The podcast to help you make the most of your money
This weeks episode is sponsored by Charles Stanley http://charlesstanley.sjv.io/6k7oEQ
We’re always told that patience pays off when it comes to money. But sometimes waiting can actually leave you worse off.
This week, James joins Steve to explore when holding out for something better becomes an expensive mistake.
From savings accounts that pay interest upfront to rising prices, expensive debts and retirement decisions, we look at the situations where acting sooner could make financial sense.
We also discuss whether it’s worth waiting for the perfect deal, why putting off financial decisions can cost you money, and whether there’s actually a mathematical way to know when to stop waiting.
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- Offerup to £300 in free shares*
- Annual fee£0
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- Minimum deposit£0
- FSCS Protected? Yes
- Transfer in existing ISA? Yes
- Interest on uninvested cash 3.75%
- Fractional shares No
- Flexible ISA Yes
- Foreign exchange fee 0.70%
- Fund fees If you invest in funds, you'll have to pay fund fees depending on the funds you choose
- Authorised and regulated by the Financial Conduct Authority Yes: FRN 944492
- Risk warning Capital at risk. The value of investments can go down as well as up.
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The music used on Cash Chats is Easter Island by Lonely Punk and provided on a creative commons licence.
