The podcast to help you make the most of your money
In the latest episode of the pod Andy is talking to Oliver Smith about the stories from the last four weeks that most affect your money, including:
- National Insurance tax cuts
- Budget predictions
- Possible 99% mortgages
- Latest inflation rate change and base rate predictions
- Huge car insurance hikes
- & more
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Listen to Cash Chats episode 356
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Plus, new TopCashback customers get a high paying £18 welcome offer

- Offerup to £300 in free shares*
- Annual fee£0
- Trading fee£0
- Minimum deposit£0
- FSCS Protected? Yes
- Transfer in existing ISA? Yes
- Interest on uninvested cash 3.75%
- Fractional shares No
- Flexible ISA Yes
- Foreign exchange fee 0.70%
- Fund fees If you invest in funds, you'll have to pay fund fees depending on the funds you choose
- Authorised and regulated by the Financial Conduct Authority Yes: FRN 944492
- Risk warning Capital at risk. The value of investments can go down as well as up.
- Offer Invest a minimum of £300 and get up to £300 in free shares. T&Cs apply. Other fees may apply.

The music used on Cash Chats is Easter Island by Lonely Punk and provided on a creative commons licence.



Hi Andy, one potential ‘hack’ for the TSB switch offer in terms of 20 debit card transactions per month is to use it in your grocery shop and put each of your items through the self checkout separately (each item in a separate debit card transaction). Depending on how many items someone buys, this could easily go a long way towards the 20 transactions. Another idea is to use it 9n public transport – if you go into the office twice a week, you’re looking at 4 transactions in a week/16 transactions in a month.