Hi there. Welcome to Be Clever With Your Cash.
About Be Clever With Your Cash
We’re passionate about helping you with your finances. Every pound saved or made puts us on the path to financial freedom. And there are so many things we can do every day to get us closer to achieving our goals.
Through the blog, podcast and YouTube channel, we’ll show you that being clever with your cash isn’t about not spending or living a frugal life.
Instead, it’s about understanding the ways to avoid wasting cash, knowing where to find the best deals, and learning more about your relationship with money.
All of it should leave you with extra money in your pocket – what you do with it really depends on your personal relationship with cash. So whether you save it or spend it, we’ll give you tips and tools to make that go even further too!
We really do live and breathe what we write. If we’ve written about a way to be clever with your cash we’ve done it.
And we truly believe you can do all this without having to stop living your life!
Be Clever With Your Cash timeline
Be Clever With Your Cash was launched in 2014. Over the years it has won numerous awards for best money and personal finance blog.
The ‘Cash Chats’ podcast started in January 2017 and is consistently one of the most listened to personal finance podcasts in the UK. In 2022, then-Chancellor Rishi Sunak was a guest on the show.
The ‘Be Clever With Your Cash’ YouTube channel launched properly in the summer of 2020 and has more than 78,000 subscribers by February 2024.
The blog, podcast and YouTube were acquired by Smart Money People in March 2023. As part of this we drew up an editorial code that protects the ethos and editorial approach of the Be Clever With Your Cash channels. You can read the editorial code here.
By February 2024 the blog has been visited by more than 12.5 million people and viewed more than 20 million times, while the videos have been viewed almost 8.5 million times.
About Andy, founder of Be Clever With Your Cash
After spending most of my life in London and Kent I moved to North Yorkshire in 2018. When I’m not helping others (and myself) save money, I’m probably listening to BBC 6 Music, playing tennis or binging the latest must-see boxset.
Prior to blogging, my background was in broadcasting. For more than a decade I worked in TV at the BBC on programmes such as The Money Programme, The Culture Show and Crimewatch.
In 2013 I moved to online financial journalism. First at the pioneering website MoneySavingExpert.com, then running the blog at The Money Advice Service from 2014 to 2018.
I set up Be Clever With Your Cash in February 2014 and went full-time on it in 2018 – growing it to one of the biggest independent personal finance sites in the UK.
You might have spotted me elsewhere in the media too. Since September 2021 I’ve been writing a weekly personal finance column for Metro newspaper. This is alongside my monthly column for Reader’s Digest magazine and freelance articles for other publications.
I was the resident money expert on Channel 5’s Shop Smart Save Money between 2018 and 2019. I’ve also appeared on programmes such as Right on the Money (BBC One), Rip Off Britain (BBC One) and Steph’s Packed Lunch (Channel 4). I’m a regular contributor to many BBC Radio stations and have been quoted in much of the national press.
Since March 2023, I’m editor-in-chief for the site, and building a team to support all the great content we produce.
About Smart Money People
In March 2023, Be Clever With Your Cash was acquired by Smart Money People. You can read the announcement and q&a blog from the time here.
Smart Money People is the UK’s dedicated financial services review website, committed to improving financial standards for everyone through trust, knowledge, accountability, and the power of community.
Launched in 2014, Smart Money People has collected over 1.2m reviews on products and services from financial companies including banks, building societies, insurers and credit providers. These insights, comments, and experiences not only inform more people but also help financial services companies provide a better service and products to their customers.
Smart Money People has a vast set of data on products and customer experience that we use in our Be Clever With Your Cash content, and in time we’ll show reviews from the Smart Money People community on company or product overviews on here. With this we’ll show you not just what the Be Clever With You Cash team think, but also people just like you who’ve tried and tested the services we talk about.
Awards & recognition
2023 Awards
- Finalist – Finance Blogger of the Year (2023 Headlinemoney Awards)
- Finalist – Personal Finance Broadcaster of the Year (2023 Headlinemoney Awards)
2022 Awards
- Finalist – Finance Blogger of the Year (2022 Headlinemoney Awards)
- Finalist – Finance Journalist of the Year (2022 British Bank Awards)
- Finalist – Online Financial Influencer of the Year (2022 British Bank Awards)
2021 Awards
- Winner – Best Personal Finance Blog (2021 SHOMO Awards)
- Winner – Best Money Podcast (2021 SHOMO Awards)
- Runner Up – Best Money Saving Blog (2021 SHOMO Awards)
- Runner Up – Best Money YouTuber (2021 SHOMO Awards)
- Finalist – Online Financial Influencer of the Year (2021 British Bank Awards)
- Finalist – Personal Finance Broadcaster of the Year (2021 Headlinemoney Awards)
2020 Awards
- Winner – Best Personal Finance Blog (2020 SHOMO Awards)
- Winner – Best Money Saving Blog (2020 SHOMO Awards)
- Runner Up – Best Money Podcast (2020 SHOMO Awards)
- Finalist – Personal Finance Blog of the Year (2020 Headlinemoney Awards)
- Finalist – Personal Finance Broadcaster of the Year (2020 Headlinemoney Awards)
- Finalist – Best Money Video Creator (2020 SHOMO Awards)
2019 Awards
- Winner – Best Personal Finance Blog (2019 SHOMO Awards)
- Winner – Best Money Podcast (2019 SHOMO Awards)
- Runner Up – Best Money Saving Blog (2019 SHOMO Awards)
- Runner Up – Blogpost of the Year (2019 SHOMO Awards)
- Finalist – Personal Finance Blog of the Year (2019 Headlinemoney Awards)
- Finalist – Personal Finance Broadcaster of the Year (2019 Headlinemoney Awards)
2018 Awards
- Winner – Personal Finance Blog of the Year (2018 Headlinemoney Awards)
2017 Awards
- Winner – Personal Finance Blog of the Year (2017 Headlinemoney Awards)
- Winner – Best Money Saving Blog (2017 SHOMO Awards)
- Winner – Best Money Vlog (2017 SHOMO Awards)
- Runner Up – Best Personal Finance Blog (2017 SHOMO Awards)
- Finalist – Best Money Podcast (2017 SHOMO Awards)
2016 Awards
- Winner – Best Personal Finance Blog (2016 SHOMO Awards)
- Highly Commended – Personal Finance Blog of the Year (2016 Headlinemoney Awards)
- Finalist – Best Deals blog (2016 SHOMO Awards)
- Finalist – Best International Personal Finance Blog (2016 Plutus Awards)
2015 Awards
- Winner – Most Innovative Blog (2015 SHOMO Awards)
- Highly Commended – Moneyblogger of the year (2015 Santander Media Awards)
- Finalist – Best Deals Blog (2015 SHOMO Awards)
- Finalist – Best Personal Finance Blog (2015 SHOMO Awards)
The small print
You can read more about how the blog is funded, the editorial independence, legal disclaimer, cookies and privacy policies here.