66 Natwest branch closures set for 2023

Find out which ones are going and your options if affected.

There are already hundreds of banks slated to close in 2023. This time it’s the turn of Natwest and RBS bank. Here’s what you need to know.

Natwest Bank switch offer

When are the banks closing?

A total of 23 Natwest branches will close between April and June 2023, on top of 43 that were announced last year (and will be gone by the end of March this year). No additional RBS branches are set to close this year – so far at least.

What to do if your branch is closing

For most of us it probably means very little. When did you actually last need to use a branch? If you aren’t at all fussed about losing access to a branch’s facilities you don’t have to do anything (though more in a moment about why you could). And if you need to just pay in or withdraw cash then you’ll be able to use a Post Office.

But for those who do regularly visit a branch for more than this (or don’t have a Post Office nearby) it could make a huge difference.

The obvious solution is to open up a new account at a bank that does have a local branch near you. You don’t have to switch to this new bank (which would mean the closure of your Natwest or RBS account) if you don’t want to, but doing so does have some advantages.

All your Direct Debits, standing orders and payments into your account will be moved over for you, so you won’t need to change anything manually. And right now you could get a switching bonus of up to £200.

But if you do switch you’ll lose access to benefits you get with these banks. The main perks are:

  • Natest or RBS Reward Account – £3 a month profit (two lots of £2 if you have two Direct Debits, £1 for checking the app minus a £2 monthly fee) (account review)
  • Digital Regular Saver – 5.12% AER savings on a total balance of up to £5,000 (capped at £150 a month deposit) (account review)
  • Fee-free use of the Natwest / RBS Reward Credit Card

Unless you’re getting a decent switching bonus, I’d keep hold of the Reward account if you have it, just to keep the free cash. Instead I’d open up a new account without switching for whichever alternative bank you have nearby (here’s a full list of the different perks they offer).

And even if you aren’t bothered about your local branch closing, I’d still open another locally. I think it’s always handy to have physical access to a bank. You never quite know what will happen with online and app banking, and having the option to talk to someone can make things easier.

Which Natwest branches are closing? (A-Z)

You can read a fact sheet for each branch to see why each one is closing.

January 2023 announcement

These closures will happen between April and June 2023.

Birstall, 659 Loughborough Road – June 1 2023
Blackpool, 344 Lytham Road – April 25 2023
Bootle, 329 Stanley Road – May 10 2023
Broadwater, 5 Broadwater Street East – May 16, 2023
Colwyn Bay, 2 Abergele Road – May 17, 2023
Cranbrook, High Street – May 30, 2023
Crawley, Gatwick Road – May 11, 2023
Dunstable, 4 High Street North – May 3, 2023
Exeter, 18 St. Thomas Centre – May 9, 2023
Fleet, 176 Fleet Road – April 27, 2023
Frome, 4 Market Place – May 11, 2023
Heslington, Main Street – April 27, 2023
Horwich, 27 Lee Lane – TBC
Ilminster, 10 East Street – May 18, 2023
Llansamlet, Phoenix Way – May 25, 2023
London, 10 Marylebone High Street – May 23, 2023
London, 145 Clapham High Street – April 26, 2023
Maidstone, 197 Sutton Road – May 4, 2023
Sheerness, 29 High Street – May 24, 2023
Shoreham-by-Sea, 21 East Street – TBC
Southampton, 416 Bitterne Road – April 23, 2023
Stroud, Bank Buildings – April 26, 2023
Torquay, 128 Newton Road – May 31, 2023

Previously announced for 2023 (A-Z)

These closures were announced in October 2022, and will close between January and March 2023.

Aberdeen – 18 January 2023
Ayr – 12 Jan 2023
Beeston – 25 Jan 2023
Berkhamsted – 25 Jan 2023
Broadstone – 12 Jan 2023
Bromsgrove – 31 Jan 2023
Buxton – 14 Feb 2023
Caterham – 1 Feb 2023
Cheadle – 2 Feb 2023
Cheltenham Bath Road – 26 Jan 2023
Cleethorpes – 7 March 2023
Clitheroe – 15 Feb 2023
Coventry Walsgrave Road – 19 Jan 2023
Devizes – 8 March 2023
Dundee – 10 Jan 2023
Eastleigh – 16 Feb 2023
Edinburgh – 21 Jan 2023
Gerrards Cross – 21 Feb 2023
Glasgow – 26 Jan 2023
Glossop – 2 March 2023
Headington – 7 Feb 2023
Henley-on-Thames – 7 Feb 2023
Ilkley – 12 Feb 2023
Lewes High Street – 11 Jan 2023
London, Balham – 24 Jan 2023
London, Holborn – 10 Jan 2023
Market Harborough – 11 Jan 2023
Oxted – 22 Feb 2023
Parkstones – 7 March 2023
Potters Bar – 23 Feb 2023
Sandbach – 8 Feb 2023
Shipley – 23 Feb 2023
Southsea – 23 Feb 2023
St Neots – 28 Feb 2023
Stourbridge – 8 Feb 2023
Thame – 1 March 2023
Tonbridge – 9 March 2023
Uckfield – 8 March 2023
Waterlooville – 9 March 2023
Wetherby – 9 Feb 2023
Whitehaven – 14 March 2023
Wokingham – 9 Feb 2023
Source: Which?

Which RBS branches are closing?

No branches have been announced to close in 2023.

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