Cash Chats #152: Are Premium Bonds worth it?

A staggering 21 million people currently hold at least one Premium Bond, with the total fund approaching £100 billion! But with a recent cut to the prize rate, and therefore a smaller chance of winning, are they worth it? Or can they actually beat easy-access saving rates elsewhere?

To discuss all this I’m joined by my friend Helen Saxon, who also happens to be the Banking Editor for Money Saving Expert.


To celebrate 200,000 downloads and 150 episodes I’m offering listeners a chance to win a one hour video chat with me to talk about your finances.

To enter you need to leave a review of the podcast on Apple Podcasts and send me a screengrab. Full details here.

More from Cash Chats

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Further reading


The music used on Cash Chats is Easter Island by Lonely Punk and provided on a creative commons licence 


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