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Probably the biggest purchase we’ll ever make is going to be buying a house. But once you’re on the housing ladder it doesn’t mean you can’t still make savings.

In this week’s episode I’ve looked at two key ways you can reduce the overall interest you pay, which can be worth thousands of pounds.

The first is to boost your LTV (Loan to Value) and the second is to make overpayments. Individually they’ll cut what you pay, combined the savings will be huge.

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Further reading & links

> How to use LTV to lower your mortgage interest rate

> Should you overpay on your mortgage?

> Money Saving Expert’s mortgage overpayment calculator

> Money Saving Expert’s mortgage rate calculator


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