The podcast to help you make the most of your money

In the latest episode of the pod Andy’s talking about the latest stories that are important to you and your money. Including:

All the current bank switch deals, special offers, news & more in Andy’s latest banking update
FSCS protection increased to £120,000: what you need to know
If you’re suffering from Black Friday remorse, here’s all your rights when it comes to returns

Scroll down for further reading links.

Listen to Cash Chats episode 497

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Featured bank switch deal

Our top pick

Santander £200 switch offer + £25 Amazon Gift Card

Customer rating 3.7/5

FSCS Protected? Yes
Switch bonus requirements Switch using the Current Account Switch Service and close your old account within 60 days of starting the switch
Deposit requirements Deposit £1,500 in the first 60 days from opening the account
Direct debits transferred over Set up two Direct Debits before or after the switch from a selected list of household bills
Existing customers? Can't have held any Santander current account on 1 January 2025
Restrictions Can't have received a switching bonus from Santander already, offer limited to once per person
Eligible accounts Open a new or hold an existing Everyday, Edge, Edge Up or Edge Explorer current account
£25 Amazon Gift Card requirements To qualify for the gift card, you need to complete a full switch using CASS and make five debit card transactions by 31 December 2025

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The music used on Cash Chats is Easter Island by Lonely Punk and provided on a creative commons licence.