From freebies to money off, here are some great deals on health and beauty
From free trips to the gym to money off skincare and beauty products, here are some of the best health and beauty offers available at the moment.
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Nuffield: free 7 day pass
You can get a free seven-day pass at Nuffield gyms. It’s available at selected gyms only, and to get it, you need to sign up via the website and enter your postcode to choose a gym. You’ll be asked for some basic details and will be able to choose a date for the seven days to begin.
You can get a free day pass at Everyone Active gyms
This gets you free use of the gym, pool and fitness classes at your local Everyone Active leisure centre for one day. You can’t use it at Coral Reef Waterworld or Moorways Water Park.
Until the end of January, you can get a day pass at The Gym Group via the Lidl Plus app. You just need to go to your Lidl app and scroll down to ‘Partner offers’ on the home page.
Then you can select ‘redeem this offer’ and reveal a code. Go to The Gym Group website and find the day passes section to redeem your code.
You can get two or three full-sized products from Grüum (worth up to £43) for just the cost of delivery (£3.95).
There are several bundles to choose between, although some are often out of stock. The options include skin cleansers, shampoo bars, body wash bars and body oils, to name a few.
You have to pay £3.95 for delivery, but for a couple of products, that’s not bad.
You can get an unusual beauty subscription box from Liberty. If you deposit £25 per month into your Liberty “beauty bank” (essentially buying store credit), then you get a “Discovery Box” four times a year for £5 per month, worth a total of £300 per year.
You’ll still have the credit in your account that you deposited (except the £5 fee for each box), but it can’t be refunded or withdrawn.
What’s in the beauty box?
The box is called The Beauty Drop. You get four per year full of trial-sized products. They’re sent in January, April, July and October and they’ll be worth up to £300 throughout the year.
Remember that just because Liberty would sell the products for £300, it doesn’t mean they’re worth that for you.
The drawbacks
Your typical bank account has protection – you’re protected by up to £85,000 if your bank goes bust. However, your money in the “beauty bank” at Liberty isn’t protected. This means that if Liberty were to go bust, the money you have in the account likely won’t be refunded to you, much like a gift card.
You could mitigate this by spending the money you deposit as soon as you can and not letting a large balance rack up, but Liberty’s high prices might prevent this.
If you join Lush’s UK loyalty club then new or existing account holders can get a £3 welcome voucher if they sign into the latest version of the app before 8 October 2024.
You don’t need to do anything to trigger the coupon, though do check if it’s showing in the banner on the app or in the ‘Rewards’ section of the app.
You’ll be able to use the £3 in-store or on purchases via the app. It’ll last three months from activation.
Space NK: up to 20% off with £5 charity donation (ended)
This is a decent opportunity to stock up on beauty essentials (and luxuries) as you can get up to 20% off at Space NK until 2 June 2025
You must donate £5 to the charity Switchboard LGBT+ via Space NK’s link, and then you’ll get a unique code to use.
This includes rarely discounted brands such as Diptyque – only a handful of items are excluded, which you can see here. You can’t use the deal on gift cards or sale items either.
Vision Express: free eye test with £50 spend (expired)
Download the Lidl Plus app, and in the partner offers section you’ll find you can claim a free eye test (worth £30) and get 30% off frames, as long as you spend £50 on prescription glasses at Vision Express.
Beauty: £330 beauty advent calendar for £60 (ended)
You can get a £330 M&S beauty advent calendar for £60 when you spend £35 on full-price clothing, homeware or beauty.
The Beauty Advent Calendar 2025 includes a selection of 25 products, including some full-size products across bath and body, skincare, haircare and make-up.
Now, just because M&S say it’s worth £330 it doesn’t mean it actually is. You can see the entire contents here, so use that to work out whether it’s not just worth paying £60 for.
And of course, try to buy something you actually need to want for the initial £35 spend. Sale and clearance items are excluded from this qualifying spend.
Earn as much as 5% back when you spend from the likes of American Express, Chase and Barclaycard.
You can earn cashback or rewards via both debit and credit cards. In most instances the best option is the one that pays the best rate.
If you’re worried about managing a credit card it makes sense to use a debit card more. However, credit cards do have extra perks like added consumer protection or for deposits when hiring a car.
Cashback can be spent as you wish, while rewards normally need to be transferred into vouchers and spent at specific retailers.
We’ve outlined the best options so you can earn as you spend.
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
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Best cashback debit cards
The highest ongoing rate on debit cards is via the PayPal+ scheme, where there’s 1% up for grabs at home and abroad. It’s easy to use and there are ways to increase the value of the points you earn.
Trading 212 offers a lower rate of 0.5% but it’s often boosted to a higher 1.5% if you auto-invest. You’ll also earn the cashback on overseas spending. It has a cap of £15 a month.
Chase offers 1% back on groceries and some travel costs, though you’re capped at £15 a month in cashback.
We’ve not listed cards which offer money back from time to time on a changing list of retailers. This includes Monzo, Halifax and Santander. These are worth a look but are really just pot luck as to whether something is available when you want to buy something.
Occasionally there’ll be a short lived cashback offer on other cards, and we list them on our banking deals page.
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Best cashback and reward credit cards
There are different types of cashback credit card, so we’ve split this section into:
Best American Express cashback cards
Best Visa or Mastercard cashback cards
Best supermarket or retailer cashback cards
Best airline rewards cards
Andy’s cashback credit card rules
A really important rule if you are using a cashback credit card.
Always pay off the balance in full every month
There’s no point using a cashback credit card if you’re going to get charged interest on your purchase. So make sure you set up a Direct Debit to clear the full balance.
If you can’t afford to do that, then a credit card probably isn’t your best option except for emergencies. I’ve written more about clearing credit card debts, so do read that.
It’s also worth doing an eligibility check before you apply if you can. This gives you a sense of whether you’ll be accepted, though not a guarantee.
The highest paying of all credit and debit cards without restrictions is the American Express Nectar, which earns you the equivalent of 1% back. Of course you are earning Nectar points, but as long as you sometimes shop at Sainsbury’s or Argos that shouldn’t be an issue. It’s free in the first year.
If you want pure cash, then go for the American Express Cashback card. You will pay £25 a year for this, but you can wipe that out in the first year by applying via a referral link You’ll be earning 0.75% on spending up to £10,000, and then a higher 1.25% if you go beyond this. This resets every 12 months.
There is a free but lower paying (at 0.5% on first £10,000, then 1%) version called American Express Everyday Cashback. However you must spend at least £3,000 a year to get any cashback on that.
Alternatively you could look at the American Express Preferred Rewards Gold credit card. You’ll only earn one Amex point (worth 0.5% if you swap it to a gift card), though it’s boosted for every £2,500 you spend above £5,000, pushing potential earnings to 0.75%. This card is initially free, but very expensive from the second year onwards, so it’s certainly only for one year. I’d also wait for when the welcome bonus is increased.
Best Visa and Mastercard cashback and reward credit cards
If you want a back up credit card that’s not American Express, then the following are worth a look. They’re also all fee-free for spending overseas, which is something the Amex cards don’t offer.
Lloyds Ultra
Barclaycard Rewards
Santander Edge
NatWest Travel Reward
1% for first year, 0.25% after
0.25%
1%
1% on UK travel spending (including trains, planes, car rentals, hotels, buses & more)
The new Lloyds Ultra card is a top paying 1% card for 12 months, and then a lower but hard to beat 0.25% afterwards for a non-Amex card. It’s also fee free to use abroad.
Alternatively, the Barclaycard Rewards pays a solid 0.25% cashback on spending at home or abroad, and is fee free.
The Santander Edge credit card can pay more at 1%, though since there’s a £4 monthly fee and you’re capped at £10, you’ll only earn a maximum of 0.6% back. Spend less or more than £1,000 and that effective rate drops.
I’ve included the NatWest Travel Reward credit card, but it’s only advantage over other cards is you can earn 1% back on holiday planning at home, such as hotels and flights – though you’d get the same with the Amex Nectar as long as the retailer accepts it.
Other cards
NatWest Reward: 1% at supermarkets, 0.25% elsewhere (£24 annual fee unless a NatWest customer) Also available from RBS
Virgin Money Everyday Cashback: 0.25% capped at £15 a month. Fee-free abroad
Switch bonus requirementsSwitch using the Current Account Switch Service and close your old account within 60 days of starting the switch
Deposit requirementsDeposit £1,500 in the first 60 days from opening the account
Direct debits transferred overSet up two Direct Debits before or after the switch from a selected list of household bills
Existing customers?Can't have held any Santander current account on 1 January 2025
RestrictionsCan't have received a switching bonus from Santander already, offer limited to once per person
Eligible accountsOpen a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
£25 Amazon Gift Card requirementsTo qualify for the gift card, you need to complete a full switch using CASS, and make five debit card transactions within 30 days of opening the account.
Best supermarket and retailer specific cashback and reward credit cards
These cards will earn you a decent rate at core UK retailers and supermarkets like Amazon and John Lewis. You’ll also earn on spending elsewhere, but those rates can usually be beaten by other cards listed above.
Amazon Barclaycard Rewards
John Lewis Partnership
M&S Bank Rewards
1% at Amazon (2% on big sales)
0.5% elsewhere for the first 12 months, then 0.25%
5 points per £4 spent at John Lewis or Waitrose (equivalent of 1.25%)
1 point per £10 spent elsewhere (equivalent of 0.1%)
As well as earning points as you spend, the draw with these cards are welcome offers and 2-4-1 vouchers. However the latter can require huge amounts of spending – and then even more to get enough points to use alongside the vouchers, especially on non-economy seats.
Unless you are going to be spending a lot, or want to save long term for a dream trip, I prefer using cashback card and having the flexibility to shop around for deals on flights.
If you want to boost your savings when shopping online, there’s a simple way to make money – cashback.
If you’re new to cashback sites, you can nab sign-up offers giving you close to £50 in free cash when you first buy something.
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
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How cashback sites afford to give you money
Retailers often pay a commission to websites that help them make a sale. Cashback sites simply pay you a cut of this money if you shop with them.
How to get even more money from the cashback sites
Since there are a few of these sites, they’re all competing for you to shop via them – which means they all give incentives to get you to sign up.
So even if you’ve already registered with one, you can sign up with another and shop away.
They all have different custom cashback rates at different shops, so it’s worth signing up for them all and shopping around for the one which will give you the most money.
Right now you could earn a free £30 for doing your shopping as normal, and get further cashback on top. Here are the best ones:
New customer offers
TopCashback: £20 bonus when you spend £10
You can get an exclusive £20 new member bonus. You need to spend £10 via one of the retailers listed on TCB to get this bonus (excluding takeaways). You must go via this link or the button below.
Read the full terms and conditions when you click through. Ends 31 March 2026.
The best deal is for subscribers to our free newsletter who get access to an exclusive £18 first-time bonus when they spend £10. You’ll also get the cashback offered by the retailer on top.
Once you sign up, you’ll need to click on the sign-up confirmation email that will be sent immediately. If you don’t see it, please check your spam folders as it could be there, and then add our email address to your safe senders list.
Then look for a special email that will be sent to you with the exclusive Quidco sign-up link. Make sure to read the terms and conditions on Quidco’s website before making your first purchase to ensure it tracks.
This offer is due to end 31 March 2026, but will hopefully be extended.
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JamDoughnut: get £4 for signing up
We’ve managed to snag a cheeky boosted welcome offer for Be Clever With Your Cash readers. You can get £4 extra cashback – double the standard welcome bonus.
It’ll be paid as two sets of 200 points when you make your first purchase.
The first 200 points you get are standard for first-time users of JamDoughnut, while the extra 200 points are for coming through our link. The first 200 points will be instant, while the second ones will take a few days to be added by the JamDoughnut team.
You might be prompted to enter a code. You don’t need to do this as the link will track. But if you want to, then add BCWYC.
You can get £2 when you sign up for cashback app Cheddar using the referral code CLEVER2 and buy your first prepaid card. You’ll also get boosted cashback rates for two weeks.
You have to make the purchase within 14 days of signing up using the invite code to get it.
Another decent cashback site is the app Airtime. New member bonuses are much smaller. You’ll get £2 for signing up with code FGUHNUQH when you spend £5 within seven days. Sometimes these are boosted.
Switch bonus requirementsSwitch using the Current Account Switch Service and close your old account within 60 days of starting the switch
Deposit requirementsDeposit £1,500 in the first 60 days from opening the account
Direct debits transferred overSet up two Direct Debits before or after the switch from a selected list of household bills
Existing customers?Can't have held any Santander current account on 1 January 2025
RestrictionsCan't have received a switching bonus from Santander already, offer limited to once per person
Eligible accountsOpen a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
£25 Amazon Gift Card requirementsTo qualify for the gift card, you need to complete a full switch using CASS, and make five debit card transactions within 30 days of opening the account.
From time to time both Quidco and TopCashback offer an extra bonus. You need to activate these deals and they generally only run for a short period of time – often just one day.
Airtime tends to have promo codes you need to enter on the app to get the extra offer.
The best are generic promos which you can gain with any spending. Sometimes they might be for specific retailers or types of service (eg travel or broadband). I’ll share any decent ones I spot here.
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Things to watch out for
Cashback is never guaranteed. If your purchase doesn’t track (i.e. there isn’t a record of you buying the item via the cashback site) you won’t get the money.
Here’s how to increase your chances you will get the money:
Read the (short) terms and conditions for the sign-up deals, and also the individual shop promotions.
Be careful using voucher codes. If they aren’t listed on the cashback page they might stop you getting cashback.
Make sure you don’t already have a browser window open for the retailer.
These banks accounts are my top picks for the year
I’ve got 25 different personal current accounts right now. Yes, that’s far too many for most people, but trying them all out really helps me recommend to you the good from the bad.
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
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Best dummy current account for switching
If you’re looking to take advantage of switching deals, it’s often worth setting up a dummy account you’ll use purely for this purpose.
Winner: Chase
A couple of reasons why Chase wins here. First, there’s no hard credit check when you first apply. Second, once you have one account, you can set up nine more in the app – and it’s these ones you’ll want to use to switch away.
Just be sure not to switch away your only Chase account as that’ll close your whole account down and you won’t be able to reopen it. Here’s more on how to use Chase for switching.
Best bank account app
Banking apps are improving all the time and the best have features such as freezing your card if it’s lost and features to help you save.
Winner: Starling
Recent improvements to the Monzo and Revolut apps made this a close call this year. Chase is decent too. But Starling still edges ahead. All of these digital only banks have features to help you track spending and manage your card, but I think not only does Starling do it best, it does a little more on top.
You can use it on both app and desktop, you can pay in cheques with your phone, you can deposit cash at Post Offices and more.
Runner up: Monzo and Chase
It’s worth taking a look at these other digital banks as often it’s personal preference which makes one stand out over the other. You might prefer them to Starling.
Runner up: Natwest
If you’re after a high street bank then the app I like the best is from Natwest (or RBS which is basically the same). You can do most things you need to do, and it’s clearly set out. A nice extra is you can use it to take cash out at Natwest or Tesco ATMs if you don’t have your card.
Switch bonus requirementsSwitch using the Current Account Switch Service and close your old account within 60 days of starting the switch
Deposit requirementsDeposit £1,500 in the first 60 days from opening the account
Direct debits transferred overSet up two Direct Debits before or after the switch from a selected list of household bills
Existing customers?Can't have held any Santander current account on 1 January 2025
RestrictionsCan't have received a switching bonus from Santander already, offer limited to once per person
Eligible accountsOpen a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
£25 Amazon Gift Card requirementsTo qualify for the gift card, you need to complete a full switch using CASS, and make five debit card transactions within 30 days of opening the account.
Thanks to changes to Chase’s cashback last year, there are no longer any accounts which I’d recommend to use for your spending. Instead you’re better off using a cashback credit card, or the debit card from PayPal.
However, there is a runner up.
Runner up: Monzo
Though many banks offer additional cashback offers linked to specific retailers, Monzo has the easiest one to view and manage. Here’s our review of the feature.
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Santander will give you money back each month on direct debits for your bills – but sadly the top paying Santander 123 is no longer open to new customers (if you’ve already got it, then keep using it).
Instead you can choose between the Edge, Edge Up and Edge Explorer accounts, and it’s the first one that will probably earn you more cashback each year.
All three give 1% back on household bills such as Council Tax, energy and broadband, though the Edge costs £3 a month vs the Edge Up’s £5 monthly fee. That extra £24 a year for the Edge Up really cuts into your returns. The Edge Explore costs £17 but includes extra insurances, so it could be worth a look.
Though the earnings aren’t as much as they once were, this cashback via the Edge is better than nothing, and you’ll also get access to the 6% paying Edge Saver.
Runner up: Biscuit by Zopa
You can also get cashback on some bills via Zopa. It’s capped at £30 a year, the equivalent of £2.50 a month, but it covers any direct debit, so you could well use this as well as the Edge to pick up bills that are missed off.
Runner up: Monzo/Starling
If you’re more worried about budgeting than cashback then both Starling and Monzo will let you segregate money into separate pots and then assign one to pay bills direct from it.
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Best bank accounts with rewards
Some accounts will pay you each month, either in cash to your account or with a freebie. You often have to pay a monthly fee and meet other criteria.
Winner: Club Lloyds
Sadly the Halifax Reward account was gutted in September and no longer gives £5 a month.
So my top pick for 2026 is the account from Club Lloyds. You can choose either 6 cinema tickets or a year of Disney+ with Ads – but once you’ve set up standing orders you can just leave the account alone. A couple could benefit from three accounts – one personal account each and a joint one too.
As long as you deposit £2,000 a month into the account you avoid the monthly fee. This is easy to do. There’s more in my full Club Lloyds review.
Runner up: Monzo Perks
This account from Monzo offers much more, but you have to pay £7 a month to access the perks. That can be great value if you need what you get. This includes:
a Vue cinema ticket every month
a Greggs treat every week
an annual railcard
Uber One membership
You also get extra Monzo budgeting features which I think are great. More in our Monzo Perks review.
From inclusive insurance and breakdown cover to extras, sometimes it’s worth paying a fee each month for a packaged account.
Winner: Santander Edge Explorer
This account is the Edge, which I already like, plus some extras. It costs £17, £14 more than the Edge, but is cheaper than most other packaged accounts. And in return, you’ll get travel, breakdown and phone cover, 1% cashback on some debit card spending, 1% cashback on bills and access to the 6% Edge Saver. Here’s my full Santander Edge Explorer review.
Runner up: Virgin Money Club M
This account goes up from £12.50 a month to £14 from 1 February 2026, but it’s still one of the cheapest packaged options. You’ll get worldwide family travel insurance and phone cover, as well as UK and European breakdown cover for the account holders (so it’s worth opening it as a joint account). That’s decent value if you need two or three of those policies. Here’s our full Virgin Money Club M review.
Best bank account for savings
Current accounts often give you access to higher rates than elsewhere, though with limits. Here’s our guide to the best savings accounts.
Winner: First Direct
For ongoing savings the highest paying account is a regular saver that’s only open to First Direct current account holders. It pays 7% AER – and that’s fixed for 12 months. You can only add up to £300 a month into this regular saver. Read more about other regular savers here.
Winner: Santander Edge
The highest interest rate on larger balances at the moment is from Santander. As long as you have the Edge current account you can open the Edge Saver. This offers 6% on up to £4,000 – though that previously mentioned £3 a month fee needs to be factored in if it’s not covered by cashback. The rate also drops by 2.5% after a year.
If you use an overdraft you’re probably paying around 40% in interest – far more than it’d cost to borrow elsewhere. So they’re best avoided. But if you are overdrawn then it makes sense to reduce that cost ASAP.
Winner: First Direct
You can currently get a £250 0% buffer from First Direct. That’s not amazing, but it can be useful if you occasionally go a little below zero.
Runner up: Monzo/Starling
If you really need to use an overdraft then you might be able to get as low as 15% of 19% with these digital banks.
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Best ethical bank account
Winner: Triodos
This account tops the charts on Ethical Consumer’s list of ethical current accounts and it’s hard to beat. However it does come with a £3 a month fee and the app is limited. Here’s my full review.
Runner Up: Nationwide, Starling or Co-op
These banks also score well. As it’s a building society, Nationwide is committed to putting the bulk of its lending towards mortgages so it can’t invest heavily in non-ethical practices. It also has positive policies in place to avoid this.
Starling has the edge over its challenger bank rival Monzo, while Co-op is the top-ranked from the other high-street banks.
Switch bonus requirementsSwitch using the Current Account Switch Service and close your old account within 60 days of starting the switch
Deposit requirementsDeposit £1,500 in the first 60 days from opening the account
Direct debits transferred overSet up two Direct Debits before or after the switch from a selected list of household bills
Existing customers?Can't have held any Santander current account on 1 January 2025
RestrictionsCan't have received a switching bonus from Santander already, offer limited to once per person
Eligible accountsOpen a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
£25 Amazon Gift Card requirementsTo qualify for the gift card, you need to complete a full switch using CASS, and make five debit card transactions within 30 days of opening the account.
If you don’t want to have multiple accounts, and really want everything in one place, then these banks combine multiple extras.
App and perks: Monzo Perks
As long as you would spend £84 a year the perks included, the extra budgeting features on an already excellent app make Monzo Perks on of my top account for 2026. The only let down is on savings rates and there are never any switching deals.
Cashback and savings interest: Santander Edge or Edge Explorer
As long as you pay bills, you may as well get cashback on these. On top there’s access to the 6% paying Edge Saver account. The app is average though. If you need travel insurance and breakdown cover, the Edge Explorer is a good upgrade.
Interest and freebies: Club Lloyds
It’s too early to say whether First Direct Perks will be worth it in the long time, so I also think Club Lloyds is also worth a shot. The app is pretty good, and the six cinema tickets or year of Disney+ with Ads is potentially worth £60 a year and there’s a decent (though not best buy) monthly saver at 6.25%.
Ethics and loyalty: Nationwide
Finally, if you want your bank to be doing some good AND get something in return, Nationwide is well worth a shout thanks to the annual Fairer Share payment. It’s not guaranteed for 2026 but it should be worth £100 and offer access to a decent 18 month fixed saver.
The do’s and don’ts of passing on unwanted or duplicate gifts.
There’s a good chance at some point each year you’ll be given a gift you don’t want or need. Unwanted presents are frustrating and disappointing but also a bit awkward. So what do you do with it?
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
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What to do with an unwanted present
The worst thing you can do with an unwanted gift is just throw it away. Not only are you adding to landfill, but the money spent by the gift giver has been wasted. Not much better is just putting it out of sight in a cupboard or drawer. It’ll probably just sit there gathering dust for a few years until you have a clear-out, and then go to the tip too.
You could try to make use of whatever you’ve been given, even if you don’t like it. But why wear a jumper, use the vase or eat some chocolates that aren’t to your taste simply because you feel you should? It’s not your fault the gift wasn’t right, so you shouldn’t feel guilty about it. Saying that, you might find you later learn to love it.
You could try to sell the present, though the admin and fees associated might be enough to put you off. It’s worth having a look online just to see what similar items have gone for, but it’s something likely only worth it for higher-value items.
Perhaps the best option, if you’re brave enough, is to be honest about the present. Tell the gift-giver why it’s not right and ask if they would be able to give you a gift receipt so you could exchange it, or if they would do it for you. This will be a lot easier if the gift is something you already have than if it’s just not to your taste. Still, it’s worth a go.
But if you can’t see that working, your next best bet financially is to pass the present on, also known as regifting. This can be controversial. Imagine how you’d feel if a gift you put thought into wasn’t just unwanted, but given to someone else? Not great. But it’s better to know someone, somewhere is making use of it rather than it getting chucked away.
And if you can avoid the awkwardness, then it’s a winning strategy. You’re giving someone a gift they hopefully will like, you’re helping the environment by not chucking it away and you’re saving yourself some cash by not having to buy something new.
So here a few simple rules and tips to help you navigate the minefield of regifting.
Do: only regift to someone you think will appreciate the present
Regifting doesn’t mean you can just palm off an unwanted present to any old friend or family member. If they won’t appreciate it, you’re just passing the buck, and it could still end up in the bin.
Instead have a think about who might like it, and there’s a good chance you’ll have a few contenders. Most unwanted gifts aren’t bad gifts. They might simply not be to your taste, or perhaps be a duplicate of something you already have.
Switch bonus requirementsSwitch using the Current Account Switch Service and close your old account within 60 days of starting the switch
Deposit requirementsDeposit £1,500 in the first 60 days from opening the account
Direct debits transferred overSet up two Direct Debits before or after the switch from a selected list of household bills
Existing customers?Can't have held any Santander current account on 1 January 2025
RestrictionsCan't have received a switching bonus from Santander already, offer limited to once per person
Eligible accountsOpen a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
£25 Amazon Gift Card requirementsTo qualify for the gift card, you need to complete a full switch using CASS, and make five debit card transactions within 30 days of opening the account.
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Plus, new Quidco customers get a high paying £18 welcome offer
Don’t: regift everything
It’s worth taking into account any politics within your family or friendship groups. It might be better to keep hold of something and just bring it out from time to time to avoid any rifts. Yes, that could mean keeping hold of that awful painting your gran got you. But that might be better than the potential fallout if she found out.
Also some gifts are just plain bad. The kind you can’t understand why someone would manufacture it, let alone buy it. If you’ve got one of these and there’s no one you can think of who would like it then don’t regift it.
Do: have a regifting box
It’s worth keeping any unwanted gifts together in one box or cupboard. This way if you need to buy a present you can check what you’ve got and see if there’s anything suitable.
Don’t: forget who bought you the unwanted gift
There’s a danger with regifting of whoever you gave the gift to finding out, or perhaps even getting it back themselves. You hear stories of presents being passed around the same group year after year. Neither of these scenarios are desirable.
To avoid this, make a clear note of who gave you the gift and when. Then when you regift it, make sure it’s given to someone in a different circle.
Take a good look at your unwanted present. Have they inscribed a message in a book? Is there a tag stuck to the bottom of the box that you missed? If you’re sure there are no tell-tell signs the item is regifted then it’s fine to re-gift.
Don’t: regift anything that’s been used
Any unwanted present you want to pass on has to be in as good a condition as if you’d just bought it yourself. Packaging is key here so ensure any tags are intact and the box unopened. It’s important to check use-by dates on any food or drink gifts too.
Do: remember charity shops
Finally, as we’ve mentioned a few times above, you can also give an unwanted present to a charity shop. But don’t just dump a bag outside the shop. Take it in and see what they will take and then you can deal with anything they reject.
Here’s where I’ll post any particularly decent eBay deals and offers, whether selling or buying!
As you’d expect there are thousands of different products! Often you’ll see well-known shops selling on eBay now at prices less than their own website. Office and Argos are just some with “outlet” shops on eBay.
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Buying offers
20% off on eBay
Another eBay deal, this time offering 20% off a huge variety of retailers. The code for 20% is MERRY20. The code expires at midnight on 16 December 2025.
There’s a minimum spend of £9.99 and the max discount is £75. The code can be used three times.
Do always price check elsewhere before buying though as they could be cheaper even without the discount.
You can get an exclusive £20 new member bonus. You need to spend £10 via one of the retailers listed on TCB to get this bonus, and that includes eBay. You must go via this link or the button below.
Read the full terms and conditions when you click through. Ends 31 March 2026.
The best Quidco deal is for subscribers to our free newsletter who get access to an exclusive £20 first-time bonus when they spend £10. Though you can use this at any shop, it also includes eBay. You’ll also get the cashback offered on top.
Once you sign up, you’ll need to click on the sign-up confirmation email that will be sent immediately. If you don’t see it, please check your spam folders as it could be there, and then add our email address to your safe senders list.
Then look for a special email that will be sent to you with the exclusive Quidco sign-up link. Make sure to read the terms and conditions on Quidco’s website before making your first purchase to ensure it tracks.
This offer is due to end 31 December 2025, but will hopefully be extended.
Switch bonus requirementsSwitch using the Current Account Switch Service and close your old account within 60 days of starting the switch
Deposit requirementsDeposit £1,500 in the first 60 days from opening the account
Direct debits transferred overSet up two Direct Debits before or after the switch from a selected list of household bills
Existing customers?Can't have held any Santander current account on 1 January 2025
RestrictionsCan't have received a switching bonus from Santander already, offer limited to once per person
Eligible accountsOpen a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
£25 Amazon Gift Card requirementsTo qualify for the gift card, you need to complete a full switch using CASS, and make five debit card transactions within 30 days of opening the account.
How often do you have to use ODEON Limitless, Cineworld Unlimited, Everyman Everywhere and other movie memberships to make them worthwhile?
Some articles on the site contain affiliate links, which provide a small commission to help fund our work. However, they won’t affect the price you pay or our editorial independence. Read more here.
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How cinema memberships work
There are two core types of memberships for the main cinema chains. The all-you-can-watch options will let you go every day, even more than once each day, if you want. The others will get you a handful of free tickets and then discounts on future ones.
Often you’re limited to just standard 2D screenings in normal seats, but some will let you access 3D showings, recliner seats and even event cinema such as theatre – though you’ll pay more for the privilege.
You can see the breakdown of ODEON MyLimitless, Cineworld Unlimited, Everyman, Curzon and Picturehouse memberships further down the page. But first, my thoughts on how to decide what represents good value.
Should you get a cinema membership?
I think value from cinema memberships comes down to three factors. If you can justify at least two of them, then potentially go for it.
How often will you go?
First is the most important, and it’s one very simple number – how often are you really going to go? Back in my 20s, my record was 60 times in a year, but even I found that too much. I forgot half the things I saw!
I think if you can commit to going roughly two or three weeks out of four (between 26 and 40 visits a year) then you’ll likely be getting a bargain. These are the key numbers I’ve used in the comparisons below, but that’s still a lot of films to see. Go less than this and the savings tend to be less likely.
Can you commit to just one cinema?
Next you need to consider if you’re likely to still visit other cinema chains. That could be because there aren’t many screens or certain films aren’t showing where you’ve got your membership – often the case for independent or foreign films. Perhaps it’s just a logistical matter because mates want to go elsewhere or you can only make a screening at 8pm.
There’s absolutely no point shelling out for an unlimited membership if you’re going to see movies elsewhere too.
But if you’ve only got one cinema then this is less of a problem.
Of course, some of these memberships can also be used alongside other deals. There are tricks mentioned below for both Everyman and Cineworld memberships which effectively give you free tickets for two people if you go certain days. Bargain!
When I lived in London I saw no point getting one of the annual cinema memberships. First, there are dozens of ways to get cheap tickets, meaning I rarely paid more than £6 a ticket in the capital. Second, you are tied to going to just one chain, which doesn’t work if the film you want to see at the time you want to go is at a cinema you can’t use your membership.
But now I’m out of London, my options are much smaller. We’ve actually only got two cinemas in town – an ODEON and an Everyman. Both offer membership schemes that let you go as much as you want. Are they worth shelling out for?
Having checked out all the deals, the cinema geek side of me is very tempted by the Everyman Everywhere membership – but only if I’m willing to go every week.
However, thanks to various deals, I tend to get more than 20 free tickets elsewhere each year, as well as a dozen or so free rental vouchers. Combined with so many fantastic TV shows on Disney, Apple and the BBC I don’t think I’d be able to get enough value from a membership.
Plus I still like to have the choice of where I go and I’ve enough money-saving tricks up my sleeve that I can keep prices just as low most of the time. So the answer – for now – is no.
But take a look at the different options below to see if one could work for you.
How the different cinema memberships compare
ODEON myLimitless
How it works
There are two versions of ODEON’s membership, called myLimitless. The standard offering works all over the UK, not just outside London. However you won’t be able to use it at Luxe locations. These are included in the myLimitless Plus membership.
With standard, you can go to as many 2D films as you want, though screenings can’t overlap. Extras such as 3D and IMAX require additional payments. You also can’t use your membership ticket to get another free ticket with Meerkat Movies.
You’ll be invited to free preview screenings. You can book up to four screenings in advance. There’s a 10% discount on food and drinks.
In addition, the Plus membership not only lets you watch films at Luxe cinemas, but also get unlimited access to premier or recliner seats, as well as 3D and iSense screenings. However you’ll pay extra for screen 1 in Leicester Square and Islington Luxe & Dine.
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ODEON myLimitless costs
Standard cost (excluding Luxe): £16.99 a month / £186 a year
Plus cost (inc Luxe): £19.99 a month / £219 a year
Annual discount: 8% if paid in full (12 months for the price of 11)
It’s worth keeping an eye out for occasional offers that bring down the price of an annual Plus membership, especially around Black Friday.
Switch bonus requirementsSwitch using the Current Account Switch Service and close your old account within 60 days of starting the switch
Deposit requirementsDeposit £1,500 in the first 60 days from opening the account
Direct debits transferred overSet up two Direct Debits before or after the switch from a selected list of household bills
Existing customers?Can't have held any Santander current account on 1 January 2025
RestrictionsCan't have received a switching bonus from Santander already, offer limited to once per person
Eligible accountsOpen a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
£25 Amazon Gift Card requirementsTo qualify for the gift card, you need to complete a full switch using CASS, and make five debit card transactions within 30 days of opening the account.
Cineworld says that the monthly cost will be cheaper than two tickets a month – though the price will change depending on the location for your “home” cinema. There are four groups, and you can see which one your cinema fits into here.
The bulk of locations are in groups 1 and 2. Though not exclusively, group 3 contains most of the London cinemas, while group 4 adds in Leicester Sq. You can use your membership at all cinemas in your and lower groups – so group 4 is effectively every single Cineworld.
You can go to as many 2D films as you want, though screenings can’t overlap. Extras such as 3D and IMAX require additional payments, though if you continue for a second year 3D is included. There’s a 50% discount on “event” screenings.
In theory you can get another free ticket with Meerkat Movies on Tuesdays and Wednesdays, so that would mean you’d only need one membership between you – if you only go midweek.
You’ll be able to see free previews and there’s a 10% discount on food and drinks, going up to 25% in year two.
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How much does Cineworld Unlimited cost?
Cost (Group 1): £13.99 a month / £167.88 a year
Cost (Group 2): £17.99 a month / £215.88 a year
Cost (Group 3): £19.99 a month / £239.88 a year
Cost (Group 4): £22.99 a month / £275.88 a year
Annual discount: None (though look out for offers)
Other savings: Recommend a friend to get a free month each, or use Clubcard points at 2:1 value
Cineworld Unlimited membership details
Minimum membership: 3 months
How to join: At the cinema, via Tesco Clubcard or via the Cineworld website
Is Cineworld Unlimited worth it?
This one has the potential to be incredibly cheap, but only if you combine your free ticket with Meerkat Movies.
If you mainly go on a Tuesday or Wednesday to take advantage of this two for one offer in Group 1, you’ll pay just £4.20 for two tickets, based on 40 visits. That falls to a fantastic £2.10 per ticket.
Of course, if you’re on your own, in pricier groups, go different days or go less often, then it can get a lot more expensive. So once more you need to compare it to prices at your cinema to see whether you’ll save or not.
Visits per year
Cost per film (Group 1)
Cost per film (Group 2)
Cost per film (Group 3)
Cost per film (Group 4)
52
£3.23
£4.15
£4.61
£5.33
40
£4.20
£5.40
£6
£6.90
26
£6.46
£8.30
£9.23
£10.61
12
£13.99
£17.99
£19.99
£22.99
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Everyman membership
How it works
The basic “Everyman” membership provides six free tickets. The next level up is the “Everyicon” membership, which offers 24 free tickets. However, both let you bring a friend for free on Mondays, potentially doubling your number of included tickets.
The “Everywhere” membership is a lot of money at £680 a year. However, it’s for two people at any time and you can go to as many films as you like.
All give you 10% off food and drink, and fee-free booking.
If an Everyman is your local cinema, or the one you like going to, then you could well save a little with the six tickets for £95, making them £15.83 a ticket, or £7.92 if you go on a Monday with a friend and split the cost.
The next level – ‘Everyicon’ – is a little cheaper, but again use the free tickets just on Mondays and that’s now 48 tickets, working out at a very nice £7.29 each.
The top ‘Everywhere’ could work if you’ve a partner or friend who will share the membership with you. Even then you need to go a lot. See 40 movies each in a year and it’ll work out as £8.50 each for your ticket.
Personally I’d go to a cheaper cinema instead, or get a trial for Times+ which offers 2-4-1 tickets every Wednesday.
Visits a year
Everyman
Everyicon
Everywhere (one person / two people)
52
N/A
N/A
£13.08 / £6.54
40
N/A
N/A
£17 / £8.50
24
N/A
£14.58 (for 24 visits)
£28.33 / £14.77
12
N/A
£29.17
£56.67 / £28.33
6
£15.83
–
–
*based on annual spend
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Curzon membership
What you get
The entry-level “Classic” includes five free tickets, and then discounts for you and a guest.
Next up, the “Cult” membership is seven tickets every week – so essentially free entry to as many films as you want. You can also use these credits to stream online movies from Curzon Home Cinema.
If there are two of you, you can add the “Events and Guest” option which gets you 14 tickets each week and you can use it on “event” screenings – but you’ll pay £50 more each month.
There’s also 10% off food and drink with all three membership levels. Sadly Curzon doesn’t accept Meerkat Movies.
How much is Curzon membership?
Cost (Classic): £70 a year (all cinemas) / £55 a year (non-London)
Cost (Cult): £25 a month / £285 a year
Cost (Cult plus Events and Guest): £75 a month / £850 a year
Go 40 times and the ‘Cult’ membership works out as £7.13 a ticket. That’s more than I’d like to pay, but not bad if you’re in London or only have a Curzon near you. However since Curzon has a more indie/arthouse lean, you might still need to pay elsewhere to see some of the big blockbusters.
Adding ‘Events and Guest’ to the Cult membership is the most expensive out there. Only if two of you go three out of four weeks, or a little less if you throw in regular event screenings, are you going to be making this worthwhile.
The Classic membership will be worth it if you are definitely going to go five times a year to a Curzon, or if the normal ticket prices elsewhere are around £11 outside London and £14 inside London.
Visits per year
Classic (London/Outside London)
Cost per film (Cult)
Cost per film (Cult+ one person)
Cost per film (Cult+ one person)
52
N/A
£5.48
£16.35
£8.17
40
N/A
£7.13
£7.13
£3.56
26
N/A
£10.96
£10.96
£5.48
12
N/A
£23.75
£23.75
£11.88
5
£14 / £11
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Picturehouse membership
What you get
There isn’t a subscription membership at Picturehouse, but I’ve included it for completion. Instead you get five free tickets and discounts on further tickets.
The Member Plus option gives you double the freebies (so 10 tickets), and you can get members prices on up to three further tickets for each screening.
There’s also 10% off food and drink, jumping to 25% from year two. Like all the others there are member’s previews, though these are free at Picturehouse, potentially saving you some more cash.
How much does Picturehouse membership cost?
Cost (Picturehouse Central): £100 a year (single) / £185 a year (joint)
Cost (London excl Central): £75 a year (single) / £120 a year (joint)
Cost (Outside London): £65 a year (single) / £110 a year (joint)
If you’re likely to go to a Picturehouse cinema over other chains then the ongoing discount after the free tickets will make it more affordable. Still though, that’s potentially more expensive than using other tricks at other cinemas.
I’ve used my membership free tickets alongside Meerkat Movies in the past – I can’t find any official confirmation this is allowed, but I can’t see why not. This essentially gives you double the number of free tickets to be used on Tuesdays and Wednesdays.
Visits per year
Cost per film (Outside London single)
Cost per film (Outside London joint)
Cost per film (London single)
Cost per film (London joint)
Cost per film (West End single)
Cost per film (West End joint)
10
N/A
£11.00
N/A
£12.00
N/A
£18.50
5
£13.00
N/A
£15.00
N/A
£20.00
N/A
Cineworld Unlimited vs ODEON myLimitless
The two most effective memberships in terms of value for money are the ODEON and Cineworld schemes. If you have both cinemas near you and aren’t sure which one to go for here’s what I’d do.
Ultimately, ODEON’s is cheaper but if you can combine the Cineworld with Meerkat Movies, then the latter is a better option.
If that’s not a deal-breaker for you, I’d look at which has the most screens and which ones tend to show the films you want to see. If it’s just standard blockbusters both should have them on, but if you want smaller films that might not be the case.
Everything you need to know to save money when going to a show
A trip to the theatre isn’t a cheap night out. Tickets for Hamilton go as high as £250. That’s for one ticket. Crazy prices. But there are ways to see West End and local theatre productions for less.
I obviously don’t pay that kind of price. Yes for the hottest shows that means I might go without, but there are plenty of ways to see top-quality West End and local theatre productions for less.
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Hunt out the best deals
There are some big sales throughout the year which are always good bets. The biggest – Get Into London Theatre usually takes place from December to March, while Kids Week is every August.
Ad hoc sales and offers pop up on TodayTix, while TimeOut has the occasional deal (it used to be better). There are sometimes flash sales at Ticketmaster too. Lastminute.com isn’t as good as it once was, but it’s worth a look.
Generally, avoid sites like TasteCard+, which offer money off tickets as part of the membership. Each time I’ve looked the deals can be beaten elsewhere or aren’t even discounted at all.
When there are any really good deals on lots of productions, I’ll list them on my theatre tickets deals page.
Pay with discounted gift cards
This trick won’t always work – sometimes the best prices are on sites that don’t accept gift cards (e.g TodayTix). But there are often deals to save here or there on the likes of Ticketmaster and Theatre Tokens.
Thanks to this I managed to get 50% off seats at rarely discounted shows Cabaret and Hamilton (though sadly it’s rare to see such a huge per cent off).
Choose the best value seats
If there’s a play I want to see my first stop is often always the excellent Theatre Monkey. The website provides seating plans for each theatre, with crowdsourced feedback from readers telling you which seats are good value, and which are bad. Often a ticket might be cheap because you can’t see half the stage!
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Get a cheaper day or rush ticket
A number of shows offer reduced tickets on the day, often called rush or day tickets. Sometimes these have been held back for the day, or they could just be returns. For the really popular shows this is a great way to get tickets.
It used to be you’d have to rock up at the box office very, very early. But now most of these are sold online. Theatremonkey has a list of how it works for each show, along with reader feedback on success rates for those queuing in-person.
However, the majority will be sold through the TodayTix where you unlock “rush tickets” at 10am. Most cost £25, but could be as low as £15.
The seats could be anywhere in the theatre, from restricted view through to the the top-end VIP seats. It’s first come first serve, though I’ve managed to get tickets as late as 5pm (obviously not for the most popular shows).
Some theatres have larger numbers of reduced tickets on set days. Over at The Royal Court there are cheaper seats every Monday (on sale 9am online on the day).
Try a lottery
Lotteries for plays can get you cheap tickets to performances, even the most popular and sold-out shows. However, as the name suggests, it’s a lottery as to whether your name is chosen to buy the tickets.
Over the years I tried for shows like Book of Mormon, Harry Potter and the Cursed Child, Hamilton and Cabaret – with no success!
They used to take place at the box office. You’d just turn up at the box office a few hours before the show and give your name… and hope! Now most are online.
More often these are also run via the TodayTix app. Some still offer them on their own websites such as the one for Matilda or The National Theatre’s £10 Friday Rush promotion.
Check in advance what the rules are. Some take place once a week for all performances the following week, others are daily. There’s usually a cut-off time to submit your entry and if you’re successful you’ll likely only be able to buy two tickets.
Be a seat filler
I’ve nabbed dozens of free tickets for my parents through sites like Show Film First and Central Tickets often for big West End shows. The reason? Theatres want to fill up the seats.
This tends to happen at the start to help spread word of mouth, or near the end of a run when less people are going. There’s usually a £4 to £10 fee per ticket – a fraction of the actual ticket cost. Here’s my guide to how seat filling works.
Switch bonus requirementsSwitch using the Current Account Switch Service and close your old account within 60 days of starting the switch
Deposit requirementsDeposit £1,500 in the first 60 days from opening the account
Direct debits transferred overSet up two Direct Debits before or after the switch from a selected list of household bills
Existing customers?Can't have held any Santander current account on 1 January 2025
RestrictionsCan't have received a switching bonus from Santander already, offer limited to once per person
Eligible accountsOpen a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
£25 Amazon Gift Card requirementsTo qualify for the gift card, you need to complete a full switch using CASS, and make five debit card transactions within 30 days of opening the account.
The Twickets website is a great place for people to sell on seats they can no longer use. Though sellers can’t inflate the selling price (it’s an anti-tout company), there are Twicket fees on top, so it’s always worth checking you can’t get the ticket for less direct.
However, the closer it gets to the performance date, sellers can reduce their asking price or allow offers. So if you can go last minute you might be able to nab a bargain. At the time of writing I spotted Matilda and Phantom tickets for this week’s performance going for below face value.
Go to theatres with special rates
The National Theatre offers hundreds of tickets at each performance at just £25. They go quick but you can sign up for alerts.
Meanwhile, The Globe has 700 £5 tickets for every performance (though they are standing) and The Young Vic has £12 Lucky Dip standing tickets that could be upgraded on the night to an empty seat.
You can of course avoid the West End and see something on the fringe, which will be much cheaper. The Arcola has a “Pay What You Can Tuesdays”, with a suggested price of £5.
Visit the official theatre booth
From when I was a kid through to just a few years ago I always used to head to the official TKTs Theatre Booth in Leicester Sqare to get my tickets (as long as I was flexible about what I saw). Unsold tickets for that day’s performances were often half-price – though there was usually a queue.
Recently the prices don’t seem as competitive as they once were, but they’re still worth a look if there are a few London shows you’d like to see. Don’t confuse it with other “discount theater booths” nearby.
And you don’t have to visit in person now. Last year I picked up tickets online to Dear England on the train down to London for that evening’s performance.
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Go to a less expensive performance
If you can go on a midweek afternoon – usually a Wednesday or Thursday – you’re more likely to find availability in the cheaper seats. The same goes for evening shows at the start of the week.
Previews are often discounted as they’re essentially ticketed dress rehearsals. Most shows will be cheaper. However with full prices already so high, you could still pay a fair amount.
Cut your booking and delivery fees
A good way to save is to collect your tickets at the box office on the night of the show. If there are no special deals or discounts, head to the theatre box office where you can normally avoid booking fees too.
If you can’t do this and have to buy online then do shop around as you might find See Tickets is cheaper than Ticketmaster for one show, but more expensive for another!
Buy a cheap seat and ask for an upgrade
Buy a ticket in the cheapest part of the theatre – usually at the top of the upper circle or similar then you could be automatically upgraded. For less-busy shows these parts of the theatre are often closed and the tickets redistributed.
I’ve had this happen a few times. A few years ago I bought £10 tickets (to Let The Right One In) via Lastminute.com. They were meant to be restricted view in the top circle level, but when we arrived we found we’d been upgraded to £50 stalls tickets to fill those seats (the circle was completely closed).
This is more likely to happen on less popular productions in larger theatres for performances happening earlier in the week.
If that hasn’t happened automatically and the theatre isn’t too busy, you can always ask when you collect your tix. Or just see if you can move in the interval – though you might be asked to move back by staff.
Ditch the West End
Yes theatre does exist outside central London! There are lots of top theatres, especially in Sheffield, Liverpool, Manchester, Stratford-upon-Avon and Chichester.
Plus, many shows will tour the UK before moving to the West End, or will be revived a few years later. Seats will pretty much always be cheaper this way.
Watch it at the cinema or at home
If you’re not in London or can’t afford West End prices even when they are on offer, then your best chance to see the top plays is in the cinema. Tickets generally range between £15 and £20.
And there are streaming services that allow you to watch productions from your sofa.
Leave certain festive purchases and plans too late and it could prove costly.
There’s always a mad rush in the weeks before Christmas to get everything you need doing done in time. And the later you leave things, the more likely is is you’ll get hit with extra costs,
So to help, here’s a quick checklist of the things I think you need to prioritise:
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Check the last order dates
Whether it’s coming to you or straight to a friend or family member, it won’t be long before there’s no guarantee that anything you order will get to its destination in time.
It’s worth knowing that if the retailer still says you can get something in time for Christmas and specifies a delivery date – but it doesn’t arrive in time you have the right to cancel the order and get a refund. Contact the retailer not the courier for this as they’re who you have a contract with.
Of course you can select speedy or next-day delivery at lots of shops. But you do pay more for this. And if you’re trying to avoid using Amazon you are going to run out of choices the later you leave it.
Even then, there’s still the chance that premium delivery won’t arrive in time. If that does happen you can claim back the extra delivery costs. It’s a slight consolation, but it doesn’t help if you need something before visiting family.
Catch the last post
For cards, letters and parcels that you’re personally sending, the dates are a few days later than last year (there’s no strike disrupting delivery this time). Though you’ve still got time according to Royal Mail, but I’d get them sent ASAP. The last post dates are:
Wednesday 17 December 2025: 2nd Class
Saturday 20 December 2025: 1st Class
Tuesday 23 December 2025: Special Delivery guaranteed
If you do miss these dates you can look at using courier firms. Shop around for the best price.
For international letters and parcels the deadline varies massively. For many non-European destinations it’s already too late, and the rest are approaching fast – and that’s for the more expensive tracking and signature services.
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Avoid panic gifts
Christmas gifts bought at the last minute are either going to be a huge disappointment (like those toilet seat covers in Friends), cost you more than you planned, or if you plump for that perennial panic present the gift card it could also be a risky purchase.
All three are bad purchases. The pointless or useless gift is a waste of money. The expensive gift could cause you problems if you can’t afford it.
And the gift card… There’s enough for me to write a whole article on these (and I have), but essentially these can easily become valueless. Whether that’s because they’re forgotten about, they expire before they’re used or because the retailer they’re for goes bust. You’re better off giving cash and suggesting what you’d like it to go towards.
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Book travel NOW
As always you’ll pay more the later you leave it to book, so get on it now. You might also be required to have an advance ticket on some rail routes. In fact, you might find some Christmas Eve trains are already sold out.
As with every Christmas there will be no trains on 25 December, and very limited service on Boxing Day. Plus engineering works running 24 December to 2 January 2026 will cause disruption.
The same applies to coach and flight tickets too, which are going to be even more popular on those dates, so book these up sooner rather than later to avoid higher prices or be forced into more expensive alternatives.
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Deposit requirementsDeposit £1,500 in the first 60 days from opening the account
Direct debits transferred overSet up two Direct Debits before or after the switch from a selected list of household bills
Existing customers?Can't have held any Santander current account on 1 January 2025
RestrictionsCan't have received a switching bonus from Santander already, offer limited to once per person
Eligible accountsOpen a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
£25 Amazon Gift Card requirementsTo qualify for the gift card, you need to complete a full switch using CASS, and make five debit card transactions within 30 days of opening the account.
We all know food price inflation has been huge, so I’d recommend planning as much of your festive food now as you can to save money.
Doing this can help you to avoid food waste – which is effectively throwing money in the bin. So don’t get more than you need. Obviously some food you’ll need to get nearer the time, such as fresh fruit and veg. But others you can nab now and put in the freezer, even the turkey.
In fact, the room you clear in the freezer as you defrost these items is perfect for picking up those yellow sticker bargains that will appear on Christmas Eve. And with M&S and Waitrose supermarkets saying they’ll close on both Christmas Day and Boxing Day it’s a good sign there will be more reduced to clear items than on a normal day.
And of course, if you can still get one, make sure you’ve got any online delivery slots booked. If you missed out it’s worth checking again to see if extra dates and times have been released. Or you might even get lucky and find one that has been cancelled.