Compare mortgage rates:
find the best deal

Tembo Mortgage

We’ve partnered with Tembo, an award-winning mortgage broker, to help you find the best rate. Plus, get access to FREE expert advice worth £499*.

Tembo compares over 20,000 mortgages from 100+ lenders to give you an indication of the rate you may be able to get. Start your search now.

Try our mortgage calculator

Our mortgage calculator helps simplify things by estimating what you could borrow and your likely monthly repayments.

Find out what you could afford

Why we’re working with Tembo?

At Be Clever With Your Cash, we’re fussy about who we work with. We’re only interested in companies who put their customers first, provide a great service and offer products we’d be happy to use ourselves. We’re excited to say that Tembo ticks all the boxes - and we’re not the only ones who think so!

Customers have voted them Best mortgage broker at the British bank awards four years in a row and they’re also rated 4.98 out of 5 on our sister site, Smart Money People, based on hundreds of reviews.

We’re thrilled to be working with the mortgage experts at Tembo and offering their award-winning service to the Be Clever With Your Cash community.

What you get with Tembo

No broker fee: saving you up to £499 with free mortgage advice from Tembo (standard mortgages only, more complex cases like Boost, adverse credit or equity transfer may be liable for a fee
Whole-of-market access: Tembo check over 20,000 mortgage products, from 100+ lenders and 25 schemes, saving you time and finding the best deal
A dedicated case manager & advisor: supporting you from the first chat through to getting your keys
Same day appointments, 7 days a week: speak to an adviser online or over the phone

Important

*Your home may be repossessed if you do not keep up repayments on your mortgage. Be Clever With Your Cash may receive a payment from Tembo Money if you complete a mortgage through the link provided. This will not affect the amount you pay for the service.

This broker fee discount of up to £499 is applicable for standard mortgages and remortgages only, more complex cases including guarantor, buy-to-let, adverse credit, and equity transfer may be liable for a fee. The fee you are required to pay will be clearly outlined by your adviser prior to an application being submitted on your behalf. The offer does not cover any other potential fees that may arise during the mortgage process.

Tembo Money Limited (12631312) is a company registered in England and Wales with its registered office at 18 Crucifix Lane, London, SE1 3JW. Tembo is authorised and regulated by the Financial Conduct Authority under the registration number 952652. Tembo Money was awarded Best Mortgage Broker at the British bank awards in 2022, 2023, 2024 and 2025. Rates are not guaranteed and may change by the time you come to apply. Eligibility criteria may vary by lender.

Our calculator is only an estimate of how much you are able to borrow and does not constitute mortgage advice

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