The latest news to help you get the most from your credit card.
Here’s my monthly update sharing changes for leading UK credit cards, as well as some of the relevant articles you might have missed on the site.
June’s credit card & BNPL update video
I go into more detail on some of this month’s updates in this video.
June’s credit card & BNPL news
Chase credit card starts to roll out
It looks like Chase will fully open applications for it’s new credit card this month, with existing current account customers already being given access in batches.
It’s not an amazing card. There’s no cashback on offer or welcome deal, though it is fee free to use abroad and offers 15 months of spending at 0%. Full details are in our Chase credit card review.
If you’re eligible to apply you’ll find it in your Chase app. Once accepted (there will be a hard credit check), you can access the digital card straight away.
John Lewis slashes points
The John Lewis Partnership card has been a popular option for shoppers at the department store and it’s supermarket brand Waitrose, with the equivalent of 1.25% back on spending at those shops.
However, elsewhere it offers one point for every £4 spent which works out as 0.25% – easily beaten. Well that’s about to get worse, as from the start of August it’s one point for every £10 spent, the same as 0.1%.
If you are using it for spending elsewhere, then it’s time to look for another cashback or reward card that’ll pay up to 1%.
And there are even better options for your supermarket shopping, with up to 4% or 5% available on discounted gift cards.
Amex disappears from cashback sites
Most people apply for a new Amex card direct with American Express, but one way to get an extra boost is to go via a site like Quidco or TopCashback – that is until now.
In mid-May I noticed the brand was no longer showing on these sites. Hopefully it’s a temporary change, but in the meantime if you’re going to go for a new Amex, you’ll be better off finding a refer-a-friend link for some extra cash or points. There’s actually a boosted referral offer for many cards right now, and that’s shared below.
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June’s credit card special offers
Amex offers increased referral deals
Until 15 July welcome offers on cards including the Amex Cashback and Amex Gold Rewards are increased if you go via a refer-a-friend link. Your friend will also get a larger kickback! We’ve covered this in more in our Amex deals page.
Barclaycard Rewards double cashback
New applicants to the Barclaycard Rewards card before 4 August 2025 can get 0.5% cashback rather than the standard 0.25% until 30 November 2025. It’s one of our top cards for spending abroad.
Amex Cashback cuts £25 for one year
If you’re going to apply for an Amex, then the Amex Cashback is free for the first year if you apply before 15 July, saving you £25. And if you go via one of those boosted referral links you’ll get another £40 on top. Plus there’s 5% back on up to £2,500 of spending in the first three months.
Ongoing offers
The following are still all available, but covered in detail in previous updates. Hit the links for more information.
- Amex Cashback Everyday: extra £25 welcome
- Amazon Barclaycard: £20 welcome
Check out this article with details of boosted referral bonuses and other extra offers with your American Express card.
Check out my list of the best credit card offers and promotions
This month’s best credit cards
As always when talking about credit cards the best credit card for you will depend on your credit report and why you need one. Make sure you read my rules for having and applying for a credit card.
But assuming you’ve got a great credit report, don’t need one to clear existing debts and will clear the balance completely each month, these are my top picks:
