Cash Chats #171: Ask Andy (answering listener questions)

This week I’m sharing with you all a chat I had with one of you. Listener Eli won a competition at the start of 2021 to have an hour-long video chat with me about his finances.

Here are the highlights as I help him with questions about credit cards vs savings, switching prepayment energy and how much to save for tax when you’re self-employed.

Plus, my answer to Eli’s question about the number one things he should do to improve his finances!

**Please vote for “Be Clever With Your Cash” in the British Bank Awards **

You can also listen to Cash Chats on all podcasting apps. Click through to your favourite

More from Cash Chats

If this episode has saved you money, please do tell a friend!

It’d be great if you also leave a review and rating. Here’s how to do it on Apple Podcasts and iTunes. 

Ask me a question

I’ll be doing more of these episodes on the pod, so I’ll need your questions!

The best ways to get in touch is in the Andy Clever Cash Facebook community

Just post your question any time, or ask me live in my weekly Q&A each Thursday (which is also on Instagram).

If you’d like to hear your question on the pod, then please send me a voice memo / recording. You can email them to Andy[at]

I’m also on Twitter @AndyCleverCash and Instagram @AndyCleverCash.


The music used on Cash Chats is Easter Island by Lonely Punk and provided on a creative commons licence


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