48 Halifax and Lloyds branches to close in early 2022

Find out which ones are going and your options if affected.

There’s been yet another announcement by a big high street bank that the doors will close on a number of branches next year.

This time it’s the turn (again) of Lloyds and Halifax bank. Here’s what you need to know.

When are the banks closing?

A total of 48 branches will close between January and April 2022. The split is 41 Lloyds and 7 Halifax.

This is on top of 44 that have or are closing between September and November 2021, and 56 further branches that closed last year. And let’s not forget cuts at other banks including Santander and Virgin Money.

What to do if your branch is closing

For most of us it probably means very little. When did you actually last need to use a branch? If you aren’t at all fussed about losing access to a branch’s facilities you don’t have to do anything (though more in a moment about why you could).

For others who do regularly visit a branch it will make a huge difference. The obvious solution is to open up another account at a bank which does have a local branch near you. You don’t have to switch to this new bank (which would mean the closure of your Lloyd or Halifax account) if you don’t want to, but doing so does have some advantages.

All your Direct Debits, standing orders and payments into your account will be moved over for you, so you won’t need to change anything manually. And right now you could get a switching bonus of up to £150.

But if you do switch you’ll lose access to benefits you get with these banks. The main perks are:

  • Halifax Reward Account – £5 a month, or 12 cinema tickets a year, or 24 movie rentals a month (account review)
  • Club Lloyds Account – Up to 0.78% savings rate plus 6 cinema tickets a year, 12 movie rentals ora magazine subscription (account review)

Personally I’d stick with the account but open up the account for whichever alternative you have nearby (here’s a full list of the different perks they offer).

And even if you aren’t bothered, I’d still do this. I think it’s always handy to have physical access to a bank. You never quite know what will happen with online and app banking, and having the option to talk to someone can make things easier.

Plus if you do need to withdraw or pay in large amounts of cash, you’ll probably want to do that in person too.

Which Lloyds Bank branches are closing?

  • Amesbury
  • Atherton
  • Attleborough
  • Balham
  • Berkhamsted
  • Birmingham Cotteridge
  • Birmingham Springfield
  • Brockworth
  • Cambridge Cattle Market
  • Coleford
  • Crewkerne
  • Darwen
  • Dorking
  • Earlestown
  • Garston
  • Great Bridge
  • Harpenden
  • Hatfield
  • Hull Holderness Rd
  • Kings Cross
  • Kirkby-in-Ashfield
  • Leagrave
  • Leatherhead
  • Maldon
  • Melksham
  • Muswell Hill
  • New Malden
  • Lloyds
  • Oxted
  • Penarth
  • Ponteland
  • Portsmouth North End
  • Prescot
  • Runcorn
  • Seaford
  • South Kensington
  • Southampton Hythe
  • St Marys Isle of Scilly
  • Sydenham
  • Tutbury
  • Windsor
  • Worthing George V Ave

Which Halifax branches are closing?

  • Bristol Whiteladies
  • Christchurch
  • Consett
  • East Grinstead
  • Portsmouth North End
  • Sevenoaks
  • Tewkesbury

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