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4 Savings Account Basics

4 Savings Account Basics

The differences between savings accounts explained Got some cash? Want to save it? Want to earn some interest too? Here are the basics you need to know. 1. CURRENT ACCOUNTS Normally they’ve been very poor for saving money, but right now the interest rates are...
9 Interest Basics

9 Interest Basics

Interest explained Interest can make you money. It can cost you money. It can be confusing. Ironically interest isn’t that interesting. But these 9 Basics should sort you out. 1. SO INTEREST IS GOOD? Interest is earned on money that you save. Good. It’s...
6 Basic Banking Terms

6 Basic Banking Terms

Here are 6 Basics terms to help you understand your bank. 1. DEBIT A debit is when money is withdrawn from your account. So your debit card and any direct debits are debiting (taking away) money from your balance. Your bank statement might have a little D next to...
3 Useful Types of Credit Card

3 Useful Types of Credit Card

If you’ve read our 8 Credit Card Basics, you’ll know credit cards aren’t for everyone. But if you follow and understand those basics, there are some cards it’s handy to have for day to day spending, trips abroad, big purchases or just to have in an emergency. (N.B...
8 Credit Card Basics

8 Credit Card Basics

Credit card debt is expensive and can quickly spiral. Not good. If that’s the case, why bother? If you are good with your money read our 3 Types Of Useful Credit Card article. But first here are the Be Clever Basics: 1. WHAT’S A CREDIT CARD? When you spend on a...