Compare Stocks & Shares ISAs

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DIY Stocks & Shares ISAs
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Smart Money People logo Customer rating 4.3/5
  • Annual fee
    £5.99 per month for portfolios up to £100,000
  • Trading fee
    From £3.99
  • Minimum deposit
    £0
*new customers who deposit at least £20,000 can earn up to £5,000 in cashback
  • FSCS Protected? Yes
  • Transfer in existing ISA? Yes
  • Interest on uninvested cash Yes – tiered interest is paid on cash balances within your ISA, based on the amount held.
  • Fees £5.99 per month (up to £100,000), £14.99 per month (no upper limit)
  • Flexible ISA No
  • Foreign exchange fee Core plan: 0.75%; Plus plan: 0.75% (first £50,000), then 0.25% above this
  • Fund fees Ongoing fund charges vary depending on the investments you choose. These are set by fund managers and typically differ across funds.
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 141282
  • Risk warning Capital at risk. The value of your investments may go up or down
  • Offer details New customers who deposit £20,000 or more into a general investment account, SIPP or ISA between 1 November and 30 November can earn up to £5,000 cashback. The amount you earn will depend on how much you deposit. You can find the account with  transfers, contributions, or both and cashback will be paid within 30 days of qualification
  • Trading fees Funds: from £3.99 per trade, UK & US shares (including ETFs and investment trusts): £3.99 per trade, Other international shares: from £9.99 per trade, Regular investing: free
  • Investments available Shares (UK and international), Funds, ETFs, Investment trusts, Bonds
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 141282
  • Risk warning Capital at risk. The value of your investments may go up or down
  • Offer details You can get £150 towards your trading fees when you open an ISA. Open to new customers only and ends 31 October 2026.
Smart Money People logo Customer rating 4.7/5
  • Annual fee
    £0
  • Trading fee
    £0
  • Minimum deposit
    £0
Capital at risk. Other fees may apply. *Invest a minimum of £300 and get up to £300 in free shares.
  • FSCS Protected? Yes
  • Transfer in existing ISA? Yes
  • Interest on uninvested cash 3.75%
  • Fractional shares No
  • Flexible ISA Yes
  • Foreign exchange fee 0.70%
  • Fund fees If you invest in funds, you'll have to pay fund fees depending on the funds you choose
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 944492
  • Risk warning Capital at risk. The value of investments can go down as well as up.
  • Offer Invest a minimum of £300 and get up to £300 in free shares. T&Cs apply. Other fees may apply.
Smart Money People logo Customer rating 4.8/5
  • Annual fee
    £0 with offer
  • Dealing charge
    £0
  • Minimum deposiot
    £10
*£0 platform fee and £0 subscription fee for new customers who use the code INVEST26 - T&Cs apply. Other fees apply
  • FSCS Protected? Yes. Your eligible deposits and investments may be protected by the Financial Services Compensation Scheme (FSCS). Protection is up to £120,000 per person, per firm. FSCS does not cover losses due to market performance. 
  • Transfer in existing ISA? Yes
  • Investments available You can invest in OEICs and exchange-traded investments
  • Flexible ISA Yes
  • Foreign exchange fee  0.40%. Other fees may apply. 
  • Fund fees Variable depending on the fund selected. See fund documentation for specific charges. Other fees may apply. 
  • Authorised and regulated by the Financial Conduct Authority Yes, FRN 955775
  • Risk warning The value of investments can go down as well as up and you may get back less than you invest. 
  • Offer Open and fund a Quilter Invest account before 11:59pm on 30 November and receive £0 platform fee and £0 subscription fee. You need to use the code INVEST26 to get the offer. T&Cs apply. Other fees apply.  Approved by Quilter Invest Ltd FRN 955775 25/09/2026 
Smart Money People logo Customer rating 4.4/5
  • Annual fee
    0.25%
  • Trading fee
    From £1.50 (or free with regular investing)
  • Minimum deposit
    £25 per month or £250 lump sum
  • FSCS Protected? Yes
  • Transfer in existing ISA? Yes
  • Interest on uninvested cash 1.75% AER
  • Flexible ISA No
  • Foreign exchange fee 0.75% on £0-£10,000, 0.50% on £10,000-£20,000, and 0.25% on values over £20,000
  • Fund fees If you invest in funds, you'll have to pay fund fees depending on the funds you choose
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 155593
  • Risk warning The value of your investments can go down as well as up and you may get back less than you originally invested
Smart Money People logo Customer rating 3.8/5
  • Annual fee
    Custody fee of 0.35% per year (max £45)
  • Shares trading fee
    £3.95 per trade
  • Minimum deposit
    $50
*Get £50 worth of free assets when you deposit £200 into a General Investment Account
  • FSCS Protected? Yes
  • Interest on uninvested cash 3% on balances up to $50,000, 3.8% on balances over this
  • Fractional shares Yes
  • Foreign exchange fee 0.7%
  • Fund fees If you invest in funds, you'll have to pay fund fees, which cost on average ~0.16% per year, with additional market-spread effects up to 0.05%
  • Trading fees You'll pay £3.95 per trade for shares, ETFs and mutual funds and £5.95 per trade for bonds
  • Authorised and regulated by the Financial Conduct Authority Yes, FRN 583263
  • Risk warning The value of your investments may go up or down. Your capital is at risk. ISA powered by Moneyfarm. ISA rules apply. UK residents only.
  • Offer details You need to sign up, verify your account and deposit at least £200 to get the free asset. ISA deposits aren't included in the £200 requirement to get the offer.
Smart Money People logo Customer rating 4.4/5
  • Annual fee
    0.45%
  • Trading fee
    £6.95
  • Minimum deposit
    £1
  • FSCS Protected? Yes
  • Transfer in existing ISA? Yes
  • Interest on uninvested cash 2.53%
  • Flexible ISA No
  • Foreign exchange fee 1.00%
  • Fund fees If you invest in funds, you'll have to pay fund fees depending on the funds you choose
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 115248
  • Risk warning Capital at risk. The value of your investments may go up or down

Managed Stocks & Shares ISAs
Smart Money People logo Customer rating 3.8/5
  • Annual fee
    0.45% management fee and 0.25% platform fee
  • Portfolios available
    14
  • Minimum deposit
    £500
  • FSCS Protected? Yes
  • Other investment options You can also choose your own investments with eToro's DIY option
  • Transfer in existing ISA? Yes
  • Flexible ISA Yes
  • Management fees Management fees are tiered, so you'll pay 0.45% up to £50,000, then 0.20% from £50,000 to £100,000, 0.10% from £100,000–£1.5m, and 0% above £1.5m. A platform fee of 0.25% also applies to all managed portfolios.
  • Authorised and regulated by the Financial Conduct Authority Yes, FRN 583263
  • Risk warning The value of your investments may go up or down. Your capital is at risk. ISA powered by Moneyfarm. ISA rules apply. UK residents only.
Smart Money People logo Customer rating 4.9/5
  • Annual fee
    0.25% (max £250 per year)
  • Portfolios available
    3 risk-based portfolios
  • Minimum deposit
    £1
You could get back less than you invest
  • FSCS Protected? Your eligible investments are protected by the FSCS up to £85,000 per person per firm. This doesn’t cover losses incurred due to investment performance.
  • Interest on uninvested cash No
  • Fund fees You'll also have to pay fund fees of 0.14%. Management fees are dependent on what you invest in. See full fees breakdown on monzo.com/help/investments/investments-fees
  • Transfer in existing ISA? Yes
  • Flexible ISA Yes
  • Other investment options You could alternatively choose to create your own portfolio.
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 730427
  • Risk warning You could get back less than you invest.
  • Eligibility You need a Monzo current account to use Investments. UK residents 18+. Ts&Cs apply.
Smart Money People logo Customer rating 4.8/5
  • Annual fee
    £1 per month + 0.15%
  • Portfolios available
    3
  • Minimum deposit
    £1
  • FSCS Protected? Yes
  • Transfer in existing ISA? Yes
  • Ready-made portfolios available Choose between three portfolios based on your preferred risk level: Cautious, Balanced or Adventurous
  • Fees £1 monthly subscription fee (which covers all accounts you have with Moneybox), plus a service fee of 0.15%
  • Fund fees If you choose to invest in Moneybox funds, you'll have to pay fund fees of 0.29%
  • Access Can be opened and managed using the Moneybox app and on the website
  • Authorised and regulated by the Financial Conduct Authority Yes, FRN 712935
  • Risk warning Capital at risk. The value of your investments may go up or down
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