How cashback sites work (and how they’ve made me £4,000 in six years)

Using TopCashback and Quidco is an easy way to make money while you shop.

Money for nothing is going to raise suspicions – and rightly so. Why would a brand give you free cash? There must be a catch right? Well with cashback sites, the money you can make doesn’t come with any hidden clauses or commitments. 

That’s not to say it’s perfect. There are occasions where you might miss out on the money. Sometimes your purchase doesn’t track, sometimes the wrong amount is paid. But these risks shouldn’t put you off. You just need to make sure you treat any cashback as an extra bonus with your purchase rather than a reason to buy.

And you can make decent cash. I’ve been using both Quidco and TopCashback for six years now, and I’ve made £4,064. That’s £677 a year. Some of that is from big purchases with big reward (such as broadband or hotel bookings), but much of it is from day to day shopping – accumulating small returns to form larger amounts.

In this video I’ve explained how the cashback sites are able to pay you the money for shopping, how to use them and ways to boost how much money you can make.

Plus, don’t forget to get your new member bonuses the first time you use them.

Links with more information 

> Get a £17 new customer bonus at Quidco

> Get a £10 new customer bonus at TopCashback

> How to boost your cashback payouts

11 thoughts on “How cashback sites work (and how they’ve made me £4,000 in six years)

  1. My experience is to have different browsers for looking and comparing prices and then using one specific browser for Quidco and a different one for Topcashback. I have also mixed it up with BA Executive Store which gives you avios instead of cashback for some retailers that are not in cashback websites or offer you 1% only cashback.

    With regards to Expedia and any booking for hotels, always use incognito to compare prices and check the price logged in and via the cashback website. I my last booking, I found that using quidco I’d be charged 10% more and I wouldn’t be able to use my credit on the payment. Plus you may have some discounts when booking using the app on your phone.

    1. Thanks Gustavo. Really interesting about the extra charge on Expedia. I’ve spotted similar things on car hire.

      1. Because Expedia knows you’re coming from quidco it’s like it doesn’t offer you the best deal, because you’d get the cash back which would be roughly the same as the discount upfront.

        The other point is try accessing it with the Expedia app or their mobile website because they offer discounts for mobile users sometimes. I think in my last booking it was 10% via the Expedia app plus I could use my points to pay and I’d get 12% from quidco (which is not guaranteed as you said on the video). So I preferred to save the money upfront and use my points to take money off the booking.

  2. I have made a little over £4,000 in about 10 years. The big earners are things like car insurance, breakdown services and mobile phone contracts. Probably because these don’t actually have a value. It doesn’t cost the company anything to provide it. Holidays from First Choice and Tui sometimes pay as much as 4% cashback and do too. The cashback isn’t guaranteed and occasionally companies haven’t paid up. Currys is the worst in my experience and car parking sites are close behind. There is no downside to using a cashback site unless you let the cashback influence your purchase (car insurance can be cheaper with one company than another but if they don’t pay up you can lose out.)

  3. have you tried boom25 I’m a complete convert and only use topcashback for utilities now. it’s a game changer you get a 1 in 25 chance of winning your whole order back.. people are winning there holidays back ??

  4. With top cashback I find it takes a very long time to get the cashback. my last purchase said your cashback is due in 23 weeks.

  5. £677 a year? I’ve made about £6.77 a year… What have I done wrong?

    1. You obviously need to be shopping online a fair bit, so part of it could just be I’ve spent more! But as I say in the video, some big earners like broadband and hotels can make a big difference.

      1. I recently tried to change broadband provider on the Internet but was unable to do it. A phone call to the new provider would solve the problem but I told them that I had to do it online to get the £50 cashback and the guy said “No problem. I can just credit your new account with £50” So that’s what I did. I started a new contract with £50 in credit.

  6. I agree, you can even use them to get cash for free without spending a penny, holiday searches etc or even try your credit score for free but still get cashback


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