Bank switch deals

We’ve listed the top switching deals on a dedicated page, or you can click the links below for individual analysis of the offers.

Club Lloyds: prize draw

To celebrate 10 years of the Club Lloyds account, account holders will be entered into a draw to win one of 60 prizes:

• 10 x Cash prizes of £10,000
• 10 x Trips to New York
• 10 x Annual Family Merlin Passes
• 10 x £1,000 gift cards for Good House Keeping Holidays
• 10 x Digital gift cards each for £1,000
• 10 x Private cinema screenings for up to 50 people

You’ll need to have a Club Lloyds account (of any kind) open on 30 September 2024.

You’ll get an additional entry if you have £1 or more saved in any of these savings accounts:

• Club Lloyds Advantage ISA Saver
• Club Lloyds Advantage Saver
• Club Lloyds Saver
• Club Lloyds Monthly Saver

The draw takes place in October, though you don’t seem to need to have the account open then.

Though it’s not massively exciting, and chances of winning are low, it might be a reason to keep the account open until the end of September.

There’s also a £175 switching offer running until 30 July 2024, and you can pick up a “lifestyle benefit” such as free cinema tickets or Disney+.

HyperJar: Up to 2% cashback (ended)

New users of the HyperJar app can earn up to £200 a month if they sign up before 21 June 2024.

You’ll get 1% back on spend with the physical debit card, and 2% on payments via Apple Pay or Google Pay, capped at £200 each month.

So if you spend £500 a month with your card you’ll get £5, and another £10 if you spend a further £500 via your phone’s wallet.

Most of your spending will count, but there are some exclusions, including paying off credit cards, Council Tax, utilities, gambling and tax bills. Also excluded are buying gift cards via HyperJar.

The cashback will last until 31 October 2024 so you’ve potentially got six months to earn the cashback. You’ll get your money 30 days after each month ends. So spend in May and you’ll get the money on 30 June and so on.

The HyperJar account is free so it won’t cost you anything to spend via the debit card.

You cannot be a current or previous customer of HyperJar to get the offer. Full terms and conditions here.

£100 when you open a Tide Business Account (expired)

You can get £100 when you sign up for a free Tide account and spend £500 on it within 90 days of opening your account.

You must be a new customer and you’ll have to be a sole trader or partner or have a limited company to be able to open a Tide business bank account. It’s really easy to do, but you do have to wait for a code to come through in the post, though you can start the process of opening an account before it arrives.

You need the code BF100 when you sign up. You could also enter it into the “More” menu or let Tide know with the in-app chat within a week of opening your account.

You’ve got to sign up by 30 November 2023 and spend £500 on your card in the first 90 days to get the reward, which can take six to eight weeks to arrive in your account.