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How to make a budget

How to make a budget

When money’s tight it’s time to start your own budget. Struggle every week to keep on top of your cash? Need to save for something big? If any of these sound like you (and there are plenty of other reasons too), then the dreaded budget will help....
Can you pay less on your Council Tax?

Can you pay less on your Council Tax?

Most of us have no choice when paying Council Tax – but there are ways to make sure you aren’t paying too much. The other week I received my annual Council Tax bill. It’s gone up – as I’m sure it has for many of you – largely to...
The easy way to cut your gas and electricity bills

The easy way to cut your gas and electricity bills

Do you find that you’re constantly avoiding sorting out your energy bills? Think it’ll be too much hassle? Well, it’s actually pretty easy, and could save you hundreds of pounds on your gas and electricity bill for minimal effort. If you’ve...
0% balance transfer credit cards – the good and the bad

0% balance transfer credit cards – the good and the bad

Balance transfer credit cards can be a useful way to help clear debts. But there are dangers with using one if you don’t follow the rules. This Be Clever Basics guide is going to explain how 0% balance transfer cards work so you can find out if one is right for...