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Blog archive

Take a look at all the blog posts Andy has written and find hundreds of tips and tricks to help you be Clever With Your Cash.


Fix your finances in 2019 pt 2: Better manage your borrowing

From credit cards to mortgages, it pays to get on the best deal possible on any debts or money you borrow. Last week I shared the basics of fixing your finances, from working out what you really have through to identifying the easy places to trim your spending. This...

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Fix your finances in 2019 pt1: Know your money

If you're looking to finally get on top of your finances this year, this series of blog posts will help you kick things off. Over the next few weeks I'll be giving you tips on managing your debts, your savings and your spending - all essential to being in control of...

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Got an HMV gift card? Spend it NOW

Music and movie retailer HMV is on the brink of collapse once more.HMV is now in administration, meaning if it doesn't find a buyer the retailer could disappear from the high street and online. This isn't the first tome either. The chain went under in 2013 and saw...

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Should you regift an unwanted present?

The do's and don'ts of passing on bad or duplicate gifts. There's a good chance at some point each year you'll be given a gift you don't want or need. It's frustrating and disappointing but also a bit awkward. So what do you do with it? Well the worst thing you can do...

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Are you really going to get a bargain in the sales?

The January and Boxing Day sales are dead. Long live the never-ending sales. But can you really make a saving? I've three tips to help you nab a bargain. As a kid I remember how we'd get on the train to Bromley in South London (this was pre-Westfield, Bluewater and...

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Five alternative gifts where the thought really does count

Still to buy some Christmas presents?Don't waste your money on duds. These gifts won't end up in the bin or regifted.I'm no Scrooge. I love Christmas; from the turkey dinner to festive jumpers it all makes for a fantastic month. But I do hate the amount of money that...

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My rules if you’ve been given a gift card

Ignore these simple rules and you could end up with a worthless voucher or gift card. I don't know about you, but most years I'll be given a voucher to spend instead of a present. If there's something I want I usually use it within a few weeks. But if there's nothing...

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Best TV streaming: Amazon Prime vs Netflix vs Now TV

If you're looking for something good to watch on the box, your best bet is often to head online. But how do you choose between NOW TV, Amazon Prime and Netflix?I still love "normal" TV, and there are great shows on the BBC, ITV, Channel 4 and Channel 5. But more often...

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How to spend less on Christmas food and drink

As we get closer to Christmas, it's time to start picking up some of your fave festive food and drink. But if you don't pay attention it's easy for all these treats to burn a hole in your wallet. When people choose their favourite meal, they often say Sunday roast....

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