*You can get £150 towards your trading fees when you open an ISA
FSCS Protected?Yes
Transfer in existing ISA?Yes
Interest on uninvested cashYes – tiered interest is paid on cash balances within your ISA, based on the amount held.
Fees£5.99 per month (up to £100,000), £14.99 per month (no upper limit)
Flexible ISANo
Foreign exchange feeCore plan: 0.75%; Plus plan: 0.75% (first £50,000), then 0.25% above this
Fund feesOngoing fund charges vary depending on the investments you choose. These are set by fund managers and typically differ across funds.
Trading feesFunds: from £3.99 per trade, UK & US shares (including ETFs and investment trusts): £3.99 per trade, Other international shares: from £9.99 per trade, Regular investing: free
Investments availableShares (UK and international), Funds, ETFs, Investment trusts, Bonds
Authorised and regulated by the Financial Conduct AuthorityYes: FRN 141282
Risk warningCapital at risk. The value of your investments may go up or down
Offer detailsYou can get £150 towards your trading fees when you open an ISA. Open to new customers only and ends 31 October 2026.
*£0 platform fee and £0 subscription fee for new customers who use the code INVEST26 - T&Cs apply. Other fees apply
FSCS Protected?Yes. Your eligible deposits and investments may be protected by the Financial Services Compensation Scheme (FSCS). Protection is up to £120,000 per person, per firm. FSCS does not cover losses due to market performance.
Transfer in existing ISA?Yes
Investments availableYou can invest in OEICs and exchange-traded investments
Flexible ISAYes
Foreign exchange fee 0.40%. Other fees may apply.
Fund feesVariable depending on the fund selected. See fund documentation for specific charges. Other fees may apply.
Authorised and regulated by the Financial Conduct AuthorityYes, FRN 955775
Risk warningThe value of investments can go down as well as up and you may get back less than you invest.
OfferOpen and fund a Quilter Invest account before 11:59pm on 30 November and receive £0 platform fee and £0 subscription fee. You need to use the code INVEST26 to get the offer. T&Cs apply. Other fees apply. Approved by Quilter Invest Ltd FRN 955775 25/09/2026
*Get £50 worth of free assets when you deposit £200 into a General Investment Account
FSCS Protected?Yes
Interest on uninvested cash3% on balances up to $50,000, 3.8% on balances over this
Fractional sharesYes
Foreign exchange fee0.7%
Fund feesIf you invest in funds, you'll have to pay fund fees, which cost on average ~0.16% per year, with additional market-spread effects up to 0.05%
Trading feesYou'll pay £3.95 per trade for shares, ETFs and mutual funds and £5.95 per trade for bonds
Authorised and regulated by the Financial Conduct AuthorityYes, FRN 583263
Risk warningThe value of your investments may go up or down. Your capital is at risk. ISA powered by Moneyfarm. ISA rules apply. UK residents only.
Offer detailsYou need to sign up, verify your account and deposit at least £200 to get the free asset. ISA deposits aren't included in the £200 requirement to get the offer.
Other investment optionsYou can also choose your own investments with eToro's DIY option
Transfer in existing ISA?Yes
Flexible ISAYes
Management feesManagement fees are tiered, so you'll pay 0.45% up to £50,000, then 0.20% from £50,000 to £100,000, 0.10% from £100,000–£1.5m, and 0% above £1.5m. A platform fee of 0.25% also applies to all managed portfolios.
Authorised and regulated by the Financial Conduct AuthorityYes, FRN 583263
Risk warningThe value of your investments may go up or down. Your capital is at risk. ISA powered by Moneyfarm. ISA rules apply. UK residents only.
FSCS Protected?Your eligible investments are protected by the FSCS up to £85,000 per person per firm. This doesn’t cover losses incurred due to investment performance.
Interest on uninvested cashNo
Fund feesYou'll also have to pay fund fees of 0.14%. Management fees are dependent on what you invest in. See full fees breakdown on monzo.com/help/investments/investments-fees
Transfer in existing ISA?Yes
Flexible ISAYes
Other investment optionsYou could alternatively choose to create your own portfolio.
Authorised and regulated by the Financial Conduct AuthorityYes: FRN 730427
Risk warningYou could get back less than you invest.
EligibilityYou need a Monzo current account to use Investments. UK residents 18+. Ts&Cs apply.
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