Airtime Rewards review

Get cashback at shops like Primark and Argos to bring down your phone bill

Airtime Rewards is a cashback app that can help you cut down the cost of your mobile phone bill. Essentially, you just connect your cards to it and earn cashback on your spending. This can then be taken off your mobile phone bill. Here’s how it works and how much you can earn with Airtime Rewards.

What is Airtime Rewards?

Airtime Rewards is an app you download to your phone that you connect to your bank cards. Every time you use your connected card at participating retailers — found within the app — you’ll earn some money back that’ll go towards your phone bill. 

For example, if you use your connected card at Oasis to buy a £30 shirt you’ll make the transaction as usual. You don’t have to follow a specific link or scan a code at the till.

Airtime Rewards will automatically track the transaction and calculate how much cashback you’re owed – in this example and at the time of writing, that’d be 3%, which means you’d earn 90p in cashback.

This all goes into the “Rewards” section in the app, then when you have £10, you can get it knocked off your phone bill.

How does Airtime Rewards work?

You can earn cashback in two different ways: from your connected cards and by buying gift cards. Here’s how each of them works.

Connected cards

As long as you’ve connected your card to Airtime Rewards, it’ll track your spending and automatically apply cashback to your account. You may see some transactions as “pending” for a while – this is normal, and it’ll be in your account in the period specified. It’s just to allow for things like refunds.

Buying gift cards

You can also earn cashback by buying gift cards through the app. This can be a little difficult to find, but if you go to “More”, you’ll see a link under the title “More ways to earn”. Here, you’ll see the option “Buy gift cards”.

Here you’ll be able to see a list of retailers available to buy gift cards from. It seems that the general reward available is 4% across the board, and we’ve not seen any fluctuation from this yet.

To purchase a gift card, you choose the one you want and the amount you want and pay with a credit or debit card or using Apple or Google Pay. The gift card will be emailed to you and can be used immediately. The card you use needs to be registered with your account, so it can be tracked in the usual way.

This is similar to what JamDoughnut offers. You get cashback in your Airtime Rewards account a few days after making the purchase.

How much can you earn with Airtime Rewards?

The rates vary by retailer. Some offer just 1%, while others offer as much as 15%. The average is about 3-4%. There are plenty of retailers that you might use often, such as Argos and Waitrose, so you can pick up a lot of cashback from regular spending.

On average, I can cash out £10 every few months.

What cards can you add to Airtime Rewards?

The cards can be a debit or credit card, but only Mastercard or Visa. Sadly, American Express won’t work. 

In addition, it’s best that you don’t use Curve as this can break the link between the retailer and Airtime Rewards needed to make it track.

You add a card in the app, either by using the camera icon in the top right corner of the app to scan your card, or by typing in your card number and expiry date. 

It can take 24 hours for cards to be approved, so it’s worth getting as many of your cards on the app as soon as you get it. You need to have the card active before making a transaction for it to track.

What mobiles networks can you use with Airtime Rewards?

Sadly you can’t use Airtime Rewards with every network, and some are Pay As You Go (PAYG) only. At the time of writing it works with the following:

  • EE
  • Giffgaff
  • O2
  • Three
  • Vodafone
  • Lebara Mobile (PAYG only)
  • Lycamobile (PAYG only)
  • Now Mobile (PAYG)

If you aren’t with one of these networks you won’t be able to sign up just yet.

If you switch networks, you can still collect the rewards and then either save them up for if you switch networks or gift them to someone else to put towards their mobile bill.

How do you redeem Airtime Rewards?

It’s very easy to redeem your rewards. You hit the rewards tab on the app (the little piggy bank), select the amount and hit redeem. The money will be sent to your phone network and knocked off your bill. This should take just 24 hours, however it can sometimes take longer.

You need to have earned at least £10 to activate your reward, and you can only redeem £20 at a time. You can repeat the process to get more, though.

How much you need to spend to get £10 with Airtime Rewards?

A typical rate is 3-4%, however some of the bigger brands are less than this. With an average of, say 3.5%, you’d need to spend just under £300 to get your first £10. 

To boost your initial rewards, you can check out the sign-up bonus on our Airtime Rewards promo codes page. You can usually get £1.50 credit, and there are frequent bonus offers available.

Gifting your rewards

If you’re feeling generous, you can send reward credit to another user registered with the app. That means that if you happen to have more than you need or aren’t on a participating network you can gift £10 to £50.

What retailers are on Airtime Rewards?

The big names are Argos, Waitrose, Boots and Primark, but there are dozens more you’ll know.

There are new retailers added all the time and if you sign up for emails you’ll be told when this happens. It sadly won’t let you know if one leaves the app.

Some shops let you earn the money back both online and in-store while others restrict you to just one. You might need to use the card itself and not Apple Pay or Google Pay in some cases. This information is all on the app, along with the current cashback rate.

Here are some of the retailers available to earn from via your connected cards. A lot of the same retailers are available to buy gift cards from, too.

FashionFood, Drink & Entertainment
Crew Clothing
New Look
Urban Outfitters
Amazon Fresh
Krispy Kreme
Laithwaite’s Wine
Home & TechnologyHealth & Beauty
John Lewis
NOW Broadband
Apex Hotel
Inspire Travel
Euro Car Parts
Click Mechanic
Halfords Autocentre

How to stack Airtime Rewards with other offers

If your bank or credit card has a reward programme which offers extra cashback at participating retailers, then you should be able to get both those rewards.

You can take it a step further and connect your card to other cashback apps, like Cheddar. And, if the Airtime Rewards retailer allows online purchases then you could shop via a cashback site like Quidco or TopCashback and earn another set of cashback. Some people say that they have issues using Chase with Airtime Rewards due to its virtual cards, but it tends to work for online purchases.

Is Airtime Rewards any good?

If you pay some attention to which retailers are on the app, and what the rates are, then you can do pretty well from Airtime Rewards. You can also double (or even triple) this up with other cashback, such as the cashback offered by Chase, and by connecting your account to Cheddar, too. I did this recently, earning 3% from Decathlon from Airtime Rewards and another 7% with Cheddar, getting a total of 10% back on my spending. I could’ve improved this using Chase. Unfortunately, you can’t use Airtime Rewards with American Express.

With this in mind, there’s the potential to earn some decent cashback with Airtime Rewards, especially if you don’t use an Amex. If you do, then you’ll need to keep an eye on the retailers on the app. It’s worth doing this anyway as some of the shops do come and go.

Find extra Airtime Reward promo codes

If there are any bonus codes to earn more with Airtime Rewards then we’ll list them on this dedicated deals page.

9 thoughts on “Airtime Rewards review

  1. I discovered another interesting rewards app. Q-Park Rewards works the same as Airtime Rewards, i.e. you register your card(s) – in some cases it also works with Apple Pay and Google Pay – , shop at the associated retailers (Boots, Wilko, Halfords and others, very similar to Barclaycard Rewards) and get the specific percentage reward listed for each retailer. In contrast to Airtime Rewards you have your reward transferred to your bank account. I cannot say anything about how good/reliable/trustworthy it is as I came across it only yesterday.
    I found this when I was looking for parking, with Q Park (funnily also listed as one of the retailers on Airtime Rewards) the closest to where I was going.
    [Q Park itself does not seem to have many fans on Trustpilot, although my own experience was a positive one, i.e. I did not have any problems]

  2. Linked my Chase debit card to Airtime.
    Online transactions work fine, but using the (numberless) card doesn’t track.
    Found out why – the app shows the ‘virtual’ card details, which differ from the physical card. As the last four digits don’t match, so the rewards don’t track.
    Chase don’t allow you to know the full details of the physical card either!
    Makes Airtime Rewards limited for me at least.

  3. What a complete waste of my time! I have been using Airtime Rewards for 2 months now and shopping at retailers, but I haven’t received any rewards, I tried filing for missing reward transactions, but was told I have to wait 28 days before I could claim, tried again just over a couple of weeks later and it says I can’t claim for any transactions older than 45 days!
    I have emailed them and asked to close my account as I don’t want them claiming money back from companies for me shopping with them if they’re not going to honour their rewards. (Emailing them and asking them to close your account is the only way you can close your account too)

  4. Can you connect curve ?

    1. I’ve checked this and it looks like it’s harder to see the direct connection with the retailer so it’s best avoided.

  5. I’m not having much luck with this today! Firstly the promo code FHUHNUQH came up as invalid and then I opened the app but Morrison’s wasn’t listed as available. Any thoughts anyone?

    1. Ah there was a typo in the code – it’s FGUHNUQH

    2. The supermarkets have been paused on there due to COVID. So you won’t be able to use those at the moment. Not sure about the code. I do know as a member if someone refers you I think they get a bonus and so do you. The thing about airtime rewards is sign up and forget about it. The first month I spend too much money buying things from places registered there trying to make up £10 pounds. Now I just spend normally and it works better. If you happen to go in boots or argos then nice to get a cash back. They have added uber eats recently. They also have a monthly challenge you need to sign up to in the app to make 3 purchases of £5 or more each month and get £1 reward for. Just remember you won’t get that until your purchase is verified. Most retailers have a 30 day wait until the purchase is verified and its added to you available funds. I believe for debehams its 90 days. There may be others with 90 days policy. I have saved used over £90 over the year discounted from my phone bill at 02. So its well worth it. I hope this helps someone:)

  6. I really like this app and managed to get £15 off my bills over the last 6 months. However Waitrose and Morrison’s have both stopped it due to covid 19. Therefore in the short term you won’t be able to get a lot. Worth setting it up for when things get back to normality.


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