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The good and the bad for borrowing money for purchases as 0% interest.

0% interest finance isn’t new. For a set period you can borrow money – usually for a large expense – and as long as you pay it off you don’t get charged interest. This isn’t necessarily a bad thing – I’ve used it myself. But now the likes of Klarna and Clearpay are making it easier than ever to get it, and often on cheaper, more affordable items such as fashion. 

So in this episode, I’ve looked at the different 0% options, from credit cards through to finance deals through to these newer services, and shared when they could be the right option, and when they probably aren’t.

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Read more:

Store credit lures young generation into debt (The Guardian)

How to make a soft check before your credit card application


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