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Blog archive

Take a look at all the blog posts Andy has written and find hundreds of tips and tricks to help you be Clever With Your Cash.

 

How to stop spending money

How to stop spending money

The tricks to help you avoid shopping addictions, impulse spending and payday splurges. It's easy to get carried away when shopping and come home with an impulse buy (or two). There's nothing wrong with that - as long as you can afford it and use what you buy. If you...

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Cash savings to beat inflation (February 2020)

Cash savings to beat inflation (February 2020)

Low saving rates mean you're losing out in real terms against the inflation rate. So what can you do? Here are my top places to put your cash to make as much as 5%. (This article is updated in the middle of each month after inflation rate announcements and any...

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Cheaper alternatives to Sky TV and Virgin Media

Cheaper alternatives to Sky TV and Virgin Media

How do you watch TV if you don't pay for Sky? Here are the ways you can watch the same and new content elsewhere and save money. My recent post on why it was time to ditch Sky and Virgin TV subscriptions was really popular, and I've had lots of questions about the...

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Joint bank accounts: Good or bad?

Joint bank accounts: Good or bad?

When you're living with someone, from your partner to mates, a joint account might seem like a sensible option for splitting shared costs. And once you're married you might be tempted to take things further and pool all your finances in the same account. I've taken a...

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Sainsbury’s Nectar prices – is it any good?

Sainsbury’s Nectar prices – is it any good?

You can now save money at Sainsbury's by swiping your Nectar card Following Clubcard Prices from Tesco last year, Sainsbury's has launched a similar offer for its Nectar loyalty card users. I've taken a quick look at how it works and whether the savings are worth you...

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Money transfer credit cards – can they save you money?

Money transfer credit cards – can they save you money?

These cards move money from a credit card to a bank account and help you shift non-credit card debts to 0%. You're no doubt familiar with 0% purchase or balance transfer credit cards. These can be great options if you need to spread the cost of something really...

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Spotify vs Apple Music vs Amazon Music vs Tidal & more

Spotify vs Apple Music vs Amazon Music vs Tidal & more

Are you a Spotify fan? Or are you exclusive to Apple Music?  Or maybe it's one of the others. With so many to chose from it can be hard to know which is best.  Well, in this video I've looked the ways you can make sure you're choosing a music streaming...

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Do you really need to switch bank?

Do you really need to switch bank?

I'm a huge fan of moving from a bank that does nothing for you to one that will give you something back. But do you need to switch? The latest figures show 6.3 million bank switches have happened since the 2013 launch of the new system and guarantee, with more than...

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