This week I’m looking at a vital part of your finances – the information that banks, lenders and other companies use to work out whether they want to give you a product or money.
Known as a credit report, it holds details of all your accounts, payment history and more. And linked to this is your credit score. They’re different things but both very important.
Here’s how they work, when they’re used and how you can access them for free.
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My video explaining how to avoid getting rejected for credit cards
MSE’s report on some banks using Open Banking to find mortgage holidays