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Blog archive

Take a look at all the blog posts Andy has written and find hundreds of tips and tricks to help you be Clever With Your Cash.

 

Irrelevant Savings Accounts: Why Cash ISAs are dead

Why I don't put my money in a Cash ISA. When my friends talk to me about savings, they always mention ISAs. It's where they've always been told to save their cash (though they don't quite understand why), and they've dutifully stashed as much of their savings in one...

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Approved Food review – is it any good?

The online retailer sells out-of-date stock at low prices. I've taken a look to check the quality of products and whether they're good value for money. You might remember a few weeks ago I organised a trip to a warehouse in Sheffield for my UK Money Blogger community....

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The 1p trick to get your “free” Waitrose tea or coffee

Much to the anger of the general public (OK, people on Twitter), Waitrose has announced it's stopping the free tea and coffee in its stores. Now, you'll only have to go any buy something before getting your complimentary hot beverage. Buy something! In a supermarket?...

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Can you pay less on your Council Tax?

Most of us have no choice when paying Council Tax - but there are ways to make sure you aren't paying too much. Last week I received my annual Council Tax bill. It's gone up - as I'm sure it has for many of you - largely to cover the cost of social care. For my...

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The best ways to collect and spend Nectar points

If you've got a Nectar card, are you making the most of your points? One of my most popular articles is Why I hate Nectar points. It's mainly about my frustration with the Double Up scheme, which I think is a bit of a joke. So why am I writing another post about...

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How phone scammers tried to rip me off

They're persistent and have more personal data than they should - just how do you know the scammers from the real thing? Last Friday I spent the day as a "money expert" in a pop-up shop for BBC One's Rip Off Britain. This essentially meant helping people with...

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Credit scores explained, and free ways to check your reports

"Credit score" is a phrase you might occasionally think about. Maybe worry about. But do you understand it? I wasn't really bothered about my credit score until I had to apply for a mortgage. Only then did I realise just how important it can be. Fortunately, it was...

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Ads that don’t deliver: The Virgin Trains 20th Birthday sale

With 70% of weekend dates unavailable, this misleading Virgin Trains sale has driven me loco. it's been a while since I last wrote about an advert where the savings don't quite add up, but they're always on my radar and I wanted to name and shame the latest to feel my...

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