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Cash Chats #81  – Do you need an ISA?

Cash Chats #81 – Do you need an ISA?

Tax-free interest on savings is great – and you don’t need an ISA to get it. As we approach the end of the financial year and the start of the new one, banks and building societies are pushing ISAs hard. Newspapers are full of adverts encouraging you to...
Irrelevant Savings Accounts: Why Cash ISAs are dead

Irrelevant Savings Accounts: Why Cash ISAs are dead

Why I don’t put my money in a Cash ISA. When my friends talk to me about savings, they always mention ISAs. It’s where they’ve always been told to save their cash (though they don’t quite understand why), and they’ve dutifully stashed as...
Cash savings to beat inflation

Cash savings to beat inflation

Even with inflation falling, low saving rates mean you’re losing out in real terms. So what can you do? Here are my top places to put your cash to make as much as 5%. Contents 5% interest for all 3% with the potential for 5% for all 5% regular savers if you have...
Fix your finances in 2019 part 3: Sort out your savings

Fix your finances in 2019 part 3: Sort out your savings

How to get in the savings habit, get the best interest rate and make sure you stick to it. If you’ve been following these fix your finances posts over the last few weeks you’ll have a good sense of where your money is going and hopefully have also started...
New savings accounts offer 1.5% – how do they compare?

New savings accounts offer 1.5% – how do they compare?

Interest rates on easy access savings accounts are starting to increase thanks to new accounts from Marcus by Goldman Sachs and the Savings Builder by RBS. It says a lot about how poor the savings market has been recently that people are excited about accounts...