When you’re living with someone, from your partner to mates, a joint account might seem like a sensible option for splitting shared costs. And once you’re married you might be tempted to take things further and pool all your finances in the same account.
I’ve taken a look at the good and the bad when it comes to joint accounts, including how to make sure opening one doesn’t hit your credit report and why it’s vital you keep some money separate.
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This list is regularly updated with the different incentives and offers available for opening or switching to a new bank account.
Not sure how to switch? This post takes you through how to do it and what to watch out for.
There's no reason you have to stick to one account, but having multiple ones can be tricky if you don't have processes in place to keep track. Here's what I do.
Having a joint bank account can be a great help when you're in a relationship, but you need to be aware of the risks before linking your finances with your partner.
> My guide to the best current account switching offers and incentives
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> Protecting against financial abuse (Money Advice Service)