Author: James Andrews
James Andrews is an award-winning personal finance journalist, editor, speaker and presenter.
He is currently editor of Be Clever With Your Cash, as well as one of the two main hosts of our Cash Chats podcast.
Before joining the Be Clever With Your Cash team he was editor of Times Money Mentor from 2023 to 2025. He was previously a senior editor at RVU, as well as The Mirror’s online money editor and Yahoo!Finance editor for the UK and Ireland.
He regularly appears in print and on TV and radio discussing money matters.
Stocks and Shares ISA tax: the current rules and what’s changing
The whole point of an individual savings account (ISA) is that you don’t pay tax on your gains there: but the rules are changing ISAs...
British bank awards 2026: the winners
Monzo, Zopa and United Trust Banks among the big winners You know what we think about different banks, money apps and building societies, but what...
ISA changes – why it’s time to load up your Cash ISA before the rules change
New rules starting in April 2027 will mean you'll have a smaller allowance - what you can do now to beat them and who's exempt...
Bank of Scotland switch offer: £175 for Classic, Silver and Platinum accounts
- Classic - £175 switch offer
- Silver - £175 switch offer
- Platinum - £175 switch offer
Premium Bond prize rate boosted to 3.8%
From the July draw you're likely to win more money. After some massive base rate increases from the Bank of England that saw the Premium...
Premium Bonds vs the Lotto – which is more likely to make you a millionaire
The two national institutions have turned literally thousands of people into millionaires - but are your chances of striking it rich better when you invest...
Will interest rates go up or down?
Will interest rates go up again in the next few months? Currently, the Bank of England (BoE) base rate stands at 3.75%, the lowest it's...
Student loan interest capped – what it means for graduates
Anyone with a student loan sees their salary docked by HMRC until the balance is cleared - but the rules of how interest is charged...
The best (and worst) value family deals at major UK attractions
We take a look to see what - if anything - family deals could save you in reality on a day out Family tickets are...
