Author: Andy Webb
Andy is the founder and Editor in Chief for Be Clever With Your Cash

American Express (Amex) offers & deals
- Amex Cashback Everyday card: £25 extra bonus
- Amex Cashback card: no fee for one year
- Refer-a-friend offers
- Boosted refer-a-friend offers
- Upgrade Gold credit to Platinum: boosted 40,000 points
- Upgrade Gold charge to Platinum: 20,000 points
- Most cards: 10% off dining
- Deliveroo: 2 x £5 credit each month with Amex Gold
- Harvey Nichols: £50 free credit a year with Amex Platinum card
- Dining: Up to £400 free credit a year with Amex Platinum card

The best bank switching offers (July 2025)
The best cash incentives available when you switch banks right now We'll update this page as new offers appear, though ... Read More

Lloyds Bank switch offer: £185 + free Disney+ (2025)
Move to a Club Lloyds or Premier current account to get the free cash and more It's only been a ... Read More

First Direct switch offer: Get £175 + £35
Another bank switch deal has launched, once again offering £175 for switching. First Direct regularly offers cash for switching your ... Read More

Spotify music streaming deals (July 2025)
- Four months free Spotify with Just Eat
- Three months free Spotify
- Three months free Spotify via H&M
- One month free Spotify
- 12 months of Spotify Premium for the price of ten (ish)
- Spotify Family for £19.99 a month and get six accounts
- Spotify Duo - £16.99 a month for two
- Save on Apple Music
- Save on Tidal, Amazon, Deezer & more

Best credit card offers and promotions (July 2025)
- Barclaycard Rewards double cashback
- Amazon: £50 welcome offer for Prime Members
- Amazon: £20 welcome offer
- John Lewis: double points for 60 days
- M&S: 5x points for six months
- Best American Express welcome offers:
- Bonus cashback: Up to £25
- Barclaycard Forward: £20 cashback
- Tesco Foundation: £25 cashback

NatWest bank switch offer: get £175
Plus £34 extra a year and 5.5% savings From 24 June 2025, NatWest is offering £125 if you switch banks ... Read More

Takeaway tea and coffee deals
- Paul Bakery: free coffee for Bastille Day
- Greggs: free coffee with Octopus Energy
- Caffè Nero: free coffee with Octopus Energy
- Caffé Nero: free drink for you and a friend
- Waitrose: free coffee or tea
- Costa: 5 free "beans" via app
- Caffè Nero: free coffee after purchase via My Waitrose
- Caffè Nero: £1 drink with Three+
- Caffè Nero: 25% off via Meerkat Meals
- Tastecard: 25% off Caffè Nero and Black Sheep
- Money off if you bring your own cup

The best cashback or reward debit and credit cards (July 2025)
Earn as much as 5% back when you spend from the likes of American Express, Chase and Barclaycard. You can ... Read More