The podcast to help you make the most of your money
In the latest episode of the pod Andy is talking to Oliver Smith about the stories from the last four weeks that most affect your money, including:
- National Insurance tax cuts
- Budget predictions
- Possible 99% mortgages
- Latest inflation rate change and base rate predictions
- Huge car insurance hikes
- & more
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Listen to Cash Chats episode 356
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Plus, new TopCashback customers get a high paying £18 welcome offer
Featured deal
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Customer rating
3.9/5
- Switch bonus£240
- Perks8% regular saver
- Monthly fee0
- Offer endsUnknown
- FSCS Protected? Yes
- Bonus requirements To get the £240 switch offer, you need to complete a full switch with the Current Account Switching Service. Then, within 60 days of your initial switch request, you need to set up two active direct debits, deposit £1,500 into the current account, set up a Santander Regular Saver, and deposit £200 into it.
- Regular saver 8% (variable) regular savings account. Includes 5% (variable) bonus for 12 months
- Existing customers? You can't have held a Santander account on 1 January 2026.
The music used on Cash Chats is Easter Island by Lonely Punk and provided on a creative commons licence.
Hi Andy, one potential ‘hack’ for the TSB switch offer in terms of 20 debit card transactions per month is to use it in your grocery shop and put each of your items through the self checkout separately (each item in a separate debit card transaction). Depending on how many items someone buys, this could easily go a long way towards the 20 transactions. Another idea is to use it 9n public transport – if you go into the office twice a week, you’re looking at 4 transactions in a week/16 transactions in a month.