Andy’s deals of the week 12 November 2022

My pick of the best offers and savings.

Every week I spend hours looking at discounts and deals to pick the good from the bad. I’ll only share ones which I think are worth considering – but remember you’re only saving money if you’re buying something you need and can afford.

Don’t forget to check out my Clever Cash Deals Instagram account. This is where I’ll share any flash offers that will have come and gone by the time this roundup is published.

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This week’s deals

HSBC bank: Up to £250 switch offer

There’s a new £200 switch deal from HSBC, which can be boosted by £40 via cashback site Quidco. And if you’re new to Quidco you can get another £10 on top! Here’s how it works.

Co-operative Bank: Up to £125 refer-a-friend

Another new deal is from the Co-op – though you need to be referred by a friend (the good news is they’ll also get £125). Here’s how it works.

Lloyds Bank: £150 switch offer ends

This offer from Lloyds Bank ends on Monday. You’ll get £150 for switching to a Club Lloyds account, plus access to a 5.25% paying monthly saver and free cinema tickets. More here.

Savings: 3% ISA & Double Access, 3.45% notice & 5% regular saver

Virgin Money has increased the rate on its easy access Cash ISA to 3% – meaning it beats even the best non-ISA account. It’s just for current account holders though. There’s also now a 3% double access account from Aldermore.

There’s also a new 5% paying regular saver from the Principality Building Society, and a massive jump in notice accounts with 3.45% on 120 days from Oxbury. More on these accounts and other best buys here.

Credit cards: £20 bonus and £19 cashback

If you’re looking for a 0% credit card (perhaps for stoozing), you can earn a £20 bonus with the Barclaycard Platinum card if you spend £250 in 90 days. Plus apply via Quidco or Topcashback and there’s an extra £19 to get. More here.

Caffe Nero: Buy one, get one free via MyWaitrose

If you link your MyWaitrose card to the Nero app you’ll get a free drink when you buy a drink at the coffee shop chain. Plus this week the “free” hot drinks with purchase offer returned in Waitrose supermarkets. More here.

Apple TV+: Two months free

I know I shared a six-month free offer last week, but that ruled out anyone who’d had a trial via Currys before. This offer doesn’t, and will take you through Christmas! More here.

Amazon: £10 off £20 with Mastercard

As with many Amazon offers, this won’t be for all (you’ll need to check if you’re eligible via the link). But if you can get it and add a Mastercard to your wallet, you’ll save a tenner when you spend £20. More here.

Google Play: £10 PayPal credit when you spend £5

New Google Play customers who spend a fiver via PayPal can get £10 back. Here’s more.

Asda: Up to £15 bonus

If you shop regularly at Asda then it’s worth nabbing this Christmas Saver Scheme bonus at the weekend. Add £280 by 5pm Sunday and you’ll get a £15 top-up the next day. More here.

M&S: £30 beauty advent when you spend £40

This offer has already sold out online, but it’s still in store (while stock lasts). You’ll need to spend £40, but that’ll mean you can buy the beauty advent for £30 rather than RRP of £300. More here.