Author: James Andrews
James Andrews is an award-winning personal finance journalist, editor, speaker and presenter.
He is currently editor of Be Clever With Your Cash, as well as one of the two main hosts of our Cash Chats podcast.
Before joining the Be Clever With Your Cash team he was editor of Times Money Mentor from 2023 to 2025. He was previously a senior editor at RVU, as well as The Mirror’s online money editor and Yahoo!Finance editor for the UK and Ireland.
He regularly appears in print and on TV and radio discussing money matters.
Can I withdraw my pension early?
What age can you withdraw your pension, and is there any way you can withdraw it early? We look at what the current rules are...
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New First Time Buyer ISA details revealed – how it will work
The Government has finally released details of how the new First Time Buyer ISA (FTB ISA) will work in practice We’ve known for months that...
Stocks and Shares ISA tax: the current rules and what’s changing
The whole point of an individual savings account (ISA) is that you don’t pay tax on your gains there: but the rules are changing ISAs...
British bank awards 2026: the winners
Monzo, Zopa and United Trust Banks among the big winners You know what we think about different banks, money apps and building societies, but what...
ISA changes – why it’s time to load up your Cash ISA before the rules change
New rules starting in April 2027 will mean you'll have a smaller allowance - what you can do now to beat them and who's exempt...
Bank of Scotland switch offer: £175 for Classic, Silver and Platinum accounts
- Classic - £175 switch offer
- Silver - £175 switch offer
- Platinum - £175 switch offer
Premium Bond prize rate boosted to 3.8%
From the July draw you're likely to win more money. After some massive base rate increases from the Bank of England that saw the Premium...



