85,000
Get a £100 boost when you sign up with the code WELCOME100 by 16 June 2025 and deposit £10,000 or more by 30 June.
More details ▼
Additional Info

FSCS Protected: Yes

The effective rate assumes you'll leave the money saved in this account for 12 months. If you save more than £10,000 for this time, then the effective rate will decrease.

Best easy access savings accounts

These are the most flexible accounts available, but as a result, you usually get lower rates. You can add and take your money out at any time. Some accounts may have limits to the number of withdrawals you can make each year.

Cash ISA

Boosted rate for 12 months
Chip Cash ISA
AER (variable)
4.82%
Minimum
£1
More Details powered by ClearBank
New Chip customers get a boost of 1.78% AER to 4.82% for 12 months
More details ▼
Additional Info

FSCS Protected?: Yes

Allows transfers in: Yes

Flexible ISA?: Yes

Bonus details: Open a Chip Cash ISA and link your bank. You need to be a new Chip customer to be eligible.

Tembo Cash ISA
AER (variable)
4.80%
Minimum
£10
More details ▼
Additional Info

FSCS Protected?: Yes

Allows transfers in: Yes

Flexible ISA?: No

Full access

Limited balance
Cahoot Sunny Day Saver
AER (variable)
5.00%
Minimum
£1
Maximum
£3,000
More details ▼
Additional Info

FSCS Protected?: Yes

Snoop Instant Access
AER (variable)
4.60%
Minimum
£1
Maximum
£85,000
Get a bonus £5 Amazon voucher when you apply for Snoop via our link and connect at least one bank account
More details ▼
Additional Info

FSCS Protected?: Yes

New customer bonus
Chip Instant Access
AER (variable)
4.56%
Minimum
£1
Maximum
£250,000
More Details powered by ClearBank
New customers must enter code INSTANTACCESS to get full rate
More details ▼
Additional Info

Rate without bonus 3.24%. Tracks at 1.06% below Bank of England base rate

FSCS Protected?: Yes

Bonus: Includes 1.32% bonus for 12 months (new customers only)

Cahoot Simple Saver
AER (variable)
4.55%
Minimum
£1
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

Limited access

Atom Bank
AER (variable)
4.75%
Minimum
£1
Maximum
£100,000
Lower rate of 2.5% in months that you make a withdrawal
More details ▼
Additional Info

FSCS Protected: Yes

Note: Lower rate of 2.5% in months that you make a withdrawal

Best current account linked easy access savings

Some of the best rates are in or linked to current accounts – or you might just want the convenience of having everything at the same bank (though that’s not always a good idea).

Anyone can open all of these accounts, though you will be credit-checked for opening the current account itself. They often have additional requirements or fees to consider. You may already have seen some of these listed in the easy and limited access lists above.

Interest earned in seperate savings account

Santander Edge Saver
AER (variable)
6.00%
Minimum
£0
Maximum
£4,000
More details ▼
Additional Info

Requires Santander Edge current account (£3 monthly fee)

You can open one Edge Saver with a personal account and two Edge Savers with a joint account

FSCS Protected: Yes

Bonus: Includes 2% bonus for 12 months

Interest earned in current account

New customer bonus for 12 months
Chase Saver with Boosted Rate
AER (variable)
5% for 12 months
Minimum
£0
Maximum
£3m
4.89% gross variable. Includes 2.25% AER 12-month bonus on top of standard saver rate. Available to new current account customers joining from 9 June for your first 31 days. May be withdrawn. Interest paid monthly. T&Cs: chase.co.uk/saver-boosted
More details ▼
Additional Info

FSCS Protected: Yes

Nationwide Building Society FlexDirect
AER (variable)
5.00%
Minimum
£0
Maximum
£1,500
More details ▼
Additional Info

Interest is earned in the main current account

After first year drops to 1%

FSCS Protected: Yes

Kroo
AER (variable)
3.15%
Minimum
£0
Rate tracks the base rate minus 1.1%
More details ▼
Additional Info

Interest is earned in the main current account

FSCS Protected: Yes

Best notice accounts

A notice account means you have to request to get your money and interest, which will be released after a set time. They often have a variable rate but if there’s a cut you’ll normally be given notice.

Three month notice

95-day notice
OakNorth Bank
AER (variable)
4.74%
Minimum
£20,000
Maximum
£500,000
More Details via Prosper
More details ▼
Additional Info

FSCS Protected?: Yes

Bonus: Rate includes 0.39% bonus for 12 months

Best fixed savings accounts

You can fix your savings for a year or longer and get a slightly better rate in return. However, you need to be sure you won’t need access to that cash over that time. The longer you fix, the greater the risk you’ll lose out if rates were to rise. But at the same time, they’re protected if rates were to fall.

It’s worth noting too when longer fixes provide you with access to the interest. With most it’s at the end of the fix, meaning all that interest will count towards your personal savings allowance for the year you receive it.

Best fixes under a year

Nine month fixes

LHV Bank
AER (fixed)
4.45%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected: Yes

Six month fixes

£100 bonus
IsBank
AER (fixed)
4.4% (effective 6.4% with offer)
Minimum
£1,000
Maximum
£85,000
More Details via Raisin
Get a £100 boost when you sign up with the code WELCOME100 by 16 June 2025 and deposit £10,000 or more by 30 June.
More details ▼
Additional Info

FSCS Protected: Yes

The effective rate assumes you'll leave the money saved in this account for 6 months. If you save more than £10,000 for this time, then the effective rate will decrease.

£100 bonus
National Bank of Egypt
AER (fixed)
4.4% (effective 6.4% with offer)
Minimum
£10,000
Maximum
£85,000
Get a £100 boost when you sign up with the code WELCOME100 by 16 June 2025 and deposit £10,000 or more by 30 June.
More details ▼
Additional Info

FSCS Protected: Yes

The effective rate assumes you'll leave the money saved in this account for 6 months. If you save more than £10,000 for this time, then the effective rate will decrease.

LHV Bank
AER (fixed)
4.45%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected: Yes

Best 12-month fixes

LHV Bank
AER (fixed)
4.45%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Cynergy Bank
AER (fixed)
4.40%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Habib Bank Zurich
AER (fixed)
4.40%
Minimum
£5,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Tandem
AER (fixed)
4.38%
Minimum
£1
Maximum
£2.5m
More details ▼
Additional Info

FSCS Protected?: Yes

£100 bonus
National Bank of Egypt
AER (fixed)
4.37% (effective 5.37% with offer)
Minimum
£1,000
Maximum
£85,000
Get a £100 boost when you sign up with the code WELCOME100 by 16 June 2025 and deposit £10,000 or more by 30 June.
More details ▼
Additional Info

FSCS Protected?: Yes

The effective rate assumes you'll leave the money saved in this account for 12 months. If you save more than £10,000 for this time, then the effective rate will decrease.

Best 18-month fixes

Nationwide Building Society Member Exclusive Bond
AER (fixed)
5.00%
Minimum
£1
Maximum
£10,000
More details ▼
Additional Info

FSCS Protected?: Yes

Eligibility: This account is only for existing customers that were a Nationwide member on 28 May 2025. This can include those with a Nationwide mortgage, savings or current account. You can only have one account.

Oxbury Bank
AER (fixed)
4.45%
Minimum
£1,000
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

Secure Trust Bank
AER (fixed)
4.40%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Tandem
AER (fixed)
4.30%
Minimum
£1
Maximum
£2.5m
More details ▼
Additional Info

FSCS Protected?: Yes

Cynergy Bank
AER (fixed)
4.30%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Best two-year fixes

Birmingham Bank
AER (fixed)
4.43%
Minimum
£5,000
Maximum
£250,000
More details ▼
Additional Info

FSCS Protected?: Yes

JN Bank
AER (fixed)
4.42%
Minimum
£100
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

Secure Trust Bank
AER (fixed)
4.42%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Oxbury Bank
AER (fixed)
4.40%
Minimum
£1,000
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

Close Brothers
AER (fixed)
4.37%
Minimum
£10,000
Maximum
£2m
More details ▼
Additional Info

FSCS Protected?: Yes

Best three-year fixes

JN Bank
AER (fixed)
4.45%
Minimum
£100
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

Birmingham Bank
AER (fixed)
4.45%
Minimum
£5,000
Maximum
£250,000
More details ▼
Additional Info

FSCS Protected?: Yes

Secure Trust Bank
AER (fixed)
4.42%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Close Brothers
AER (fixed)
4.37%
Minimum
£10,000
Maximum
£2m
More details ▼
Additional Info

FSCS Protected?: Yes

GB Bank
AER (fixed)
4.35%
Minimum
£1,000
Maximum
£100,000
More details ▼
Additional Info

FSCS Protected?: Yes

Best four-year fixes

JN Bank
AER (fixed)
4.40%
Minimum
£100
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

Oxbury Bank
AER (fixed)
4.32%
Minimum
£1,000
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

UBL
AER (fixed)
4.26%
Minimum
£2,000
Maximum
£85,000
More details ▼
Additional Info

FSCS Protected?: Yes

Best five-year fixes

Hampshire Trust Bank
AER (fixed)
4.46%
Minimum
£1
Maximum
£250,000
More details ▼
Additional Info

FSCS Protected?: Yes

JN Bank
AER (fixed)
4.45%
Minimum
£100
Maximum
£500,000
More details ▼
Additional Info

FSCS Protected?: Yes

Birmingham Bank
AER (fixed)
4.45%
Minimum
£5,000
Maximum
£250,000
More details ▼
Additional Info

FSCS Protected?: Yes

Secure Trust Bank
AER (fixed)
4.42%
Minimum
£1,000
Maximum
£1m
More details ▼
Additional Info

FSCS Protected?: Yes

Atom Bank
AER (fixed)
4.40%
Minimum
£50
Maximum
£100,000
Minimum
£10,000
More details ▼
Additional Info

FSCS Protected?: Yes

Best Regular Savings accounts

These accounts are all “Regular” or monthly savers which work differently to normal saving accounts. Here’s Andy’s full guide to how they work.

We’ve listed the top paying options below. Find more regular savings accounts in our separate best buy guide.

6-months
Principality Building Society
AER (fixed)
7.50%
Minimum
£0
Maximum
£200 per month
More details ▼
Additional Info

FSCS Protected: Yes

First Direct
AER (fixed)
7.00%
Minimum
£1
Maximum
£300 per month
Requires First Direct current account.
More details ▼
Additional Info

FSCS Protected: Yes

Matures after 12 months

Co-operative Bank
AER (variable)
7.00%
Minimum
£1
Maximum
£250 per month
Requires a Co-op Bank current account
More details ▼
Additional Info

FSCS Protected: Yes

Nationwide Building Society
AER (variable)
6.50%
Minimum
£0
Maximum
£200 per month
Requires a Nationwide current account
More details ▼
Additional Info

FSCS Protected: Yes

You'll get a lower rate of 1.75% paid for rest of term if four or more withdrawals are made

After 12 months it reverts to an instant saver account

Best Cash ISAs

Though most of us don’t need the tax-free “wrapper” offered by an ISA, if you want to use one then the same goes in terms of finding the best rate.

Here are the top paying rates for each type, we’ve listed more options on our dedicated Best Cash ISA page.

Prize draw accounts

Premium Bonds – 3.8% prize rate

The prize rate for Premium Bonds stands at 3.8% from the April 2025 draw onwards. This doesn’t mean you’ll get 3.8% back on your savings, though the closer you are to the £50,000 maximum deposit, the closer you’ll get to the rate (on average). Here’s more.

Best children’s savings account

We’ve written in more detail about the different savings accounts for kids, so do check that article out to understand the conditions such as access and find all the top rates.

Best ethical savings account

The money you hold in your savings is used by the banks to invest and lend money. This could mean it’s used for things you might disagree with, such as fracking, tobacco or arms manufacturing.

There are banks with ethical policies such as Triodos, while building societies must lend 75% of their funds to home buyers, meaning they don’t have the cash to invest elsewhere.

Sharia accounts can’t be used for things against Islamic law, like tobacco or gambling and I’ve listed the top ones further down the article.

The “greenest” banks are Ecology Building Society and Triodos, though they won’t always make the tables above. The following banks and building societies are more likely to appear above.

There’s also the NS&I Green Bond, a 3-year fixed-rate account. It’s currently paying 2.95%. Here’s our analysis.

Top Sharia savings accounts

Paying interest isn’t allowed in Islam, so a Sharia-compliant savings account instead promises a return on the money saved – an expected profit rate. Though technically this means the rate isn’t guaranteed, it’s not happened yet. They’re open to everyone, not just Muslims. Money in these accounts won’t be invested in arms, tobacco, gambling or tobacco.

Look in the tables above for banks offering an expected profit rate rather than AER. The main banks are:

Finding the latest savings rates

We update this page once or twice a day (check the published date to see when it last happened), but if you find a rate has been cut or isn’t available, you can check the Moneyfacts website for a partial list.

Takeaway deals and money saving tips

Pay less for your takeaways when you order in, including special codes for Deliveroo, Just Eat and Uber Eats

Getting a takeaway isn’t money-saving by any means, but if you are going to order one then it pays to find ways to bring down the total cost.

Below we’ve got a few tips to help you cut the price and some top deals.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Ways to save money on takeaways

Go direct to the takeaway

You can often avoid the fees that come with Deliveroo and Uber Eats by ordering direct from the restaurant. You might even find items are cheaper too!

Collect your order

If that fails and you are happy to pop out you can often save on delivery charges by picking up your order yourself.

Obviously you can do this when you order direct, but you might also be able to combine it with discount codes via the main takeaway apps.

Look for discount codes

It’s often possible to get codes to bring down the cost of your order – especially if you’re a new customer.

Keep an eye on your emails and app notifications as you often get send special offers by the big takeaway brands.

I’ll list the best special offers I spot below.

Use cashback sites

A few of the big takeaway brands are on Quidco and TopCashback. You can earn money back on purchases from Deliveroo, Uber Eats, Just Eat, Dominos and Pizza Hut.

If you’ve not used those sites before you can also nab up to £17 back as a welcome bonus, on top of the cashback you’ll earn for your takeaway purchase. Here’s more on getting those bonuses.

Delete the apps

If you tend to regret ordering a takeaway, adding a bit of friction can help you buy them less often. The easiest way is to delete the apps. Doing this doesn’t stop you from ordering but it can take away temptation.

Just Eat discounts

Just Eat: £8 off

Until 30 June 2025, Just Eat is offering £8 off orders with the code JUNE8.

You need to spend £25 or more to use the code. There are thousands of participating restaurants, from locals to national chains like Five Guys and Pizza Express.

It can only be used once per person.

Just Eat: 20% off on Tuesdays

Every Tuesday selected restaurants are part of a 20% off deal with Just Eat. There’s a minimum spend of £15 and the discount will be automatically applied.

Your choices can be limited, but it all depends on where you live. It’s well worth checking.

Deliveroo promo codes

Deliveroo: Delivery pass

You can pay either £3.49 or £7.99 a month to get free delivery, depending on the size of your order. If you’re tempted by this Deliveroo Plus subscription, make sure you check out this review to see if it’s worth it for you.

Deliveroo: free delivery with Amazon Prime

Amazon Prime members can add on a free year of Deliveroo Plus – but only the tier that gives free delivery on orders over £15. We’d definitely get this if you have Prime, but don’t be tempted to order more often, or spend more on orders, just to get free delivery.

Not got Amazon Prime? You can sign up here for a 30-day free trial, then £95 a year. If you cancel Prime you’ll lose your Deliveroo Plus membership.

Deliveroo: £10 cashback from Amex each month

Anyone with an American Express Preferred Rewards Gold card can now add an offer to their card to get money back at Deliveroo every month.

You’ll get £5 back on the first two transactions each month. There’s a £5 minimum spend.

Here’s more on the Amex Preferred Rewards Gold card.

Featured savings deal
Trading 212 Cash ISA
AER (variable)
4.81%
Minimum
£1
New Trading 212 customers get an increase of 0.71% AER to 4.81% for 12 months
More details ▼
Additional Info

Existing Trading 212 customers get a rate of 4.35%

FSCS Protected?: Yes

Allows transfers in?: Yes

Flexible ISA?: Yes

Uber Eats promo codes

Check the app and your email for user specific codes that happen fairly regularly.

Uber One: free delivery via subscription

Uber also has it’s own scheme – Uber One – which offers discounts on takeaways, as well as rides.

Uber Eats: £3 off first order

Use the code eats-5ngkw and you’ll save £3 when you spend at least £20.

Uber Eats: 20% off with Three

Three customers can download the Three+ app to save 20% every week. Minimum order of £15 excluding delivery. More on the Three+ app here.

Free Uber Eats credit for NHS workers (ended)

Link your NHS/HSC email address to your Uber Eats account by 11.59pm on 20 December and get sent promo codes for free food and Uber rides on 23 December to be used over Christmas.

You’ll be able to claim £10 to spend on a meal or groceries via Uber Eats on Christmas Eve and Christmas Day.

And if you link your Uber account to your NHS/HSC email you can also claim two £10 Uber rides to or from work on the same days.

Pizza Hut offers

Pizza Hut: 50% off via Tastecard

There’s a trick with Tastecard to get half-price pizza every day of the week at Pizza Hut. You simply need to get a Tastecard and there’s usually a three-month free trial. 

Dominos offers

Dominos: 50% off via Tastecard

Tastecard will also give you 50% off pizza every day of the week at most Dominos. Get a three-month free Tastecard here. 

Theatre deals and discounts

Tickets to shows may be pricey, but there are ways to save

Looking for cheap deals and discounts for theatre tickets in the West End and elsewhere? We’ll post regular sales or decent offers here.

Don’t forget to read our guide to getting cheap theatre tickets.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Annual sales and offers

These are offers that tend to come back each year, so keep an eye out.

Kids Theatre Week (June to September)

Kids Theatre Week runs every summer, and tickets generally become available in early June for shows in August. Tickets go on sale this year on 10 June 2025, and they tend to sell out fast, but more tend to be released to coincide with the start of the summer holidays.

You can get one free child’s ticket (and two more at half-price) at a series of West End shows when you buy one full-paying adult ticket. It’s for shows from 21 July to 31 August, not just one week. A child is anyone 17 years old and under.

Tickets are limited with big shows quickly selling out, but there are plenty of options including Hamilton, Harry Potter And The Cursed Child, Mamma Mia and kids’ shows The Lion King, Matilda The Musical and Alice in Wonderland. And keep an eye out, as more seats might be released for those popular productions.

The only thing I’d say is the adult tickets are full price so you might be better off looking at other deals if more than one adult is attending.

London Theatre Week (February and September)

Twice a year, TodayTix and other sites offer discounts at a decent number of West End shows in an event called London Theatre Week. It ran from 17 February until 9 March 2025.

During these dates, you can book to visit the theatre in the coming months for heavy discounts — prices are either £15, £25 or £35.

The dates you can get discounts on vary massively between productions, but for a lot of them, you can book for a couple of months

Expect it to also return late August 2025.

Official London Theatre See It Live (December 2024 to March 2025)

Official London Theatre holds a New Year sale semi-regularly, with some big shows at least 20% off. It’s been rebranded this year to See It Live (previously it was Get Into London Theatre or the London Theatre New Year sale).

Tickets are either £10, £20, £30, £40 or £50, with no booking fees.

This year it’s running from 10am on 26 November 2024 for performances until February. It’s often extended into March.

Love Your Local Theatre (March to May)

Each March there’s usually an offer run in conjunction with The National Lottery. In 2022 it was a 2-4-1 vouchers while in 2023 it was a free £25 Theatre Token. The latter went viral and all tokens were snapped up within 24 hours.

However, unused tokens from March were made available again, with a final chance to get tokens taking place in May.

Tickets are limited and go very fast. If you join the waiting room before 11am you’ll be randomly allocated a spot in the queue. Those joining after 11am will be put at the back of the queue – which likely means you’ll miss out.

In order to claim the voucher you’ll need a Lotto ticket or scratchcard. You’ll find a reference number on your Lotto card which you’ll enter if you make it through the queue.

This event did not take place in 2024 or 2025.

Flash promotions & sales

These offers are special deals that we’ve spotted

Central Tickets: Get 10% extra credit with your first top-up

If you top up your Central Tickets account for the first time, you can get 10% added by Central Tickets, up to the value of £10. 

The credit in your account is used as payment for seat filling bookings you make through Central Tickets. It can’t be used on West End offer tickets (listed in a separate tab on their site).

You won’t be able to get a refund on it, and it won’t be protected if Central Tickets were to go bust, so make sure you’ll make use of the money you top up before you do so. 

Central Tickets will add up to £10, so you could get £110 worth of credit for £100. 

Theatre Tokens gift card discounts

There are occasionally discounts such as save 10% on Theatre Tokens – the official theatre gift card that’s valid at hundreds of locations nationwide and the TKTs Booth in the West End. We’ll add them here when we spot them.

Theatre Tokens: 10% off

If you buy a Theatre Tokens gift card and use the code Tfl then you can get 10% off your purchase. These gift cards can be redeemed at over 300 theatres nationwide and don’t have an expiry date.

You can order a total of £500 worth of gift cards per household, which would get you a £50 discount.

Previous offers

TodayTix: Boxing Day sale from £15 per ticket (expired)

TodayTix tends to run sales throughout the year and the latest is offering tickets from £15 for Boxing Day. There’s no end date published, but I’d expect it to be until the end of January, if not early December (though the actual performances can be after these dates).

TodayTix: 25 shows for £25 each (expired)

Until 4 June you can book £25 tickets at 25 different West End shows via TodayTix. This includes Book of Mormon, We Will Rock You, Wizard of Oz and Punchdrunk’s Burnt City.

The best bank switching offers (June 2025)

The best cash incentives available when you switch banks right now

We’ll update this page as new offers appear, though you should check the terms and conditions at each bank before you begin to ensure they haven’t changed.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Top bank switch offers

£100 switch and up to £120 cashback and £120 hotel credit
TSB up to £340 switch offer
Switch bonus
£100
Additional bonus
£90 + £30 + £120 reward
Offer ends
Unknown
More details ▼
Additional Info

Extra cashback: £30 to £40 available via Quidco or TopCashback (rates can change)

Extra bonus: Triple cashback for six months (worth £90)

Extra reward: £120 Expedia voucher or days out pass

Switch bonus paid: Between 2 and 16 August 2025

Existing customers?: Yes

Requirements

Switch using the Current Account Switch Service and close old account with 21 days of the offer ending

Use the debit card 5 times by 19 July 2025

Log in to online or app banking by 19 July 2025

For additional bonus, make 20 debit card transactions per calendar month for six months

For cashback, make two debit payments in three of the four months from opening and pay in £500 a month in three of the four months from opening

Exclusions

You can't have already have received a TSB switching bonus since 1 October 2022

Offer limited to once per person and account

More details ▼
Additional Info

Bonus paid: Around 90 days after requesting the switch

Existing customers: Only if opened an account since 2 January 2025

Requirements

Open a new or hold an existing Everyday Edge, Edge Up or Private current account

Set up two Direct Debits before or after the switch from a selected list of household bills

Switch using the Current Account Switch Service and close your old account within 60 days of starting the switch

The old account must be from a different bank

Deposit £1,500

Exclusions

Can't have held any Santander current account on 1 January 2025

Can't have received a switching bonus from Santander already

Offer limited to once per person

Extra £35 via cashback site
First Direct £175 switch offer
Switch bonus
£175
Additional cashback
£35
Offer ends
Unknown
Apply via cashback site Quidco or TopCashback for a £35 bonus
More details ▼
Additional Info

Bonus paid: By the 20th of the following month after meeting the criteria

Existing customers?: No

Additional cashback: Must apply via a cashback site (rates vary)

Requirements

Move two direct debits or standing orders from your old bank

Switch using the Current Account Switch Service and close old account

Pay in £1,000 within 30 ays of opening the account (and leave it there for 24 hours)

Use your debit card five times in the first 45 days

Log into mobile banking or the banking app in the first 45 days

Exclusions

You can't have or have ever had a First Direct account

You can't have opened an HSBC account since 1 January 2018

Offer limited to once per person

Other switch offers

Qualifying existing customers only
More details ▼
Additional Info

Bonus paid: Within 10 days of the switch completing

Existing customers?: Only

Requirements

Open a new or already have a FlexPlus, FlexDirect or FlexAccount

Switch using the Current Account Switch Service and close your old account within 28 days of starting the switch

Transfer two direct debits

Deposit £1,000 within 31 days

Make one debit card transaction within 31 days

The old account must be from a different bank

Exclusions

Must be eligible banking, savings or mortgage customer as of 31 March 2025

You can't have received a bonus from a switching offer since 18 August 2021

Offer limited to once per person per account type, but you can get it on both personal and joint

Northern Ireland only
Danske Bank up to £175 switch offer
Switch bonus
£100
Additional bonus
Up to £75
Offer ends
Unknown
More details ▼
Additional Info

Eligible accounts: Choice, Reward or Freedom

Switching bonus: £100

Bonus paid: Within 10 days of meeting the criteria

Additional bonus: £25 a month for three months

Existing customers: No

Requirements

Switch bonus:

Complete a full switch within 60 days of opening the account

Pay in £1,000 within 60 days

Register for online or app banking

Additional bonus requirements:

Make 11 debit card transactions a month for three months

Exclusions

Cannot already have a Danske Bank current account or had one on 7 April 2025

Cannot have had a Danske switching offer payment since 1 January 2023

Offer limited to one welcome offer per person and account

Barclays Bank Premier Avios "£119 switch offer"
Switch bonus
25,000 Avios points
Offer ends
Unknown
More details ▼
Additional Info

Bonus paid: Four months after joining Avios Rewards

Existing customers: No, must join Avios Rewards within 4 months of opening your first Barclays current account

Requirements

Open a new Premier Banking account

Earn £75,000 a year or have £100,000 saved/invested with Barclays

Add Barclays Avios Rewards to your account (£12 a month)

Switch using the Current Account Switch Service and close your old account

The old account must be from a different bank

Exclusions

Offer limited to once per person

New customer offers - no switch required

Chase 5% linked savings account
Savings rate
5% for 12 months
Monthly fee
None
Cashback
1% on groceries and transport
5% AER linked savings account for 12 months for new current account customers joining from 9 June for your first 31 days. Includes 2.25% AER 12-month bonus on top of standard saver rate. May be withdrawn. Interest paid monthly. T&Cs: chase.co.uk/saver-boosted
More details ▼
Additional Info

Benefits: Linked saver account: 2.75% AER variable plus 2.25% bonus for 12 months. Chase current account required to open saver account. T&Cs apply.

Round-up account: 5% AER (4.89% gross) variable, paid monthly. Chase current account required to open round-up account. Round-up balance transfers to elected Chase current or saver account on anniversary of account opening. T&Cs apply.

Zero fees from Chase when spending at home or abroad

Open multiple accounts for free

24/7 customer service

About bank switching

Bank switching doesn’t need to be scary, and once you get the hang of it you can make some decent cash! Here’s everything you need to know to get started.

How to switch bank

You can switch bank for a number of reasons, but the main benefit is an effective cash bribe that banks offer to get you to choose them.

Here are the basics to get you started.

Switch bank like a pro

Once you’ve switched for free cash, you can keep going!

We’ve shared the things you need to know first, and what you can do to make it even easier.

The best extra ‘dummy’ accounts

You don’t actually need to switch your main current account.

Instead you can set up a new one just for switching! Here’s how

Cheap extra direct debits

Some switch offers require you to have a handful of active direct debits to transfer over.

If you don’t have enough, then we’ve some hacks to help you set up new ones quickly that won’t require you to pay for anything.

Featured savings deal
Trading 212 Cash ISA
AER (variable)
4.81%
Minimum
£1
New Trading 212 customers get an increase of 0.71% AER to 4.81% for 12 months
More details ▼
Additional Info

Existing Trading 212 customers get a rate of 4.35%

FSCS Protected?: Yes

Allows transfers in?: Yes

Flexible ISA?: Yes

Does bank switching affect your credit score?

We love bank switching, but there are some situations when switching could hurt your credit report.

Here’s what you need to consider before switching if you’re worried about your score.

Debit card ‘spend’ hack

You might find a switching deal or current account reward requires you to spend regularly with your new debit card.

That’s not hard – but we’ve a way you can do this and still earn cashback on your spending from a different card.

Smart Money People advert

The best rated current accounts

Thousands of customers have left current account reviews over on our sister site Smart Money People.

Find out which current accounts they rate – and the ones they don’t.

Kids & family days out offers

If you’re thinking of what you can do with your little ones that won’t break the bank, here are some ways to spend less on days out and activities

Days out aren’t cheap, so here we’ll share special offers where you can bring down the price of tickets, as well as any special free events and activities. We’ve also had a look at schemes such as Kids Pass and Little Bird and shared whether we think they’re any good.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Wording that says 'kids and family days out offers' and the be clever with your cash logo on an orange background

Gardens

BBC Gardeners’ World magazine: 2-4-1 entry card

This annual offer is always worth a look. If you buy the May 2025 edition of Gardeners’ World magazine (out 10 April) you’ll get a card that’ll get you 2-4-1 entry to over 380 gardens in the UK and Northern Ireland.

This includes:

  • Leeds Castle (save £35)
  • Hever Castle (save up to £27.40)
  • Knepp’s Rewilded Walled Garden (save £30)
  • 69 National Trust gardens
  • 26 National Trust of Scotland gardens
  • 12 English Heritage gardens

This year, 137 gardens also offer discounted entry for solo visitors.

The magazine costs £9.99 and you can buy it in shops or online (you can get it for £10.99 including postage).

The pass is valid until 2 April 2026 and can be used as many times as you like.

Free ticket offers

Open Farm Sunday: free farm visits on Sunday 8 June

On Sunday, 8 June, farms across the country will be opening for free for the day. You can book tickets on the Open Farm website.

You’re able to get tractor rides, meet the animals, go on a guided tour, learn about science in farming, see how the machinery works and visit farm shops.

MoneySuperMarket: SuperSaveClub hack

If you take out insurance via MoneySuperMarket you can get free membership to the SuperSaveClub, which offers free tickets every week and month to big name attractions like London Zoo.

But there’s a way to get access without buying insurance that won’t cost you anything – simply sign up for the free Credit Monitor service. You can also do this for every adult in your home, increasing how many free tickets you get.

We’ve written up how to get free membership in detail.

National Lottery: Open Week (ended)

The National Lottery runs a regular promotion where you can get free or low-cost days out, including Eden Project, National Trust, the Tower of London and English Heritage properties. 

The National Lottery Open Week runs between 15 March and 23 March 2025 — booking is open now.

To get access, you need to have a National Lottery ticket or scratchcard, which you can use to visit a National Trust or National Trust for Scotland properties for free or at a discount. The date of the lottery ticket isn’t relevant, but maybe hang on to it until you know if you’ve won. 

You can see a full list of the attractions and the discounts available, searchable by postcode or your current location. The full T&Cs are here too.

Activities

Buyagift: free £15 voucher (ended)

Head over to the free Lidl Plus loyalty app and you’ll be able to claim a free £15 voucher to use on tickets and experiences from Buyagift. This includes meals out, Vue cinema tickets and memberships to the likes of English Heritage.

A number of purchases are excluded, such as gift cards, Old Trafford tours and entry to Lift 109 at Battersea Power Station.

You need to claim your code by 2 June 2025 and use it by 31 August 2025.

It can’t be combined with other codes, so it’s worth seeing on more expensive options if a different code would save more money.

National Trust & English Heritage offers

National Trust: get a free one-day family pass with the Daily Mirror (ended)

National newspaper publisher Reach is giving away free National Trust family day passes to participating National Trust sites in England, Wales and Northern Ireland, worth £50, when you buy the Daily Mirror from 3 May until 11 May. You can use it on two adults and three children or one adult and four children.

The vouchers need to be used by 29 June. You can redeem it Monday to Sunday, excluding 24 to 26 May and Sunday 15 June.

Check the T&Cs before going, as some sites are excluded. When booking, select a free member’s ticket (not a paid ticket) and when asked for your membership number, type REACHSPRING25 to claim the free pass.

National Trust: free family day pass (expired)

Get a free family day pass to participating National Trust sites until 30 June. You’ll need to use an incognito tab as the original offer was sent in a newsletter.

You’ve got until 12 May to apply or until all 60,000 passes have been claimed.

The day pass admits two adults and up to three children, or one adult and four children. Single adults and couples can also use it. You can use it Monday to Sunday.

Days out ticket discounts

National Rail: 2-4-1 days out

If you’re travelling by train to an attraction, you might be able to use it for a discount on your entry. Details here.

“Open House” events

In September each year many buildings open their doors for free across the UK. Here are some of the main organisations, but do check locally to see if there are other places offering something similar.

Open House London – September 2025

From 13 to 21 September 2025 you can get free or discounted access to hundreds of buildings and gardens in London, many of which are normally closed to the public. Bookings open 20 August 2025. Details here.

Heritage Open Days (Scotland) – September 2025

In September 2025 there’s a similar open day festival in Scotland giving you access to buildings and events across the country. It runs across four weekends, depending on location. Details here.

Doors Open Days (England) – September 2025

On weekends from 15 to 21 September 2025 Heritage Open Days will provide free access to events celebrating England’s history and culture. Details here.

Open Doors (Wales) – September 2024

Throughout September 2025 you can get free entry and guided tours to more than 200 historic sites in Wales. Loads of events don’t require booking. Details here.

Theme park deals

Check out our separate guide to paying less for theme park tickets such as Alton Towers and Legoland.

Kids & family membership offers

Kids Pass: one year for £28

At full price – £40 a year – it’s possibly a bit pricey. However, there are ways to save which make it worth a go.

Living Social is selling an annual pass for £27, plus a £1 admin fee. This saves you £11.99 on the standard annual price.

Kids Pass: get paid for a 30-day trial

Alternatively, if you go via TopCashback or Quidco you’ll get more than £1 back in exchange for a trial (duration can vary when you click through).

“Days Out” offers

Another scheme is the Days Out website. This works slightly differently as there’s no membership, but you might find discounted tickets.

Boundless membership

If you work in the public sector or are a civil servant, a Boundless membership gives you free access to UK attractions, including Kew Gardens, a free Kids Pass and Tastecard.

  • Basic Boundless costs £40 a year
  • Boundless Plus costs £68 a year

We’ve looked in more detail at who can get it and what you get in our review.

What is Kids Pass?

What does Kids Pass do?

Kids Pass is a membership which gives you discounts on the places and things kids like to do.

Kids Pass promises:

  • Up to 57% off at “family days out” such as theme parks, bowling and play centres
  • Up to 40% off at cinemas, seven days a week
  • Kids eat free or for £1 at hundreds of restaurants
  • Savings on places like Butlins and Haven

You only need one card per family, rather than per child.

Is Kids Pass any good?

The discounts can be pretty decent, especially the restaurant and cinema deals.

Restaurant deals

Some restaurant chains include are Giraffe, Garfunkels, Barburrito, Handmade Burger Co, and Bella Italia, each offering free food for kids or £1 meals. There’s also BOGOF at Pizza Hut (delivery) and a second pizza for £1 at Papa John’s. There are hundreds of independent ones, too. You can see those involved without getting a membership.

Cinema deals

The cinema discounts through Kids Pass are available at most major chains and various independent places. You get up to 40% off tickets for kids and adults, making it a good option even if you don’t have kids. A quick look at a few different chains and it generally works out as £8 per adult ticket.

Check if it’s cheaper to buy your tickets with a different deal.

You’ll need to buy your tickets through the website or app – you can’t just show your pass at the box office. 

Other deals

The theme park and other family activities look good, though as with most entertainment, it’s worth shopping around for other offers. It does look like it includes all the major theme parks and places like Madame Tussaudss and London Dungeon.

You can also save up to 50% at places like Eurocamp, Haven and Butlins.

Travel deals

From flights to trains to taxis, here are some great travel deals, discounts, voucher codes and offers I’ve uncovered.

I’ll update with any special sales and codes when they happen. Also do read my guide to getting the best value when booking hotels.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Bike and cycling deals

Santander Cycles: 24 hours for free until 8 June

Santander Cycles is offering 24 hours of free rides on both classic and e-bikes until Sunday with the code SCSXSW until Sunday 8 June 2025. You can cycle for 60 minutes at a time over a 24-hour period.

Brompton: three days free hire (ended)

Brompton is currently offering three days of free hire of its bikes when you download the app and use the code 3DAYSFREE in the discount code box, found in “settings”.

Before you can access this screen, it asks you for credit card details and takes 1p from your account to verify it. This is running until 28 February 2025.

Flight deals and discounts

We’ll update here with any decent sales when they happen. Also, read our guide to saving money when booking flights.

Wizz Air: All You Can Fly subscription

If you travel a lot, then this new membership from Wizz might appeal. You’ll pay £599 a year for unlimited flights.

In sounds good, but there are a number of catches:

  • Booking only starts in September 2024
  • There’s an extra 9.99 Euro fee on each flight
  • You can only book seats on flights that depart in the next three days, making return trips a little risky
  • It doesn’t include handheld or checked bags (so they’re extra)
  • Only one personal item is included (max. size 40 x 30 x 20 cm)
  • If you miss three flights your membership will be cancelled without a refund
  • It’ll automatically renew each year unless you cancel

Overall it sounds like more hassle than it’s worth, especially when you consider there are cheap tickets available in advance from Wizz and other airlines.

However, if you’re retired or have the flexibility to travel regularly and at the drop of a hat, it could be worth a look.

Train deals and discounts

Train & railcard discounts

From £5 off through to flash sales, we’ve listed the best train ticket savings in a separate deals page here.

Petrol and motoring deals

Halfords: free 5-point winter car check and bike check

Halfords is offering motorists a 5-point winter car check, which includes:

  • Headlight and brake light check
  • Wiper blade condition check
  • Battery health check
  • Windscreen chip check
  • MOT due date reminder (UK only)

If you’ve got a bike, you can also get a free bike safety check. Halfords says there’s no obligation to get an estimate for repairs or servicing, if any issues do come up.

You’ll need to book in advance on the Halfords website.

Halfords: Free 10-point car check and £5 voucher

If you join the Halfords Motoring Club for free, you can get a free £5 voucher to spend online or in-store at Halfords and a free 10-point car check, worth £15. 

There’s a Premium tier for £49 per year that gets you your MOT (worth £44.99), 2 10-point car checks, a free fitting of wiper blades or headlights and 5% off at the autocentres and in-store. 

This is generally a pretty good deal, but definitely worthwhile if you’re having enough work on your car to make the most of the 5% off, don’t know how to change your headlights or windscreen wipers and would usually do your MOT at Halfords. 

Taxi and minicab deals

Money off your first Uber journey

Use the code 5ngkw on the Uber app to get a discount on your first ride. This is for first-time users only.

Bus, tube and tram deals

£2 bus fare cap – extended to December 2024 (ended)

Bus fares will be capped at £2 one way in England from January to the end of December 2024. Not all bus companies are taking part – you can see a detailed list of the companies and routes here. After the end of the year, buses will be capped at £3 instead, until the end of 2025.

Loyalty travel deals

Uber Member Days: 20% back on car hire, flights and trains (and more deals) (ended)

Subscribers to Uber’s ‘Uber One’ membership can get additional benefits from 16 May to 23 May as part of its new promotion ‘Uber Member Days’. 

Plus, you can get a month trial for free until 23 May, even if you’ve tried it before. Although after this, it’ll renew at £4.99 per month or £49.99 per year. We have a full guide on the membership, but it’s worth noting that this gets you Disney+ if you get the annual membership, so it’s worthwhile if you pay for Disney+ anyway. 

Offers for Uber Member Days include:

  • 20% back in Uber credits for car hire (max £250 back)
  • 20% Back in Uber Credits on Trains
  • 20% Back in Uber Credits on Flights
  • 25% off selected alcohol at Waitrose
  • 50% off snacks from selected supermarkets
  • 50% off Pizza Express items
  • Free Courier Trip (up to £10 off)

Best credit card offers and promotions (June 2025)

The best offers and promotions for credit cards from 0% interest through to introductory bonuses.

Used responsibly, credit cards can help you earn money on purchases, give you stronger consumer protections, make holidays cheaper, help you clear debts or spread the cost of a big purchase. 

Everyone’s situation will be different, so these are just the best cards out there – you might have to settle for a shorter deal or lower rate of cashback.

This list is updated at least every month – check the published date to see when this last happened.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

The best cashback card welcome bonuses

When you’re opening a card, especially a cashback or rewards based card, it’s worth seeing if there’s a welcome offer. And even better, checking to see if it’s boosted.

Amazon: £40 welcome offer for Prime Members

If you have Amazon Prime and you sign up for the Amazon Barclaycard by 6 June 2025, then you can currently get £40 in Amazon credit added to your Amazon account.

You’ll also earn 1% at Amazon and 0.5% elsewhere, dropping to 0.25% after a year. Non Prime members can get £20.

Amazon: £20 welcome offer

Sign up for the new Amazon Barclaycard and you’ll get £20 in Amazon credit added to your Amazon account.

You’ll also earn 1% at Amazon and 0.5% elsewhere, dropping to 0.25% after a year.

John Lewis: double points for 60 days

If you apply for a new John Lewis Partnership card you’ll get double points at John Lewis or Waitrose for the first 6 days, meaning you’ll get the equivalent of 2.5% back.

After this you’ll earn 1.25% back (5 points per £4 spent) in Waitrose or John Lewis. You’ll get 0.25% back (1 point per £5 spent) at all other retailers.

There’s no end date for this deal.

M&S: 5x points for six months

If you apply for a new Marks & Spencer credit card, you can get five points on M&S spending instead of one, for six months. Every £100 spent gets 500 points which works out as £5 as a voucher.

There is no closing date for this offer but the terms and conditions state it can be withdrawn at any time.

Best American Express welcome offers:

We’ve more details on the latest offers in my dedicated guide to American Express offers, but here are the top picks for the bonus available for new cardholders.

Boosted Amex welcome offers

  • £25 back and 5% on the Amex Cashback card

Best 0% Purchase & Balance Transfer welcome deals

Before you get a 0% balance transfer card make sure you read my guide to how to properly use them to reduce the cost of debts.

Barclaycard: £20 bonus and £15 cashback (expired)

With the Barclaycard Platinum credit cards, you can get £15 cashback from Quidco when you apply and use the card within 90 days.

And on top of this Barclaycard will give £20 cashback if you spend £500 on the card once accepted. That part ends 6 February 2025.

The card itself offers up to 22 months of spending at 0%, and up to 19 months for a balance transfer, with a fee on the latter of 3.45%. If you use the card for purchases you must pay off at least the minimum each month, even though it’s at 0%.

Remember, even though you need to go via Quidco to get this offer, you should check your eligibility first on the Barclaycard site. If you decide to proceed with the application, close the Barclaycard website down, and start again via Quidco.

If you’re new to Quidco, you could get up to £20 as a welcome bonus as well, though you’ll need to you use this for other shopping as it requires a minimum spend.

Bonus cashback: Up to £25

Cashback sites Quidco and TopCashback offer between £20 and £30 to successful applicants for credit cards from Tesco, TSB, HSBC and Barclaycard. Rates can change, so check out both sites.

For balance transfer cards this could work out better than the no-fee option. So for example, the Barclaycard Platinum transfer fee is 0.9%. Transfer £2,222 or less and the cashback wipes out the fee.

These rates can change so it’s worth checking each site to see which pays first.

New to cashback sites? Get an additional bonus of up to £20

Quidco new members can get £20 when they spend £10, while TopCashback new members can get £20 when they spend £10. Find out how to get these bonuses

Our podcast

Listen to Cash Chats, our award-winning podcast, presented by Editor-in-chief Andy Webb and Deputy Editor Amelia Murray.

Episodes every Tuesday.

Andy and Amelia with the text "Cash Chats Personal finance podcast"

Best fee-free travel welcome deals

Most credit cards are expensive to use overseas, but a few are fee-free on transactions and withdrawals.

Best credit building credit card welcome deals

If you’ve got a poor credit rating then spending on a credit card and then clearing the debt completely each month can help boost your score.

I’ve written in detail about this type of card, so make sure you check it out.

Barclaycard Forward: £20 cashback

If you’re eligible for the Barclaycard Forward card then you can apply via Quidco or TopCashback to get £20 cashback.

Tesco Foundation: £25 cashback

You can get £25 cashback when applying for the Tesco Foundation card via TopCashback.

Get paid to switch bank

Check out the latest bank switching incentives, plus the current accounts with the best rewards, cheapest overdraft and highest interest.

best bank switching offers

Expired deals

Asda Money: up to £50 cashback (expired)

If you open a credit card with Asda Money by 6 January 2025 then you can get 5% back in your Asda Pounds in your first 60 days, up to £50.

You’ll also earn 0.75% on your Asda spend and 0.2% everywhere else.

This is only available for new customers, or those who’ve not had an Asda credit card in the last 12 months. You’ll need to stay within the terms of your credit agreement to get the Asda Pounds.

It’s worth noting that recent offers have paid more, with £50 or £100 available in cashback in 2024.

HSBC: 0% purchase card plus £60 cashback offer stack (expired)

With the HSBC Purchase Plus card, you can get £35 cashback from Quidco when you apply and use the card within 90 days. If you’re not on the Premium level of Quidco (£1 a month – more here), that this drops to £25.

And on top of this HSBC will give £25 cashback if you spend £100 on the card once accepted. That part ends 16 December 2024.

The card itself offers up to 20 months of spending at 0%, and up to 17 months for a balance transfer, with a fee on the latter of 3.49%. If you use the card for purchases you must pay off at least the minimum each month, even though it’s at 0%.

Remember, even though you need to go via Quidco to get this offer, you should check your eligibility first on the HSBC site. If you decide to proceed with the application, close the HSBC website down, and start again via Quidco.

If you’re new to Quidco, you could get up to £20 as a welcome bonus as well, though you’ll need to you use this for other shopping as it requires a minimum spend.

Halifax Clarity: £20 cashback (expired)

Sign up for a new Halifax Clarity credit card and make a transaction within 90 days to get a £20 bonus added to your card.

The Halifax Clarity won’t charge you for spending or using an ATM, but it will charge interest on cash withdrawals.

Virgin Atlantic Reward+: Up to 22,500 bonus points boost (ended)

If you collect Virgin Points rather than Avios, this offer until 4 March 2024 will earn you double the usual points on spending for two months.

CardFeeRequirementWelcome bonusBoosted points
Virgin Atlantic Reward+£160 a yearSpend up to £5,000 before 14 April15,000Up to 7,500

You’ll get 15,000 points with your first purchase with this card, and then double points (so 3 per £1 rather than 1.5 on most spending, or 6 rather than 3 on Virgin Atlantic/Virgin Holiday payments) until you reach £5,000 or 14 April (whichever happens first).

This means the additional points you can earn is capped at 7,500 and a total of 22,500. After this you’ll get the standard 1.5 points per £1 on additional spending.

It’s worth noting the card is fee free abroad if you spend in Euros, Swedish Kronor or Romanian Lei within the EAA or UK. It doesn’t apply to cash withdrawals.

You’ll be eligible for the offer as long as you’ve not held this Virgin Atlantic card in the last six months. If you have the free version of the card you will be able to get this offer.

The offer ends on 4 March 2024.

Is it worth it?

It’s a decent boost, but sadly this is lower than the 34,500 points available from a similar offer that ran late Autumn 2023.

I had a quick look for an off peak flight in November 2024, and those points would be enough to get you a return ticket from London to New York via Virgin Atlantic, though you’d need to pay taxes of around £281 on top. That’s instead of paying cash of around £574. So in this case the points would be worth around £300.

Bear in mind there’s a £160 annual fee, and you won’t get a refund if you cancel it after getting the bonus, so the flight in the example above would actually have cost you £460. But that’s still a saving of £115ish.

There’s also a upgrade voucher to Premium or a 2-4-1 companion voucher if you spend £10,000 across a year.

Of course these calculations will vary by route, date and availability, and you might be able to pay less if you shopped around for other offers.

If you don’t want to use these towards flights you can redeem them at the Virgin Red site, including for train tickets or gift cards at Costa, Nike and Pizza Express. You’ll get half a penny (0.5p) per point, so those 22,500 points will be worth £112.50.

You can also swap for things like Virgin Wine and Gregg’s sausage rolls!

Yonder: 6 months free (expired)

If you sign up for Yonder, you can get yourself 6 months free (usually £15 per month). 

Yonder is a reward credit card that lets you earn points to dine out (mainly in London). Travel insurance is included. A nice draw is that it doesn’t necessarily check your credit report as it prioritises open banking data when making a decision on accepting or rejecting your application.

You don’t have to stick around after the free trial and cancel before the 6 months are up. 

Discounted gift cards and offers

Here are some of the latest offers to get you money off gift cards

When you buy gift cards for yourself or as a present, it’s really important you make a note of the expiration date and don’t forget about them at the bottom of the drawer! There are more details on what to watch out for in our article five things you need to know about gift cards.

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

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Gift card special offers

Tesco: 20% off gift cards

Tesco is selling a variety of gift cards for 20% off until 15 June 2025.

The gift cards available include:

  • Virgin Experiences – including Afternoon Tea, driving experiences and spa experiences.
  • Prezzo
  • Odeon

Amazon gift card bonuses

Over on our Amazon deals page, we’ve got a couple of deals where you get extra money when topping up your account or buying a gift card. These offers tend to run most of the year, though they are normally only for people who haven’t done either of these in the last three years.

Amazon also offers discounts on some retailer gift cards, especially in the run-up to Christmas and during shopping promotions like Cyber Monday and Black Friday.

Amazon: up to 20% off gift cards, including Lastminute, One4All and ODEON (ended)

Amazon is currently offering a number of discounted gift cards until 31 March 2025, including:

  • Candy Crush Google Play
  • Hotels .com
  • Lastminute
  • One4All
  • ODEON
  • Just Eat
  • Roblox
  • Uber & Uber Eats
  • Vue

Some offers are for digital cards, while others are for physical ones. Discount varies between 10% and 20% and check the terms on each gift card to ensure you’re meeting the minimum spend levels.

One4All: £15 Amazon extra (ended)

You can get a £15 Amazon promo code if you buy a £100 One4All card from Amazon between 25 and 31 March 2025.

The £15 will automatically be taken off future orders- though it expires 17 May 2025. It’s limited to one per person.

Cashback on gift cards

JamDoughnut: cashback when you buy gift cards

With JamDoughnut, you can buy gift cards both as gifts and for everyday purchases and earn cashback on them. Plus, if you’re a new JamDoughnut user, you can get a £4 welcome bonus using our link* (double what you’d usually get).

Retailers on the app include supermarkets like Asda, Sainsbury’s, Tesco and M&S.

TopCashback: get cashback on gift cards

TopCashback has a spin-off site called TopGiftCards with money back on brands including Asda, Ticketmaster, Uber, Costa and Clarks. You need to click through from TopCashback and choose your gift card.

These are all digital gift cards but check the individual retailer terms to see if it can be spent in-store, online or both. Cashback is then paid back to your TopCashback account.

Remember, if you’re new to TopCashback you can also get a bonus of £20 when you sign up and spend £10. This counts when you buy gift cards too, but excludes takeaways.

HyperJar: earn cashback on gift cards

As with JamDoughnut, you can buy gift cards through the app and earn cashback on them with HyperJar.

There are more than 60 retailers on the app, including some supermarkets like Morrisons and Asda.

Cheddar: cashback on gift cards and spending

You can earn cashback in two ways with Cheddar: buying gift cards through the app, earning instant cashback, as well as by spending at specific retailers with a linked account.

There are more than 80 brands in the app, and once again, you can get cashback from supermarkets like Tesco, Asda and Morrisons. Use the code CLEVER2 when signing up to get £2 welcome cashback.

Discounted “work-perk” gift card trick, including John Lewis

We’ve written in detail about how you can get access to discounted gift cards, including John Lewis and Marks & Spencer, if you open up a Scottish Friendly ISA. 

Expired offers

Tesco: 15% off cinema gift cards (ended)

Until 27 October you can get 15% off ODEON, Vue or Cineworld gift cards at Tesco.

You can get gift cards between £10 and £100 in the offer.

Our top deals

Here are a few ongoing and recent offers you might have missed:

Banking offers

Savings and investing offers

Shopping vouchers and other deals

Entertainment deals

Food and drink offers

Beauty & health deals

From freebies to money off, if we spot a great deal on beauty products we’ll list them here.

You can always get beauty discounts and freebies at various retailers. Here’s our pick of the best savings right now.

Yellow background with "beauty and makeup deals" in blue text

Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.

Space NK offers

Space NK: up to 20% off with £5 charity donation

This is a decent opportunity to stock up on beauty essentials (and luxuries) as you can get up to 20% off at Space NK until 2 June 2025

You must donate £5 to the charity Switchboard LGBT+ via Space NK’s link, and then you’ll get a unique code to use.

This includes rarely discounted brands such as Diptyque – only a handful of items are excluded, which you can see here. You can’t use the deal on gift cards or sale items either.

It ends 11.45pm on 2 June 2025

Body Shop discounts

£5 Body Shop voucher on your birthday

Love My Body members get sent a £5 voucher on their birthday every year. You can sign up for the scheme (for free) here.

Health deals

Vision Express: free eye test with £50 spend

Download the Lidl Plus app, and in the partner offers section you’ll find you can claim a free eye test (worth £30) and get 30% off frames, as long as you spend £50 on prescription glasses at Vision Express.

Ends 10 October 2025.

Grüum beauty deals

Grüum: skincare and/or haircare bundle for £3.95

You can get two or three full-sized products from Grüum (worth up to £43) for just the cost of delivery (£3.95).

There are several bundles to choose between, although some are often out of stock. The options include skin cleansers, shampoo bars, body wash bars and body oils, to name a few.

You have to pay £3.95 for delivery, but for a couple of products, that’s not bad.

Boots offers

There are often regular offers and savings at Boots so we’ve set up a page just for those deals.

Holland & Barrett offers

£3 free spend via Holland & Barrett loyalty scheme

Sign up to the H&B Rewards for Life scheme and you’ll get 300 bonus points straight away – worth £3.

You’ll then earn 4 points for every pound you spend, and vouchers are sent out four times a year (minimum 50 points needed).

Lush beauty deals

Lush: £3 Lush Club bonus (expired)

If you join Lush’s UK loyalty club then new or existing account holders can get a £3 welcome voucher if they sign into the latest version of the app before 8 October 2024.

You don’t need to do anything to trigger the coupon, though do check if it’s showing in the banner on the app or in the ‘Rewards’ section of the app.

You’ll be able to use the £3 in-store or on purchases via the app. It’ll last three months from activation.

Liberty beauty deals

Liberty: Subscription box offer

You can get an unusual beauty subscription box from Liberty. If you deposit £25 per month into your Liberty “beauty bank” (essentially buying store credit), then you get a “Discovery Box” four times a year for £5 per month, worth a total of £300 per year. 

You’ll still have the credit in your account that you deposited (except the £5 fee for each box), but it can’t be refunded or withdrawn.

What’s in the beauty box?

The box is called The Beauty Drop. You get four per year full of trial-sized products. They’re sent in January, April, July and October and they’ll be worth up to £300 throughout the year. 

Remember that just because Liberty would sell the products for £300, it doesn’t mean they’re worth that for you.

The drawbacks

Your typical bank account has protection – you’re protected by up to £85,000 if your bank goes bust. However, your money in the “beauty bank” at Liberty isn’t protected. This means that if Liberty were to go bust, the money you have in the account likely won’t be refunded to you, much like a gift card.

You could mitigate this by spending the money you deposit as soon as you can and not letting a large balance rack up, but Liberty’s high prices might prevent this.