You can earn cashback or earn rewards on your business spending
Business credit cards can be used for your business spending to earn you rewards and cashback. They often come with an annual fee; however, a lot of them offer a free first year, so you can switch cards after a year if you don’t want to pay. Here are some of the best business credit cards currently available.
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Free business credit cards
Virgin Money Business Credit Card
Annual fee
£28 (from year 2)
Cashback
1% cashback on your spending
Interest free days
59
Representative APR: Based on a credit limit of £1200 charged at 16.9% variable per annum for purchases. Fee of £28 per annum applies from year 2. Representative 22.4% APR variable.
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Additional Info
FSCS Protected: Yes
Rewards: Potential rewards include 25% back on Slack, 20% back on Dropbox, 5% back on Microsoft Advertising and 5% back on Avis car rental in the UK
Additional cards: Split your credit limit between as many cards as you want
Representative APR: Based on a credit limit of £1200 charged at 34.96% variable per annum for purchases. Representative 34.96% APR variable.
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Additional Info
FSCS Protected: Yes
Rewards: Exclusive offers at partner brands
Additional cards: Unlimited, free employee cards
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£50 Amazon gift card
American Express Amazon Business Prime Card
Annual fee
1yr free then £50 per year
Cashback
0.50%
Interest free days
56
£50 Amazon gift card then £50 statement credit if you spend £1,000 within the first 3 months. Representative APR: Based on a credit limit of £1200.00 charged at 27.6% variable per annum for purchases. Representative 39.0% APR variable.
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Additional Info
FSCS Protected: Yes
Rewards: Earn 2% on selected Amazon purchases or get 90 extra interest-free days on some Amazon purchases
Additional cards: Up to 20 complimentary Supplementary Cards for your employees
Offer details: If you spend £1,000 on your card within the first three months you'll get an additional £50 as statement credit
The standard interest rate on purchases is 34.9% pa. (variable), so if you borrow £1,200 the Representative APR is 34.9% (variable)
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Additional Info
FSCS Protected: No
Cashback details: Get 2% cashback on all card spend for the first 6 months or to a limit of £100,000 spend - that's a total cashback cap of £2,000. After this, you'll earn 1%. T&Cs apply.
Rewards: None
Additional cards: Not available
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£25 Amazon gift card
American Express Amazon Business Card
Annual fee
1yr free then £50 per year
Cashback
0.50%
Interest free days
56
£25 Amazon Gift Card upon approval then £75 statement credit when you spend £1,000 within the first 3 months. Representative APR: Based on a credit limit of £1200 charged at 27.6% variable per annum for purchases. Representative 39.0% APR variable.
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Additional Info
FSCS Protected: Yes
Rewards: Earn 1.5% in Amazon reward points or get 60 extra interest-free days on some Amazon purchases
Additional cards: Up to 20 complimentary Supplementary Cards for your employees
Offer details: If you spend £1,000 on your card within the first three months you'll get an additional £75 as statement credit
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Business charge cards
20,000 bonus points
American Express Business Gold
Annual fee
1 year free then £195 per year
Cashback
1 point per £1 spent. 2 points per £1 spent on Amex Travel.
Days to pay
54
You can earn 20,000 bonus points when you spend £3,000 in the first three months
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Additional Info
FSCS Protected: Yes
Rewards: Partner discounts and statement credits with purchases at Dell
Additional cards: Up to 19 additional cards for employees
Offer details: If you are approved and spend £3,000 on purchases within the first three months then 20,000 bonus Membership Rewards points will be awarded shortly after the end of the three months.
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50,000 bonus points
American Express Business Platinum
Annual fee
£650
Cashback
1 point per £1 spent. 2 points per £1 spent on Amex Travel.
Days to pay
54
You can earn 50,000 bonus points when you spend £6,000 in the first three months
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Additional Info
FSCS Protected: Yes
Rewards: Travel rewards, including airport lounges, £200 credit towards Amex Travel, room upgrades and travel insurance
Additional cards: Up to 19 additional Business Gold cards for employees
Offer details: If you are approved and spend £6,000 on purchases within the first three months then 50,000 bonus Membership Rewards points will be awarded shortly after the end of the three months.
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Business credit cards with an annual fee
Santander Business Cashback Credit Card
Annual fee
£30
Cashback
1% cashback on all business spend with no cap
Interest free days
56
Representative APR: Based on a credit limit of £1200 charged at 18.9% variable per annum for purchases. Fee of £30 per annum applies. Representative 23.7% APR variable.
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Additional Info
FSCS Protected: Yes
Rewards: None
Additional cards: Additional cards available at no extra cost and control what each cardholder can spend
Representative APR: Based on a credit limit of £1200 charged at 34.96% variable per annum for purchases. Fee of £299 per annum applies. Representative 110.86% APR variable.
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Additional Info
FSCS Protected: Yes
Rewards: Airport lounge access for the main card holder and two free guest lounge passes per year, Radisson Rewards VIP status, metal card and 6 months free Xero for first-time subscribers
New Trading 212 customers get a bonus of 0.66% AER for 12 months for current year subscriptions
More details ▼
Additional Info
Existing Trading 212 customers get a rate of 3.85%
FSCS Protected?: Yes
Allows transfers in?: Yes
Flexible ISA?: Yes
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Business credit cards explained
Who is a business credit card for?
If you run your own business, then you could benefit from a business credit card.
Anyone, from a self-employed sole trader to a company director, can get a business credit card, but not all sole traders will be eligible for all the cards on offer.
And you should always check if you’re eligible for one before you apply, however, there’s no guarantee you’ll get one if you apply.
Do you need a business credit card?
Credit cards can be expensive if they aren’t cleared each month by paying off the full balance. The interest added on top of anything left over will often cost more than getting a loan, so this isn’t a good idea.
Business credit cards can have benefits like rewards and cashback, which can sometimes be better than what’s on offer for personal accounts, however, these usually come with a cost. In addition, you may get Section 75 protection, however, this depends on whether you’re a sole trader or a ‘corporate business’, such as a limited company or partnership.
Does a sole trader need a business credit card?
If you’re a sole trader, then any credit card for your business is still a personal credit card. Applications will be based on your credit rating, and you’ll be personally liable for any debts you build up.
For this reason, most sole traders will probably be better off with a personal credit card that’s used just for business spending.
You can still take advantage of Section 75 cover, earn cashback with lower annual fees (if any), and even get fee-free spending overseas with some cards.
One of the few areas a business credit card is better for a sole trader than a personal credit card is that you might also get a much higher credit limit. That can help with large purchases. But of course, you need to be able to pay it back!
Section 75 protection for limited companies and partnerships
Section 75 doesn’t apply to these types of businesses. So there’s no added legal benefit to using a credit card in a company. Instead, you’ll need to use a personal credit card and claim the money back if you want to get this protection on purchases over £100.
However, if you run a limited company, it’s much cleaner to have spending made directly via the business rather than claiming it back as an expense. Particularly if you have any employees.
What’s the difference between a charge card and a credit card?
Some of the cards above are charge cards and won’t have an interest rate. These aren’t technically credit cards, as you have to pay the full balance every month. Meanwhile, a credit card lets you roll over a balance and will charge interest after a set period. Be careful which one you choose, as a credit card can make you accumulate debt, however, a charge card may charge you fees if you don’t repay the full balance within the set time provided.
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What you get with a business credit card
Additional cards
Most business credit cards will give you supplementary cards tied to the same account for your employees. This reduces your admin for expenses and helps you track individual spending. With some, you can limit the spending allowed per account.
Cashback and rewards
Another feature of business credit cards is earning rewards in the form of cashback or air miles. There are a handful that offer this on purchases. But these tend to come with a fee, which can wipe out most of the cashback you earn if you’re not a big spender.
You’ll need to calculate just how much you’re likely to earn in cashback after the fee to work out if they’re worthwhile. But say you spend £5,000 a year earning 0.5%, you’ll make £25.
Interest-free days
You’ll get a certain number of interest-free days with your business credit card or charge card, ranging from 42 to 59 days. This is how long you’ve got until a purchase will start to accumulate interest at the variable rate you’ve got with the card. Be sure to clear the balance within this timeframe to pay no interest on your purchases.
BT Sport isn’t the cheapest channel out there but it is possible to pay less, and sometimes even get it for free.
BT Sport is now TNT Sports
TNT Sports replaced BT Sport in 2023, following a merger with Warner Bros Discovery. We’ve got a page with the latest TNT Sports deals and offers so you can carry on watching your favourite sports for less on that channel.
The cheapest ways to watch BT Sport are if you’re a BT broadband / TV or EE mobile customer. There’s a pay-as-you go option for those with different internet and mobile providers.
Here are the best offers right now to save you cash.
Pay as you go passes
BT Sport month pass – £30.99
For the first time, BT has introduced a monthly pass at £30.99 a month. This means you don’t need to have any other service with BT or to sign up to a long contract – though you will have to cancel to stop the subscription rolling over to a new month.
The pass lasts for 30 days and includes all the BT Sport channels and discovery+, including 4K and HDR options if your TV supports it.
If you get your broadband from Virgin Media then you can pay £18 a month on a rolling 30-day contract (so effectively a monthly pass), and get 10% credited back to your bill. You will need to buy a £35 Virgin Media Stream box though (here’s my review).
Get it with your broadband
If you get your internet services from BT or Plusnet then you can get the BT Sport channels for an extra charge each month. This starts from £15 a month and you can watch via the BT Sport App. It goes up if you also add other BT TV channels and get a Freeview Box to plug into your TV.
If you’re adding it to an existing BT contract then it could mean you start a new contract for all your BT services. Shop around for deals that’ll bring the price down, such as using cashback sites for an added bonus.
Get it via Virgin Media
Virgin Media Stream: £8 per month
You can currently get BT Sport channels for £8 a month via Virgin Stream. It’s a 30-day rolling contract so you can cancel at any time. You’ll get the price for 18 months max, when it will then revert to full price (currently £18).
However you do need to be getting broadband via Virgin Media and there’s a £35 one-off set up charge (this can often be haggled to zero if you call up).
If your mobile phone is via EE you can buy passes to watch on your phone using the BT Sport app. You’ll get access to BT Sport 1, BT Sport 2, BT Sport 3, BT Sport/ESPN and BoxNation channels.
There are add-ons that let you watch it via the BT Sport app on your TV or improve picture quality to 4K.
Three months free with EE
EE customers can get the BT Sport app free for three months by texting SPORT to 150. Unless you cancel after this you’ll move on to the monthly paid subscription.
£10 a month mobile pass via EE
Access to the BT Sport app costs £10 a month. You can only watch it on your device and this is just for EE customers.
£15 a month to use BT Sport app on TVs and smart sticks via EE
The next level up is £15 a month the BT Sport Large Screen package lets you watch it on a TV via devices such as a Chromecast, Xbox, Amazon Fire Stick and some smart TVs.
The step-up to UHD/4K viewing is a package called BT Sport Ultimate which costs £20 a month.
10 months Big Screen & BT Ultimate for £15 a month via EE
This season pass lets you watch the channels on your TV and also upgrades picture quality to 4K. It’s £15 a month, so you’re saving £5 a month on the Ultimate package – but you are committing to 10 months.
There’s an early cancellation charge if you want to stop early, which you’ll also be charged if you switch away from EE for your SIM. To get this text SEASON to 150.
“Free” with EE Swappable Benefits
If you have a reasonably expensive “Smart Plan” contract with EE you can choose BT Sport as one of your swappable benefits. However I’d say you’re probably better off shopping around for a cheaper SIM-only deal.
You can pay £5 more to upgrade to the Large Screen package.
Three months BT Sport and Chromecast for £40 via EE (out of stock)
The BT Sport in a Box promotion gives EE customers (on a 12-month SIM-only contract or pay monthly tariff but not 30-day SIM-only deals) three months of BT Sport Large Screen and get a standard Google Chromecast (RRP £30) for £45.
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BT Sport on YouTube
Watch the Champions League final for free
For the last five or six years, BT has shown the Champions League final and Europa League final for free via BT Sport’s YouTube channel and on the BT Sport website for free! So anyone can watch without paying.
In 2023 the games are as follows:
31 May: Europa League Final (Sevilla vs Roma)
7 June: Europe Conference League Final (Fiorentina vs West Ham)
10 June: Champions League Final (Manchester City vs Inter Milan)
New Trading 212 customers get a bonus of 0.66% AER for 12 months for current year subscriptions
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Additional Info
Existing Trading 212 customers get a rate of 3.85%
FSCS Protected?: Yes
Allows transfers in?: Yes
Flexible ISA?: Yes
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Free Discovery+ with BT Sport
If you get BT Sport via BT TV, EE or Plusnet, you can get the Discovery+ package for free, which includes Eurosport. This is worth £5.99 a month for £59.99 a year.
This should include the monthly BT Sport pass, but not if you pay Sky and Virgin Media direct for BT Sport. You’ll need to activate the offer here.
You can watch BT Sport on your TV if you have the BT Sport app. This is available on
Samsung Smart TVs
Amazon Fire Sticks
Chromecast
Roku devices
NOW sticks
Xbox
PlayStation
Apple TV
Netgem
Buy an HDMI cable
As long as you have a laptop with an HDMI connector, you can just buy a cable to connect to your TV. This should be the cheapest option – but I prefer the smart stick options!
As much as I’d like to use trains over cars and planes (and I do when I can), tickets aren’t cheap. Regulated rail fares increases were capped at a 4.6% in March last year in England and Wales, while Scotland capped price rises at 3.8% in April.
However, official figures from the Office of Rail and Road show train tickets in Great Britain have risen by 5.1% during the financial year to March 2025, with cheaper advance fares for south-east England trains going up by almost 10%.
And come March next year, we could expect further hikes! The size of any annual rise is limited to the Retail Prices Index (RPI) inflation figure – but only on regulated fares. Non-regulated ones, such as advance singles and day off-peak are set by the rail companies so could go up by more.
You’ll pay these highest prices if you buy your ticket at the station moments before your train is due to leave, but it is possible to significantly lower the cost. Here are my top tricks to bring down the price.
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
Book in advance
An old tip, but still the best. Train companies generally release tickets 12 weeks in advance, and this is when they’ll be cheapest.
Even if you don’t get the advanced fares as soon as they go on sale, it’s still worth booking as soon as you know when you are going to travel. However, these tickets won’t be changeable or refundable.
Though the best fares often go quick, you can still get reduced fares the day before on many routes, and some even offer an advanced discount up until 15 minutes before departure.
It’s worth noting that some rail companies do sell tickets more than 12 weeks ahead of a journey, but watch out as journeys could be changed once engineering works have been confirmed, and they might also be more expensive.
Useful alerts for finding when tickets go on sale
As much as I hate Trainline (you’ll pay a fee for all tickets other on the day of travel), it does have a useful alert system where you can get email notifications for when advanced tickets are on sale. Simply enter the dates you’ll travel and your route.
You’ll want to avoid peak travel. Hours vary by train company but think of peak as the the rush hour in the morning, usually until 9am for local journeys or 9.30am in bigger towns and cities. It’s also sometimes in the early evening too, around 4pm to 7pm, though that might just be leaving those big cities rather other trips.
But departures outside of these hours and at weekends, known as off-peak, and you’ll pay less. So if you can move your departure a little later to fit these times you’ll save money.
You may even be able to hack this on long journeys which start in peak hours but splitting your ticket to cover the peak period, and then another to cover the off peak part of the journey. Check too if Friday evening has been deemed off-peak.
Split your ticket
In the wisdom of the train companies, they’ve decided that it’s sometimes cheaper to get two or more separate tickets and split your journey along the way.
You might even be able to stay on the same train! We’ve written more here about how split tickets work.
There are a few different companies offering this now and I find they often come up with different routes. A few websites to look at:
Defying logic, it can sometimes cost less to NOT buy a return ticket. Hopefully the website will show you those options when booking.
Get a season ticket
Travelling a lot? A season ticket might be cheaper. Most train companies will sell weekly, monthly and annual ones.
It’s worth seeing if your employer will provide an interest-free loan to buy the season ticket. You’ll pay it back over the year straight from your salary, so it’s a bit like getting the discount each month. If not, look at 0% purchase credit cards.
There are also now flexible season tickets for those commuting part of the week. When I analysed these they were a mixed bag with some cheaper and some more expensive than buying daily tickets.
New Trading 212 customers get a bonus of 0.66% AER for 12 months for current year subscriptions
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Existing Trading 212 customers get a rate of 3.85%
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Get a railcard
These have just increased in price from £30 to £35, but they’re well worth exploring – especially on an expensive ticket where the discount could cover the railcard’s cost immediately.
The terms & conditions for who and when you can travel vary for each type of card, but you can broadly save a third on travel, sometimes also the for people travelling with you.
For the 16-25 and 26-30 railcards, you can buy this up until the day before your birthday. So buy one the day before you turn 31, and it’ll last until you are almost 32.
If you live in London or the South East and already have an annual season ticket (including TFL) then you also have a Gold Card, which is pretty much the same as the Network Card.
From time to time there are discounts on railcards which we feature on our train deals page.
Look for sales and offers
Also on our train deals page you’ll find details of flash sales that happen throughout the year from providers such as Northern and Transpennine, or the network wide Great British Rail sale which usually occurs in January.
Travel as a group
Different providers might also offer special fares, for example three or more travelling at the same time could benefit from a GroupSave ticket. For groups larger than 10 people, it’s best checking with the rail company to see if there are other discounts.
Find a Weekender ticket
Some providers might also have special weekend return offers for departures Friday or Saturday and returning by Monday.
Earn cashback or points
Use the right booking app or payment card and you could be looking at 5% to 10% back on your ticket price, perhaps even more at times. And you can stack this with other offers or railcards.
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Don’t pay a booking fee
Use popular companies such as the Trainline and you’ll be hit with booking fees and delivery charges. It’s better to direct with the train operator and you’ll likely save yourself cash – even if they don’t operate the route. I tend to use the LNER site, though there are other decent train booking apps and sites.
You’ll need to pick up at the station or have digital tickets to avoid delivery charges with many booking websites.
Go First Class for less
It can sometimes cost less to travel in First Class if you leave it late and the advance fares are all gone, so don’t discount them completely.
Or on the day of travel the app Seat Frog will let you bid for a reduced upgrade to First. If you factor in the free food and drink on longer journeys this can be a bargain.
Claim a refund for any train delays
Each company has slightly different rules, but essentially if you are delayed more than 30 minutes once the journey has started there is a good chance you’ll be able to claim something, possibly 50%. If it’s over an hour you might get the whole lot back. A handful have cut the time to a 15-minute delay.
Ask at the ticket office or look on the train operator’s website for more information. If your journey is split between two different companies and a delay on the first one makes you miss the connection, it’s less likely you’ll get something.Here’s how to get a train refund.
Book a surprise fare
If you’re travelling via Avanti, then their Superfare gets you a discounted ticket, you just won’t know what time you’re travelling straight away. You’ll pick morning, afternoon or evening for your trip, and 24 hours before you leave you’ll be told which train you’re on. You can book between seven and 56 days in advance.
Buy a travelcard with your ticket
If you pick a train ticket to London and plan to use the tube or buses during the day, then adding in a railcard at purchase might work out cheaper -e specially if you’re using the overground or other trains within zones one to six. Plus you’ll be able to benefit from the cashback savings detailed above.
Combine with a day out
Technically this final tip won’t reduce the cost of a train ticket, but you can use that ticket to get you reduced entry to attractions like London Bridge and Legoland. Check out the National Rail Days Out guide to see who’s taking part in the promotion.
The energy price cap is going up, taking a typical bill to around £146 a month.
Although energy prices are significantly lower than their 2023 peak, they’re still almost double what we’d have paid pre-pandemic and pre-Ukraine invasion.
Here’s what you need to know about the cap and how much you’ll pay.
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
How the energy cap works
The energy price cap is a limit set every three months by Ofgem, the government’s energy regulator. It restricts how much an energy company can charge customers.
The cap applies to the price of your gas and electricity on your energy company’s default or standard variable rates. These basically can go up and down whenever the energy company likes. With the cap, the energy companies have to make sure their tariffs aren’t higher than the set rate.
Despite its name, it’s not a maximum amount that you can pay for your energy. Instead, the prices set on the cap are the maximum price per unit of energy you use. Ofgem announces the figure as an annual price, as you probably don’t have a clue how many kwh of energy your family uses.
Because of this, the quoted “cap” (£1,755) is an annual price based on a typical household. If you use more energy, you’ll pay more than the cap every year. Use less and you’ll pay less.
There are separate caps for gas and electricity, and each cap is also made up of a standing charge (a set amount each day, regardless of whether you use any energy) and a usage charge.
The cap will also vary depending on where you live in the UK. Prepayment caps used to always be a little higher, although this recently changed. The new energy price cap also applies to those with a prepayment meter.
Crucially, if you’re on a fixed-rate deal, then the cap doesn’t apply and the price you pay won’t change until that fix ends.
What is the new energy price cap?
The latest announcement is a rise to the price cap from 1 October until 31 December 2025.
The new cap for a “household with average use” is £1,755 a year. This is up by about £35, or 2% from the current rate.
If you break it down to each actual unit cost, the average caps are:
Energy price cap per unit and standing charge 1 July to 30 September 2025
Energy price cap per unit and standing charge 1 October to 31 December 2025
Electricity
25.73 pence per kWh 51.37 pence daily standing charge
26.35 pence per kWh 53.68 pence daily standing charge
Gas
6.33 pence per kWh 29.82 pence daily standing charge
6.29 pence per kWh 34.03 pence daily standing charge
Despite Ofgem attempting to present the information in a way we understand, the total annual cap figure isn’t always the easiest to comprehend – especially since our energy use changes throughout the year, but this cap only applies to three months.
At the same time, it’s not a flat increase to all bills as there could be different percentage changes to standing charges and unit rates.
So we think it’s easier to understand the price cap when you view it as a monthly direct debit. Your energy company calculates this by taking the predicted cost for a year based on your previous energy usage and dividing it by 12. It’s not 100% accurate, but it’s a handy comparison.
For the latest cap, the average monthly bill will be £146, which is £3 more each month than the current cap.
What is the current energy price cap?
The current price cap (1 July to 30 September) is £1,720 a year, based on the average household. This is with the newer typical use figures.
When will the new prices start?
This new energy price cap will come into play on 1 October and will remain in place until 31 December.
How much will you pay under the new energy price cap?
Remember, the price cap figures are based on average use. If you use more than this average you’ll pay more, if you use less, you’ll pay less. Plus, it can vary regionally, so you’ll need to check where you live to see exactly what it’ll be for you.
If you want to get a rough, quick idea, you can add 2% to what you pay at the moment (multiply your current monthly bill by 1.02). This doesn’t take into account the balance between unit and standing charges, or whether you’ve got an accurate direct debit set-up, but it could give you a sense of how much it’ll be.
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Will you pay more or less money with the new energy price cap?
If you’re on a variable tariff
Broadly, anyone on a standard tariff will be charged more per unit of energy from 1 October 2025. Of course, the bill itself will be based on your actual energy use.
If you’re on a prepayment meter
There is no longer a significant premium for those with prepayment meters. In fact, it’ll be slightly less at £1,707 on average for the year.
If you’re already on a fixed tariff
If you’re fixed on a tariff, your prices usually don’t change when the price cap changes. That’s because you’ve already agreed on a price per unit of energy for a fixed length of time with your energy supplier, usually 12 months.
Should you fix your energy?
We’ve seen more fixed deals returning to the market in the last couple of years, and right now, the cheapest 18-month fix is more than 14% lower than the cap. The price of these tariffs depends on where you live, but it’s still worth checking them out to see if you’ll save.
You’ll be comparing prices based on the price cap now, rather than October’s one, so this means your savings will be 2% less, so make sure you consider that.
If you go for one of these, bear in mind that some will charge an exit fee if you want to swap suppliers before the end of the term.
There are also some tariffs that track at below the cap, so you’ll always pay less – but not necessarily less than a fix.
Of course, these can change, so it’s worth using a comparison site to see what rates are available.
Will bills go up again?
The current predictions are that the price cap could see around a 2.5% cut in January, bringing bills back down to roughly the same as the cap now, at £1,712 a year, but a lot can change in that time.
New Trading 212 customers get a bonus of 0.66% AER for 12 months for current year subscriptions
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Additional Info
Existing Trading 212 customers get a rate of 3.85%
FSCS Protected?: Yes
Allows transfers in?: Yes
Flexible ISA?: Yes
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When is the next price cap change?
The price cap is reviewed every three months (before October 2022, it was every six months).
The price cap will next change on 1 January 2026. After this, it’ll change again on 1 April 2026, a change that will be announced in February 2026.
Price cap announcements & changes
Announcement by 27 November 2025 for 1 January 2026 change
Announcement by 25 February 2026 for 1 April 2026 change
How you can reduce your bill
Paying by direct debit will reduce your bills, so it’s well worth doing this.
Otherwise, it’s hard to do much to reduce what you spend on energy other than by using less energy. The standing charges will still apply, and bills will still be sky-high, but cutting back on gas and electricity will mean you pay less.
It’s worth giving accurate meter readings if you’re not on a smart meter. This will mean you’re more likely to have an accurate direct debit on current use, rather than what you used last year, and it stops you from falling into debt on your energy account. Your energy firm will probably not change this automatically, so you might need to ask.
Don’t forget, a direct debit averages the spend out over the year, so you should hope to overpay in the summer and underpay in the winter to help even out your bills.
How has the price cap changed?
As you can see, the really big changes have happened since October 2021. Before this, the average direct debit was under £100, so even with recent cuts, we’re still paying more, and even more on top if you had been saving with a lower fixed-rate deal.
These are the energy price caps going back to 2019, we’ve roughly adjusted them for the new typical use figures. You can see the historical price caps with the old figures below.
Date
Cost per year with new typical use figures
EPG & grants
Average monthly bill
Change (+/-)
October to December 2025
£1755
N/A
£146
+2%
July to September 2025
£1,720
N/A
£143
-7%
April to June 2025
£1,849
N/A
£154
+6.4%
January to April 2025
£1,738
N/A
£145
+1.2%
October to December 2024
£1,717
N/A
£143
+9.5%
July to September 2024
£1,568
N/A
£131
-7.2%
April to June 2024
£1,690
£3,000 EPG
£141
-12.34%
January to March 2024
£1,928
£3,000 EPG
£161
+5.13%
October to December 2023
£1,834
£3,000 EPG
£153
-7.95%
July to September 2023
£1,992
£3,000 EPG
£166
-17.04%
April to June 2023
£3,151
£2,402 EPG
£200
+50.33%
January to March 2023
£4,110
£2,402 EPG & £67/m grant
£133
0.00%
October to December 2022
£3,409
£2,402 EPG & £67/m grant
£133
-15.62%
April to September 2022
£1,893
£158
+54.35%
October 2021 to March 2022
£1,227
£102
+12.21%
April to September 2021
£1,093
£91
+9.21%
October 2020 to March 2021
£1,001
£83
-7.46%
April to September 2020
£1,082
£90
-4.50%
October 2019 to March 2020
£1,133
£94
-5.98%
April to September 2019
£1,205
£100
+10.29%
January to March 2019
£1,092
£91
Estimated costs, due to the change in the typical domestic consumption
Historical energy price caps
These are the energy price caps from before the typical use figures changed. This change made it difficult for us to compare new caps with the old ones, so we’ve converted the old price caps into ones with the new typical figures above.
People were in uproar last year when Winter Fuel payments, which were worth up to £300, became means-tested, meaning more than 10 million pensioners lost out. It was announced earlier this year that the threshold would be adjusted to ensure more pensioners could claim it again. It’s estimated that around nine million people who couldn’t get it last year will be able to get it this year.
The Winter Fuel Payment will be made to everyone in England and Wales who was born before 22 September 1959. You’ll get between £100 and £300 to help with your bills. Payments are made automatically, unless you choose not to get it.
If you’re eligible for it, you’ll get a letter in October or November letting you know how much you’ll get, and it will be paid in November or December 2025. If you don’t get a letter, you might need to claim it.
However, if you’re earning above £35,000 per year, then your Winter Fuel Payment will be recovered later through HMRC with a change to your tax code.
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Annual sales and offers
These are offers that tend to come back each year, so keep an eye out.
London Theatre Week (February and September)
Twice a year, TodayTix and other sites offer discounts at a decent number of West End shows in an event called London Theatre Week. It was originally running from 18 August to 31 August 2025, but it’s now been extended to 7 September.
During these dates, you can book to visit the theatre in the coming months for heavy discounts — prices are either £15, £25 or £35.
The dates you can get discounts on vary massively between productions, but for a lot of them, you can book for a couple of months. There are tickets to The Great Gatsby, My Neighbour Totoro, Hamilton and Hercules included in the promotion.
Kids Theatre Week runs every summer, and tickets generally become available in early June for shows in August. Tickets went on sale this year on 10 June 2025, and they tend to sell out fast, but more tend to be released to coincide with the start of the summer holidays.
You can get one free child’s ticket (and two more at half-price) at a series of West End shows when you buy one full-paying adult ticket. It’s for shows from 21 July to 31 August, not just one week. A child is anyone 17 years old and under.
Tickets are limited with big shows quickly selling out, but there are plenty of options including Hamilton, Harry Potter And The Cursed Child, Mamma Mia and kids’ shows The Lion King, Matilda The Musical and Alice in Wonderland. And keep an eye out, as more seats might be released for those popular productions.
The only thing I’d say is the adult tickets are full price so you might be better off looking at other deals if more than one adult is attending.
Official London Theatre See It Live (December 2024 to March 2025)
Official London Theatre holds a New Year sale semi-regularly, with some big shows at least 20% off. It’s been rebranded this year to See It Live (previously it was Get Into London Theatre or the London Theatre New Year sale).
Tickets are either £10, £20, £30, £40 or £50, with no booking fees.
This year it’s running from 10am on 26 November 2024 for performances until February. It’s often extended into March.
Each March there’s usually an offer run in conjunction with The National Lottery. In 2022 it was a 2-4-1 vouchers while in 2023 it was a free £25 Theatre Token. The latter went viral and all tokens were snapped up within 24 hours.
However, unused tokens from March were made available again, with a final chance to get tokens taking place in May.
Tickets are limited and go very fast. If you join the waiting room before 11am you’ll be randomly allocated a spot in the queue. Those joining after 11am will be put at the back of the queue – which likely means you’ll miss out.
In order to claim the voucher you’ll need a Lotto ticket or scratchcard. You’ll find a reference number on your Lotto card which you’ll enter if you make it through the queue.
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Flash promotions & sales
These offers are special deals that we’ve spotted
Central Tickets: Get 10% extra credit with your first top-up
If you top up your Central Tickets account for the first time, you can get 10% added by Central Tickets, up to the value of £10.
The credit in your account is used as payment for seat filling bookings you make through Central Tickets. It can’t be used on West End offer tickets (listed in a separate tab on their site).
You won’t be able to get a refund on it, and it won’t be protected if Central Tickets were to go bust, so make sure you’ll make use of the money you top up before you do so.
Central Tickets will add up to £10, so you could get £110 worth of credit for £100.
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Theatre Tokens gift card discounts
There are occasionally discounts such as save 10% on Theatre Tokens – the official theatre gift card that’s valid at hundreds of locations nationwide and the TKTs Booth in the West End. We’ll add them here when we spot them.
Theatre Tokens: 10% off
If you buy a Theatre Tokens gift card and use the code Tfl then you can get 10% off your purchase. These gift cards can be redeemed at over 300 theatres nationwide and don’t have an expiry date.
You can order a total of £500 worth of gift cards per household, which would get you a £50 discount.
TodayTix: Boxing Day sale from £15 per ticket (expired)
TodayTix tends to run sales throughout the year and the latest is offering tickets from £15 for Boxing Day. There’s no end date published, but I’d expect it to be until the end of January, if not early December (though the actual performances can be after these dates).
Until 4 June you can book £25 tickets at 25 different West End shows via TodayTix. This includes Book of Mormon, We Will Rock You, Wizard of Oz and Punchdrunk’s Burnt City.
You could pay £252 less tax this year – and possibly backdate it for another four years.
The Marriage Allowance is a way to shift some of your tax-free allowance to your husband or wife if they are a low earner.
If you’ve been eligible for the current and past four years, you could claim back tax worth £1,260.
There are various conditions so it won’t be for everyone (including me), but it’s certainly worth taking a look at the criteria to see if you can claim.
Here’s how it works and what you need to know.
Who is eligible for the Marriage Allowance?
You need to be either married or in a civil partnership.
The higher earner in the couple must earn less than £50,270 but more than £12,570 in the tax year you’re applying for. So right now, that’s 6 April 2025 to 5 April 2026.
In Scotland it’s a little different and income below £43,662 for the higher earner.
The lower earner in the couple must earn less than £12,570 in the same year. This is the basic rate threshold where you start paying income tax, though if you have a lower limit (for example because you underpaid tax a previous year) then that amount will apply.
You’re able to make a claim if you get a pension, as my parents did. But, if you or your partner were born before 6th April 1935 (anyone currently 90 years old and above), then you can choose instead to get the Married Couples Allowance.
How much money can you get?
The scheme allows the lower earner to transfer 10% of their tax-free allowance to the higher earner. So for this tax year, with the threshold at £12,570, you can move £1,257 of the allowance over.
So let’s say the lower earner’s total income for the year is £10,000. By transferring 10% of their personal allowance to their spouse, their personal allowance drops to £11,313. But since they earn less than this, it doesn’t change the fact that they don’t pay any tax that year,
However, the higher earner now has an increased personal allowance of £13,827 before any tax is due. Since the basic rate of tax is 20% this will work out as paying £251.40 less tax in the year (20% of £1,257).
Of course, if one of you earns between £11,313 and £12,570, you won’t get the full benefit. That’s because the lower earner will now have to pay 20% on anything above £11,313.
You won’t be paid back any saved cash. Instead, the tax code of the higher earner will change, and they’ll just pay less tax throughout the year or on their own tax return if they’re self-employed.
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Claiming Marriage Allowance for previous years
You can backdate your claim by four years alongside the current year. Usually the amount per year changes, though, since the tax thresholds have been frozen since 2021/22, the amount hasn’t actually changed since then. That means your claim is potentially worth up to £1,260 over the five years.
Any money from previous years will be sent to you via cheque so you’ll see the savings (almost) straight away.
You can also claim for a deceased partner if they’ve they were alive and you were both eligible during one or more of those tax years.
Here’s how to see if you were eligible and how much you could potentially claim for these previous years.
2024/25 Marriage Tax Allowance totals
The basic rate upper threshold was £50,270 in 2024/25 (£43,663 in Scotland), while the personal allowance was £12,570.
So the amount you could claim in England, Wales and Northern Ireland would be £252.
2023/24 Marriage Tax Allowance totals
The basic rate upper threshold was £50,270 in 2023/24 (£43,663 in Scotland), while the personal allowance was £12,570.
So the amount you could claim in England, Wales and Northern Ireland would be £252.
2022/23 Marriage Tax Allowance totals
The basic rate upper threshold was £50,270 in 2022/23 (£43,662 in Scotland), while the personal allowance was £12,570.
So the amount you could claim in England, Wales and Northern Ireland would be £252.
2021/22 Marriage Tax Allowance totals
The basic rate upper threshold was £50,270 in 2021/22 (£43,662 in Scotland), while the personal allowance was £12,570.
So the amount you could claim in England, Wales and Northern Ireland would be £252.
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How to claim the Marriage Tax Allowance
It’s really simple. You head to the HMRC website or phone them on 0300 200 3300.
The lowest earner needs to be the one who applies, as it’s their allowance which will transfer over.
You’ll need both your National Insurance numbers, as well as one of the following ways to prove your identity:
the last 4 digits of the account that your child benefit, tax credits or pension is paid into
the last 4 digits of an account that pays you interest
details from your P60
details from any of your 3 most recent payslips
your passport number and expiry date
Once you’d made the initial claim, it’ll keep going each new financial year.
What if your situation changes?
If you or your partner’s income changes during the current year you are claiming for and you’re no longer eligible then you need to let HMRC know. You’ll still get the tax break for the rest of the year.
You also need to do this if your relationship ends through a divorce, dissolution or if you become legally separated. The claim could be backdated in this scenario which means you could owe tax.
Try out new apps to help you and your finances and also get a free money bonus or voucher when you do
We love trying out new apps that help us track our spending, put money into savings or earn interest. Often they’ll also come with a welcome or referral offer, and we’ll share these and any other decent ones below.
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
Money app welcome offers
Snoop: £5 Amazon Voucher
Snoop is an app to help you track your spending. It also analyses your bank data to suggest ways you can save money. Right now there’s an offer to get a £5 Amazon voucher.
You must go via the link below for the offer to track.
Once you’ve downloaded the app and signed up you need to connect a bank or credit card account and stay connected until the end of the following month. Do this and the voucher will be sent.
Sprive is an auto savings app (more on how these work here) where the money moved from your current account goes towards your mortgage rather than a savings pot. The idea is you’ll slowly make overpayments that’ll get you mortgage-free faster.
The standard referral offer is £5 (it’s occasionally doubled to £10). You’ll need to sign up with a code (such as 5NN3KXFL) and set up a Direct Debit linked to your bank account.
The bonus can only go towards your mortgage – so sadly if you’re not a homeowner this won’t be one for you.
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Expired offers
Tide business: Earn £75 (ended)
Sole traders and limited companies that open a brand new Tide account are eligible for a £75 welcome bonus. You’ll need to enter the code REFORM when you apply. Then once accepted, spend £300 on the debit card in the first three months.
The £75 will be credited to your account within eight weeks of meeting the criteria. You might be asked to prove you are running a business.
New users of the HyperJar app can earn up to £200 a month if they sign up before 21 June 2024.
You’ll get 1% back on spend with the physical debit card, and 2% on payments via Apple Pay or Google Pay, capped at £200 each month.
So if you spend £500 a month with your card you’ll get £5, and another £10 if you spend a further £500 via your phone’s wallet.
Most of your spending will count, but there are some exclusions, including paying off credit cards, Council Tax, utilities, gambling and tax bills. Also excluded are buying gift cards via HyperJar.
The cashback will last until 31 October 2024 so you’ve potentially got six months to earn the cashback. You’ll get your money 30 days after each month ends. So spend in May and you’ll get the money on 30 June and so on.
The HyperJar account is free so it won’t cost you anything to spend via the debit card.
You can also get complete access to your credit report at the same time.
Credit reports and scores are essential tools you need to be aware of – and continue to monitor. A few years ago you’d have needed to pay to access your full report on a regular basis, and even see your score.
But now there are third party websites and apps you can use which won’t charge you a penny.
Here’s why they are important, and how to sign up.
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
The three credit scores and reports
You’d think there’s just one credit score but actually three core ones (let’s ignore for now the fact that lenders might have their own scores too!). Each one is different, and they are based on the date in the credit reports managed by the UK’s three credit reference agencies – Experian, Equifax and TransUnion.
Frustratingly they all have different methods of compiling and presenting their scores. There are totally different ranges, so it’s impossible to compare them.
Now you might think, that doesn’t really matter as you’ll only focus on one report. Well sadly no. You need to check all three reports.
That’s because they potentially hold different details about your financial history. Not every company reports to all three. So you might find your bank or credit card appears on one or two, but not all three.
And that matters because when a lender checks a report to consider your application, they’ll probably just go to one.
And if that one is one with missing accounts or errors it could end up with a rejection.
Credit report vs credit score
A credit report is a collection of information about your finances. From all the bank accounts, loans and other credit you have, through to a record of missed payments, financial connections and address history.
It’s frequently used to confirm your identity, but more commonly it’s a way for lenders to work out if they will give you that mortgage or credit card.
So it’s really, really important – though it isn’t the only thing that’ll be taken into account when you apply.
The score is far less important. It’s simply a representation of the health of your credit report. In itself it won’t make any difference to any applications.
Still, it’s handy for us as punters to get a quick idea of things. And it’s easier to track a score than regularly go through the report.
If there’s a sudden drop in the figure it’s a good idea to try to find out if it’s anything significant that you need to deal with.
But if it carries on relatively steady then you know you’ll only need to take action if you want to bring it up – a sign you’re getting rid of errors and adding depth to your underlying credit report.
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How to check your credit score & report
You can sign up to each credit agency’s own service to access your score for free. Some banks even bundle this in with your current account. So that’s pretty easy.
But if you want to see your full report (which is the important thing to check), then with both Equifax and Experian you’ll have to pay a monthly fee of around £11 to £15.
Though you can also request a Statutory Credit Report to view online, it’s generally not as detailed, and won’t have your score. So you’re better off using a third party service that’ll give you full online access in a few clicks for free.
They don’t all update in real time (often it’s a monthly refresh), and might not go back more than a year, but you’ll get everything you need right now to check for errors and find areas you might be able to improve. You can also use these sites for additional services, such card and loan eligibility and tracking.
These services will all also email you monthly or when things change. It’s worth clicking through to check when you receive them. This can be an early warning sign of any fraud or applications not in your name. If you ignore these (it’s easy to do when your inbox is full) at least check them before any you make any applications.
Free Experian credit score and report
Experian app
Since July 2025 you’ve been able to get digital access to your Experian report via the Experian app.
There’s also an eligibility checker. This is vital when you are looking to apply for a new credit card or loan. Here’s more on how they work.
You get an update to your report once a month which should be fine for most people. Since Experian is the biggest credit reference agency it’s probably the most important one to keep an eye on.
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Free Equifax report and score
ClearScore
ClearScore is a free way to monitor your Equifax score for life. It’s simple to find your way around it and it explains what you’re seeing.
You can access on desktop or via an app. I like the timeline feature which lets you see how your score, as well as things like mortgage debt change month by month.
Again it updates monthly, but for most that’ll be fine.
A warning – ClearsScore will email you regularly trying to get you to open a new credit card or loan. Just ignore the products they try to sell you!
Free TransUnion report and score
Credit Karma
It’s completely free to check your full report direct with TransUnion. You can do this via their own Credit Karma website. Your score is updated weekly.
Check all three credit reports
If you’ve been a victim of fraud and you’re worried about applications going out in your name then you can also sign up to CheckMyFile.
This is free for 30-days, but it will give you full access to all three reports including those instant notifications of changes. If you don’t want to keep the service you’ll need to cancel to you don’t pay the full £14.99 a month.
Earn cashback to check your score
Cashback sites TopCashback and Quidco will pay you to sign up to Experian’s free site.
Rates can change so it’s worth checking both, but at the time of writing the amounts are listed below.
Here’s how to watch football on TV without forking out the equivalent of a Premier League player’s daily hourly wage.
If you’re dusting off your football shirt ready for the new season, you may also be considering the cheapest ways to watch your team on TV.
This year, more than 260 Premier League games will be shown on TV, split between Sky TV, and TNT Sports (previously BT Sport).
Championship, League One and League Two fans will get most of their action on Sky Sports, with more games than ever broadcast. Plus there’s European football on TNT and Amazon Prime. And let’s not forget international matches too/
If you want to watch as many games as possible, it doesn’t come cheap. And if you don’t support one of the big teams, they’ll be featured less often, which can make it more expensive per match.
Here’s my guide to the cheapest ways to watch Premier League, EFL and other football.
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
Cheapest ways to watch football on Sky Sports
Sky Sports is available on as an add on for Sky, EE TV and Virgin Media packages, or as a pay as you go pass via NOW.
If you already pay for Sky or Virgin, then it’s worth haggling to see if you can add on Sky Sports, or reduce your existing spend. However if you just want the sport channels you’ll be tied into an 18 or 24 month contract for all your other services you have with them such as broadband, as well as forced to also pay for entertainment options, really bringing the price up.
Sky Sports is currently £20 a month for 24-months direct from Sky with the standard Sky channels and Netflix adding on another £15 a month, at least.
Sadly it doesn’t look like Sky is still offering a cut price deal just for the football channels or just for the F1 channel – but keep an eye out for either’s return.
You can pay a £25 a month for a monthly rolling contract via Sky Stream as an introductory offer, but you’ll need to pay at least £18 a month on top for Sky Entertainment and Netflix. For most people you’re better off going with NOW.
With Virgin Media it’s also another £20 on top, at least for the sports channels. Again, not bad, but you’re likely over paying for the other channels.
Get day or month Sky Sports passes with NOW TV
NOW TV passes are particularly good if you don’t want to pay for other Sky or Virgin channels or Netflix (which is bundled with Sky), or if you won’t watch all year around.
Plus, combine a NOW TV pass with a cut-price broadband and phone line deal and it’ll often be much much cheaper than getting everything as part of the full Sky or Virgin packages.
If you only plan to watch a few games at home throughout the season you can buy a NOW day pass for £14.99. You get all the Sky Sports channels for 24 hours. This isn’t as good a deal as it used to be, but still a money saver if you just want to watch a single match.
A monthly pass is also available, meaning you can view more sport. But at £34.99 it’s not as cheap as adding to Sky if you pay it every month.
The good news is there are regular deals to reduce the price of a pass. These have dwindled a little over the last few years, and there are very few day pass deals.
But monthly ones do still pop up quite regularly, often dropped to between £21 and £26 a month either when you first sign up or as a retention offer if you go to cancel. Get it this low, if not lower, then it’s more comparable to what you’d pay adding it to Sky without the requirement for other channels.
More recently you might find these offers tie you in for a minimum period, perhaps as long as six months, which isn’t as flexible. But others still let you cancel when ever you want.
You can stream the NOW TV app on your TV, console or streaming stick; or on your computer or mobile device. Though you can’t record (it’s all on-demand and catch up), you can now pause and rewind live sport.
If you want HD or to share your pass you’ll need to pay more. It’s £6 a month for Boost (2x streams and 720p) and £9 a month for Boost Ultra (3x streams and 1080p). Again, there are often deals to bring the price down.
TNT Sports is available to add to TV packages from Sky, EE and Virgin, or stream direct from Discovery+. We’ve got a deals page which highlights some of the best TNT Sports deals available, but here are the cheapest options.
Free with some BT broadband packages
If you have been with BT for a while for broadband or mobile packages then it’s worth checking if you’ve got free access to the full Discovery+ package, which includes TNT Sports. If you’re not eligible you can add it for £10 a month with no long contract commitment.
Buy a month’s pass
If you don’t have or want expensive pay TV contracts, you can access TNT Sports with Discovery+ for £30.99 per month. You don’t need to commit to a contract, so you can get a month’s access whenever you need it, making it good for casual fans.
The cheapest way to watch football on Amazon Prime Video
There will be 17 Champions League games shown on Amazon Prime this season, spread across the year. It costs £95 for the full year, and obviously you get access to other Prime benefits. But there are ways to pay less if you’re only after the odd match.
Get a free Amazon Prime trial
If you’ve never had Prime, you can take out a 30-day trial for free. And if you have had a trial before, it’s still worth checking as you can normally get another one after a year, if not sooner.
Pay £5.99 a month
You can also sign up on a monthly basis, at just £5.99 a month. That’s much cheaper than the full monthly Prime price of £8.99 a month, and you’ve got the flexibility to cancel if there are no games on, and resign up when there are.
With Sky Sports and TNT Sports, rather than just add the channels to your existing service as a top-up, it’s often cheaper to switch your service to a new company.
There are always offers for current customers signing new contracts, but the best deals are usually for new customers or those who threaten to leave. You can generally save even more by going via cashback sites.
Haggle with your provider
You can add on the Sky Sports and TNT Sports channels to your existing Sky, Virgin, Talk Talk and BT TV packages, but this can get very expensive.
Look out for special offers at the start of the season, or get on the phone with your provider and haggle for a better deal.
Cancel it when you don’t need it
These big pay TV companies often let you take Sky Sports month by month, so if there aren’t any matches you want to see, or you know you won’t have time, just call up and cancel.
You can sign up again when you want to restart watching the channels. Check the terms and conditions before subscribing and see if there is a notice or minimum period.
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The cheapest way to watch every live TV game
Share it with a friend
Know someone who has TNT Sports, NOW TV or Sky? You can usually watch the channels on up to two devices (smart TV, computer, tablet, phone) simultaneously, so you could split the cost between you. Here’s myguide on sharing your subscriptions.
Watch it in the pub
Of course, you can save all that hassle and head to the pub.
Premier League fans will normally be able to find somewhere showing the games, though Championship and lower may struggle. A few pints would cost the same as a NOW TV day pass.
What matches are on which TV channel?
There’s no point signing up for all the channels showing football this year if the team you support isn’t going to be featured. Here’s a very detailed breakdown of which leagues will be show on each broadcaster this season.
Where to watch the Premier League 2025/2026 on TV?
Only selected games are broadcast on TV, though from this year all matches outside the Saturday 3pm kick off will be shown. These are picked a couple of months ahead and will be split between Sky Sports and TNT Sport. Free to air highlights will once again be on the BBC.
With no Amazon fixtures this year, and fewer on TNT Sports, Sky is going to be where you’ll catch most games.
Broadcaster
Number of games
Sky Sports
At least 215 – 32 on Saturday at 5.30pm – 32 on Sunday at 2pm – 32 on Sunday at 4.30pm – 32 on either Friday at 7.30pm or Monday at 8pm – All 30 matches on 1st, 2nd and 3rd midweek fixtures (Dec & Jan) – All 10 matches from last day of the season – Plus at least 57 rescheduled or additional matches
TNT Sports (previously BT Sport)
52 – 32 on Saturday at 12:30pm – All 20 matches from 4th and 5th midweek fixtures (Feb & Mar)
BBC
Highlights on Match of the Day
Until 2029
You can see selections on the Premier League website. Expect these to be announced on these dates (though in my experience they change a lot):
Match dates
Estimated announcement date
August/September
9 July
October
20 August
November
17 September
December/January
15 October
February
17 December
March
21 January
April
4 March
Match week 35
25 March
Match week 36
1 April
Match week 37
8 April
Match week 38
After match week 37
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Where to watch Champions League, Europa League and Europe Conference League on TV in 2025/26
Amazon Prime
17 Champions League games will be shown on Prime for the first time this season. They’ll be on Tuesday nights and Amazon have the first pick for these games.
You’ll get free to air highlights for the Champions League on the BBC until 2027.
Where to watch Football League (Championship, League One, League Two, League Cup) on TV in 2025/26
Sky Sports
Sky is the only place to watch EFL games. As with last season there are a huge number of games shown on Sky Sports. 1,059 out of 1,891 matches will be on TV. You can see what’s been picked on the EFL upcoming live games page.
It will be broadcasting the following:
328 EFL Championship games
248 League One games
248 League Two games
All play-off semi-finals and finals
All 93 EFL Carabao cup games
All 127 EFL Trophy games
Each week there will be:
Five matches in the Sky Bet Championship
Five from Sky Bet League One and League Two
This includes:
All opening and closing day fixtures
All mid week fixtures
All bank holiday fixtures
Shown across these time slots:
Saturday at 12.30pm
Friday night and Sunday 12.30pm
Some Thursday and Monday nights
ITV
You’ll be able to watch 10 live EFL matches and 10 EFL Cup matches (including the final) on ITV, along with EFL highlights.
Where to watch FA Cup on TV matches in 2025/26?
In 2025/26 the FA Cup will be completely free to watch.
Broadcaster
Games
BBC
18 fixtures including the final
ITV
20 games including the final
Where to watch Women’s Super League, Championship & FA Cup on TV in 2025/26?
Matches are split between Sky and the BBC, and some may be on YouTube too. All Women’s Championship are on YouTube.
Broadcaster
Games
Sky
Up to 44 live league games
BBC
21 live league games plus 7 FA Cup games and the League Cup final
YouTube
Some games not shown on the BBC or Sky, all Women’s Championship games
Where to watch international friendlies and qualifiers on TV?
The home nations’ men’s international qualifiers and friendly matches are split across different broadcasters, depending on which team you want to watch.
England’s women’s games are on ITV. BBC Wales has the women’s international games for Wales.
Broadcaster
Games shown
ITV
All England mens games, including World Cup qualifiers and Nations League
The average cost to watch each Premier League team
A couple of seasons ago, we looked at the potential savings you could make from mixing and matching providers rather than committing to a year of sports channels. We found that football fans could save themselves up to £850 on watching the Premier League this season.
If you pay for all the services all year you’re going to get better value if you support one of the big teams and very poor value if you support a smaller one. However, if you’re a fan of various different sports or like to watch multiple teams, it might be worthwhile.
(All this football talk reminds me of this classic Mitchell and Webb sketch…)
