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If you’ve got credit cards, overdrafts or other high-cost debts then there are ways to clear them faster to reduce the cost.

This is the final part of my money makeover, and I’m looking at what could be the biggest way to save money – making your debts less expensive and then clearing them.

I’ve looked at the minimum repayment trap on credit cards which could be costing you hundreds, if not thousands, of pounds in interest; how 0% credit cards can help you pay off the balance faster and more.

You can catch up with the rest in my money makeover series here. (Yes there were only 11 in the end – I ditched one part of the planned 12 as it was all about holidays and travel – not very useful during lockdown!).

For subtitles, press play and then hit the CC button at the bottom of the video (you might need to tap the video or hover your mouse over it) and you’ll be able to get auto-generated subtitles.

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Further reading and links

Are your debts a problem 

How to make sure you don’t get rejected for a credit card

The good & bad of 0% balance transfer credit cards 

Money transfer credit cards explained 


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