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Blog archive

Take a look at all the blog posts Andy has written and find hundreds of tips and tricks to help you be Clever With Your Cash.

 

The best savings accounts (January 2021)

The best savings accounts (January 2021)

Here are my top places to put your cash to make as much as 3%. We're a long way now from when we could get 5%, with rates slowly dropping over the last few years. And following the Bank of England base interest rate cut to an all-time low of 0.1%. those cuts have...

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Cash Chats #160: Your Money, This Week (15/1/21)

Cash Chats #160: Your Money, This Week (15/1/21)

Your Money, This Week for 15th January 2021. This new regular Friday series looks at the biggest personal finance and money news stories in the UK from the last seven days. I’m joined for this one by Naomi Willis (Skint Dad), and we look at topics including:...

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The best cashback and reward credit cards (January 2021)

The best cashback and reward credit cards (January 2021)

Earn as much as 5% back when you spend from the likes of American Express, Amazon and John Lewis. Pretty much every time I spend money I am earning money. Ok, only a little bit but it all adds up. Don't roll your eyes. It really does. The way I do this is through a...

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Finding the perfect SIM for lockdown

Finding the perfect SIM for lockdown

With less need for data and other extras, it's time to cut the cost of my mobile deal. My 12-month term for my SIM-only deal with Three ended this week, meaning I was free to shop around for the best deal. The problem is, I am on a really good offer. I pay £8 a month...

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Best Current Accounts

Best Current Accounts

If you're looking to change your bank account, or even get one or two more in your name, then these current accounts are my latest top picks. I've got 15 different current accounts right now. Yes, that's far too many for most people, but trying them all out really...

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The top ways to pay during lockdown

The top ways to pay during lockdown

How to pay when you're shopping for yourself or those who are shielding. Cash is out, if you can avoid it, so how are you meant to spend money or shop for others? Well there are ways new and old to help you pay with minimal contact. First I've got a few ways for you...

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Beginner credit cards to build your credit score

Beginner credit cards to build your credit score

If you don't have any credit history or are looking to rebuild your credit report, then specialist credit cards could help. Want to get a mortgage, credit card, loan or other form of borrowing? A healthy credit report can be the difference between acceptance and...

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Top three savings accounts for 2021

Top three savings accounts for 2021

If you want to get the best interest rate on your savings, these are the three accounts you need. To help you make the most on savings, I'm regularly updating the best accounts for your money. But it's not always as simple as putting all your cash in the account...

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How to pay in a cheque online with your phone

How to pay in a cheque online with your phone

Beat the queues (and closing branches) by depositing a cheque with a mobile banking app. It's been years since I received or wrote a cheque. But during the first lockdown I helped some elderly neighbours with their shopping. And since they were housebound and not...

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