Zoe Roddy
Zoe is a senior writer at Be Clever With Your Cash.
About Zoe
I’ve been a personal finance writer since 2018 after a small stint as a Management Accountant at a pizza factory, where I found a love for spreadsheets and data.
I’ve covered credit, banking and investments, the latter of which I specialised as a Senior Writer at finder.com/uk. I’ve been quoted in several publications, including The Motley Fool, The Huffington Post and This Is Money.
In 2023 I was named in the Standout 45 in the Women in FinTech Powerlist from Innovative Finance. I’ve got a Diploma for Financial Advisers (DipFA) from The London Institute of Banking and Finance and a BA in English Literature from Swansea University.
When I’m not writing about money or creating a spreadsheet, you can find me at my local ice rink where I recently skated in a performance of Alice in Wonderland on Ice.
Articles
2026 money challenges: Which ones work and how hard are they really?
We challenge you to save with a year of money-saving challenges People love to make resolutions in January, typically to lose weight or get fit….Read More
Trading 212 card review: earn up to 1.5% cashback on your spending
Here’s how the Trading 212 card works and if it’s any good Investment app Trading 212 offers a debit card to accompany its app that…Read More
Trading 212 Cash ISA: Earn 4.27%
Find out if it’s any good Investing app Trading 212 is paying 4.27% variable on its Cash ISA for new customers. Here’s what you need…Read More
eToro Cash ISA review
This isn’t your typical Cash ISA — here’s what you need to know about the account eToro’s Cash ISA is the best paying one on…Read More
First Direct review
Should you get the First Direct 1st current account? First Direct was technically one of the first banks to be considered a challenger bank, with…Read More
eToro Stocks & Shares ISA review
eToro offers a DIY Stocks & Shares ISA in a partnership with Moneyfarm eToro is an investment platform and mobile app that lets you buy…Read More
Zopa Biscuit current account: 7.1% interest and 2% cashback
Read our review of the Biscuit current account from Zopa Biscuit, a new current account from Zopa offers a lot, from high interest rates through…Read More
Energy price cap to rise by 0.2% from January 2026
The average household will pay £1,758 a year The energy price cap is going up, but only by around £3 per year for the average…Read More
How to get discounted gift cards
You don’t have to pay full price for gift cards, here’s how Whether you buy them as gifts or use them for your everyday shopping,…Read More
Lloyds Bank switch offer: £250 + free Disney+ (2026)
Move to a Club Lloyds current account to get the free cash and more It's only been a month since the last Lloyds Bank switching...Read More
Klarna debit card & membership: earn cashback and perks
The buy now, pay later provider has launched its first debit card, alongside paid for tiers with perks. Though you'd normally associate Klarna with borrowing,...Read More
Best Current Accounts 2026
These banks accounts are my top picks for the year I've got 25 different personal current accounts right now. Yes, that's far too many for...Read More
Should you regift an unwanted present?
The do's and don'ts of passing on unwanted or duplicate gifts. There's a good chance at some point each year you'll be given a gift you...Read More
How to be clever with your cash in 2026
The idea behind Be Clever With Your Cash has always been about helping you get the most from your money to live the life you...Read More
An update from Andy
I want to share some personal news from me, and let you know what that'll mean for Be Clever With Your Cash. So, excitingly, from...Read More
American Express (Amex) Platinum review
Can rewards justify the huge £650 fee on this top end Amex card? I love a good reward or cashback card. Using one on my...Read More
Trading 212’s interest on savings: what’s the catch?
The investment platform works differently to normal savings accounts. You can earn a decent rate of interest (3.8%, down from the launch rate of 5.2%)...Read More
Interest base rate cut to 3.75%: what does it mean for you?
The Bank of England has made the fourth change this year to the base rate, cutting it by 0.25 percentage points. We've taken a look...Read More
