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The real value of your Tesco Clubcard, Nectar, Morrisons More, Boots Advantage and Superdrug Beautycard points.

If you’re like me, you’ll have a few loyalty cards in your wallet and swipe away when you get to the till. But do you have any idea what the points are worth? Do you even use them? Is there any point to the points?

Well, taking the last question first, yes, I’d say it’s almost always a good idea to collect points if you can. Even if it’s a tiny amount, it will add up and it’s money for nothing. But it’s less likely to be worth going to a particular shop just to get the points if it’s not the cheapest or most convenient option.

As for do I use them? I’m a big fan of Clubcard points as you can boost their value, so I get through them quickly. My Nectar on the other hand slowly but surely adds the odd penny while I wait for a decent deal to increase their value, but they’re pretty rare.

I know what my Tesco points are worth as they’re much easier to calculate. But what are 2,000 Nectar points worth? Or 800 Boots? No idea! Plus there are schemes at Morrisons and Superdrug too – and they’re all different.

To help me – and you – I’ve taken a look at the biggest schemes to see what you get for your points, and how much you need to spend in order to actually use them.

Watch this video or keep reading

How much are Tesco Clubcard points worth?

Value of Tesco Clubcard points

  • 1,000 Clubcard points = £10
  • 500 Clubcard points = £5
  • 100 Clubcard points = £1
  • 1 Clubcard point = 1p

Real value of Clubcard points

  • Usually 1 point is earned per £1
  • So 1 point works out as 1% of your original shop
  • Minimum payout = 100 points will get you £1 in vouchers
  • So you need to spend £100 to use the points

You can earn these at Tesco shops, petrol stations, website and also via things like Tesco Mobile and Tesco Bank.

Though the value is equivalent to 1%, you can boost them, usually by three times the value. Read my Best Uses Of Clubcard Points article for more on how to make the most of these points.

There are often extra discounts in store for Clubcard holders.

 See how to make the most of Clubcard points

How much are Nectar points worth?

Value of Nectar points

  • 1,000 Nectar points = £5
  • 500 Nectar points = £2.50
  • 100 Nectar points = 50p
  • 1 Nectar point = 0.5p

Real value of Nectar points

  • Usually 1 point earned per £1
  • So 1 point works out as 0.5% of your original Sainsbury’s shop
  • Minimum payout = 500 points will give you £2.50 credit
  • So you need to spend £500 to use any points

Nectar halved how many points you earn at Sainsbury’s in 2015, but each point (old and new) is still worth the same. You can get bonus points on specific items each week, but you need to activate these in the app. You can also earn Nectar points at places like Argos.

Once a year, usually late November/early December, you can boost the value in the Double Up promotion. However it can be a hassle to take advantage of.

The best ways to spend and earn Nectar points

How much are Morrison More points worth

Morrisons More will stop loyalty points in May 2021. Here’s more information.

Value of Morrisons points

  • 1,000 Morrisons points = £1
  • 500 Morrisons points = 50p
  • 100 Morrisons points = 10p
  • 1 Morrisons point = 0.1p

Real value of Morrisons points

  • Usually 5 points earned per £1 spent
  • So 5 points works out as 0.5% of your original shop
  • Minimum payout = 5000 points for a £5 voucher
  • So you need to spend £1,000 to use any points

I think the Morrisons scheme is one of the worst as you need to spend £1,000 in order to get a £5 voucher. You earn 5 points for every £1 you spend, or 10 points for every litre of fuel.

Learn about the Morrisons More card

How much are Boots Advantage points worth?

Value of Boots Advantage points

  • 1,000 Advantage points = £10
  • 500 Advantage points = £5
  • 100 Advantage points = £1
  • 1 Advantage point = 1p

Real value of Boots Advantage points

  • Usually 4 points earned per £1
  • So 1 point works out as 4% of your original shop
  • Minimum payout = 1 points / £0.01
  • So you need to spend £1 to use any points – however you can’t part pay with points, meaning it’s likely you won’t cash out until you’ve earned at least 100 points, which is a spend of £25

This is one of the schemes I’ve never joined myself, but Becky is a big fan and racks up the points quite quickly. (I’ve added her card to my digital wallet for when I shop).

You can only spend them in Boots shops or online at Of course, if you can get your shampoo cheaper elsewhere, the points probably won’t make any difference.

Keep an eye out for frequent bonus deals and vouchers where you can earn double value or even more for your shop. There are often extra codes in your online account.

 Learn about the Boots Advantage card

How much are Superdrug Beautycard points worth?

Value of Superdrug points

  • 1,000 Superdrug Beautycard points = £10
  • 500 Superdrug Beautycard points = £5
  • 100 Superdrug Beautycard points = £1
  • 1 Superdrug Beautycard points = 1p

Real value of Superdrug points

  • Usually 1 point earned per £1
  • So 1 point works out as 1% of your original shop
  • Minimum payout = 100 points / £1
  • So you need to spend £100 to use any points

Pretty similar to Boot’s scheme in that there are often bonnus points offers. You can only use your points in multiples of 100.

 Find out more about the Superdrug Beautycard