My regular round-up of your personal finance questions.

I love hearing from you. Often you’re asking me questions about your finances, and I’m always glad to help if I have the time.
But I realised that my answers could also be useful to other followers. So my monthly live video Q&As have become the place to not just ask me something, but also hear my answers to other followers’ questions.
You can watch the whole thing live below.
Watch the latest live Q&A
Every month (usually on a midweek evening at 7pm) you’ll find me live on YouTube and Instagram answering your questions. It’s the best place to ask me something!
Here’s the latest video:
Get the best of our money saving content every week, straight to your inbox
Plus, new Quidco customers get a high paying £18 welcome offer

- Offerfree £50 in fractional shares*
- Annual fee£0
- Investment stylesShares, funds or ready-made portfolios
- Minimum deposit$50
- FSCS Protected? Yes
- Interest on uninvested cash 3% on balances up to $50,000, 3.8% on balances over this
- Fractional shares Yes
- Foreign exchange fee 0.7%
- Fund fees If you invest in funds, you'll have to pay fund fees, which cost on average ~0.16% per year, with additional market-spread effects up to 0.05%
- Offer You need to sign up, verify your account and deposit at least £200 to get the free assets. ISA deposits aren't included in the £200 requirement to get the offer.
- Authorised and regulated by the Financial Conduct Authority Yes, FRN 583263
- Risk warning The value of your investments may go up or down. Your capital is at risk. ISA powered by Moneyfarm. ISA rules apply. UK residents only.
- Accounts available General investment account, stocks and shares ISA (additional fees apply)
How to ask us questions
The best way to get in touch is in the Facebook community Just post your question any time. We can’t promise we’ll be able to answer all questions but we’ll do our best.
Alternatively, ask me in my live Q&As (usually every month) on Instagram and YouTube.
Sadly we’re not able to read all the emails, tweets and Instagram messages you sent through, so if you contact us via these channels it’s unlikely you’ll get a reply.
Our podcast
Listen to Cash Chats, our award-winning podcast, presented by Steve Alderton and Editor James Andrews.
Episodes every Monday.




