Compare Stocks & Shares ISAs

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DIY Stocks & Shares ISAs
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Customer rating 4.2/5
  • Annual fee
    £5.99 per month for portfolios up to £100,000
  • Trading fee
    From £3.99
  • Minimum deposit
    £0
*You can get £150 towards your trading fees when you open an ISA
  • FSCS Protected? Yes
  • Transfer in existing ISA? Yes
  • Interest on uninvested cash Yes – tiered interest is paid on cash balances within your ISA, based on the amount held.
  • Fees £5.99 per month (up to £100,000), £14.99 per month (no upper limit)
  • Flexible ISA No
  • Foreign exchange fee Core plan: 0.75%; Plus plan: 0.75% (first £50,000), then 0.25% above this
  • Fund fees Ongoing fund charges vary depending on the investments you choose. These are set by fund managers and typically differ across funds.
  • Trading fees Funds: from £3.99 per trade, UK & US shares (including ETFs and investment trusts): £3.99 per trade, Other international shares: from £9.99 per trade, Regular investing: free
  • Investments available Shares (UK and international), Funds, ETFs, Investment trusts, Bonds
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 141282
  • Risk warning Capital at risk. The value of your investments may go up or down
  • Offer details You can get £150 towards your trading fees when you open an ISA. Open to new customers only and ends 31 October 2026.
Customer rating 4.7/5
  • Annual fee
    £0
  • Trading fee
    £0
  • Minimum deposit
    £0
Capital at risk. Other fees may apply. *Invest a minimum of £300 and get up to £300 in free shares.
  • FSCS Protected? Yes
  • Transfer in existing ISA? Yes
  • Interest on uninvested cash 3.75%
  • Fractional shares No
  • Flexible ISA Yes
  • Foreign exchange fee 0.70%
  • Fund fees If you invest in funds, you'll have to pay fund fees depending on the funds you choose
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 944492
  • Risk warning Capital at risk. The value of investments can go down as well as up.
  • Offer Invest a minimum of £300 and get up to £300 in free shares. T&Cs apply. Other fees may apply.
Customer rating 4.8/5
  • Annual fee
    £0 with offer
  • Dealing charge
    £0
  • Minimum deposiot
    £10
*£0 platform fee and £0 subscription fee for new customers who use the code INVEST26 - T&Cs apply. Other fees apply
  • FSCS Protected? Yes. Your eligible deposits and investments may be protected by the Financial Services Compensation Scheme (FSCS). Protection is up to £120,000 per person, per firm. FSCS does not cover losses due to market performance. 
  • Transfer in existing ISA? Yes
  • Investments available You can invest in OEICs and exchange-traded investments
  • Flexible ISA Yes
  • Foreign exchange fee  0.40%. Other fees may apply. 
  • Fund fees Variable depending on the fund selected. See fund documentation for specific charges. Other fees may apply. 
  • Authorised and regulated by the Financial Conduct Authority Yes, FRN 955775
  • Risk warning The value of investments can go down as well as up and you may get back less than you invest. 
  • Offer Open and fund a Quilter Invest account before 11:59pm on 30 November and receive £0 platform fee and £0 subscription fee. You need to use the code INVEST26 to get the offer. T&Cs apply. Other fees apply.  Approved by Quilter Invest Ltd FRN 955775 25/09/2026 
Customer rating 4.4/5
  • Annual fee
    0.25%
  • Trading fee
    From £1.50 (or free with regular investing)
  • Minimum deposit
    £25 per month or £250 lump sum
  • FSCS Protected? Yes
  • Transfer in existing ISA? Yes
  • Interest on uninvested cash 1.75% AER
  • Flexible ISA No
  • Foreign exchange fee 0.75% on £0-£10,000, 0.50% on £10,000-£20,000, and 0.25% on values over £20,000
  • Fund fees If you invest in funds, you'll have to pay fund fees depending on the funds you choose
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 155593
  • Risk warning The value of your investments can go down as well as up and you may get back less than you originally invested
Customer rating 3.8/5
  • Annual fee
    Custody fee of 0.35% per year (max £45)
  • Shares trading fee
    £3.95 per trade
  • Minimum deposit
    $50
*Get £50 worth of free assets when you deposit £200 into a General Investment Account
  • FSCS Protected? Yes
  • Interest on uninvested cash 3% on balances up to $50,000, 3.8% on balances over this
  • Fractional shares Yes
  • Foreign exchange fee 0.7%
  • Fund fees If you invest in funds, you'll have to pay fund fees, which cost on average ~0.16% per year, with additional market-spread effects up to 0.05%
  • Trading fees You'll pay £3.95 per trade for shares, ETFs and mutual funds and £5.95 per trade for bonds
  • Authorised and regulated by the Financial Conduct Authority Yes, FRN 583263
  • Risk warning The value of your investments may go up or down. Your capital is at risk. ISA powered by Moneyfarm. ISA rules apply. UK residents only.
  • Offer details You need to sign up, verify your account and deposit at least £200 to get the free asset. ISA deposits aren't included in the £200 requirement to get the offer.
Customer rating 4.3/5
  • Annual fee
    0.45%
  • Trading fee
    £6.95
  • Minimum deposit
    £1
  • FSCS Protected? Yes
  • Transfer in existing ISA? Yes
  • Interest on uninvested cash 2.53%
  • Flexible ISA No
  • Foreign exchange fee 1.00%
  • Fund fees If you invest in funds, you'll have to pay fund fees depending on the funds you choose
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 115248
  • Risk warning Capital at risk. The value of your investments may go up or down

Managed Stocks & Shares ISAs
Customer rating 3.8/5
  • Annual fee
    0.45% management fee and 0.25% platform fee
  • Portfolios available
    14
  • Minimum deposit
    £500
  • FSCS Protected? Yes
  • Other investment options You can also choose your own investments with eToro's DIY option
  • Transfer in existing ISA? Yes
  • Flexible ISA Yes
  • Management fees Management fees are tiered, so you'll pay 0.45% up to £50,000, then 0.20% from £50,000 to £100,000, 0.10% from £100,000–£1.5m, and 0% above £1.5m. A platform fee of 0.25% also applies to all managed portfolios.
  • Authorised and regulated by the Financial Conduct Authority Yes, FRN 583263
  • Risk warning The value of your investments may go up or down. Your capital is at risk. ISA powered by Moneyfarm. ISA rules apply. UK residents only.
Customer rating 4.9/5
  • Annual fee
    0.25% (max £250 per year)
  • Portfolios available
    3 risk-based portfolios
  • Minimum deposit
    £1
You could get back less than you invest
  • FSCS Protected? Your eligible investments are protected by the FSCS up to £85,000 per person per firm. This doesn’t cover losses incurred due to investment performance.
  • Interest on uninvested cash No
  • Fund fees You'll also have to pay fund fees of 0.14%. Management fees are dependent on what you invest in. See full fees breakdown on monzo.com/help/investments/investments-fees
  • Transfer in existing ISA? Yes
  • Flexible ISA Yes
  • Other investment options You could alternatively choose to create your own portfolio.
  • Authorised and regulated by the Financial Conduct Authority Yes: FRN 730427
  • Risk warning You could get back less than you invest.
  • Eligibility You need a Monzo current account to use Investments. UK residents 18+. Ts&Cs apply.
Customer rating 4.8/5
  • Annual fee
    £1 per month + 0.15%
  • Portfolios available
    3
  • Minimum deposit
    £1
  • FSCS Protected? Yes
  • Transfer in existing ISA? Yes
  • Ready-made portfolios available Choose between three portfolios based on your preferred risk level: Cautious, Balanced or Adventurous
  • Fees £1 monthly subscription fee (which covers all accounts you have with Moneybox), plus a service fee of 0.15%
  • Fund fees If you choose to invest in Moneybox funds, you'll have to pay fund fees of 0.29%
  • Access Can be opened and managed using the Moneybox app and on the website
  • Authorised and regulated by the Financial Conduct Authority Yes, FRN 712935
  • Risk warning Capital at risk. The value of your investments may go up or down
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