The podcast to help you make the most of your money
This week on Cash Chats, host Steve Alderton and money expert James Andrews get chatty about Premium Bonds! We look at how they began, what happens to your money and how they became the nations favourite way to save. James also explains how they compare to savings rates and also if you’d stand a better chance becoming a millionaire playing the lotto.
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Listen to Cash Chats episode 517
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Plus, new TopCashback customers get a high paying £18 welcome offer

- Switch bonus£240
- Perks8% regular saver
- Monthly fee0
- Offer endsUnknown
- FSCS Protected? Yes
- Bonus requirements To get the £240 switch offer, you need to complete a full switch with the Current Account Switching Service. Then, within 60 days of your initial switch request, you need to set up two active direct debits, deposit £1,500 into the current account, set up a Santander Regular Saver, and deposit £200 into it.
- Regular saver 8% (variable) regular savings account. Includes 5% (variable) bonus for 12 months
- Existing customers? You can't have held a Santander account on 1 January 2026.

The music used on Cash Chats is Easter Island by Lonely Punk and provided on a creative commons licence.


