Stocks & Shares ISA offers

Here at Be Clever With Your Cash, we’re not regulated to give you financial advice. We aim to give you the facts about a provider or investment but it’s up to you to decide if it’s suitable for you. If you’re looking for more personalised guidance, find a financial adviser who can give you specific advice. Remember that your capital is at risk when investing - don’t invest more than you are prepared to lose.

DIY Stocks & Shares ISAs

interactive investor Stocks & Shares ISA

Customer rating 4.1/5

Annual fee
£5.99 per month for portfolios up to £100,000
Trading fee
From £3.99
Minimum deposit
£0

FSCS Protected? Yes
Transfer in existing ISA? Yes
Interest on uninvested cash Yes – tiered interest is paid on cash balances within your ISA, based on the amount held.
Fees £5.99 per month (up to £100,000), £14.99 per month (no upper limit)
Flexible ISA No
Foreign exchange fee Core plan: 0.75%; Plus plan: 0.75% (first £50,000), then 0.25% above this
Fund fees Ongoing fund charges vary depending on the investments you choose. These are set by fund managers and typically differ across funds.
Trading fees Funds: from £3.99 per trade, UK & US shares (including ETFs and investment trusts): £3.99 per trade, Other international shares: from £9.99 per trade, Regular investing: free
Investments available Shares (UK and international), Funds, ETFs, Investment trusts, Bonds
Authorised and regulated by the Financial Conduct Authority Yes: FRN 141282
Risk warning Capital at risk. The value of your investments may go up or down

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IG Stocks & Shares ISA

Customer rating 4.7/5

Annual fee
£0
Trading fee
£0
Minimum deposit
£0

Capital at risk. Other fees may apply. *Invest a minimum of £300 and get up to £300 in free shares.

FSCS Protected? Yes
Transfer in existing ISA? Yes
Interest on uninvested cash 3.75%
Fractional shares No
Flexible ISA Yes
Foreign exchange fee 0.70%
Fund fees If you invest in funds, you'll have to pay fund fees depending on the funds you choose
Authorised and regulated by the Financial Conduct Authority Yes: FRN 944492
Risk warning Capital at risk. The value of investments can go down as well as up.
Offer Invest a minimum of £300 and get up to £300 in free shares. T&Cs apply. Other fees may apply.

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eToro Stocks & Shares ISA

Customer rating 3.8/5

Annual fee
Custody fee of 0.35% per year (max £45)
Shares trading fee
£3.95 per trade
Minimum deposit
$50

*Get £50 worth of free assets when you deposit £200 into a General Investment Account

FSCS Protected? Yes
Interest on uninvested cash 3% on balances up to $50,000, 3.8% on balances over this
Fractional shares Yes
Foreign exchange fee 0.7%
Fund fees If you invest in funds, you'll have to pay fund fees, which cost on average ~0.16% per year, with additional market-spread effects up to 0.05%
Trading fees You'll pay £3.95 per trade for shares, ETFs and mutual funds and £5.95 per trade for bonds
Authorised and regulated by the Financial Conduct Authority Yes, FRN 583263
Risk warning The value of your investments may go up or down. Your capital is at risk. ISA powered by Moneyfarm. ISA rules apply. UK residents only.
Offer details You need to sign up, verify your account and deposit at least £200 to get the free asset. ISA deposits aren't included in the £200 requirement to get the offer.

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Freetrade Stocks & Shares ISA

Customer rating 4.7/5

Annual fee
£0
Trading fee
£0
Minimum deposit
£1

*New customers can get a free share worth between £10 and £100

FSCS Protected? Yes
Interest on uninvested cash 1% on up to £1,000
Fractional shares Yes
Transfer in existing ISA? Yes
Flexible ISA Yes
Foreign exchange fee 0.99%
Fund fees If you invest in funds, you'll have to pay fund fees depending on the funds you choose
Authorised and regulated by the Financial Conduct Authority Yes: FRN 783189
Risk warning Capital at risk. The value of your investments may go up or down
Offer New customers can get a free share worth between £10 and £100. To get it, sign up for Freetrade and deposit at least £50 to your account. The probability is weighted, so more expensive shares will be rarer.

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Trading 212 Stocks & Shares ISA

Customer rating 4.7/5

Annual fee
£0
Trading fee
£0
Minimum deposit
£1

*New customers get a free fractional share worth up to £100 when you sign up via our link or use the code BCWYC. Terms apply

FSCS Protected? Yes
Transfer in existing ISA? Yes
Fractional shares Yes
Interest on uninvested cash 3.8%
Flexible ISA Yes
Foreign exchange fee 0.15%
Fund fees If you invest in ETFs, you'll have to pay fund fees depending on the funds you choose
Offer details To get the offer, you need to open a Trading 212 Stocks and Shares ISA or Invest account and deposit at least £1 within 10 calendar days
Important details Remember, the value of any money invested, which includes your free share, could go up or down
Authorised and regulated by the Financial Conduct Authority Yes: FRN 609146
Risk warning Capital at risk. The value of investments can go down as well as up

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AJ Bell Stocks & Shares ISA

Customer rating 4.4/5

Annual fee
0.25%
Trading fee
From £1.50 (or free with regular investing)
Minimum deposit
£25 per month or £250 lump sum

FSCS Protected? Yes
Transfer in existing ISA? Yes
Interest on uninvested cash 1.75% AER
Flexible ISA No
Foreign exchange fee 0.75% on £0-£10,000, 0.50% on £10,000-£20,000, and 0.25% on values over £20,000
Fund fees If you invest in funds, you'll have to pay fund fees depending on the funds you choose
Authorised and regulated by the Financial Conduct Authority Yes: FRN 155593
Risk warning The value of your investments can go down as well as up and you may get back less than you originally invested

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InvestEngine Stocks & Shares ISA

Customer rating 4.7/5

Annual fee
£0
Trading fee
£0
Minimum deposit
£100

Important details You can't invest in individual shares with InvestEngine, just exchange-traded funds (ETFs)
FSCS Protected? Yes
Transfer in existing ISA? Yes
Interest on uninvested cash No
Flexible ISA Yes
Fund fees When you invest in funds you'll also have to pay fund fees between 0.03% and 0.89%, depending on which ones you choose
Authorised and regulated by the Financial Conduct Authority Yes: FRN 801128
Risk warning Capital at risk. The value of investments can go down as well as up

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XTB Stocks & Shares ISA

Customer rating 4.7/5

Annual fee
£0
Trading fee
£0
Minimum deposit
£0

FSCS Protected? Yes
Transfer in existing ISA? Yes
Fractional shares Yes
Interest on uninvested cash 4.50%
Flexible ISA Yes
Foreign exchange fee 0.50%
Fund fees If you invest in funds, you'll have to pay fund fees depending on the funds you choose
Authorised and regulated by the Financial Conduct Authority Yes: FRN 522157
Risk warning Capital at risk. The value of your investments may go up or down

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Hargreaves Lansdown Stocks & Shares ISA

Customer rating 4.3/5

Annual fee
0.45%
Trading fee
£6.95
Minimum deposit
£1

FSCS Protected? Yes
Transfer in existing ISA? Yes
Interest on uninvested cash 2.53%
Flexible ISA No
Foreign exchange fee 1.00%
Fund fees If you invest in funds, you'll have to pay fund fees depending on the funds you choose
Authorised and regulated by the Financial Conduct Authority Yes: FRN 115248
Risk warning Capital at risk. The value of your investments may go up or down

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CMC Invest Stocks & Shares ISA

Customer rating 4.1/5

Annual fee
£10 per month
Trading fee
£1
Minimum deposit
£1

Fees To get an ISA with CMC Invest you need to be signed up to the Plus Plan, which costs £10 per month
FSCS Protected? Yes
Transfer in existing ISA? Yes
Flexible ISA Yes
Interest on uninvested cash 2%
Fractional shares No
Foreign exchange fee 0.99%
Fund fees If you invest in funds, you'll have to pay fund fees depending on the funds you choose
Authorised and regulated by the Financial Conduct Authority Yes: FRN 948126
Risk warning Capital at risk. The value of your investments may go up or down

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Plum Stocks & Shares ISA

Customer rating 4.8/5

Annual fee
£3.99 per month + 0.45% annual fee
Trading fee
£0
Minimum deposit
£1

You need a Plum Plus account which costs £3.99 per month to start investing in funds.

FSCS Protected? Yes - up to £85,000
Transfer in existing ISA? Yes
Interest on uninvested cash No
Fractional shares Yes
Flexible ISA No
Foreign exchange fee 0.45%
Fund fees If you invest in funds, you'll have to pay fund fees depending on the funds you choose
Investments available You're limited to 13 funds to invest in, and can invest in the full range of 26 funds with the Premium plan which costs £14.99 per month
Authorised and regulated by the Financial Conduct Authority Yes: FRN 900573
Risk warning Capital at risk. The value of investments can go down as well as up

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Managed Stocks & Shares ISAs

Monzo Stocks & Shares ISA

Customer rating 4.9/5

Annual fee
0.25% (max £250 per year)
Portfolios available
3 risk-based portfolios
Minimum deposit
£1

You could get back less than you invest

FSCS Protected? Your eligible investments are protected by the FSCS up to £85,000 per person per firm. This doesn’t cover losses incurred due to investment performance.
Interest on uninvested cash No
Fund fees You'll also have to pay fund fees of 0.14%. Management fees are dependent on what you invest in. See full fees breakdown on monzo.com/help/investments/investments-fees
Transfer in existing ISA? Yes
Flexible ISA Yes
Other investment options You could alternatively choose to create your own portfolio.
Authorised and regulated by the Financial Conduct Authority Yes: FRN 730427
Risk warning You could get back less than you invest.
Eligibility You need a Monzo current account to use Investments. UK residents 18+. Ts&Cs apply.

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Santander Stocks & Shares ISA

Customer rating 3.9/5

Annual fee
0.35%
Portfolios available
4 ready-made funds
Minimum deposit
Lump sum of £100 or £20 per month

FSCS Protected? Yes
Fees The fee you pay depends on how much you invest. You'll pay 0.35% on up to £50,000; 0.2% on any amount between £50,000 and £500,000; and 0.1% on anything over £100,000.
Fund fees You pay additional fees to run your fund, charged by the fund provider. These can be found in the Key Investor Information Document.
Interest on uninvested cash 2.22%
Transfer in existing ISA? Yes
Authorised and regulated by the Financial Conduct Authority Yes: FRN 106054
Risk warning Capital at risk. The value of your investments may go up or down

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Hargreaves Lansdown Stocks & Shares ISA

Customer rating 4.3/5

Annual fee
0.45%
Portfolios available
4 risk-based portfolios
Minimum deposit
£100 or £25 per month

FSCS Protected? Yes
Fees Fees are reduced the more you invest. You're charged 0.45% on up to £250,000, 0.25% on the next £750,000, and 0.1% on the next £1,000,000. For amounts over £2m there is no charge
Interest on uninvested cash 2.53%
Transfer in existing ISA? Yes
Flexible ISA No
Authorised and regulated by the Financial Conduct Authority Yes: FRN 115248
Risk warning Capital at risk. The value of your investments may go up or down

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Beanstalk Stocks & Shares ISA

Customer rating 4.6/5

Annual fee
0.5%
Portfolios available
2 tracker funds
Minimum deposit
£10

FSCS Protected? Yes
Fund fees You'll have to pay additional fund fees of up to 0.15%
Interest on uninvested cash No
Transfer in existing ISA? Yes
Flexible ISA No
Ready-made portfolios available 2 tracker funds to choose between: an L&G cash fund and a Fidelity Global Shares fund
Authorised and regulated by the Financial Conduct Authority Yes: FRN 473606
Risk warning Capital at risk. The value of your investments may go up or down

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Sidekick Stocks & Shares ISA

Annual fee
0.50%
Portfolios available
Two portfolios
Minimum deposit
£3,000

FSCS Protected? Yes
Interest on uninvested cash No
Transfer in existing ISA? No
Flexible ISA No
Authorised and regulated by the Financial Conduct Authority Yes: FRN 984829
Risk warning Capital at risk. The value of your investments may go up or down.

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eToro Managed Stocks & Shares ISA

Customer rating 3.8/5

Annual fee
0.45% management fee and 0.25% platform fee
Portfolios available
14
Minimum deposit
£500

FSCS Protected? Yes
Other investment options You can also choose your own investments with eToro's DIY option
Transfer in existing ISA? Yes
Flexible ISA Yes
Management fees Management fees are tiered, so you'll pay 0.45% up to £50,000, then 0.20% from £50,000 to £100,000, 0.10% from £100,000–£1.5m, and 0% above £1.5m. A platform fee of 0.25% also applies to all managed portfolios.
Authorised and regulated by the Financial Conduct Authority Yes, FRN 583263
Risk warning The value of your investments may go up or down. Your capital is at risk. ISA powered by Moneyfarm. ISA rules apply. UK residents only.

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