Blog archive
Take a look at all the blog posts Andy has written and find hundreds of tips and tricks to help you be Clever With Your Cash.
Can you pay less on your Council Tax?
Most of us have no choice when paying Council Tax - but there are ways to make sure you aren't paying too much. The other week I received my annual Council Tax bill. It's gone up - as I'm sure it has for many of you - largely to cover the cost of social care. For my...
Ask Andy #6 Your questions answered
This week my answers to your questions on mortgages, pensions, bank accounts, savings an credit cards. I love hearing from you, whether it’s on the blog, social media, YouTube or on email. Often you’re asking me questions about your finances, and I’m always glad to...
LTV & the remortgaging tricks that’ll save you thousands
Don't miss out on even better deals when looking for a new mortgage offer. If you're on a fixed mortgage deal you might just see remortgaging as something you need to do to avoid moving on to a more expensive standard variable rate. Of course doing that will save you...
The best bank mobile apps
How do Starling and Monzo compare to the apps from the high street banks? App banking is getting bigger and bigger. I very rarely log in to online banking on a computer, hardly ever visit a branch and only phone up when there's a problem. So it's vital that I can do...
Santander to close 111 branches – find out which ones
Find out which branches are affected and what you can do if your Santander bank branch is going to shut in 2021. Starting in late June, a whopping 111 branches of Santander will close their doors this year the bank has revealed. This follows a further 162 that have...
The easy way to cut your gas and electricity bills
Do you find that you're constantly avoiding sorting out your energy bills? Think it'll be too much hassle? Well, it's actually pretty easy, and could save you hundreds of pounds on your gas and electricity bill for minimal effort. If you've never switched supplier, or...
When Direct Debits are a bad idea
Most of the time paying your bill by Direct Debit will save you money - but if you're not careful they can also end up costing you hard earned cash. "Pay by Direct Debit to save" is a message you'll see on most bills. And most of the time it's true. From gas and...
How to quickly clear your credit card debt
Your credit card debt is probably costing you more than you think. But you can fix that and save money by clearing it as quickly as you can. I try to pay by credit card as much as I can for two reasons. One, I earn 1% cashback on most of my spending, and two, I know I...
Ask Andy #5: Your questions answered – savings special
This week my answers to your questions are all about savings. I love hearing from you, whether it’s on the blog, social media, YouTube or on email. Often you’re asking me questions about your finances, and I’m always glad to help if I have the time. But I realised...